Skint – Details, episodes & analysis

Podcast details

Technical and general information from the podcast's RSS feed.

Skint

Skint presented by Connie and Mik

Business

Frequency: 1 episode/10d. Total Eps: 55

The UK money podcast that makes personal finance actually make sense - without the boredom. Each week, Mik's here to teach us the stuff school never did, while Connie sits in on our behalf, asking all the questions you've been too embarrassed to ask. Together they break down budgeting, debt, saving, pensions, student loans, tax and whatever financial curveballs life throws your way - all in plain English. New episodes every Wednesday. For entertainment and educational purposes only. Not financial advice.

Read moreCollapse

Site

RSS

Apple

Data updated on 22/10/2026

Recent rankings

Latest chart positions across Apple Podcasts and Spotify rankings.

Apple Podcasts

Spotify

No recent rankings available

Shared links between episodes and podcasts

Links found in episode descriptions and other podcasts that share them.

See all

https://www.instagram.com/30flirtyandnotthriving_
2 shares

https://subscribepage.io/skintpod
1 share

RSS feed quality and score

Technical evaluation of the podcast's RSS feed quality and structure.

See all

RSS feed quality

To improve

Score global : 28%

Publication history

Monthly episode publishing history over the past years.

Year

Latest published episodes

Recent episodes with titles, durations, and descriptions.

See all

The Budget Rumour Mill: What’s True and What’s Not

Wednesday, October 21, 2026 • Duration 28:10

This week Connie and Mik break down the rumours circulating ahead of the budget. They cover talk of equalising capital gains tax with income tax, changes to the mansion tax threshold, the pension tax free lump sum, and Andy Burnham’s comments on the state pension triple lock. Mik explains which rumours are likely to hold and which ones probably won’t.

With bullet points:

Connie and Mik go through the rumours circulating ahead of this year’s budget.

Why there was talk of equalising capital gains tax with income tax, and why the Chancellor has ruled it out
The mansion tax threshold and the problems with valuing every property over 2 million pounds
Fiscal headroom explained, and why the government needs to raise more tax
Employee National Insurance and why Mik thinks it’s effectively income tax by another name
The state pension triple lock, and what moving to a double lock would actually mean
Rumours around cutting the pension tax free lump sum, and why some people took theirs out early

Read moreCollapse

£70k Debt! Shopping Addiction and Recovery - Sally Shares Her Story

Wednesday, September 30, 2026 • Duration 51:26

This week Skint welcomes Sally, who opens up about getting into serious credit card debt after her divorce. What started as one gifted credit card turned into a two year spiral of designer shopping, hidden bags under her desk, and a debt she told nobody about. She talks through what finally made her ask for help, and how she rebuilt her relationship with money from the ground up.

We cover:

How easy credit card offers turned into a two year shopping spiral after her divorce
Hiding the debt from her family and colleagues while working in fashion
The moment she realised she had nowhere left to go
Why asking for help felt like such a relief
The cash envelope system and budgeting habits she built afterwards
Why she now sees getting into debt as the best thing that happened to her

Read moreCollapse

Decoding Money Talk: What the Financial Industry Doesn't Want You to Understand

Wednesday, September 23, 2026 • Duration 33:47

The financial industry loves its jargon, and this episode is here to fix that. Connie and Mik go through the terms you hear all the time but nobody ever really explains.

The Bank of England, the Fed, and why interest rate decisions are kept independent from politicians
The FCA and the difference between financial conduct and financial stability
Passive vs active investing, and what "alpha" and "beta" actually mean
Bull and bear markets explained, and why trying to time the market rarely works
IPOs, private equity, and what really happens when a company like SpaceX floats
EBITDA, dividends, and why some companies pay out and others don't
The FIRE movement, retiring at 40 by saving up to 70% of your salary, and whether it's actually worth it

If you've ever nodded along in a conversation about finance without understanding a word, this one's for you.

Read moreCollapse

Have You Ever Been Scammed? Here's What to Watch Out For

Wednesday, September 16, 2026 • Duration 22:33

Mik was nearly scammed. A scarily professional WhatsApp message asked him to "verify" his card for a holiday booking in Sicily, reference number and all. On this episode of Skint, Connie and Mik break down what happened and the other scams doing the rounds right now.

The fake booking confirmation that had all his details, down to arrival and departure dates
The O2 phone scam where fraudsters order a phone on your account and get you to post it back to them
Why hovering over an email address before clicking anything can save you
A Facebook Marketplace scam that cost a friend £700 for a peloton that never existed
The 17 year old who unknowingly bought fake car insurance and ended up with a criminal record

Read moreCollapse

Why Is Buying a House SUCH a Nightmare? (And How the Government Wants to Fix It)

Wednesday, September 9, 2026 • Duration 21:37

Buying a house in England is famously one of the most stressful processes in the world — no real commitment from either side until the very last minute, surprise gazumping, and estate agents with zero formal qualifications. In this episode of Skint, Connie and Mik dig into the government's proposed overhaul of the home-buying system.

Sales packs: sellers disclose chain position, covenants, leasehold/freehold status and planning history before a property is even listed
Earlier commitment: moving toward binding agreements sooner in the process, as seen in France and Scotland
Digital property records: what's changing and the security questions still being worked out
Professionalising estate agents: from a non-mandatory code of practice to future qualifications
Stamp duty pain: now over 10% on properties above £1m, and how it's stalled the market and killed off quick property flips

Whether you're buying, selling, or just skint and curious, this one's for you.

Read moreCollapse

ISA's!! Everything You Need To Know... Without The Confusion!

Thursday, September 3, 2026 • Duration 32:29

ISAs were designed to be simple, tax-efficient savings accounts, but over time, they’ve gotten surprisingly complex. In this episode of Skint, host Mik breaks down everything you need to know about Individual Savings Accounts.

The discussion covers:

ISA Types & Limits: Navigating the £20,000 annual allowance across Cash, Stocks & Shares, Lifetime (LISA), and Innovative Finance ISAs.
Junior ISAs (JISAs): How to build long-term wealth for children with the £9,000 allowance—and why holding too much in cash can backfire.
Upcoming Rules & Policy Changes: The new £12,000 cash ISA limit for under-65s, tax on cash interest, and the transition from Lifetime ISAs to First-Time Buyer ISAs.
Smart Investing Strategies: Why ISAs are tax wrappers rather than standalone investments, the benefits of global diversification, and why long-term investors should ignore short-term market noise.

Whether you're starting with £5,000 in savings or just trying to sound smart at your next dinner party, this episode offers a clear, low-pressure guide to making your money work harder.

Read moreCollapse

23 Years At Deloitte!! Debbie Helps Us Take Back Control of Our Data

Thursday, August 27, 2026 • Duration 34:32

In this episode of Skint, Connie sits down with Debbie, a chartered accountant and former Deloitte partner, to break down the complex worlds of corporate finance, career progression, and personal data privacy.

Debbie shares her 23-year journey through professional services, the realities of navigating high-level finance roles as a woman, and how she managed work-life integration while raising a family. We discuss the hidden pressures of Big Four firm environments, embracing neurodiversity in the corporate world, and why the traditional career mold is changing.

Later in the episode, Debbie introduces her new venture, Mercury Me—a platform created to disrupt the $1 trillion data industry by giving consumers complete control over their personal data. Learn how data algorithms target you, why you should change your cookie habits, and how you can actually start earning rewards or making charitable donations through Project Hug just by answering questions on your own terms.

Key Topics Covered:

Life in the Big Four: The realities of long hours, audit standards, and career progression at Deloitte.
Women in Finance: Overcoming industry stereotypes and balancing partnership with parenthood.
Authenticity & ADHD: Navigating neurodiversity, team dynamics, and breaking the status quo in corporate environments.
The Value of Your Data: How tracking algorithms work and how Mercury Me helps you protect, collect, and monetize your personal information.
Giving Back Digital-Style: How Mercury Me's sister initiative, Project Hug, allows users to redirect rewards to global causes.

Read moreCollapse

Before You Fly: Everything You Need to Know About Holiday Money

Wednesday, August 12, 2026 • Duration 17:53

Holiday season is here. Let's make sure your money goes as far as you do.

Mik breaks down the stuff most of us get wrong when it comes to spending money abroad. Which exchange rates are actually good, which ones are quietly robbing you, and why where you convert your money matters more than you think. He also covers prepaid travel cards, what to watch out for with data roaming charges and the small things that can save you a surprising amount.

Connie shares some personal highlights from her own experiences with money abroad. Let's just say lessons were learned.

If you've ever come home from a trip and wondered where all your money went, this one's for you.

New episodes every Wednesday.

For entertainment and educational purposes only. Not financial advice.

Read moreCollapse

Savvy Squirrel: The Government Wants You to Invest (But Should You?) *not financial advice*

Tuesday, August 4, 2026 • Duration 22:39

The government made a squirrel to fix your finances. Let's talk about it.

The government has launched a new campaign to get the UK investing. It's called Invest for the Future. It's fronted by a cartoon squirrel.

Mik breaks down what the Savvy Squirrel campaign actually is, who's behind it and why it exists. He explains how there are billions of pounds just sitting in cash ISAs and savings accounts doing very little, and why the government thinks getting that money moving could make a real difference for both the economy and for you personally. He also covers what the upcoming changes to your Cash ISA allowance mean and how it all connects.

Connie asks what we're all thinking. If you've never invested before, where do you even start? And should a cartoon squirrel really be the thing that gets you there?

Whether you're already investing or the whole thing feels like it's not for you, this one might change how you look at what your money is actually doing.

New episodes every Wednesday.

For entertainment and educational purposes only. Not financial advice.

Read moreCollapse

Money on the Mind: The Psychology of Spending, Saving and Investing

Wednesday, May 27, 2026 • Duration 26:17

What if the way you think about money is the thing holding you back?

This week Mik takes a step back from the numbers and paints a bigger picture. He walks us through the psychology behind how most of us think about earning, spending, status and investing, and why those instincts don't always work in our favour. He breaks down how thinking about risk earlier, understanding probability and spreading your investments can quietly change the direction of your finances over time.

Mik also tries to shift Connie's perspective on what money and status really mean, and whether the two should be as connected as we make them.

If you've ever felt like you're doing everything right but your relationship with money still feels off, this one might reframe a few things.

New episodes every Wednesday.

For entertainment and educational purposes only. Not financial advice.

Read moreCollapse

Skint – Details, episodes & analysis

Podcast details

Recent rankings

Apple Podcasts

Spotify

Shared links between episodes and podcasts

RSS feed quality and score

Publication history

Latest published episodes

Related Shows Based on Content Similarities

Related Shows Based on Content Similarities

Apple Podcasts

Spotify

Skint – Details, episodes & analysis

Podcast details

Recent rankings

Apple Podcasts

Spotify

Shared links between episodes and podcasts

Instagram1

Other1

RSS feed quality and score

Publication history

Latest published episodes

Similar podcasts and content

Related Shows Based on Content Similarities

Related Shows Based on Content Similarities

Instagram1

Other1

Apple Podcasts

Spotify