SBA Today – Details, episodes & analysis

This week on SBA Today, Paul and Tonya break down the major agency updates including:

• 🏢 Agency-Wide Reorganization: The SBA is centralizing core operational units into specialized "centers of excellence" to cut redundancies and lower overhead costs.
• 📩 Policy Inbox Tracking: While email addresses remain exactly the same, all future policy inquiries will now be assigned a unique Case Reference Number for standardized tracking.
• ⛪ New Specialized Outreach: The agency has officially launched a new Office of Rural Affairs and a Center for Faith to expand capital and counseling access to underserved communities.
• 🛒 $30M Grocery Milestone: The enhanced 90% Grocery Guarantee approved 19 loans totaling over $30 million in its very first month, averaging $1.57M per deal. How do you think this structural shift will impact your pipeline's turnaround times over the next few months?

🛠 This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending.

Disclaimer: The views expressed on this show are our own and not necessarily those of our employer.

This week on SBA Today, Paul and Tonya are tackling:

• ⏳ The Countdown to $10M: The historic $10M combined 7(a) and 504 loan limit officially takes effect on July 4, and lenders are actively structuring deals now. 
• 🛑 The Sourcing Trap: Many borrowers assume creative deal structures or unverified assets satisfy equity rules, only to watch their deals freeze during final source-of-funds verification.
• ⚖️ Creative ≠ Compliant: There is a massive gap between what a lender finds acceptable and what the SBA will actually guarantee.
• 📜 What "Good" Equity Looks Like: Tonya maps out the clear boundaries between problematic funds and acceptable capital—proving that equity isn't just about money, it's about the paper trail. 

How are you and your team preparing your pipeline for the upcoming July 4th limit changes? 

🛠 This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending.

Disclaimer: The views expressed on this show are our own and not necessarily those of our employer.

This week on SBA Today, Paul and Tonya are breaking down:

• 📉 BayFirst Data: Analysis shows SBA guaranty purchases exceeded original amounts by $3.5 Million.
• 🏭 The 90% Guarantee: Starting May 1st, the International Trade Loan (ITL) expands to a 90% guarantee for manufacturers (NAICS 31–33) to modernize and reshore production.
• 🍎 Grocery Guarantee: That same 90% guarantee now extends to the entire food supply chain—from farming and ranching to grocery retailers—to fight price pressures.
• 🛠️ Onshoring Tools: Use the new "Make Onshoring Great Again" Portal to connect with over one million domestic suppliers.

The Bottom Line: The SBA is supercharging domestic production. If you're lending in manufacturing or ag, the game changes May 1st.

Tune in, subscribe, and share this episode to stay ahead of the industrial comeback! 

🛠 This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending.

⚠️ Disclaimer: The views expressed on this show are our own and not necessarily those of our employer. 

We've got:

📰 Funding Circle SBLC License Drama
📖 Power of Just Showing Up
💡 Answering Your Questions: 10% down on Business acquisitions

It's April 30, 2024 and this is SBA Today.

Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.

We've got:

📰 Top Stories - CEO of a top 5 SBA 7(a) lending resigns from his post
📖 the SBA's favorite topic: broker fees!
💡How business acquisitions are financed

It's April 23, 2024 and this is SBA Today with Paul T Long and Tonya Mazurek.

Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.

🔔Senators Express Concerns Over SBA Direct Lending, and more

📰 Top Stories | Senators are not ok with Direct Lending
📖 "Lost in Translation" with Tonya
💡 Small-dollar franchise projects need more capital access

It's April 2, 2024 and this is SBA Today.

Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.

🔔 SBA Wants to be a Direct Lender, Shutdown Looming, & More

📰 Today's top stories 📰

🔸SBA getting into direct lending ⁉️

🔸 Women-owned business: what are the latest stats?

🔸 Stop the madness - another looming shutdown??

It's March 19, 2024 and this is SBA Today.

Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.

🔔 Free Leads & No More Government Shutdowns?

📰 Top Stories

-Lender Match Overhaul
-Hope that we never have to worry about a govt shutdown again!

It's March 5, 2024 and this is SBA Today.

Disclaimer: The views expressed on this show are our own and not necessarily the views of our employer.

🔔 Why Deals Don't Close, Mr. Wonderful on Business Developers🔔

Today's top stories:

🔸Why deals don't close, #1 will be a shocker!

🔸Mr. Wonderful even says Business owners and developers do this.

🔸There is a BOMB brewing in Capital Hill…

Tune in today at 2pm EST here on LinkedIn as well as our YouTube channel for the scoop.