"The most important thing about this world that we move into is to be open-minded, think outside the box, and be flexible and agile." Anna Rosenberg

In this CPD accredited episode of RiskMasters, host Julien Haye engages in a thought-provoking conversation with Anna Rosenberg, the Head of Geopolitics at Amundi Asset Management. Anna shares her extensive journey, from her early days studying history to becoming a prominent figure in geopolitical risk analysis. She provides valuable insights into the intersection of personal resilience, gender dynamics, and strategic risk management in today's complex world.

In this edition of RiskMasters, you will learn:

• Resilience and Career Growth: Anna recounts how entering the job market during the financial crisis shaped her career. She emphasises the importance of persistence, analytical thinking, and seizing opportunities amidst uncertainty.
• Gender and Leadership: Anna reflects on the impact of gender on her career, discussing both the challenges and the empowering aspects of being a woman in a senior role. She highlights how motherhood has equipped her with unique strengths and resilience.
• Strategic Geopolitical Risk Management: Anna explains the crucial role of structured analysis in managing geopolitical risks. She advocates for a proactive approach, outlining the need for organisations to develop comprehensive frameworks and stay informed on global developments.

More about Anna Rosenberg:

Anna Rosenberg is the Head of Geopolitics at Amundi Asset Management, one of Europe’s largest asset managers. Anna, with a history background and extensive experience in political risk analysis, helps investors navigate and predict political risk through research, data, and strategy. Her analytical approach and commitment to continuous learning define her leadership style.

For more insights from Anna, connect with her on LinkedIn, where she welcomes discussions on geopolitical risks and strategic analysis.

Tune in to this episode for a comprehensive understanding of resilience, leadership, and the strategic management of geopolitical risks in today’s dynamic environment.

Read the podcast notes and summary article:

https://www.aevitium.com/post/navigating-geopolitical-risks-and-embracing-diversity-insights-from-anna-rosenberg

Find out more about Anna Rosenberg

LinkedIN: https://www.linkedin.com/in/anna-rosenberg-39320612/

​Discover connected risk management and oversight topics:

1/. 2024 Risk Management Mega-Trends

2/. Necessary vs Unnecessary Risks

3/. How to Identify and Manage Emerging Risks?

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: 800034

“Risk doesn't belong to the risk department; it belongs to everybody. And the management of risk can only happen if people are aware that it is a key ingredient into every recipe.” – Katie Smith

In this episode of RiskMasters, host Julien Haye engages in an enlightening conversation with Katie Smith, a seasoned legal and compliance leader with extensive experience in asset management. Katie shares her remarkable journey, from her early career beginnings to overcoming a major health crisis, and her perspectives on inclusive leadership and strategic risk management.

In this edition of RiskMasters, you will learn:

·       Resilience and Growth through Adversity: Katie discusses how a life-threatening heart attack profoundly changed her outlook on life and work. She emphasises the importance of resilience, patience, and relying on others during challenging times.

·       Authentic Leadership and Diversity: Katie reflects on her experiences as a woman in senior roles, highlighting the importance of leading with kindness, creating space for diverse voices, and encouraging inclusivity in the workplace.

·       Strategic Importance of Risk Management: Katie explains how integrating risk management into all aspects of business is crucial. She advocates for continuous dialogue about risk and views it as a strategic enabler for organisational success.

More about Katie Smith:

Katie Smith is the General Counsel at Buffer and Asset Manager. With a career spanning roles at Vanguard and Deutsche Bank and beginning at Clifford Chance, Katie has extensive experience in the financial services industry. She is passionate about helping others, leading with curiosity, and fostering a culture of inclusivity and strategic risk management. Her personal experiences and dedication to creating supportive and innovative business environments inform Katie's approach to leadership and risk.

For more insights from Katie, connect with her on LinkedIn, where she welcomes conversations over coffee to discuss her journey and insights further.

Tune in to this episode for an inspiring look at resilience, leadership, and the strategic role of risk management in today’s business landscape.

Read the podcast notes and summary article:

https://www.aevitium.com/post/interview-with-katie-smith-on-riskmasters

Find out more about Katie Smith

LinkedIN: https://www.linkedin.com/in/katie-smith-93a67412/

​Discover connected risk management and oversight topics:

1/. 2024 Risk Management Mega-Trends

2/. Necessary vs Unnecessary Risks

3/. Going Digital: A Paradigm Shift in Risk Management

Download your CPD Certificate:

Link: ⁠⁠https://thecpd.group/podcast⁠⁠

Accreditation number: 800035

“Established boards understand risk governance but want simpler updates, while start-ups need education on the value of risk management” – Kathy Griffin

In this CPD accredited episode of RiskMasters, join host Julien Haye as he converses with Kathy Griffin, an experienced Chief Risk Officer and compliance leader with a diverse background that spans traditional financial institutions and innovative start-ups. Kathy shares her unique journey into the world of risk, the lessons learned from navigating both start-ups and established companies, and her approach to leading with empathy and innovation in risk management.

In this episode of RiskMasters, you will discover: 

• Leadership Challenges and Overcoming Imposter Syndrome - She candidly reflects on her early management failures due to imposter syndrome and immaturity, and how stepping back into team roles was pivotal for rebuilding her confidence and eventually taking on leadership roles again.
• Communication with Boards: Established Companies vs. Start-ups - She contrasts her experiences with boards in established companies, which understand risk governance but prefer simplified updates, against start-ups that often require education on the value of risk management.
• The Risk Function as an Innovation Enabler - Kathy advocates for risk teams to collaborate closely with business units from the initial idea stages, emphasising the shift towards outcomes-based regulation and the importance of building customer-focused cultures.

More about Kathy Griffin:

Kathy has worked in financial services for nearly 30 years, the last 18 of which have been in risk and compliance. She’s currently the Chief Risk and Compliance Officer at Uber (Payments UK) and was previously the Director of Compliance at Monzo. 

Kathy is passionate about risk and compliance being an enabler for innovation and growth and believes that embracing diversity and inclusion is key to the success of any business.

Read the podcast notes and summary article:

https://www.aevitium.com/post/kathy-griffin-s-path-to-empowering-risk-and-compliance-leadership

Find out more about Kathy Griffin

​LinkedIN: https://www.linkedin.com/in/kathy-griffin-b3a69512/

Download your CPD Certificate:

Link: ⁠⁠⁠https://thecpd.group/podcast⁠⁠⁠

Accreditation number: 800036

Please Enjoy!

Don't miss out on future episodes! Hit that subscribe button on your favourite podcasting platform, and stay tuned for fascinating discussions on risk management – ⁠⁠⁠Apple Podcasts⁠⁠⁠, ⁠⁠⁠Spotify⁠⁠⁠, ⁠⁠⁠Amazon⁠⁠⁠, ⁠⁠⁠Google Podcasts⁠⁠⁠, or follow on my website ⁠⁠⁠www.aevitium.com⁠

Discover how to spot the risks hiding in plain sight. Michele Wucker, author of The Gray Rhino, joins Julien Haye to explore why leaders and boards systematically miss high-probability threats—and how to build a risk management culture that doesn't. Learn frameworks for better strategic decision-making, enterprise risk visibility, and risk ownership in this CPD-accredited episode.

In this episode of RiskMasters, you will discover: 

• Michele Wucker's professional evolution from media executive to becoming a global economic policy expert and the founder of Gray Rhino and Company.
• The concept and significance of the "Gray Rhino" in risk management, and how Michele's diverse cultural experiences have shaped her approach to understanding and addressing global risks.
• Her insights into the future of risk management, particularly the role of psychological safety in organisations and the importance of self-awareness for emerging risk leaders.

More about Michele Wucker:

 Michele Wucker is the founder of the Chicago-based advisory firm Gray Rhino and Company and the author of THE GRAY RHINO and its sequel, YOU ARE WHAT YOU RISK. Her work focuses on strategic advisory and global economic policies. 

A former media and think tank executive drawing on decades of experience in global finance and economics, she works at the nexus of policy, behavioural science, and business strategy. Her approach is unique in that it integrates these diverse areas to provide comprehensive insights into risk management and decision-making.

Outside her professional life, Michele enjoys walking her dog along Lake Michigan, cooking, and engaging in creative and systems thinking activities. Her personal interests and experiences play a significant role in her approach to understanding and communicating complex risk management concepts.

Read the podcast notes and summary article:

https://www.aevitium.com/post/riskmasters-with-michele-wucker

Find out more about Michele Wucker

​LinkedIN: https://www.linkedin.com/in/wucker/

Website: thegrayrhino.com

Download your CPD Certificate:

Link: ⁠⁠⁠⁠https://thecpd.group/podcast⁠⁠⁠⁠

Accreditation number: 800037

​

Please Enjoy!

Don't miss out on future episodes! Hit that subscribe button on your favourite podcasting platform, and stay tuned for fascinating discussions on risk management – ⁠⁠Apple Podcasts⁠⁠, ⁠⁠Spotify⁠⁠, ⁠⁠Amazon⁠⁠, ⁠⁠Google Podcasts⁠⁠, or follow on my website ⁠⁠www.aevitium.com⁠

“A lot of people think that we can put risk in a box and assign it to the risk committee, and then it's done with. Then the risk committee does a bunch of magic, and then, suddenly, risk is managed. The truth is, clearly, that's not how it works. Risk is part and parcel of return.” – Terri Duhon

Tune in for a captivating discussion on the world of risk management and board dynamics with the fantastic Terri Duhon in the premiere episode of RiskMasters Podcast! 

In this episode, you will discover: 

• Her career path and the choices she had to make
• How to get on the board and board dynamics
• The view from the board when it comes to risk management, corporate culture and psychological safety

About Terri:

Terri played a pivotal role in the global development of the credit derivative market. Her expertise and contributions have garnered attention from notable media outlets, including the books “Fool's Gold” and “PBS's Frontline”. 

She is award-winning educator and TEDx speaker, and author of the acclaimed book How the Trading Floor Really Works. 

She currently serves on 4 boards including as Non-Executive Chair of Morgan Stanley Investment Management Ltd and non-executive director on the board of Wise the payment company. 

Terri's influence extends further as she is also the Ambassador for Women on Board, an Associate Fellow at The Said Business School; a motivational speaker for Speakers for Schools.

Read the podcast notes and summary article:

https://www.aevitium.com/post/riskmasters-with-terri-duhon

Book:

How the Trading Floor Really Works?

Contact Information:

Website: https://www.terriduhon.com

LinkedIn: https://www.linkedin.com/in/terriduhon/

Download your CPD Certificate:

Link: ⁠⁠https://thecpd.group/podcast⁠⁠

Accreditation number: 800041

Please Enjoy!

Don't miss out on future episodes! Hit that subscribe button on your favourite podcasting platform, and stay tuned for fascinating discussions on risk management – Apple Podcasts, Spotify, Amazon, Google Podcasts, or follow on my website www.aevitium.com

Join us for an insightful conversation with Britta Achmann, a seasoned Chief Risk Officer and market risk leader, as she shares her expert perspectives on digitalisation, AI, and automation transforming risk management and trading. This episode explores how modern risk leadership balances strategic risk, enterprise risk frameworks, and regulatory compliance while leveraging innovative technologies for proactive risk management.

Discover Britta's unique career path spanning top-tier financial institutions, her role in shaping robust risk management frameworks, and her leadership approach in today's dynamic financial landscape. Learn about the challenges and opportunities posed by AI and machine learning in market risk and trading environments, and how risk managers can prepare for future disruptions.

Perfect for risk managers, chief risk officers, and board directors, this episode of RiskMasters highlights key elements of strategic leadership and psychological safety in risk decision-making. Tune in to understand how automation and digitalisation are redefining the role of risk leaders and enabling smarter, more resilient enterprise risk strategies.

Don't miss this deep dive into the evolving world of risk management with one of the industry's foremost risk leaders.

In this episode, you will discover: 

1. Britta's unconventional career path
2. Her insights into risk management in both big players like Bank of America and smaller institutions like FlowTraders.
3. The game-changing impact of market digitalisation, automation, and the rise of Artificial Intelligence and Machine Learning.

Now more about Britta:

Britta has had a dynamic career in finance, commencing at JPMorgan in New York in structuring and trading diverse derivative products. 

Following her move to London, Britta spent a decade at RBS and Deutsche Bank, spearheading regulatory initiatives in response to 2008 crisis. 

Before joining Bank of America as Co-Head of Market Risk, Britta served as Chief Risk Officer at Flow Traders. Her role spanned Risk, Compliance, Operations, and Legal departments.

In her personal life Britta is the proud mum of twin girls and in her spare time, she delves into personal development and leadership literature, and is a devoted hot yoga practitioner. 

Read the podcast notes and summary article:

https://www.aevitium.com/post/riskmasters-with-britta-achmann

Contact Information:

LinkedIn: https://www.linkedin.com/in/brittaachmann/

Download your CPD Certificate:

Link: ⁠⁠⁠⁠⁠https://thecpd.group/podcast⁠⁠⁠⁠⁠

Accreditation number: 800040

Please Enjoy!

Don't miss out on future episodes! Hit that subscribe button on your favourite podcasting platform, and stay tuned for fascinating discussions on risk management – ⁠Apple Podcasts⁠, ⁠Spotify⁠, ⁠Amazon⁠, ⁠Google Podcasts⁠, or follow on my website ⁠www.aevitium.com⁠

Tune in for an immersive discussion with Divya Eapen in this CPD-accredited episode of RiskMasters, a seasoned risk management consultant, and Chief Risk Officer, sharing her invaluable journey in the ever-evolving world of Fintech. With experience spanning from global institutions like Citibank to innovative financial technology, Divya offers unique perspectives on risk management in this rapidly changing landscape. 

In this episode, you will discover: 

1. Divya’s career in risk management, and how to bounce back from failure
2. Her insights into working with Fintechs and payment companies
3. How Artificial Intelligence and machine learning are reshaping risk and compliance strategies in the Fintech space and payment industry

Now more about Divya:

 Divya is a commercial and experienced credit led Chief Risk Officer (SMF4 equivalent) across the consumer and wholesale space. She has recently set up a risk consultancy focused on two segments:

• Provision of risk management advisory largely to fintechs and regtechs, especially around projects involving risk culture, governance, framework and appetites 
• Advisory to SMEs and MMEs on optimising debt finance to support growth or turnaround, and connecting them with sources of these funding options

She is passionate about inspiring teams with a shared purpose to build and transform businesses in a positive and sustainable manner. 

She embraces the usage of technology and data to enable smarter and faster decision making.  And finally, Divya has strong sense of fairness, and dedicated to make improving diversity and inclusion.

Outside of work, Divya has two young boys that keep her very active, and as a result is learning to play tennis and piano with them.  She has a keen interest in wine, and has studied it to a high level.

Read the podcast notes and summary article:

https://www.aevitium.com/post/riskmasters-with-divya-eapen

Contact Divya:

LinkedIN: https://www.linkedin.com/in/divya-eapen/

Website: https://www.riskstrategyconsulting.com

Download your CPD Certificate:

Link: ⁠⁠⁠⁠https://thecpd.group/podcast⁠⁠⁠⁠

Accreditation number: 800038

Please Enjoy!

Don't miss out on future episodes! Hit that subscribe button on your favourite podcasting platform, and stay tuned for fascinating discussions on risk management – ⁠Apple Podcasts⁠, ⁠Spotify⁠, ⁠Amazon⁠, ⁠Google Podcasts⁠, or follow on my website ⁠www.aevitium.com⁠

In this inaugural episode of the RiskMasters podcast, host Julien Haye, a seasoned risk expert, invites you on a journey of mastery in risk leadership. As Warren Buffett once wisely said, 'Risk comes from not knowing what you're doing,' and today, we're here to ensure you're well-equipped with the knowledge you need.

Julien introduces the podcast's mission: to provide a platform for meaningful conversations that unravel the complexities of risk management. Whether you're a business executive, a seasoned risk practitioner, or just stepping into the world of risk, this podcast is your gateway to informed decision-making and impactful leadership.

In the first episode airing in October, Julien sits down with Terri Duhon. We'll dive into her career, exploring her invaluable experiences serving on the boards of financial institutions like Rathbone and Wise. The following interview will take place with Britta Achmann, a leading market risk expert where will discuss the impact of AI and ML on market risk management and trading activities. 

Whether you're a seasoned risk practitioner, a business leader, or someone eager to enhance their understanding of risk management, this podcast is tailored for you. Julien encourages a two-way conversation, welcoming your feedback, questions, and comments through the feedback page or by email.

Visit Julien's website, www.aevitium.com, for more information, including transcripts and episode notes, along with a wealth of thought leadership articles on risk management.

Thank you for becoming a part of the RiskMasters community. 

Don't miss out on future episodes! Hit that subscribe button on your favourite podcasting platform, and stay tuned for fascinating discussions on risk management – Apple Podcasts, Spotify, Amazon, Google Podcasts

“In sustainability, start at the top, or risk being sidelined.” – Aurore Lecanon

In this CPD accredited episode of RiskMasters, host Julien Haye sits down with Aurore Lecanon, a seasoned Chief Risk Officer in the insurance industry, to explore the intersection of sustainability and risk management. Aurore shares her unique career journey from her beginnings in the insurance sector to becoming a leader in risk management. She delves into the challenges and opportunities of integrating sustainability into corporate strategy, offering insights into the evolving nature of risk leadership and the critical role of culture, governance, and strategic alignment in achieving sustainable outcomes.

In this edition of RiskMasters, you will learn:

• Career Path and Evolution in Risk Management: Aurore reflects on her diverse experience in the insurance industry, discussing her unexpected path to becoming a Chief Risk Officer and the strategic perspective this role offers. She provides insights into how understanding the holistic view of risk can drive business decisions and foster innovation.

• Challenges of Integrating Sustainability: Aurore discusses the complexities of embedding sustainability within risk frameworks. She emphasises the importance of aligning sustainability goals with overall business strategies, the role of regulatory requirements, and the cultural transformation needed to achieve meaningful impact.

• Gender Dynamics and Leadership: Aurore shares her experience as a woman in a senior role in the insurance industry. She challenges common misconceptions about women in leadership, reflecting on the strengths women bring to decision-making and the value of diverse perspectives in enriching business strategy and risk management.

• Trends at the Cross-Section of Sustainability and Risk: Aurore highlights the future of risk management, focusing on innovations like AI-driven risk assessments and the use of data analytics to support sustainable decisions. She discusses the potential of technologies like blockchain to enhance transparency in supply chains and the need for industry-wide collaboration to achieve net-zero goals.

More about Aurore Lecanon:

Aurore Lecanon is a seasoned Chief Risk Officer with extensive experience in both life and general insurance sectors, having held leadership roles at major firms like Aviva, Old Mutual, Prudential, and Direct Line. A French quant by background, Aurore has a deep understanding of asset liability management, financial risk, and the strategic aspects of risk management. Her commitment to embedding sustainability into risk strategies has made her a thought leader in the industry.

Connect with Aurore on LinkedIn to explore more on sustainability, risk management, and leadership in the insurance industry.

Tune in to this episode for an in-depth discussion on the integration of sustainability into risk frameworks, the evolving role of risk leaders, and the cultural and strategic shifts necessary for building resilient, future-ready organisations.

Read the podcast notes and summary article:

https://www.aevitium.com/post/integrating-sustainability-and-risk-insights-from-aurore-lecanon-on-leadership-strategy-and-indus

Find out more about Aurore Lecanon

LinkedIN: https://www.linkedin.com/in/aurore-lecanon/

​

Discover connected risk management and oversight topics:

1/. Top Enterprise Risk Management Trends in 2024

2/. Effective Strategies for Managing Risks in AI-Driven Business Decision-Making

3/. How to Identify and Manage Emerging Risks?

Download your CPD Certificate:

Link: https://thecpd.group/podcast

Accreditation number: 800033

“Invest in your people. Systems are great, but without skilled individuals, they’re meaningless.” – Saadia Mujeeb

In this CPD episode of RiskMasters, host Julien Haye welcomes Saadia Mujeeb, a risk management veteran with over 25 years of experience across global financial institutions. From her early days at Barclays Capital to her leadership role at Macquarie Bank Europe, Saadia’s journey through the evolving landscape of risk management provides deep insights into what it takes to thrive in an ever-changing industry. She shares her strategies for resilience, the importance of continuous education, and her views on how emerging challenges like AI and geopolitical risks are reshaping the future of risk management.

In this edition of RiskMasters, CPD risk management podcast, you will learn:

• A Career of Continuous Learning and Adaptation: Saadia reflects on her extensive experience in risk management, recounting her work at major institutions during pivotal moments in the financial markets, including the Global Financial Crisis and the post-Brexit energy crisis. She discusses the importance of staying agile and keeping up with market changes.
• The Challenge of Keeping Pace with Markets: Saadia emphasises how risk professionals must continuously educate themselves to stay ahead. As markets evolve, risk managers need to research new trading strategies and understand various risk types, from credit to market and operational risk, making them the linchpins of organisational insight.
• Building Resilience Amidst Crises: With a career shaped by handling crises, Saadia highlights the need for preparedness, stress testing, and the ability to react quickly. She advocates for scenario planning and the importance of sharing knowledge across teams to build organizational resilience.
• Emerging Challenges in Risk Management: Looking to the future, Saadia discusses the growing importance of AI and digital proficiency in risk management. While technology offers vast opportunities, she underscores the need for critical thinking and scepticism, particularly when relying on AI-generated outputs. Additionally, she points out the risks of complacency in the face of geopolitical and cyber threats, stressing the need for constant vigilance.

More about Saadia Mujeeb:
Saadia Mujeeb is an accomplished risk management professional, having held senior roles at global financial institutions, including Barclays Capital, Bank of America, Citigroup, and Macquarie Bank. With a career spanning multiple markets and regions, Saadia brings a wealth of experience in managing risk across diverse portfolios, including hedge funds, prime brokerage, and asset management.

Connect with Saadia on LinkedIn to explore more on risk management and leadership in the financial services industry.

Tune in to this episode for an in-depth discussion on building resilience, the importance of continuous learning, and the emerging challenges that risk managers must navigate in today’s complex market environments.

Read the podcast notes and summary article:

https://www.aevitium.com/post/cpd-interview-with-saadia-mujeeb

Find out more about Saadia Mujeeb:
https://www.linkedin.com/in/saadia-mujeeb-242157/

Discover related risk management topics:

1. Crisis Management and Response: Best Practices and Strategies
2. Coding the Future: Digitalisation and AI in Risk Management and Trading with Britta Achmann on RiskMasters
3. Building Operational Resilience

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: 800039

In this episode of RiskMasters, we explore the complexities of managing risk with Marie Lauri, Deputy Chief Data Officer at Deutsche Bank, as our guest. Discover how risk management and innovation can coexist and drive organisational success. Marie shares her unique journey from microfinance to data governance, unpacking how organisations can harness data as an engine for operational efficiency and compliance while maintaining a culture of psychological safety.

Join us as we delve into strategic data governance, balancing innovation and risk management, and fostering data literacy in the financial landscape. You’ll also learn about aligning regulatory compliance, driving innovation through data governance frameworks, and empowering leadership in risk management. Tune in for expert insights on building a resilient organisation in the ever-evolving field of data risk management.

Connect with us to unlock strategies for navigating regulatory landscapes and ensuring successful AI implementation while embracing diverse perspectives in leadership.

In this edition of RiskMasters, you will learn:

·      Building Strategic Data Governance: How to align regulatory compliance, cost-saving initiatives, and innovation through robust data governance frameworks, including insights into navigating regulations like BCBS 239 and data residency laws.

·      Balancing Innovation and Risk: The importance of embedding strong controls to enable advancements in AI and cloud migration while ensuring compliance, efficiency, and secure data access across complex systems.

·      Empowering Leadership Through Networks and Literacy: Marie’s approach to fostering data literacy across organisations and her initiatives to build support networks for female leaders, highlighting the value of diverse perspectives in driving organisational success.

More about Marie Lauri:
Marie Lauri is a seasoned executive specialising in audit, risk management, and data governance. As Head of Data Risks and Controls and Regional Data Officer at Deutsche Bank, she has driven key initiatives in data management, regulatory compliance, and infrastructure modernisation. 

With a PhD in applied econometrics and certifications in risk management and audit, Marie combines technical expertise with leadership experience. Beyond her corporate role, she advises Synthetized, an AI fintech, and is a prominent speaker on data transformation and AI adoption. Her passion for finance began through microfinance projects supporting women in developing countries.

Connect with Marie on LinkedIn to explore her insights on gender equity, data risk management, and leadership in financial services.

Tune in to this episode for an in-depth discussion on strategic data governance, balancing innovation with risk management, and fostering data literacy to address the evolving challenges of today’s data-driven financial landscape.

Read the podcast notes and summary article:

https://www.aevitium.com/post/interview-with-marie-lauri-on-riskmasters

Find out more about Marie Lauri:
https://www.linkedin.com/in/marie-lauri-a4b8bb21/

Discover related risk management topics:

Effective Strategies for Managing Risks in AI-Driven Business Decision-Making

Responsible Innovation and Development of Artificial Intelligence in Finance

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: 800042

In this episode of RiskMasters, we delve into the critical intersection of conduct and culture in risk management with expert Toby Billington. As a seasoned risk and compliance leader, Toby asserts that ‘Conduct beats controls every day; fix the culture, and the controls will follow.’

Join host Julien Haye as Toby shares his extensive experience from legal advisory to leading compliance at top institutions like Barclays, Deutsche Bank, and HSBC. Discover how authentic leadership fosters cultural change and the significance of aligning tone from the top with genuine behaviors in organizations.

We also discuss the evolving role of first and second lines of defense in enhancing accountability and the narrative-driven approach to risk communication that engages senior risk leaders. With emerging threats in financial crime and cybersecurity, Toby emphasizes the necessity of innovative strategies to stay ahead of risks.

Tune in for compelling insights into building a robust risk culture and redefining compliance into a strategic advantage. Connect with Toby Billington on LinkedIn for more on improving risk management frameworks and leadership in financial services.

If you enjoyed this episode, don’t forget to like, follow, and leave a review! Your feedback helps us bring more thought-provoking content and insights from industry leaders.

In this edition of RiskMasters, you will learn:

 •       Career Shifts and Lessons Learned: Toby reflects on his transition from legal advisory to conduct and risk culture, highlighting pivotal career moments that shaped his expertise and his focus on behavioural science.

•       Authentic Leadership and Cultural Change: Toby emphasizes the importance of authentic leadership in driving cultural transformation. He discusses the challenges of aligning tone from the top with actual behaviours and provides practical steps to ensure leadership walks the talk.

•       The Role of First and Second Lines of Defence: Toby critiques the traditional three-lines-of-defence model, proposing greater collaboration between first and second lines to reduce duplication, enhance accountability, and streamline risk oversight.

•       The Power of Storytelling in Risk Communication: Toby highlights the value of narrative-driven risk reporting to engage senior leadership and move beyond data-heavy, technical discussions.

•       Emerging Risks in Financial Crime and Cybersecurity: With advances in AI and quantum computing, Toby outlines the evolving threats in financial crime and cybersecurity. He stresses the importance of staying ahead of these risks through innovation, vigilance, and behavioural psychology.

More about Toby Billington: 

Toby Billington is a highly respected compliance and risk management leader with a career spanning top financial institutions such as Barclays, Deutsche Bank, HSBC, and Citi. Recognized for pioneering conduct frameworks and promoting ethical behaviour in financial services, Toby’s work integrates behavioural science into risk management strategies.

Connect with Toby on LinkedIn to explore more about compliance, risk culture, and leadership in financial services.

Tune in to this episode for an in-depth discussion on improving risk culture, redefining compliance frameworks, and managing emerging threats.

Find out more about Toby Billington: 

https://www.linkedin.com/in/toby-billington-0646b89/

Discover related risk management topics:

How to Establish a Sustainable and Sound Approach to Regulatory Compliance

Ethical Compliance Management

Understanding and Overcoming the Risks of Cultural Silos: Building a Collaborative and Inclusive Workplace

FCA CP23/20 Consultation: Diversity and Inclusion in Financial Services

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: #800043

Explore core topics of cybersecurity leadership and risk resilience with expert Emanuel Salmona as he shares his insights.

"More security tools don’t always mean more security. The key is making existing defences more effective." – Emanuel Salmona

In this CPD episode of RiskMasters, host Julien Haye welcomes Emanuel Salmona, cybersecurity expert and co-founder of Nagomi Security. Emanuel shares his journey from military cybersecurity to founding a company that helps organisations optimise their defences against evolving threats.

With a rapidly changing landscape—AI-driven threats, nation-state cyberattacks, and the growing complexity of security tools—organisations must rethink their approach. This episode explores how cybersecurity leaders can shift from reactive defence to proactive resilience and why effective cybersecurity isn’t just about having more tools, but about maximising the impact of existing defences.

If you enjoyed this episode, don’t forget to like, follow, and leave a review! Your feedback helps us bring more thought-provoking content and insights from industry leaders.

In this edition of RiskMasters, you will learn:

• Emanuel’s Cybersecurity Journey: From military service to digital transformation and leading Nagomi Security, Emanuel shares how his career path shaped his approach to risk.
• Why More Security Tools ≠ More Security: Emanuel challenges a common misconception—adding more security tools can reduce effectiveness due to complexity and misconfigurations.
• The Shift from Reactive to Proactive Resilience: Organisations must move beyond simply detecting attacks; they need to build resilient cybersecurity frameworks that anticipate and mitigate risks before they materialise.
• The Role of AI in Cybersecurity – Threats & Opportunities: Attackers are leveraging AI to automate cyber threats—so how can defenders use AI for faster, smarter responses?
• The Biggest Emerging Threats in Cybersecurity: From nation-state cyberattacks to AI-powered vulnerabilities, Emanuel outlines the risks that organisations need to prepare for today.
• The Importance of Cybersecurity Storytelling: How CISOs and risk leaders can communicate cybersecurity risks in a way that engages boards and non-technical stakeholders to drive action.
• How Organisations Should Prioritise Cybersecurity Investments: With limited budgets, leaders must focus on cyber hygiene, automation, and operational efficiency before chasing the latest security trends.

More about Emanuel Salmona:

Emanuel Salmona is the co-founder and CEO of Nagomi Security, a company focused on helping organisations maximise the effectiveness of their existing cybersecurity tools. With a background spanning military cyber defence, digital transformation, and enterprise security, Emanuel is an expert in strategic cybersecurity risk management.

📌 Connect with Emanuel Salmona on LinkedIn for insights into cybersecurity strategy, AI-driven risk, and the future of cyber resilience.

🎙 Tune in now to gain critical insights on how businesses can future-proof their cybersecurity approach and build resilience in an ever-evolving threat landscape.

Listen to the full episode on your player of choice:

⁠RiskMasters with Emanuel Salmona on Apple Podcast⁠

⁠RiskMasters with Emanuel Salmona on Spotify⁠

⁠RiskMasters with Emanuel Salmona on Amazon Music⁠

Discover related risk management topics:

Integrating an Incident and Breach Framework into Your Risk Management Strategy

Crisis Management and Response: Best Practices and Strategies

Building Operational Resilience

Webinar Recap: Operational Resilience, DORA, and Third-Party Risk

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: #xxx

Join us to learn about strategic foresight and its application in risk management with expert Roger Spitz. 

"In a world of deep uncertainty, the ability to adapt is more important than the ability to predict." – Roger Spitz

In this CPD episode of RiskMasters, host Julien Haye continues his conversation with Roger Spitz, global foresight expert and founder of Techistential and the Disruptive Futures Institute.

Building on Part 1, Roger delves deeper into the practical application of foresight in risk management, covering how organisations can integrate scenario planning, anticipate systemic risks, and build resilience against unpredictable disruptions.

In this edition of RiskMasters, you will learn:

•            The Limits of Traditional Scenario Planning: Why conventional risk models fail in deep uncertainty and how organisations can develop a more adaptive approach.

•            Foresight-Driven Decision-Making: How risk leaders can integrate foresight methodologies to navigate complexity and enhance strategic planning.

•            Asymmetry and Uninsurable Risks: The impact of asymmetric risks, why some disruptions cannot be insured, and how leaders can build resilience in unpredictable environments.

•            Beyond Resilience – Embracing Anti-Fragility: The critical distinction between fragility, resilience, and anti-fragility—and how organisations can thrive under systemic disruption.

•            Leadership and Governance in an Uncertain World: Practical strategies for embedding foresight into risk culture, governance frameworks, and executive decision-making.

More about Roger Spitz

Roger is a leading authority on strategic foresight, systemic disruption, and complexity. As President of Techistential, he advises executives and boards on navigating uncertainty. He is also the author of Disrupt with Impact: Achieve Business Success in an Unpredictable World.

Listen to the full episode on your player of choice:

⁠RiskMasters with Roger Spitz on Apple Podcast⁠

⁠RiskMasters with Roger Spitz on Spotify⁠

⁠RiskMasters with Roger Spitz on Amazon Music⁠

Find out more about Roger Spitz: 

https://www.linkedin.com/in/rogerspitz/

Discover related risk management topics and RiskMasters podcasts:

Building Operational Resilience

How to Scope an Emerging Risk Framework

How to Identify and Manage Emerging Risks?

Anti-Fragile Risk Management: Turning Volatility into Strategic Advantage

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: #800056

In this CPD episode of RiskMasters, we dive into the intricacies of risk management with Roger Spitz, a global authority in foresight and strategic risk intelligence. Starting with his insightful quote, "Risk management is not about predicting the future, but about preparing for it," Roger shares his transformative journey from investment banking to developing a robust risk management framework focused on deep uncertainty. Equipped with vast experience in mergers and acquisitions, Roger emphasizes the importance of leadership in adapting to unpredictable environments.

Join host Julien Haye as they explore crucial themes such as the role of foresight in risk management, the distinction between uncertainty and risk, and the need for new approaches like scenario planning. Roger's insights help enhance the leadership capabilities of risk managers and board directors navigating today's complex world. Tune in to learn how to cultivate resilience and informed optimism in the face of uncertainty and to download your CPD certificate at the end!

If you enjoyed this episode, don’t forget to like, follow, and leave a review! Your feedback helps us bring more thought-provoking content and insights from industry leaders.

In this edition of RiskMasters, you will learn:

·      Career Evolution & Risk Leadership: Roger’s journey from investment banking to foresight and his lessons in risk-taking and adaptability.

·      The Role of Foresight in Risk Management: Why foresight is about preparation, not prediction, and how organisations can shift their mindset.

·      Uncertainty vs. Risk: Understanding the spectrum between risk, uncertainty, and deep uncertainty, and why traditional risk models fail in a nonlinear world.

·      Scenario Planning vs. Sensitivity Analysis: Why many organisations mistakenly treat sensitivity analysis as strategic foresight.

·      Decision-Making in Complex Environments: How executives should rethink governance, leadership, and resilience in a world where rare events are becoming the norm.

More about Roger Spitz:

Roger Spitz is a visionary futurist and venture capitalist. Before founding the influential Disruptive Futures Institute in San Francisco, he served as Global Head of Technology M&A at a major investment bank, advising on transactions totalling over $25 billion.

As President of Techistential, the preeminent foresight practice, Roger advises CEOs and boards on strategy under uncertainty and sustainable value creation. Roger is a bestselling author of five books and his frameworks are widely adopted by leading organisations worldwide.

Building on his bestselling books and global recognition as the leading authority on systemic disruption, Roger Spitz is famous for his unique keynotes drawn from his extensive real-world experience. He is the author of Disrupt with Impact: Achieve Business Success in an Unpredictable World.

At the heart of Roger's transformative keynotes is the power of agency and informed optimism in shaping our futures, even in the face of unpredictability

Find out more about Roger Spitz: 

https://www.linkedin.com/in/rogerspitz/

Discover related risk management topics and RiskMasters podcasts:

RiskMasters EP4: Gray Rhino on Risk Management and Decision-Making with Michele Wucker

From Risk Management to Risk Mastery: A Guide to Making Better Decisions

Risk Perception: Balancing Risk Awareness and Risk Aversion

Anti-Fragile Risk Management: Turning Volatility into Strategic Advantage 

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: #800054

Join us in RiskMasters to delve into risk culture and people risk quantifications with Horst Simon.

"Risk management is not about colors and matrices. It's about people." – Horst Simon

In this CPD-accredited episode of RiskMasters, host Julien Haye welcomes Horst Simon, veteran risk management expert and pioneer of people risk and risk culture. Drawing from decades of experience across Africa, Asia, Europe, and the Middle East, Horst shares his journey, his challenges to outdated risk practices, and his vision for the future of risk management.

As organisations face an unpredictable world shaped by interconnected threats and rapid change, Horst argues that the real competitive advantage lies not in more controls or more reports — but in empowering every employee to be a risk manager.

If you enjoyed this episode, don’t forget to like, follow, and leave a review! Your feedback helps us bring more thought-provoking insights from industry leaders.

In this edition of RiskMasters, you will learn:

🔹 Why Risk Culture Starts with People, Not Policies: Horst shares how true risk resilience depends on embedding risk thinking into every employee’s mindset — and why outdated models like the Three Lines of Defense miss this opportunity.

🔹 How to Rethink Leadership, Reporting, and Risk Strategy: Discover why boards must stop relying on sanitized historic reports, how to measure risk culture maturity meaningfully, and why leadership must move from control to empowerment.

🔹 The Future of Risk Management in an Unpredictable World: Explore the biggest emerging risks for 2025 — including cyber threats, social cohesion risks, and the misuse of AI — and how cross-cultural awareness and proactive risk intelligence will define future success.

More about Horst Simon:

Horst Simon is a recognized global expert in risk culture, operational risk, and people risk. With experience across continents and industries, Horst is the founder of Risk Culture Builders, a network dedicated to helping organizations embed effective, sustainable risk cultures. His non-conformist and practical approach challenges outdated thinking and redefines how organizations should approach risk in a fast-changing world.

📌 Connect with Horst Simon on LinkedIn for insights into risk culture, leadership, and future-proofing risk management.

🎙 Tune in now to learn how you can future-proof your organization by embedding risk thinking into every layer of the business.

Discover related risk management topics:

• Embracing a Dynamic Risk Culture
• Embedding Psychological Safety into Risk Management
• Leading Through Uncertainty: Risk and Decision-Making in a Nonlinear World
• Beyond Checklists: The Human Factor in Risk Management

Download your CPD Certificate:

Link: ⁠ https://thecpd.group/podcast/

Accreditation number: #800117

In this episode of RiskMasters, explore strategic risk, psychological safety, and AI’s role with expert Brenda Boultwood.

"I don’t think risk management is about compliance anymore. I think it’s about enabling a business and enabling a strategy." – Brenda Boultwood

In this CPD-accredited episode of RiskMasters, host Julien Haye welcomes Brenda Boultwood, a seasoned Chief Risk Officer (CRO), economist, board advisor, and tech executive, to explore the evolving nature of risk leadership across industries and geographies. Brenda brings a unique perspective from her work across finance, energy, academia, the IMF, and Silicon Valley.

Together, they explore what it takes to build strategic, future-ready risk frameworks that embrace uncertainty, promote psychological safety, and make space for innovation. Brenda reflects on the limitations of traditional models, the risks of ignoring cultural dynamics, and the transformative potential of AI in governance, risk, and compliance.

If you enjoyed this episode, don’t forget to like, follow, and leave a review! Your support helps us bring more thought-provoking conversations to the RiskMasters community.

Disclaimer: The views and opinions expressed by Brenda Boultwood in this episode are her own and do not reflect the official position of any institution or university with which she is affiliated.

In this edition of RiskMasters, you will learn:

🔹 Why Tone at the Top Is a Strategic Risk Lever
Brenda explains how leadership behaviour, especially during crises, shapes organizational resilience, cultural trust, and board engagement.

🔹 How to Create Psychological Safety for Better Risk Outcomes
Explore real-world examples of how safe, candid conversations improve governance and why fear-based cultures lead to paralysis, not protection.

🔹 AI and the Next Frontier of Risk Management
Discover how Brenda’s work in tech startups is shaping the future of risk intelligence, and what risk professionals need to understand about AI's capabilities and limitations.

More about Brenda Boultwood:

Brenda is a former risk executive and transformation leader with a career spanning global financial institutions, the U.S. Department of Energy, AI tech firms, and the International Monetary Fund. She serves as a board member, governance advisor, and mentor to the next generation of risk leaders. Brenda brings a data-driven, human-centred approach to strategy, cultural change, and innovation in the risk profession.

📌 Connect with Brenda Boultwood on LinkedIn for insights on risk leadership, AI, and strategic governance.

🎙 Tune in now to explore how today’s leaders can embed resilience and foresight into every layer of decision-making.

Related Articles: 

• From Signals to Systems: Embedding Trust in Risk Governance
• Psychological Safety in Risk Management
• Leading Through Uncertainty: Decision-Making in a Nonlinear World
• The Quiet Risk in Your Risk Function: Leadership Blind Spots

🎓 Download your CPD Certificate:
Link: ⁠https://thecpd.group/podcast/
Accreditation number: #800123

What does real risk leadership look like when the pressure is on? In this debut episode of The Download — the short-form companion to RiskMasters — host Julien Haye dives deep into risk management and crisis leadership with Brenda Boultwood. Join us as we extract three transformative lessons from her vast experience in banking, energy, and governance.

Learn how to build an effective risk management framework that prioritises culture and clarity, shaping resilience long before a crisis hits. From navigating the 2008 financial crisis at Constellation Energy to redefining risk visibility in the C-suite, this episode reveals how strategic risk and governance can be leveraged as key strengths in leadership.

💡 In this episode:

• Understanding the moral and strategic dimensions of risk leadership in times of crisis
• Brenda’s “sombrero view” — why risk culture is a vital leadership platform for the future
• Insights from Jamie Dimon’s favourite meeting highlighting the essence of lived governance
• Lessons from Aevitium’s work on how risk management contributes to corporate resilience and fosters conversations in governance

🧭 Reflection prompt:

If your organisation faced a near-death experience tomorrow, would risk be viewed as the problem — or the solution to survive?

🎧 Listen to the full episode and more: https://www.aevitium.com/post/brenda-boultwood-on-riskmasters

🎙 On Apple Podcast: https://podcasts.apple.com/gb/podcast/riskmasters/id1709495792?i=1000710473825

🎙 On Spotify: https://open.spotify.com/episode/39kvq1RN8Am7NaPLw1Dbox?si=xj_ktMyGSdm8HYa6rLLzIg

🔔 Subscribe now and stay ahead in the world of risk.

In this CPD-accredited episode of RiskMasters, host Julien Haye is joined by Søren Agergaard Andersen, Chief Risk & Compliance Officer at Copenhagen Infrastructure Partners. With over two decades in banking, pensions, and asset management, Søren shares his insights on risk management leadership and the integration of ESG in long-term infrastructure investments. The conversation dives into the importance of building a robust risk culture and the role of psychological safety in facilitating effective risk leadership.

Discover how embedding risk as a business language enhances decision-making and why ESG has shifted from a compliance checkbox to a vital element of strategic risk management. You'll learn actionable strategies for aligning organisational culture with risk frameworks, ensuring that teams feel safe to express concerns and surface challenges. 

Additionally, Søren discusses the potential of AI and data integrity in navigating evolving risk landscapes while maintaining human oversight in decision-making. Tune in to explore how empowered risk leaders can foster resilience and foresight within their organisations, transforming risk management into a pathway for success.

“You can build the best framework in the world, but if the culture isn’t there, it won’t matter.” – Søren Agergaard Andersen

If you enjoyed this episode, don’t forget to follow, review, and share RiskMasters. Your support helps bring more forward-thinking conversations to the risk community.

In this edition of RiskMasters, you will learn:

🔹 Why Risk Must Be a Business Language: How Søren turns risk appetite into a practical tool for executives and boards, embedding it in decision-making, not just policy documents.

🔹 ESG as a Strategic Dimension: Why ESG is no longer a “box” in the taxonomy but a lens shaping every investment, from greenwashing risk to stranded assets and policy volatility.

🔹 Risk Culture & Psychological Safety: How culture and trust determine whether frameworks succeed, and why risk leaders must become business partners rather than gatekeepers.

🔹 AI & Data Integrity in Risk Management: Where Søren sees opportunities for AI in risk reporting, regulation mapping, and scenario planning—while keeping “human judgment in the loop.”

🔹 Leadership for Resilient Teams: Why delegation, curiosity, and broad business understanding are the cornerstones of high-performing risk teams.

More about Søren Agergaard Andersen

Søren is Chief Risk & Compliance Officer at Copenhagen Infrastructure Partners, where he oversees risk, compliance, and ESG across global infrastructure investments. A former CRO at Nordea Asset Management, he has built and transformed risk frameworks across financial services and is a frequent speaker on risk leadership, ESG, and the future of compliance.

📌 Connect with Søren Agergaard Andersen on LinkedIn

🎙 Tune in now to explore how today’s leaders can embed resilience and foresight into every layer of decision-making.

Related Articles:

• Risk Tolerance Governance: Turning Boundaries into Strategic Advantage
• From Approval to Impact: Repositioning Risk Appetite as a Board Tool
• Building Psychological Safety in Risk Management: A Practical Guide to the Four Stages
• Mastering the Art of Risk Taking: The 7 Core Attributes of Success

🎓 Download your CPD certificate:
The CPD Group – Accreditation #800139

In this conversation, Julien Haye is joined by Jeff Simmons, Head of Advisory Group and Risk & Compliance Lead at ALBA Partners, and former Chief Risk Officer at MUFG Securities Europe. With over two decades in global banking and regulatory leadership, Jeff shares candid reflections on how risk management must reconnect to purpose, people, and performance.

“Good CROs are not good scientists. They’re good risk managers who understand business.” – Jeff Simmons

In this edition of RiskMasters, you will learn:

• How regulatory relationships built on trust can become a strategic asset

• Why effective governance depends on proportionate execution and delivery discipline

• The cultural shifts needed to close the gap between strategy, appetite, and action

• How to educate boards and teams to make confident decisions with imperfect data

• Lessons from Brexit, DORA, and regulatory divergence on sustaining resilience

⏱️ Episode Highlights

00:02 – From CRO to advisor: why Jeff redefined his purpose
00:14 – Lessons from the financial crisis and the evolution of the risk function
00:31 – Building trust and transparency with regulators
00:44 – Making governance practical: from plans to delivery
00:57 – Culture, tone from the top, and psychological safety
01:05 – The future of risk: reconnecting risk and finance

📌 More about Jeff Simmons
Jeff Simmons is a senior advisor and risk governance expert with ALBA Partners, specialising in regulatory transformation, culture, and risk-function effectiveness. A former Chief Risk Officer at MUFG Securities Europe, he has led major licensing and Brexit-related programmes and continues to advise firms on building credible governance frameworks.

👉 Connect on LinkedIn: https://www.linkedin.com/in/jeff-simmons-608254a/

🎓 Continue your learning: Enrol in the Risk Leadership CPD Masterclass.

📝 Related Resources:
• Appetite as a Strategic Capability – Framework linking ambition, capacity, and governance to strengthen decision alignment.
• The Hidden Constraint Behind Strategy and Governance – Understanding risk capacity as the foundation of credible board oversight.
• Guiding Principles for an Effective Control Environment – Twelve principles for designing ownership-driven, performance-oriented controls.
• Building Trust with Regulators – Turning supervisory dialogue into a partnership that improves governance credibility.
• Psychological Safety in Risk Management – How leadership tone and escalation culture shape foresight and resilience.
• From Approval to Impact: Repositioning Risk Appetite as a Board Tool – Practical steps to embed appetite into strategic execution.
• Change Management Risk Assessment Framework – A step-by-step guide for aligning transformation programmes with risk capacity and tolerance.

🎓 Download your CPD certificate:
The CPD Group – Accreditation #800148

Episode Credits:
Produced by Aevitium LTD
Edited by Julien Haye
Design: Julien Haye

In this CPD-accredited episode of RiskMasters, host Julien Haye is joined by Samantha Regan, Managing Director and formerly Risk Transformation Lead at Accenture. With over 20 years of leadership across financial services, regulatory strategy, and business transformation, Samantha brings a sharp and deeply practical lens to how organisations evolve their risk management and compliance functions.

From reimagining control environments to integrating Generative AI and fostering a risk-aware culture, this episode explores how risk can drive performance, not just protect against failure. Samantha shares powerful reflections from both consultancy and industry roles, highlighting the importance of purpose-led leadership, workforce reskilling, and end-to-end transformation planning.

You’ll hear actionable ideas for building risk functions that are future-ready, digitally enabled, and culturally grounded as well as insights into the mindset shifts required at board level.

“We’re moving away from box-ticking. The opportunity now is to rewire risk and compliance as value drivers, not overheads.” – Samantha Regan

If you enjoyed this episode, don’t forget to follow, review, and share RiskMasters. Your support helps us bring more strategic conversations to the risk and transformation community.

In this edition of RiskMasters, you will learn:

🔹 What Risk Transformation Really Means: Why success isn’t just about frameworks, but clarity of purpose, culture, and outcome-oriented design.
🔹 AI in Risk & Compliance: How Generative AI can lift administrative burdens and unlock human capacity with safeguards to preserve integrity.
🔹 Culture as a Catalyst: Why the right mindset, trust, and behavioural expectations are the hardest and most essential parts of transformation.
🔹 Building the Future-Ready Risk Function: From skills to operating models, how to shift from reactive compliance to agile, insight-driven decision-making.
🔹 Risk Leadership & Talent: Why future leaders must become “risk athletes” blending curiosity, critical thinking, and strategic fluency.

📌 More about Samantha Regan

Samantha Regan is Managing Director and Risk Transformation Lead at Accenture, where she advises global financial services clients on regulatory change, AI adoption, and compliance operating models. A former risk leader at Barclays, Samantha brings a practitioner’s lens to cultural change, leadership, and transformation at scale.

👉 Connect with Samantha on LinkedIn

📝 Related Resources:

• What Would Change if Risk Identification Was Treated as a Strategic Advantage?
• Risk Tolerance Governance: Turning Boundaries into Strategic Advantage
• From Approval to Impact: Repositioning Risk Appetite as a Board Tool
• Building Psychological Safety in Risk Management

🎓 Download your CPD certificate:
The CPD Group – Accreditation #800155

This episode of RiskMasters dives into fraud risk management with Iremar Brayner, Head of Fraud Prevention at G2A. We uncover how adopting a comprehensive risk management framework enables fraud teams to protect digital platforms effectively while fostering growth and trust.

In this bonus episode, we explore the role fraud teams play in enabling growth. Effective fraud prevention is not only about blocking malicious activity. It is about working across product, engineering, and operations to build systems that protect the platform while preserving a strong customer experience.

What You’ll Hear

• Why fraud teams must collaborate closely with product and engineering
• The importance of cross-functional collaboration for effective risk management frameworks
• How fraud prevention supports both protection and growth
• Why balancing control and customer experience is essential

Listen to the Full Episode

This segment comes from the full RiskMasters interview with Iremar Brayner, covering fraud prevention, customer friction, automation, and trust at scale. 

Full interview: ⁠https://www.aevitium.com/post/iremar-brayner-on-riskmasters⁠

This is The Download, a short extract from my recent RiskMasters conversation with Iremar Brayner, focused on risk management in fraud prevention.

In this segment, we explore how technology is reshaping fraud detection and prevention for risk leaders and chief risk officers.

Automation, data analysis, and AI are enhancing capabilities to detect fraud, while fraudsters simultaneously leverage the same advanced technologies to develop increasingly sophisticated attacks.

Fraud prevention is evolving into a high-stakes technological race that requires strategic leadership and continuous adaptation.

What You’ll Hear

• How automation is transforming fraud detection within risk frameworks

• Why technology both strengthens fraud prevention and empowers fraud attempts

• The necessity for risk managers to constantly adapt to emerging risks and consider human emotions

Listen to the Full Episode

This segment is taken from the full RiskMasters interview with Iremar Brayner, which explores identity verification, automation, and the future of fraud prevention strategies in digital marketplaces, offering invaluable insights for chief risk officers and board directors in the enterprise risk landscape.

Full interview: ⁠https://www.aevitium.com/post/iremar-brayner-on-riskmasters

This episode of RiskMasters The Download features a compelling extract from Julien Haye's conversation with Iremar Brayner on the evolving challenges in fraud risk prevention.

Iremar discusses why user identity is becoming increasingly complex to define within data-rich environments and reframes fraud management as an adaptive journey. He highlights how identity verification now occurs at multiple points across the customer lifecycle, not just at checkout, emphasising a dynamic risk management framework that adjusts to context.

Listeners will learn about the shifting verification layers involved in fraud prevention and why adaptive fraud controls are critical for effective risk leadership. This conversation offers valuable insights for chief risk officers, enterprise risk managers, and board directors seeking to enhance their strategic risk approaches and leadership in fraud prevention.

Tune into RiskMasters for thought-provoking discussions that connect psychological safety, leadership, and the continuous evolution of risk management strategies in today's complex environment.

Listen to the Full Episode

This segment comes from the full RiskMasters interview with Iremar Brayner, covering fraud prevention, customer friction, automation, and trust at scale. 

Full interview: https://www.aevitium.com/post/iremar-brayner-on-riskmasters

In this episode of RiskMasters, Julien Haye dives into advanced risk management and fraud prevention strategies with Iremar Brayner, focusing on high-growth, high-volume digital platforms. Drawing on over 17 years of experience, Iremar explains why fraud strategy cannot be generic, the critical role of identity as a strategic control, and the importance of embedding risk management practices into product functions rather than treating them as policing layers.

Listeners will gain insights into balancing security with user experience, navigating the practical trade-offs inherent in enterprise risk, and leveraging adaptive, data-driven frameworks to scale trust effectively. The conversation also highlights risk leadership approaches that integrate collaboration across fraud, product, engineering, and legal teams.

Key Themes & Takeaways

• Fraud is contextual, not universal
  Effective fraud strategies flex by product design, payment flows, and user behaviour.
• Identity as a strategic control
  Identity verification shapes trust, conversion, and loss prevention when designed intelligently.
• Risk as a product capability
  Strong outcomes come from deep collaboration between fraud, product, engineering, and legal.
• False positives matter as much as fraud loss
  Customer friction is a risk in its own right.
• Scaling trust in marketplaces
  High-volume platforms demand adaptive, data-driven controls rather than static rules.

Discussion Highlights

• Why one-size-fits-all fraud frameworks fail in practice
• Designing onboarding that protects the business without driving customers away
• The role of biometrics, 2FA, and analytics in modern fraud defence
• Managing fraud risk while supporting growth targets
• Building and leading multicultural fraud teams at scale

Who Should Listen

• Fraud and financial crime leaders
• Risk, compliance, and trust & safety professionals
• Product and engineering leaders working on onboarding and payments
• Executives balancing growth, conversion, and loss prevention

Disclaimer

The views shared by Iremar Brayner are his own and do not represent those of G2A or any other organisation.

📌 More about Iremar Brayner

Iremar Brayner is a senior fraud, risk, and payments professional with 17 years of experience leading fraud prevention, KYC, transaction monitoring, chargebacks, and AML across fintech, ride-hailing, retail, banking, and digital marketplaces. He is currently Head of Fraud Prevention at G2A.com, where he focuses on combining data-driven insight, operational excellence, and scalable controls to reduce risk while enabling strong customer experiences, following senior roles at PayPal, DiDi, FARFETCH, MetaMap, Zettle, and will bank.

👉 Connect with Iremar on LinkedIn

📝 Related Resources:

• How to Integrate Fraud Detection and Prevention into Your Enterprise Risk Management Framework
• What Would Change if Risk Identification Was Treated as a Strategic Advantage?
• ⁠From Approval to Impact: Repositioning Risk Appetite as a Board Tool⁠
• ⁠Building Psychological Safety in Risk Management⁠

🎓 Download your CPD certificate: 

⁠The CPD Group – Accreditation #501019

In this episode of RiskMasters, I speak with Leroy Roberts, founder of Team-Worth Solutions and a leadership and risk advisor specialising in risk culture, conduct risk, and decision-making in high-pressure environments.

With more than 19 years of frontline leadership experience across the British Army, the Jamaica Constabulary Force, and board-level advisory roles, Leroy brings a practical perspective on how risk management frameworks, leadership behaviour, and culture interact to shape outcomes.

This conversation focuses on a critical but often overlooked reality: risk culture is not a values exercise. It is a control mechanism that directly influences risk decision-making and operational risk outcomes.

🎯 What You Will Learn

• How risk culture influences decision-making at every level of the organisation
• Why operational risk often builds through behavioural drift, not isolated events
• How chief risk officers and board directors can identify early warning signals
• Why silence and hesitation are indicators of weakening risk control
• How “decision drag” impacts risk management effectiveness and execution
• Practical ways to strengthen leadership accountability and governance discipline

⏱️ Episode Highlights

02:30 – Risk decision-making under pressure and leadership accountability
How leaders behave when decisions carry consequence, and why accountability often weakens under stress.

06:45 – The role of risk culture in operational risk outcomes
Why culture acts as a control mechanism shaping how risks are identified, escalated, and managed.

12:10 – Early warning signals in risk management systems
How behavioural drift, hesitation, and delayed escalation signal weakening control before incidents emerge.

21:30 – How boards can improve oversight of risk culture and conduct risk
What boards should actually look for, moving from narrative to evidence-based oversight.

30:15 – Strengthening governance through clear ownership and escalation discipline
Why clarity of ownership and decision rights is the most direct lever to restore control and execution pace.

🧠 Key Insight

“Risk culture determines whether issues are surfaced early or allowed to accumulate. It is a control mechanism embedded in how decisions are made.”

👤 About Leroy Roberts

Leroy Roberts is the founder of Team-Worth Solutions, specialising in risk culture, leadership, and conduct risk.

He advises organisations on strengthening risk management, decision-making, and governance frameworks, helping leaders identify and act on early signals before risks escalate into incidents.

• Find Leroy on LinkedIn - https://www.linkedin.com/in/leroy-roberts-leadershipconsultant/

• Learn more about the Culture and conduct scorecard mentioned during the episode: https://forms.gle/xf2RmgTsYGP57KJf7

• Learn more about Leroy’s book The Risk Owner’s Reset: A 90-Day Culture & Conduct Operating System for Executive Leaders Under Scrutiny

📝 Related Resources

·  Psychological Safety in Risk Leadership: The silent foundation of trust, culture, and challenge
Explores how psychological safety directly impacts risk culture, decision-making, and escalation behaviour.

·  From Approval to Impact: Repositioning Risk Appetite as a Board Tool
How board directors and chief risk officers can align risk appetite with decision-making and governance outcomes.

·  What Would Change if Risk Identification Was Treated as a Strategic Advantage?
Reframing risk management as a forward-looking capability that strengthens leadership and strategic execution.

·  Strategic Uncertainty Governance: Who Owns Strategic Uncertainty?
Clarifies ownership and accountability in risk decision-making under uncertainty.

·  Risk Capacity: The Hidden Constraint Behind Strategy and Governance
How operational risk, capacity, and leadership decisions interact to shape strategic limits.

🎓 Download your CPD certificate:

The CPD Group – Accreditation #501145

In this insightful episode of RiskMasters The Download, Julien Haye chats with Jennifer Geary, COO, CRO, and author of The C-Suite Framework, about the critical interplay between governance, culture, and risk management.

They explore why organisations with similar governance structures can have vastly different risk outcomes despite having consistent escalation paths, committees, and reporting mechanisms. The conversation highlights the importance of psychological safety as a key enabler for risk escalation and effective decision-making within risk management frameworks.

Listeners will learn how behavioural factors shape governance effectiveness, why certain issues remain unraised despite being known, and how risk leadership plays a crucial role in fostering a culture where risks are surfaced early. This episode underscores that successful governance is not just about structure but about creating trust and psychological safety that empowers risk managers and board directors to act in time and with impact.

Tune in to understand why organisations that cultivate psychological safety and proactive risk escalation build stronger governance and reduce their exposure to strategic and enterprise risks. This discussion is essential for chief risk officers, risk leaders, and anyone involved in strategic leadership and risk management.

What You’ll Hear

• Why similar governance structures can produce different outcomes
• The role of psychological safety in risk escalation
• The moment where issues are not raised despite being known
• How behaviour shapes the effectiveness of governance
• Why escalation is a critical point of divergence

Governance effectiveness is often assessed through structure. In practice, outcomes are determined by whether risk is surfaced at the moment it can still influence a decision.

Organisations that consistently raise issues early create the conditions for effective governance. Those that do not can maintain strong structures while carrying increasing exposure.

This segment is extracted from the full RiskMasters interview with Jennifer Geary, covering executive leadership, governance, psychological safety, and the future of the C-suite, available on Apple Podcasts, Spotify, and at ⁠⁠aevitium.com.

This is The Download, a short extract from my conversation with Jennifer Geary, COO, Chief Risk Officer, and author of The C-Suite Framework. In this segment, we explore the critical role of a Chief Risk Officer and what matters most in the first 90 days.

Moving beyond rapid assessment, effective risk leadership depends on implementing a robust risk management framework, understanding organisational context, and building strong relationships to embed enterprise risk into strategic decision-making. 

What You’ll Hear

• Why acting too quickly can reduce impact at the CRO level

• How to approach your first 90 days with strategic leadership

• The importance of understanding the organizational context and risk dynamics

• Why relationships are crucial to embedding risk management in decisions

• How to align expectations across the executive and board directors

The effectiveness of a CRO is not defined by early activity. It is defined by how well risk becomes integrated into decision-making over time.

Leaders who prioritise understanding, alignment, and relationships in their first 90 days create the conditions for sustained influence.

Those who act too quickly often reinforce the perception of risk as a function rather than a strategic capability.

This segment is extracted from the full RiskMasters interview with Jennifer Geary, covering executive leadership, governance, psychological safety, and the future of the C-suite, available on Apple Podcasts, Spotify, and at ⁠aevitium.com.

In this insightful segment of RiskMasters, we dive into the critical shift leaders must make when transitioning into the C-suite, focusing on risk leadership and the evolving role of chief risk officers. Jennifer Geary, COO, CRO, and author of The C-Suite Framework, shares expert insights on how traditional technical expertise can become a constraint for effective risk management and strategic leadership at the executive level.

Listeners will learn why the move from hands-on problem-solving to orchestrating outcomes is vital for leadership success. The discussion highlights how risk managers and board directors can avoid becoming decision bottlenecks by fostering clarity and alignment, essential components of a robust risk management framework.

This episode emphasizes the importance of redefining leadership capabilities to meet the complex demands of enterprise risk and strategic risk, key concerns for risk leaders and chief risk officers aiming to drive organizational performance. Tune in to discover how psychological safety complements risk leadership and helps executives lead with purpose in the C-suite.

This segment is extracted from the full RiskMasters interview with Jennifer Geary, covering executive leadership, governance, psychological safety, and the future of the C-suite, available on Apple Podcasts, Spotify, and at aevitium.com.

In this RiskMasters episode, Jennifer Geary, a seasoned chief risk officer and senior executive leader, delves into the intricacies of C-suite leadership and risk management frameworks. Discover how risk managers and aspiring chief risk officers can navigate leadership transitions with clarity and strategic insight. Jennifer discusses the critical role governance and culture play in shaping enterprise risk outcomes and shares how psychological safety fosters resilient risk leadership.

Listeners will gain valuable strategies for applying structured risk management frameworks in complex environments and learn how AI and technology are transforming the expectations of risk leaders and board directors alike. This CPD-accredited discussion is essential for those committed to excelling in strategic risk and leadership roles.

Jennifer Geary’s expertise spans diverse sectors including banking, fintech, and SaaS, making her insights invaluable for risk professionals aiming to lead with purpose and impact. Whether you're a risk manager, a board director, or an emerging chief risk officer, this episode offers practical tools to reinvent leadership and strengthen enterprise risk governance. 

“Stepping into the C-suite is less about having answers and more about creating clarity.” – Jennifer Geary

🔹 Key Themes & Takeaways

• C-suite leadership is a shift in perspective, not just responsibility
  Success depends on moving from expertise to orchestration, alignment, and influence.
• Clarity is the primary leadership currency at the executive level
  High-performing leaders create direction and alignment across ambiguity.
• Frameworks enable structured decision-making under pressure
  The C-Suite Framework provides a practical way to prioritise, assess, and act.
• Governance and culture are interdependent
  Formal structures only deliver value when supported by trust and psychological safety.
• Role boundaries are becoming more fluid
  Technology and organisational complexity require leaders to operate across functions.

🔹 Discussion Highlights

• What changes when leaders step into the C-suite for the first time
• Applying the C-Suite Framework to a high-growth CRO scenario
• Balancing expertise with leadership across specialised teams
• Aligning governance, culture, and execution in complex organisations
• How AI and technology are reshaping executive expectations

🔹 Who Should Listen

• C-suite and senior executives navigating complex organisational environments
• Risk, compliance, and governance leaders seeking stronger decision alignment
• COOs, CROs, and transformation leaders stepping into new roles
• Professionals preparing for executive transitions and broader leadership scope
• Board members and advisors focused on performance, resilience, and oversight

🔹 Timestamped Highlights (Optional)

⏱️ Episode Highlights

00:02 – Career journey and leadership foundations
00:12 – Common misconceptions about the C-suite
00:25 – Applying the C-Suite Framework in practice
00:38 – Culture, governance, and psychological safety
00:50 – The future of leadership and AI

📌 More about Jennifer Geary

Jennifer Geary is a multi-time COO and CRO with experience across banking, fintech, SaaS, and the not-for-profit sector. She is the author of five bestselling books on executive leadership and the creator of The C-Suite Framework, supporting leaders transitioning into senior roles.

👉 Connect on LinkedIn

📝 Related Resources

• Building Psychological Safety in Risk Management
• From Approval to Impact: Repositioning Risk Appetite as a Board Tool
• What Would Change if Risk Identification Was Treated as a Strategic Advantage?
• Strategic Uncertainty Governance: Who Owns Strategic Uncertainty?
• Risk Capacity: The Hidden Constraint Behind Strategy and Governance

🎓 Download your CPD certificate:

The CPD Group – Accreditation #800161

Risk culture, risk decision-making, and operational risk are deeply connected, yet often managed separately.

In this RiskMasters — The Download segment, Leroy Roberts explores how risk culture operates as a control mechanism shaping risk management, leadership decisions, and governance outcomes. For chief risk officers, board directors, and operational risk leaders, the discussion offers a practical lens on how culture influences control effectiveness long before formal incidents emerge.

Listeners will gain insight into:

• How risk culture strengthens risk management and decision-making
• Why behavioural signals can act as early indicators in operational risk
• How chief risk officers and board directors can view culture through a control lens
• Why governance effectiveness depends on how decisions and escalation work in practice

This extract is taken from the full RiskMasters interview with Leroy Roberts on risk culture, leadership, operational risk, and risk decision-making, available on Apple Podcasts, Spotify, and at aevitium.com.

Risk culture, risk management, and risk ownership become visible through how decisions are taken in practice.

In this RiskMasters — The Download segment, Leroy Roberts explores decision drag as an early signal of weakening control, showing how slowing decisions and unclear risk ownership affect risk management outcomes and leadership effectiveness. For chief risk officers, board directors, and risk leaders, this provides a practical way to observe risk culture and control in real time.

The discussion focuses on how decision-making behaviour reflects the strength of governance and highlights why delays, escalation patterns, and ownership clarity are critical indicators of operational risk.

Listeners will gain insight into:

• How risk culture shapes risk decision-making and control
• Why decision drag signals changes in risk ownership and accountability
• How leadership behaviour influences escalation and decision clarity
• How chief risk officers and boards can observe risk management effectiveness through decision patterns

This segment is extracted from the full RiskMasters interview with Leroy Roberts on risk culture, leadership, risk management, and operational risk, available on Apple Podcasts, Spotify, and at aevitium.com.

Most organisations believe strong risk reporting indicates strong operational resilience.

In this segment, Bruce McIndoe challenges that assumption. Drawing on his experience in enterprise risk management (ERM), crisis management, and business continuity planning (BCP), he explains why reporting and monitoring provide visibility but do not determine whether an organisation can continue to operate under disruption.

The discussion explores how operational resilience depends on the ability to interpret emerging signals, connect information across functions, and act before conditions escalate.

What You Will Learn

Listeners will gain insight into:

• Why risk reporting and risk monitoring do not reflect operational resilience
• How enterprise risk management frameworks can create visibility without readiness
• Why early signals in crisis management and BCP environments are often not acted upon
• How fragmentation across functions limits business resilience
• What this means for chief risk officers and senior leaders

Why This Matters

Many organisations continue to strengthen risk management frameworks, monitoring processes, and reporting structures.

These improve oversight and support governance.

Operational resilience depends on a different capability: the ability to recognise emerging disruption, make decisions under uncertainty, and maintain continuity when conditions change.

This distinction is critical for leaders responsible for enterprise risk management, crisis management, and business continuity.

Full Episode

This extract is taken from the full RiskMasters interview with Bruce McIndoe on operational resilience, enterprise risk management, and crisis decision-making.

In this episode of RiskMasters, I speak with Bruce McIndoe, founder of iJET and WorldAware, and a global expert in operational resilience, crisis management, and risk management in complex environments.

With decades of experience across intelligence systems, NASA programmes, and Global 2000 advisory, Bruce brings a practical perspective on how operational risk, organisational fragmentation, and leadership decision-making interact under pressure.

This conversation focuses on a critical but often misunderstood reality: operational resilience is not a reporting outcome. It is a capability that determines whether organisations can detect early signals, coordinate effectively, and act before disruption escalates into crisis.

🎯 What You Will Learn

• How operational resilience differs from traditional risk management frameworks
• Why operational risk builds through fragmentation, not isolated failures 
• How crisis management fails when coordination breaks down under pressure 
• Why early warning signals are often visible but not acted upon 
• How human judgement remains critical in interpreting ambiguous risk signals 
• Practical ways to strengthen coordination across functions and improve resilience 

🕒 Episode Highlights

02:30 — Risk reporting vs operational resilience
Why risk registers and heat maps create governance clarity but fail to indicate whether the organisation can continue to operate under disruption.

07:15 — How disruption actually emerges in operational risk environments
Why crises do not appear as clear, linear events, but develop through fragmented and ambiguous signals across functions.

10:55 — Intelligence fusion and missed early warning signals
How operational risk signals exist across silos, but are rarely connected early enough to inform decision-making.

14:40 — Crisis management and behavioural breakdowns
Why organisations do not follow plans under pressure and instead fall back on coordination, relationships, and decision habits.

25:15 — Governance structures and operational resilience limits
How governance frameworks provide oversight but struggle to operate effectively in fast-moving, uncertain conditions.

47:20 — The hardest truth about resilience and risk management
Why resilience cannot be delegated and depends on real organisational capability, not documentation.

💡 Key Insight

“Resilience cannot be delegated, and it cannot be faked. It shows up in how organisations coordinate and make decisions when conditions change.”

👤 About Bruce McIndoe

Bruce McIndoe is the founder of iJET, later WorldAware, and a recognised expert in operational resilience, crisis management, and global risk intelligence.

He has spent decades helping organisations strengthen their approach to operational risk and crisis management by improving early warning capabilities, cross-functional coordination, and decision-making under pressure.

Find Bruce on Linkedin: https://www.linkedin.com/in/mcindoe/

📚 Related Resources

• Psychological Safety in Risk Leadership 
• From Approval to Impact: Repositioning Risk Appetite 
• Strategic Risk Identification as a Capability 
• Strategic Uncertainty Governance 
• Risk Capacity and Operational Decision-Making 

🎓 Download your CPD certificate:

The CPD Group – Accreditation #501195

Risk culture, risk ownership, leadership, and risk management become visible through how organisations make decisions under pressure.

In this RiskMasters — The Download segment, Leroy Roberts explores how unclear ownership, weak support structures, and slowing decisions create decision drag and increase organisational risk exposure. The discussion focuses on how chief risk officers, boards, and leadership teams can strengthen risk management by improving risk ownership, operational clarity, and leadership support.

The conversation also explores why organisations often believe existing governance and escalation processes are sufficient, while underlying control gaps continue to create operational and strategic risk.

Listeners will gain insight into:

• How risk ownership influences decision-making and control effectiveness
• Why decision drag signals weakening risk culture
• How leadership support strengthens risk management outcomes
• Why delegation without support increases operational and strategic risk
• How organisations can strengthen control through clearer accountability and decision cadence

This extract is taken from the full RiskMasters interview with Leroy Roberts on risk culture, leadership, risk management, operational risk, and governance, available on Apple Podcasts, Spotify, and at aevitium.com.

Risk culture plays a central role in operational resilience, particularly in environments shaped by uncertainty and rapid change.

In this segment, Bruce McIndoe explains why governance structures in risk management and crisis management often appear robust but struggle under real conditions.

He highlights how organisations rely on defined roles, escalation paths, and reporting structures, yet face challenges in speed, integration, and decision-making when ambiguity increases.

The discussion explores how culture influences whether early warning signals are surfaced, how oversight shapes behaviour, and how operational resilience depends on the ability to act before information is fully validated.

Listeners will gain insight into:

• How risk culture influences operational resilience and crisis response
• Why governance structures provide confidence but not always effectiveness
• How speed and integration become critical under pressure
• Why oversight can delay escalation when certainty is prioritised
• What this means for enterprise risk management and decision-making

Enterprise risk management, crisis management, and governance frameworks often emphasise structure, reporting, and control.

Operational resilience depends on how organisations behave when conditions are uncertain.

This includes:

• how early signals are surfaced
• how ambiguity is treated in decision-making
• how quickly teams can act across functions

Strengthening these capabilities improves business resilience and response effectiveness.

This extract is taken from the full RiskMasters interview with Bruce McIndoe on operational resilience, risk management, and crisis decision-making.

Early warning signals in operational risk, enterprise risk management (ERM), and crisis management environments are often present before disruption becomes visible.

In this segment, Bruce McIndoe explains why these signals frequently fail to trigger action. He highlights how ambiguity, fragmentation, and competing interpretations prevent organisations from recognising signals as decision-relevant.

The discussion provides a practical lens on how risk monitoring and business continuity planning (BCP) can be strengthened by improving signal interpretation and escalation.

What You Will Learn

Listeners will gain insight into:

• Why early warning signals are often identified but not acted upon
• How enterprise risk management and crisis management processes interpret signals differently
• Why ambiguity prevents signals from becoming decision-relevant
• How fragmentation across functions delays escalation
• What this means for chief risk officers and business resilience leaders

Why This Matters

Many organisations invest in risk monitoring, enterprise risk management, and business continuity planning to strengthen resilience.

These capabilities depend on more than detection.

Operational resilience requires organisations to interpret signals under uncertainty, prioritise action, and respond before disruption escalates.

This is a critical capability for leaders responsible for risk management, crisis management, and business resilience.

Full Episode

This extract is taken from the full RiskMasters interview with Bruce McIndoe on operational resilience, enterprise risk management, and crisis decision-making.

Compliance frameworks typically include risk assessment, monitoring, reporting, governance, and policy.

The challenge is not the absence of these components. It is how they connect in practice.

In this RiskMasters bonus episode, Natalie McManus explains the IMPACT Wheel and how it reframes compliance as a continuous system aligned to the risk management lifecycle.

The discussion focuses on how compliance moves from periodic activity to real-time decision support.

Risk assessment is often treated as an annual or cyclical exercise. In practice, it occurs continuously, whenever new information, regulatory change, or operational risk emerges.

The IMPACT Wheel connects risk identification, measurement, action, monitoring, and correction into a single integrated process.

This creates a shift in how compliance operates:

• risk assessment becomes continuous and real-time
• monitoring reflects current conditions, not predefined plans
• actions are taken based on live information
• issues are surfaced through multiple channels
• insight feeds back into decision-making

The model is designed to be flexible and organisation-agnostic.

It allows compliance, audit, and control functions to operate as a connected system rather than separate activities.

Simplicity is a core principle. Clear models are easier to apply, easier to scale, and more likely to influence behaviour.

For organisations, this changes how compliance supports governance and risk management.

It shifts compliance from a structured framework to an integrated capability embedded in decision-making.

This includes how risk is assessed in context, how monitoring adapts to change, and how information flows across the organisation.

This extract is taken from the RiskMasters episode with Jennifer Geary and Natalie McManus, discussing the IMPACT Wheel, compliance frameworks, and the integration of compliance into the risk management lifecycle.

The Chief Compliance Officer role is often defined through technical expertise, regulatory knowledge, and control frameworks.

In practice, the effectiveness of compliance leadership depends on something broader.

In this RiskMasters extract, Jennifer Geary and Natalie McManus explore how the capabilities required for high-performing Chief Compliance Officers are evolving in response to increasing complexity, data availability, and organisational pressure.

The discussion highlights how compliance is no longer limited to interpreting rules or maintaining frameworks. It is increasingly defined by how leaders apply judgement, influence decisions, and integrate compliance into business operations.

A central theme is the distinction between technical capability and leadership effectiveness.

While data and AI are reshaping compliance functions and enabling new forms of monitoring and insight, they do not determine how compliance performs in practice.

The extract identifies the core capabilities shaping modern compliance leadership:

• the ability to interpret and apply data in context
• the judgement to act under uncertainty
• the influence required to shape decisions across the organisation
• the curiosity to ask better questions
• the empathy needed to build alignment and drive change

This creates a shift in how the Chief Compliance Officer role is understood.

Compliance is no longer a purely technical discipline. It is a leadership function operating at the intersection of governance, risk management, and decision-making.

The discussion also introduces the concept of “flair”.

This reflects the ability to bring compliance to life within the organisation, through how rules are interpreted, how messages are communicated, and how compliance is embedded into day-to-day operations.

For organisations, this has practical implications.

Enterprise risk management, compliance frameworks, and governance structures provide the foundation. The effectiveness of compliance depends on how these are applied in real situations.

This includes:

• how compliance is integrated into decision-making
• how leaders balance technical accuracy with practical judgement
• how influence is exercised across functions
• how ambiguity is managed in complex environments

Strengthening these capabilities improves how organisations anticipate issues, respond to risk, and align compliance with strategic objectives.

This extract is taken from the RiskMasters episode with Jennifer Geary and Natalie McManus, exploring the Chief Compliance Officer role, compliance leadership, and the future of governance and decision-making.

In this RiskMasters episode, Julien Haye speaks with Jennifer Geary and Natalie McManus, co-authors of How to Be a ChiefCompliance Officer.

The conversation explains the Chief Compliance Officerrole as a leadership discipline rather than a control function.

It explores how compliance leadership shapesdecision-making, supports strategy, and embeds culture across the organisation.

Drawing on practical experience, the discussion reframescompliance as a capability that enables sustainable performance, trust, and long-term value.

🧠 What Does a Chief Compliance Officer Do?

A Chief Compliance Officer ensures that an organisationoperates within regulatory expectations while enabling effective decision-making.

The role combines governance, culture, and advisoryinfluence to shape how organisations manage risk, interpret rules, and minimise harm.

In practice, this means embedding compliance into strategy,operations, and everyday decisions rather than applying it after the fact.

🎯 What You’ll Learn

• Why every senior leader operates as a compliance leader inpractice
• How compliance mindset improves escalation and decisionquality
• What defines the Chief Compliance Officer role today
• How compliance leadership creates competitive advantage
• Why most compliance programmes fail to influence decisions
• How the IMPACT Wheel connects compliance into a system

⏱️ Episode Highlights

00:02 – Introduction and framing of the CCO role
00:54 – Compliance as leadership and social purpose
05:34 – Misconceptions about the Chief Compliance Officer
11:55 – Compliance as competitive advantage in practice
26:49 – The IMPACT Wheel explained
41:25 – First 90 days as a Chief Compliance Officer46:23 – Future capabilities: data, AI, and human judgement

📚 Related Resources

From Approval to Impact: Repositioning Risk Appetite as a Board ToolUnderstand how governance frameworks influence real business outcomes

What Would Change if Risk Identification Was Treated as a Strategic Advantage?Reframe how organisations surface and act on emerging risks

Psychological Safety in Risk Management
Why escalation, culture, and speaking up define effective governance

🎓 Download your CPD certificate:

The CPD Group – Accreditation: #501232

Compliance is often defined through rules, regulation, and control frameworks.

The challenge is not the absence of rules. It is how those rules are interpreted and applied in practice.

In this RiskMasters bonus episode, Jennifer Geary and Natalie McManus explore the difference between rules-based compliance and principles-based compliance, and why starting with harm leads to better decisions.

The discussion focuses on a shift in sequence.

Compliance processes typically begin with the question: what does the rule require.

In practice, decisions are shaped earlier, when potential outcomes and risks are considered.

Starting with harm changes how compliance operates.

It requires organisations to consider impact before interpretation, and to apply rules in context rather than in isolation.

This creates a shift in how compliance decisions are made:

• decisions are anchored in potential harm rather than rule interpretation
• rules are applied in context rather than followed mechanically
• judgement is exercised earlier in the decision process
• supervision is balanced with trust and capability
• compliance supports outcomes as well as adherence

The extract also highlights the role of supervision.

Organisations can increase control through oversight, automation, and monitoring.

This reduces the risk of error. It also increases cost and can reduce flexibility.

Alternatively, organisations can invest in judgement, enabling individuals to act as their own control.

The balance between supervision and autonomy becomes a risk decision.

For organisations, this changes how compliance supports governance and risk management.

Compliance is not only about meeting regulatory requirements. It is about how those requirements are interpreted, prioritised, and embedded in decision-making.

This includes how harm is identified, how rules are applied in context, and how judgement is developed across the organisation.

Strengthening these capabilities improves how organisations manage compliance risk, support decision-making, and align outcomes with regulatory intent.

This extract is taken from the RiskMasters episode with Jennifer Geary and Natalie McManus, discussing principles-based compliance, decision-making, and the role of the Chief Compliance Officer.