Explore every episode of the podcast rich & REGULAR with Kiersten and Julien Saunders
| Title | Pub. Date | Duration | |
|---|---|---|---|
| Ep 194: New Year, New Why: A Purpose-Driven plan for 2025 with Dr. Jordan Grumet | 30 Dec 2024 | 00:47:42 | |
Is your "purpose" making you anxious? Do you feel like everyone online is "living their best life" except for you? Then you've come to the right place. It's January and you're probably knee-deep in resolutions that may or may not last past the first week. But forget the trendy diets and the overly ambitious gym routines. This year, we're going deeper and talking about a purpose reboot - not the "new you" version fueled by fleeting motivation, but the kind built on self-awareness, intentional choices, and a healthy dose of skepticism about the pressures to optimize our lives. This week, we sit down with the brilliant Dr. Jordan Grumet (aka Doc G) to talk about his latest book "The Purpose Code." Jordan, a former hospice doctor and a 90s hip-hop head, is not here for the fluffy, Instagrammable version of purpose. He’s no stranger to the intersection of hard choices and meaning and he’s here to break down what actually makes life feel meaningful. We dive into:
Links:
Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| Ep 193: How we say no when people ask for money | 23 Dec 2024 | 00:49:21 | |
This week we’re diving headfirst into the one word that can save your budget and your sanity: No Julien kicks things off with some personal stories about recent awkward moments when "friends" ask for money, which sets the stage for a much-needed conversation. For some of us, saying "no" can feel just plain wrong, especially during the season of giving. This isn't your typical "budget better" advice, we're going deep into why saying "no" is so dang hard. But we don’t stop there. We also discuss:
This is a vulnerable episode for anyone who finds themselves saying "yes" just to avoid being rude, or because they think being generous is the only way to be a good person. We've been there, and hopefully, you find this helpful. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| Ep 184: How to automate your savings (and finally get ahead) | 14 Oct 2024 | 00:36:55 | |
This episode is for anyone who's ever said, "I wish I could just save more money" because we're spilling the tea on how it’s done (and more specifically, how to automate it) We'll break down why "pay yourself first" isn’t just another cheesy motivational slogan, 4 different ways to automate your savings and investments, how you can use your raises and windfall money to your advantage, and a way to apply ‘pay yourself first’ to your everyday expenses that can actually lead to major savings. Links:
Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 94: Reposessions | 23 Jan 2023 | 00:28:12 | |
We’re in a repossession frenzy; they’re on the rise while many people are hurting financially. This week, Kiersten and Julien Saunders explain how repossessions work and how the industry is currently operating, with fewer repo companies in business and higher demand. Kiersten and Julien discuss how to know when your car is stolen, towed, or has been repossessed. They talk about solutions if you find yourself on the bad side of a deal and unable to make payments, including what to be aware of, deficiency amounts, loan modifications, and adjusting the loan terms. They also get into how to get the best deal when selling or buying a car.
Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 93: Credit Card Balance Transfers | 16 Jan 2023 | 00:23:44 | |
Are credit card balance transfers a good thing? While many are struggling with consumer debt at the moment and interest rates are rising, balance transfers can be a good financial choice for some. Today, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. They discuss fees associated and partial transfers, as well as how promotional periods work and the importance of scheduling payments.
Resources:
Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. We are forever indebted to you for your support. If you like what you heard, head over to Apple Podcasts to leave us a five-star review! See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 92: Medical Tourism | 09 Jan 2023 | 00:30:35 | |
Medical tourism continues to grow and is here to stay. Americans are now going to many other countries for treatments, surgeries, prescriptions and more. Kiersten and Julien first heard about medical tourism from a friend who had four prescriptions filled for around $2.50 in Mexico. Other friends traveled to Mexico to have dental work done. A knee replacement in the USA can cost around $40,000, while the price in India is $6,000 - 9,000 and in Singapore around $12,000. The CDC has an entire webpage dedicated to medical tourism. From a hospitality standpoint, they discuss current advantages to existing in this market, including for airlines and hotels. They also talk about the issues you may encounter abroad. Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 91: Financial Resolutions | 02 Jan 2023 | 00:33:16 | |
Most Americans make New Year’s resolutions and 40% are financial goals. Today, Kiersten and Julien discuss three categories of financial activities to meet your goals: organization, protection, and conversations. They share tips for creating a system to get organized, including: automating savings, updating budgeting apps, and evaluating debt payment. In the new year, look at ensuring your data and accounts are secure and protect yourself against income volatility. And aim to stop avoiding awkward conversations with loved ones about finances. If you’re not into resolutions, think of this as a time to reprioritize and recalibrate your financial goals. Happy new year! Mentions:
Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 90: Aldi Hype | 26 Dec 2022 | 00:32:40 | |
Happy holidays! Julien is riding a wave from a recent visit to Aldi grocery store and he and Kiersten are here to share their thoughts on low-cost shopping options. They’ve noticed massive food and grocery inflation over the last couple of months. There’s also a heightened focus on food waste and food insecurity. Today, they compare the prices between Whole Foods and Aldi, finding many prices to be 40 to 50% off. A downside is that food is often prepackaged there. But buying in larger portions allows you to save per meal while getting delicious food and most people cannot tell the difference between a store and name brand. They discuss the pain points and benefits of shopping at lower costs, including how consumerism doesn't necessarily pay when it comes to brand loyalty
Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 89: Surprise Medical Bills | 19 Dec 2022 | 00:31:41 | |
Healthcare is a big, complicated subject when it comes to finances. It’s especially nonsensical in the USA, where it’s designed to be intentionally confusing and expensive. But healthcare is a fundamental part of life. Even if you maintain a healthy lifestyle, we're facing a trifecta of new covid variants, the flu, and RSV this winter. Kiersten and Julien Saunders (@richandregular) don’t want you to be hit with surprise medical costs.This week, they share how they plan for their healthcare expenses and tips on:
Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts.
See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 88: Great Resignation | 12 Dec 2022 | 00:32:49 | |
“Although the number of people quitting their jobs is down from the peak in 2021, it still remains at the highest levels since the 1970s,” says Kiersten Saunders. “The collective American psychology towards work has changed. It's like we collectively experienced this psychological shock.” Julien and Kiersten dissect the Great Resignation one year later – who quit, why they decided to, and what the impacts have been. Many workers are now taking career pivots and venturing into entrepreneurship, side hustles, online businesses and more, and getting creative with multiple income sources. Employees are also pushing for more freedom and flexibility in their schedules, work locations, and roles. They also discuss the generational differences between workers, the lack of progress in legislation, how women were disproportionately affected by the pandemic, and shifting social norms around wellness, parenting, and equality.
Learn more at richandregular.com, purchase Kiersten and Julien Saunders’ latest book Cashing Out: Win the Wealth Game by Walking Away, and follow on Instagram @richandregular. Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 87: Subscription Overload | 05 Dec 2022 | 00:29:53 | |
Americans spend $219 per month on subscription services on average. What’s worse – people guess that number is closer to $86 when asked. We used to only have subs for things like newspapers, magazines, gyms, and cable. Now we have streaming services, software, online courses, sports tv, vitamins, razors and more, all of which can erode your budget! Today, Kiersten and Julien Saunders (@richandregular) are providing tips for auditing and managing subscriptions, lowering and negotiating costs, and simplifying it all. “I dare you to cancel something today,” says Kiersten. “Watch how good it feels – I promise you there's nothing better than knowing that next month they ain't getting your $4.” Mentions: Rocket Money (previously Truebill) Order our book Cashing Out: richandregular.com/cashingout. Rate and review on Apple Podcasts! See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 86: Marriage and Money | 28 Nov 2022 | 00:38:48 | |
Talk about paying off debt may not be romantic. Money is the leading cause of divorce and separation in the USA. But money and marriage are one of Kiersten and Julien’s favorite topics, it’s woven into their everyday dialogue. Today they’re leading you through their core financial values to guide your thinking, as well as the three obstacles that get in the way of couples achieving their goals. Review and give rich & REGULAR five stars on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 85: The Creator Economy | 21 Nov 2022 | 00:42:12 | |
More than 50 million people across the world consider themselves content creators. Kiersten and Julien (@richandregular) left the real estate industry to invest more in being creators through podcasting, blogging, making videos, and more. This week they share what the creator economy is and how people are monetizing their online content off platforms like YouTube, Instagram, TikTok, and Patreon. They discuss establishing yourself as an expert online, making relevant content, the earning potential of content creation, and developing brand partnerships.
“6 reasons a couple who retired in their 40s were 'relieved' they sold their rental properties right before the pandemic” on Business Insider “Julien and Kiersten Saunders: ‘How Much Is Enough?’” on The Long View podcast See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| Ep 183: The "Great Salary Reset" and the do’s and don’ts of taking a pay cut | 07 Oct 2024 | 00:42:25 | |
This week, we're unpacking the murky waters of pay cuts and those awkward conversations where your boss wants you to do the same work for less. It's an increasingly common brutal reality, but you don't have to just roll over and take it.
Links:
Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 84: Finding your Community and Chosen Family | 14 Nov 2022 | 00:36:09 | |
It’s not uncommon for money or economy talk to come up at the Thanksgiving dinner table, which can result in heated disagreements with loved ones. Money is complicated and people can be irrational about it. Family can become defensive when talking about financial plans or make you second guess your own understanding and decision making. Meeting like-minded people is one of the best investments you can make in your financial future. Community has been a secret weapon for Kiersten and Julien (@richandregular) – a place to ask questions and get real-life advice about everything from debt payoff to wealth building. This week they discuss ways to find community online and in person, and the benefits of growing your social and support circle. Resources:
Thank you for being part of our small but mighty community. Leave us a little deposit by rating and reviewing Rich and Regular on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 83: Scams: Protecting Yourself and Loved Ones | 07 Nov 2022 | 00:33:46 | |
Scammers love to target the vulnerable, especially in times of crisis. Do you know how to protect yourself? Julien and Kiersten (@richandregular) have fallen for scams, just like everyone else. Today, they talk about staying vigilant to prevent yourself and loved ones from getting scammed, what to say to a potential fraudster, and what to do if your personal information has been compromised. Order our book Cashing Out here: richandregular.com/cashingout See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 82: Is LinkedIn Premium Worth It? | 31 Oct 2022 | 00:39:22 | |
LinkedIn Premium gives you superpowers, putting you in the HoV lane to better jobs and more money. Julien and Kiersten (@richandregular) feel LinkedIn is one of the most overlooked social media platforms, with only 20% of users 35 and older. They talk about how to use it to connect, get exposure, find out what skills are in demand, and learn more about other candidates, as well as the benefits and how best to use Premium to set yourself up for future success.
Resources: Out now in SUCCESS magazine: “How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom” Follow us on LinkedIn! linkedin.com/in/kierstensaunders and linkedin.com/in/juliensaunders See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 81: Car Culture: Can We Break our Obsession? | 24 Oct 2022 | 00:43:37 | |
“We, as Americans, believe that our cars are a part of our identity.” But gas and insurance prices keep skyrocketing and we continue to buy more and bigger cars, with record high loans and monthly payments. Kiersten and Julien Saunders (@richandregular) have different and complicated histories with cars. Today, they’re providing financial solutions for the car obsessed, including selling and downsizing, as well as car share and subscription options. Changing your relationship with your car may be one of the simplest ways to have an immediate impact on your financial well being. Listen in to find out how to take the first steps.
Order our book Cashing Out here: richandregular.com/cashingout See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 80: Tips to Keep Your Holiday Spending In Check | 17 Oct 2022 | 00:34:57 | |
Consumerism reaches an all-time high during the holidays. This week, Julien and Kiersten Saunders (@richandregular) highlight the cultural expectations and seasonal changes that coax us into spending more than we should, as well as their tips for when to snag the best deals.
See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 79: The Perks of Going Green | 10 Oct 2022 | 00:37:33 | |
Going green is more than a personal endeavor—in many ways, lowering our carbon footprint can aid in our collective contribution to solving issues like the ones we've recently seen with Hurricane Ian and the war in Ukraine. Julien and Kiersten Saunders (@richandregular) share several ways to curb our use of natural resources and save money while doing it. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 78: Are You Too Loyal to Your Employer? | 03 Oct 2022 | 00:47:52 | |
Some perks—like solid health insurance coverage or a corner office—make a job enticing, but don't let them determine your loyalty to a company. In the wake of the quiet quitting trend, Julien and Kiersten Saunders (@richandregular) discuss why we romanticize our jobs and, conversely, why we should be willing to view them with an honest lens. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 77: The Shocking Cost of Funerals | 26 Sep 2022 | 00:42:27 | |
It's hard enough to cope with the loss of a friend or family member, much less the sticker shock that comes with laying them to rest. This week, Julien and Kiersten Saunders (@richandregular) give a line-by-line review of commons funeral costs and several tips to help curb some of the expenses. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 76: Curbing Food Insecurity | 19 Sep 2022 | 00:37:06 | |
The "ramen diet" in college is often joked about, but it's an example of food insecurity. This week, Julien and Kiersten Saunders (@richandregular) define food insecurity and explain how those who are financially strapped can find meals or make smart decisions when it comes to grocery spending. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 75: Financially Preparing for a Child | 12 Sep 2022 | 00:38:49 | |
Newly released figures put the cost of raising a child at more than $300,000. This week, Julien and Kiersten Saunders (@richandregular) share the pre- and post-baby costs you need to factor into your family-planning budget, what products and maternity items you can skip buying, and their No. 1 tip when it comes to spending. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| Ep 182: Cashing In: NIL and the New Business of Being a College Athlete | 30 Sep 2024 | 00:51:45 | |
This week we're diving into the world of NIL, or Name, Image, and Likeness, and how this new, HUGE opportunity will impact youth sports.
Links: Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 74: Quiet Quitting | 05 Sep 2022 | 00:35:59 | |
This new workplace trend has been garnering attention on TikTok and LinkedIn. Julien and Kiersten Saunders (@richandregular) discuss the causes and repercussions of quiet quitting, and the types of employees who may benefit from establishing a workplace exit plan. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 73: Lessons from Past Recessions | 29 Aug 2022 | 00:39:31 | |
Financial experts have been predicting a recession for the last several months, so what can we expect going forward? Julien and Kiersten Saunders (@richandregular) share how to prepare for a recession, how to respond once it occurs, and the real meaning of the phrase "millionaires are made in recessions." See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 72: Julien's Vasectomy | 22 Aug 2022 | 00:40:23 | |
Rising costs and the recent overturn of Roe v. Wade have been the catalyst for many men considering a vasectomy to follow through with the procedure. This week, Julien and Kiersten Saunders (@richandregular) detail the financial and social considerations that played a role in Julien's recent decision to get a vasectomy, the cost of the procedure, what happened during it, and the healing process. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 71: Buying Used vs. New | 15 Aug 2022 | 00:41:39 | |
One of the biggest ways to save money and accelerate debt payoff is to shop used. Julien and Kiersten Saunders (@richandregular) share the benefits of shopping resale sites and apps like eBay, Poshmark and Facebook Marketplace, what questions you should ask yourself before making a purchase, and how you can avoid getting scammed. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 70: Breaking Into ESG Investments | 08 Aug 2022 | 00:39:16 | |
ESG investments go beyond just financial gain. Julien and Kiersten Saunders (@richandregular) unpack the meaning and benefits behind this "value-aligned investing" method. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 69: Investing for Your Kids | 01 Aug 2022 | 00:37:23 | |
When it comes to giving your kids a leg up, estate planning isn't the only option. This week, Julien and Kiersten Saunders (@richandregular) discuss the pros and cons of several types of investment accounts that will help your kids learn money management while working toward financial security. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 68: Is Franchising Right for You? | 25 Jul 2022 | 00:41:49 | |
Investing isn't the only way to make money. This week, Julien and Kiersten Saunders (@richandregular) speak to the power of franchising. They explain how to know if owning a franchise is a fit for you, how to get one off the ground, and the best ways to cultivate a renowned brand. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 67: Conducting Your Mid-Year Financial Review | 18 Jul 2022 | 00:43:43 | |
We're halfway through the year, which means it's time to review your finances. Julien and Kiersten Saunders (@richandregular) dive into seven areas you need to audit right now to stay on top of the wealth game. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 66: Tips to Travel Smarter | 11 Jul 2022 | 00:38:38 | |
It's the peak of summer, which means travel season is in full swing. Julien and Kiersten Saunders (@richandregular) share the perks of booking direct, their favorite money-saving services, and why you should have a contingency plan. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 65: How to Enjoy Life After Debt | 04 Jul 2022 | 00:32:04 | |
Julien and Kiersten Saunders (@richandregular) cap their series on credit and debt with a discussion on what life looks like after those bills are finally all paid off. What do you do with the money that had previously been allocated toward debt payoff? How do you begin transitioning into wealth building? They answer these and other questions that arise after reaching this milestone. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| Ep 181: The No-Hustle Side Hustle: Finding Joy & Freedom in Your Side Gig | 23 Sep 2024 | 00:42:47 | |
We’re all familiar with the pressure to make extra cash, but what if your side hustle wasn't just extra work, but an opportunity to tap into your existing skills? This week we’re discussing long-term side hustles with one of Kiersten’s best friends, Lauren. Lauren's side hustle (teaching fitness classes) evolved into a passion project that fuels her spirit and keeps her bank account healthy. In fact, after 12 years, it’s been the longest "job" she's ever had, and it's helped her weather some major life storms. From lay-offs to breakups, Lauren's side hustle has provided a solid safety net and a healthy nest egg, giving her the financial freedom to handle the ups and downs of her 9-to-5 career in marketing. This episode is for anyone who's been hesitant to start a side hustle or feels like it's just another impossible thing on their long to-do list. Lauren’s story illustrates how earning income outside a traditional job with intention can change your life, one gig at a time. What you'll learn:
Links: Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 64: The Buy Now, Pay Later Dilemma | 27 Jun 2022 | 00:33:16 | |
Remember layaway? That buy now, pay later mindset is still around, making us more cash-strapped than ever before. Julien and Kiersten Saunders (@richandregular) explain the psychology behind loan language and what financing services to avoid. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 63: Take Charge of Credit Card Debt | 20 Jun 2022 | 00:38:16 | |
Despite the market groaning under increasing levels of inflation, U.S. credit card debt just hit a record-breaking $1.1 trillion dollars. This week, Julien and Kiersten Saunders (@richandregular) discuss the implications of credit card debt amid potential interest rate hikes and offer tips to keep spending at bay. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 62: Cashing Out: Win the Wealth Game by Walking Away, Part 2 | 13 Jun 2022 | 00:28:42 | |
In the second of a two-part series, Julien and Kiersten read excerpts from their new (and first ever) book, Cashing Out: Win the Wealth Game by Walking Away. They unpack the meaning of "stealth wealth" and share how to leverage the tools at your disposal to obtain financial freedom. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 61: Cashing Out: Win the Wealth Game by Walking Away | 06 Jun 2022 | 00:35:16 | |
In this week's episode, Julien and Kiersten announce their first book: Cashing Out: Win the Wealth Game by Walking Away. As part one of a two-part series, the couple explore the book-writing process, what they want readers to walk away with and how financial freedom affects every aspect of life. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 60: 3 Positive Trends in the World of Money | 30 May 2022 | 00:33:53 | |
Some of us could use a little more positivity these days, so in this week’s episode, Julien and Kiersten Saunders (@richandregular) share 3 positive trends they’re seeing in the world of money. Full show notes and resources can be found here: www.richandregular.com/e60shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 59: 5 Ways to Adjust Your Grocery Habits for Inflation | 23 May 2022 | 00:39:51 | |
Does your grocery bill have you weak in the knees? You’re not alone. As the US is experiencing record-levels of inflation, common grocery items are seeing double-digit increases in price. In this week’s episode, Julien and Kiersten Saunders (@richandregular) tackle how to adjust your grocery habits to prevent further eroding your financial goals. Full show notes and resources can be found here: www.richandregular.com/e59shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 58: What to Do if You’re Suddenly Laid Off | 16 May 2022 | 00:34:44 | |
Several tech giants have announced mass layoffs or hiring freezes recently as a reaction to market conditions. Moves like this typically cause ripples in other parts of the job market and impact other sectors. In this week’s episode, Julien and Kiersten Saunders (@richandregular) talk about what to do if you suddenly lose your primary income source. Full show notes and resources can be found here: www.richandregular.com/e58shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 57: Are We Heading Toward a Recession? | 09 May 2022 | 00:43:09 | |
According to a March CNBC+ Acorns Invest In You survey, 81% of adults said they think the US economy is likely to experience a recession in 2022. In this week’s episode, Julien and Kiersten Saunders (@richandregular) explain what a recession is, why it can be difficult to determine that we’re in one WHILE we’re in one, and a few tips to navigate the possibility that one is coming. Full show notes and resources can be found here: www.richandregular.com/e57shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 56: Working Two Remote Jobs at the Same Time | 02 May 2022 | 00:46:04 | |
You’ve likely heard of being “underemployed”, but there’s a new trend emerging called “overemployment” where knowledge workers take on two full-time remote-jobs, typically without disclosing to either company. Would you consider taking on some extra work for extra cash? In this week’s episode, Julien and Kiersten Saunders (@richandregular) discuss the pros and cons of this practice, with a few stories from our listeners. Full show notes and resources can be found here: www.richandregular.com/e56shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 55: Demystifying Retirement | 25 Apr 2022 | 00:44:00 | |
For many people, retirement is an elusive fantasy that feels out of reach. According to a recent article from Money, less than half of workers are confident they’ll have enough money for retirement, and another large swath of the population has a retirement plan to just work indefinitely. In this week’s episode, Julien and Kiersten Saunders (@richandregular) demystify retirement and what it requires to be in control of how your golden years are spent. Full show notes and resources can be found here: www.richandregular.com/e55shownotes Pre-order our book Cashing Out here: www.richandregular.com/cashingout Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| Ep 180: Decoding Consumerism | Dr. Marcus Collins on How Culture Impacts Our Spending | 16 Sep 2024 | 00:49:48 | |
Do you ever wonder why you buy things you don't need? This episode explores the fascinating (and sometimes alarming) ways culture shapes our budgets. We’re talking to Dr. Marcus Collins, who is a scholar of the hidden messages of consumption, a marketing professor at University of Michigan's Ross School of Business, and the author of For The Culture. Dr. Collins helps us understand:
You'll walk away from this episode with a deeper understanding of the unseen forces influencing your spending, equipped to see through the "noise" of cultural marketing and branding, and empowered to break free from the unconscious influence of cultural norms. Links:
Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 54: 5 Money Conversations to Have Today | 18 Apr 2022 | 00:42:43 | |
We’re living in an unprecedented time where many of the financial rules of thumb around inflation, retirement, and even debt are being questioned. Our mission at rich & REGULAR is to inspire better conversations about money and in this week’s episode, Julien and Kiersten Saunders (@richandregular) cover five money conversations you need to have today. Full show notes and resources can be found here: www.richandregular.com/e54shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 53: Upskilling to Earn More Money | 11 Apr 2022 | 00:34:35 | |
“Upskilling” is one of the latest buzzwords to emerge from The Great Resignation trend and in this week’s episode, Julien and Kiersten Saunders (@richandregular) unpack what it means to upskill (and reskill) and why it’s such an important hedge to ensuring your earning power keeps pace with inflation and rising costs of living. Tune in to learn more about tools and resources available to help you identify in-demand skills and learning platforms that are created specifically for working adult learners. Full show notes and resources can be found here: www.richandregular.com/e53shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||
| 52: Demystifying Business Structures | 04 Apr 2022 | 00:40:55 | |
April is National Financial Literacy Month and in this week’s episode, Julien and Kiersten Saunders (@richandregular) kick it off with an explainer of a few common business structures. If you’re an experienced business owner or just thinking about dipping your toe into the world of entrepreneurship, one of the first tasks you have to do is pick a business structure. It’s easy to get confused, but once you’re clear on the advantages and disadvantages of the most common ones, you can start to determine which is best for your particular business model. Full show notes and resources can be found here: www.richandregular.com/e52shownotes Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes | |||