Retirement Lounge Podcast – Details, episodes & analysis

This week, Nick reflects on his appearance on the Martin Lewis Money Show Live and shares the pension conversations he didn't have time to fully explain on air.

With only short, concise answers possible during the live ITV broadcast, this episode dives deeper into three of the biggest pension mistakes Nick regularly sees people make approaching retirement.

A practical and thought-provoking episode for anyone approaching retirement or trying to make more confident pension decisions.

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Most people spend years focusing on how to build their pension. Far fewer spend time thinking about how to turn that pension into an income that lasts.

In this episode, Nick is joined by Joanne Coan from L&G to explore one of the most important and often most overlooked, parts of retirement planning: decumulation.

It's a practical, thoughtful conversation for anyone approaching retirement and wondering how to make their money last.

Retirement is often seen as a finish line, but for many people, it's the start of a completely new chapter.

In this episode of The Retirement Lounge, Nick is joined by Jane Parslow, co-founder of Retirement Pathways, to explore the emotional and psychological side of retiring, the part that often gets overlooked.

Together, they discuss why retirement can feel disorientating after the initial "honeymoon phase," the impact of losing a work identity, and how assumptions about family, purpose, and time can quietly shape later life.

Jane shares insights from her own transition away from corporate life, why purpose doesn't have to be grand or life-changing, and how early reflection can make retirement feel less daunting and more fulfilling.

This episode is for anyone approaching retirement, recently retired, or simply curious about what comes after work and how to retire towards something meaningful, not just from a job.

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Connect with Jane Parslow

Talking about death isn't easy, but planning for it can be one of the kindest things you ever do.

In this episode, Nick shares how creating a When I Die File can give your loved ones comfort, clarity, and practical support when they'll need it most.

He walks through what to include, from wills and bank accounts to personal letters and funeral wishes, and why this simple act of preparation can save your family time, money, and heartache.

Nick also shares his personal experience of losing a loved one and how finding their funeral preferences turned grief into gratitude.

🎧 Listen now and request Nick's free 'When I Die File' checklist by emailing hello@retirementlounge.co.uk.

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What do people regret most about retirement and how can you avoid the same mistakes?

In this episode, Nick unpacks findings from a recent Which? survey revealing the most common retirement regrets. From not saving early enough to leaving work too soon (or too late), he explores what these lessons mean for anyone approaching retirement today.

This episode blends numbers, real stories, and experience, helping you turn hindsight into foresight for a smoother, more confident retirement.

🎧 Listen now on The Retirement Lounge and discover how to plan smarter, before regrets set in.

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Not everyone is racing to retire, in fact, more people than ever are choosing to keep working beyond pension age.

In this solo episode, Nick asks the question: Is retirement really for you?

He explores why more baby boomers are working into later life, what's driving the rise in "flexi-retirement," and how pension freedoms have made it easier to work on your own terms.

Whether you're dreaming of full-time freedom or a phased retirement, this episode will help you redefine what "retirement" really means for you.

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Retirement is often described as the golden years, but the reality isn't always so simple.

In this solo episode, Nick explores the real challenges of retiring, from the financial and emotional to the practical and psychological. He discusses why "not getting paid anymore" can cause more anxiety than expected, how to avoid running out of money (or worrying that you will), and the often-overlooked costs of healthcare and inflation. Nick also reflects on the importance of purpose, structure, and identity in later life, sharing real stories from clients navigating this life-changing transition.

Whether you're approaching retirement or already there, this episode will help you plan not just for what you're retiring from, but what you're retiring into.

🎧 Listen now and take Nick's free Retirement Readiness Quiz at retirementlounge.co.uk

We like to think our financial decisions are logical, but our brains often have other plans.

In this solo episode, Nick dives into behavioural biases, the mental shortcuts and emotional habits that influence how we invest, often without us realising it. From loss aversion and herd behaviour to confirmation bias and the Dunning-Kruger effect, Nick explains how these biases can quietly sabotage your long-term wealth.

You'll learn how to spot your own blind spots, why discipline always beats impulse, and how to apply Nick's G.A.R.D. framework to protect your investments.

Whether you're investing for retirement or simply trying to make smarter decisions, this episode will help you see where your instincts may be getting in the way and how to keep your emotions in check when markets wobble.

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Retirement is one of life's biggest transitions, and it doesn't have to be complicated.

In this episode of The Retirement Lounge, Nick speaks with Pete Matthew, Chartered Financial Planner, author, and founder of the Meaningful Money podcast and YouTube channel. Pete shares his journey into financial services, why he started creating content to make money simple, and his insights from decades of helping people prepare for life after work.

Pete's message is clear: retirement isn't the end, it's a new chapter and with the right approach, it can be the most meaningful stage of your life.

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Connect with Pete Matthew

What does it really mean to have enough?

In this episode of The Retirement Lounge, Nick speaks with Paul Armson, financial planner, author of Enough? and creator of the Inspiring Adviser programme. Together, they explore the shift from product-driven advice to planning that's about life, not just money.

Topics include:

• Why traditional "financial advice" often misses the point

• How to focus on living fully, not chasing numbers

• Why risk is more than market volatility

• The freedom of knowing when you've already got enough

• Insights for business owners hanging on for "one more big deal"

🎧 Tune in for a refreshing and thought-provoking conversation on money, purpose, and what really matters in retirement.

👉 Listeners can request a copy of Paul's book Enough? by emailing hello@retirementlounge.co.uk.
👉 Financial planners can explore Paul's Inspiring Adviser Programme here: https://www.inspiringadvisers.co.uk/