Explore every episode of the podcast renovatED
| Title | Pub. Date | Duration | |
|---|---|---|---|
| From Blogger to Design & Build Marketing | Angela Lerew's Journey | 26 mai 2025 | 00:24:52 | |
In this conversation, Angela Lerew shares her journey from a DIY blogger to a marketing director in the design and remodeling industry. She discusses her experiences with home renovations and offers practical design tips for thosewho struggle with creativity. Angela emphasizes the importance of finding quality contractors and shares insights on living through renovations while maintaining a positive perspective on home improvement. Angela's business site: https://nicholasdesignbuild.com/about-us/our-team/ Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Is a Local Lender Best? What You Need to Know | 19 mai 2025 | 00:12:17 | |
Discussion about the pros and cons of working with local mortgage lenders versus boutique or niche lenders. Jennifer emphasizes that while local lenders can offer community knowledge and personalized service, they often have limitations in loan options and pricing. Boutique lenders may provide specialized loan programs, making them a better choice in certain situations. The conversation highlights the importance of expertise over location when selecting a lender and encourages buyers to ask the right questions to find the best fit for their needs. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| The Pink House | Melissa Falconett | 12 mai 2025 | 00:34:40 | |
Melissa Falconett shares her journey of purchasing and restoring the Pink House in Evansville, Indiana. She discusses her background as a designer, the challenges of renovating a historic home, and the importance of community and networking in the restoration process. Melissa offers valuable advice for aspiring home restorers, emphasizing the significance of planning, budgeting, and finding the right professionals to work with. The conversation also touches on the emotional aspects of home renovation and the joy of sharing the Pink House with others through Airbnb. The Pink House photos and AirBNB listing: airbnb.com/h/pinkhouserevival Instagram: @pinkhouserevival Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Navigating the Realities of Renovation | Kyle Nicholas | 05 mai 2025 | 00:32:29 | |
In this episode of renovateED, host Jennifer Goldsby sits down with Kyle Nicholas, owner and president of Nicholas Design Build, for a candid conversation about the art—and reality—of home renovations. Together, they explore what luxury really means in remodeling, how tariffs and market fluctuations affect material costs, and why clear communication with clients is critical from day one. Kyle breaks down the design-buildapproach, shares strategies for managing client indecision, and explains how his team handles the inevitable surprises that arise behind the walls. You’ll also hear about the latest trends in home improvement, practical tips for homeowners preparing for a renovation, and how contractors can set the stage for a smooth, successful project. If you're a homeowner considering a remodeling project, this episode offers real-world insight you won’t want to miss. https://nicholasdesignbuild.com/about-us/meet-kyle/ Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Should I Refinance When Rates Drop? | 10 févr. 2025 | 00:11:30 | |
In this BONUS episode of renovatED, Jennifer Goldsby discusses the intricacies of refinancing in anticipation of lowered interest rates. She emphasizes the importance of understanding lender motivations, recognizing high-pressure tactics, and knowing when refinancing is a wise financial decision. The episode also covers the significance of calculating break-even points and consulting qualified loan officers to ensure homeowners are making informed decisions. NOTE FROM JENNIFER: "Several large lenders with household names train Call Center loan officers to work from scripts with bonuses tied to volume. The emphasis is on quantity, not quality. These Call Centers focus on refinancing as many mortgages as possible for homeowners with government loans (i.e., FHA, VA). They put homeowners into a new government loan where they will continue to pay mortgage insurance or are required to pay a Funding Fee even when there is enough home equity to qualify for more economical and advantageous conventional loans without mortgage insurance and Funding Fees. These mortgage lenders waive closing costs, offer reduced interest rates, etc. to churn as many loans as possible. I cannot stress enough how important it is to work with a loan officer who can answer all your questions and recommend the best loan program for YOU." Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Where To Find Renovation Loans | 03 févr. 2025 | 00:12:47 | |
In this episode of renovatED, Jennifer Goldsby reflects on the journey of the first season, expressing gratitude to listeners and sharing insights on the importance of finding the right renovation lender and experienced loan officers. She emphasizes the challenges of locating seasoned renovation lenders and hints at exciting topics for the upcoming Season 2, including how contractors get paid and the realities of living through a renovation project. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| From Renting to Owning: A Journey of Discovery | 27 janv. 2025 | 00:27:41 | |
This conversation explores the journey of a couple transitioning from renting to homeownership, detailing their motivations, challenges faced during the home buying process, and the renovations they undertook. The discussion highlights the emotional aspects of finding the right home, the importance of navigating the loan process, and the joy of embracing nature in their new environment. The couple reflects on their experiences, emphasizing the value of enjoying the journey and not being discouraged by challenges along the way. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Builders' Risk vs. Homeowners' Insurance Explained | Susan Morgan | 20 janv. 2025 | 00:15:29 | |
In this episode, Jennifer Goldsby discusses the nuances of Builders' Risk Insurance and Homeowners' Insurance with insurance expert Susan Morgan. They explore the importance of understanding different insurance policies, especially for homes undergoing renovations. The conversation highlights the benefits of working with an independent insurance agent and the critical differences between renovation and restoration in terms of insurance coverage. Key insights include the significance of policy terms, the implications of DIY projects on insurance, and the additional coverages available under Builders' Risk Insurance. https://www.shepherdins.com/ Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Rebuilding After Disaster: Making Renovation Financing Work for You | 13 janv. 2025 | 00:04:54 | |
In this episode of renovatED, host Jennifer Goldsby addresses a critical yet often misunderstood aspect of renovation financing: its limitations in the aftermath of natural disasters. Jennifer explores why insurance funds and renovation loan escrow accounts cannot be comingled, creating challenges for homeowners looking to rebuild or expand after a disaster. She provides practical strategies to maximize financing options, including leveraging equity and strategically using insurance funds. If you're navigating the complexities of rebuilding after a natural disaster, this episode is a must-listen. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Exploring Smart Home Technology | Joseph Pollard | 06 janv. 2025 | 00:25:16 | |
In this episode of renovatED, host Jennifer Goldsby interviews smart home expert Joseph Pollard, exploring his journey into the smart home industry, the importance of listening in sales, current trends in smart home features, and the dynamics between builders and homeowners. Joseph shares insights on innovative smart home enhancements and provides an overview of his Experience Center, showcasing cutting-edge technology and design. https://intelligentlivingindy.com/ Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| The Biggest HGTV Myth | 30 déc. 2024 | 00:06:00 | |
In this episode of renovatED, Jennifer "The Reno Gal®" Goldsby contrasts the realities of home renovation vs. the filtered perspective portrayed on popular shows like HGTV. She emphasizes the unrealistic budgets often presented and the implications of purchasing homes that are left unfinished. Jennifer also critiques the quality of work shown in these renovations, urging listeners to have realistic expectations when it comes to home improvement projects. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| You Get What You Pay For: The True Costs of Underbidding Renovation Projects | 23 déc. 2024 | 00:10:08 | |
In this episode of renovateED, Jennifer Goldsby discusses the complexities and challenges of bidding renovation projects, emphasizing the importance of fair pricing for contractors, the risks associated with underbid projects and hidden DIY work, and the financial implications of renovation delays. She highlights common pitfalls homeowners face and the consequences of not disclosing DIY intentions to lenders. The conversation aims to educate listeners on the realities of renovation projects and the importance of proper planning and budgeting. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Why are renovation loans so hard to find? | 16 déc. 2024 | 00:11:33 | |
This episode delves into the complexities and challenges of renovation lending, explaining why renovation loans are so difficult to find in the market. Jennifer Goldsby discusses the barriers to accessing these loans, including the lack of training and support for lenders, the difficulties in finding qualified contractors, a lack of interest on behalf of real estate agents, and the diminishing number of 203(k) Consultants. The discussion emphasizes the importance of education and awareness for both consumers and lenders in navigating the renovation lending landscape. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Navigating Home Renovation and Building | John Marshall | 09 déc. 2024 | 00:28:54 | |
In this episode of renovateED, Jennifer "The Reno Gal®" Goldsby and John Marshall of Centier Bank discuss the intricacies of home renovation and building new homes from a financing perspective. They explore the processes involved in both renovating an older home and constructing a new one, including the importance of pre-approval, the role of contractors, and the various financing options available. The conversation also delves into the pros and cons of each approach, providing valuable insights for potential homebuyers. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL John Marshall, NMLS 203858 Mortgage Loan Officer Centier Bank Equal Housing Opportunity jmarshall@centier.com or (317) 490-1246 | |||
| Why use a renovation loan? | 02 déc. 2024 | 00:27:41 | |
In this conversation, Jennifer Goldsby discusses the importance and benefits of renovation loans for home buyers, contractors, real estate agents, and lenders. She highlights the challenges in the current housing market, the advantages of using renovation loans to increase buying power, and the role of various stakeholders in facilitating these loans. Goldsby emphasizes the need for education and collaboration among all parties involved to maximize the potential of renovation financing. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| What is a renovation loan? | 25 nov. 2024 | 00:07:25 | |
In this episode of RenovatEd, Jennifer Goldsby discusses the intricacies of renovation loans from both the home buyer's and homeowner's perspectives. She explains how these loans work, the different types available, and the processes involved in securing them. The conversation highlights the importance of understanding future property value and the steps necessary to initiate renovations after obtaining financing. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Navigating the Mortgage Maze: A Personal Journey | 18 nov. 2024 | 00:27:16 | |
In this episode of RenovatEd, Jennifer Goldsby shares her personal journey to homeownership and how it led to a career in the mortgage industry, detailing her early experiences as a loan officer, the challenges she faced, and her eventual transition into specializing in renovation loans. She emphasizes the importance of mentorship, the learning curve involved in understanding the mortgage process, and the significance of renovation loans for first-time homebuyers. Jennifer's story highlights the complexities of the mortgage industry and the personal growth that comes from navigating it. Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| Navigating Rising Premiums: How Industry Changes Are Impacting Homeowner’s Insurance | Susan Morgan | 11 nov. 2024 | 00:17:10 | |
In this episode of renovatED, Susan Morgan with Shepherd Insurance and I are diving into the shifting landscape of the insurance industry and what it means for homeowners. Recent changes have driven up insurance premiums, leaving many wondering why their rates are skyrocketing. Join us as we break down the factors driving these increases—from climate change and natural disasters to insurance abuse and regional risks. Our guest, an insurance industry pro, shares insider insights on how homeowners can protect themselves and find ways to keep premiums under control. Don’t miss this essential conversation! Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||
| HUD Updates Its FHA 203(k) Program | 04 nov. 2024 | 00:20:30 | |
In this episode, we dive into the latest updates to HUD's FHA 203(k) Rehabilitation program, effective November 4, 2024. I’ll break down what these changes mean for homeowners and buyers, from higher renovation limits on 203(k) Limited loans to extended project timelines. We’ll also discuss new Consultant fee increases and explore the impact on overall costs and accessibility. If you're considering a 203(k) loan or simply want to understand how these updates may affect renovation financing, this episode is packed with insights and tips! Jennifer Goldsby, NMLS 591226 VP, Renovation Lending Diamond Residential Mortgage Corporation, NMLS 186805 Equal Housing Opportunity TheRenoGal.com or (844) RENO-GAL | |||