In this podcast, Laurence Lameche shows you behind the scenes of how to make live phone calls to Landlords & Lettings Agents to get Rent2Rent & Rent2SA deals by playing the recordings of real-life phone calls showing you how to negotiate these deals, as well as talking about them after each call explaining what you can say to make deals happen.
Laurence will also be playing phone calls with Property Owners and Estate Agents showing you how to do No Money Down Property Deals ‘Purchase Lease Options’ what to say and how to explain it in easy-to-understand language that anyone can do in the comfort of your own home. So that you can learn to acquire property with no mortgage, no deposit, bad credit, no job and no experience!
You will learn about other property investment strategies and investor mindset from his Amazon No.1 Best Selling book, “How I Bought 3 London Properties For A Football Ticket”.
Laurence will also share Real Estate Investing hints, tips and tricks, which he normally only shares on his Platinum Mastermind Property Mentorship.
Introducing your Host, Laurence Lameche. Property investing since 2004, Founder of Property Call Secrets and Property Speed Networking.
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
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The Art of the Call: Mastering Conversations with Landlords and Property Owners
Episode 23
Monday, October 21, 2024 • Duration 44:26
In this episode, Lawrence shares invaluable insights into negotiating property deals without needing a mortgage, deposit, or job. Lawrence demonstrates his unique approach by making live phone calls to landlords and property owners and discussing strategies for securing rent-to-rent, rent-to-SA, and no-money-down purchase-lease-option deals. Throughout the episode, Lawrence emphasizes the importance of understanding the seller's motivations, offering creative solutions, and maintaining persistence in follow-ups.
KEY TAKEAWAYS
Alternative methods for acquiring properties without traditional financing exist, such as rent-to-rent deals, purchase lease options, and agreements that allow for future purchases while renting in the interim.
It's crucial to ask property owners about their reasons for selling. This can reveal opportunities to structure deals that meet their needs, such as offering a higher sale price in exchange for a delayed purchase.
Establishing a legally binding agreement through solicitors can provide security for both the buyer and seller.
Following up with potential sellers or landlords is essential. Persistence can lead to opportunities.
Websites like Gumtree, OpenRent, and SpareRoom can effectively find landlords' direct contact information.
BEST MOMENTS
"I'm just a private buyer myself, an investor. Yes. So I buy property."
"The advantage for the vendor, the owner, like yourself, is that either you lock in the price today, so you get kind of the full market value."
"Sometimes, you know, we're even happy to show our commitment to kind of pay over the market rent."
"I always make sure that because of this property being so attractive, we are spoiled for choice as far as the tenant goes."
"You definitely want to kind of follow up with people. It's an absolute must."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
Mastering the Art of Property Calls: Strategies for Success in Rent-to-Rent Deals
Episode 22
Monday, October 14, 2024 • Duration 01:04:27
In this episode Lawrence shares valuable insights into negotiating property deals over the phone, emphasizing strategies for securing rent-to-rent, rent-to-service accommodation, and no-money-down purchase-lease-option deals. Lawrence demonstrates real-life phone calls with landlords, discussing various approaches to establishing long-term rental agreements while exploring potential future purchase options. Lawrence highlights the importance of understanding landlords' concerns, addressing objections, and building credibility through his experience as an Amazon number one best-selling author.
KEY TAKEAWAYS
Creative Property Acquisition: It's possible to negotiate property deals without traditional financing methods, such as mortgages or deposits.
Building Rapport with Landlords: Establishing a personal connection and demonstrating credibility.
Understanding Landlord Concerns: Listening to landlords' concerns about subletting and property management is crucial. Addressing these concerns directly and offering solutions.
Follow-Up Strategy: Maintaining communication with landlords, even if they initially decline, can lead to future opportunities.
Transparency in Business Practices: Being open about your business model and how you operate can build trust with landlords.
BEST MOMENTS
"I'm looking to rent somewhere long term, ideally. Maybe two or three years. It could be longer. Would that be possible?"
"I think there's obvious sort of like wear and tear... and I do think that makes a massive difference."
"I actually wrote a book on this. It's called How I Bought Three London Properties for a Football Ticket."
"I don't want to manage it myself... it's a bit of a burden for me."
"If you pay me more money for this property, then I'll just give it to you."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
The Power of Testimonials: Leveraging Experience to Secure Property Deals
Episode 21
Monday, October 7, 2024 • Duration 55:10
In this episode, Lawrence shares valuable insights into negotiating property deals over the phone, particularly focusing on rent-to-rent and rent-to-SA strategies. Lawrence plays a recorded call with a landlord named Darren, discussing the potential for a long-term rental agreement and the possibility of future property purchases. Throughout the conversation, Lawrence emphasizes the importance of credibility and experience when dealing with landlords, especially for those new to the property market. He highlights how he has successfully navigated challenges, including the impact of COVID-19, by adapting his business model to cater to key workers.
KEY TAKEAWAYS
Building Credibility: Establishing credibility is crucial when negotiating property deals. Sharing personal experiences, such as years of industry experience and success stories, can help reassure landlords and build trust.
Adapting to Market Changes: The ability to pivot and adapt to changing market conditions, such as during the COVID-19 pandemic, is essential.
Importance of Professional Presentation: High-quality photographs and videos of properties significantly enhance their appeal. Investing in professional photography and virtual tours can lead to increased bookings and higher rental income.
Effective Communication: Clear and open communication with landlords about intentions, capabilities, and any potential concerns (like bad credit) can foster transparency and trust.
Utilizing Testimonials and References: Providing testimonials from previous landlords and showcasing successful case studies can help mitigate concerns from potential landlords.
BEST MOMENTS
"I was just calling about your property to rent. Just wondered if it's still available."
"I wouldn't be able to make a prediction in terms of what I want to do with it in the future."
"If you don't have experience, they're taking a big risk on you thinking that hopefully you'll be able to pay the rent on time."
"Given it sounds like you have pedigree and credentials in this, do you have some links you can send me so I can do my due diligence?"
"We targeted the NHS because they were bringing so many doctors and nurses to London obviously to cope with it."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
The Art of Subletting: Maximizing Rental Income in Prime London Locations
Episode 20
Monday, September 30, 2024 • Duration 01:14:17
In this episode, Lawrence shares invaluable insights into negotiating property deals without needing a mortgage, deposit, or job. Lawrence demonstrates live phone calls with landlords and agents, showcasing strategies for securing rent-to-rent, rent-to-service accommodation, and purchase lease option deals. Lawrence emphasizes the importance of gathering detailed information about properties before making calls and discusses the potential for long-term rental agreements that can lead to future purchases. Throughout the episode, he highlights the benefits of corporate lets and the profitability of subletting while addressing common challenges in the current property market, with practical tips and real-life examples.
KEY TAKEAWAYS
Negotiation Strategies: When contacting landlords or agents, it's crucial to gather specific details about the property, such as the address, rental price, and any unique features.
Understanding Lease Options: A purchase lease option allows a potential buyer to agree on a sale price today while renting the property for a set period.
Corporate Lets and Profit Potential: Renting properties as corporate lets can significantly increase rental income. For example, a property that rents for £2,500 per month to a private tenant could command £3,000 or more from corporate clients, allowing for substantial profit margins.
Importance of Location: Central London properties, particularly in zones one and two, tend to yield higher rental income and occupancy rates. Conducting thorough research on local market conditions and occupancy rates is essential for maximizing profitability.
Building Relationships with Agents: Establishing a good rapport with agents and landlords can lead to more opportunities. If a deal is successful, it can result in referrals and future business, making it beneficial to maintain positive relationships in the property market.
BEST MOMENTS
"I'm looking to rent somewhere long-term, maybe for two or three years. It could be longer. Would that be possible?"
"I can ask that. So, let me just write a few things about you."
"I have a lot of interest in this already and I'm doing views tomorrow."
"The reason I'm looking for that is would you happen to know whether the landlord would be interested in maybe selling their property to me in the future?"
"I mean, I've got properties that have potentially come up for sale. I'm looking at selling some properties anyway."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specializes in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step-by-step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
From Bad Credit to Property Ownership: A Step-by-Step Guide
Episode 19
Monday, September 23, 2024 • Duration 50:45
Laurence shares invaluable insights into negotiating property deals without the need for a mortgage, deposit, or even a stable job. Through live phone calls with property owners, Laurence demonstrates effective strategies for securing rent-to-rent, rent-to-serviced accommodation, and no-money-down purchase-lease-option deals. He emphasizes the importance of understanding the seller's motivations and how to present creative solutions that benefit both parties. Listeners will learn about the potential of lease option agreements, the significance of building credibility through testimonials, and the advantages of waiting to buy a property while generating rental income.
KEY TAKEAWAYS
No Money Down Property Deals: It is possible to buy properties without needing a mortgage or a deposit by negotiating lease options, allowing buyers to agree on a sale price now while renting the property for a few years.
Understanding Seller Motivation: Asking sellers about their reasons for selling is crucial. This information helps determine if a no-money-down deal is feasible, especially if the seller needs to raise funds for another property or has financial pressures.
Building Credibility: Collecting testimonials from landlords and property owners can significantly enhance credibility when negotiating deals. Even new investors can request testimonials after their first successful deal to build trust with future clients.
Market Value Awareness: Conducting due diligence on property values is essential. Understanding the market can help negotiate better deals, especially if the seller is in a position where they need to sell quickly or at a loss.
Flexibility in Agreements: Lease options can be structured to benefit both parties. For instance, the buyer can agree to pay a certain price in the future while covering the seller's mortgage payments, allowing the seller to avoid financial strain while providing the buyer time to secure financing.
BEST MOMENTS
"I'm looking to kind of... I've been buying properties for many years now in London, but I buy completely differently from most people."
"You don't need to qualify for a mortgage, so if you have bad credit, this is perfect for you."
"I would be happy to give you what you paid for it or, you know, like a bit more so at least you've got a profit."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specializes in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step-by-step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
Unlocking Property Secrets: How to Buy Without a Mortgage or Deposit
Episode 18
Monday, September 16, 2024 • Duration 01:09:37
Lawrence shares valuable insights on how to negotiate property deals over the phone, even in challenging market conditions. He demonstrates a live call with a property owner, discussing strategies for securing rent2rent and purchase-lease-option deals without the need for a mortgage or deposit. Lawrence emphasises the importance of understanding the seller's motivations and timelines, while also exploring creative solutions for landlords who may be struggling to sell their properties. Throughout the episode, he highlights his own experiences and success stories, providing listeners with practical tips and encouragement to pursue their property investment goals. Whether you're a seasoned investor or just starting out, this episode offers a wealth of knowledge on navigating the property market effectively.
KEY TAKEAWAYS
Creative Property Acquisition Strategies: The podcast emphasises innovative methods for acquiring properties, such as rent2rent and purchase lease options, allowing individuals to secure properties without traditional financing methods like mortgages or large deposits.
Understanding Landlord Motivations: It's crucial to gauge the motivations of property owners. Many landlords may be open to alternative arrangements, especially if they are facing challenges in selling their properties or managing tenants.
Building Trust and Credibility: Establishing trust with landlords is essential. Sharing personal success stories, references from other landlords, and demonstrating a track record of responsible property management can help alleviate skepticism.
Flexibility in Negotiations: Being adaptable in negotiations is key. Understanding the landlord's timeline and being willing to work within their constraints can lead to mutually beneficial agreements, whether for short-term rentals or long-term leases.
Importance of Due Diligence: Conducting thorough research on properties, including market value, potential rental income, and necessary renovations, is vital before entering into any agreements. This preparation helps in making informed decisions and maximizing profitability.
BEST MOMENTS
"We're looking to sell it potentially, but because the market's quite weird, we don't know if that's going to be possible in January."
"I want to have the time to save up enough deposit money so I can be sure that I can buy your property."
"I can pay their mortgage, you know, until we can kind of get them evicted and I pay for the legal fees and agree to sell price today."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
Building Relationships with Landlords and Agents: The Key to Property Success
Episode 17
Monday, September 9, 2024 • Duration 28:33
In this episode, Laurence shares invaluable insights into negotiating property deals without the need for a mortgage, deposit, or even a job. He emphasizes the importance of building relationships with agents and landlords, providing tips on how to present oneself as a reliable tenant who can guarantee rent payments.
KEY TAKEAWAYS
It is possible to buy property without a mortgage or deposit, even for individuals with bad credit or no job, through strategies like rent-to-rent, rent-to-SA, and no-money-down purchase lease options.
Establishing good relationships with landlords and agents can lead to more opportunities and deals. Agents can provide multiple property options, making the process more efficient than dealing with individual landlords.
When negotiating, it's important to address landlords' concerns about tenant reliability and property maintenance. Offering guarantees, such as paying rent on time and taking care of repairs, can help build trust.
After initial contact, following up with landlords or agents is essential. Sending an email with information about your company, testimonials, and your property book can help reassure them and keep the conversation going.
Being open to different rental arrangements, such as paying rent in advance or subletting, can create opportunities. However, it's important to protect oneself by ensuring trust and verifying the legitimacy of the landlord or agent before making significant financial commitments.
BEST MOMENTS
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
Securing a Long-Term Rental Agreement with a Savvy Mayfair Landlord
Episode 16
Monday, September 2, 2024 • Duration 56:59
In this episode, Laurence discusses the possibility of renting a property in central London with the option to buy in the future. The property is located in Mayfair, where Laurence explores the idea of locking in a sale price today for a purchase in five years. The property owner is open to the concept but requires a deposit upfront.
KEY TAKEAWAYS
Negotiating a rent-to-buy agreement with a property owner can be a viable option for acquiring high-value properties in desirable locations.
It is important to have the property owner reveal the sale price they are looking for in the future, rather than proposing a number first.
Consider the potential risks and financial implications of putting down a sizable deposit upfront in a rent-to-buy agreement.
Thorough research on the property's value, market trends, and potential for appreciation is crucial before entering into a rent-to-buy agreement.
Setting clear timelines and exit strategies, such as marketing the property for sale if unable to purchase within the agreed timeframe, is essential for managing risks in a rent-to-buy agreement.
BEST MOMENTS
"So it sounds like he's, as you say, getting a little bit older. It's a little bit more hassle for him to manage it. It was an investment and he just basically wants to sell it now. So it's just understanding the reason behind the sale to see whether your option solution can work for him or not."
"Some money sometimes is better than no money at all so we could kind of suggest to him well how about if we just help you rent it out as a holiday let so you can kind of sell it to anyone at any time."
"So the reason that I've kind of pressed him a few times now in wanting him to give me the number of the sale price in five years time is because it would be much better always to get the person to reveal that number to you than you having to figure that out."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
From Skepticism to Agreement: Convincing a Landlord to Rent Out their Property
Episode 15
Monday, August 26, 2024 • Duration 55:07
In this episode, Laurence shares several phone calls he has made to potential property owners when negotiating deals on behalf of his clients. In the first call, Laurence discusses the possibility of renting a property for many years with the intention to buy it in the future. The second call involves a conversation with a landlord who is hesitant to rent out his property due to past negative experiences with tenants. Laurence assures him of a secure and profitable arrangement. Through these calls, Lawrence demonstrates his approach to rent-to-buy and rent-to-rent strategies, offering solutions to property owners facing challenges in the real estate market.
KEY TAKEAWAYS
The potential of buying a property with a no-money-down deal was highlighted, offering a unique opportunity for both the landlord and the tenant.
Building rapport and trust with the landlord is crucial in convincing them to consider alternative rental options, such as rent-to-buy agreements.
Understanding the concerns and past experiences of the landlord, such as property damage by previous tenants, can help tailor the proposal to address their specific needs and fears.
Keeping communication open and transparent, including involving legal representation, can provide reassurance to the landlord about the terms and conditions of the agreement.
Demonstrating the potential value-add to the property, such as renovations and maintenance, can further persuade the landlord to consider the rent-to-buy option as a beneficial arrangement.
BEST MOMENTS
"I proposed to him that I know that you want to charge £3,000, I'm happy to pay your fee, but would it be possible if I could pay your fee over 12 months? So in effect, I could kind of pay your fee from the profits that I earn from the property, so £250 a month."
"I prefer residential properties, flats, apartments, because especially in London, they will go up a lot more in value than like a mobile home, a caravan in a park. They [mobile homes] tend to be kind of relatively cheap, so £50,000 up to £100,000, and they don't seem to increase an awful lot kind of in value. It's just like buying a boat."
"We chatted about the celebrities in one of the nicest parts of London so, you know, hopefully he kind of realizes that, yeah, I know a little bit about the area, it's a fantastic area, very expensive area and it will make an amazing holiday apartment."
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche
Negotiating a RENT2BUY Deal for a London Property
Episode 14
Monday, August 19, 2024 • Duration 01:08:10
This episode features Laurence making phone calls to property owners and negotiating potential deals. In the first call, Lawrence speaks with Michael about a property for sale due to tax obligations. They discuss potential RENT2BUY options. In the second call with Ben, Lawrence explores the possibility of renting a property for a short term. The final call with Jason and Roberta involves a detailed discussion about renting their property with the potential for future purchase. They discuss rental amounts, benefits for both parties, and the feasibility of the deal.
KEY TAKEAWAYS
The property owner is open to negotiating a RENT2OWN deal where the rent paid by the tenant can potentially come off the sale price of the property.
The property owner has a clear understanding of the benefits and risks involved in the proposed deal, emphasising the importance of a fair and mutually beneficial agreement.
The property owner has made significant investments in the property, including energy-efficient upgrades, which could potentially increase the property's value.
The property owner and potential tenant are exploring different options to make the deal work, including adjusting the rent amount and considering the potential rental income from the property.
Both parties are focused on finding a solution that benefits them financially while also considering the long-term goals of the property owner to purchase a dream home in the future.
BEST MOMENTS
"I mean, it's a possibility, but We're selling one in Margate, which is really up and coming."
"The end product is we have to be real here, we have to be real and we have to be honest with each other. If you want to make money, I want to make money, right?"
ABOUT THE HOST
Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket"
He is a property mentor who specialises in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step by step process that works every time for everyone.
CONTACT METHOD
Contact and follow Laurence here:
LindkedIn: https://www.linkedin.com/in/laurencelameche/
Facebook: https://www.facebook.com/LaurenceLameche/
YouTube: https://www.youtube.com/@laurencelameche
Twitter: https://twitter.com/LaurenceLameche
Instagram: https://www.instagram.com/laurencelameche