Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2852: Chris Reining highlights the path to financial freedom by investing in assets that produce income. By focusing on real estate and stocks, he demonstrates how these investments can generate steady, long-term returns, emphasizing the importance of having your money work for you rather than merely speculating on price increases. Read along with the original article(s) here: https://chrisreining.com/things-producing-things/ Quotes to ponder: "Instead of endlessly working for money you can have your money work for you." "What matters is investing in things producing things." "A dollar from a rent check is the same as a dollar from a stock." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2851: Nick Maggiulli of OfDollarsAndData.com explains the unpredictable nature of asset pricing through the lens of Schrödinger's cat thought experiment. He emphasizes the importance of liquidity and emergency savings to avoid selling assets at a loss during economic downturns. Read along with the original article(s) here: https://ofdollarsanddata.com/why-you-dont-know-the-price-until-you-sell/ Quotes to ponder: "Only once you have opened the steel chamber could you determine whether the cat was living or deceased." "The cruel world of price discovery can befall anyone." "Cash during a panic is like having water in the desert." Episode references: Wealth, War, and Wisdom: https://www.amazon.com/Wealth-War-Wisdom-Barton-Biggs/dp/0470223073 When Genius Failed: https://www.amazon.com/When-Genius-Failed-Long-Term-Capital/dp/0375758259 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2842: Your energy is a valuable resource. And you’re giving it away much too freely. Melani Schweder of No Sidebar.com explores how mindful relationships can lead to a more intentional and peaceful life. Discover how to prioritize connections that uplift and support your well-being while letting go of those that drain your energy. Read along with the original article(s) here: https://nosidebar.com/mindful-relationships/ Quotes to ponder: "Learning to let go and let people be exactly who they are is one of the keys to living a more free, happy, and mindful life." "Despite the message that bigger social networks are better, research has shown that we can’t actually maintain deep, lasting, and fulfilling relationships with more than about 12 people at any given time." "Setting healthy boundaries is a critical aspect of self-care, and one that far too many of us ignore." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2752: Explore the essential steps for opening a 529 college savings plan, guided by Caitlin See from StudentLoanPlanner.com. Discover the advantages of different state plans, tax benefits, and investment options to tailor a plan that best suits your family's educational and financial goals. Read along with the original article(s) here: https://www.studentloanplanner.com/how-to-open-529-plan/ Quotes to ponder: "Each state offers its own 529 plan, with the exception of Wyoming. But that doesn’t mean you’re limited to choosing your own state’s plan." "Age-based portfolios are the most common 529 plan investment option because they take the guesswork out of investing." "Depending on where you live, you’ll need to determine if you’re required to use a 529 plan specific to your state in order to claim its tax benefit." Episode references: College Savings Plans Network: https://www.collegesavings.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad talks about crafting a better life than your parents Episode 1852: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Good Financial Decisions Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/craft-better-life-than-your-parents/  Head over to verygoodbutchers.com, and use the code “Optimal” at checkout for 20% off on their butcher shop quality plant-based meats.  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor of PT Money talks about creating and signing a residential lease agreement Episode 1851: Finally Rented: Creating and Signing a Residential Lease Agreement by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/signing-residential-lease-agreement/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 2 of 2. Episode 1850: [Part 2] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/how-to-model-the-retirement-income-gap/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how to model the retirement income gap. This is part 1 of 2. Episode 1849: [Part 1] How to Model the Retirement Income Gap by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/how-to-model-the-retirement-income-gap/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares the values of value investing. Episode 1848: The Values of Value Investing by Vitaliy Katsenelson of Contrarian Edge on Smart Investments Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/values-value-investing/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanderer of Millennial Revolution tells you how to get money out of your 401K before age 59 1/2 Episode 1847: How To Get Your Money Out Of Your 401K Before 59 1/2 by Wanderer of Millennial Revolution Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong with Get Rich Slowly talks about how saving money cost her money Episode 1846: How Saving Money Cost Me Money by Kristin Wong with Get Rich Slowly on Not Saving Too Much Money J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-saving-money-cost-me-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Egg Stack shares 5 tips for buying a home in a competitive market Episode 1845: 5 Tips For Buying a Home in a Competitive Market by Mike Ballew of Egg Stack on Real Estate Strategies Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining talks about the value of investing in things that produce other things Episode 1844: Why Investing in Things Producing Things Produces Financial Freedom by Chris Reining on Smart Investments Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/things-producing-things/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Rieckens of Playing With Fire talks about the value of creating an emergency fund. This is part 2 of 2. Episode 1843: [Part 2] Why Create an Emergency Fund by Scott Rieckens of Playing With Fire on Easing Your Financial Stress A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed his life. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (Financial Independence Retire Early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing money can’t buy: a simpler — and happier — life.  The original post is located here: https://www.playingwithfire.co/blog/why-create-an-emergency-fund   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2751: Discover effective strategies to transform financial stress into a proactive force in "7 Ways to Tame Financial Stress for a Wealthier Future" by Kathleen Coxwell. Learn how understanding stress responses, changing perceptions, and engaging in strategic financial planning can empower you to secure a more prosperous future. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-stress-2/ Quotes to ponder: "Understand that Avoidance is an Evolutionary Reaction to Threats, but Not Effective for Financial Stress." "Your mindset can actually impact how stress impacts you." "When you choose to connect with others under stress, you can create resilience." Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Rieckens of Playing With Fire talks about the value of creating an emergency fund. This is part 1 of 2. Episode 1842: [Part 1] Why Create an Emergency Fund by Scott Rieckens of Playing With Fire on Easing Your Financial Stress A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed his life. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (Financial Independence Retire Early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing money can’t buy: a simpler — and happier — life.  The original post is located here: https://www.playingwithfire.co/blog/why-create-an-emergency-fund   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares how you can afford to travel the world. Episode 1841: How Can You Afford to Travel the World by Paula Pant of Afford Anything on Traveling on a Budget Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/how-can-you-afford-to-travel-the-world/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Owen with Mr. Money Mustache discusses how to maximize on dividends in investing Episode 1840: The Dividend Aristocrats by Sean Owen with Mr. Money Mustache on Maximizing Dividends in Investing Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2012/01/02/guest-posting-the-dividend-aristocrats/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Barney of The Escape Artist shares lessons from the great crypto crash of 2021 Episode 1839: Lessons From the Great Crypto Crash of May 2021 by the Escape Artist on How to be Cautious When Investing Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing financial coaching to entrepreneurs, employees, and other people saving and investing towards financial freedom. The original post is located here: https://theescapeartist.me/2021/05/21/lessons-from-the-great-crypto-crash-of-may-2021/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully wants you to stop letting pride keep you broke Episode 1838: Stop Letting Pride Keep You Broke by Andrea Joy of Saving Joyfully on Healthy Financial Goals and Spending Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/blog/stop-letting-pride-keep-you-broke   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Doc G of Earn and Invest shares two short posts about spousal buy in and golden handcuffs Episode 1837: Do You Have Spousal Buy In AND Who Holds the Key to Your Golden Handcuffs by Doc G of Earn and Invest Doc G was an internal medicine physician when he discovered the personal finance community through a book called The White Coat Investor. Since then he has left clinical practice to pursue his passion for deep conversations about money and life.  The original post is located here: https://www.earnandinvest.com/blog/9iir510msvrt4pup2rm89gq1be3298 & https://www.earnandinvest.com/blog/x0u2rydfvclvnruwdqv6aqouvzhu1i   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Bob Byrne with James Altucher shares his top 13 rules for profitable trading in any market. This is part 2 of 2. Episode 1836: [Part 2] My Top 13 Rules for Profitable Trading in Any Market by Bob Byrne With James Altucher James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/bob-byrne-13-rules/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Bob Byrne with James Altucher shares his top 13 rules for profitable trading in any market Episode 1835: [Part 1] My Top 13 Rules for Profitable Trading in Any Market by Bob Byrne With James Altucher James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/bob-byrne-13-rules/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Dennis with Financial Finesse shares how to adopt financial habits that stick. Episode 1834: How To Adopt Financial Habits That Stick by Mark Dennis with Financial Finesse on Personal Finance Discipline After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/03/16/how-to-adopt-financial-habits-that-stick/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor talks about how frequent traders can stay organized for taxes Episode 1833: How Frequent Traders Can Stay Organized For Taxes by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/18941/frequent-traders-can-stay-organized-tax-time/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2750: In "The Four Pitfalls of Financial Planning," Lisa Whitley illustrates crucial missteps in effective financial planning, from ignoring underlying issues to overlooking personal habits that derail financial goals. She urges a holistic, well-rounded approach to planning that accounts for personal risks and life’s unpredictabilities to safeguard future financial security. Read along with the original article(s) here: https://womenwhomoney.com/financial-planning-pitfalls/ Quotes to ponder: "If you don’t know where you are going, you’ll end up someplace else." "It is disturbingly common in personal finance to conflate a specific tactic with an actual, enduring answer to a financial problem." "A plan is rarely, if ever, perfect. Still, the wrong strategy can leave you someplace you don’t want to be." Episode references: Social Security Administration: https://www.ssa.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Julie Grandstaff of Women Who Money helps you make saving as much fun as spending Episode 1832: Make Saving as Much Fun as Spending by Julie Grandstaff with Women Who Money on Setting Financial Goals The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/make-saving-as-much-fun-as-spending/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Elle Martinez with Marriage Kids And Money shares the easiest way to build wealth as a couple Episode 1831: The Easiest Way to Build Wealth as a Couple by Elle Martinez with Marriage Kids And Money on Savings Rate Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/the-easiest-way-to-build-wealth-as-a-couple   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom tells you what to do with your extra paychecks  Episode 1830: What to Do with That Extra Third Paycheck by Kumiko of The Budget Mom on Being Proactive With your Money Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/what-to-do-with-that-third-paycheck/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money reminds us of three habits that are costing us hundreds of thousands of dollars. This is part 2 of 2. Episode 1829: [Part 2] 3 Habits That Are Costing You Hundreds of Thousands by Nick True of Mapped Out Money on Saving Cash Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/3-habits-that-are-costing-you-hundreds-of-thousands/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group and Join the Ol' Family to get your Free Gifts!   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money reminds us of three habits that are costing us hundreds of thousands of dollars. This is part 1 of 2. Episode 1828: [Part 1] 3 Habits That Are Costing You Hundreds of Thousands by Nick True of Mapped Out Money on Saving Cash Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/3-habits-that-are-costing-you-hundreds-of-thousands/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares his thoughts on when downhill racing meets value investing. Episode 1827: Downhill Racing Meets Value Investing by Vitaliy Katsenelson of Contrarian Edge on Stock Market Valuations Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/downhill-racing-meets-value-investing/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christina Browning of Our Rich Journey encourages you not to fall for investment "news" channels Episode 1826: The Truth About Investment “News” Channels - Don’t Fall For Them by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/blog/the-truth-about-investment-news-channels-dont-fall-for-them   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad talks about life without the constraints of time and money Episode 1825: Life Without the Constraints of Time and Money by Craig Stephens of Retire Before Dad on Lifestyle Design Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/life-without-constraints-time-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Lyle Soloman with Fiology discusses how mental health affects your financial health Episode 1824: How Does Mental Health Affect Your Financial Health by Lyle Soloman with Fiology on Improving Financial Wellness Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original content, financial coach references, and real money stories from real people from the Financial Independence Community. The original post is located here: https://www.fiology.com/mental-health-financial-health/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tynan shares his thoughts on the zero cost lifestyle. Episode 1823: The Zero Cost Lifestyle by Tynan on Simple Living & Frugality Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist. Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room. The original post is located here: http://tynan.com/the-zero-cost-lifestyle  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2749: JL Collins elucidates the power of simplicity in investment strategies in "Stocks - Part V: Keeping It Simple, Considerations and Tools." He advises against complex investments which often incur high costs with lower returns, advocating for index funds as a simpler, more efficient method. Collins emphasizes the importance of understanding one's investment phase and risk tolerance to craft a personal investment plan that promises stability and growth over time. Read along with the original article(s) here: https://jlcollinsnh.com/2012/05/09/stocks-part-v-keeping-it-simple-considerations-and-tools/ Quotes to ponder: "Simple is good. Simple is easier. Simple is more profitable." "The more complex an investment the less likely it is to be profitable." "Nothing money can buy is more important than your fiscal freedom." Episode references: Vanguard Total Stock Market Index Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken of PT Money shares 3 financial worries that didn't exist for our parents Episode 1822: 3 Financial Worries That Didn’t Exist For Your Parents by Emily Guy Birken with PT Money on Changing Financial Field PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/financial-worries-for-millenials/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents tells you how to build credit and why it's important Episode 1821: Building Credit - How To and Why It’s Important by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2012/06/building-credit.html   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanderer of Millennial Revolution talks about preferred shares Episode 1820: The Yield Shield: Preferred Shares by Wanderer of Millenial Revolution on Investing Strategies Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution.com/invest/yield-shield/the-yield-shield-preferred-shares/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins tell you how to open an IRA Episode 1819: How To Open An IRA by The Finance Twins on Retirement Savings Accounts Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/how-to-open-an-ira/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Dancy of Dancy With Money shares two short posts covering personal capital and credit card debt Episode 1818: Personal Capital: The Financial Tool You Need AND The Plastic Card: Credit Card Debt by Philip Dancy Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides. The original posts are located here: https://dancywithmoney.com/blog/personal-capital-the-financial-tool-you-need & https://dancywithmoney.com/blog/the-plastic-card-borrowed-money   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai gives you a mortgage pay down strategy in a rising interest rate environment Episode 1817: Mortgage Pay Down Strategy In A Rising Interest Rate Environment by Sam of Financial Samurai on Debt Strategies Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/mortgage-pay-down-strategy-in-a-rising-interest-rate-environment/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jackie Beck talks about how to discover your debt triggers and why doing so can set you free from debt Episode 1816: How Discovering Your Debt Triggers Can Set You Free From Debt by Jackie Beck on Creating Debt-Free Finances Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/identify-your-debt-triggers/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Barney of The Escape Artist tells us how to build a compounding machine. This is part 2 of 2. Episode 1815: [Part 2] How To Build A Compounding Machine by Barney of The Escape Artist on Investing for Retirement Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing financial coaching to entrepreneurs, employees, and other people saving and investing towards financial freedom. The original post is located here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Barney of The Escape Artist tells us how to build a compounding machine. This is part 1 of 2. Episode 1814: [Part 1] How To Build A Compounding Machine by Barney of The Escape Artist on Investing for Retirement Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing financial coaching to entrepreneurs, employees, and other people saving and investing towards financial freedom. The original post is located here: https://theescapeartist.me/2019/11/09/how-to-build-a-compounding-machine/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Manson shares the real value of money. Episode 1813: The Real Value of Money by Mark Manson on Personal Finance & Creating True Wealth Mark Manson was a full-time professional dating coach for men from 2008 until 2011. Sick of the industry, he wrote his first book, Models: Attract Women Through Honesty, and changed the name and focus of his business to address broader self-development topics for men. The book took off, selling tens of thousands of copies. As he branched out into deeper issues of masculinity, self-worth, and the changing cultural landscape, the site grew. By 2013, he had begun writing about larger cultural issues — gender relations, happiness, ambition, life purpose, and cultural perspectives he had gathered while living in various countries around the world. Despite the fact that the business was still directed at men, thousands of women began reading and asking for advice as well. That same year, he made the leap to his own site and domain, broadening the demographics of his audience. The site exploded, garnering millions of views each month. Check out his book, The Subtle Art of Not Giving a F--- on his site or Amazon. The original post is located here: https://markmanson.net/the-real-value-of-money  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2748: Mike Ballew of EggStack.com explores the dilemma of being "house rich and cash poor," a situation where homeowners have significant equity locked in their property but lack sufficient liquid assets for a comfortable retirement. He discusses potential solutions like downsizing, reverse mortgages, and turning a home into an investment property, providing insights into the advantages and drawbacks of each approach. Read along with the original article(s) here: https://eggstack.com/blog/2021-06-27-House-Rich-and-Cash-Poor/ Quotes to ponder: "Owning a home is an important part of wealth-building and a cornerstone of The American Dream, but as we age, it can feel like an albatross." "Downsizing to a smaller home has many advantages, including reduced utility bills and property taxes, making it an appealing option for retirees needing less space." "The primary disadvantage of a reverse mortgage is that you are essentially married to your home, as in until death do us part." Episode references: How Does a Reverse Mortgage Work: https://dfi.wa.gov/homeownership/reverse-mortgages Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares 5 life milestones you should be financially prepared for  Episode 1812: 5 Life Milestones You Should be Financially Prepared For by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/16874/5-life-milestones-you-should-be-financially-prepared-for/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money tells you how to grow the value of your career by 50% Episode 1811: How to Grow the Value of Your Career by 50% by ESI of ESI Money on Public Speaking & Professional Advancement ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/grow-value-career-50/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices