Curious about building a thriving RIA in just three years? Thomas Kopelman, co-founder of All Street Wealth, shares how he did it by focusing on content creation and tailoring services for high-income millennials and professionals with equity compensation. In this episode, Thomas walks us through his unique tax planning approach—adding value that goes beyond standard advice.

We also dive into the balance of scaling a firm while keeping a boutique feel, from hiring specialized planners to keeping communication crystal clear. Thomas reveals the power of authentic client relationships and content as a growth engine. Tune in for practical tips on scaling your advisory business and strengthening client connections!

👉 Want more from Thomas? Check out his social media course to level up your online presence and reach the clients you want!

https://www.allstreetacademy.com/advisor

Social:

x: @TKopelman

Linkedin: https://www.linkedin.com/in/thomaskopelman/

Explore the journey of Tim and Alexis Woodward of Blend Wealth, where financial planning meets bookkeeping and accounting. Originally focused on blended families, they’ve expanded to support business owners by streamlining essential services into one integrated offering. In this episode, Tim and Alexis discuss how strategic partnerships and innovative thinking helped them turn challenges into opportunities for smoother client experiences.

Hear how they evolved from a lifestyle practice to a thriving boutique firm, driven by consistency and a strong focus on customer experience. They’ve built a network of loyal clients, embedding exceptional service into their daily operations—minimizing the need for constant prospecting and setting the foundation for sustainable growth.

Tim and Alexis also share the importance of personal development and building authentic relationships in the industry. Their story highlights the value of learning from experts and creative mentorships to overcome early obstacles. Plus, don’t miss insights into Blend Wealth’s latest marketing campaign and follow their journey on Instagram for more updates.

Curious about turning a love for numbers into a fulfilling career in financial planning? Join us for a chat with Brittany Brinkerhoff of Hilltop Wealth Advisors. Brittany shares her journey from college intern to leading the Ascend program, aimed at helping young professionals and families secure their financial futures. Learn about the subscription-based service she created for high-income clients needing flexible, affordable financial planning.

Brittany also discusses the challenges of moving to an independent advisory firm and the strategies used to keep client trust. She highlights the support from the XY Planning Network, which helped attract younger clients through online searches and local referrals.

In the final part of our conversation, Brittany emphasizes the importance of visual roadmaps in financial planning to reduce stress. She shares stories of clients with high incomes and significant student loan debt, showing how financial advice can turn anxiety into peace of mind. Connect with Brittany on LinkedIn or visit Hilltop Wealth Advisors' website to learn more. This episode is packed with insights for anyone interested in financial planning or improving their financial health.


Social:

https://www.linkedin.com/in/brittanybrinckerhoff/

Zechariah's Bio:

Professional Zechariah 👨‍💼
In his role, Zechariah loves the challenge of communicating complex financial information and the joy of building long-term relationships with clients. He begins each of his partnerships with a series of conversations to discover and prioritize his client’s goals and interests. Zechariah is dedicated to his clients and works hard to provide high-quality service to ensure they remain on track to reach their financial goals.

​

During his schooling, Zechariah discovered his passion for empowering others to achieve financial freedom through tailored education and mentoring. He completed his financial planning degree at Liberty University and has worked at several premium boutique wealth management firms.

​

One common theme that he noticed during his time working at those firms was the immense challenge that finding excellent, personalized financial help is for young people. He founded Ascent with the objective of providing this group of people with the quality financial help they need.

​

Weekend Zechariah 😊

I’m all about living life as the adventure that it is! My passions are getting to know people deeply through genuine conversations, discovering unique coffee shops, & exploring the Blue Ridge Mountains, where I live. If I’m not outdoors, then I’m in a coffee shop helping someone reach their financial goals.

​

I'm a technologist, advocate for accessible financial advice, & excited to be a part of the movement revolutionizing financial planning.


Music in the episode is provided by Bensound.

Angels Bio:

Angel has worked in the financial services industry since January 2018 after attaining a Bachelor of Science Degree in Personal Financial Planning from Texas Tech University. Texas Tech University is often regarded as the top university for financial planning and has produced more industry leaders than any other.

Angels’ primary goal as a financial planner is helping his clients light a financial path to dignity, awareness, hope and a worry-free life. Angels experience working with both the large broker-dealers and small family offices has allowed him to create a financial planning experience that is both personal and actionable allowing the client to achieve financial peace of mind faster.

Angel is an active volunteer in VITA, which is a nonprofit program that assists low-income individuals in getting their taxes done free-of-charge. Being involved in this program to help give back to the community is something Angel takes pride in.

In his free time, Angel enjoys being active, trying out new locally-owned restaurants, breweries, theaters, and other local businesses.

Music in this episode is from Bensound.

Tim Woodward Bio:

I am a number-cruncher to the core. I strongly believe that a data driven approach to wealth building is the key to helping people understand how even small decisions can significantly impact financial goals. 

I help simplify financial decision-making by letting the data do the talking and by applying my engineering brain to interpret numbers and translate what they’re saying into plain, simple, English.

I am a CERTIFIED FINANCIAL PLANNER™ professional and joined the industry following a successful “first” career in engineering. I believe in the value of wealth building for all families and the positive impact that good stewardship has on yourself, your marriage, your family and your community.

I have always had a passion for helping others, and now I'm fortunate to help blended families navigate these same complexities that we have experienced on our blended family journey.

I have a heart for marriage, for families and blended families who desire great relationships combined with financial freedom. I love to spend time with my wife Alexis and our boys Conner & Christian. You will often find us outdoors exploring new parks, hiking, biking, camping or hanging out by the pool.

Alexis Woodward Bio:

As a kid, I loved the idea of saving towards a goal. Before I was old enough to have a job, I was running around my neighborhood trying to see how many lawns I could mow, which was pretty unusual for a girl in middle school.

I have always had a passion for Finance and Entrepreneurship, from mowing lawns to later begging my grandma to let me attend her financial planning meetings with her advisor. So if someone would have told the younger version of me that I would eventually be a financial planner, I wouldn't have been surprised. Now if someone had said that I was going to marry a man with 2 kids, I would have definitely looked at them like they were crazy!

Fast forward to today, I am a CERTIFIED FINANCIAL PLANNER™, wife to my very best friend, stepmom, Believer and Co-Founder of Blend Wealth. I have a strong passion for marriage and a heart for blended families. I love being a family that serves families. We make a great team as Tim loves to crunch the numbers and I love to dig deep into the relational and emotional side of money.

Tim and I are fortunate enough to understand the benefits of having our financial life in order, and we want to help others do the same! Diving deep into our financial situation has brought more organization in our lives, stability in our marriage and more freedom in all areas of our life.

Music in Episode by Bensound.

Cody's Bio:

I am Cody Garrett, an advice-only financial planner passionate about helping families refine their path to financial independence (FI) as DIY investors. As a CERTIFIED FINANCIAL PLANNER™ professional, I specialize in comprehensive financial plan development, topic research, and personalized financial education. I believe that truly comprehensive financial advice can provide the clarity and confidence necessary for families to implement their own well-informed decisions.

As a registered investment adviser, I am held to the fiduciary standard of care, legally and ethically required to act in your best interest when providing personalized financial advice. To provide transparency and avoid conflicts of interest, I do not receive any compensation from the sale of investment or insurance products and do not manage client investments. With advice-only financial planning, all recommendations are tailored to fit your personal objectives and values.

As a trusted source, my financial education insights have been featured in articles by Forbes, Barron’s, Yahoo Finance, FOX Business, MarketWatch, Morningstar, Business Insider, Morning Brew, and CNBC.

I am an alumnus of The University of Houston and completed the CFP certification program at Rice University. I fulfilled the CFP Board’s rigorous education, exam, experience, and ethics requirements. With tax efficiency as a core planning consideration, I also passed the IRS Special Enrollment Exam (SEE Part 1 – Individuals).

I am a continuous learner who believes there is always room for personal and professional development. I am an active member of the Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), the XY Planning Network, the FPA Next Generation Planner Editorial Advisory Board, and financial independence (FI) communities.

Passionate about helping others receive conflict-free financial education, I write comprehensive yet concise articles about various planning topics at MeasureTwiceMoney.com.

EXPERIENCE

As an advice-only financial planner, I have collaborated with hundreds of individuals and families to develop detailed strategies and provide clarity when making major financial decisions. With multi-generational planning opportunities, I have been fortunate to work with families of various ages, levels of wealth, educational backgrounds, and personal lifestyles. From the first dollar saved to the last dollar spent, I have helped families in all stages of life create a path to and through financial independence.

Previous years of experience as a fee-only financial planner have provided opportunities to review thousands of financial documents, create tax-efficient wealth accumulation and income distribution strategies, develop and rebalance investment portfolios, and encourage healthy family communication around financial decisions. Every financial plan is different, and I enjoy going beyond the ‘rules of thumb’ to help families refine their financial paths.

Music in this episode is from Bensound.

Thomas is a financial planner, the co-founder of AllStreet Wealth, as well as a:

• Blogger
• Podcaster
• Content creator

• Top 23 Millennial Financial Advisor by Business Insider
‍

After graduating from Butler University, Thomas has spent his entire career in the financial services industry as a financial planner. Thomas is passionate about helping millennials cut through the noise and figure out how to use their resources to accomplish what they truly want in life. 
‍
Outside of helping clients with their financial plan, Thomas enjoys working out, playing basketball, spending time at the lake with his family, and hanging with his friends and girlfriend. 




The music in this episode was obtained from BenSound.

Silvia is the Founder and Managing Partner of Manent Capital, a Boston-based wealth management firm that manages over $70 million and focuses on helping professionals understand their personal and business finances so that they can feel accomplished, confident and excited about investing in their future dream goals. She has over 10 years of investment and wealth management experience, including individual investment management, comprehensive financial planning and high net worth advisory.

Prior to founding Manent Capital, Silvia worked as a financial advisor at Morgan Stanley where she was responsible for providing clients with personalized plans to help them better manage their investments, cash flow and achieve their financial goals. Prior to this, Silvia worked with international ultra-high net worth clients at Credit Suisse in Zürich, Switzerland as well as J.P. Morgan in Boston, MA. Silvia began her career in Palo Alto, CA at Cepheid, a leader in molecular diagnostics and Instrumentation Laboratory (IL), a leader in critical care, hemostasis and point-of-care diagnostics.

Silvia received her undergraduate and master’s degree in Finance and International Management from ESADE, a Top-Ranked European Business School. Silvia is a Chartered Financial Analyst (CFA®), the highest distinction in the investment management profession as well as a Certified Financial Planner (CFP®), the standard of excellence in financial planning. In addition to understanding the complexities of the changing financial climate, Silvia is held to the most rigorous ethical standards by both designations.

Silvia speaks English, Spanish, French and Catalan.


The music in this episode was obtained from BenSound.

Justin's Bio:

I am a CERTIFIED FINANCIAL PLANNER™ practitioner, the founder and leader of RLS Wealth, co-founder of The AGC™, and a member of the XY Planning Network. Having spent my entire career in the financial services industry, I started RLS Wealth in 2015 to bring my passions to my work and help dreamers align their passions with their finances. Since launching RLS Wealth, I’ve been included in Financial Advisor Magazine’s Advisors To Watch 2019,  Investopedia’s Top 100 Advisor (2019 and 2020), and Investment News 40 under 40 2020 Class.

Purpose

My purpose is to live a fulfilled life and make a lasting impact on others as their guide on their journey toward fulfillment by supporting them and encouraging them to step out of their comfort zone to achieve their goals.

The music in this episode was obtained from BenSound.

In this episode, Broc and Peter talk about the format, structure, and frequency of the podcast. They also touch on what they are going to be talking to planners about.

What if financial planning could be both personal and professionally fulfilling? Join us for a chat with Brenna Baucum from Collective Wealth Planning. Inspired by her grandparents' values, Brenna aligns personal values with financial planning, offering a unique perspective. This episode celebrates what would have been her grandmother’s 95th birthday and is a must-listen for those in the financial sector or anyone who enjoys heartwarming community stories.

Brenna shares her career path, from mentorship to starting her own firm with the support of the XY Planning Network. She talks about the rewards and challenges of launching a solo practice. If you're curious about the role of community and shared values in financial planning, Brenna’s story is essential to listen to. We also discuss serving Oregon public employees and retirees, highlighting their complex pension system.

Learn about the power of genuine community engagement in building authentic client relationships. Brenna stresses the importance of being a reliable volunteer and creating free community resources to build trust. She offers insights on effective outsourcing and marketing strategies for efficiency and genuine client interactions. This episode is packed with valuable lessons on seizing opportunities and the enduring importance of authenticity in both personal and professional life. Don’t miss Brenna's heartfelt advice on building a personal brand and staying true to one’s values in the financial advisory industry.

Brenna's Social:

https://www.linkedin.com/in/brennabaucum/

Join Shane Sideris, co-founder of Nectarine and Synchronous Wealth Advisors, as he shares insights from his career. Learn how he moved from an eight-year career at BlackRock to creating a flexible, hourly financial guidance service. Discover Nectarine's unique advice-only marketplace, designed for clients who prefer not to commit to annual fees.

Shane explains the process of recruiting and vetting financial advisors at Nectarine. He shares strategies for balancing supply and demand and using Instagram for lead generation. Shane also emphasizes the importance of targeted marketing and a strong social media presence.

Explore Nectarine's innovative one-hour engagement model and the new eight-week program for more complex planning. Shane also discusses Nectarine's transition to an SEC-registered RIA, enhancing their nationwide service. With nearly perfect advisor ratings and plans for variable pricing and more filtering options, this episode offers valuable insights for financial advisors and those interested in the evolving financial landscape.


Shane's Social:

X: @shane_sideris

https://www.linkedin.com/in/shane-sideris/

When a music performer turns to finance, unexpected things happen. David Bowman's journey from the arts to financial planning is one such story. In this episode, David shares how he discovered financial planning at Ohio State University and succeeded at a Central Ohio RIA.

Now the Director of Partnerships at XY Planning Network (XYPN), David's career path has been diverse: from odd jobs and recruitment to organizing conferences and founding a college planning education company. He discusses the growth of XYPN from a startup to a support hub for financial advisors.

David highlights the role of technology at XYPN and the collaborative spirit within the network, where advisors actively refer clients to one another. Additionally, David emphasizes the importance of partnerships and sponsorships, detailing the enriching experience of witnessing the mutual growth and success of both companies and members within the network.

Dave's Social and Website:

https://www.linkedin.com/in/david-bowman-cfp/

https://www.xyplanningnetwork.com/

Music in this episode was obtained from Bensound.

Discover the secrets to building a successful financial planning business with Brent Gargano, founder of Infinite Wealth Planning and adjunct professor at the University of Cincinnati. Learn how his upbringing in a banking family and experiences during the 2008 financial crisis shaped his unique approach to financial advising. Follow Brent's journey from a chemistry major to a finance career at Fidelity, and eventually to entrepreneurship.

Understand the transition from corporate life to starting his own business, the importance of foundational skills, and the impact of early jobs. Hear about balancing family responsibilities with business goals, maintaining liquidity, and securing initial clients. Discover why personal well-being is just as crucial as business strategy.

Explore the emotional aspects of financial advising through Brent's client relationships and the value of focusing on existing clients' needs. Learn how financial advisors help clients make confident decisions on various financial matters. Stay updated on Infinite Wealth Planning through the Money Alchemist Podcast.


Brent's Social:

https://www.linkedin.com/in/brent-gargano-cfp%C2%AE-2067b573/

X: @Brent_Gargano

Eric Scruggs, the founder of Hark Financial Planning, shares his journey into fee-only financial advisory, highlighting the importance of community support among solo advisors. Discover the benefits of a subscription-based financial planning model, allowing clients to seek advice without additional costs.

Eric discusses the challenges and rewards of marketing a solo practice and his strategy for capturing client interest through short-form videos. Explore the differences between traditional tax firms and holistic financial planning for lawyers. Eric covers proactive tax planning, investment strategies, insurance, and retirement planning, addressing the unique financial pressures of big law attorneys.

Tune in to learn how to balance present enjoyment with future security and get a sneak peek into Eric's marketing strategies for new partners. This episode is packed with valuable insights for anyone looking to elevate their financial planning game.


Eric's Social:

https://www.linkedin.com/in/ericscruggs/

Join Cole Craven of Move Health Partners as we dive into the complexities of health insurance and Medicare, offering valuable insights for retirees and entrepreneurs. Health insurance can be confusing, but Cole's extensive experience helps simplify the process. Our discussion covers everything from the unique aspects that make Move Health a trusted industry name to the entrepreneurial drive behind their mission.

As we explore Move Health's operations, you'll get firsthand entrepreneurial insights. Cole shares the unexpected challenges of marketing and the essential value of an in-house team. We also talk about achieving work-life balance and building partnerships with financial advisors to bridge the gap between retirement planning and health insurance needs. This episode offers actionable advice for anyone navigating the intersection of healthcare and financial planning, or simply trying to understand their coverage options.

In the final segment, Cole discusses the future of Move Health Partners and their development of technologies to enhance client experiences. Learn how integrity is central to their services, countering the skepticism often associated with the insurance industry. This episode is about more than just the mechanics of health insurance—it delves into the motivations behind decisions and their impact on lives. Get inspired by a company committed to being a positive force in a complex field, ensuring clients receive honest advice.

Coles"s Social:

https://www.linkedin.com/in/cole-craven/

Chris Arnold from SecFi shares his journey in financial planning, starting in Louisville where discussions about money were a regular part of family life, influenced heavily by his grandfather's investment practices. His career in finance has shown him the importance of mixing technical knowledge with real human connections to guide clients effectively.

Chris discusses his focus on specialization within financial planning, especially after realizing the benefits of mastering equity compensation at SecFi. He highlights the importance of empathy, recalling a client meeting where the agenda shifted to address immediate emotional and financial needs after a personal tragedy.

As we wrap up, Chris discusses the intersection of startup equity, financial planning, and technology. He explains how SecFi's services have expanded from niche lending to comprehensive advisement, powered by continuous learning and collaboration. He also mentions fintech tools that help provide a seamless experience for clients. For those interested in more insights, Chris encourages following their social media channels for updates on startup trends and financial advice.



Chris's Social and WebsiteL

https://secfi.com/

https://www.linkedin.com/in/chrisarnold20/

X: @CArnold_CFP

Have you ever considered how your feelings affect your money? Amy Mullen, President of Money Quotient, talked with us about how understanding emotions helps with managing money. She told us about how Money Quotient started to teach people about money in a way that connects with their feelings. We learned that understanding how emotions and money are connected is really important for helping people make better financial choices.

We also heard some stories about how Money Quotient has helped people with different levels of financial knowledge. From helping people who spend a lot learn to save money to giving detailed advice, Money Quotient's tools really work. 

If you want to understand how money works with feelings, this episode is for you!


https://www.moneyquotient.com/

Amy's Social:

https://www.linkedin.com/in/amynmullen/

Erik Baskin returns to share his journey from active duty military service to building a thriving financial planning business. He reveals how he’s grown Baskin Financial Planning to serve 40 households, with a strong focus on providing top-tier client service. Erik also opens up about the early challenges he faced and how patience and persistence have been key to his success. His recent move to Colorado Springs marks an exciting new chapter, both personally and professionally.

As a solopreneur, Erik shares how he balances business growth with efficiency, managing a growing client base while keeping things streamlined. He emphasizes the importance of family time and delivering quality service over chasing aggressive expansion. By leveraging tools like Zapier, Wealthcom, and BC Brokerage, Erik has found smart ways to automate and outsource, giving him more time for what matters most. Tune in to hear Erik’s insights and learn how staying clear on your priorities can drive both business success and personal fulfillment.

Erik's Social:

Linkedin: https://www.linkedin.com/in/erikbaskin/

X: @ErikMBaskin

Join financial expert Jamie Hopkins as we delve into career development in the unpredictable financial services sector. Jamie went from being an enthusiastic private equity attorney to leading roles as co-director of the New York Life Center for Retirement Income and CEO at Bryn Mawr, sharing valuable insights along the way. He discusses the importance of trust in financial planning and his commitment to improving retirement income security, offering practical advice for seasoned professionals and newcomers.

We explore how perseverance, flexibility, and excellent communication skills are often more crucial than academic achievements for financial success. We examine why these traits are vital, and I share how my varied career path highlights the importance of adaptability. We discuss the importance of nurturing these qualities, especially in tough times.

The episode also highlights the lack of diversity among Certified Financial Planners compared to academic circles and discusses the importance of creating a more inclusive financial world. Our bridge program has successfully kept diverse talent through mentoring, coaching, and professional development. Additionally, we talk about how activities like running and yoga can improve mental focus and help maintain a balance between professional and personal life.

Jamies Website: JamieHopkins.com

Social: 

https://www.linkedin.com/in/jamiehopkinsfinancialservices/

X: @RetirementRisks



Music in this episode was obtained from Bensound.

Learn about effective homebuying with Angela McCaffrey from American Pacific Mortgage. She emphasizes financial education in the mortgage process, going beyond basic costs to consider long-term impacts and emotional factors of owning a home. This insight is crucial for fee-only planners aiming to blend investment advice with real-life implications for clients. The episode offers practical advice for navigating real estate investments wisely.

Angela McCaffrey is a valuable resource for fee-only planners dealing with the mortgage industry. She uses her extensive experience to explain mortgage complexities and the importance of aligning financial plans with clients' personal goals. It's a useful listen for those looking to advise clients with confidence in real estate, making informed and fulfilling decisions.

Beyond the purchase, Angela discusses long-term homeownership strategy, emphasizing preparation and a reliable advisory team to tackle financial challenges. She invites advisors and listeners to deepen their understanding of mortgage management, offering tools for successful homebuying advice and financial stability for clients.

Social:

https://www.linkedin.com/in/angelamccaffrey/

Have you ever thought about how a leader's different experiences can influence an entire industry? Vince Hockett, President of XY Planning Network, will share his varied career, from manufacturing to international business, and how these roles shaped his leadership style at XYPN. He will discuss the importance of learning and mentorship in building a community and support system at XYPN.

Vince also does an amazing job at highlighting what sets XYPN apart in a competitive field, such as its principles, leadership, and culture. Insights on the role of empathy in leadership and the psychological aspects crucial in financial planning will be shared. The talk aims to inspire with a vision of a mission-driven organization that impacts lives beyond just numbers. Join to discover how having a purpose can transform your approach to work, growth, and success at xyplanningnetwork.com

Vince's Linkedin: https://www.linkedin.com/in/vhockett-take-a-look/


Music in this episode was obtained from Bensound.

Ever wondered about the importance of really listening, or how being genuinely interested can improve a conversation? In our latest podcast episode of Only Fee Only, we're joined by Brendan Frazier, an expert in understanding people's emotions in finance. He talks about how he went from a regular advisor to promoting understanding and empathy in financial advice. Brendan will share tips on how to really connect with clients beyond just the numbers.

This episode is perfect for planners looking to make their client meetings more engaging and meaningful. Brendan uses his own experiences to show us how to have deeper conversations that really get to the heart of what clients want and need. If you're tired of the same old sales methods and want to learn how to ask better questions and be more curious, this is for you.

We also talk about the several keys to success in financial advice: having the right mindset, emotional intelligence (EQ), and intelligence (IQ). Brendan discusses why being positive is crucial, and how good communication—especially listening—can change your relationships for the better. By the end of this episode, you'll want to improve how you listen, understanding the role of empathy in every chat. Don't miss out on Brendan's valuable advice on how to be better at the human aspect of financial advice.


Brendan's Social:

https://www.linkedin.com/in/brendanfrazier/

X: @jbrendanfrazier


Music in this episode was obtained from Bensound.

Join us as Travis Johnson from XY Compliance Solutions helps us understand the rules of fee-only financial planning in simple terms. In this episode, we'll learn how dealing with rules can actually help your advisory business grow. Travis will share his expert tips on dealing with new fee systems and state ruled.

We'll also find out why following rules shouldn't scare you. We talk about how the XY Planning Network is making it easier for advisors to follow the rules. Travis will explain the main reasons firms look for help with these rules and the challenges they face as these rules change. He'll give valuable advice on how to prepare your firm for reviews and why it's important to keep good records.

This isn't just about following rules; it's about knowing them so that you can expand your financial planning services confidently. We'll compare different payment models and discuss how to offer many different solutions ethically. Join us for a clear and helpful conversation that aims to provide you with strategies and support for ethical, client-focused financial planning.


Social Media:

https://www.linkedin.com/in/travis-johnson-iaccp%C2%AE-13149aa0/



Music in this episode was obtained from Bensound.

 In this episode, Stevyn, a health expert and founder of Grow Wellthy, tells us how she went from being an exercise physiologist to a wellness advisor for financial professionals. We talk about how health and money are connected and important for a good retirement.

We also discuss how hormones and stress can secretly harm your health, even if you eat well and exercise. Stevyn believes in treating health like an investment, similar to financial planning. We go over the first steps to starting your own health plan, including looking at your whole life and understanding mental barriers.

Finally, we talk about balancing lifespan with healthspan and the costs of getting sicker. Steven gives financial advisors tips on including health checks in their services, helping clients live better lives. She gives advice for eating out and how to use her resources if you want to improve your health. Listen to this episode to learn how to take care of your health and treat it as important as financial wellness.

Stevyn's Social and Website:

https://www.linkedin.com/in/stevyn-guinnip/

https://www.growwellthy.com/

Music in this episode was obtained from Bensound.

Join us on this episode as AJ Ayers, CEO of Brooklyn FI, shares the story of transforming a vision into a successful financial planning firm. Starting with Spotify's IPO in 2018, AJ discusses how they navigated the tech IPO trend and adjusted their strategy post-pandemic. We'll explore Brooklyn FI's growth, their move beyond the solo practitioner model, and how they've made a name for themselves nationally while staying connected to the New York tech community.

AJ offers insights into Brooklyn FI's early days, their journey to becoming a key player in financial planning, and the challenges of scaling up. She also talks about the importance of strategic partnerships and decisions in the competitive finance startup space.

As the episode winds down, AJ talks about her golfing escapades that serve as an oasis from the demands of financial advisory. We dive into the art of branding in finance, stressing the importance of authenticity to create a brand that resonates deeply with clients.


AJ's Social:

https://www.linkedin.com/in/ajayers/

X: @aallyjane



Music in this episode was obtained from bensound.

Join Aaron Krafft, CPA at Luminary Wealth Management, for practical insights into tax planning and entrepreneurship. Learn how to leverage financial strategies to boost your business, debunking the myths and viral "tax hacks" that complicate finances more than they help. 

Discover the benefits of integrating accounting expertise into Registered Investment Advisor (RIA) firms, enhancing growth and client services. Aaron will discuss the impact of a digital presence for attracting clients and the importance of aligning online engagement with core values. Plus, gain perspective on balancing ambitious business goals with family and personal well-being for a fulfilling journey in both finance and life.


Aaron's Social:

https://www.linkedin.com/in/aaronkrafftcpa/



Music in this episode was obtained from bensound.

Join us as we take a closer look at the world of financial planning with Ashley Quamme, a trailblazer in the role of a fractional financial behavior officer. Her company, Beyond The Plan, goes beyond the usual number-crunching. Here, the emotional and psychological aspects of managing money are given just as much importance as the financial statements. Ashley shares her journey from being a therapist to pioneering this innovative approach in financial behavior, showing us how the right kind of conversation can transform those intimidating discussions about money into supportive and constructive dialogues.

As we dive into Ashley's professional story, we see the crucial role that emotional intelligence plays in financial advising. Starting Beyond the Plan was more than just launching a new business; it was about creating a new direction for the financial industry, fostering a deeper connection between advisors and their clients. Ashley's commitment to integrating financial therapists into advisory teams underscores her passion for her field. In this conversation, we explore her insights and visions for the evolving landscape of financial services.


Ashley's Social:

https://www.linkedin.com/in/ashley-quamme/

X: @bamconsults


Music in this episode was obtained from Bensound.

Join us as we explore Tim White's journey, the Co-founder of Wealth.com and former Chief Partnership Officer of Emailage. We'll talk about his innovative approach to estate planning and how financial advisors play a key role in this field. The discussion includes Tim's success in building a strong company culture, acquiring the Wealth.com domain, and adapting to major changes in business.

We'll also look at how Wealth.com uses feedback from strategic advisors to improve its products and pricing, and learn from their marketing experiences. Tim will share insights into how he balances his demanding startup life with hobbies like biohacking and mountain biking, and how these activities help him stay grounded. This episode offers a comprehensive view of Tim's professional and personal growth in the entrepreneurial world.


Tim's Social and Website:

https://www.linkedin.com/in/twhiteaz/

Wealth.com



Music in this episode was obtained from Bensound.

Cody Garrett joins us for the second time to talk about his journey from musician to financial planner. In this episode, he shares how hosting financial planning meetings on YouTube has attracted a large audience and boosted his business. Cody discusses the growth of his solo RIA, Measure Twice Financial, and his educational platform, Measure Twice Planners, which now has over 400 members. He also explains how he maintains a healthy work-life balance by focusing on projects he loves.

We explore the changes in financial advising and how technology is reshaping the industry. Cody talks about his work in the FinTech space, helping startups create software that truly meets planners’ needs, and highlights the shift from product sales to planning-first approaches.

Cody also emphasizes the importance of education for both consumers and planners, advocating for better life insurance evaluations for non-working spouses and practical financial education in university programs.


Cody's Social:

https://www.linkedin.com/in/codylgarrett/

x: @MeasureTwiceMNY

https://www.measuretwicemoney.com/


Music in this episode was obtained from Bensound.

Explore Diana Cabrices' remarkable journey, from freelance work to becoming Wealthbox's Chief Evangelist and a beacon in financial technology. Fresh from her Women in Wealth Management Up and Comer win, Diana shares her transition from teaching in Europe to impacting the fintech sector. 

The episode delves into the evolving role of financial advisors, the importance of education over technology, and the challenges in marketing and tech integration. We discuss the rise of video content and upcoming marketing trends for 2024. The conversation also covers the resurgence of in-person networking post-COVID, testimonial marketing, and high-impact conferences like Future Proof. 

Diana offers insights on work-life balance, time management, and client prioritization for advisors, fintech professionals, and conference organizers. Tune in for valuable insights and strategies for success in the dynamic financial landscape.


Diana's Social:

https://www.linkedin.com/in/dianacabrices/

Website: https://dianacabrices.com/

X: @dianacabrices

Join us for a great conversation with Jenny Roselle, the paralegal who evolved into a key player in Indiana's estate and elder law scene. Jenny's story is more than just a career shift; it's about transforming the way we think about estate planning. With a flair for blending professional expertise with real-life examples, she makes navigating this complex field surprisingly relatable.

Follow along as Jenny delves into the moments that make us ponder our legacy – from family milestones to unexpected health twists. She brings a down-to-earth perspective on safeguarding your family's future and why it's smart to team up with financial experts. Jenny also cuts through the noise about online estate planning, highlighting the value of personalized advice.

Wrapping up, Jenny shares insights on making a personal brand resonate in the legal world. She talks about the power of referrals, the role of social media, and podcasts in carving out a unique professional identity. It's an engaging, no-nonsense conversation that proves discussing legal matters can be as enjoyable as your favorite casual podcast. So grab a seat and prepare for some straightforward, engaging legal insights.

Jenny's Social:

https://www.linkedin.com/in/jenniferrozelle/

X: @jennyrozelle

Podcast: https://www.legalteapodcast.com/

In our latest podcast episode, we talk to Peter Lazaroff, the Chief Investment Officer at Plancorp, who shares his personal and professional journey in the world of finance. Starting from a childhood interest in money, sparked by a unique gift of Nike stock, Peter discusses his career evolution. He talks about the transition from stock analysis to a leadership role in management, emphasizing the importance of aligning with a company that reflects his values.

Peter also explores the changing landscape of financial advising, focusing on a holistic approach that aligns with clients' core values. He offers insights into effective communication, the importance of ongoing learning, and the role of mentorship in the finance industry. This episode provides a realistic and informative perspective for anyone interested in personal development or professional growth in the finance sector.

Peter's Book:

 https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/1119537878

Social: 

https://www.linkedin.com/in/peterlazaroff/

X: @PeterLazaroff

Ever grappled with the complexities of the American financial system as a foreign-born individual? Today, we bring our conversation with Jane Mepham, a financial planning maestro who turned her personal struggle in understanding systems like 401ks and credit cards into a mission to aid others in similar situations. Jane, originally from Kenya, is the founder of Elgon Financial Advisors, her firm dedicated to guiding foreign nationals and tech professionals through America's fiscal labyrinth. Together, we unravel the perplexities of budgeting, retirement planning, and financial issues that foreign workers often face.

Venturing into the second part of our conversation, Jane imparts her wisdom about the nuances of building a successful advisory business. Her tried-and-tested client acquisition strategies run the gamut from writing articles and building relationships with immigration lawyers to maximizing the power of SEO. Learn how content creation forms a crucial aspect and what specific planning questions foreign nationals often face. Lastly, we take a tour of Jane's experience in starting her financial planning firm. From navigating the choppy waters of compliance and E&O to the significance of continuous learning, Jane provides a comprehensive lens into her field. Get ready to be inspired by how Jane envisions her firm's growth into a boutique business with advisors eager to tackle complex cases. You don't want to miss this episode.

Jane's Kitces Article: 

https://www.kitces.com/blog/investing-for-work-visa-holders-nonimmigrant-challenges-foreign-workers-h1b/

Jane's Podcast:

https://www.theimcafe.com/

Jane's Social:

Twitter - @ElgonFinancial

Linkedin - https://www.linkedin.com/in/janemepham/

Have you ever wondered how someone goes from being a physics major and 2x National Championship football player to a financial advisor? Today, we're having a chat with Kyle Newell, the founder of Newell Wealth Management. He's got a unique story, transitioning from the football field to financial planning. Particularly interesting is his focus on Disney employees and their families. Kyle will share how his experiences at the University of Florida's national championship teams influenced his career path.

In our conversation, Kyle shares some light-hearted stories about moving from engineering to finance and the unexpected lessons along the way. He'll talk about his time learning the ropes at big names like Merrill Lynch and TIA, especially in selling his services. He'll also discuss his 'project 100, 200' strategy for building business. To wrap up, Kyle gives us a glimpse into his work with Disney employees, discussing the challenges, benefits, and how crucial referrals are in his field. Join us for an insightful episode filled with financial wisdom and life lessons from someone who's truly a great person!

Ever dreamt of a retirement filled with baguettes in France, or basking in the rustic charm of an Italian villa? Today, we're chatting with Tommy Sikes, the mastermind behind Wander Wealth and the Traveltirement newsletter, where he guides us through the intriguing process of retiring abroad, and the financial planning that goes into it. No journey is complete without a few challenges, and we'll also touch on the potential hurdles you might face when considering a retirement lifestyle in a different country.

If the thought of a lower cost of living, healthier food, and a better quality of life sounds appealing, you won't want to miss our discussion on the growing appeal of retiring in Europe. 

From budgeting to spending an extended period in a different country, we'll explore the various forms of travel experiences people seek. We'll also touch on the idea of using travel as a means to create a lasting legacy for future generations. So, if you've got a case of the travel bug or you're dreaming of a peaceful retirement overseas, join us for a journey through the wonders of travel and the excitement of retiring abroad.

Linkedin: https://www.linkedin.com/in/tommy-sikes/

Twitter: @wander_wealth

Could rewiring your thought patterns be the key to success? Stephanie Bogan, founder and Chief Possibility Officer at Limitless Advisor Coaching, shares her journey from founding her first company at 24, to being part of the executive team of a Fortune 500 company, and eventually to designing a life she loves. She brings her considerable experience and wisdom to bear as she discusses how she successfully harnessed a growth mindset and best business practices to achieve her goals.

We delve into the fascinating realm of mindset and success coaching as Bogan offers insight on overcoming mental roadblocks to achieve desired outcomes. She shares the power of curiosity and challenge in fostering growth, and how she has applied this knowledge to make a significant positive impact on her clients' lives. Learn about the profound influence of early formative beliefs on our worldview, and how questioning these ingrained thoughts can lead to breakthroughs.

As we conclude our compelling discussion, Bogan sheds light on the science behind our thought habits, explaining how our brains craft narratives to process information, and the profound significance of a compelling "why" behind your plans for success. The conversation reveals the importance of taking control of our mindset, time, and vision to chart a clear path to success and positive change. Through engaging stories of her clients' victories, Bogan illustrates how mindset and personal agency can propel exponential growth. This episode promises to be a treasure trove of wisdom and inspiration for anyone seeking to elevate their life through the power of the mind.

We're thrilled to bring you an exciting conversation with our newest team member, Josh Passler. Josh is no ordinary addition to the team – he's a former financial advisor turned graphic designer with a passion for educating people about the complex world of finance in a visually compelling way. This episode promises to take you on a unique journey as Josh shares his transformative career shift, from financial advising to advisor marketing, and his vision to revolutionize the BC brand.

You won't want to miss the insights Josh brings to the table about the power of visuals in making abstract financial concepts more understandable. His distinctive skillset positions BC brokerage to stand out from other agents and his role as a team member allows him to focus on creating relatable visuals that help our clients better comprehend the insurance terrain. Furthermore, we delve into his grand plans for the BC brand, aiming to shift perceptions and break down negative stigmas around the insurance industry. Get ready for a lively discourse that mixes finance, art, and a fresh perspective on insurance. 

Picture this: you're a financial advisor in the heart of sunny California. Sounds like a dream, right? Our guest, Scott Frank, founder of Stone Steps Financial in Encinitas, California, shares his fascinating journey from his beginnings in Noblesville, Indiana to becoming a sought-after name in the financial planning industry. Buckle up as we explore his alliances, his commitment to active listening, and his take on the CFA and CFP certifications.

Transitioning a business is never easy. Scott talks about the decision to leave pervious firms and what led him to that decision. He provides valuable advice to advisors finding the partnership promise short of reality, highlighting the importance of a clear plan and action steps for a successful transition. 

Finally, we delve into why Scott believes in sharpening communication skills in financial advising. He shares his involvement with the XY Planning Network and thoughtfully explains his unique marketing plan. Despite being a well known figure in the industry, Scott acknowledges his thoughts on growing an enterprise and why he has chosen to keep his firm small. We also get a glimpse into Scott's social media presence and find out what he believes is the best platform to reach his target audience. If you're ready to see the world of financial advising through Scott's lens, join us for this captivating conversation.

Ever wondered how some people manage to retire earlier than anticipated? Financial whiz Steve Drost joins us in this episode, revealing his innovative pre-retirement planning approach that has left many of his clients in awe, retiring ahead of their schedules. He provides a captivating account of his journey, transitioning from a financial planning intern to co-founding Drost Financial. Steve's story is a testament to ambition, landing the right job, and the power of resilience when nurturing a clientele base. His team is mighty efficient, featuring a key player - his mom serving as an advanced admin. 

Ready to revolutionize your service delivery as a financial advisor? Get an inside look at Steve's other venture, Quiver CRM, developed in tandem with his brother. Designed as an all-in-one solution for swift delegation, this platform is a game-changer for small firms. Steve's goal was clear - make enough money to do what he wanted while having the freedom to do just that. So, he invested in building Quiver CRM - a tool that keeps everything in one place and enables rapid delegation. Hear how this tool is helping advisors deliver top-notch services to their clients. While you’re at it, get a peek into Steve's life as he balances his work with his family. Join us for this amazing chat with Steve Drost who is redefining retirement and financial planning.

Want to simplify health insurance? Tune in to the Only Fee Only podcast where we chat with Cole Craven from Move Health Partners. Cole breaks down pre-65 healthcare, health insurance, and Medicare open enrollment, offering practical tips for financial advisors and their clients.

Cole shares insights into key enrollment periods like Medicare Annual Enrollment and the Affordable Care Act marketplace, and why annual plan reviews are crucial to ensure clients have the right coverage.

Learn about Move Health, a platform that integrates healthcare planning seamlessly into advisory practices, making it easier to manage healthcare decisions. Plus, Cole highlights the importance of reviewing a retiree’s modified adjusted gross income for better planning.

https://movehealth.io/

Social: 

https://www.linkedin.com/in/cole-craven/


Music in this episode was obtained from bensound.

Want to safeguard your cleint's income from unforeseen circumstances? In this episode, Dr. Rodney Mogen and Peter Ciravolo shed light on how disability income insurance can be a great financial safety net. Promising to guide you away from the complex jargon and into the heart of what truly matters, they decode the language of insurance policies, and help you see why it's more about income protection than disability insurance. They navigate through the different scenarios that could affect someone's ability to work and discuss the importance of being ready for them.

Looking for a deep-dive into the mechanics of disability income insurance and group coverage? There's no better duo than Rodney and Peter, who will walk you through the two primary ways of obtaining disability insurance. They'll breakdown the various definitions of disability and the complexities of group coverage, including taxable income and caps. They’ll give you insights into the importance of understanding the details of a policy before signing on the dotted line.

Finally, we'll explore the intricate partnership between your income and disability insurance. We'll talk active versus passive income, and the impacts of different income sources like rental properties and dividends on the total coverage people can get. Rodney and Peter also emphasize the importance of considering a client's complete financial picture. This is an episode designed to equip you with the knowledge and tools you need to navigate the world of DI intelligently. Get ready to empower yourself to make informed decisions about disability income insurance for your clients!

Imagine trading your comfortable desk job for the unpredictable world of finance - that's precisely the leap our guest, Allen Mueller, founder of Seven Saturdays Financial, took. Allen found his calling in the movement of FIRE (Financial Independence, Retire Early), transitioning from engineering to corporate finance, and launching his firm in the midst of a pandemic. He shares the incredible journey he undertook to gain control over his time and carve a path towards financial independence.

In the second phase of our chat, Allen gets candid about the initial struggles he faced in growing his business. He recounts the pivotal moment of investing in a sales training course during a business dry spell, which sparked remarkable growth and set a course for future expansion. We also touched on a critical discussion about the role of transparent pricing and reducing conflicts through flat fee models in financial advisory. Strap in for fascinating insights from a man who dared to break the mould, chase financial independence, and navigate the world of financial planning on his terms.

https://www.linkedin.com/in/allenrmueller

Twitter: @7Saturdaysaweek

Ever wondered how to grow a financial planning firm from a start-up to an enterprise-level success? Today, we're giving you an exclusive seat at our enlightening chat with James Conole, the founder of Root Financial Planning. Imagine managing over 250 million AUM – James  and his team do just that and he shares the insightful lessons he learned on his journey. 

We explore the intriguing paths available to entrepreneurs in the fee-only community. James gives us a firsthand account of his innovative strategies: how he leverages his platform, expands into various platforms, and maintains a consistent, reliable, and positive client experience. He unveils the secret of the Sequoia System developed by Root Financial Planning. No stone is left unturned as we discuss the challenges of managing an inflow of prospects, building a successful team, and hiring the right people to support growth. 

Finally, a discussion with James wouldn't be complete without delving into the vast opportunities available in the financial planning industry. Are you considering a career in this field? Root Financial is hiring. James shares his experiences and offers invaluable advice on finding the right fit and fosters an engaging conversation about the role of the Sequoia System in enhancing a successful client experience. Get ready for an episode packed with expert insights and transformative advice you won't want to miss!

Social:

https://www.linkedin.com/in/jamesconole/

Twitter: @jamesconole



Music in this episode was obtained from bensound.

In this Episode Kevin, Peter, and Rodney talk about hybrid asset based long-term care and how it has changed the landscape of the LTC market.

Music in this episode was obtained from Bensound.

In this Episode Kevin, Peter, and Rodney talk about traditional long-term care and how the industry has grown and changed over the years.

Part 2 next week will cover hybrid / asset based policies and when those can make sense. 

Music in this episode was obtained from Bensound.

Vrishin's Bio: 

I am Vrishin Subramaniam (he/him), IAR, CFP® candidate, and Founder of CapitalWe

Originally born and raised in New Delhi, India, I came to the USA when I was 17 to attend college at the University of Illinois at Urbana-Champaign. A little over a decade later, I have worked as a technology consultant, lived in 7 cities, gotten married to my lovely wife Sharanya, and picked up a liking (plus a license!) for Scuba diving. We have been calling the DC area (Arlington, VA) home for just under a year, although we do spend a considerable time in sunny California!
I want to make financial planning more accessible to more people (especially people on an H1b or GC) while eschewing the suit and tie

In 2014, I graduated college without a job offer lined up, so I moved to the Bay Area in search of a job. Desperate after a couple months of non-stop job searching, I took the first offer I got, which paid a low salary (by Bay Area standards). I found it challenging to cover bills and rent even while being paid a “coveted” bay area tech salary. In order to make ends meet, I quickly became obsessed with optimizing each dollar and eventually with the FIRE movement (Financial Independence / Retire Early). After speaking with friends, family and colleagues who were all struggling with similar challenges, I realized this is a universal problem.

Having learnt about investing, I wanted to find a good advisor who would be able to round out my spreadsheets and was willing to work with young professionals, but found the advisors either had high minimums or were trying to sign me up for sub-par financial products to earn their commissions. I started CapitalWe to relieve financial stress for all young professionals as they transition between various stages of life: school, marriage, home-buying and all other firsts!

Social:

https://www.linkedin.com/in/vrishin/

Twitter: @Vr1sh1n

Devin's Bio:

Growing up lower middle-class in Pittsburgh, money was always an issue. But I had two things going for me: my immigrant father instilled in me the hustler mentality and my mother always stressed academics. So in middle school I started mini-businesses to make extra cash, trying my best to stay out of trouble, while making straight A’s. In high school I realized I was too soft to make it in the trades, but knew I had a knack for numbers and people. So I decided to focus on my education. Hello, college.

After graduating from Penn State with a finance degree, I went right back to school and studied accounting at Notre Dame. Master’s degree in hand, I kicked off my career at Ernst & Young (auditing), moved over to KPMG (consulting), and eventually jumped to PNC (banking). Over the course of 15 years, I worked with some of the most recognizable names in finance (and logged over 700 Marriott nights).

Now, I’m a full-time husband, father, and CFP® with an eclectic (read: weird) set of interests ranging from football, photography, and Frank Lloyd Wright to languages, Latin music and Leonardo da Vinci. I love traveling overseas, reading five books at once, and creating Spotify playlists.


Devin's Social:

https://www.linkedin.com/in/devinfaddoulcfp/

Twitter: @devin_sami