Have you ever thought of renting office furniture instead of making a big investment?

And investing in furniture as part of your portfolio?

For the Money Chill Out Podcast, I interviewed Aïssa Laroussi, the CEO of Enky | Furniture Solutions and I learned a ton!

In this episode # 91, we spoke about :

💡 Why Enky?

🎯 The advantages of renting vs. buying

🌈 Monthly subscription service

💫 Furniture as an asset class

🤩 His favorite design, and spoiler it's Portuguese!

😳 1.7 billion people in the world are still unbanked, or 31% of adults *

This is crazy

That's why financial inclusion is such an important topic.

And guess what?

It's not only about giving banking access but about making sure people use the tools effectively.

Today for the Money Chill Out Podcast, I have the pleasure of welcoming Andrew Barros, who after spending 2 decades in the financial advisory and family office space, wants to make a bigger impact 🔥

In this episode # 90, we exchanged on :

💡What is financial inclusion

💥The main barriers people can face

❌ The groups likely to be excluded

🚀 The breakthroughs over the past decades

💫 The role of fin techs and big banks

🙋‍♀️What you can do at your level

*World Bank data, 2017

Do you think you are a rational investor? Sorry, but most probably not!

We all have cognitive biases, emotions, and social factors that impact us.

Today for the Money Chill Out Podcast I welcome Dr. Zineb Miriam Nouns, researcher and financial health coach, to speak about behavioral finance.

In this episode # 81, we discuss :

💡What is behavioral finance?

🎯 How does it materialize in the stock market?

💫 What tips should we use

💥What she learned about herself

💰 Her investment portfolio

#behavioralfinance #investing #financialliteracy #financialempowerment #moneyemotions

Do you want to invest in a tangible product, help fight global warming, and have a social impact?

Today for the Money Chill Out Podcast, I am welcoming Daniel Dos Santos, founder of Treesition, an investment solution to invest in trees.

In this episode #80, we are talking about

🌳 What it means to invest in a tree

💥 Paulownia tree characteristics

💡 Investment specificities

💫 The social and environmental impacts

🌈 Diversification benefit

#investing #trees #financialliteracy #impactinvesting #diversification

“With all the natural disasters and consequences of climate change, the estimated social cost is close to 180 euros the ton of carbon emitted”.

It clearly contrasts the 2 to 12 euros the ton you pay for carbon avoidance.

Today for the Money Chill Out Podcast, I have the pleasure of welcoming Arnaud Defrance, head of carbon removal funding solutions Puro.earth

In this episode, we spoke about :

💡The hierarchy of carbon credits, from avoidance to removal

💰The stark difference in prices

💫 Carbon credits for individual investors?

🚀 What’s coming in that space?

#carboncredit #investment #financialliteracy #carbonremoval #carbonavoidance

Family offices have taken the spotlight in the last decade, their numbers doubled and they now manage $6 trillion of assets.

But what are they exactly? What is their purpose and how do they invest?

That’s what we are discussing with Matthieu Broquere, partner CEDRUS PARTNERS

In this Money Chill Out Podcast episode # 78, we have covered :

🤔 What is a family office?

🌈 Common traits even though they are all tailor-made

💫 Investment universe

💥 Performance

🔥Trends in the ultra-high-net-worth segment

Expat life has its highs and lows. You can multiply your income, but also increase your financial risk: you tend to spend differently than from home and have no more public pension. Which means you need to spend and invest much more!

Today for Money Chill Out Podcast I welcome Anthony Walsh, QFA, EFA, a wealth coach specializing in expats.

‼️What is their most common trap?

💡How to deal with Foreign Exchange?

💫How to budget?

🤔What about pension?

Can't wait to know more? 🔥

Listen to episode # 77 on Spotify and Apple podcasts

“What you want from crypto is to go for huge bets that will change dramatically your life by taking more risk”

Today I have the pleasure of welcoming Cyrus Fazel, the founder of SwissBorg, who wants to democratize wealth management for everyone.

In this episode, we are speaking about :

💡Swissborg's mission

💥The crypto universe

🎯The US-listed bitcoin ETF

🚀The 4 Ps to start in crypto

🔥 Market predictions

Can't wait to know more? Listen to Cyrus' episode on Spotify and Apple podcasts

LINK :

And if you like this podcast, please share the love, follow the show, and give a review!

#crypto #wealthmanagement #financialliteracy #cryptocurrency #blockchain

Chloe Guilfoyle's mission is to inspire more women to invest in early-stage start-ups. And there is a lot to do once you know that 96% of women aren't advised about it by financial advisors (source Female Invest). 

Today for the Money Chill Out Podcast I have the pleasure of welcoming the COO of Femmes Business Angels to speak about : 

💡 The particularities of start-up investments

🔢 Data around female business angels

💥 The obstacles to more women's involvement

💫 What's inspiring about start-up investment?

🚀 Innovation & Impact

Financial clarity is fundamental in your investment journey. Yet, we tend to underestimate its importance.

Today for Money Chill Out Podcast, I am very happy to welcome Michael (Mick) Heyman, CFA, investment counselor at Heyman Investment LLC in San Diego, USA.

With his 40 years of experience in the market, I loved the wise advice and knowledge he shared on :

💡What is financial clarity?

❌ Financial clarity isn’t linked to wealth

🚀 The importance of a long-term vision and patience

‼️ Don't pay more than 1% of fees

💫 His investment portfolio

Can't wait to know more? Listen to Mick’s episode on Spotify and Apple podcasts

And if you like this podcast, please share the love, follow the show, and give a review!

#financialclarity #financialwellbeing #financialliteracy #investment #money

Imagine a group of smart, well-connected women gathering to invest in early-stage start-ups. That's the concept of Leia Capital, a group of female business angels trying to change the staggering number that only 2% of the funding goes to women-led start-ups.

Today for the Money Chill Out podcast, I have the pleasure of welcoming Sarah Huet to discuss :

Leia Capital's mission

Data on the start-up investments

Their investment process

Key metrics they look at

How to valorize a start-up

Sarah's drive is contagious, and I urge you to listen to episode #73 on Spotify and Apple podcast

#startups #businessangels #womeninfinance #investments #financialliteracy

Do you remember that Choupette inherited Karl Lagerfield's wealth?

Today for the Money Chill Out Podcast, we are talking about financial legacy with Julidé Ninek 💸 who spent 20 years in private banking.

We roughly all know what a will is, but only a few of us have one. We wait and delay our decision-making until it's the worst moment. So to be better prepared, to help the next generation, and to be sure it will be accomplished the way we want, let's open the discussion today!

In this episode, # 71, we are talking about :

💡What is a financial legacy

🤔 What can it include?

💫The most common beneficiaries

🌈 When do people take action?

🚀Key elements and advice

Can't wait to know more? 🔥

Listen to episode # 71 on Spotify and Apple podcasts

And if you like this podcast, please share the love, follow the show, and give a review!

#financiallegacy #inheritanceplanning #money #investments #financialliteracy

You're in the corporate world and want to exit the rat race?

You have a few properties, can't borrow anymore, and want high cash flows?

Have you ever considered buying websites?

Today for the Money Chill Out Podcast, I am welcoming Matt Raad, CEO of eBusiness Institute Australia who has built his wealth thanks to this niche alternative asset class.

In this episode # 89, we spoke about :

🌈 What they do

💡The components of a website

✅ The process for buying a website

🚀 How to add value

💥 The risks

Today I have the pleasure to welcome Raphael Dazet, head of electronic trading at AXA UK, to speak about the different market orders.

It's a question that often pops up with my clients once they are ready to execute so I really wanted to cover this topic and empower you with that knowledge

In this Money Chill Out Podcast episode, we are talking about:

💡 At the market, limit orders and stop loss

💫 The concept of a bid-ask spread

🎯 Should we trade in our domestic currency or in the underlying currency of the product?

💥 What is a fat finger?

🚀 How to choose the right platform

We also spoke about Raphael's new book, "A Million for All", where he details how everyone can become financially free.

#marketorders #investment #financialempowerment #financialliteracy #financialindependence

Today for Money Chill Out Podcast we are diving into real estate fractional ownership.

And I couldn't find a better fit than Adrien Hardy, CEO of Algae, author of "Financing Your Dreams" and financially independent thanks to his real estate investments

We discussed :

💡The strategy behind his real estate portfolio

💫 His biggest learning, being in the market for the past 10 years

💥 What is fractional ownership

🌈The advantages and what to be mindful of

🚦The platforms to invest

#realestate #fractionalownership #investment #investmentstrategies #financiallyfree

Today for Money Chill Out Podcast I am very pleased to dive into Non-Fungible Tokens aka NFTs with my friend Bertrand Delain.Coming from "traditional finance" being an ex-colleague of mine, he switched to decentralized finance about 5 years ago, holding numerous positions for start-ups.Even though we may all have heard about NFTs, I was stunned to hear about their scope. So let's open our minds and dive into space 🔥In this episode, we are talking about :🎯 What are NFTs?❗️Their applications and scope🚀 A bit of jargon💰 Platforms and how can we use NFT as investments⚡️What prevents mass adoption

Sick of international banking fees?

I have the man for you

For the Money Chill Out podcast, I interviewed Tanguy, CFO, and expert in managing foreign exchange

You don’t want to spend :

• 1 to 10% in conversion fees?
• 10 to 15$ in transfer fees?
• Up to 5% in ATM withdrawal fees?
• Up to 5% in credit card foreign transaction fees?
• Intermediary banking fees?

You’re right, there is no need to throw money out the window!

Instead, let’s get empowered!

Stock picking is often a love-hate relationship. It requires knowledge, energy, and time to pick your jewels, to understand a company inside out, and its position in the competitive landscape. Yet, you can gain a lot of satisfaction when your bets prove right, as well as a lot of stress and an ego hit when they go wrong.For Money Chill Out podcast, I have the pleasure to welcome Lea Saenz, an equity portfolio manager to help us, individual investors, gain knowledge and informationIn this episode we have discussed :

• What is equity?
• Why is it worth holding some?
• The different sizes: small, mid, and large caps
• Growth and value strategies
• Cyclical vs. Noncyclical stocks
• The key metrics to look at
• How can a non-professional investor access info

Prosperity is a state of mind, a holistic approach where you feel contentment. It’s very much linked to well-being. Is it what you think too?Path to prosperity is the subject I spoke with Barbara Sessa, VP in the consumer division at Mastercard, and also the leader of Mastercard’s gender balance agenda in France.In this episode # 56, we discussed :🌈 Her role in promoting diversity💥 The importance of financial education💫 Prosperity vs. wealth🚀 How to build your path to prosperity💰 Prosperity is also about giving back

When you have a financial need, do you know whom to turn to? Do you understand and navigate the many different financial professionals?

That's to answer this question, today for Money Chill Out Podcast I am with Stéphane Chotard, a financial advisor.

And we are talking about :

💡 Overview of financial professionals

🤔 How to differentiate them

🚦What are the main reasons someone might need help

🌈 How to build a relationship of trust

❌ No advice without trust

👉 Trends and concerns

💫 Impact of the DIY platforms on his job

Can't wait to know more?

Today for Money Chill Out Podcast I am with Peter Finn, an ex-colleague of mine from Bayes Business School in London and an ETF portfolio manager at Legal & General Investment Management (LGIM). And we are giving you insight into passive investment strategies.

We discussed :

🔣 The rules-based approach of Index Investing

❌ The misconception that all ETFs are passively managed

💡 How do they track an index?

💫 What's rebalancing and how do they do it?

🚦 How can we judge the performance of a good ETF

One of Peter's key takeaways is that passive investing doesn't have to be boring. Ready to learn and get inspired?

You’re a working mom? Then this will be of interest 👇

Today for Money Chill Out Podcast I have the pleasure to welcome Pauline Bar, founder & CEO of The Working Mums, who empowers individuals and organizations through coaching, consulting, and conferences.

And clearly, there is a lot to be done!

From a 9% salary difference when they are single, women with children earn 42% less! 😳

In this episode we'll speak about :

🔣 The financials of working mums

🚀 Key advice for your career

❌ Why comparing your salary to the cost of childcare is a no-go

💰 The importance of investing

🌈 How to get a fulfilled personal and professional life

Ready to learn, get inspired, and be energized? Let's go!

Already looking for your next trip?

Want to travel for free?

This is Julian Fung's story for Money Chill Out Podcast

In this episode # 87, we spoke about :

💫 How to turn expenses into experiences

💰 How he saved $250k

🎯 Tips to keep it simple

💥 The best timings to find good deals

🚀 Advantages of points

Do you know someone who has been to Davos?

I now do since I met with Yaiza Luengo and I got so inspired. We all have our preconceived ideas on this very broadcasted event. But what it is exactly, who can attend, why do people go there, and for what purpose?

Want to embark on this learning journey? Let's go!

In this episode, the 50th whoop whoop, we are talking about :

💡 What is Davos

🎉 What makes it a success

🙋‍♀️ Who can attend and at what price?

💥 Why go there & How do you prepare

🍀 This year's theme: cooperation in a fragmented world

🌈 Her biggest realization and her most inspiring talk

🔥 Her work on financial inclusion and her side business Clinsj

Today I have the pleasure to be with @Victor Lora, who got FIRE at 30 years old or in other words, who retired very early! Since he quit his corporate life, he has been an investor, podcaster, and author. He lives in Paris from passive revenues and investments. With a net worth between 5 to 10 million euros, he is sharing his story, so let’s learn and get inspired!

In this episode we’ll talk about the following:

🤔 What it is to be FIRE and why to want to be one

🚀 How he did reach financial independence

🌈Best practice to retire at 40 years old

💥 2 standard rules in the FIRE movement

🚦 His do’s and don’t

No taboo here, it’s a very transparent talk for those who aim to get FIRE, who are curious about the concept, or those who just heard it for the first time today! 🙏

#firemovement #money #financialindependence #investing #realestate

Want to know more about ETFs?

For Money Chill Out Podcast , we are doing a deep dive into this investment support that has many benefits.

And I couldn’t find a better person than Ellen Kelly, the co-founder of SAVVY whose aim is to guide you on sustainable ETF selection, to tell us more about it!

In this episode # 48, we’ll go through :

💡 What is an ETF?

🚀 Why they are so popular

💥 Their labeling issues

🚦 How to select an ETF

🌎 And how can Savvy helps you

Can't wait to know more? Listen to the episode on Spotify and Apple podcasts

And if you like this podcast, please spread the word, reach out to me, and give me a 5-star rating. Thank you 🙏

We shouldn’t think about money as a calendar thing, it’s continuous.

That said, I wanted to start 2023 by empowering you to avoid the most common money mistakes.

For this episode of Money Chill Out Podcast, I am joined by Renee Cohen, CFP®, who is helping women make confident choices to increase their wealth.

We are talking about :

💡 The most common money mistakes

💰 Are there people more subject to making them?

🚦 How to get better?

💫 Best practices

✅ One piece of advice for the new year!

Can't wait to know more? Listen to episode # 47 on Spotify and Apple podcasts

LINK

And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏

#podcast #financialwellbeing #moneymistakes #financialempowerment #financialliteracy

Have you ever thought about the concept of designing a life you don’t need a vacation from?

I hadn’t until I met with @mel Miles for @Money Chill Out podcast, and spoiler, I loved it!

In this inspirational episode, which suits well the time of the year when we often reflect, we are going through her process from the idea of quitting to living a life that aligns with her needs and desires.

And I am sure you can learn a lot from her experience :

🌎 Her corporate life

💥 The idea of quitting

💫 Her process to actually quit

💰 How she got detached from money

🌈 How she has designed a life she doesn't need a vacation from

Want to know more? Listen to the episode on Spotify and Apple podcasts

And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏

I guess everybody would want to have a blissful relationship with their money, live an abundant life, and build lasting wealth. This is exactly what we discussed in this episode, and spoiler, it is accessible to everyone!

To start a feel-good month with your money, today for Money Chill Out Podcast, I have the pleasure to welcome Jenny Whichello, a mindful money coach.

💡 So what is a blissful relationship with money?

🚀 The concepts of the inner and outer work of money

❌ The common mistakes to avoid

✅ How we can use gratitude and mindfulness instead?

💥 The power of visioning

And only then, financial planning can come into play

Can't wait to know more? Listen to the episode on Spotify and Apple podcasts

And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏

Want to know about the financial reality of an early-stage family-built start-up? And which rules, boundaries, and eventualities they discussed not to put their sisterhood at risk?

Today for Money Chill Out Podcast, I am very happy to welcome Charlotte Jacqueau, one of the co-founders of TCHAC

And we are talking about

💡 The idea of creating Tchac with her sisters

🚦 Her move from a high-paying job

💫 How to make it work as a family business?

✅ How to put the right boundaries and discuss eventualities

💰 The financial reality that comes with early-stage entrepreneurship

This is a refreshing episode, honest, transparent, and lived. It's not about sharing your story once you've succeeded!

Can't wait to know more? Listen to episode # 44 on Spotify and Apple podcasts

LINK

And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏

#familybusiness #startuplife #money #risktaking #podcast

This week for Money Chill Out Podcast, we are talking about the cost of living crisis with Olamide Majekodunmi, the founder of All Things Money.

In this very practical talk, we are going through tools and tips to help you better manage your money when it is scarce. 🚀

Want to learn about :

🔣 How to implement changes to your budget?

🙋‍♀️ Which measures did she take against the cost of living crisis?

🌈 How to diversify your income stream?

💰 How to recession-proof your finances?

This episode is for you!

#money #costoflivingcrisis #financialhelp #sharingiscaring #podcast

😳 56% of Americans can’t come up with a $1,000 in case of emergencies.

It’s no surprise that financial stress is the number one stress for people, and this is the subject of today’s episode with Frank Iozzo, CPWA®

We can all relate to financial stress at one point in our life, so if you want to learn more about it, in Money Chill Out Podcast, episode 42, we spoke about:

💡 What is financial stress

🔣 Some key statistics

🤷‍♂️ How financial stress doesn’t drop off as meaningly as income grows

💫 What are the general best practices

✅ How to avoid living beyond your means

🚦 How to plan for some life events, like starting a family and divorce

Want to know more? Listen to the episode on Spotify and Apple podcasts

And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏

#podcast #money #financialstress #financialempowerment #financialplanning

“The relationship that we have with money is really a mirror reflection of the relationship we have with ourselves”.

Today for Money Chill Out Podcast, I am speaking with @Catherine Morgan, a financial planner, founder of @Money Panel, and podcaster @herfinancial shoes. And we are talking about it’s not about the money, her amazon best-seller book.

Ready to embark on a personal and practical journey? Let’s go!

In this episode, you’ll learn about :

💰 Her personal story where she used money in a way to attempt to fill a gap in her life

🙋‍♀️ Why deserving wealth is the most important

💡 How to understand our money relationship by raising awareness

💥 What are money traumas (and spoiler, it’s not as bad as it sounds!)

🌈 How to get into wealth

Available on Spotify and Apple,

If you like this podcast, please spread the word, reach out and give me a 5-star rating! Thank you 🙏

#money #podcast #women #moneymindset #wealth

Work less, live more. Sounds appealing?

Today for Money Chill Out Podcast, I welcome Mandy Pao, a HK based entrepreneur who, after facing burnout, decided to redesign her life.

She now works 25 hours a week over 4 days and has never felt more aligned.

In this episode # 85, we are talking about :

💫Opening up on work-life balance

💥 Her values of freedom and flexibility

✅ Why less is sometimes more

💥Tips to improve efficiency

"Raising funds is more than just money...

It’s about getting the trust of external investors that become partners".

For Money Chill Out Podcast, I had the pleasure to welcome Adrien CHALTIEL, the co-founder of Eldorado.co, a platform that connects startups with the largest collection of private investors and public funding.

We spoke about :

🍀 Financing opportunities

🤷‍♂️ What is the hardest for entrepreneurs when they want to raise funds

🚦 When is the best time to do it

🙋‍♀️ Is now a good time to raise funds?

💥 Women's representation in the tech industry

Want to know more? Listen to the episode on Spotify and Apple podcasts

And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏

#podcast #money #fundraising #tech #startups

83% of women care about where their money is invested, and 69% feel a sense of urgency for responsible investing. Yet, a lot of them feel disengaged with their personal finances.

That's what we discuss with Anneka Deva, my guest for Money Chill Out Podcast, who aims to empower 30 000 women to move £ 1 billion for the planet by 2030.

Here is what we discussed :

🔣 Some key statistics

🚀 How changing your pension provider is 21 times more powerful than lowering your carbon footprint, going vegetarian, stopping flying, and changing your energy provider combined!

💫 How beginning your learning journey is the most important

🌎 Mapping your money

🌈 Sharing some inspiring contents

Available on Spotify and Apple,

If you like this podcast, please spread the word, reach out and give me a 5-star rating! Thank you 🙏

#money #podcast #sustainableinvesting #women #pensions

“It feels like everyone can afford everything all of the time ... There was an element of me trying to chase that, I wanted to be part of that cool life too”

Today on Money Chill Out Podcast, we are talking about building good financial habits with Patrick Venn, who used to be "awful" with money according to his words!

After a wake-up call at 27, where his girlfriend had to lend him money for his best friend's wedding, he went a long way. In 2.5 years, he devoured podcasts to get himself educated, got a higher-paying job, and succeeded to pay back his £20k credit card debt. 💰

Thanks to his experience and how much he learned along the way, he decided to launch TOMII, a financial coaching platform for everyone! 🌈

Want to hear about how to create and maintain good financial habits? This episode is for you! 🎧

Available on Spotify and Apple,

#money #podcast #financialgoals #financialempowerment #sharingiscaring

💡 “You can start educating your kids about money from the age of 4”

At that age, they can start creating money habits, having pocket money, and understand a few concepts.

But how? That’s what we discussed with Will Rainey 👱🏻‍♂️, from Blue Tree Savings, on Money Chill Out Podcast.

While teaching his young daughters, he wrote weekly on his blog and published a book, Grandpa’s fortune fables.

If you want to know :

🌈 How to open up the subject of money with your kids

📚 How to teach in a fun way to get them engaged from a young age - 7 to 13 years old

🙋‍♀️ How to respond to their blunt questions!

💰 How can they understand the value of money?

🚦How pocket money is the most underrated education tool

This episode is for you!

Available on Spotify and Apple podcasts

If you like this episode, please follow the show and give me a 5-star rating. Thank you!

#money #education #pocketmoney #financialempowerment #podcast