Mind Money Soul – Details, episodes & analysis

In this episode of the Mind Money Soul podcast, I’m going to be sharing the difference between having a wealthy mindset and a rich mindset.

Now, you might hear the words 'wealthy' and 'rich' and think they mean the same thing, but when it comes to mindset there is a HUGE difference. I’m going to be breaking down why you want to be adopting a wealth mindset if you want to create a life of financial freedom and happiness. The first step is identifying what wealth means to you and getting really clear on your why. If your answer is 'freedom', what does freedom mean to you? Sometimes we throw out answers that are fluffy and intangible, but we don't actually know what they mean for us. For example, when I think about my version of wealth in the short term, it means being able to travel with my business, grow my investments and afford to live in London whilst still being able to afford to explore the world. My long term idea of wealth is working less, travelling more, being able to look after my health and prioritise wellness, choose how I spend my time, live a certain level of luxury and have financial stability.

When you have a rich mindset, the focus is on money, materialistic things and numbers, but when you have a wealth mindset, the focus is on health, time, freedom and the ability to choose. Materialistic things fade; it’s ok to want them but if this is your only goal you’re not going to feel fulfilled. Money can’t buy you friendships, love, family, experiences; spending your money on things and items doesn’t last or satiate. Having the habits and rituals of a wealthy mindset will build your wealth over time and create a life financial freedom.

In this episode:

• How to identify and break down what wealth means to you
• What a rich mindset looks like
• What a wealthy mindset looks like
• How to apply a wealthy mindset to your business and life
• The value of investing and how to create your dream life
• How to reverse engineer your big happy goals with a wealthy mindset

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you feel like you don't have enough money to start investing.

People say to me ALL the time: "I want to invest but I don't have enough money”. Now, this is very subjective because one persons "I don't have enough" is another persons "wow, what a lot of money!” I bet that most of you (except those of you who are budgeted down to the penny) have a little bit of money in your monthly spending allowance that you can use to invest. I guarantee that somewhere you are accidentally wasting money. When I say ‘wasting', I mean a combination of spending mindlessly, not being savvy or not paying attention, for example wasting money on subscriptions you don't use. Even if it is £20 a month, this money can make all the difference to your financial future.

Investing isn't about waiting for lots of money to invest. It's about getting started with what you already have, taking time to get to know your finances by having monthly money dates, and using this knowledge to find money to invest. Most importantly, you want to do this in a way that is judgement free. Why? Placing judgement on your finances is one of the worst things you can do - it creates shame, embarrassment and guilt. You can't shame yourself into better habits, you have to love yourself there. So, if you’ve been wasting £20 on a gym membership you're not using, don’t judge yourself! Shift your mindset and flip it into a positive. You now have £20 to invest and this is just the beginning of building wealth for your life and creating financial freedom. How exciting!

In this episode:

• Why you should start investing, even if you have just £10

• The impact of investing £20 over 30 years

• How to identify where you are accidentally wasting money

• The importance of having money dates and being judgement free

• How cutting back can help us. get started with better financial habits

• How to adopt an empowering mindset by making conscious choices

• 3 ways to make more money so you can invest

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investorf

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 s’s of financial success; survival, spending and success. 

In order to be successful with your finances, you have to start with the foundations and learn how to be good at money management. If you don’t know how to manage your money, you don’t have the ability to stick to a spending plan or you don’t know where your money is going, it will be so hard to be successful and achieve your big happy goals because you have no data and no way of making a plan.

People struggle with balancing the 3 s’s. There’s no right or wrong way to answer what the right balance is. At certain points in your life you’ll be putting money towards your survival, spending or success more. The important thing is we want to be doing it consciously. Remember, your money is yours and you get to choose what you do with it. The aim is to find a healthy balance where you’re supporting what it costs to be you with freedom and ease, you’re enjoying your money in the now, all whilst working towards your financial future.

In this epsiode:

• How to break your expenses down into 3 main categories
• The different between fixed expenses and variable expenses
• #1 Survival: what does it cost to be you at a basic level?
• #2 Spending: what do you spend your money on to enjoy life?
• #3 Success: what do you want for your financial future?
• How people struggle with balancing survival, spending and success
• What you should do to successfully manage your money 

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I am going to be debunking some investing myths.

I work with a lot of people who would like to start their own investing journey but myths around investing keep them stuck in fear. Investing is a long term plan and when you are not investing, you are wasting years of potential interest.

Financial education and investing is not something taught in schools making it feel quite intimidating to get started. Listen in as I bust some popular myths to help you get your personal investing journey under way.

In this episode:

• Even though there is a risk to investing, it is not the same as gambling
• Why investing is not only for rich people
• How your cash is losing its buying power in a savings account due to inflation
• The amount of money you need to start investing
• What an investor’s mindset looks like

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Listen to My Investing Journey

Access my investing mini-course - The Feel Good Investors Mini-Course

In this episode of the Mind Money Soul podcast I am going to be sharing my personal journey to investment.

Investing can feel like quite a scary topic. Many people feel daunted by the prospect of investing however, with the introduction of auto-enrolment pensions in 2012, it is almost a guarantee that you are an investor. As women, we are less likely to invest, instead choosing to invest in luxury goods instead.

Investing is a long term plan and doesn’t have to be a scary experience. Listen to this week’s episode about my investing journey and how I went from £0 to £15,634 in investments.


In this episode:

• Why having a pension makes you an investor
• How cash can lose it’s buying power 
• Investment language and why it stops people from investing
• The strength of compound interest on your investments
• Why you need to leave emotions at the door around investing
  

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Read Fidelity’s report: Global Women & Money Study – breaking down financial barriers around the world

Read Motley Fool’s report: When Will The Stock Market Recover

Investopedia - The Wikipedia of Investing

In this episode of the Mind Money Soul podcast, I am helping you take back control of your finances.

It feels harder than ever right now to enjoy your money and we all know that there is a big link between money and mental health. Financial overwhelm stops us from making good and confident decisions with our money. 

Today I want to share with you my top 5 tips for taking back financial control so that no matter what is going on in the world, you can beat procrastination, enjoy the money you earn and continue to develop an abundant mindset.

In this episode:

• Why you need to look at what is creating the overwhelm
• Understanding your numbers to help create a tangible plan
• How to use the right language to enhance your mindset
• Why tracking your progress is so important
• What extra support is available to you if you need it

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

In this episode of the Mind Money Soul podcast, I am going to share with you some of my personal story on how I saved £15,000 in 3 years.

There is so much more to saving money than just the number in the bank. Often when we have a financial goal in mind, we focus on how to earn more money in order to build that savings balance. As well as the practical steps I took, I am also going to show you the other important steps that you need to take in order to grow your money. 

This episode is filled with top tips to help you create the life that you deserve to live, in the way that you want to live it.

In this episode:

• How I saved £15,000 in 3 years
• What is a financial goal and why you need one
• How to make yourself a priority in your budget
• Why you need to develop a savings mindset
• How to track your progress for success and why it is so important

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Money Date Template

In this episode of the Mind Money Soul podcast I am going to be talking to you about the most important thing that you need to know if you want to grow your money.

You can have the best financial plan in the world, a salary that exceeds your expectations, great investments but without strong foundations none of those things will help you to grow your money. The emotional work that you need to do around money provides the solid foundation on which to build your practical steps.

Listen in as I talk more about the mindset surrounding money and why you need to change your mindset to grow your money so that you can feed your soul.

In this episode:

• Challenges that stop you from feeling confident about growing your money
• The role your mindset plays 
• How a strong money mindset will help you to take inspired action in a way that feels good for you
• What happens when you improve your mindset around money

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Welcome to the first episode of the Mind Money Soul podcast with me, your host, Laura Ann Moore. I am a Money & Mindset Coach, and Financial Wellbeing Speaker.

After experiencing the good, the bad and the ugly side of money, I came to realise that actually, money is just a tool. It is a tool to help us live our best life - whatever that looks like to you. I believe that there is an emotional, a practical and a spiritual side to money and every week we are going to explore this together. 

Change your mindset. Grow your money. Feed your soul. Your money mindset is the foundation to your financial freedom!

In this episode:

• My story - why I didn’t have to choose between travelling or school based on what I could afford
• How money gives you freedom, options and choice
• Why we get to choose the meaning that we attach to money
• My quarter life crisis and how it took me down the financial coaching path
• How we are going to help you feel good about money, build financial confidence, and actually start to grow your money

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 must have accounts for your finances.

Managing your money can feel overwhelming with so many different accounts available, from savings accounts, to stocks and shares ISA’s and pensions. The biggest challenge is knowing where to put your money so it can grow and remain safe. Growing up, we’re often only taught about having a current account, but there's much more to financial success than that. With such limited information, it can feel difficult to know where to begin leading many people to limit themselves by keeping their money solely in a current account.

We'll discuss the five essential accounts you need to manage your money effectively and how having multiple accounts can set you up for financial success. By understanding and utilising these key accounts, you can take control of your financial future. Don't just settle for a current account—expand your financial toolkit and set yourself up for success. Tune in to learn how to navigate these accounts and maximise your financial potential.

In this episode:

• A breakdown of the different accounts you need
• Why you need to have a current account
• Why it doesn’t pay to be loyal to a particular bank
• Why you need a separate spending account
• The benefits of using Monzo or Revolut
• Why you need a high interest savings account
• How to grow you money with a stocks and shares ISA
• The different types of pension accounts
• How to manage your money when you get paid each month

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor