Andy did what most people think is the end goal. He and his wife built a million dollar net worth by age their late 30's, became completely debt-free, and owned their home outright. Today his net worth is around $2 million. He's a content creator, business owner, podcaster and author among other things. 

Then he did something unexpected.
He walked away from corporate life and a huge six figure income. 

In this episode of Millionaires Unveiled, Andy shares how disciplined investing, long-term thinking, and intentional lifestyle choices gave him something more valuable than money: time ownership. He explains why most of their wealth sits in retirement accounts, how tracking net worth early shaped every decision they made, and why stepping back from full-time work helped him realign around health, family, and fulfillment.

Andy also opens up about writing his book, Own Your Time, the emotional and mental challenges that came with it, and why financial independence isn't about quitting work. It's about choosing how you spend your days.

This conversation is a reminder that building wealth is only half the equation. Knowing when and why to change your life is the real win.

• Andy and his wife reached a $2 million net worth by age 43

• They have zero debt and own their home outright

• Most of their wealth is invested for long-term growth

• They paused retirement contributions to explore flexibility and part-time work

• Andy left corporate life in 2020 to pursue entrepreneurship

• Health, family, and time became bigger priorities than optimization

• His book, Own Your Time, focuses on using money to reclaim control

• Writing the book was difficult — but deeply meaningful

• Andy plans to grow income without sacrificing balance

• He urges listeners to track net worth early and consistently

• "I left my corporate job in 2020."

• "The book's called Own Your Time."

• "Start as soon as you can."

Andy Hill, financial independence, time freedom, millionaire next door, early retirement, entrepreneurship, debt-free living, net worth tracking, lifestyle design, Own Your Time, wealth building, personal finance

In this episode, Parker returns to share his journey building a successful pest control business, his approach to real estate investing, and the lessons behind his new book, Wealth Worth Chasing. Parker is in his early 30's and most of his wealth is in Real Estate and Small Business. 

Parker breaks down the financial habits that matter most early in life, why leveraging your skills can create long-term freedom, and how real estate fits into a broader wealth strategy. Beyond money, the conversation dives into personal growth, mentorship, and the importance of balancing life's four pillars: faith, family, finances, and fitness.

He also opens up about losing a father figure and how that experience shaped his perspective on presence, purpose, and building a life that truly matters.

This episode is a powerful reminder that wealth isn't just about numbers—it's about alignment, discipline, and intentional living.

• Building a pest control business laid the foundation for Parker's financial growth

• Wealth Worth Chasing is written for young people who want more than just money

• Real estate plays a major role in Parker's long-term wealth strategy

• Starting early creates exponential advantages in wealth creation

• Balancing faith, family, finances, and fitness leads to a complete life

• Losing a father figure deeply influenced Parker's values and priorities

• Leveraging skills can unlock long-term freedom and optionality

• Financial reserves are critical for sustainable real estate investing

• Mentorship accelerates growth and reduces costly mistakes

• True success includes presence, personal growth, and family time

"Wealth worth chasing isn't just about money."
"Start early in wealth creation."
"You have to balance faith, family, finances, and fitness."
"Leverage skills for long-term benefits."
"Real estate is a major component of my strategy."
"Mentorship is invaluable."
"Financial reserves are crucial."
"Personal growth and being present for family matter most."

Summary

In this episode, Nate shares his journey from a young physiotherapist to achieving a net worth of nearly $2 million. He discusses his early financial education, the influence of his family, and the lessons learned from his real estate investments. Nate reflects on the importance of celebrating milestones, the shift from a financially driven mindset to focusing on lifestyle and fulfillment, and the challenges faced in the real estate market. He also shares insights on his current portfolio, future plans, and the balance between saving and enjoying life.

Takeaways

*Nate has a net worth of approximately $1.9 million.
*He learned financial habits from his family, emphasizing savings and delayed gratification.
*Nate's journey into real estate began with a condo purchase that appreciated significantly.
*He experienced challenges in real estate due to rising interest rates and market fluctuations.
*Nate emphasizes the importance of celebrating financial milestones, even small ones.
*He has shifted focus from purely financial goals to lifestyle and fulfillment.
*Nate's real estate ventures taught him valuable lessons about due diligence and risk management.
*He currently has three rental properties left and is considering divesting further.
*Nate enjoys travel and seeks to maximize value through points and rewards.
*He advises young individuals to build saving habits early to weather financial challenges.

Sound bites

"I think we are millionaires."
"It's been a very circular process."
"I was a literal lab rat."

Keywords

Cory, financial independence, real estate, net worth, lifestyle goals, investment strategies, personal finance, Vancouver, retirement planning, financial education

Mike has a net worth of $16.9 million. He is in his early 70's. Most is in the market at this point, but that is only as of recent. He has a couple pieces of real estate for personal use. Mike has been a business owner and entrepreneur most of his life. 

Sponsored by: 

www.Masterclass.com/Unveiled

Jeff has a net worth of $1.0 million spread across retirement accounts, real estate and other investments. He is in his mid 40's. 

www.shopify.com/unveleiled

Jeff is in his early 40's. He has a net worth of 670k spread across retirement and market investments and real estate. This episode was recorded in the summer of 2021 and Jeff's millionaire episode will air right after this one. He achieved millionaire status 2 years earlier than planned. He works for the government and has a military background. 

Farris is in his late 20's and has a net worth of $19 million. Most is in real estate with a little in cash and a few other invesmtments. He is a former tennis player and coach turned real estate investor who owns over 700 units. He drives a Kia that has 85k miles on it. 

Lucas has a net worth of $2.3 million. He is in his early 30's. He has 500k+ in Crypto, several hundred grand in the market and quite a few real estate investments as well. He works as a real estate agent and his parents immigrated from Brazil. He drives a Rolls Royce and a Range Rover. He has spent tens of thousands on clubs and parties and dreams of flying private one day. 

Sponsored by:

www.masterclass.com/unveiled

Jace and Stacey discuss a little bit about the last 6 years, lessons learned, favorite epsidoes, etc. 

Parker has a net worth between $2 and $3 million. A majority is in real estate. He also has some equity in his pest control business and has made some angel investments. He is in his early 30's and became a millionaire in his 20's. 

Troy has a current net worth of $2.2 million. He is in his early 30's. He became a millionaire at 28. He works in tech sales and has worked for some of the largetst tech companies in the world. He has some business equity, assets in retirement accounts and a few others which we discuss. 

Jace and Stacey take a quick deep dive into 18 Summers. The framework, why it works and how millionaires apply it. 

Jim has a net worth over $1.0 Million. Nearly all of it is in real estate and real estate related businesses. He is an accomplished entrepreneur and also runs 18 Summers. He has 5 children and lives on the East Coast. We discuss his major move from the West Coast that propelled his journey, how much he saved in taxes by moving and many other great topics. 

Summary 

Join us for a heartfelt conversation with Grandma Bunny, the last living grandparent of our host, as she shares her journey through 80 years of life, love, and lessons. From raising six children to overcoming life's unexpected challenges, Grandma Bunny's story is one of resilience and family values. Discover the financial wisdom and life lessons she imparts, and how she continues to live her best life at 80.

Key Highlights:

Grandma Bunny's early life and education in Rock Springs, Wyoming. The challenges and joys of raising a large family. Building a home from scratch and the financial strategies involved. Overcoming adversity after a life-changing accident. The importance of family support and staying active in later years.

Memorable Quotes:

"I am wealthy in other ways, not so much money-wise, but I have great kids who help me in many, many ways." "Stay active. Look for things to do. Look at opportunities to serve."

Hashtags: #FamilyWisdom #Resilience #LifeLessons #MillionairesUnveiled

Call to Action: Don't miss this inspiring episode! Listen now and share with someone who could use a dose of wisdom and encouragement. 

Sponsored by: 

Indeed.com/unveiled

Jesse and Ellie have a net worth of 800k. Jesse worked for the National Park Service before pursuing a career as a Special Ed Teacher. Ellie is a lawyer in the military. 

Ryan and Allie have a net worth of $1.1 million. A little less than half is in retirement accounts, another chunk is in rental real estate, 100k in home equity and the rest is in cash and some other investments. Ryan was in the Marines before he moved into working at the local utility company. Allie is a Librarian. 

Sarah has a net worth just shy of 900k. Half of it is in cash with the rest in retirement accounts and home equity. She is single and works in analytics and lives a pretty modest lifestyle. 

Charles has a net worth of $12 million. He once was worth around $20 million but has since lost 40% of his net worth due to Covid and the rise in interest rates. Charles grew up in a rough neighborhood and got involved in the wrong crowd. He ended up in jail and that's where he found several mentors that helped him get back on a better path after he was released. 

Tim has a current net worth of 980k. Most of it is in real estate. He was worth $1.2 million at one time but then lost some with the fluctuations in the market and real estate values. He was in the military but now works for a non-profit. 

Casey has a current net worth of $5.0 million. About 1/3 is in retirement accounts, 1/3 is in a pension and 1/3 is in a Charitable Trust. She is single and hasn't ever been married or have any kids. She has worked in all sorts of different industries and lives a pretty simple life. She started her post high school education at Yale before dropping out and ended up finishing in Colorado before entering the finance world as a VC. She had a stop in the military before working in many other areas. 

What do kids really cost amid this inflationary environment? 

Bryan has a net worth of $5.0+ million. He sold his first company in the lawn care space and has been bootstrapping a tech company since. He has several single family rentals and a paid for house. He once lived in a 7,000 sq foot house and drove a Ferarri all before he was even 30 years old. 

Sponsors:

Delete Me: get 20% off by going to joindeleteme.com/mu20

Shopify: Shopfiy.com/unveiled

Bobby has a net worth of $1.5 million. He lives in a high cost of living area and he and his wife are DINKWADS which means they are double income no kids with dogs-two to be exact. He is in his early 30's and works in compliance in the financial industry. 

Sponsor:

Delete Me: get 20% off by going to joindeleteme.com/mu20

Follow Up to Franco's strategy to invest in what you know, but how do you learn to know? We take a deeper dive into this advice. 

Summary

In this episode, Adam shares his unique journey as an expat entrepreneur, discussing his investment strategies, asset allocation, and the importance of maintaining liquidity in his financial portfolio. He has a net worth of $10+ million with most of it in his business. He reflects on the challenges and rewards of running a business, the significance of cash management, and the lessons learned from navigating investments in various countries. Adam emphasizes the value of experiences over material possessions and the importance of surrounding oneself with positive influences. He concludes with insights on entrepreneurship and the realities of growth in business.

Takeaways

• Adam has lived overseas for 14 years, gaining a unique perspective on wealth.
• He focuses on helping expats and high-net-worth individuals with investments and wealth protection.
• His net worth is in the eight-figure range, primarily in company valuations and liquid assets.
• Adam prefers liquid assets over real estate due to tax disadvantages abroad.
• He believes cash should be seen as an opportunity for acquisitions rather than a long-term hold.
• Having cash on hand is crucial for business owners to seize unexpected opportunities.
• Investment strategies should adapt to changing economic conditions and personal circumstances.
• Travel and experiences provide lasting value compared to material possessions.
• Surrounding oneself with positive influences is essential for personal and professional growth.
• Entrepreneurship often requires patience and resilience, with success not always being linear.

Franco has a current net worth of $4.0 million. He has most of net worth in real estate. 80% is in mobile home investments via his business. Almost 20% is in some single family home investements and then a little in cash and other personal items. 

Part 2 with Chad on selling his company to Private Equity. 

Chad has a net worth of $10 million. About $1 million is still equity in the firm that bought his business, another $1 million in his boat that he is sailing around on, another $1 million is in his primary residence and the rest is invested in the market between retirement accounts and a brokerage account along with some cash. He is in his early 50's. He started a business in the late 90's and recently sold it and is now retired. 

Patriot Day-Please Remember those who lost their lives on September 11. 

Nora has a current net worth of $3.5 million. She is married with no kids and works as an Electrical Engineer. She is in her late 30's. She has 8% in cash, 17% in her tax advantaged, 31% in a taxable, 39% in real estate and then less than 2% in alternatives and the rest amongst some other small asset classes. 

Martin has a current net worth of $1.0 Million. He is in his mid 30's and married but no kids. He is a former engineer who recently left his job to retire and pursue entrepreneurial endeavors. Most of his net worth is in real estate, but he does have some in the market as well. He grew up poor and went through a major mindset shift over time to get to where he is today. 

Dr. Latifat is in her late 30's. Her net worth is $2.0 Million split between real estate and various investments in the stock market. Currently she and her family are on a sabbatical. She is a GI Doctor.

Jeremy has a current net worth of $1.7 million. 80% is in real estate among several units and the other 20% is in the stock market. Jeremy started as a financial analyst but transitioned to real estate full time pretty quickly and even became a licensed real estate agent. He is 29 years old and has house hacked his way to many of the units he owns. 

Matt has a current net worth of $3.1 million. About 1/3 is in real estate, 1/3 in tax advantaged retirement accounts and 1/3 in a brokerage. Matt is in the Navy and is in his late 30's. We discuss his 3 major goals related to his financial life, his journey to learning about finances and receiving an inheritance. 

Xerxes has a current net worth of $8.2 million. He is in his mid 50's and is retired but still actively manages his portofilio. Prior to retiring he worked mainly in sales but held other jobs and positions as well. He has a little over $2 million in real estate between a personal home, vacation property and a commerical building. $5+ million is in his Traditional IRA, 450k in his Roth and the rest spread amongst several investements and a little bit of cash. 

Meredith is in her early 30's and she is single and ready to mingle. She has a net worth of $1.65 million spread across all sorts of asset classes. About 1/3 is in an IPO stock. She works in Sales now, but used to be a teacher and did all sorts of other jobs. 

Summary

In this episode, Connor shares his journey from a corporate tech career to becoming a successful real estate investor, focusing on short-term rentals. He has a net worth of $1.7 million. Most of it is in Real Estate but he does have some in the market. He discusses his investment strategies, the importance of cash reserves, and how he manages his properties. Connor emphasizes the significance of calculated risks and personal growth in achieving financial success and fulfillment in life.

Takeaways

• He primarily invests in short-term rentals, owning about a dozen properties.
• Cash reserves are crucial for managing real estate expenses and risks.
• Connor emphasizes the importance of reinvesting in properties to maintain competitiveness.
• He targets a 20% cash on cash return for new investments.
• Connor transitioned from a stable tech career to real estate for personal fulfillment.
• He believes success is about achieving one's highest potential.
• Calculated risks are essential for growth and opportunity.
• Connor values the importance of family and personal life in his journey.
• He encourages others to take risks and follow their intuition.

Jeff has a net worth of $1.5 million. He is 48 and been a garbage man for 21 years. Before that he had multiple different positions and jobs. He started at making $4 per hour. He has a pension at 250k, 700k rental property equity across 5 properties, 300k equity in his primary residence, 230k in a brokerage and 90k in cash. 

Or has a current net worth of $4.0 Million. Most of this is in real estate. He has several single family homes and an Airbnb on his personal property. He is in his late 30's. He is an immigrant who worked in tech as an engineer before venturing into real estate. 

Brian has a current net worth of just over $1.0 million. He is in his late 20's and currently runs his own business. He has about 400k in real estate equity, just over 100k in cash and just over 100k in retirement accounts and crypto with another 400k in his business. He used to be in sales and traded that job in for traveling the world before going full time on his business. 

Jeff and Dawn (Jace's Parents) have a current Net Worth of $1.0+ million. They are in their early 60's and late 50's. 25% is in real estate, 60% is in retirement and other market investments and the remainder in cash and personal items.  

Max has a current net worth between $3-$5 million. We averaged for $4 in the title. He first appeared on the show a few years ago on episode 172. We get into the recent journey he has taken to go from $1 million just a couple of years ago to over $3 million today and what drives him now. 

Jordan has a net worth around $1.0 million. He is in his early 30's. Just over half of his net worth is invested in the market among various retirement accounts and non-retirement accounts. He has a little home equity, some crypto and the rest in high business. He is a former teacher turned professional window washer. 

Eric has a net worth of $1.2 million. He is in his 30's and in the Military and speaks several languages. He has a paid for house of 540k, Roth Accounts around 290k, Traditional Accounts around 60k some cash and precious metals/jewelry that make up the rest. He doesn't have a credit card. 

Kevin has a net worth of $3.5 million. He is in his early 50's and works in corporate America his whole career in the Consumer Packaged Goods Industry. His house is paid off and worth about 850k. He has ~$1.2 million IRA, 450k in a 401k and another 400k in a brokerage account, 50k in cash and 70k in an IRA BDA, 200k in 529's, 250k sports card collection plus a few other assets. 

Sponsor: OneSkin

Get 15% off OneSkin with the code MILLIONAIRE at https://www.oneskin.co/  #oneskinpod

Joe and Ashley have a net worth of $1.7 million. Half is in real estate which includes a paid for house, 25% in retirement and 25% in other investments. What started as a pipe dream is reality now as they have been living in Hawaii for the past couple of years. Joe is taking a mini retirement after working as an accountant in Private Equity Administration. Ashley still works in Private Equity Administration as an accountant. 

Stu has a current net worth of $3.7 million. He is in his early 40's and works as a firefighter and his wife is a nurse. 29k TFSA 25k Education Savings Account. Pension 200k Wife Pension 60k Cash 45k. Real Estate equity $3.36 million. 

Sponsor: OneSkin

Get 15% off OneSkin with the code MILLIONAIRE at https://www.oneskin.co/  #oneskinpod

Get in touch with Stu:

stu@workingclassinvestor.com

Summary

In this episode, Joseph Shalaby, founder and CEO of e-Mortgage Capital, shares his journey from a challenging upbringing to becoming a leading figure in the mortgage industry. He has a net worth of ~$7 million mostly in RE and his business. He discusses the importance of being debt-free, his experiences during the 2008 financial collapse, and how he rebuilt his career. Joseph emphasizes the significance of hard work, personal growth, and maintaining family values while navigating the complexities of entrepreneurship. He also shares insights on current market trends and his future goals for his business.

Takeaways

*Joseph Shalaby is the founder and CEO of e-Mortgage Capital.
*He emphasizes the importance of being debt-free despite being in the mortgage industry.
*Joseph experienced a foreclosure due to HOA fines, which shaped his financial mindset.
*He started his first mortgage company after being taken advantage of in the industry.
*The 2008 financial collapse forced him to pivot and rebuild his career.
*Joseph launched e-Mortgage Capital in 2015 after working in the loss mitigation sector.
*He aims to grow his company to a billion dollars in revenue per month.
*Joseph values family and instills a strong work ethic in his children.
*He believes in the importance of being an early adopter in business.
*Joseph emphasizes the need to outwork everyone to achieve success.

Sponored by:

Shopify.com/unveiled

Robert is in his early 50's and has a current net worth of around $3.5 million. He has $2.1 million outside of his pension. 400k of that is a paid for house and the rest is across other assets in retirement accounts and a few other investments. His pension may be worth anywhere between 600k to $2.0 million so his range of net worth could be ~$2.8 to $4.1 million. He is a retired firefighter and worked in that field for 23 years. Prior to that he had what many would consider a traditional corporate career. He and his wife have never had kids. 

Doc G has a current net worth around $10 million. This is all in the stock market now and his primary residence. He sold all of his real estate in the past couple of years and wrote a book. We discuss his journey into retirement from being a full time physician and what his life and outlook is like now. 

Nicole has a current net worth of $5.6 million. She is in her early 40's and is a former nurse practitioner and business owner with 2 exits under her belt. We discuss her journey into business ownership, how she scaled each business and eventually sold them and what she's up to now.

She has $1.2 million in a retirement accounts, $1.5 million in a brokerage account, 500k in cash, a paid for rental $1.2 million and $1 million in home equity. 529's and a few other things. 

www.hellofresh.com/millionaire50