Mile High FI Podcast – Details, episodes & analysis

Doug chats with Adam, a psychology professor, to examine his financial journey from zero net worth to a million dollars in a decade.  Adam shares insights into his strategic real estate investments, deliberate career choices, the concept of Slow FI & lifestyle design, achieving a balance between work & a fulfilling lifestyle, and how his background in psychology influenced his financial decisions.

This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

Help Doug recover some of his real estate losses by providing support at Buy Me A Coffee.

Links

(*Some affiliate links so we might earn a commission if you buy something)

• MHFI Facebook group
• Matt & Joel/How to Money
• The Washington Post, “Meet Mr. Money Mustache, the man who retired at 30”
• Mr. Money Mustache
• Carl Jensen
• Chad Carson
• Chad Carson, “The Small and Mighty Real Estate Investor”
  • Kindle
  • Paperback
  • Audiobook
• Doug’s site

Doug and Carl chat with Chad Carson and Jeremy Schneider live from FinCon 2024 in Atlanta.  The group discusses the benefits of financial independence, their unique entrepreneurial journeys, working after achieving FI, the current state of the FIRE movement, and the need for tension in life.  They also discuss their opinions on both e-bikes & electric cars.  Jeremy introduces his startup, Nectarine, a marketplace for fiduciary financial advice, while Chad shares insights on his real estate-focused coaching and teaching endeavors.

This episode is brought to you by GhostBed.  Doug has the GhostBed Luxe Mattress and loves it!  Take the 3 minute sleep quiz to see which mattress is right for you.  Save 50% site-wide on your new mattress, bed frame, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

Save With Mint Mobile! (https://milehighfi.com/mint) New customers can get 3 months of unlimited premium wireless for $15/mo.  Doug’s phone bill went from $1440/yr to $360/yr for him and his wife.  It’s super easy to switch and you can use your existing phone.  If you use the MHFI link, it won’t cost you extra and it helps support the show. Buy 2 months, get 1 month free limited time offer available until January 2, 2025 at 11:59pm PST for new customers and at select channels only. “One month free” applied as $15 discount at checkout on 3-month 5GB plan only – upfront payment of $30 required, w/taxes & fees extra. One-time discount applied for first 3 months only. Not combinable/available with certain other promotions/offers.

Looking for help with your estate plan?  Trust & Will provides online tools for creating, you guessed it… trusts and wills.  For those who don’t have any estate planning documents in place, this could be a good option to get started.  We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/trustandwill

Need a fee only advisor?  Nectarine is a network of financial advisors where you just pay for investing & planning advice.  Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up.  Thanks for the support. https://milehighfi.com/nectarine

Black Friday is almost here and Doug has caught the fever!  Help him pay for all of his frivolous spending by providing support at Buy Me A Coffee.

Links

(*Some affiliate links so we might earn a commission if you buy something)

• Connect with Chad
  • Coach Carson website
  • YouTube
  • Instagram
  • “Real Estate Investing With Coach Carson” podcast
  • Friends of the Green Crescent Trail
• Connect with Jeremy
  • Personal Finance Club
  • Instagram

Join Doug and Carl as they embark on a road trip in Carl’s Tesla Model Y. In this episode, they discuss the state of their podcast, upcoming exciting series on happiness, and their plans for book writing. (Sorry about the audio! Doug sounds horrible, first time recording like this so I hope next time it’ll be better…)

The duo shares their personal experiences, insights on podcast growth, and humorous tangents.

Support our sponsor: GhostBed! Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed.com/milehighfi (coupon code: MILEHIGHFI)

Nectarine is a network of financial advisors where you just pay for investing & planning advice. Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up. Thanks for the support. https://milehighfi.com/nectarine

Help us buy enough Lazy Books to make it a New York Time’s best seller by supporting us at Buy Me A Coffee.

Links

(*Some affiliate links so we might earn a commission if you buy something)

• EconoMe Conference
• FinCon
• ChooseFI, “Deep Dive: Roth IRA Conversion Ladder | Ep 503”
• ChooseFI, “How and Why to Set up a Roth IRA Conversion Ladder”
• Brad Barrett/ChooseFI
• Jordan Grumet/Doc G, “The Purpose Code”
  • Kindle
  • Hardcover
• David Goggins, “Can’t Hurt Me”
  • Kindle
  • Hardcover
  • Paperback
  • Audiobook
• Stephen King, “You Like It Darker”
  • Kindle
  • Hardcover
  • Paperback
  • Audiobook
• Jeremy Schneider on MHFI episode 122
• Celeste Headlee, “Do Nothing”
  • Kindle
  • Hardcover
  • Paperback
  • Audiobook
• CampFI
• Pete Adeney/Mr. Money Mustache
• Mark Trautman
• MHFI Facebook group
• Doug’s site
• Carl’s blog: 1500 Days

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Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shirts & more

**Disclaimer: The podcast is...

Doug chats with his friend, Dusti, about cognitive biases and behavioral economics. They discuss how our financial habits are heavily influenced by emotions, and why we oftentimes spend money on unnecessary things. Behavioral Economics

• Why money is emotional
• Buying more than we can afford
• How group mentality affects our decision-making

Cognitive Biases

• Availability bias
• Confirmation bias
• The struggle of having too many choices
• The ostrich effect

Connect with Dusti on Instagram. - Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: [email protected] or [email protected]   0:00 - Intro 1:20 - Who is Dusti? 12:12 - Behavioral economics and the emotional side to money 18:11 - How you can support us 21:02 - Availability bias 23:10 - Confirmation bias and how society affects our buying decisions 29:39 - Is having fewer options better? 34:28 - People overvalue what they own 43:06 - Going along with everyone else 50:04 - Loss aversion 53:20 - The ostrich effect

Doug and Carl interview Andrew Giancola, host of the wildly successful Personal Finance Podcast.

Quick note!:* If you think that Doug and Carl are awesome, show them some love by supporting the show. If you think they suck, give them some money to motivate them to suck less*: https://milehighfi.com/donate

Early Retirement

• How to start on an early retirement journey
• How much you should have saved by certain ages
• How to create a bigger gap in income and expenses
• The 3 Horsemen of the FI-pocalypse: housing, cars, and food

Making $100,000 A Year

• How to get promoted
• Doug and Carl's best tips for success on the job

Personal Finance Podcast

• Goals of the show
• Imposter syndrome
• The meaning of wealth

Links

• The personal finance podcast
• Master Money
• Mr. Money Mustache: The schockingly simple math behind early retirement
• How you can support us

- Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mile High FI Club – It’s our email list!

Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation.

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: [email protected] or [email protected]   0:00 - Intro 0:45 - Who is Andrew Giancola 5:10 - Time management 8:14 Andrew's corporate job 10:19 - Tips for approaching early retirement 15:06 - Andrew's beginnings 16:15 -Why retiring early is not for everyone 19:06 - Lifestyle inflation 23:18 - Splurging 24:14 - Andrew's take on frugality 26:16 - How much do you save in certain ages of life 32:15 - Income vs. expenses gap 38:54 - FI framework and how to get promoted 49:05 - Protecting assets 54:19 - Goals 55:39 - Imposter syndrome 59:00 - The meaning of wealth 1:00:19 - The perfect day  

Doug and Carl interview friend, fellow Longmonster, and FIRE legend Mr. Money Mustache (aka Pete Adeney). When Tim Ferriss interviewed Pete, they ended by talking about Pete’s desire to own a local community gathering space. This is the jumping off point for the Mile High FI conversation. But, they go a lot deeper too. No talk about index funds or the 4% Rule. That stuff has been covered. Instead, this conversation is about happiness, journeys, and meaning. Quick note: Do you enjoy Mile High FI? Do you hate it? Either way, supporting the show is a great idea! You will feel better about yourself. Also, Doug and Carl will be thankful to you forever. Maybe even longer. MMM HQ Coworking

• How Pete and Carl came to own a coworking space
• What happens at HQ
• Is HQ a coworking space or social club?

Happiness

• The real goal of Mr. Money Mustache (it’s not moneymap)
• What is happiness?
• The factors that lead to happiness
• Journey versus goals

Pete’s perfect day Links

• Support Carl and Doug: Buy Me A Coffee
• Pete on other Mile High FI episodes
  • Mr. Money Mustache, Alan Donegan, Carl Jensen LIVE Q&A Panel | MHFi023
  • Mr. Money Mustache Loves Hot Sauces and Waffles on Wednesday | MHFi 042
  • Mr. Money Mustache on Get Smart With Money Netflix Documentary w/ John & Kim | MHFi 115
• Pete on The Tim Ferris Show
• MMMHQ: The Mr. Money Mustache Coworking Space
• Pete speaking at World Domination Summit
• Andrew Huberman
• Get Smart With Money
• NoCo Mustachians Meetup Group

Some of our favorite interviews from notable folks in the community:

• JL Collins: The Simple Path To Wealth
• Paula Pant on Inflation
• JD Roth: Get Rich Slowly
• Money Honey Rachel Richards
• Mad FIentist: Post FI Life
• How To Money

- Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mi...

J.D. Roth is guest hosting this tangent filled episode. Doug and J.D. start talking about reflecting on the past year, goals, and New Year Resolutions. Then, they quickly digress. They end up talking about

• NOT setting goals
• Goals versus systems
• Doug doesn't do resolutions
• J.D. wants to get into better shape

Check out the other episodes with J.D.:

• Having Enough and Lack of Ambition - MHFi 134
• J.D. Roth on Mile High FI - MHFi 127

Follow J.D. here: J.D.'s work about personal finance, Get Rich Slowly

J.D.'s Personal Blog

- Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mile High FI Club – It’s our email list!

Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation.

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: [email protected] or [email protected]

There are a few changes coming for the Mile High FI Podcast in 2023. Doug shares the details in this bonus, year end episode. -- Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mile High FI Club – It’s our email list!

Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation.

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: [email protected] or [email protected]

Carl and Doug talk about fitness and health, two of their favorite topics. They talked fitness a few times this year already, so they wanted to wrap it up and make some declarations for next year. Other Fitness episodes: MHFI 091 Summer Fitness Update MHFI 078 with Jake Simon MHFI 064 with Brittany Dunn MHFI 063 Losing 10LBS of Ugly Weight MHFI 045 Fitness Plan for 2022 - Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mile High FI Club – It’s our email list!

Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation.

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: [email protected] or [email protected]

Doug and Carl answer questions from listeners. To submit your own question, send a note to Doug ([email protected]) or Carl ([email protected]).

• Rakesh asks about FI friends
• What do Carl and Doug spend money on now that they've surpassed their money goals
• Ashwini is unsure about his retirement

Support Mile High FI!: If you enjoy our show (and we know you do), show us some love:

Doug Cunnington + Carl Jensen Links

• The Shockingly Simple Math Behind Early Retirement

- Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.

Join the Mile High FI Club – It’s our email list!

Support the show and get exclusive content. We use Buy Me a Coffee which is like Patreon. You can donate each month which helps a ton, or make a one-time donation.

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: [email protected] or [email protected]