The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams!
Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth.
Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective.
With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously.
Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report.
Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!
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Coast FIRE with $1M by 35 in New York | Jesse Cramer
Wednesday, February 18, 2026 • Duration 31:48
In this episode, we talk with Jesse Cramer about his journey to reaching Coast FIRE, a milestone where existing investments can grow to fund retirement without additional contributions. We unpack how starting early and letting compound interest work over time can create long-term freedom.
We also discuss the tension between saving and enjoying life today, especially while managing the realities of family expenses. Along the way, we highlight the importance of financial education and staying flexible as plans evolve.
If you’ve ever wondered whether you’re starting too late, unsure how to balance today’s needs with tomorrow’s goals, or questioning what financial independence really looks like, then this episode is for you.
00:00 The Importance of Saving and Compound Interest
02:58 Achieving Coast Fire: Jesse's Journey
06:02 Understanding Investments and Financial Education
09:01 Income Growth and Financial Decisions
11:57 Balancing Spending and Budgeting
14:57 Managing Family Expenses and Lifestyle Inflation
18:03 The Flexibility of Financial Planning
20:54 Generational Wealth and Parenting Perspectives
24:04 Future Goals and Family Focus
27:11 Key Takeaways for Financial Success
Resources and Links 📚
📖My new book, "Own Your Time"
https://marriagekidsandmoney.com/book
🎙️ Jesse Cramer's podcast:
Personal Finance for Long Term Investors
💻 Jesse Cramer's blog:
Best Interest Blog
💻 Sponsors and Additional Resources
https://marriagekidsandmoney.com/resources
📞Voicemail for Questions:
Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show!
👉Connect with me on social media:
LinkedIn: Andy Hill, MKM
Instagram and Facebook: MarriageKidsAndMoney
Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson
Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Prepare (Not Protect) Your Kids for Financial Success | Lee Benson
Wednesday, February 11, 2026 • Duration 29:47
How can we help our kids become resilient and independent without pushing too hard or protecting too much?
This week, we sit down with Lee Benson, author of Value Creation Kid, to talk about turning everyday responsibilities into growth opportunities. Lee shares how chores, family meetings, and shared decision making can create a culture of leadership, accountability, and value creation at home.
We wrap things up with practical steps families can take today, including involving kids in financial decisions and setting clear expectations that foster independence. Whether you are raising preschoolers or teens, this episode will help you shift from protecting to preparing your kids for life.
Visit dinnertable.com to learn more about building a value driven family culture.
CHAPTERS 🎧
0:00 - Introduction and Guest Welcome1:33 - Why Parents Avoid Struggle3:18 - Healthy vs. Unhealthy Struggles5:04 - Lee Benson's Personal Story9:04 - Connecting with Kids on Values10:34 - Family Meetings and Leadership13:30 - The Role of Family Dinners16:09 - Running the Household as a Team19:51 - Chores, Allowances, and Money Mindset24:32 - Conclusion and Call to Action
Resources and Links 📚
📖My new book, "Own Your Time"
https://marriagekidsandmoney.com/ownyourtimeamazon
💻 Sponsors and Additional Resources
https://marriagekidsandmoney.com/resources
📞Voicemail for Questions: Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show!
👉Connect with me on social media:
LinkedIn: AndyHillMKM
Instagram and Facebook: MarriageKidsAndMoney
Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Think About Tax Diversification for Retirement
Wednesday, February 4, 2026 • Duration 40:29
How do you decide between Roth and traditional investing when you want flexibility in the future? We kick off the show by answering a listener question from Liz about how much to invest in Roth versus traditional accounts. We walk through tax diversification, the three bucket strategy, and how to think about today’s income versus retirement so your family can build wealth with options.
Next, we sit down with Anthony Rojas from Georgia for our Net Worth Win segment. Anthony shares how his family built an $868,000 net worth by age 39, the financial lessons shaped by his upbringing, and how he and his wife are using money to create stability, generosity, and meaningful experiences for their growing family.
We wrap things up with a Money Quiz featuring Calvin. Together, we test his knowledge on net worth, investing, and YouTube monetization so kids and parents can learn and play along together.
Chapters 🎧
0:00 Introduction and Episode Overview
1:29 Listener Question from Liz
2:51 Tax Buckets Explained
11:52 Anthony Rojas's Net Worth Journey
21:38 Building Generational Wealth
31:03 Money Quiz with Calvin Hill
Resources and Links 📚
📖My new book, "Own Your Time"
https://marriagekidsandmoney.com/ownyourtimeamazon
📞Voicemail for Questions: Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show!
🎙️Anthony Rojas's Podcast: Listen to Anthony's podcast, Unknown Variables
🍑Nectarine Financial Advisors: Recommended for advice-only financial planning. Visit marriagekidsmoney.com/Nectarine for more information.
💻 Sponsors and Additional Resources
https://marriagekidsandmoney.com/resources
👉Connect with me on social media:
LinkedIn: AndyHillMKM
Instagram and Facebook: MarriageKidsAndMoney
Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson
Learn more about your ad choices. Visit megaphone.fm/adchoices
Best Investment Accounts for Financial Independence | Sean Mullaney
Wednesday, January 28, 2026 • Duration 57:22
In this episode, I talk with Cody Berman and Sean Mullaney about what it really takes to reach early financial independence. Cody shares how he built a $4.8 million net worth by 29 through frugal living, intentional spending, and creating multiple income streams, while Sean breaks down the smartest tax strategies early retirees use to access money sooner and keep more of what they earn.
We cover how to effectively use 401(k)s, Roth IRAs, HSAs, and taxable accounts together, plus key tactics like the Rule of 55, Roth conversions, and tax arbitrage that can dramatically lower your lifetime tax rate. Sean makes complex tax planning simple and actionable for anyone pursuing FIRE.
Whether you’re just starting your wealth-building journey or planning an early retirement, this episode delivers practical strategies to grow wealth faster and design a flexible, purpose-driven financial future.
CHAPTERS 🎧
00:00 – Welcome & Episode Overview
01:10 – Best Accounts for Early Retirement
02:45 – Why Traditional 401(k)s Still Matter
04:55 – Accessing Retirement Money Before 59½
07:10 – Roth IRAs for Early Retirement Flexibility
11:45 – Using Taxable Accounts to Retire Early
14:10 – Tax Rate Arbitrage & Keeping Taxes Low
18:45 – HSAs, ACA Planning, and Early Retirement
23:10 – Financial Independence with Purpose
26:00 – Net Worth Win: $4.8M by Age 29
27:45 – Cody Berman’s FIRE Origin Story
32:00 – Quitting Corporate & Scaling Income Fast
37:00 – Building Multiple Income Streams
41:45 – Net Worth & Asset Breakdown
46:25 – Debt, Risk, and Long-Term Wealth Strategy
50:55 – Spending, Lifestyle, and Life After FI
52:55 – Advice for Your 20s & Getting Started
55:00 – Final Thoughts & Where to Connect
Resources and Links 📚
My new book, "Own Your Time" - https://marriagekidsandmoney.com/book
Sponsors and Additional Resources
https://marriagekidsandmoney.com/resources
FI Tax Guy (Sean’s blog & tax planning resources): https://fitaxguy.com/
Cody Berman’s official site (passive income guides & resources): https://codydberman.com/
The Financial Independence Show (podcast by Cody Berman & Justin Taylor): https://podcasts.apple.com/us/podcast/the-financial-independence-show/id1434155196
Gold City Ventures (Cody’s company focused on passive income and online business): https://goldcityventures.com/
Gold City Ventures on YouTube: https://www.youtube.com/c/goldcityventures
Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson
NOTE:
The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Andy and Marriage Kids and Money do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services.
Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Reach Coast FIRE by Age 30, 40 and 50
Wednesday, January 21, 2026 • Duration 45:42
In this episode of the Marriage Kids and Money podcast, we break down Coast FIRE, a financial approach that lets you “coast” to retirement once your investments can grow on their own, without needing to keep pouring money in.
We're joined by Mike English, who shares his real-life path to reaching Coast FIRE in his 30s and what that decision changed about his life and priorities. Plus, Calvin joins Andy and hops on the mic for a fun and meaningful conversation about why investing early actually matters. They talk investment strategies, financial independence, and how to think long-term about building wealth that lasts.
If you’ve ever wondered whether you’re saving enough, questioned the pressure to grind forever, or thought about what kind of money story you want your kids to grow up with, this episode might shift how you think about the road to financial freedom.
Chapters 🎧
00:00 Introduction to Coast Fire
01:15 Understanding Coast Fire by Age 30, 40, and 50
12:08 Interview with Mike English: Achieving Coast Fire
34:04 Good Word with Calvin: Celebrating Financial Literacy
Resources and Links 📚
My new book, "Own Your Time" - https://marriagekidsandmoney.com/ownyourtimeamazon
Try our FREE Coast FIRE Calculator 📱
https://marriagekidsandmoney.com/calculators/coast-fire/
Sponsors and Additional Resources
https://marriagekidsandmoney.com/resources
Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson
Learn more about your ad choices. Visit megaphone.fm/adchoices
One Day to Go — We’re So Close
Tuesday, January 20, 2026 • Duration 01:19
We’re one day away from launch, and I wanted to share a quick update and ask for your support.
As of today, Own Your Time is at 354 pre-orders, with a goal of 500 by launch day. If Marriage Kids and Money has helped you think differently about your family’s financial independence journey, this is a meaningful way to support the work and the message behind the show.
The easiest way to help is to pre-order on Amazon. Search “Own Your Time by Andy Hill” or use the link below. Pre-orders close soon, and ordering today truly makes a difference.
If you’re new here, this book is the playbook. It’s the entire philosophy of this podcast in one place for $28.
Pre-order on Amazon:https://marriagekidsandmoney.com/ownyourtimeamazon
Learn more about your ad choices. Visit megaphone.fm/adchoices
Why Men Drift in their Roles as Husbands and Fathers (And What You Can Do To Stop It) | Larry Hagner
Wednesday, January 14, 2026 • Duration 34:40
In this episode, we sit down with Larry Hagner, founder of The Dad Edge and author of The Pursuit of Legendary Fatherhood. We talk about a powerful idea Larry calls “the drift”—how men can slowly lose focus in their roles as husbands and fathers without even realizing it.
Larry shares how to interrupt that drift and become more intentional at home, strengthen your marriage, and build deeper connections with your kids. We also dive into practical habits, mindset shifts, and simple actions dads can take right now to create a more fulfilling family life.
If you’re a husband or father who wants to show up better for the people who matter most, this conversation is for you.
Resources and Links 📚
The Dad Edge: https://thedadedge.com/
Larry's New Book : The Pursuit of Legendary Fatherhood
https://amzn.to/3Zgszx2
My new book, "Own Your Time" - https://marriagekidsandmoney.com/ownyourtimeamazon
Sponsors and Additional Resources
https://marriagekidsandmoney.com/resources
Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson
Learn more about your ad choices. Visit megaphone.fm/adchoices
How to Start Investing Simply When You’re Making Good Money
Wednesday, January 7, 2026 • Duration 47:03
There’s a lot of noise in the investing world, but building wealth doesn’t have to become a second job. In this episode, I share how to invest simply, consistently, and with your family’s future in mind, without stress or constant decision-making.
In today’s episode, I sit down with Blake Edwards from Georgia, who has built an $865,000 net worth by age 31. Blake breaks down how intentional income growth, living below their means, and staying aligned as a couple helped accelerate their wealth. He also shares a transparent look at his family’s assets, approach to generosity, and what generational wealth really means to him beyond the numbers.
I wrap up with a Money Quiz, testing my son Calvin on Stranger Things revenue, compound interest, and the gap between race prizes and investment returns.
If you want real-life inspiration and practical proof that calm, consistent investing works, even with a busy family and W-2 jobs, this episode will encourage you to stay the course and keep moving forward.
Chapters 🎧
0:00 Intro
1:19 Hannah's Question: Getting Started with Investing
11:49 Meet Blake Edwards
12:32 Blake's Motivation for Building Wealth
14:03 Partnership and Shared Values
15:54 Career Trajectory and Income Growth
18:58 Asset Breakdown: Where the Money Is
20:28 Getting Started: The Roth IRA Journey
23:48 Liabilities: The Mortgage Decision
26:14 Generational Wealth and Values
28:31 Future Goals and Dreams
30:04 The Power of Giving
31:25 Advice: Intentionality and Education
33:57 Building Quiet Wealth with W2 Jobs
35:29 Money Quiz: Calvin's Financial Education
Resources 📚
Own Your Time
https://marriagekidsandmoney.com/book
Track Your Spending and Net Worth with Monarch Money
https://marriagekidsandmoney.com/monarchmoney
Coast FIRE Calculator
https://marriagekidsandmoney.com/calculators/coast-fire/
HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
Credits 🎙️
Podcast Artwork: Kayli Groves Johnson
Editor: Johnny Sohl
Learn more about your ad choices. Visit megaphone.fm/adchoices
Third Option Between Working and Retiring (Afford Anything Podcast w/ Paula Pant) (BEST OF MKM)
Wednesday, December 31, 2025 • Duration 01:06:21
What if there was a third option between grinding it out in corporate life and chasing extreme early retirement? What if you could work less, be more present with your family, and still feel confident about your financial future?
In today’s episode, I join Paula Pant on her top-ranked podcast, Afford Anything, to talk about the middle ground between traditional employment and full FIRE. We dive into Coast FIRE, part-time work, and what it really takes to own your time while raising kids. I share how my wife and I structured our lives to both work part time, stay involved with our kids, and still build long term wealth without burning out.
This conversation is part of our Best of MKM series and was originally recorded live at FinCon in Portland. Paula and I walk through my 10-step framework for owning your time, including how to reduce financial anxiety, eliminate debt, invest with intention, and design a three-day work week that supports your family and your health. We also talk candidly about parenting, identity, lifestyle tradeoffs, and how to model a life of freedom and generosity for your kids.
If you are tired of living for the weekend and want a realistic path to more time freedom, this conversation will open your eyes to what is possible.
CHAPTERS 🎧
0:00 Intro and Best of MKM setup
1:10 Meeting Paula Pant and Afford Anything
2:30 Why two working parents chose part time work
5:10 Designing a balanced family schedule
8:00 Being present during pivotal childhood years
12:05 Identity beyond work
15:10 The 10 steps to owning your time
18:00 Eliminating debt and financial anxiety
22:00 Reaching Coast FIRE
25:30 Why paying off the mortgage matters
30:00 FU money and career flexibility
35:00 Designing a three day work week
40:00 Health insurance outside corporate life
45:00 Avoiding lifestyle creep
50:00 Teaching kids generational wealth habits
1:00:30 Where to learn more about Andy and Own Your Time
RESOURCES 📚
Own Your Timehttps://marriagekidsandmoney.com/book
Track Your Spending and Net Worth with Monarch Moneyhttps://marriagekidsandmoney.com/monarchmoney
Coast FIRE Calculatorhttps://marriagekidsandmoney.com/calculators/coast-fire/
Afford Anything Podcasthttps://affordanything.com
HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Learn more about your ad choices. Visit megaphone.fm/adchoices
Coast FIRE w/ $300k by 30 | Anders Skagerberg (BEST OF MKM)
Wednesday, December 24, 2025 • Duration 20:11
What if you could reach a point where your investments were doing the heavy lifting and you could finally slow down without falling behind? Would you keep pushing forward, or would you take the exit and design a life that fits right now?
In today’s episode, Anders Skagerberg shares how he and his wife reached Coast FIRE in their early thirties and made the intentional decision to downshift. Instead of continuing to save aggressively, they chose to prioritize time, flexibility, and family while letting compound growth work in the background. Anders explains what Coast FIRE really looks like in real life and how it gave his family options instead of pressure.
This episode is part of our Best of MKM series and was originally recorded in 2023. A short clip from this conversation took off on YouTube, so we decided to bring you the full story. Anders breaks down his Coast FIRE numbers, the accounts he uses, how he and his wife communicate about money, and why taking the Coast FIRE exit does not have to be permanent.
If you are Coast FIRE curious or wondering whether you can have both freedom today and security tomorrow, this conversation will help you think differently about what is possible.
CHAPTERS 🎧
0:00 Intro
0:41 Meet Anders Skagerberg
2:08 Coast FIRE Five
3:06 Retirement projections
4:41 Current household spending
5:43 What motivated Anders to start investing
6:46 Lessons from the Great Financial Crisis
9:02 How their investments are structured
10:43 Why tax diversification matters
11:50 How they communicate about money as a couple
13:03 Taking the Coast FIRE exit
15:12 Life after downshifting
16:30 One step to start your Coast FIRE journey
17:14 Where to find Anders online
RESOURCES 📚
Own Your Timehttps://marriagekidsandmoney.com/book
Track Your Spending and Net Worth with Monarch Moneyhttps://marriagekidsandmoney.com/monarchmoney
Coast FIRE Calculatorhttps://marriagekidsandmoney.com/calculators/coast-fire/
HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl
Learn more about your ad choices. Visit megaphone.fm/adchoices
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