In this inspiring episode of "Is It In The Budget?", join us as we dive deep into the journey of overcoming adversity and staying consistent to achieve financial goals. Special guest Sesen Berhane shares her personal experiences and insights on navigating financial challenges, maintaining focus, and the power of perseverance. Together, we'll explore practical strategies and motivational tips that have helped us stay on track with our financial plans, despite life's obstacles. Tune in for an honest and uplifting conversation about resilience, determination, and financial success.

In this empowering episode, join Obioha Okereke and his guest, Lauren Mallory, as they dive into a crucial topic: why women should be investing in the stock market. Join us as we explore the barriers women face in the world of investing and the transformative impact that taking control of your financial future can have. From debunking myths to highlighting the benefits of investing, they provide practical insights and actionable tips to help women overcome hesitation and start building wealth through the stock market. Our expert guest, Lauren Mallory shares her wisdom and experiences, offering guidance on how to navigate the complexities of investing and make informed decisions. Whether you're a beginner or an experienced investor, this episode is packed with valuable information to help you take your financial journey to the next level. Join us in breaking down barriers, challenging stereotypes, and empowering women to embrace their financial independence through investing in the stock market. Don't miss out on this empowering conversation that celebrates the power of women in finance and inspires you to take charge of your financial future.

Are you in a relationship? Are you married? Even if you aren't you may have struggled to talk about money with peers, coworkers, or family members.

In this episode, we delve into the crucial topic of discussing money within relationships. Join us as we explore the crucial impact financial conversations can have on the health and longevity of partnerships. From sharing financial goals and managing shared expenses, to addressing differences in spending habits and navigating financial conflicts, we uncover the importance of open and honest communication about money matters. Discover practical tips, expert insights, and real-life anecdotes that highlight the transformative power of discussing money in relationships. Tune in to gain valuable tools for fostering financial transparency, strengthening trust, and building a solid foundation for a prosperous future together.

We all make mistakes! For Obioha, his occurred in college when he decided to purchase a luxury car. To this day, it is still the single worst financial decision he has ever made is it impacted his ability to save and resulted in him struggling to manage his bills due to the unexpected cost of ownership.

Check out this lesson to hear more about Obi's biggest mistake and lesson's he learned from buying his first car and steps he has taken to make sure he doesn't make the same mistakes again.

What is the biggest financial mistake you have made? Do you regret it?

If you had to pick, would you rather pursue your passion, or pursue a career that pays you more money? During this episode, College Money Habits founder, Obioha Okereke, talks with his friend, Kelvin Dankwa about the decisions they've made in their personal lives as it relates to this topic and why they are happy with their decisions. Throughout the episode, they'll provide their opinions on what they'd recommend to any college students or professionals who find themselves debating which option is best for them. You'll want to listen to the end on this one!

Join me for an episode on the importance of budgeting and automating your savings. I personally don't follow a strict budget but have still managed to always save more than 50% of my income. The secret is to automate your savings!

In this episode, we'll discuss how to calculate your discretionary income and set up an automatic transfer that will allow you to quickly grow your savings over time.

Is It In The Budget, is a podcast brought to you by Obioha Okereke, the creator of College Money Habits - a platform dedicated to teaching students and young adults and mid-career professionals about the importance of financial literacy. Through this podcast, we hope to inform and motivate listeners to build a healthy relationship with money by adopting strong financial habits. Through this podcast, Obi will be sharing lessons and mistakes from his personal life, along with sharing the basics of common topics such as investing, building credit, and delayed gratification. If you are looking to get better at managing your finances, or are looking to achieve a financial goal, this podcast is for you!

Get ready for an inspiring and empowering discussion as my friend, Ephrem Yared, and I dive deep into the topic of "Taking Control of Your Own Life." In this thought-provoking episode, we explore the power of building community, embracing individuality, and proactively pursuing your passions. Join us as we share personal anecdotes, valuable insights, and practical tips for cultivating a mindset of agency and empowerment. From navigating the pitfalls of comparison culture to fostering a sense of purpose and direction, we offer a roadmap for reclaiming ownership of your life and charting your own course towards fulfillment. Whether you're feeling stuck in a rut or seeking inspiration to pursue your dreams, this episode is filled with wisdom and encouragement to help you step into your power and create the life you desire. Don't miss out on this opportunity to ignite your inner fire and embark on a journey of self-discovery and personal growth. Tune in now and start taking the first steps towards living life on your own terms!

Like this episode? Check us out on social media!

Instagram: ⁠⁠Instagram.com/collegemoneyhabits/⁠

⁠⁠⁠TikTok: ⁠⁠https://www.tiktok.com/@collegemoneyhabits⁠⁠

Website: ⁠⁠https://www.collegemoneyhabits.com/

Join us for a captivating conversation with wealth advisor, Jarah Macfarlane, as we delve into the exhilarating world of investing. In this enlightening episode, we explore the power of investing in the stock market, drawing from our personal experiences, triumphs, and even our missteps. From debunking common investing myths to sharing invaluable insights on avoiding costly mistakes, Jarah and I provide a roadmap for beginners and seasoned investors alike. Discover the keys to unlocking financial freedom, building wealth, and securing your future through strategic investment strategies. Whether you're a novice investor seeking guidance or a someone looking to place your first investment, this episode offers actionable advice, practical tips, and real-life stories that will inspire and empower you to embark on your own investment journey. Tune in and discover why investing isn't just about growing your money—it's about realizing your dreams and creating a life of abundance. Don't miss out—subscribe now and join us on the path to financial prosperity!

Like this episode? Check us out on social media!

Instagram: ⁠Instagram.com/collegemoneyhabits/

⁠TikTok: ⁠https://www.tiktok.com/@collegemoneyhabits⁠

Website: ⁠https://www.collegemoneyhabits.com/

In this special episode, join Obioha and his twin brother as they disucss their childhood, navigating their relationships, and exploring their evolving dynamics with money. Get ready for an intimate and transparent discussion as they delve into the depths of their experiences, revealing vulnerable moments and insights that shaped their lives.

Through moments of laughter, reflection, and raw honesty, this episode invites listeners to connect with the brothers on a deeper level. Whether you're a twin yourself or simply intrigued by their story, you won't want to miss this captivating conversation that celebrates the power of siblinghood, resilience, and the journey towards self-discovery.

Tune in as Obioha and his twin brother share their unfiltered truths, offering a beacon of hope and solidarity to anyone navigating their own personal journey through life's ups and downs.

Like this episode? Check us out on social media!
Instagram: Instagram.com/collegemoneyhabits/
TikTok: https://www.tiktok.com/@collegemoneyhabits
Website: https://www.collegemoneyhabits.com/

Get ready for a season full of transparency, vulnerability and exciting conversations. During this season, we will discuss investing, comparing yourself to other people, taking control of your life, and other emotion inducing topics.

In this exciting episode of "Is It In the Budget?" we're joined by a globe-trotting flight attendant, Gabby Lyons, with an inspiring story to share. Tune in as we explore the unique journey of living abroad in Portugal, and discover how to make it happen within your budget.

Our guest takes us through the ins and outs of budgeting for travel and relocating to a foreign land, offering valuable insights for anyone looking to embark on a similar adventure. From the captivating tales of life as a flight attendant to a treasure trove of travel tips, this episode is your ticket to financial literacy and worldly exploration. Join us as we uncover the secrets to building a strong financial foundation while satisfying your wanderlust. Don't miss this captivating conversation that will leave you inspired to spread your wings and make your budget work for your dreams.

Interested in checking out some of the resources Gabby mentioned during the episode? See below!

Work Away: https://www.workaway.info/

Woldpackers: https://www.worldpackers.com/

Airalo: https://www.airalo.com/

Revolut: https://www.revolut.com/en-US/

If you enjoyed this, check out our platform, College Money Habits on Social Media!

Instagram: https://www.instagram.com/collegemoneyhabits/

TikTok: https://www.tiktok.com/@collegemoneyhabits/

Website: collegemoneyhabits.com

We are joined again by the wonderful Kelvin Dankwa!

In this thought-provoking episode, we delve into the fascinating concept of delayed gratification. Join us as we explore the psychological and financial implications of postponing immediate desires for greater long-term rewards. Discover practical strategies for cultivating patience and the profound impact it can have on your personal and financial life. Don't miss this enlightening conversation that may just reshape the way you approach decision-making and goal-setting. If you enjoyed this, check out our platform, College Money Habits on Social Media!

Instagram: https://www.instagram.com/collegemoneyhabits/

TikTok: https://www.tiktok.com/@collegemoneyhabits/

Website: collegemoneyhabits.com

In this episode, Obioha Okereke and Khyree Watson debate the similarities and differences between investing in the stock market, and gambling in a casino. When it comes to gambling, a common misconception is that it is too risky, or that you need a certain amount to get started. Throughout the episode, Obi and Khyree chat about the risks associated with investing, the benefits, and common mistakes of new investors.

Do you think investing is glorified gambling? If you haven't started investing in the stock market yet, is it because you are concerned you may lose money?

Regardless of your answers to these questions, this is an episode you'll want to check out!

For more content, check us out on social media:

Instagram: https://www.instagram.com/collegemoneyhabits/

TikTok: https://www.tiktok.com/@collegemoneyhabits

Website: https://www.collegemoneyhabits.com/

Khyree's Instagram: https://www.instagram.com/slimwatson_15

Khyree's DJ Instagram: https://www.instagram.com/slimdadj

In this exciting episode, College Money Habits creator, Obioha Okereke, hosts special guest Brooks Glenn, a Seattle based real estate agent to discuss the big debate between renting vs buying in today’s real estate market. Brooks is an industry professional with over 12 years of industry experience.

During the episode, Obi and Brooks talk about their experiences in the real estate market and the advantages and disadvantages of buying vs renting.

Do you have real estate questions and are interested in getting in touch with Brooks?

Email: Brooks@KinzelEidsonTeam.com

Website: https://kinzeleidsonteam.com

Main Phone: (206) 981-7845

Office Phone: (206) 546-3731

Timestamps:

(00:00:00) – Introduction

(00:02:00) – Advantages of Buying Real Estate

(00:05:45) – Dominion Over Space

(00:08:13) – The Biggest Challenges to Home Ownership

(00:12:00) – How to get in touch with Brooks

(00:13:24) – Loan Options When Buying Real Estate and the Cost of Home Ownership

(00:19:59) – Advantages of New Construction Communities

(00:28:00) – The Big Debate: Is It Better to Buy, or Rent?

(00:36:39) – The Advantages of Renting

(00:42:25) – Obi's personal dilemma and his plans to move

(00:49:45) – Brooks chats about why he doesn’t own real estate!

(00:56:14) – Don't Compare Yourself To Social Media

(00:59:25) – Advice to Aspiring Homeowners

(01:05:34) - Why buy real estate given current interest rates?

(01:10:11) – Misconceptions About Renting

(01:11:22) – Brooks sister's experience buying a home at 50

(01:12:16) – Your First Home, Is NOT Your Last Home

(01:13:55) – How to avoid becoming “House Poor”

(01:17:02) - Your First Home, Is NOT Your Last Home Continued

(01:18:34) – One of the biggest mistakes of first time homebuyers

(01:20:28) – Advantages of Building Your Own House

(01:24:11) – Conclusion