Explore every episode of the podcast Investing Unlocked
| Title | Pub. Date | Duration | |
|---|---|---|---|
| The Truth About Investing (And Why Most Investors Fail) | 04 Mar 2026 | 00:54:53 | |
From official government campaigns to social media feeds, investing is being pushed harder than ever. But once you decide to do it, what actually makes someone good at it? For years, it’s been dressed up as something complicated. It doesn’t have to be. In the first episode of Investing Unlocked, Georgie Frost is joined by Jonathan Guthrie, former Lex editor at the Financial Times and author of The Truth About Investing, with this season’s regular guest Simon Lambert. The three talk about what investing really involves once you strip away the noise: why trying to be clever often backfires, timing the market is so tempting, and behaviour matters more than brilliance. There are no hot tips here. No magic strategies. Just a clear, honest chat about how investing really works in practice and why steady decisions usually beat bold ones. Whether you’re new to investing or have been doing it for years, this is about understanding what genuinely drives results. Follow & Catch Up With Us Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop: Investing Unlocked Georgie Frost Simon Lambert Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. | |||
| Introducing Investing Unlocked with Georgie Frost | Series Trailer | 04 Mar 2026 | 00:01:03 | |
Introducing Investing Unlocked with Georgie Frost – a straight-talking podcast for people who want to understand investing without the jargon. With investing moving to the centre of financial life in 2026, this series looks at what really matters once you strip away the noise. Across the season, Georgie is joined by leading voices from investing, economics and financial journalism, including financial psychotherapist Vicky Reynal, Jonathan Guthrie, former head of the Financial Times’ Lex column and risk and finance expert Moorad Choudhry. Together, they explore market psychology, long-term decision-making and the economic forces shaping what happens next – with a focus on helping listeners avoid common mistakes and make steadier, more informed choices.
Follow & Catch Up With Us Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop: Investing Unlocked Instagram: https://www.instagram.com/investing.unlocked/ Threads: https://www.threads.com/@investing.unlocked Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 Simon Lambert LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233 X/Twitter: https://x.com/_simonlambert?lang=en
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| Are We Sleepwalking Into the Next Financial Crash? | 18 Mar 2026 | 00:55:33 | |
Every generation thinks it knows more than the last … yet we keep making the same investing mistakes. In the late nineties, we were told that boom and bust was a thing of the past - yet we all know how that turned out. Bubbles keep happening – and they seem to be happening more often. Some say we may even be due another crash. So how can you spot one, prepare for it, and learn from what history has taught us about money, markets and our own behaviour?In this episode of Investing Unlocked, Georgie Frost is joined by financial historian Will Quinn, author of Boom and Bust: A Global History of Financial Bubbles, along with series regular Simon Lambert. From the tulip mania of the 17th century to the 2008 financial crisis, they explore the events that shape our understanding of bubbles and the psychology behind them. The conversation shifts to how the media fuels the frenzy, and the recent surges in cryptocurrency and AI investments, posing the question: Are we currently living in a bubble? For investors trying to make sense of market cycles in these uncertain times, this episode offers practical insights on how to learn from the past to avoid the next big mania. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 Simon Lambert LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233X/ Twitter: https://x.com/_simonlambert?lang=en | |||
| Are Your Pensions at Risk? – with Tom McPhail | 06 May 2026 | 00:31:17 | |
If you’ve got a pension, chances are big changes are coming - whether you realise it or not. From a brand new pensions bill to debates over the future of the triple lock, and even changes to salary sacrifice, the UK pensions landscape is shifting fast. In this episode of Investing Unlocked Extra, Georgie Frost speaks with pensions expert and Times columnist Tom McPhail about what’s changing, what it means for your retirement, and what you should actually be paying attention to. They also explore the growing tension between government control and individual choice, why trust in the system matters more than ever, and the simple steps people can take to stay on track. In this episode, we explore:
Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
Guest Tom McPhail Pensions Expert & Times Columnist https://www.thetimes.com/profile/tom-mcphail LinkedIn: https://www.linkedin.com/in/tom-mcphail-9260a624/ X (Twitter): @PensionsMonkey Follow & Catch Up With Us Investing Unlocked Instagram: https://www.instagram.com/investing.unlocked/ Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 | |||
| Why Smart People Make Poor Money Decisions – with Vicky Reynal | 29 Apr 2026 | 00:44:34 | |
British households are sitting on £430 billion in cash that could be invested. So what's stopping us? The truth is, most people are terrible with money - but it's not for lack of knowledge. It's how we're wired.
Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 | |||
| The End of Dollar Dominance? – with Emma Wall | 22 Apr 2026 | 00:26:30 | |
From global equities to commodities like oil and gold, the US dollar sits at the centre of the financial system. When it moves, it can have a major impact on investment returns, inflation, and global markets. But the dollar’s dominance is increasingly being questioned. In this episode of Investing Unlocked Extra, Georgie Frost speaks with Emma Wall, Chief Investment Strategist at Hargreaves Lansdown, about what’s happening with the dollar, why central banks are diversifying into gold, and what it all means for UK investors. They also discuss the government-backed campaign to get more Brits investing, and the rise of people asking AI tools like ChatGPT for financial advice. In this episode, we explore: • Why the US dollar affects almost every investor • Whether the dollar is losing its global dominance • Why central banks are buying more gold • How currency movements affect your investment returns • The new UK campaign encouraging more people to invest • The risks of using AI for financial advice If you're wondering how currency movements impact your portfolio, this episode breaks down the bigger picture. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 | |||
| Are Finfluencers Helping or Harming Your Finances? – with Gabriel Nussbaum | 15 Apr 2026 | 00:49:37 | |
Love it or loathe it, social media is now where millions of us go for investing advice. For a generation priced out of property, it's become something more. Social media, for many, is a genuine route to financial education. But unregulated and ungoverned, the lines between education, entertainment and sales are becoming increasingly blurred ... and we're seeing a rise in misinformation, bad actors and outright scams. So in a sea of content, who can we actually trust? In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey talk to personal finance educator and TikTok's “That Money Guy”, Gabriel Nussbaum – a finfluencer with over a million followers and a mission to make financial education free and transparent. Together, they explore how social media is rewriting the rules of wealth, the darker side of finfluencer culture and the red flags every investor needs to watch for. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 | |||
| Do Defensive Investments Actually Protect Your Money When Markets Crash? | 08 Apr 2026 | 00:23:23 | |
Last month should have been the moment for “safe haven” assets like gold and government bonds to shine. Instead, gold suffered its worst month in over a decade, while UK government bonds saw their biggest fall since the 2022 mini-budget crisis. So what went wrong? In this episode of Investing Unlocked Extra, Georgie Frost speaks to finance journalist Holly Mead about why traditional defensive investments sometimes fail – and what investors should really do when markets turn volatile. They explore:
Guest: Holly Mead LinkedIn: https://www.linkedin.com/in/holly-mead-411b4a136/ To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
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| Crypto’s Had Its “Gold Rush.” Is It Time To Walk Away? | 01 Apr 2026 | 01:09:44 | |
For the “true believers”, it’s the ultimate disruptor - decentralised, borderless, and built to thrive outside an outdated financial system. To the skeptics, it’s less of a revolution and more about faith than fundamentals.
To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
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| Tax Year-End Tips: What Investors Should Do Before April 6th | Investing Unlocked Extra | 26 Mar 2026 | 00:21:59 | |
The end of the tax year is fast approaching – and that means a reset to your ISA and pension allowances, alongside important tax changes that could impact your returns. In this episode of Investing Unlocked Extra, Georgie Frost is joined by Dan Coatsworth, Head of Markets at AJ Bell, to break down what investors should be doing right now – before the April 6th deadline. They discuss: If you’re unsure what to do before the tax year ends, this episode gives you clear, practical steps to stay ahead. Guest: Dan Coatsworth Head of Markets, AJ Bell https://www.ajbell.co.uk/our-writers/dan-coatsworth LinkedIn: https://www.linkedin.com/in/dan-coatsworth-48910599/ Follow & Catch Up With Us: Investing Unlocked Instagram: https://www.instagram.com/investing.unlocked/ Disclaimer: This content is for information and educational purposes only and does not constitute personal financial advice. Investing involves risk, and your capital is at risk. If you’re unsure, consider speaking to a regulated financial advisor. In partnership with PensionBee. | |||
| Is Property Still a Safe Investment? – with Rob Dix | 13 May 2026 | 01:00:25 | |
For generations, we’ve been told that property is the "default" safe bet. But the world is changing fast. Landlord numbers are falling, and interest rates are staying higher for longer. In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Rob Dix – author, landlord and co-founder of Property Hub – to ask if investing in property is still worth it. And if it is, how do you actually do it well? They interrogate the long-held British belief that "my property is my pension," identifying who property genuinely suits as an asset class – and who should walk away. The conversation also covers what actually makes a "good" investment property in 2026 and exactly what you’ll need to consider before you even think about buying. For anyone who has ever assumed property is "safe as houses”, this episode will make you think again. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
Georgie Frost Simon Lambert Rob Dix | |||
| Why Rising Gilt Yields Matter – with Cherry Reynard | 20 May 2026 | 00:19:52 | |
UK government borrowing costs have climbed to their highest levels in decades – and suddenly the bond market is back in focus. In this episode of Investing Unlocked Extra, Georgie Frost is joined by author and award-winning investment journalist Cherry Reynard to unpack what’s happening in the gilt market, why investors are getting nervous about Britain’s finances and what it could mean for mortgages, pensions and the wider economy. They discuss:
Cherry also explains the famous “bond vigilantes” idea, why markets can intimidate governments, and whether Britain’s finances are more fragile than many people realise. If you’ve heard people talking about gilt yields and wondered why it matters to your own money, this episode breaks it down clearly, calmly and without jargon. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
To hear more from us: Georgie Frost | |||
| ISA Shake-Up: What the Latest Changes Mean for Your Money | 03 Jun 2026 | 00:23:05 | |
ISAs are back in the spotlight after the government's decision to cut the Cash ISA allowance for under-65s from next year. But that's only part of the story. In this episode of Investing Unlocked Extra, Georgie Frost is joined by Sarah Coles, Head of Personal Finance at AJ Bell, to separate fact from fiction and explain what the latest ISA changes could mean for savers and investors. They discuss: • Why the government is changing Cash ISAs
If you're wondering how the ISA landscape is changing — and what it could mean for your financial future — this episode is essential listening. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.
Georgie Frost Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110
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| How to Build Real Wealth for Your Kids – with Claer Barrett | 27 May 2026 | 00:46:23 | |
What if the greatest financial gift you could give your child isn't a savings account? It’s timing. In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with Claer Barrett – FT consumer editor, money expert and author of the bestselling What They Don't Teach You About Money – to make the case for investing for kids, and explain exactly how to do it. They cover everything from Junior ISAs and Junior SIPPs to stock market investing for children – and how to make it work even when money is tight. But building wealth is only half the story. This episode also explores how best to tackle difficult money conversations and how to help your children make smart decisions when they finally get access to the pot. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Georgie Frost Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110 Rick Kelsey Instagram: https://www.instagram.com/rickkelsey/?hl=en-gb LinkedIn: linkedin.com/in/rickkelsey Claer Barrett | |||
| Is Now the Time to Invest in the UK Stock Market? – with Clive Beagles | 10 Jun 2026 | 00:49:15 | |
So is it time to back Britain – or is it already too late? In this episode of Investing Unlocked, Georgie Frost and Simon Lambert talk to Clive Beagles – Senior Fund Manager at J O Hambro Capital Management – to make sense of why one of the world's oldest stock markets is sleepwalking towards irrelevance.
Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.
Georgie Frost Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110 Clive Beagles | |||