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Explore every episode of the podcast Inspired Budget

Dive into the complete episode list for Inspired Budget. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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TitlePub. DateDuration
#202: The Freak Accident That Made Me Grateful for Our Emergency Fund03 Apr 202500:42:48

Two months ago my youngest son had a freak accident that turned our world upside down. What started as a chipped tooth at school quickly spiraled into multiple surgeries, procedures, and a life-changing injury.

I'm taking you behind the scenes of this emotional journey - from that first call from the school nurse to endless visits with specialists and surgeries. I’m sharing how we navigated multiple specialists, several surgeries, and what this means for my son (and us!) going forward.

This accident will have lasting impacts on my 10-year-old, but I'm also sharing why having an emergency fund was absolutely crucial in helping us focus on his care rather than financial stress.

High Yield Savings Account Link - earn 10x national average!

Financial Impact:

  • Emergency Room (Medical):
    • Total Bill: $7,230.00
    • Insurance Paid: $2,659.20
    • We Paid: $3,199.56 (30% discount)
  • Pediatric Dentist (Dental):
    • Total Bill: $1,073.00
    • Insurance Paid: $123.00
    • We Paid: $583.00 (discount)
  • Oral Surgeon (Dental):
    • Total Bill: $3,441.00
    • Insurance Paid: $211
    • We paid: $3,230.00
  • Orthodontist:
    • Total Bill: $3,950.00
    • Insurance Paid: $1,395.00
    • We Paid: $2,555.00
  • Endodontist (Dental):
    • Total Bill: $4,636.00
    • Insurance Paid: $0.00
    • We Paid: $3,477.00 (25% discount)
  • Total Paid to Date: $13,044.56

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#201: Unraveling Your Relationship with Money with Shannah Game27 Mar 202500:25:01

In this episode, Allison chats with Shannah Game, financial expert and author of "Unraveling Your Relationship with Money." They dive into the deep end of our feelings about money, discussing how emotional and psychological factors impact our financial decisions. This episode is packed with stories and tips on how to manage your money mindfully.

What You'll Learn:

  • The importance of emotions in your financial life.
  • Simple steps to fix unhealthy money habits.
  • How to feel good about your finances, no matter your bank balance.

Resources Mentioned:

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#200: Breaking Free from Credit Card Debt in 202520 Mar 202500:30:23

In this episode, Allison shares a 4-step strategy that will make a real difference in your financial life and help you break free from credit card debt.

These are real steps for real people who want to pay off their credit card debt, stop the debt cycle, and build a healthier relationship with credit. 

If you're feeling overwhelmed by credit card balances, stressed about making minimum payments, or sick of throwing money away on interest, this episode is exactly what you need. Think of it as your roadmap to finally getting ahead of your credit card debt.

After listening, you'll have 4 practical steps that can change your money situation. You'll move from feeling stuck in the credit card trap to feeling confident and ready to face your financial future.

This episode comes with two helpful resources—the Goodbye Debt Tracker spreadsheet and the Debt Free Roadmap—created to help you overcome credit card debt with simple, proven strategies. And you can start using them right away.

Resources Mentioned:

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#199: Why Every Couple Already Has a Prenup—and Why You Should Write Your Own13 Mar 202500:33:16

Is talking about a prenup planning for divorce—or is it actually planning for a successful marriage? In this episode, I chat with Carlie Spencer, family lawyer and founder of The Prenup Girl. 

Carlie is on a mission to help couples create strong marriages by having open, honest conversations about finances and future plans—starting with a prenuptial agreement.

You’ll walk away with practical tips for having “the money talk” with your partner, understanding the true purpose of a prenup, and insights into creating a marriage built on trust and transparency.

If you’re engaged, married, or simply curious about how prenups work, this episode is for you!

Resources & Links Mentioned:

Carlie’s Book: The Prenup Girl’s Guide to a Successful Marriage 

Book Mentioned: The Defining Decade by Meg Jay 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 


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#198: Why Your Budget Isn’t Working (and How to Fix It)06 Mar 202500:23:03

In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it.

You Will Learn:

  • Those Tricky Irregular Expenses: How to handle those surprise (but not really surprise) expenses like car maintenance and annual subscriptions without derailing your whole budget.
  • Why Being Too Strict Backfires: I'll share how giving ourselves just $20 of fun money changed everything in our budgeting journey.
  • Rolling with Life's Changes: From inflation to growing kids (who knew they could eat so much?), learn how to adjust your budget when life shifts.
  • Setting Goals That Stick: Why trying to cut your restaurant budget from $500 to $50 probably won't work (and what to do instead).
  • Those Sneaky Small Purchases: How $8 lunches and random Amazon buys can add up to over $2,200 a year without you noticing.
  • The Weekly Money Check-In: My simple 5-minute routine that keeps our budget on track without making it feel like a chore.

Grab your coffee (or tea!), maybe a notebook, and let's talk about making your budget actually work for your real life. Because honestly? The problem isn't you - it's probably one of these six things we're about to fix.

Join my free 7-Day Budget Makeover Challenge

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#197: How Your Money Story Shapes Your Financial Life with Jessica Moorhouse27 Feb 202500:31:36

Ever feel like you’re doing all the “right” things with your money but still not getting the results you want? In this episode, I chat with Jessica Moorhouse, author of Everything But Money, about the often-overlooked barriers that hold us back financially.

Jessica shares her personal story of growing up with financial shame, how family history influences our money habits, and the transformative power of rewriting your money story. 

What You’ll Learn:

  • Why your money habits are shaped by your childhood experiences
  • How trauma (big or small) impacts your financial decisions
  • Actionable steps to start rewriting your money story today

Don’t miss this episode if you’re ready to uncover what’s really standing between you and your financial goals.

Jessica’s book: Everything But Money

Follow Jessica on Instagram: @JessicaIMoorhouse

Listen to Jessica’s podcast: More Money Podcast

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#196: The 4 Money Conversations You Can’t Avoid21 Feb 202500:29:48

In this episode, we're talking about 4 must-have money talks with your partner or family. You know, the kind that can feel a bit awkward but are totally crucial if you want to keep things smooth in the finance department.

If you've ever felt nervous about bringing up the budget or debt with your loved ones, or if you're just not sure how to start that kind of conversation, this one's for you. I'm pulling from my own life (yep, all the messy and successful bits) to help you see you're not alone in this.

You Will Learn:

  • Dreaming Together: How to talk about saving up for big dreams without making it feel like a math test.
  • Debt Doesn't Have to be Scary: How to share your debt stories without shame and tackle them as a team.
  • Spending Habits: I'll share how my husband and I learned to handle our very different spending styles without arguments.
  • Emergency Funds: Because life throws curveballs, and I'll tell you why having a safety net is a game-changer.

Grab your favorite drink, get comfy, and let's break down these conversations into simple, doable steps. 

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#195: Millionaire Habits To Teach Your Teens13 Feb 202500:27:01

How can parents teach their teens millionaire habits that lead to lifelong financial success? In this episode, I sit down with Maya Corbic, founder of the Wealthy Kids Investment Club. 

Together, we discuss practical ways parents can help their teens build habits of saving, budgeting, and investing that set them up for financial independence.

You’ll walk away with actionable tips to teach your teen about managing money, investing wisely, and practicing delayed gratification.

If you’re a parent ready to raise financially independent kids, this episode is for you!

Connect with Maya:

Instagram: @teach.kids.money

Wealthy Kids Investment Club: https://www.wealthykids.club/ 

Book: From Piggy Banks to Stocks 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#194: Managing Your Money When You Have Depression Or Anxiety06 Feb 202500:30:55

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. 

Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out about it, they're pretty shocked. And that is: I struggle with anxiety and depression. 

I need to add this disclaimer: I am not a therapist. I am not a psychiatrist. My experiences with the subject that I'm speaking on today stem from my own personal experiences. 

If you've ever battled with anxiety or depression, you understand that our money doesn't care about our mental status. Life still goes on. Bills still need to be paid. This is why it's so important to create systems and safeguards for our money so that when our mental state isn't the best, our money can still do what it needs to do. 

In this episode, I'm sharing the 5 things you can set in motion TODAY to ensure you thrive financially in the midst of anxiety, depression, and/or financial stress! 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#193: How Sleep Affects Your Finances: The Hidden Costs of Sleep Deprivation30 Jan 202500:34:23

Sleep expert Terry Cralle, MS, RN, joins the Inspired Budget Podcast to share how sleep impacts every part of our lives—from decision-making to financial health. Discover why sleep deprivation can lead to impulsive spending, poor judgment, and chronic stress, and learn actionable tips for improving your sleep habits.

What You’ll Learn:

  • How lack of sleep affects finances and decision-making
  • Practical tips for better sleep hygiene
  • Why sleep is the ultimate self-care

Connect with Terry at Better Sleep Council and discover how prioritizing sleep can improve your life!

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 


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#192: What to Do with Your Tax Refund? Save, Spend, or Pay Debt?23 Jan 202500:22:59

Join us for this special Q&A episode of the Inspired Budget Podcast! Today, Allison answers your questions about everything from managing a tax refund to setting up your bank accounts and budgeting after losing your job. 

Questions We Answer:

  1. How should I use my tax refund? Should I save it, pay off debt, or spend it?
  2. What kinds of bank accounts should I have, and how should I split my money between them?
  3. What’s the best way to budget if I've been laid off?

If you're looking for straightforward, useful advice on these topics, you're in the right place!

Links Mentioned:

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#191: 6 Ways Our Family Saves Money That Anyone Can Do16 Jan 202500:30:06

In this episode, I’m sharing how our family of four saves money across different areas of our daily lives. If you’ve ever felt overwhelmed by your bills or unsure how to make your money go further, this episode is packed with real, doable tips and examples from our own life.

I’ll walk you through six effective ways we reduce costs—from managing household bills like car insurance and cell plans, to smart shopping for groceries, and even cutting costs on utilities and subscriptions. These aren’t just tips; these are real strategies that my family uses every month to maintain financial freedom without sacrificing the things we enjoy.

If you're looking to save more money without cutting back on fun, then this episode is for you!

Links Mentioned:

Save money on your cell phone with Visible

Scan your grocery receipts with Fetch Rewards

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

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#190: Our Personal Goals for 2025 Revealed with Chris Browning09 Jan 202500:26:53

I’m thrilled to share this candid conversation with my good friend, Chris Browning of Popcorn Finance, as we dive into our goals for 2025. 

Together, we explore a range of personal and financial aspirations, from innovative family finance strategies—like my plan to hire my son and kickstart his savings with a Roth IRA—to our fitness journeys, focusing on strength training and significant weight loss goals. 

Join us for a motivational session that is perfect for anyone eager to set their own goals and pursue meaningful change in the upcoming year.


Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#189: How to Break the Paycheck-to-Paycheck Cycle in 202502 Jan 202500:20:38

Kick off 2025 with Allison Baggerly on the Inspired Budget Podcast as she guides you through breaking free from living paycheck to paycheck. This episode isn’t just about scraping by; it’s about creating a financially stable future. 

Whether you’re struggling at the end of each month or just looking to improve your financial situation, this episode has actionable advice for everyone.

What You'll Learn:

  • Practical steps to stop living paycheck to paycheck.
  • How to set up safeguards to protect against financial surprises.
  • Strategies to increase income and reduce major expenses.
  • Tips for staying motivated and persistent in your financial journey.

Plus, don't miss out on Allison's free live class, Budgeting for Peace of Mind, How to Take Control of Your Money in 2025. Save your spot here.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 


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#188: 5 Steps to Be Financially Responsible in 202526 Dec 202400:20:15

Ready to set yourself up for financial success in 2025? In this episode, Allison shares her best tips for getting your money right as we head into the new year. You'll learn how to:

  • Look back at your money moves from 2024 to see what's working and what's not.
  • Set up a budget that fits your life and goals for 2025.
  • Clear out any debt from holiday spending quickly.
  • Build or top up your emergency fund for peace of mind.
  • Set clear and doable money goals for the year.

This chat is perfect if you're feeling swamped by your finances after the holidays or just want a fresh start financially in the new year.

Plus, don't miss out on Allison's free live class, Budgeting for Peace of Mind, How to Take Control of Your Money in 2025. Save your spot here.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 


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#187: Frugal Doesn’t Mean Boring: Tips for Budgeting with Balance19 Dec 202400:37:54

In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it’s not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity.

If you want to learn how to enjoy life while staying on top of your finances, then this episode is for you!

Get the book: Buy What You Love Without Going Broke

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#186: Fastest Way To Pay Off Credit Card Debt12 Dec 202400:20:36

Are you stuck in the cycle of credit card debt? This episode is all about tackling one of the most overwhelming financial challenges: credit card debt and how to escape it despite high-interest rates.

You’ll walk away with practical strategies, including steps to pay off debt faster, ways to lower your interest rates, and tips to avoid falling back into the debt trap.

If you’re ready to break free from debt and reclaim your financial freedom, this episode is for you!

Check out the Budget My Paycheck Spreadsheet.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

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#185: How To Start Thinking Rich with Dr. Brad Klontz and Adrian Brambila05 Dec 202400:38:22

In this episode, I’m joined by TikTok star Adrian Brambila and wealth psychologist Dr. Brad Klontz, co-authors of Start Thinking Rich. We discuss how to shift from spending like a millionaire to building real wealth. Adrian shares his journey from van life to earning $1.7 million, while Dr. Brad explains how your money mindset can impact your financial success.

What You'll Learn:

  • The difference between spending money and building wealth
  • How to shift from a "poor" mindset to a "rich" mindset
  • Practical tips for investing and growing your wealth
  • How to teach your kids positive money habits

You’ll walk away with actionable steps to change your relationship with money, start investing, and teach your kids smart financial habits—no matter where you are on your financial journey.

Resources Mentioned:

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Special Thanksgiving Message28 Nov 202400:01:19

In this brief episode, Allison offers a heartfelt message of encouragement to stay the course on your financial journey. Happy Thanksgiving!

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#184: Ways To Make Extra Money For Christmas with Nick Loper21 Nov 202400:30:01

Need some extra cash for the holiday season? You're definitely not alone! 

Last year, the average American spent around $900 on Christmas. In today’s episode, I’m chatting with Nick Loper from The Side Hustle Show, and together we’ll share 30 ways to bring in extra money for the holidays.

Get the full list here.

Listen to The Side Hustle Show with Nick Loper

Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow Inspired Budget on social media for more tips on how to manage your money!


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#183: Preparing Financially for Divorce (Even if It’s Not on the Horizon)14 Nov 202400:26:30

In this episode, I sit down with forensic accountant Tracy Coenen, who has spent over 25 years uncovering financial fraud in corporate cases and high-net-worth divorces. Tracy shares why it’s so important for women to be informed about their family’s finances, even if they think divorce is never on the horizon. We discuss practical steps you can take to protect yourself financially, common mistakes women make in marriage, and how to spot red flags if your partner is hiding money. 

What You'll Learn in This Episode:

  • Why women need to protect themselves financially, even in a happy marriage
  • How to track down hidden money and spot financial red flags
  • The key financial information every woman should know about her family’s finances
  • How to start building financial independence, even within a marriage

Resources Mentioned:

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#182: Budget With Me: How I Budget For Our Family of Four07 Nov 202400:24:56

In this episode, I’m taking you behind the scenes of how I budget for our family of four. If you've ever felt overwhelmed trying to keep up with bills, savings, and day-to-day expenses, this episode will help simplify the process for you.

I’ll walk you through my exact budgeting method, from creating a bill payment calendar to tracking spending in real time using my favorite tool—my Budget My Paycheck Spreadsheet. Whether you’re new to budgeting or looking to streamline your current system, these steps will help you get more organized and reduce financial stress.

Don’t forget to download my Budget My Paycheck Spreadsheet to make budgeting easier, and follow me on social media for more tips on how to manage your money!

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#181: How to Be More Sustainable with Your Money with Kara Perez31 Oct 202400:25:17

In this episode, Kara Perez, founder of Bravely Go and author of Green Money, joins me to talk about how we can align our financial decisions with sustainability. Kara breaks down simple steps you can take to make greener choices with your money, from switching banks to supporting local businesses. 

She also shares why it's important to focus on systems rather than just individual actions when it comes to making a real impact. If you're curious about how you can be more eco-conscious with your finances, this episode is for you!

Kara also gives us a sneak peek into her new book, Green Money, and offers practical ways to start making small but impactful changes in how we handle our money.

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#180: The Truth Behind MLMs: Why They’re Shifting to Affiliate Marketing24 Oct 202400:19:10

In this episode, we’re diving deep into the world of MLMs (multi-level marketing companies) and why so many of them, like Bodi (formerly Beachbody) and BeautyCounter, are switching to affiliate marketing models. What’s the difference between these models, and how does it impact the people who’ve built their income around MLMs?

We’ll cover:

  • What MLMs really are and why they target women
  • Why some MLMs feel eerily similar to pyramid schemes
  • The big shift to affiliate marketing and how it’s leaving many coaches blindsided

Plus, I share my thoughts on feeling torn: I empathize with people losing income, but I’m also relieved that some shady practices are coming to an end. Tune in to hear the full story!

Article: Breaking My Silence on Beachbody

Check out the Budget My Paycheck Spreadsheet

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#179: How the “Do Both” Method Helped Germaine Foley Pay Off $200K Debt Without Sacrificing Joy17 Oct 202400:27:05

In this episode, Allison Baggerly chats with Germaine Foley about her remarkable journey to paying off $200,000 of debt while still enjoying life. Germaine shares the turning point that led her and her family to take control of their finances and how they achieved financial freedom without sacrificing the things they love.

What You’ll Learn:

  • The Turning Point: Discover the moment that motivated Germaine to take action on her family’s debt and why daycare costs were the final straw.
  • The “Do Both” Method: Learn how Germaine developed her unique approach to managing money, which allowed her to pay off debt while still taking vacations and enjoying life’s pleasures.
  • Practical Tips: Get actionable advice on how to balance paying off debt with living a fulfilling life, including setting financial goals and identifying what truly matters to you.

If you want to turn your financial life around without giving up what makes you happy, then this episode is for you.

Links Mentioned:

Sign Up For Germaine’s Wealth Class

Listen to The Wealthy Woman’s Podcast

Check our her Instagram @germainefoleycoaching

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#178: Hidden Costs Every Homeowner Needs To Know About10 Oct 202400:18:57

Thinking about buying a home? Already own one? In today’s episode, I’m breaking down the hidden costs of homeownership that most people don’t plan for. From unexpected maintenance costs (hello, $2,000 plumbing bill!) to rising insurance premiums and HOA fees, I’m sharing real-life stories and tips to help you prepare for the true cost of owning a home.

What You’ll Learn:

  • The surprising costs that hit homeowners (like repairs and rising property taxes)
  • How home insurance in some areas is becoming more expensive and limited
  • The golden rule for making sure your mortgage (and all its hidden costs) don’t break your budget

Don’t miss this episode—it could save you a ton of money and stress down the road!

Check out the Budget My Paycheck Spreadsheet


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#177: How Jo Harris Paid Off $51K Thanks To Her Side Hustle03 Oct 202400:28:16

If you're on a debt-free journey, staying motivated is key—and one of the best ways to do that is by hearing from others who are right there with you!

In this episode, Jo Harris opens up about how she and her husband knocked out $51,000 in debt. She shares some great tips on boosting your income through side hustles, finding a budget that works for you, and getting on the same page with your partner when it comes to money. 

If you're looking for inspiration and practical advice to keep going, then this episode is for you!

Links Mentioned:

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#176: How to Manage Your Money When Everything Feels Too Expensive26 Sep 202400:17:06

In this episode, I’m tackling the financial pressure we’re all feeling as the cost of living keeps rising. From insurance premiums to everyday expenses, it can feel like we’re drowning. But you’re not alone—and you’re not powerless.

Join me as I share practical steps to help you take back control of your finances. I’ll show you how to reassess your budget, prioritize the essentials, shop around for better deals, and build an emergency fund—no matter how small. Plus, I’ll offer encouragement for anyone feeling overwhelmed, because better days are ahead.

What You'll Learn in This Episode:

  • How to adjust your budget to reflect rising costs
  • Tips for cutting back and prioritizing the essentials
  • How to shop around for lower insurance rates
  • Starting an emergency fund, even if you feel stretched thin
  • Encouragement for managing financial stress

Check out Allison's New Budget My Paycheck Spreadsheet


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#175: Paying Off Debt & Dealing With Financial Anxiety with Zoe Pritchard19 Sep 202400:32:53

Zoe Pritchard, a YouTuber and personal finance content creator, shares her journey of paying off $35,000 of student debt and improving her relationship with money. Growing up, money was a tense topic in her family which had a direct impact on her own financial wellness.

In this episode you’ll learn:

  • What happened when Zoe started openly discussing her financial struggles on YouTube.
  • How she paid off $35,000 of student loan debt.
  • What she has done to alleviate her financial anxiety.

If you have debt, or struggle with stress around money then this episode is for you!

Check out Zoe's Youtube Channel
Catch up with Zoe on Instagram @zoexpritchard

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#174: Is the TikTok Underconsumption Trend Actually Just Normal Spending?12 Sep 202400:21:18

In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea. 

Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money.

What you'll learn:

  • What underconsumption is and why it’s gaining popularity.
  • How social media pressures us to overspend and why that’s not sustainable.
  • The financial benefits of being more intentional with your spending.
  • How to balance spending on what you need and what brings you joy.

This episode is perfect for anyone who’s feeling overwhelmed by the constant pressure to buy more and wants to be more mindful with their money.

Links Mentioned: Budget My Paycheck Spreadsheet


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#173: Building Unique Airbnb Rentals: Whitney Hansen's Journey05 Sep 202400:31:01

In this episode of the Inspired Budget Podcast, Allison Baggerly talks with Whitney Hansen about her exciting journey into owning unique short-term rentals in Idaho. Whitney shares how she built her properties from the ground up and the money strategies that helped her make it happen.

What You'll Learn:

  • Whitney’s Rental Adventure: Find out how Whitney turned her dream into reality by creating a one-of-a-kind geodome in the Idaho mountains and why she chose to make it unique.
  • Financing the Dream: Learn about the creative ways Whitney managed to fund her projects, using strategies like home equity lines of credit (HELOCs) and careful budgeting.
  • Advice for Future Hosts: Whitney shares practical tips for overcoming challenges like finding reliable caretakers and embracing the quirks that make her properties special.

Join us for this inspiring chat as Whitney Hansen shares her story of blending creativity with real estate and gives tips for anyone looking to follow in her footsteps.

Connect with Whitney Hansen: @whitney_hansen_co

Check out the Cascade Dome

Check out the Flower Pot

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#172: Stop Making These 5 Budgeting Mistakes29 Aug 202400:20:38

Ever felt like your budget just isn't working, no matter how hard you try? You're not alone! In today’s episode, I'm diving into five common budgeting mistakes that are easy to make—and I've definitely made a few myself! 

We'll explore why these mistakes can throw a wrench in your financial plans and how recognizing them can save you from a lot of headaches.

What You'll Discover:

  • The hidden traps in budgeting that can derail your financial goals.
  • Practical strategies to sidestep these pitfalls and keep your budget on track.
  • Personal stories from my own experiences, sharing what worked and what didn’t.

Listen in for actionable tips and a step-by-step guide to tweaking your budget like a pro. Perfect for anyone looking to make their money stretch further without the stress.

Loved the insights from this episode? Drop us a review on your favorite podcast platform. Your feedback helps us grow and reach more people just like you!


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#171: Secrets to Staying Motivated While Paying Off $52K in Debt22 Aug 202400:25:11

In this inspiring episode, Allison sits down with Deacon Hayes to discuss his journey to becoming debt-free. Deacon shares how he and his wife paid off $52,000 in debt in just 18 months and the strategies they used to achieve financial freedom.

What You'll Learn:

  • Debt-Free Story: Hear about the moment when Deacon and his wife realized they needed to get serious about paying off their $52,000 in loans and credit card debt, and how they made it happen.
  • Smart Strategies for Paying Off Debt: Find out how Deacon made tough choices, like selling his car that was worth less than he owed, to speed up their journey to becoming debt-free.
  • Tips for Staying Motivated: Deacon shares his best advice for keeping your spirits up while paying off debt and why having a strong reason for doing it is so important.

Join us for this inspiring conversation as Deacon Hayes shares useful tips and real-life advice for anyone wanting to get out of debt and take control of their money.

Connect with Deacon Hayes:

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#170: Embrace the Second New Year: Reset Your Finances Now15 Aug 202400:20:41

Feeling like you need a reset with your money? In this short episode, Allison Baggerly shares how to lean into what she calls the "Second New Year" to get back on track with your finances and achieve your financial goals.

What You'll Learn:

  • Why the Second New Year is the Perfect Time for a Fresh Start: Discover why this time of year is ideal for hitting the reset button and refocusing on what matters most.
  • Overcoming Summer Spending: Explore how the transition from summer to fall is an opportunity to reassess your spending habits and make necessary adjustments.
  • 3 Steps to Reset Your Finances: Allison shares practical tips to help you regain control of your money and set yourself up for success as the year draws to a close.

Tune in to learn how you can finish the year strong with renewed energy and focus. Whether it's budgeting, goal-setting, or improving your money management skills, this episode is packed with actionable insights to guide you on your financial journey.

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#169: Opting Out with Cait Flanders08 Aug 202400:34:59

Tired of following what society says you should do? In this episode, I talk with Cait Flanders, author of Adventures in Opting Out about the challenges and rewards of opting out of societal norms. In this episode Cait shares examples of how she, and others, have opted out of different aspects of their lives, such as sobriety and unconventional career paths.

You Will Learn:

  • Why opting out of societal norms can be challenging, but rewarding.
  • How to deal with opposition from others, especially those close to you.
  • The importance of listening to your own voice and trusting yourself when it comes to opting out.

Get Cait’s book.

Check out Cait’s Substack.

Follow Cait on Instagram.


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#168: Preparing Financially for Natural Disasters: Lessons From Hurricane Beryl01 Aug 202400:30:35

In this episode, Allison takes a personal and practical approach to financial preparedness for natural disasters. After going through Hurricane Beryl herself, Allison shares helpful tips and lessons on how to handle your money during these unexpected events without going into debt or making rash spending choices.

You Will Learn:

  • Essential supplies you’ll want to have on hand.
  • Budget friendly strategies to gradually acquire disaster supplies without breaking the bank.
  • Practical tips on evaluating whether big-ticket items like generators are worth the investment, and borrowing supplies when possible.

If you want to feel prepared for unexpected natural disasters or have ever wondered how to manage your money during such crises, then this episode is for you!

Read the article: Impulse Spending During Hurricane Beryl

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#167: The True Cost of College with Adam Carroll25 Jul 202400:44:37

Adam Carroll is the creator of the documentary 'Broke, Busted, & Disgusted,’ which aired on CNBC and continues to be screened in high schools and colleges nationwide. In this episode we discuss the importance of making informed decisions about college.

You’ll also learn:

  • Why there is a disconnect between parents and students regarding who is responsible for paying for college
  • How to have open and honest conversations with children about the cost of college
  • Ways parents can help their children become financially independent from a young age
  • Alternatives options to traditional college - and why you should consider them

Check out all of Adam’s resources here.

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#166: 5 Financial Habits That Sabotage Your Savings18 Jul 202400:24:25

Are you constantly wondering why your savings account isn’t growing? In this episode, Allison dives into the sneaky financial habits that might be sabotaging your efforts to save more money. 

You'll learn about the common pitfalls that can drain your wallet without you even realizing it.

You Will Learn:

  • What These 5 Sabotaging Habits Are: Discover the habits that are keeping you from reaching your savings goals.
  • The Impact on Your Financial Health: Understand how these habits chip away at your finances and what you can do to counteract them.
  • Practical Strategies to Overcome These Habits: Get actionable tips and strategies to change these habits and boost your savings effectively.

Plus, you’ll walk away with an action plan for each habit, so you can start protecting your savings right away.

If you’re ready to stop the leak in your financial bucket and start saving towards a brighter future, this episode is for you!

Article: How To Do A No Spend Challenge

Check out Simplifi and Quicken!


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#165: Your Best Financial Life with Anne Lester11 Jul 202400:36:47

Millennials and Gen Z face a unique challenge when it comes to building wealth. In this episode, Anne Lester, author of Your Best Financial Life, and former head of Retirement Solutions for JPMorgan, provides insights and advice for anyone under the age of 45.

You will learn:

  • A simple framework to manage your money
  • How to start saving in tax-advantaged accounts
  • How to balance immediate financial needs with saving for retirement
  • How to start investing, even if you’re a beginner

Get Anne’s new book, Your Best Financial Life.
Check out Anne's Website
Connect with Anne on Instagram @savesmartwanne

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#164: Money Dysmorphia: What It Is & How To Overcome It03 Jul 202400:21:19

Do you ever feel like no matter how much you save, you’re still not financially secure? Or perhaps you often feel richer than your bank account actually shows? 

In this episode, Allison dives deep into a lesser-known but increasingly relevant topic: money dysmorphia. 

This financial perception disorder can make you view your financial health in a distorted way, leading to stress, poor financial choices, and a constant feeling of insecurity or false security.

You Will Learn:

  • What Money Dysmorphia Is: We’ll break down this concept using simple examples and everyday language.
  • Why It Matters: Find out why it’s important to recognize and deal with money dysmorphia for your financial health.
  • How to Overcome It: Get a step-by-step guide on spotting the signs of money dysmorphia and learn practical tips to see your finances more clearly.

Plus, you’ll walk away with an action plan for each step of the process, ensuring you can start making positive changes immediately.

If you’re ready to see your financial situation clearly and make empowered financial decisions, this episode is a must-listen!


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#163: From Immigrant to Debt Free World Traveler with Bianca Alba27 Jun 202400:35:39

Dreaming of your next vacation but feeling overwhelmed with the entire process? Bianca Alba from This Latina Travels has traveled to 6 of the 7 continents in the world and her goal is to encourage and support women who look like her to travel the world too!

You Will Learn:

  • How she traveled to Cape Town, South Africa and El Salvador for free.
  • Why a travel fund can help make your dream of traveling a reality.
  • How to travel the world with a 9-5.
  • Tips and hacks for finding travel deals!

Listen to Bianca's Podcast
Check out Bianca's Website
Connect with Bianca's instagram @thislatinatravels
For Travel Consultation look into Wanderlust

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#162: These 4 Money Habits Are Keeping You Broke20 Jun 202400:24:53

Do you ever wonder where all your money goes each month? It could be due to a few habits you might not even realize are keeping you broke. In my latest podcast episode, I'm diving deep into the 4 money habits that could be sabotaging your financial success.

Here's what you'll learn:

  • What these 4 habits are and why they matter
  • The impact they have on your financial health
  • Practical strategies to break free from these habits

Plus, you’ll walk away with an action plan for each habit so that you can keep more of your money each month.

If you’re ready to take control of your finances and make meaningful changes, then this episode is for you.


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#161: How To Overcome Overspending with Paige Pritchard13 Jun 202400:35:15

How do you know if you have a shopping problem? Paige Pritchard is a certified life coach and host of ‘The Money Love Podcast’ where she is on a mission to help others manage their spending better.

In this episode, we discuss how to know if shopping has become a problem in your life. 

You’ll also learn:

  • How to deal with emotional spending.
  • A simple strategy for combating impulse shopping.
  • Why shopping feels good - and how to not give into overspending.

Connect with Paige on her website
Check out her Instagram @overcoming_overspending
Check out her TikTok @overcoming_overspending

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#160: The Summer Splurge: What It Is & How To Avoid It06 Jun 202400:30:59

Do your financial goals go off track in the summer? You might start the season determined to stick to your budget, but then slowly find yourself spending more and more on various things. By the end of summer, you're left feeling guilty about how you've managed your money over the past few months.

If so, then you have experienced what I like to call ‘The Summer Splurge.’

This episode is a sneak peek of a lesson that I taught inside my membership, The Inspired Budget Inner Circle. 

You will learn:

  • 4 steps to avoid the summer splurge and stay on track with your money goals.
  • Bonus tips to help you free up more money to spend on summer fun.
  • How to stop comparing your summer to others.

Interested in learning more about the Inspired Budget Inner Circle? Start by taking my Free Budget Class to claim 40% off the Inner Circle!


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#159: How To Become a Saving Whiz with Gina Zakaria30 May 202400:31:03

Gina Zakaria and her husband became debt free using practical, real-life solutions that didn’t sacrifice her family’s lifestyle. During the process she became known as the Saving Whiz. With over 3 million social media followers, Gina is teaching others how simple strategies in personal finance can enhance your lifestyle while saving money. 

You Will Learn:

  • How to change your grocery shopping habits and find the best deals.
  • How to find a balance between cooking and budgeting.
  • Why prioritizing what you value is crucial.

If you want to find ways to save extra money every day, you’re going to love this episode!

Check out Gina's New Book Simple Secrets to Becoming a Saving Whiz
Follow Gina on Instagram
Follow Gina on TikTok

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#158: Lifestyle Creep- Red Flags & Strategies To Take Back Control Of Your Money23 May 202400:25:27

Ever felt like you make decent money but somehow have nothing left to show for it at the end of the month? If so, you might have fallen victim to lifestyle creep.

In this episode you will learn:

  • What lifestyle creep is, and how to identify it in your life
  • 3 red flags of lifestyle creep
  • Strategies you can implement today to combat lifestyle creep.

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#157: Don’t Fall Prey To This Social Media Scam16 May 202400:35:41

A few months ago, I stumbled upon what seemed like a lucrative opportunity on TikTok: women claiming to make over $60,000 a month by working only 10 hours a week. Intrigued, I did some digging and what I found was startling.

Joining us is Chloe Daniels, and together, we’ll explore the ins and outs of affiliate marketing, dissecting the claims made by social media influencers and the realities behind them.

You Will Learn:

  • Spotting Red Flags: Key indicators that an affiliate marketing opportunity might be a scam.
  • Behind the Scenes: Insight into a major company often endorsed by these influencers.
  • Scam vs. Legit: Tips on distinguishing legitimate opportunities from scams.

NBC Interview and Article
Connect With Chloe

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#156: What I No Longer Believe About Money09 May 202400:21:44

Have any of your beliefs or thoughts about money changed over time? Maybe you used to think that only people who struggle with money should write a budget, but now you realize that budgeting isn’t reserved for those living paycheck to paycheck.

I’ve found that as you grow and work on your finances, your ideas and thoughts will likely change over time. In this deeply personal episode, I’m sharing 3 ways my beliefs about money have changed over the last decade. 

My hope is that this podcast episode will help you reflect on your own views of money, give yourself credit for what you’ve accomplished, and remind you that it’s okay to pivot in the process.


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#155: From $600K Inheritance to $220K Debt: Haley & Justin's Debt-Free Journey02 May 202400:29:54

Haley and Justin inherited $600,000 but ended up blowing through the money and accumulating $220,000 of debt. They share their journey of lifestyle inflation, realizing the extent of their debt, and taking steps to address it. 

You Will Learn:

  • Why inheriting a large sum of money at a young age can be overwhelming and lead to lifestyle inflation.
  • How to have open communication about money with family members.
  • Why creating a budget and tracking expenses is crucial to gaining control over spending habits.

Check out Haley and Justin's Podcast Price of Avocado Toast

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#154: Behind The Scenes: A Money, Life, and Business Update25 Apr 202400:29:05

My birthday is next week so I thought it would be fun to give you a little personal and life update! This episode will give you a behind the scenes look at my money, family, and business life.

In this episode you’ll learn about:

  • How budgeting has changed for our family over time
  • What we are currently splurging on
  • What trips we have planned next
  • The routines that help me balance work and life
  • What I’m working on for Inspired Budget

Would you mind celebrating my birthday by writing a review for the Inspired Budget Podcast? It would mean the world to me!

Check out my embroidery picture!

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