Explore every episode of the podcast I Hate Insurance!
| Title | Pub. Date | Duration | |
|---|---|---|---|
| Umbrella Policy Pitfalls | 10 Jun 2025 | 00:28:45 | |
Think you’re covered by your umbrella policy? You might want to take a closer look. In this eye-opening episode of the I Hate Insurance podcast, Rick and Parker Lindsey expose how most insurance policies—especially personal and umbrella coverage—aren’t actually protecting buyers the way they think. What starts as a breakdown of umbrella policies turns into a broader conversation about the dysfunction in today’s insurance industry. From shifting liability to carving out endless exclusions, most companies are designing products that leave individuals and business owners dangerously exposed. Rick and Parker don’t hold back—they challenge the system, call out weak policies, and explain how to build true protection by aligning interests, simplifying coverage, and taking full responsibility for your risk. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! Key takeaways:
Disclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of I Hate Insurance podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk. | |||
| Chopper Chat Ep. 1 - The Collector | 22 May 2025 | 00:42:41 | |
What happens when you ditch the studio and take the podcast to the skies? In this episode of the I Hate Insurance Podcast, host Rick Lindsey takes flight—literally—for a candid, unscripted conversation with The Collector. Set in a helicopter flying over the Utah mountains, the conversation weaves through a wide range of topics: the broken incentives in insurance, the hidden value in salvage, building shooting ranges, vetting firearms policies, and the frustrations of dealing with clueless lawyers and adjusters. With no pretense and no filter, Rick lays out his unapologetic views on why the system is broken and how common sense—not bureaucracy—should drive decision-making. From ATV stories and elk hunting to policy loopholes and hurricane recovery, this episode is part rant, part wisdom, and part altitude-induced adrenaline. If you’re tired of insurance talk that dodges the truth, this one hits hard—with rotor blades whirring in the background. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! Key takeaways:
Resources Disclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the I Hate Insurance podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk. | |||
| How to Implement Effective Risk Management Strategies | 21 Jan 2025 | 00:23:56 | |
Is your insurance partner truly protecting you, or just waiting to let you down? In this episode of the I Hate Insurance Podcast, Rick and Parker Lindsey dive into the world of risk management and reveal how outdated strategies are failing businesses every day. Rick challenges the traditional "throw-them-under-the-bus" approach to liability and explains how a modern partnership-driven strategy can save you money, protect your assets, and give you real peace of mind. From avoiding frivolous claims to understanding the importance of customized policies, this episode is packed with practical advice on executing risk management effectively. Whether you’re a small business owner, broker, or someone tired of the insurance runaround, this episode will show you why execution is everything when it comes to risk management. Enjoy! Key takeaways: Why traditional risk management strategies are failing in today’s world The importance of having a true partnership with your insurance provider How to avoid common execution errors in risk management The benefits of transparent, all-in-one policies tailored to your needs How small daily improvements can transform your approach to managing risks And much more… Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Motocross Track Owners: What Should You Look for in an Insurance Partner? | 14 Jan 2025 | 00:30:13 | |
In today's episode of the I Hate Insurance podcast, Rick dives into the complexities of an industry often misunderstood by the public. This time out, you'll hear a round table discussion he was part of concerning Motocross track owners and the difficulties they've had with the insurance industry.The discussion tackles the nuances of risk management, emphasizing the importance of having the right partners when it comes to protecting valuable assets. They touch on how many businesses in this sector struggle with finding proper insurance coverage and the frustrations that come with navigating a system that seems stacked against the customer.The participants also reflect on their years of experience in dealing with different aspects of risk and protection, from handling claims to understanding the fine print of policies. They emphasize the importance of transparency and communication with insurance providers and caution against opting for cheap, insufficient coverage that could lead to disaster down the road.This episode serves as both a warning and an invitation for listeners to seek out better solutions. It encourages business owners and individuals to be more proactive in understanding their insurance policies and to engage with companies that prioritize long-term security over short-term cost-saving.If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today!Enjoy!In This Episode You'll Learn:The importance of having a plan that solves insurance problems and managing claims efficiently.The problem with the practice of selling separate policies for different risks, which often leads to more legal issues.The challenges faced by the insurance industry, including the reluctance to take risks and the focus on avoiding claims. The role of insurance in recreational activities and the importance of having a partner who understands the business.And much more...Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/Resources:Rick J. Lindsey on Instagram | |||
| Hurricanes and Home Insurance with Cowboy Cerrone and Dale Brisby | 08 Oct 2024 | 00:21:52 | |
Rick J. Lindsey sits down with Cowboy Cerrone and Dale Brisby to talk about insurance and what homeowners are going through with Hurricane Helene and their insurer. Rick announces XINSURANCE has launched the “XINSURANCE Cares" initiative to provide support and relief to communities affected by the devastating impacts of Hurricanes Helene and Milton, underscoring their commitment beyond offering specialty insurance solutions. The XINSURANCE Foundation has funded $100,000 to support these efforts. Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/Learn more about our involvement here - https://www.xinsurance.com/cares/Cowboy Cerrone YT Channel: https://www.youtube.com/channel/UC8NKU4rAfwwLTRlKty9yVFwDale Brisby YT Channel: https://www.youtube.com/@DaleBrisbyBullRiderXINSURANCE TRU Homeowners: https://www.xinsurance.com/risk-class/non-standard-homeowners-insurance/ | |||
| How To Lessen The Pain From Insurance Claims | 26 Aug 2024 | 00:34:58 | |
Insurance claims are a pain! In this episode, the Lindsey family discusses the frustrating world of insurance claims and the distress caused by inadequate coverage and fake insurance.We'll unpack the common pitfalls, share stories of claims gone wrong, and reveal how our unique approach to customized insurance solutions can turn the tide, providing the peace of mind and protection you truly need when things go awry.Don't settle for cheap insurance, get TRU Insurance that actually covers you!Subscribe to the "I Hate Insurance!" Podcast, streaming on Spotify, Apple, and Amazon! Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Insurance: Deductibles vs. Risk Sharing | 12 Jul 2024 | 00:31:04 | |
"Deductibles are evil." In this episode, Rick J. Lindsey breaks down the difference between deductibles and risk sharing and gives insight into the advantages of risk sharing. Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Mega Trucking & Rick Vargas Join The 'I Hate Insurance!' Podcast | 01 Apr 2024 | 00:50:12 | |
Episode 11 of the I Hate Insurance Podcast includes an insured of Prime Insurance Company, Mega Trucking, and Rick Vargas from AssuredPartners Transportation. In this episode, we discuss Prime's relationship with Mega Trucking as their insurance provider and we highlight a recent litigation case involving Mega Trucking that both Prime and Mega worked together to fight and successfully win. Featured guests:
About Mega Trucking LLC: https://www.megatruckingllc.com/en About AssuredPartners Transportation: https://www.assuredpartners.com/transportation/ More information about the litigation case: https://www.primeis.com/education-center/articles/mega-trucking-and-prime-insurance-company-partner-to-fight-and-win-frivolous-litigation/ Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Scott Volquartsen and Philip Toppino on the I Hate Insurance Podcast | 04 Mar 2024 | 00:28:06 | |
Scott Volquartsen, President & Co-Owner of Volquartsen Firearms, Inc.; and Philip Toppino, CEO & Founder of WOFT, join us on the I Hate Insurance Podcast. They sit down with Rick J. Lindsey, President & CEO of XINSURANCE, to talk about the firearms industry and having the right insurance coverage.XINSURANCE provides insurance solutions for the firearms industry including firearms instructors, manufacturers, gun shops and retailers, shooting ranges, gun owners, and more. Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ About XINSURANCE: https://www.xinsurance.com/About Volquartsen Firearms: https://volquartsen.com/About WOFT: https://woft.com/ | |||
| Tony Sentmanat and Matt 'The Collector' Join the I Hate Insurance Podcast | 01 Mar 2024 | 00:46:03 | |
Tony Sentmanat and Matt 'The Collector' Collins join the I Hate Insurance Podcast and share their stories about the insurance industry. Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Homeowners Insurance with Alex Zedra and Adam Scherr | 26 Feb 2024 | 00:38:15 | |
In this episode, Rick J. Lindsey, President, CEO, and Chairman of Prime Insurance Company, sits down with Alex Zedra and Adam Scherr known as the WWE Super Star Braun Strowman where they share their experience dealing with homeownership, storms, and homeowners insurance. Get a quote today at https://www.primeis.com/product-lines/personal-lines/non-standard-homeowners-insurance/ | |||
| Homeowners Insurance Crisis | 29 Jan 2024 | 00:13:09 | |
The Homeowners Insurance Crisis is impacting homeowners in Florida and across the country. Learn what TRU Homeowners Insurance can do to help during difficult and uncertain times. | |||
| Spot a Bad Insurance Deal with Steve Beultel | 08 Apr 2025 | 00:40:36 | |
What happens when a seasoned insurance professional gets honest about everything wrong with the industry? In this episode of I Hate Insurance, Rick and Parker Lindsey sit down with Steve Beultel for an honest conversation about why insurance is broken—from the convoluted process of underwriting to claims that make customers feel more like liabilities than partners. Steve shares decades of front-line experience, breaking down how bad incentives, poor communication, and a culture of “saving money” over delivering value have led to widespread frustration on all sides of the table. But it’s not all doom and gloom—Steve and Rick explore what good insurance could and should look like, emphasizing transparency, partnership, and common sense over red tape. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! In This Episode You'll Learn:
Resources | |||
| Pros and Cons of Personal Insurance | 22 Jan 2024 | 00:27:14 | |
There are two types of insurance, admitted and non-admitted and they both come with their own pros and cons. Learn what type of insurance is best for you. | |||
| All-In-One Insurance | 30 Nov 2023 | 00:16:20 | |
There are many reasons to hate insurance. One of them is that your insurance doesn’t cover what you thought it would. All-in-one insurance is a game-changer in the insurance industry. Find out what all-in-one insurance is! | |||
| Insurance Policies And The Fine Print | 29 Aug 2023 | 00:21:07 | |
As an insurance producer, one of the worst things that can happen to your client is finding out the insurance policy they thought would protect them in times of need turns out to have exclusions or be inadequate. Eliminate your worries with Tru Umbrella Insurance and a partnership between the policyholder and the insurance provider. Prime Insurance Company understands the importance of a comprehensive insurance plan that caters to the unique needs of each individual or business. At Prime, our mission is to be there for you and your clients during both good times and bad. We understand that life is unpredictable, and accidents or unexpected events can happen to anyone. That’s why we pride ourselves on managing claims better than anyone else. #TRUUMBRELLA #benchthelawyers | |||
| Rick J. Lindsey Updates The Condition Of The Insurance Market And Our Unique Homeowners Approach | 26 Jun 2023 | 00:23:28 | |
Rick sits down with Parker to discuss an update on the insurance market. They touch on what Prime is seeing more of (Property, Trucking, Professional Liability, Healthcare, and more) and our unique all-in-one commercial and Tru Homeowners coverage. Follow us on Facebook, Instagram, LinkedIn, and Twitter. #insurance #insuranceindustry #insurancebrokers #insurancepolicy #claimsmanagement #insuranceclaim #partnership #insuranceagents #insurancesolutions #businesspartner | |||
| The Future of the Insurance Industry with Rick Lindsey & Chris Wojciechowski | 14 Jan 2023 | 01:46:22 | |
Rick J. Lindsey, CEO of Prime Insurance Company, sits down with Chris Wojciechowski, currently at Tiger Risk Partners. Rick and Chris discuss the current state of the surplus lines insurance market and where Rick projects Prime Insurance Company will be in the next 10 years. | |||
| Prime Highlights Ep. 1 - Property Insurance Market - How Hurricane Ian Will Affect Florida Homeowners | 28 Oct 2022 | 00:22:38 | |
Rick Lindsey & Jenna Contreras discuss the current state of the property market, the Florida homeowners market, and the effect Hurricane Ian will have on Florida property insurance. If you have any questions or are interested in a quote, contact us today. RJL@primeis.com | |||
| Risk Management 101: Do You Really Need a Waiver? | 27 Mar 2025 | 00:24:10 | |
Are waivers really worth the paper they’re written on? In this episode of the I Hate Insurance podcast, Rick and Parker Lindsey break down the real value of waivers, whether they actually protect businesses from lawsuits, and what makes a waiver legally enforceable. Rick and Parker dive into common misconceptions about waivers, why early claim reporting is critical, and how the legal system can take advantage of businesses that lack strong defense strategies. They also discuss the difference between gross negligence and ordinary negligence, explaining how business owners can better protect themselves with strategic partnerships and well-written policies. If you’ve ever wondered how to use waivers effectively or why traditional insurance often fails businesses, this episode will give you a brutally honest look at the industry and how to navigate its pitfalls. Enjoy! In This Episode You'll Learn:
Sign up for emails and see exclusive content on the I Hate Insurance Podcast website: https://www.xinsurance.com/i-hate-insurance-podcast/ Resources | |||
| The Last American Outlaw with Trey Sprinkle | 25 Feb 2025 | 00:38:38 | |
What does it take to bet on yourself, defy expectations, and carve out your own path? In this episode of the I Hate Insurance podcast, hosts Rick and Parker Lindsey sit down with Trey Sprinkle, the man behind the popular Last American Outlaw YouTube channel and founder of Echo Mav Technologies.Trey’s journey is anything but ordinary. After experiencing bankruptcy during the 2008 housing crisis, he rebuilt his career in insurance claims and storm management, only to later walk away from it all in pursuit of something bigger. From working in insurance to training the military, traveling to Ukraine, and launching his own drone technology company, Trey’s story is one of risk, resilience, and relentless determination.In this episode, Trey opens up about the life-changing decision to spend his last dollars to attend SHOT Show, how he built his 900,000-subscriber YouTube channel, and how his military collaborations led to cutting-edge drone development for the U.S. Army.This conversation is about pushing past fear, making bold moves, and creating opportunities where none exist. Enjoy!In This Episode You'll Learn:Why setbacks like bankruptcy don’t define you—your response doesThe power of connections: How one event changed Trey’s entire trajectoryHow risk-taking separates high achievers from those who stay stagnantWhy Trey walked away from a successful insurance career to chase a bigger vision.The future of drone warfare and why Echo Mav Technologies is changing the gameHow embracing discomfort and challenges leads to personal and business growthAnd much more… Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/Resources Last American Outlaw YouTube Channel | |||
| Guns, Growth, and Game-Changing Partnerships with Lena Miculek and Sofia Espina | 18 Feb 2025 | 00:40:14 | |
In today's episode of the I Hate Insurance podcast, Rick is joined by Lena Miculek and Sofia Espina, as part of the SHOT Show series. This unique episode offers insights on the firearms industry, within the context of insurance.During the discussion, Rick, Lena and Sofia explore the power of bringing people together through unique, hands-on experiences. They discuss the importance of pushing individuals beyond their comfort zones, creating opportunities for skill-building, and fostering meaningful connections. The discussion touches on the philosophy of selecting the right people rather than just focusing on industries or business types. By partnering with passionate and dedicated individuals, they emphasize the value of character, execution, and experience over credentials alone.From high-speed thrills to hands-on challenges, this episode offers enthusiasm for crafting experiences that inspire and empower.If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today!Enjoy!In This Episode You'll Learn:The challenges of insuring businesses with government permits and the misconceptions about release forms.The challenges of finding insurance for Lena's firearms instruction business and how she found a reliable provider.The role of women in spreading knowledge and supporting the firearms industry.Lena and Sofia's plans to compete at a world match in the Czech Republic and the importance of family involvement. And much more... Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Tom Elpers - The Innovation Edge: Navigating Risks and Building Trust in Leadership | 11 Feb 2025 | 00:27:41 | |
In today's episode of the I Hate Insurance podcast, Rick is joined by Tom Elpers, Field Marketing Manager with Staccato. They discuss the evolution of high-performance products, the importance of setting industry standards, and how businesses must constantly refine their craft to meet the expectations of elite clients. Tom shares insights into the journey of perfecting a product line, the challenges of expanding operations, and the commitment required to push the boundaries of excellence. You'll hear broader themes of accountability, partnerships, and the necessity of building a trustworthy reputation. Rick and Tom explore how companies can navigate regulatory landscapes, manage risks, and ensure that their customers are well-informed. As the episode wraps up, the hosts reflect on the power of meaningful business relationships and the importance of shared experiences in fostering trust. Whether through professional collaborations, personal connections, or even a round of golf, this episode highlights how integrity and character are the true measures of long-term success. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! In This Episode You'll Learn:
Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/Resources: | |||
| The Great Insurance Gamble: Betting on Trustworthy Support | 04 Feb 2025 | 00:17:07 | |
In today's episode of the I Hate Insurance podcast, Rick challenges conventional wisdom about buying insurance, exposing the reality that many policies are designed to work against the very people who rely on them. You'll hear about the stark difference between "true insurance" and what Rick calls "fake insurance" — policies that vanish the moment a claim is filed. Get ready to rethink how you evaluate coverage, moving beyond price tags and marketing gimmicks to find partners who genuinely stand by you when it matters most. The conversation reveals the tactics insurance companies use to minimize payouts, avoid risk, and push customers toward inadequate coverage. From misleading exclusions to high deductibles that shift the burden onto policyholders, the discussion uncovers the flaws in a system built to protect its own bottom line. With insights drawn from decades of experience, this episode offers a fresh perspective on what it means to be truly covered and how to avoid being left in the lurch when the unexpected happens. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! In This Episode You'll Learn:
Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/Resources: | |||
| Planning for Tomorrow: Redefining Protection in a Risky World | 28 Jan 2025 | 00:26:00 | |
In today's episode of the I Hate Insurance podcast, Rick explores the challenges of modern homeowners' insurance, exposing gaps in traditional coverage that leave policyholders vulnerable during natural disasters. From wildfires in California to floods in North Carolina, you'll learn how outdated insurance models fail to meet the real needs of homeowners. The discussion centers on the importance of understanding "perils" and how policies often exclude critical risks like mudslides, wind, and earthquakes. You'll be guided through the pitfalls of undervaluing property for cheaper premiums, only to face co-insurance penalties during claims. Real-life examples, such as a homeowner who regretted skimping on coverage just as a wildfire threatened their property, underscore the consequences of prioritizing cost over quality. This candid discussion not only critiques the status quo but also introduces innovative strategies for ensuring that homeowners are truly prepared for the unexpected. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! In This Episode You'll Learn: The importance of understanding insurance coverage, especially after natural disasters. The limitations of government-backed flood insurance, such as the $250,000 cap on home coverage. The importance of thinking about claims rather than just premiums when buying insurance. The concept of reinsurance and its role in managing risk for insurers. And much more... Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ | |||
| Motocross Track Owner Roundtable: How to Choose the Right Insurance Partner for Your Track | 28 Jan 2025 | 00:53:21 | |
In this special episode of the I Hate Insurance Podcast, we bring you a recast of Rick Lindsey’s powerful guest appearance on the Motocross Track Owner Roundtable. This in-depth panel discussion featured leading industry experts—including insurance brokers, legal professionals, and financial advisors—focused on addressing the rising challenges motocross track owners face today.With track closures becoming more common and insurance harder to obtain, the roundtable served as a much-needed forum for track owners to openly discuss their experiences, share concerns, and explore actionable solutions. During the discussion, Rick Lindsey, CEO of Prime Insurance Company, delivers hard-hitting insights into how traditional insurance models are failing business owners and how a partnership-driven approach to risk management can make all the difference.Rick doesn’t hold back as he exposes how insurance companies avoid paying claims, leaving businesses vulnerable when they need protection the most. He shares strategies on how to secure real coverage that actually works—highlighting the need for proactive risk management, insuring participants, and forming partnerships with insurers who will stand by you when it counts.For motocross track owners, business leaders, and anyone frustrated by the empty promises of traditional insurance, this episode offers a candid, no-nonsense roadmap to protecting your business and staying ahead of legal and financial risks. Enjoy!In This Episode You'll Learn:Why traditional insurance companies often fail to deliver when it matters mostHow to choose insurance partners who will support you during tough timesWhy insuring participants—not just spectators—is critical for protecting your businessHow proactive risk management can prevent devastating lawsuits and closuresThe truth about how the legal system pressures businesses into settling claims and how to defend against itAnd much more…Sign up for emails and see exclusive content on the I Hate Insurance Podcast webpage: https://www.xinsurance.com/i-hate-insurance-podcast/ResourcesSaenz v. Whitewater Voyages, Inc. | |||
| Chopper Chat Ep. 2 - Nafe Latu | 24 Jun 2025 | 00:36:34 | |
In this Chopper Chat edition of the I Hate Insurance Podcast, Rick J. Lindsey takes to the skies with Nafe Latu, co-founder and owner of Freedom Golf Retreat. As they fly over the Utah mountains, they share a candid, unscripted conversation about trust, character, and why business—especially in the insurance world—needs more face-to-face relationships and fewer scripted policies. Rick reflects on why he prefers to work with people he's played golf with, how leadership shows up in everyday actions, and why the traditional insurance model has lost its soul. Through admiration for Nafe’s consistency, personality, and integrity, Rick delivers a powerful message about doing business with people who show you who they are—on the golf course and beyond. If you’ve ever sat through a soul-sucking insurance meeting, share this with someone who gets it. This episode pulls back the curtain on today’s broken insurance model—and why restoring trust and relationships is the future of underwriting. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! In This Episode You'll Learn:
Guest Bio: Nafe Latu is a serial entrepreneur and connector with a passion for personal branding and authentic leadership. He is the founder of The Unbroken Community and co-founder of Freedom Golf Retreat, Fresh Fade Away Barbershop, Carve Construction, and The Beauty University. Known for his dynamic energy and visionary thinking, Nafe brings together top-tier professionals and thought leaders to create meaningful growth experiences. At the helm of Freedom Golf Retreat, he fosters a culture of innovation and community that inspires transformation in both personal and professional spheres. Resources: Disclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of I Hate Insurance podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk. | |||
| Jon Absey and Andy Chudd | How to Navigate the Challenges of Being a Mascot | 19 Aug 2025 | 00:57:12 | |
In this episode of the I Hate Insurance podcast, Rick Lindsey welcomes Jon Absey, the iconic performer who brought the Utah Jazz Bear to life for three decades, and Andy Chudd, a longtime acquaintance and supporter, for a conversation that blends behind-the-scenes NBA moments, daring stunts, charity work, and surprising insights on business and risk. From wild jumps with Nitro Circus to experiences that shaped his approach to life, Jon reflects on the career that made him a sports icon. Rick draws unexpected parallels between those experiences and the realities of insurance and risk management. Andy also shares his perspective on building trust, giving back, and creating lasting impact. Jon also shares his journey from being a mascot to founding a mascot company and his anonymity as the Jazz Bear. They talk about the evolution of mascots, the challenges of maintaining anonymity, and the impact of Jon's work on the community. They also touch on the changes in sports culture, the significance of community involvement, and the personal connections formed through their roles. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! Key takeaways:
Guest Bio: Jon Absey is best known for his three-decade run as the Utah Jazz Bear, one of the most beloved mascots in professional sports. Inducted into the Mascot Hall of Fame, Jon’s career was built on daring stunts, creative fan engagement, and a deep commitment to community service, raising millions for charity through appearances and events. His ability to connect with audiences on and off the court made him a Utah icon and a mentor to mascots across the country. Andy Chudd is a longtime friend of Jon’s and an active community leader known for his work supporting charitable causes, including Christmas shopping events for military families. His background in business and deep ties to the sports community have made him a key connector and advocate for those he supports. Resources Disclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of I Hate Insurance podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk. | |||
| Jason Ellis | How to Read People, Avoid BS, and Get Insured Right | 22 Jul 2025 | 00:35:03 | |
Can a career filled with wild turns—from pro skateboarding and MMA fighting to podcasting and stand-up comedy—offer lessons about resilience, reinvention, and the unexpected intersections with insurance? In this episode of the I Hate Insurance Podcast, Rick and Parker Lindsey talk with Jason Ellis, a legendary former athlete and current podcaster and comedian, about his fascinating life journey and how it’s shaped his views on risk, sobriety, and authenticity. From humble beginnings in Australia to major success in radio and now stand-up comedy, Jason opens up about his personal evolution and the ongoing effort to stay grounded and help others. The conversation shifts into the world of insurance with Rick sharing stories and insights from decades of working with high-risk clients. Together, they dive into the real-world consequences of bad insurance decisions, the problems with unnecessary settlements, and how the industry needs to change to better protect individuals and businesses alike. Want to hear what a pro skateboarder-turned-fighter has to say about authenticity, bullshit detectors, and why insurance still gets it wrong? Tune in to this episode with Jason Ellis—it's bold, raw, and surprisingly insightful. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! Key takeaways:
Guest Bio: Jason Ellis is a retired professional skateboarder and MMA fighter turned podcaster and stand-up comedian. He hosted The Jason Ellis Show on SiriusXM for 15 years and now entertains fans through Hawk vs. Wolf, Awesome World, and live comedy. A New York Times bestselling author of I’m Awesome and I’m Still Awesome, Jason is also the founder of the wild MMA-meets-music festival, Ellismania. Resources Disclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of I Hate Insurance podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk. | |||
| Chopper Chat Ep. 3 - Austin Freeman | 16 Jul 2025 | 00:25:58 | |
In this special Chopper Chat episode of the I Hate Insurance Podcast, Rick J. Lindsey takes to the skies once again—this time with Austin Freeman, co-founder of Freedom Golf Retreat. After a powerful exchange with Austin’s business partner Nafe Latu, Rick continues the journey to explore the mission, mindset, and momentum behind their growing vision. The aerial conversation touches on what it really means to build something with heart, from retreats and community to legacy and leadership. While the chopper cruises above Utah’s dramatic landscapes, Rick also reflects on his experiences with local golf courses and real estate developments, including Victory Ranch, Red Ledges, and Wolf Creek. From taxes and wildfires to Tiger Woods’ nearby course and the unique lifestyle of out-of-state property owners, the dialogue weaves in personal stories, entrepreneurial insight, and a no-nonsense take on the realities of high-altitude development. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! Key takeaways:
Guest Bio: Austin Freeman is an entrepreneur, connector, and dream builder with a passion for innovation, community, and personal growth. As the co-founder of Freedom Golf Retreat, Austin plays a key role in crafting experiences that unite high-performing professionals through purpose-driven events.
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