Release Date: 05.14.2025 Hoporenkv Native American Podcast: “An Important Announcement for Indian Country from HUD Secretary Scott Turner” Special Guest: Scott Turner United States Secretary of Housing and Urban Development Episode Description: Today's episode brings you exciting news directly from our very special guest, Scott Turner, the United States Secretary of Housing and Urban Development (HUD)! We're diving into the announcement of a significant $1.1 billion in Indian Housing Block Grant (IHBG) funding, set to empower Native American Tribes, Alaska Native Villages, and Tribally Designated Housing Entities (TDHEs) with vital resources for affordable housing initiatives in Indian Country. We'll highlight the importance of this crucial investment - HUD's largest annually for Indian Country – and how this funding will support crucial housing activities nationwide, as well as HUD's unwavering dedication to serving Tribal Communities and their vision for a brighter, more sustainable future. “From day one, HUD has been engaged on alleviating affordable housing challenges facing urban, rural, and Tribal Communities. Today’s announcement reaffirms our commitment to serve Tribal Communities while working towards meeting Indian Country’s housing needs,” said Secretary Scott Turner. “HUD has a strong partnership with Tribal Nations, and I look forward to collaborating directly with Tribal Leaders to expand housing opportunities and remove burdensome regulatory barriers that impede progress.” Join us as we look toward the road ahead and Secretary Turner reaffirms HUD's ongoing commitment to addressing housing challenges in Tribal Communities nationwide. Episode Resource Links: • https://www.hud.gov/news/hud-no-25-065 • https://www.hud.gov/sites/default/files/PIH/documents/FY-2025IHBG-Formula-Allocation-Press-Release-Awards-List.pdf • https://www.hud.gov/helping-americans/public-indian-housing-ihbgformula • https://www.hud.gov/news/hud-no-25-054 • https://www.hud.gov/news/hud-no-25-061

Release Date: 04.16.2025 Hoporenkv Native American Podcast: “In Honor of Stress Awareness Month- Thriving Under Pressure: Holistic Health Tips for Tribal Professionals" Special Guest: Dr. Joseph Buckley, D.C., B.S. Doctor of Chiropractic Certified back safety and stress-free sitting specialist Pines West Chiropractic Episode Description: Feeling the pressure? This Stress Awareness Month, empower yourself with actionable strategies in our latest episode: "Thriving Under Pressure: Holistic Health Tips for Tribal Professionals." This week, we're honored to host Dr. Joseph Buckley, a respected chiropractor, who brings a wealth of knowledge on holistic health and well-being. We'll explore practical strategies for healthy stress reduction, effective techniques for achieving that elusive work-life balance, and powerful ways to improve self-esteem. This crucial discussion will also cover managing stress and burnout specifically for professionals, the importance of promoting mental health awareness, the benefits of implementing wellness programs for Tribal Housing employees, and vital self-care practices that every Tribal employee can integrate into their lives. Don't miss this opportunity to gain valuable tools for a healthier and more balanced life! Episode Resource Links: https://www.pineswestchiropractic.com/ https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:52792c8e-ee9c-473d-b5ac-1390436dda6c Pines West 18501 Pines Blvd., Suite 104 Pembroke Pines, FL 33029 (954) 432-3343 Eastside Chiropractic 8228 Biscayne Blvd. Miami, FL 33138 (305) 403-2595 Martinez Chiropractic 12595 S.W. 137th Ave., Suite 108 Miami FL, 33186 (305) 388-7577

Release Date: 07.31.2024 Hoporenkv Native American Podcast: “A Preview of STTARS” Special Guest: Caroline LaPorte (Immediate Descendant of the Little River Band of Ottawa Indians) Director STTARS Indigenous Safe Housing Center National Indigenous Women’s Resource Center Episode Description: In this episode, we delve into the critical issue of Indigenous homelessness with a special guest, Caroline LaPorte, the Director of the STTARS Indigenous Safe Housing Center. Learn about the invaluable work this organization is doing to provide safe and supportive housing for Indigenous individuals. Caroline shares insights into the challenges faced by Indigenous communities and the vital role STTARS plays in addressing them. Discover the range of services offered by the center, from housing assistance to cultural support, and gain a deeper understanding of the impact their work has on the lives of Indigenous people. The STTARS Mission Statement explains that: “The mission of the STTARS Indigenous Safe Housing Center (STTARS) is to advocate for safe housing for all (their) relatives. (They) do this work through centering Indigeneity, acknowledging our relationship to Earth Mother, building on each other’s gifts, resisting oppression and erasure, and acting upon the prayers of our ancestors to honor diversity and create belonging for us all.” Resources for Today’s Episode: https://www.niwrc.org/housing https://www.niwrc.org/housing/contact https://www.niwrc.org/mailing-list Guest Biography: Caroline LaPorte (immediate descendant of the Little River Band of Ottawa Indians) returns to NIWRC as the Director of the STTARS Indigenous Safe Housing Center after previously serving as NIWRC's Senior Native Affairs Policy Advisor. She graduated from the University of Miami School of Law, where she was named a Henry Bandier Fellow, and received the Natasha Pettigrew Memorial Award for her time as a fellow in the Children and Youth Law Clinic. She is an attorney/Judicial Advisor to the Tribal Court of the Seminole Tribe of Florida and is an Associate Judge for the Little River Band of Ottawa Indians. Caroline's work focuses primarily on housing, human rights, children, firearms, and criminal justice focused within the gender-based violence framework. She serves on the American Bar Associations Victim’s Rights Task Force, co-chairs the Victim’s Committee for the Criminal Justice Section of the ABA, is a member of the Lenape Center’s MMIW Task Force, on the Board of Directors for StrongHearts Native Helpline, worked with Gwen Packard on helping to start the National Working Group on Safe Housing for American Indians and Alaska Natives, and is an adjunct instructor at the University of Miami teaching Native and Indigenous studies.

In today’s podcast Wilma Noah and Krystal Cedeno Training and Development Specialist of the Native Learning Center sit and talk with Joseph Kunkel Executive Director of MASS Design Group. Jospeh's team at MASS Design Group have partnered with The Native Learning Center to share articles of information pertaining to COVID-19 and its effect on architecture. In this particular week they cover Rules of Thumb for Limiting Contagion in Makeshift Facilities. Topics covered: -What are makeshift facilities? And why are they happening? -What are the unintended consequences of makeshift facilities? -How can Indian Country protect itself, once we come to realize a new normal?

Today we have a conversation with Vince Franco, Compliance & Resource Development Director of the Native Learning Center joining Wilma Noah and Krystal Cedeno, Training and Development Specialist of the Native Learning Center. Vince and the NLC ladies discuss Steps to Safeguard Protected Personally Identifiable Information (PII) for Federal Grand Awards. Detailed Topics: - Accountability as described in the 2 CFR Part 200 Uniform Guidance (aka: Super Cicular) - What is personally identifiable information or data? - Step One: Discover where PII can be found - Step Two: Educate the staff about the risks - Step Three: Establish a process, monitor activities, and take action

In today’s podcast Wilma Noah and Krystal Cedeno Training and Development Specialist with the Native Learning Center have a conversation with Dr. Ron Sheffield. There will be question and answers on what he found during the research and how Native people can begin the work required to build their own business. We also make the announcement on his upcoming virtual training happening this coming October 5 - 8, 2020 titled NLC Training on "Native American Entrepreneurs: Learn How to Make Your Dream a Reality"

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialists of the Native Learning Center and Lisa Perez HR Consultant and President of HBL Resources Inc. sit down for a discussion on Supervisory/Management Mistakes to Avoid when Managing Employees. If you have ever had to manage a group of staff members, then you are well aware of all the possible land mines that you must navigate. Lisa and the NLC ladies discuss common mistakes made in different areas of a managers role and how to prevent them. Topics discussed: - Supervisory Mistakes made in Legal Compliance - Performance Management - Pitfalls in Communication - Employee Recognition

New grant regulations as outlined in the 2 CFR Part 200 Uniform Guidance (aka – Super Circular) call for federal agencies to establish a framework for the Risk Assessment of its funding recipients. Why? To reduce the risk of waste, fraud, and abuse of taxpayer dollars. Fortunately, the Super Circular provides guidance and tips on what to focus on. So what are the areas of risk? 1. Ability to meet management standards 2. Amount of self-monitoring in place 3. Evaluation of the application for funding opportunity, if applicable 4. Extend of new personnel or changed organizational structure 5. Past history of performance with federal award 6. Previously submitted required reports in a timely and accurate manner 7. Prior compliance with award terms and conditions 8. Quality of the management system 9. Results of audits or program reviews 10. Stability of financial operations

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialists of the Native Learning Center and Lisa Perez HR Consultant and President of HBL Resources Inc. sit down for a discussion on Low Cost, No Cost Ways to Recognize your Employees. One commonality that most individuals have while in the work force is the feeling of being undervalued. Unappreciated and unseen for those extra work hours and dedication that were put in last week. The ladies uncover simple, fun and heartwarming ways for employers to show how much their employees truly mean to them. Topics Covered: - Why is Employee Recognition so Important - Ways we can Recognize Employees and Methods - Things we can do to Recognize Employees that are NO Cost - Things we can do to Recognize Employees that are LOW Cost

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Jack Hedrick-Lightfoot President, M.S. of Unboxed Training Solutions discuss Taking Care of Tribal Business: Teaching Others WHY We’re Different It should come as no surprise that outside vendors and non-Native people do not have clear understandings of how we conduct business. This podcast will review some of the outside perceptions and help you with talking points when educating others about Tribal operations.

Today we have a conversation with Eric Sprenkle Loan Officer of 1st Tribal Lending, joining Wilma Noah and Krystal Cedeno, Training and Development Specialist of the Native Learning Center. Eric Sprenkle will cover new construction with Section 184. How Tribe’s or TDHE’s can be the borrower as well as how Tribes and TDHEs can use Section 184 Loans to develop rental housing or to build single-family homes (1-4 units) that are subsequently sold (or assumed) by eligible borrowers. Today’s talking points will cover: • Mortgage program specifically designed for Trust land • HUD 184 allows cost approach appraisals, which are used on tribal trust land. Other financing requires comparable sales. • Tribe/TDHE can take advantage of today’s interest rates • Each phase of construction may consist of up to 20 units(exceptions have been made based on your overall project plan) • 20 units is a program guide. If a phase is to exceed 20 units please note in an overall project plan. • Cost-savings: • Construction costs may be lower if doing multiple units at one time • Appraisal costs may be lower if doing multiple units at one time • Lender costs may be lower if doing multiple units at one time • Down payment is only 2.25% per unit VS typical construction financing which is approx.. 20% down • One time closing that contains both the construction loan and permanent loan all in one. • Up to 15% of off-site infrastructure can be included in the cost of the individual home

In today’s podcast Krystal Cedeno, Training and Development Specialists of the Native Learning Center and Lori Jump Director of Strong Hearts Native Helpline sit down for a discussion on StrongHearts Native Helpline offering services during COVID-19 Pandemic. The StrongHearts Native Helpline (1-844-762-8483) is a culturally-appropriate domestic violence and dating violence helpline for Native Americans, available every day from 7 a.m. to 10 p.m. CT. StrongHearts advocates offer the following services at no cost. Lori and Krystal cover: - StrongHeart Native Helpline - Who is StrongHearts? - Work StrongHearts has done - Impact of Covid-19 and Victims of Domestic Violence - How YOU can help

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialists of the Native Learning Center and Lisa Perez HR Consultant and President of HBL Resources Inc. sit down for a discussion on Hiring Your First Employee, What you Need to Know. Hiring your first employee for your business should be an exciting moment! Hiring signifies growth and the need for more assistance with tasks need those extra hands. The ladies cover best practices for this process! Items touched on: - First Steps - Registrations and Insurance - Differences in Federal and State Requirements - Employee or an Independent Contractor?

Release Date: 07.17.2024 Hoporenkv Native American Podcast: “From the Rez to the Rec Center: A Passionate Seminole Fitness Specialist Shares Her Story” Special Guest: Courtney Osceola (Seminole Tribe of Florida) Recreation Fitness Specialist Seminole Tribe of Florida Recreation Episode Description: This week, we sit down with Courtney Osceola, Seminole Tribe of Florida Member and Recreation Fitness Specialist for the Seminole Tribe of Florida’s Recreation Department. Settle in with us and allow Courtney to take you on a journey. She shares her passions for sports, organized recreation, and fitness. A self-identified “Rez Kid,” Courtney tells of how her life with sports led to visiting places she would have never thought possible and being exposed to different experiences and perspectives. Hear about the sage wisdom and guidance provided by her father and the unique bonding experience that sports, and basketball in particular, has facilitated between her and her beloved nephew. She also shares the beautiful transformations she is able to witness in her clients based on the integration of fitness into their lives and how movement and perseverance truly can help to bring you out of a dark place. Courtney, a true Coach, takes us past the rules of the game to identify what is at the heart of things: motivation, teamwork, resilience, and healing.

Today we have a conversation with Eric Sprenkle Loan Officer of 1st Tribal Lending, joining Wilma Noah and Krystal Cedeno, Training and Development Specialist of the Native Learning Center. Eric Sprenkle will cover new construction with Section 184. How Tribe’s or TDHE’s can be the borrower as well as how Tribes and TDHEs can use Section 184 Loans to develop rental housing or to build single-family homes (1-4 units) that are subsequently sold (or assumed) by eligible borrowers. Items discussed: - Mortgage program specifically designed for Trust land - HUD 184 allows cost approach appraisals, which are used on tribal trust land. Other financing requires comparable sales. - Tribe/TDHE can take advantage of today’s interest rates - Each phase of construction may consist of up to 20 units(exceptions have been made based on your overall project plan) - 20 units is a program guide. If a phase is to exceed 20 units please note in an overall project plan. - Cost-savings: - Construction costs may be lower if doing multiple units at one time - Appraisal costs may be lower if doing multiple units at one time - Lender costs may be lower if doing multiple units at one time - Down payment is only 2.25% per unit VS typical construction financing which is approx.. 20% down - One time closing that contains both the construction loan and permanent loan all in one. - Up to 15% of off-site infrastructure can be included in the cost of the individual home

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialists of the Native Learning Center and Lisa Perez HR Consultant and President of HBL Resources Inc. sit down for a discussion on Conducting an Effective Interview within Legal Boundaries. Just as difficult as interviews are for the interviewee, they are even more difficult for the interviewer. The ladies try and help navigate through this minefield. - Determining an Effective Interview - The Beginning of an Interview - The Importance of the Questions We Ask - Laws that Govern the Interview Process and How they Affect the Process

In today’s podcast Wilma Noah and Krystal Cedeno, Training and Development Specialist the Native Learning Center chat with Lizana Pierce, Deployment Supervisor DOE Office of Indian Energy. The U.S. Department of Energy (DOE) recently announced up to $15 million in new funding to deploy energy technology on tribal lands. This funding through the DOE Office of Indian Energy Policy and Programs will support Indian Tribes, Alaska Native Regional Corporations and Village Corporations, Intertribal Organizations, and Tribal Energy Development Organizations. Should tribes so choose to unleash their vast undeveloped energy resources, this funding opportunity announcement (FOA) would help support those communities. Lizana will go over the details of this new funding and provide deadlines on applying.

In today’s podcast Wilma Noah, Training and Development Specialist of the Native Learning Center and Mike Price Travois Asset Management and Compliance Director discuss details of where to find guidance to maintain compliance during the pandemic. Mike covers highlights of the CARES Act and how that can help with rental income shortfalls. Talking points include: - Understanding who governs your housing projects (HUD/ONAP/RD/LIHTC) - Where to find guidance - What the CARES Act funds can be used for - Tenant recertifications and interims - Regular inspection schedules - Eviction moratorium - Extra attention to cleaning and unit turn procedures - Protecting you and your coworkers - Interactions with the public - What will you do if a tenant informs you they have been diagnosed with COVID-19 - The need for temporary policies during the pandemic

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Sarah EchoHawk (Pawnee) CEO of American Indian Science and Engineering Society (AISES) to discuss details of a student relief fund, known as Together Towards Tomorrow T3 Fund. - Introduction and purpose of the fund and why was it created - How AISES provides scholarships and internships and what roadblocks students are facing at this time - An Open Letter to Employers regarding continuation of Summer 2020 Internship Commitments amid the COVID-19 crisis. - Where can Hoporenkv Podcast audience get more information to support AISES and AISES students at this time

In todays’s podcast Wilma Noah and Krystal Cedeno Training and Development Specialist of the Native Learning Center sit and talk with Joseph Kunkel Executive Director of MASS Design Group. The novel coronavirus, also known as COVID-19 has the potential to be devastating for Indian Country. As COVID-19 starts to become a threat to our communities, our housing, healthcare systems, and other essential spaces, facilities will struggle to meet the needs of its inhabitants, and surges will rely on the quick mobilization of “temporary” spaces. Shelters that are meant as “pop-ups” usually end up being used for much longer than intended, some beyond 20 years. Whether erecting a tent clinic or retrofitting a lobby, decisions we make now will have long term effects on institutions and communities. When the spigots of relief dollars begin flowing to temporary structures invest in spaces that will last for a year, not a month. Architecture has a crucial role during this pandemic.

ONAP has developed a training program on the Indian Housing Block Grant (IHBG) Formula Funding Provided Under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), also called the IHBG-CARES. Eligible purposes are to prevent, prepare for, and/or respond to COVID-19, including maintaining normal operations and funding eligible NAHASDA activities during the recipient’s impact period. In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Brandi Liberty Owner of Morning Star Consulting discuss details of the IHBG-CARES funding. - What CARES Act Funding for Tribal Housing Is - Eligible Activities for the IHBG CARES Funding - News on CARES Indian Community Development Block Grant - Who to Ask Questions to

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Jack Hedrick-Lightfoot President, M.S. of Unboxed Training Solutions discuss, Multiple Generations in the Workplace. The trio dive into a fun conversation of the differences in each of their own generations and providing insight from their own experiences. Did you know there are seven generations of people currently in the workplace? Information to be covered in this podcast includes: - Identifying Generational Differences - Motivating Factors for Working with Each Generation - Creating Win-Win Teams!

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Michelle Holiday President and Founder of Michelle Holiday and Associates discuss, Mentoring in Indian Country. Michelle goes in depth about understanding the value of mentoring and how it can benefit your career growth and development as well as be used as a powerful development tool for your organization (corporation, Tribal, non-profit, and small businesses). The ladies touch on: - What a Mentor is - Purposes of a Mentor - Different Types of Mentors - Mentor/Mentee Role

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Building Native Communities Financial Skills for Families (BNC) Certified Trainers discuss, the advantages and disadvantages of renting vs home-buying. You may have wondered over the years while renting, if purchasing a home is/was something fit for you. Wilma and Krystal touch on a variety of things to consider when you are weighing the odds. The ladies touch on: - Cost/Equity - Freedom - Privacy - Tax Benefits

Release Date: 07.03.2024 Hoporenkv Native American Podcast: “Meet Native American Bank: Creating Economic Independence, Development, and Sustainability” Special Guest: Veronica Lane (Navajo) Vice President, Marketing Director Native American Bank, N.A Episode Description: Join us as we sit down with Veronica Lane, Member of the Navajo Nation and Vice President and Marketing Director of Native American Bank, N.A. Veronica shares the serendipitous story of how she went from working in the same building and marveling at the existence of a Native American Bank to being one of its valued employees. Veronica tells us all about the services that Native American Bank offers to Indian Country along with detailing the exciting growth the bank has experienced, especially since rebuilding following the financial crisis of 2008. Veronica explains the proud vision of Native American Bank, to provide banking to Indian Country while employing members of the Tribal Communities they serve. Native American Bank is grateful for the opportunity and up for the challenge of working with new Tribes and learning new Tribal Law while honoring sovereignty in a way that other institutions cannot offer. Tune in today and learn more!

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Building Native Communities Financial Skills for Families (BNC) Certified Trainers discuss, online banking and how it helps with managing your finances more efficiently. We go over the ways mobile banking allows you to conduct financial transactions with the use of a mobile device such as a smartphone or tablet. - Tips for Using Mobile Banking - Timing of Funds - Mobile Payments

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Building Native Communities, Financial Skills for Families (BNC) Certified Trainers discuss, How to Manage my Stash of Cash: Managing Your Account. The ladies discussed in the previous podcast Where to Stash My Cash: Opening an Account, and now they cover the actually managing your hard-earned dollars. Krystal and Wilma will cover: -Understanding Overdraft Protection -Using a Check Register -Balancing Your Checkbook

In today’s podcast Krystal Cedeno Training and Development Specialist of the Native Learning Center and Lisa Perez of Home Business Life Resources Inc. (HBL Resources Inc.) sit down for a discussion. Lisa Perez is an HR Consultant and President of HBL Resources, Inc. The ladies discuss in the 3rd part of this HR Series: Hiring – What happens after the Pandemic? After the Pandemic, how do we move forward in the hiring process and what changes might take place? Krystal and Lisa have some helpful tips moving forward: -Anticipated Changes in the Hiring Process -New Skills That May Be Required -Interview Processes and How They May Have Changed -Overall How the Workplace Has Possibly Changed

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Building Native Communities Financial Skills for Families (BNC) Certified Trainers discuss, Where to stash my cash: Opening an account. The ladies touch on steps you should take when opening a checking and/or savings account. Krystal and Wilma will cover: -Doing Your Research -Gathering Needed Documents -Protecting Yourself -Eligibility for Opening an Account

In today’s podcast Krystal Cedeno Training and Development Specialist of the Native Learning Center and Lisa Perez of Home Business Life Resources Inc. (HBL Resources Inc.) continue the conversation on their HR Series. Lisa Perez is an HR Consultant and President of HBL Resources, Inc. The ladies discuss Responding To a Positive COVID-19 Diagnosis in the Workplace. As we know from watching the news and viewing social media feeds, Covid-19 has effected many work place environments. Krystal and Lisa shed light on how to possibly make a difficult situation a little easier. The ladies cover: - Sample Time Line - Employee Diagnosis - Issues in the Work Place to be Considered - Contact with Others - Location Disclosure - Resources

For Today’s podcast release we sit with Chantay Moore, Director of Native American Financial Literacy Services, along with Wilma Noah and Krystal Cedeno Training and Development Specialist to discuss  “How Should I Manage My Investments During the Pandemic.” In light of the last few scary weeks with Covid-19, Chantay provides important information pertaining to your investments. 
 

Chantay Covers:

• Should we still invest money during this pandemic?
• 401 K Pandemic Changes
• Market Recovery
• Looking at Market Opportunity

In today’s podcast Krystal Cedeno Training and Development Specialist of the Native Learning Center and Lisa Perez of Home Business Life Resources Inc. (HBL Resources Inc.) sit down for a discussion. Lisa Perez is an HR Consultant and President of HBL Resources, Inc. The ladies discuss managing your remote workers during the Covid-19 Pandemic. During this Pandemic most individuals have been pushed to work from home which can be challenging. Krystal and Lisa try to make this new work experience a little less challenging by providing some tips. The ladies cover: - Challenges Individuals May Encounter and How Overcome Them - How Managers Can Best Support Their Remote Workers - Considerations That Should be Made Surrounding Technology

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center and Building Native Communities Financial Skills for Families (BNC) Certified Trainers discuss how to Warrior Up and Protect your Identity. The ladies dive deep into the topic of Identity theft and Fraud which as we know Indian Country suffers quite a bit from. Krystal and Wilma will cover: -Common Types of Identity Theft -How Thieves Get Your Information -How You Can Protect Yourself -Steps to Take IF YOU Become a Victim

Today we sit with Krystal Cedeno and Wilma Noah Training and Development Specialists for The Native Learning Center. The topic the ladies are discussing is “Advertisers and Advertisements: How’d They Get My Money!?" In this digital age, we are constantly being hit with Advertisements from products we 'think' we may need; however in reality it is just Advertisers doing their job really well. Then we find ourselves asking, how did they get in our head? Sit in with Wilma and Krystal to discuss: - Understanding your Role as a Consumer - The Power of Advertising - Persuasion Tactics - Tips for Avoiding Advertising Pressures

On March 30, 2020, HUD ONAP provided answers to Frequently Asked Questions from Tribes and Tribally Designated Housing Entities regarding the impact of COVID-19 on their day-to-day functions. The questions and answers are divided into the following subject sections: Emergency Funding; Key COVID-19 Information Resources; Reporting Extensions and Waivers; and Emergency Operations and Tribal Policies – By Program. In this podcast, Vince Franco, the NLC’s Compliance and Resource Development Director, highlights some of the answers to these important questions for Indian Housing Block Grant (IHBG) recipients.

Hoporenkv Native American Podcast: “In Honor of National Indigenous Peoples Day: Seminole Adults on Climate Change” Special Guests: Krystle Bowers (Seminole Tribe of Florida) Wilson Bowers (Seminole Tribe of Florida) Courtney Osceola (Seminole Tribe of Florida) Episode Description: This episode features a powerful conversation between three adult members of the Seminole Tribe of Florida. Our guests will share their unique perspectives on how a warming planet is impacting their communities, culture, and the vital ecosystems they call home. They'll share their thoughts on climate change, a force that threatens their way of life, their sacred lands, and the delicate balance of the Everglades. Listen in with us as they discuss the real-world impacts of climate change on the Seminole communities, how ancestral knowledge informs their approach to environmental stewardship, and the Tribe's efforts to build resilience and adapt to a changing world. Join us for an inspiring and informative conversation that underscores the urgency of climate action and the enduring spirit of the Seminole Tribe of Florida.

In today’s podcast Krystal Cedeno and Wilma Noah, Training and Development Specialist of the Native Learning Center will give some tips regarding Prioritizing your Bills in a Crisis or in these Uncertain Times. The ladies are Building Native Communities Financial Certified Trainers and are here to help. They will go over: - Paying Main Bills - Keeping Away from Non-essential Items - Calling Creditors - Getting Creative with a Side Hustle

On March 9, 2020, OMB issued M-20-11 Administrative Relief for Recipients and Applicants of Federal Financial Assistance Directly Impacted by the Novel Coronavirus (COVID-19). Highlights of this notice include: 1. Expenditure of Award Funds for Salaries and Other Project Activities 2. Exemption of Certain Procurement Requirements 3. Extension of Financial and Other Reporting 4. Extension of the Single Audit Submission On March 19, 2020, OMB issued M-20-17 Administrative Relief for Recipients and Applicants of Federal Financial Assistance Directly Impacted by the Novel Coronavirus (COVID-19) due to Loss of Operations. Highlights of this notice include: 1. Allowability of Salaries and Other Project Activities – Continuation to the similar section in OMB M-20-11 2. Allowability of Costs not Normally Chargeable to Awards

For Today’s podcast release we sit with Chantay Moore, Director of Native American Financial Literacy Services, along with Wilma Noah and Krystal Cedeno Training and Development Specialist to discuss how to “Financially Protecting Your Family During the Pandemic.” While we can never expect to live in the times we are living in, we can only continue to prepare for the unexpected. Here are the three things that will be addressed in this podcast. - Make Sure Everyone in the Family has Proper Life Insurance Coverage, Even your Children - Loss of Income/ What to do with your Stimulus Check - Have your Legacy Wishes in Writing

In today’s podcast we sit down with the Native Learning Center's Training & Development Specialists, Krystal Cedeno and Wilma Noah to speak on Customer Service in Tribal Housing: The Do's and Don’ts. Figuring out where the gaps are in that customer relation/interaction may even be just fine tuning small areas that perhaps lack the luster that once existed. Either way, it’s important to figure out what is missing. The ladies discuss: -Defining the Need -How to Provide Better Customer Service -What Customer Service Means in Tribal Housing -Discovering the Standards -Common Pitfalls

In today’s podcast Krystal Cedeno and Wilma Noah sit down with Marlene Weisrock who was the Community Tribal Census Specialist (Retired) for the US Census Bureau. Shelly Tucciarelli, niece to Marlene and owner of Turtle Clan Development Services and Subject Matter Expert for The Native Learning Center joins in on the conversation emphasizing the importance of the US Census to Indian Country. Krystal and Wilma discover that Marlene Weisrock worked for the US Census Bureau for 40 years from 1980-2010! Marlene has quite a bit of experience in getting Indian Country involved with the US Census and she wanted to share that knowledge with you. Listen in on today's podcast to get information on: - Marlene's Role within the US Census Bureau - How the Census in Indian Country is Different - Challenges that Marlene Faced within the Census Bureau

“Helpful Financial Tips- We're All in this Together!” · Call your credit card providers they may have a hardship program that would defer your payments. · See if you qualify for SNAP Benefits.

In today’s podcast we sit down with Krystal Cedeno and Wilma Noah and discuss why it is always better to really understand your finances. Many people have been confused by and even scared of understanding financing and why saving money is very important. In this podcast Krystal and Wilma will inform you on many techniques and tricks you can use to help you with your banking and budget so you don't become a victim of having to pay the price of a $40 Dollar sandwich.

In today’s podcast we sit down with Jack Hedrick-Lightfoot and focus on the topic of Planning for the Unexpected Part 2 Preparing for Times of Crisis. This podcast is the second of a two-part podcast that is a continuation of Part 1 which was released on March 30, 2020. Jack Hedrick-Lightfoot goes over how to create, develop and organize an emergency plan for an organization no matter the crisis involved.

In today’s podcast we sit down with Jack Hedrick-Lightfoot and focus on the topic of Planning for the Unexpected Part 1 Preparing for Times of Crisis. This podcast is the first of a two part podcast that will continue on April 1, 2020 with Part 2. Jack Hedrick-Lightfoot goes over how to create, develop and organize an emergency plan for an organization no matter the crisis involved.

In today’s podcast we sit down with Chief Dan Miskokoman and Councilman Steven Tooshkenig of Walpole Island First Nation Bkejwanong Territory (Where the Waters Divide) and Gwedin Noodin Wind Energy. They will be informing out listeners on the advancements that have made related to renewable energy on the Walpole Island First Nation Bkejwanong Territory. The pair will also be speaking on their presentation during the 3rd Annual Seminole Tribe of Florida Renewable Energy & Sustainability Conference in January 2020.

Hoporenkv Native American Podcast: “Get Your Hands Dirty: Dig into Gardening for National Gardening Week” Special Guest: Krystle Bowers (Seminole Tribe of Florida) Climate Resiliency Policy Coordinator Environmental Protection Office Seminole Tribe of Florida Episode Description: Join us as we celebrate National Gardening Week with a Native American perspective! We'll show you how to cultivate a thriving garden while honoring the land that sustains us all. We sit down with Seminole Tribe of Florida Member and Environmental Protection Office Climate Resiliency Policy Coordinator Krystle Bowers. We discuss her journey growing her organic home garden, the Big Cypress Community Garden coming to fruition, and helpful steps and advice that listeners can benefit from when starting their own gardens. Learn about the importance of native vs invasive plant species, the sacredness of food sovereignty, and the joy of eternal trial and error in the life of gardening.

In today’s podcast we sit down with NextEra/FPL to speak to Madonna Rykken, Agnes Ramsey and Jeff Plew to learn about their project and relationships they have built in service of tribal housing and energy infrastructure projects. They will also be sharing a brief discussion about their presentation during the 3rd Annual Seminole Tribe of Florida Renewable Energy & Sustainability Conference in January 2020.

In today’s podcast we sit down with Adrienne Barry, Community Garden Coordinator of Yellow Hawk Tribal Health Center to learn about their Community Garden Project. The Community Garden Project was first created in the early 2000s with the garden itself just under a half an acre in size. Adrienne has been working with the garden for nearly 5 years, with funding coming from the Good Health and Wellness in Indian Country grant. The gardens main purpose is to provide healthy foods and to the community.

In today’s podcast we sit down with Shelly Tucciarelli to learn about Low Income Housing Tax Credits. Shelly Tucciarelli has over 20 years of experience in management, training, administration and development of affordable housing and community development. Shelly is a Native American Tribal member of the Oneida Nation of Wisconsin, and owns Turtle Clan Development Services. Shelly provides real estate development services and affordable housing consulting services. TCDS focuses on professional services to increase the supply and quality of housing and economic development in Indian Country nationwide.