On this episode of the FT Adviser editor's podcast Simoney Kyriakou speaks with corporate activist Belinda Parmar OBE about empathy in advice and why too many advisers mistake sympathy for empathy.

The episode qualifies for 30 minutes of CPD.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the FT Adviser podcast senior reporter Tom Dunstan speaks with St James’s Place head of economic research, Hetal Mehta, and Ash Ridge independent mortgage and equity release adviser, Jane King, about the latest developments in the mortgage market and their expectations on future interest rates.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FT Adviser's Alina Khan is joined by Rachel Vahey, head of public policy at AJ Bell, Charlie Barnes, head of employment legal services at RSM UK, and Stephanie Court, private client tax director at RSM UK, who discussed the recent Spring Statement, the lack of tax announcements this time round and the anticipated potential tax rises in the autumn Budget.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The ESG fixed income market has seen impressive growth since its establishment more than a decade ago, but more recently performance has been lacking. In this CPD podcast we speak to fund managers Kris Atkinson and Stuart Chilvers, and adviser Minesh Patel about how they navigate the current market and where the future opportunities lie.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Amy Austin, news editor at FTAdviser speaks to Ben Hammond, consulting director at the Lang Cat and Verona Kenny, Managing Director of Intermediary at 7IM, about the FCA's letter to platform CEOs.

They discuss the FCA's issues around fees, unstable technology and long transfer times.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Earlier this year the Department for Work and Pensions said it will work to encourage consolidation to solve the problem of small pension pots. But pensions minister Laura Trott said the longer-term solution to this issue would be to move to an Australian-style "pot for life" system.

Amy Austin, news editor at FTAdviser speaks to Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon, about the small pots issue, what government could do to resolve it and whether a "pot for life" is a workable option.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

On this episode of the FTAdviser In Focus podcast we speak to mortgage advisers about whether or not it makes sense to invest in green home improvements. They all agree the idea of greener homes is a great one but there are various issues in the way they are currently funded that raise concerns.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Over the previous years and during lockdown, we saw a flurry of activity and a surge in the number of start-up consolidators popping up, as well as a lot of private equity deals.

But this last year it has felt like a bit more of a slow down.

This week, FTAdviser's deputy news editor Sonia Rach talks to Louise Jeffreys, managing director at Gunner and Co and Paul Morrish, founder at Succession Wealth, on the state of the seller market. 

They discuss everything from what has been driving the business of this market, how the landscape for acquirers of IFA businesses has changed - if at all - and what we can expect to see.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FTAdviser speaks to Brendan Frazier, founder of Wired Planning, psychologist Dr Moira Somers, and Kusal Ariyawansa, adviser at Appleton Gerrard, about the best way to hold client discovery meetings, after their panel discussion at today's CISI conference.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FTAdviser speaks to Josh Butten, director of financial planning firm Boosst, and Jon Doyle, founder of Juniper Wealth Management, about the future of adviser technology, straight after their session with Ian McKenna at today's CISI conference.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Earlier this month the Financial Conduct Authority published the results of its review into lifetime mortgage advice, concluding it was "disappointed" by what it found.

One of the overarching conclusions the FCA reached is that there were many examples of advisers steering outcomes in favour of a lifetime mortgage and failing to discuss alternatives. In short, if you went to an adviser to ask about a lifetime mortgage, you were likely to end up being recommended a lifetime mortgage regardless of your circumstances.

This week FTAdviser deputy editor Damian Fantato is joined by Kelly Melville-Kelly, head of policy and compliance at the Equity Release Council, and Simon Chalk, managing director of Later Living Now, to discuss whether this is a fair characterisation of the sector.

They also discuss whether the model for providing equity release advice needs to change and move away from commission.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

It has been argued that financial planning and financial advice could be split so that planning on its own could allow financial planners to focus on less wealthy and younger clients who are happy to DIY invest.

Amy Austin, news editor at FTAdviser speaks to Steve Conley, founder of the Academy of Life Planning and Sam Tate, co-founder & director of New World Financial Group about the pros and cons of doing so.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Last month, Tenet announced it will close its network, with its appointed representatives moving to The Openwork Partnership as part of an exclusive agreement with the company.

The agreement will provide Tenet's firms and advisers the choice of retaining their independent status through Openwork's IFA business 2plan Wealth Management or becoming part of the restricted Openwork proposition.

This came as the Financial Conduct Authority’s annual report and accounts for 2022-23 revealed that there has been a 19 per drop in the number of appointed representative firms in almost three years.

The FCA said intervention from the regulator has seen the number of ARs decline in recent years.

This week FTAdviser deputy news editor Sonia Rach talks to Emma Napier, consulting director at NextWealth and Rachael Fennessey, company director at Aspire Executive Search on the state of networks at the moment and where they are headed.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the FT Adviser Editor's Podcast, we examined the problem of, and solutions for, deforestation. We have all seen reports of devastation caused by widescale, and often illegal, deforestation around the globe. We know it can cause many problems, including climate change, loss of biodiversity, and soil erosion. But there are ways that financial services companies and your investing clients can help to provide and support those solutions. Joining editor Simoney Kyriakou on this episode is Louise Heffernan, who leads the finance and investor work at The Nature Conservancy, and FT Adviser intern Tinuke Akinbulumo.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The mortgage market has been on a rollercoaster ride over the past year. Since former Prime Minister Liz Truss’ disastrous mini-budget in 2022, combined with rampant inflation and subsequent base rate rises, lenders, brokers and would-be borrowers alike have been trying to keep up with the fast-paced changes to products. How are we to make sense of what is happening in the mortgage market right now? In this latest FTAdviser podcast, editor Simoney Kyriakou is joined by Mike Cook, chief mortgage officer for Market Financial Solutions, and Jane King, mortgage adviser with Ash Ridge. There is also a short report from Theo Grey, outlining some of the developments in the mortgage market on why customers need expert help right now.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

MSCI describes thematic investing as a top-down investment approach that relies on research to explore macroeconomic, geopolitical and technological trends. 

These trends encompass long-term, structural shifts arising from new business models, disruptive technologies and changing consumer tastes and behaviors – megatrends that have the potential to change whole industries and shape the way we will live, work, travel and treat disease in the future.

Thematic investing is intentionally future-focused around specific emerging trends that are expected to evolve. So in the current economic environment, how have thematic funds fared and how do they fit into a portfolio?

In this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Kenneth Lamont, a senior manager research analyst at Morningstar, and David Docherty, investment director, thematics at Schroders.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

It is no secret that the adviser population is maturing. But what do advisers need to know about passing on their business in the current market? We speak to Victoria Hicks, managing director of The Exit Partnership, and Kanishk Swarup, founder of Compound Wealth Planning, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

A recent study by global consulting firm Cerulli Associates found that nearly half of the private banks and wealth managers indicate that a lack of liquidity, high fees, and clients’ risk aversion are the top concerns preventing them from increasing private investments within their clients’ portfolios.

The democratization of private assets faces several challenges. Are there ways to address these? 

On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Nick Hyett, investment manager at Wealth Club and James Lowe, sales director - private assets at Schroders.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

It seems the pace of consolidation has continued apace despite the changing economic circumstances, but has anything changed?

This week, in the last FTAdviser Podcast before a summer break, deputy editor Damian Fantato is joined by Albertha Charles, UK asset and wealth management lead at PwC, and Louise Jeffries, managing director of Gunnar & Co, to find out.

They discuss what is driving consolidation now, the role of private equity, the profile of companies which are likely to be snapped up and what the industry might look like in five years time.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The podcast will be on a summer break over August and will return in September.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In his Mansion House speech earlier this month, Jeremy Hunt said some of the UK’s largest defined contribution pension schemes had agreed to commit 5 per cent of their default funds to unlisted equities by 2030.

Hunt said his aim was to enable the UK’s financial services sector to increase returns for pensioners, improve outcomes for investors and unlock capital for UK growth businesses but what are the risks and will schemes jump on board?

This week Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Tim Orton, chief investment officer at Aegon about the chancellor's Mansion House pension reforms.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This FTAdviser In Focus CPD podcast looks at the meaning of fair value under the incoming consumer duty. What is fair value and how can advisers prove they are providing it? Consultants Mel Holman and Bradley Northrop, alongside adviser Kusal Ariyawansa and Quilter's Paul Young share their views

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Firms are frantically preparing as the deadline is fast approaching at the end of this month. 

Given the imminent timescale, it is encouraging to note that a survey by Schroders revealed that 19% of advisers said they are fully prepared for consumer duty and 77% said that their preparations are in progress and that they should be ready for the end of July. 

However, 4% had said that they had not yet started to prepare.

This week FTAdviser deputy news editor Sonia Rach talks Gillian Hepburn, head of UK intermediary solutions at Schroders and Alexandra Roberts, head of regulatory policy and compliance at Pimfa on the impending July 31 consumer duty deadline.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The advice gap is ever-growing and as a profession, financial advisers have a role to play. But is it solely up to the financial services industry?

A recently conducted poll on Twitter asked financial advisers what their views were on financial education in schools and whether it should be a collective effort by the advice / financial services industry or whether the onus should be on schools and the government.

More than half of the advisers said schools need to do more, around 32% said advisers need to help and some 13% said it’s not advisers' problem.

Collaboration seems to be a key necessity here in order for it to work and many of the larger financial advice businesses are already trying to do their bit, but what more can be done to reduce the advice gap and increase financial literacy?

This week FTAdviser deputy news editor Sonia Rach talks to Mina Karshala, board trustee at Young Enterprise, Jade Rose, wealth planner at Kingswood Group and Daniel Williams, IFA at Morgan Williams & Co and the current PFS Education Champion of the Year.

They discuss the extent to which schools and government have a role to play, how advisers can contribute and help and they also touch on the role of social media.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investors have done very well in previous years by investing in technology and innovation but rising interest rates has put some of this to an end.

This week FTAdviser investment editor David Thorpe is joined by Kamal Warriach, head of equity fund research at Canaccord Genuity, Ian Mortimer, who runs the Guinness Global Innovators fund, and Paul Major, who runs the Bellevue Healthcare investment trust.

They discuss distinguishing between an innovative company and a good investment, how diversification works with investments in early stage innovative companies and the challenges presented by governance in thematic investing.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

When whistleblowers feel confident about reporting what they have seen and heard and know to be immoral or illegal, far-reaching changes can be made. 

With major changes to UK fraud laws taking effect this year, the government has made it clear that enforcement is ramping up.

Joining FT Adviser editor Simoney Kyriakou on this episode of the Editor's Podcast is Peter Tutton, a financial investigator and forensic accountant. He is an expert in effective whistleblowing frameworks and investigations into wrongdoing, a champion for consumers with vulnerable characteristics, and associate managing director at Nardello & Co. 

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

As a profession, financial advice has often been associated with middle aged men and, while this has changed a little bit, the average age of a financial adviser remains in the late 50s.

Many of the larger financial advice businesses are now setting up academies to encourage school and university leavers to join the profession but what more can be done to promote financial advice as a profession?

This week FTAdviser deputy editor Damian Fantato talks to Sheena Gillett, communications and PR director at adviser trade body Pimfa, Gee Foottit, senior manager in partnership recruitment at St James's Place and James Woods, director of BWD Search's wealth management team.

They discuss the extent to which the demographics of financial advice are changing and what advisers and firms can do to encourage more people to the profession.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Inflation has remained stubbornly high in the UK, presenting problems for multi-asset investors - particularly those seeking an income.

This week FTAdviser's David Thorpe is joined by Charlie Parker, managing director at Albemarle Street Partners, Eugene Philalithis, head of multi-asset investments for Europe at Fidelity, and Alex Crooke, who runs the Bankers investment trust at Janus Henderson.

They discuss how inflation changes the calculation for multi-asset investors, the balance of seeking an income versus seeking capital growth at a time of inflation and the role of sector risk in investment decisions.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The mortgage market has been going haywire recently due to higher than anticipated inflation and mortgage lenders have been pulling deals across the market.

This week reporter Jane Matthews is joined by John Charcol’s mortgage technical manager, Nicholas Mendes, Quilter’s mortgage expert Karen Noye and London-base brokerage Private Finance’s technical director, Chris Sykes to discuss what has been going on. Over the last two weeks, more than 1,000 mortgage products have been pulled from the market causing mortgage brokers to demand mandatory notice periods of rate withdrawals in order to help them better manage client applications. The guests weigh in on the merits of such a policy but warn that it may lead to unintended consequences. They also discuss why house prices have not crashed this year like some analysts previously predicted.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Direct indexing - where an investor builds a personalised index which is then tracked by a fund or portfolio - has been growing in the US for a couple of years, with fund houses like Vanguard and BlackRock investing heavily into it. Now Fundment has launched the first such offering in the UK.

FTAdviser deputy editor Damian Fantato is joined by Jonathan Warren, head of innovation at Altus, and Mike Barrett, consulting director at the Lang Cat, to discuss whether this is the start of direct indexing's widespread adoption in the UK.

They discuss some of the pros and cons of direct indexing, how it is likely to be distributed and whether it suits some investors more than others.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This week, FTAdviser reporter Jane Matthews is joined by Financial Technology Research Centre founder Ian McKenna, and Chet Velani, chief executive of EV, to discuss the impact artificial intelligence will have on the financial advice profession. Velani and McKenna outlined some of the potential benefits AI poses for the world of advice and gave examples of things advisers can already be doing to integrate artificial intelligence into their business models. The pair also raised concerns over the potential impact the adoption of AI will have on the paraplanning profession. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

When investment decisions go wrong advisers are often the first port of call as they have the skills to assure people and the knowledge to rebuild their finances. In this podcast we speak to two financial advisers with plenty of experience with this kind of work, who give us an insight into what happens when investments go wrong.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This week FTAdviser deputy news editor Sonia Rach was joined by Alexandra Roberts, head of regulatory policy and compliance at Pimfa, Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute and Andrew Green, head of compliance helpdesk at Threesixty Services to discuss the consumer duty and the impending July 31 deadline.

Guests acknowledged some of the key challenges firms are facing ahead of the looming deadline and how they are preparing for it.

Given it has now been 10 years since the Retail Distribution Review came into effect - which has been labelled as one of the biggest changes to the adviser marketplace - guests discussed whether the consumer duty will have the same impact and could transform the industry further.

Connell said the consumer duty is the FCA:s focus on aspects of the RDR that are 'unfinished business'.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests for the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The past 12 months have been a perfect storm for those looking to build portfolios for investors, with pretty much every asset class going through some form of turbulance at some point.

This week David Thorpe, investment editor at FTAdviser, has a chat with Andrew Bell, chief executive of the Witan investment trust, Andrew Hall, global equity fund manager at Invesco, and Simon Doherty, who runs the model portfolio service at Quilter, about building resilient portfolios.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Buy now, pay later has surged in popularity in recent years. As of 2022, more than 17 million consumers in the UK have used BNPL services. 54% of millennials have used a BNPL service.

This week Ellesheva Kissin, trainee reporter at FTAdviser, talks to Philip Belamant, co-founder of UK BNPL provider Zilch, and Matt Cross of Elmstone Financial Planning, about why more customers are turning to BNPL during the cost of living crisis and how regulators will react.

They also cover the stigma against BNPL, whether it is deserved and whether it is better than the traditional credit market. They also discuss how providers and financial advisers should interact with each other.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

With advisers having direct relationships with their clients, IFAs are seen as playing a key role in checking how fund managers are influencing companies to meet their net-zero targets. And as the demand for ESG strategies grow, the approach companies are employing to reach net zero has become even more important.

On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Carol Storey, climate engagement lead at Schroders and Ita McMahon, partner in the investment management team at Castlefield.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Ahead of International Women’s Day on March 8, this week’s podcast guests discuss how advisers need to adapt their advice and processes to accommodate women's needs.

Amy Austin, news editor at FT Adviser, speaks to Samantha Secomb, chartered financial planner at Women’s Wealth, Sarah Lyons, chief customer officer at Parmenion, and Laura Ripley, chartered financial planner at BRI Wealth Management, about how the industry can better encourage women to seek advice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This week FTAdviser reporter Jane Matthews is joined by Will Rice, chief executive of specialist mortgage lender Gen H and Lewis Shaw, owner of Riverside Mortgages, who explain what innovation is currently taking place in the first-time buyer market and outline their views on where they think the market is heading.

Both guests acknowledge that one of the main issues for first-time buyers trying to buy a home these days is that while often they have the income to afford it, they do not have the capital for a deposit. 

Shaw gives an overview of some of the innovations that are currently available in the market and shared his view on what ones offer the best route to homeownership.

Rice, whose company launched in 2020 and specialises in lending to first-time buyers struggling with affordability issues, also outlines his view of the market and shared his own experience of recently becoming a homeowner. 

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Nick Hutton, head of Blackrock's UK client business for retail iShares and wealth, joins Sally Hickey, chief reporter at FTAdviser, to speak about consolidation of wealth managers, passive investing and UK equities.

Hutton covers the role passive funds should be playing in a portfolio, whether exchange-traded funds are less popular among UK clients and why, and the fiduciary duty asset managers have for their clients.

He also speaks about the outlook for UK equities.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

People’s retirement journeys are changing amid high inflation, higher interest rates, and a chancellor keen on getting more people back into work. In this episode of the FTAdviser In Focus podcast we chat to Paul Clifton from Arbuthnot Latham, and Alexander McGregor from SimplyBiz, about why annuities may make a comeback.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Once a quarter, FTAdviser journalists talk about some of the most interesting stories they have worked on and what the implications of such breaking news might be for the readers. In this episode, we discuss the Budget, the backtracking over the state pension age rise, inflation, central bank policies and the incoming consumer duty regulations. Joining editor Simoney Kyriakou on this podcast are Amy Austin, news editor, and David Thorpe, investment editor and contributing editor for Asset Allocator.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Retirement income is a complex area to advise on, as clients have different ideas of what they want from their retirement. In this CPD podcast, in partnership with 7IM, we discuss how advisers can navigate the important area of retirement planning, what solutions are out there for them to streamline their business, and the role providers are playing to help advisers be the most efficient they can be.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Amy Austin, news editor at FTAdviser speaks to Keith Richards, CEO of the Consumer Duty Alliance, Ian McKenna, chair of the CDA Tech Forum and Russell Facer, early Affiliate of the Alliance about how the new body will help advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Earlier this month chancellor Jeremy Hunt unveiled his Spring Budget, containing a number of tax measures particularly in the pension space. In this episode of the FTAdviser In Focus podcast Nimesh Shah, CEO of Blick Rothenberg and Richard Stanley, partner at UHY Hacker Young, discuss what the statement will mean for advisers' tax planning.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This edition of the FTAdviser podcast examines the outlook and opportunities for investors in fixed income markets.

Joining FTAdviser investment editor David Thorpe are Torcail Stewart, Strategic Bond fund manager at Baillie Gifford; Nathan Sweeney, deputy chief investment officer for multi-asset at Marlborough, and Tom Beckett, from the chief investment officer’s office at Canaccord Genuity.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

It is becoming increasingly easier for retail investors to access private assets as a result of evolving technology and regulation. So what do advisers need to understand about private assets investing? On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Simon Doherty, head of MPS at Quilter Cheviot and Tim Boole, head of product management at Schroders to talk about the role private assets play in a portfolio and the type of investor they are suitable for.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Chancellor Jeremy Hunt has given advisers an 'admin headache' by pulling a few pension surprises out of his hat in the 2023 Budget, guests tell FTAdviser news editor Amy Austin. On this latest podcast, Claire Trott, divisional director for retirement and holistic planning for St James's Place, and Tim Morris, IFA with Russell & Co, talk through the latest Budget changes and what these mean for financial advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the FT Adviser podcast senior reporter Alina Khan is joined by Jeff Lange and Buddy Keville, chairman and chief executive of TFAS, Verona Kenny, chief distribution officer at Abrdn Adviser, and Simon Harrington, head of public affairs at Pimfa.

The guests discussed the FCA's targeted support proposals and questioned how they might impact the attractiveness of financial advice to clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In this episode of the FTAdviser In Focus podcast we look at the role of VCTs and EISs in today's retail investment landscape. The government has previously announced, though not yet confirmed, an extension to the tax rules governing the investments. Honouring that pledge is vital, according to our guests Sarah Barber, Kerry Baldwin and Jack Rose.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This latest podcast by FTAdviser, in recognition of International Women's Day, aims to consider the way that women perceive investment risk and reward, and whether the traditional language employed and methods used by advisers and wealth managers works for women or whether there are some adaptations needed. On this podcast, hosted by editor Simoney Kyriakou, guests Louis Williams, head of psychology and behavioural insights at Dynamic Planner, and Sarah Ruggins, head of multi-asset research at St. James’s Place, provided an overview of the dichotomy that has been created over recent decades - namely that women are more financially independent than ever, but less financially resilient.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

After a year of volatility, rising inflation and predictions of recessions, many investors are starting to feel more optimistic as inflation slows down. But what does this mean for investors?

This week FTAdviser reporter Sally Hickey is joined by Ed Smith, co-chief investment officer at Rathbones, and Richard Clode, portfolio manager at Janus Henderson, to discuss the outlook.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.