In this episode of From Code to C-Suite, Liam sits down with Karim, co-founder of Flow48, who is tackling the SME funding gap across the GCC and Africa by building a scalable digital lender.
Karim’s path weaves through Citibank, Uber, and Fetcher, where he learned the realities of execution, team-building, and scaling under pressure.
Now, at Flow48, he’s applying those lessons to empower small and medium businesses that drive GDP but remain chronically underbanked.
In this episode, we cover:
Why SMEs fuel economic growth yet still face systemic underfunding
How to pace hiring to protect burn and avoid painful reorganizations
What Uber taught him about product-market pull and supply-side execution
The mindset shift from corporate “trains” to startup “boulders”
Why execution beats ideas every time
How AI and automation will collapse the cost of small-ticket lending
When to take the leap into founder life, and why there’s never a perfect time
📲 Connect with Karim:
LinkedIn: https://www.linkedin.com/in/karimkhattar/
📲 Connect with Liam Moir-Holland and From Code to C-Suite:
Instagram: https://www.instagram.com/liammoirholland/
LinkedIn: https://www.linkedin.com/in/liam-moir-holland-a194b3158/
LinkedIn (Podcast): https://www.linkedin.com/company/from-code-to-c-suite/
TikTok: https://www.tiktok.com/@code.to.csuite
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