Friends With Money – Details, episodes &amp; analysis

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End of year wrap (2025)

Season 5 · Episode 235

mardi 23 décembre 2025 • Duration 15:21

From super scandals to market swings, 2025 certainly kept us on our toes. So before 2026 begins, it’s time to reflect on the year that was.

This week on the Friends With Money podcast, Money’s editor-in-chief, Michelle Baltazar, is joined by senior journalist, Tom Watson, to discuss the biggest financial news stories of 2025 and the topics they’ll be watching closely in 2026.

00:00 Introduction

01:30 Biggest financial news events of 2025

09:05 Positive and surprising developments in 2025

11:46 Looking ahead to 2026

14:10 Closing remarks

#friendswithmoney #michellebaltazar #tomwatson #financialnews

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What is an Annuity?

Season 5 · Episode 226

mardi 21 octobre 2025 • Duration 21:37

One of the great uncertainties in retirement is how long your savings will need to last. So, could annuities provide an answer?

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Aaron Minney, head of retirement income research at Challenger, to unpack everything annuities.

00:00 Introduction

00:50 What are annuities?

01:33 Understanding how annuities work

04:40 Annuities vs account-based pensions

06:32 Pros and cons of annuities

09:02 Which retirees could annuities suit?

13:23 Sequencing risk and annuities

16:42 Perceptions and awareness

20:20 Conclusion

#friendswithmoney #tomwatson #aaronminney #annuities

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The emotional rollercoaster of your finances

Season 4 · Episode 151

mardi 14 mai 2024 • Duration 17:48

Did you know emotions can get in the way of how well you manage your money? Being aware of the money lessons you learned during childhood, and the feelings that come up around finances when you think or talk about them, can be a great first step towards taking control of your finances and creating real wealth.

This week on the Friends with Money podcast, Money’s Joanna Tovia is joined by financial advisor Dawn Thomas from The Wealth Designers to talk about how to improve your relationship with money.

How do emotions get in the way of sound money management?
Why are feelings of guilt, shame and apathy so common when it comes to money?
Why it’s important to celebrate the things we’ve done right with our money
What a healthy relationship with money looks like
5 tips to better manage your money

#friendswithmoney #psychology #wealth #family

Email Us: podcast@moneymag.com.au

Budget 2024: Will Aussies get relief?

Season 4 · Episode 150

mardi 7 mai 2024 • Duration 15:14

The 2024 Federal Budget is less than a week away, so what can we expect to see in the way of cost of living relief and other measures from the government?

That's the topic of discussion on this episode of the Friends With Money podcast featuring host Tom Watson and deputy chief economist at AMP, Diana Mousina.

What is the economic backdrop to the 2024 federal budget?
Is the government likely to provide further cost of living relief?
Could any new housing affordability measures be included?
Will there be any superannuation or tax changes?

#friendswithmoney #tomwatson #dianamousina #federalbudget

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Money saving tips for travel

Season 4 · Episode 149

mardi 30 avril 2024 • Duration 15:41

Since Covid restrictions eased, we have been traveling overseas more than ever.

But when budgets are tight, how can we save money and still have the holiday we've been dreaming of?

This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Tristan Dakin, ANZ Country Manager at Wise, about saving hundreds of dollars on travel costs.

The real cost of cross-currency expenses
Avoiding ATM fees
Is pre-paying an option?
Best way to pay when overseas
Top tips to save when travelling

#friendswithmoney #michellebaltazar #tristandakin #traveltips

Email Us: podcast@moneymag.com.au

Tax time tidy up: get your super in shape

Season 4 · Episode 148

mardi 23 avril 2024 • Duration 15:01

The end of the financial year is fast approaching, so is now the time to check in on your super and consider an extra contribution?

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Renae Anderson, manager of select advice at UniSuper, to chat about the super moves worth considering before and after July 1. They discuss:

When and how to make a personal contribution
Whether it’s possible to top up a spouse or partner’s super
The new super guarantee rate in 2024-25
Advice for women looking to boost their super balances
The range of advice available from super funds

#friendswithmoney #tomwatson #renaeanderson #superannuation

This episode is brought to you by UniSuper.

Links:

For calculators: Superannuation calculators & tools | UniSuper

For upcoming webcasts: UniSuper Learning Hub (on24.com)

Email Us: podcast@moneymag.com.au

The information in this podcast is of a general nature and doesn’t consider your personal circumstances. Before making decisions, you should consider whether the information is appropriate for your circumstances otherwise seek financial advice.

Dreams to dollars: Building your money plan

Season 4 · Episode 147

mardi 16 avril 2024 • Duration 15:39

Whether it’s purchasing a home or paying off credit card, we all have financial goals we want to achieve, but seeing them through is not always the easiest of tasks.

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Mohamed Khalil, head of financial wellbeing, research and design at ANZ, to discuss the psychology behind goals and the steps we can take to set, progress and achieve them.

How should people approach setting a goal?
Why can utilising the Fresh Start Effect be helpful?
Is it important for goals to have a specific end date?
How can automation help people progress their financial goals?
Is it important for goals to have a purpose?

#friendswithmoney #tomwatson #mohamedkhalil #financialgoals

Email Us: podcast@moneymag.com.au

Unlock your "super" power: Investment choices

Season 4 · Episode 146

mardi 9 avril 2024 • Duration 11:27

Have you thought about how your super is invested? Taking the time to consider, and even adjust, your investment settings could impact your balance down the track.

This week on the Friends With Money podcast, Money’s Tom Watson is joined by Jeremy Lack from TelstraSuper Financial Planning to discuss picking an investment option in your superannuation.

How do super funds invest?
What investment options can members choose from?
How can super holders get their investment mix right?
What kind of impact can investment options have come retirement?
Where can super members go for guidance?

#friendswithmoney #tomwatson #jeremylack #superannuation

This episode is brought to you by TelstraSuper.