Explore every episode of the podcast For Better and Worth

Dive into the complete episode list for For Better and Worth. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

	Title	Pub. Date	Duration
	Five Signs You’re Killing It Financially (Ep 182)	16 Jun 2026	00:34:47
Navigating financial progress can feel overwhelming, but sometimes you’re already doing better than you think. This episode is a motivating conversation about recognizing your wins, big and small, as you build financial security and personal growth. Listeners are shown how to spot five key signs they’re “killing it” and how to celebrate meaningful progress along the way. Key Moments & Highlights Acknowledging Your Wins: We explore why people don’t give themselves enough credit and introduce the idea of celebrating progress, not just perfection 01:17. Emergency Fund Success: A key theme that emerged was the power of maintaining an untouched emergency fund and how it enables better decision-making in tough times 04:28. Smart Debt Management: There is immense value in not paying interest on debts and using credit wisely. We also share helpful credit card strategies 11:04. Consistent Retirement Savings: It is vital to make it automatic and consistent when saving for retirement and set realistic expectations for Social Security 15:01. Learning from Mistakes: Learning from our financial missteps ensures we grow. We discuss our tough landlord experiences as an example. These times can be a source of strength and help us make better choices 19:08. Increasing Net Worth: Tracking your net worth year over year is a simple and powerful measure of real financial progress 26:22. Celebrate & Reflect: Never forget to pause, appreciate milestones, and understand that personal growth is part of the journey 30:31. Who Should Listen This episode is for anyone feeling stuck or uncertain about their financial journey. Couples, individuals, and anyone working toward financial goals who need a reminder that progress, not perfection, is what matters should definitely listen in. Why Tune In Tune in for genuine encouragement, real-world experiences, and practical tips that will help you see and celebrate your own financial wins. Whether you’re just starting out or further along, this episode will leave you feeling empowered and motivated to keep going strong. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Why Earning Six Figures Doesn't Feel Like Enough Anymore (Ep 181)	15 Jun 2026	00:42:10
Securing a six-figure income isn't always the financial freedom many expect, especially in today’s economy. In this candid conversation, we break down why even good salaries can leave you feeling pinched and explore how geography, lifestyle choices, and inflation impact your bottom line. This episode is an eye-opener for anyone seeking to maximize their earnings without letting embarrassment or lifestyle creep sabotage financial goals. Key Moments The Reality Check of Six-Figure Living: Why having $3 in the bank after earning $120k is not uncommon 00:27 Dissecting Expenses & Lifestyle Creep: The surprising ways housing, property taxes, and daily costs eat away at your income 06:10, 06:31 How Geography Shapes Financial Well-being: Comparing high-cost and lower-cost areas—and the invisible impact of moving 08:08 Making Big Financial Choices: Prioritizing home purchases, car expenses, and setting spending boundaries 12:19, 15:10 Intentionality Versus Influence: Distinguishing between planned financial moves and consumer persuasion 21:11 The Importance of "Big Rocks": What it means to build your spending and saving around core values like giving, retirement, and essentials 33:14 Practical Audit Tips: How to spot where your money’s really going and reset your priorities 38:48, 39:09 Why You Should Tune In This episode offers actionable strategies for squeezing more value from your income—regardless of the actual number on your pay stub. Listeners will walk away with a renewed sense of hope, a toolkit for intentional spending, and confidence to break free from paycheck-to-paycheck stress. The real-world tips and humor keep the tough love relatable, making financial transformation both achievable and less intimidating. Who This Episode Is For Anyone earning (or aspiring to earn) a six-figure income who feels their money just doesn’t stretch far enough Couples and parents trying to make smarter financial decisions together Young professionals grappling with rising living costs and saving goals Anyone feeling embarrassed or overwhelmed by their financial situation and looking for encouragement and practical fixes This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Why You Shouldn't Panic Sell During Market Mayhem (Ep 172)	08 Apr 2026	00:39:46
Episode Description: Market volatility got you anxious? In this episode, we cut through the noise to give you straightforward strategies for staying smart with your money—no panic moves required. Ready to take control of your financial future? Tune in the preserve your financial future. When it happens: 03:49 Managing investments during market uncertainty 09:13 Adjusting investment strategies over time 10:06 Adjusting investment strategy by life phase 13:15 Staying calm during market dips 16:35 Planning for retirement savings 21:48 Why we moved our IRA 24:05 Managing multiple accounts and investments 25:50 Rolling over a pension fund 30:19 Staying calm during uncertainty 32:27 The importance of an emergency fund 36:28 Managing news consumption Who can benefit: Anyone looking for guidance on how to navigate financial uncertainty, especially during volatile markets and global events. Whether you're new to investing, planning for retirement, or just wanting practical advice on managing your money during times of fear and uncertainty, this episode provides relatable discussion, historical context, and actionable tips. Couples, families, and individuals seeking both financial wisdom and peace of mind in uncertain times will find value in the insights shared. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 82: Being Sick is EXPENSIVE!	17 Jul 2024	00:37:26
In this episode, we dive deep into the financial burdens of being ill and explore strategies to manage both your health and your money effectively. From rising medical bills to the hidden costs of being sick, we uncover why illness can be so expensive and what you can do to mitigate these costs. Join us as we discuss Ericka's knee rehab expenses, the importance of preventive medicine, and practical tips to budget for healthcare. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 81: Is it Time to Upgrade your Ride?	10 Jul 2024	00:36:35
Transportation is essential, but the real dilemma is deciding how much to spend and when. In this episode, we invite you into our internal discussion about adding another vehicle to our household. We explore our financial considerations, the evolving car spending habits of the average American, and the long-term impact of car debt on financial goals. Finally, we offer a step-by-step approach for couples to make informed and responsible major financial decisions together. Tune in now and join the conversation on whether it's time to upgrade your ride! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 80: Revitalize Your Financial Goals and Finish the Year Strong	03 Jul 2024	00:34:34
In this episode, we revisit the goals you set in January and reflect on your progress. We explore why goals often fall by the wayside and share strategies to reignite your motivation. We'll provide a framework to assess your achievements, celebrate small wins, and discuss how to adapt when life throws curveballs. Finally, we'll offer actionable steps to help you finish the year strong, emphasizing that January isn't the only time to set goals. Tune in to get some practical advice to keep you and your partner on track with your financial goals. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 79: Why Estate Planning Matters More Than You Think	26 Jun 2024	00:35:04
In this episode, we tackle the crucial subject of estate planning and why it's essential for everyone, not just the wealthy. We discuss significant life events that require plan updates and the potential consequences of neglecting setting up an estate plan altogether. Our myth-busting episode clarifies that having an 'estate' doesn't necessitate great wealth. We provid actionable tips for protecting your assets and legacy at any income level. his episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 78: What are you saving for?	19 Jun 2024	00:41:24
We're always told to save money, but do we really understand why? In this episode, we dive into the importance of saving and show you how to prioritize your own goals. Saving money is vital for financial stability and future planning. Many struggle to save due to unclear goals, living paycheck to paycheck, or lifestyle inflation. By setting specific objectives and adopting disciplined saving habits, you can overcome these challenges and secure your financial future. Join us to unlock the secrets of smart saving! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 77: Has Tipping Culture Gone Overboard?	12 Jun 2024	00:37:06
In this episode, we explore how tipping has transformed over the years. Since COVID, tipping seems to be expected in more and more scenarios. With life becoming increasingly costly, understanding where, when, and how much to tip can feel confusing, annoying, and downright frustrating. We'll cover various aspects of tipping—from local norms to international practices, and even touch upon the emotional weight tipping carries in today's society. Join us for insightful tips (pun intended) and perhaps even more questions about today's tipping culture. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 76: We took our DREAM vacation!	05 Jun 2024	00:37:38
This week, we share the exhilarating experience of our dream vacation to South Africa. Join us as we discuss how spending all the money on this trip was absolutely worth it, and why being able to travel was a key motivation for getting out of debt. We share highlights of the trip including the breathtaking landscapes, vibrant culture, and unforgettable moments we experienced in South Africa. Trips like this are worth all the effort spent working on positive money habits, getting out of debt, and building secure savings. This is the injection of motivation you need to keep moving forward! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 75: You Have Not Because You Ask Not!	29 May 2024	00:32:32
]:p-0 [&>]:py-[2px]" style= "box-sizing: border-box; border: 0px solid rgb(223, 223, 224); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; font-size: 0.875rem; line-height: 1.5rem;"> This episode is all about avoiding missed financial opportunities! Discover how to identify opportunities, make informed decisions, and ask the right questions. We discuss how flexibility with overbooked flights can earn you cash and/or vouchers. You can save money by renegotiating or switching service providers for your cable, internet, or cell phone. It is also wise to evaluate and possibly switch providers to save on health, auto, or home insurance. Life gets expensive but some of these strategies help manage lifestyle inflation without sacrificing happiness. Listen in to this week's episode and hear all about Chris' recent travel hack or "scam" as some would call it! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 74: Does the Empty Nest Mean an Empty Bank Account?	22 May 2024	00:35:33
As your kids leave home, you might wonder about the impact on your finances. We're here to debunk myths and offer insights to consider. We often anticipate a dramatic decrease in our grocery bills. But is that really the case? We share insights into how food expenses evolve and why your dream of a shrinking grocery budget might not materialize as expected. With the kids out of the house, many of us feel the urge to explore and travel more. Although it's fun these costs can skyrocket. The empty nest phase brings about a pivotal moment to reassess financial priorities as well. We offer tips on how to adjust your savings strategy to align with your current life stage and future goals. Listen in to hear more! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 73: Is Financial Contentment Possible?	15 May 2024	00:35:51
In a world overflowing with media; finding contentment with what we've got feels like an endless uphill battle. We dive into the question... is it truly possible to achieve a state of financial contentment? We explore the dynamics between contentment in personal achievements versus financial aspirations. Does reaching new heights in our careers and personal lives inherently breed discontent with our current situations? Whether you're wrestling with financial discontent or seeking ways to appreciate the here and now, this episode offers a fresh perspective on achieving a balanced, fulfilling life. Tune in to discover how you can start the journey toward financial contentment today. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung ---
	Balancing Time and Money: The True Cost of Modern Convenience (Ep 171)	01 Apr 2026	00:38:49
Episode Summary Is paying for convenience making your life better? Or is it just draining your wallet? In this episode, we share our own choices about when we save money and when we pay up, from house cleaning to DoorDash and everything in between. And as you will hear, these choices aren't always easy to make or agree upon. We'll talk about finding that sweet spot between time and money, making room in the budget for what really matters, and how those little conveniences can silently add up. Grab a seat and see if your priorities line up with your spending! When it happens: 09:12 Managing costs 11:39 Food delivery trends 13:39 Unnecessary valet tip 18:31 Kitchen cleanup 22:16 Needs vs. wants 25:12 Vegan dining expenses 28:02 Renting young and priorities 29:57 Prioritizing choices and resources 33:25 Prioritizing freedom Who This Episode Is For This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 72: The Bank of Mom and Dad	08 May 2024	00:37:49
In today's episode, we explore a topic close to every parent's heart: the delicate balance of supporting our children while encouraging their independence. It's a fine line between offering a helping hand and potentially hindering their growth by making life a little too comfortable. We're peeling back the layers on the financial support parents provide to their adult children – from covering basic needs to footing bills that ensure a struggle-free life. But at what cost? Are we nurturing their potential or inadvertently clipping their wings? We even share our own areas where we still support our grown daughter. Check it out and listen in! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 71 The Great Debate: To Credit or Not to Credit?	01 May 2024	00:34:58
This episode tackles the complex world of credit cards, from their benefits to their pitfalls. We cover topics like smart spending habits, the dark side of credit card use, and misleading industry practices. Things get a bit personal as we share our own experiences with credit cards and how they once caused tension in our relationship. Spoiler alert... it wasn't pretty. Tune in to hear best practices and more. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 70: Do You Fall for the Amazon Trap?	24 Apr 2024	00:36:08
In today's episode, we take a deep dive into the world of Amazon shopping, asking the critical question: Is Amazon a trap? Anyone who has experienced the sheer convenience of clicking and receiving almost anything within 24 hours knows the rush it can bring. But what happens when this convenience starts to chip away at your budget and, more importantly, your financial goals as a couple? Join us as we uncover the hidden impacts of Amazon's convenience and share practical tips for setting healthy boundaries. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 69: Are Your Student Loans Forgiven?	17 Apr 2024	00:34:33
Millions of Americans are scrambling to get a piece of the student loan forgiveness programs currently being rolled out. Are you one of them? But so many of us have questions about the impact and what it all means. Will it make a lasting difference? Is it fair to those who paid their debt? What will our children face when they go to college? All of these questions are valid. Listen to this week's episode to hear our thoughts, recommendations, and a few rants about it all. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 68: I Got Scammed	10 Apr 2024	00:34:31
In this episode, we're taking a transparent and personal look at the unsettling experience of financial security breaches. Even as a seasoned financial coaching expert, vulnerability to fraud and identity theft remains a stark reality. Have you or someone you know been jolted by the far-reaching impacts of financial intrusion? Listen in as we open up about our recent encounter with this exact issue. Our story is a reminder that these violations can happen to anyone. We'll share the practical steps we took immediately after discovering the breach and discuss strategies to safeguard your financial data against potential scammers. Navigating the digital landscape safely may seem daunting, but we each play a crucial role in protecting our personal information. Join us to equip yourself with the knowledge to stay one step ahead of the security game. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 67: Turn up the Volume on Loud Budgeting	03 Apr 2024	00:37:24
Everybody's talking about it! Loud budgeting has taken over as a way to manage your money and let other's know what you are up to. This week we dive into the ins and outs of what loud budgeting really is and what makes it different if at all from how we've traditionally looked at budgeting. Maybe you will decide to join in and amplify your budgeting message. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 66: Whose Money is it Anyway? The Quandary of Yours, Mine and Ours	27 Mar 2024	00:34:53
Do you often have these questions: Where should we put our money? Is my money OUR money? Should I stash some money? Where is all the money? These questions plague most couples trying to find commonality with their hard-earned funds. Check out this week's episode as we dive into the complexities and potential ease of deciding where to put it all and who then has access. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 65: How to Overcome Budget Fatigue	20 Mar 2024	00:35:51
Budgeting consistently is hard. There are times we simply don't feel like creating it, reviewing it, or sticking to it. But what do you do when you are tired and need to stay the course? Tune in to this week's episode to hear about strategies for remaining diligent to your plan and motivated to do the hard work. It isn't easy but you can do it. We haven't always felt like doing the work either so you aren't alone.
	Ep 64: Are You a Financial Optimist or Pessimist?	13 Mar 2024	00:36:52
How you view money is largely based on whether you typically take an optimistic or pessimistic point of view. Although neither perspective is right or wrong, it helps you know how your partner sees the world through their money lens. This week's podcast episode breaks down some of the advantages and disadvantages to the way the way we approach money decisions and behaviors. And we give you insight on how to make sure you honor differing ideas. Tune in to hear more! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 63: Money Dates: How to Make Talking About Money Fun	06 Mar 2024	00:32:08
Many couples have a hard time talking about money with one another. There are emotions, history, and maybe even feeling like you don't have enough that taint the conversation. It might be good to rename money talks altogether. Money dates allow you to set the stage for positive, healthy, and productive talks. Listen in to this episode for ideas on how to have fun while discussing money, how long these conversations should be, and what to avoid if needed. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	It Happens to All of Us: How to Plug Those Small Financial Leaks (Ep 170)	25 Mar 2026	00:33:33
Episode Summary In this episode, we dive deep into the hidden costs of everyday convenience and the 'small leaks' that can quietly drain your bank account. From our shocking overlapping subscriptions to accidental double-tipping at a restaurant, we share our own recent financial fumbles to remind you that nobody is perfect. Tune in to discover why paying attention to the tiny details in your budget and spending is the ultimate key to taking control of your financial destiny and keeping more of your hard-earned money! Who This Is For Episode Timestamps
	Ep 62: I Spent $150 on 50 Cent	28 Feb 2024	00:37:12
Have you ever found yourself in a situation where your spending habits took a wild, somewhat comical turn? That's exactly the adventure Ericka embarked on recently. This moment involves an unexpected guest in the neighborhood - none other than 50 Cent. Yes, you read that right! Join us as we dive into this hilarious adventure, proving that some moments, though seemingly frivolous at first glance, can enrich our lives in ways money can never measure. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 61: Unpacking How Love Languages Impact Your Finances	21 Feb 2024	00:32:51
For years we have been fans of the Five Love Languages. The principles in this book have shaped how we work with each other in our marriage and in our relationships with our daughters. It's time to embrace the power of understanding how to love your partner well. AND how these love languages could affect your financial lives. Listen in to find out how to meet each other needs and make deposits into their love bank. Your partner will thank you for listening in! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 60: Love Beyond Valentine's Day; Cultivating Year-Round Relationship Goals	14 Feb 2024	00:38:24
Social media is full of images of couples expressing their love and admiration for each other. But does this picture represent true "relationship goals?" Valentine's Day allows you to go the extra mile with the one you love. Are you participating? Do you give gifts? Are you going out with your honey? No matter what you do make sure your honey knows you love them 365 days a year. This is true relationship goals. Tune in as we discuss what we value in a relationship, who has inspired us, and some keys to a successful relationship. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 59: Unmet financial expectations and other things couples don't say out loud...	07 Feb 2024	00:36:38
Navigating the tides of expectations within our closest bonds can be tricky. The weight of what's spoken, silent, or unrealistic can feel heavy if ignored. Join Chris and Ericka as they unravel the complexities of financial expectations and share their journey of transforming individual burdens into shared goals. Tune in and discover how you, too, can master the delicate balance of financial expectation with grace and solidarity, and find your rhythm, together as a team. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 58: The Illusion of Money: Why More Money May Not Be the Answer	31 Jan 2024	00:35:13
One of the most common beliefs in our society is that more money can solve all problems. People presume that high income provides access to a good life, and that it's the ultimate purpose of our existence. But is this really the case? Some studies suggest that having more money can backfire and cause more problems than solutions. In this episode, we disagree and then agree many times. This topic isn't easy and we've had to navigate it in our own lives. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 57: Start Now to Avoid the Holiday Hangover This Year	24 Jan 2024	00:32:02
The holiday season is a time of joy, celebration, and often, overspending. Many people indulge in impulsive purchases, expensive gifts, and lavish decorations that end up leaving them with a financial hangover that extends well into the new year. For couples, this can be a particularly challenging time, as conflicting spending habits and goals can lead to resentment and stress in their relationship. In this episode, we will discuss tips and strategies for couples to navigate the holiday season and avoid a financial hangover beginning today! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 56: Milestone birthdays are a good time for reflection and planning	17 Jan 2024	00:42:07
Turning 50 is a significant milestone in life. It marks a new chapter in the journey of aging and prompts a reflection on past achievements and future goals. Aside from the personal and emotional aspects, it is also a time for financial planning and strategizing. Chris just had this milestone birthday and you get to listen in to how he really feels about it! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 55: Is Risk Taking an Essential Strategy to Your Financial Success?	10 Jan 2024	00:32:46
Do you stick to the predictable path, play it safe, and avoid financial risks? Many of us do! But, the role of risk-taking cannot be overlooked when it comes to making progress in life. it can be scary to take chances though, especially with money. This episode is dedicated to understanding what it means to take financial risks and how it can help you potentially achieve success faster. Listen in if you've been a bit slower to take risks like we were and hear what we wish we'd done differently along the way. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 54: Goal Setting; It's Not Just a New Year Thing	03 Jan 2024	00:37:49
Happy New Year! As you start this year, it's important to recognize that setting and achieving financial goals can be daunting, especially when done as a team. This week, listen in to how Chris and Ericka approach goal-setting. They discuss what has worked and what isn't helpful too. In this episode, we will cover the importance of setting individual goals before sharing them with your partner, establishing a plan for dealing with financial decisions and difficulties, and the essential elements for effectively setting and achieving financial goals as a couple. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 53: Two Peas one PODcast: For Better and Worth + Modern Husbands	27 Dec 2023	00:43:01
Money may not be the most romantic subject for most people, but it is among the leading causes of conflicts among couples. Soo… it can't be ignored. Different people have different attitudes, patterns, and beliefs when it comes to their finances. It's crucial to have open and honest conversations about money and actively work towards reaching shared financial goals. In this podcast episode, we have a conversation with the hosts of Modern Husbands about how to have healthy money dialogues with your partner and prioritize the right topics for you. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Understand the Power of Your Net Worth (Ep 169)	18 Mar 2026	00:37:03
Tracking your net worth is the ultimate key to unlocking true financial freedom, wealth building, and financial wellness. In this episode, we dive into the process of understanding your assets and liabilities so you can take control of your financial future. When you routinely evaluate where you stand financially you empower yourself to make smart, confident choices. We share our journey of tracking our numbers and the immense joy of watching our hard work pay off over time. Let this conversation inspire you to take immediate action on your personal finance journey. Who It's For Key Moments & Timestamps [02:15] What is Net Worth? We break down the simple formula (assets - liabilities) that forms the foundation of your financial picture. [05:30] Real Estate's Role: Discover how your home's appreciation boosts your net worth, even if you aren't selling. [09:45] Logic Over Emotion: Learn why staying disciplined with your investments during market swings is crucial for long-term growth. [14:20] Monarch Money: We recommend this intuitive software to effortlessly track your accounts, budget, and overall financial progress. [18:10] The Power of Compounding: We celebrate a huge milestone—a $300k investment growth in one year—and explore the incredible power of compound interest. Keep the Momentum Going If this episode motivated you to take charge of your financial future, please like, subscribe, and share it with someone you care about. Taking action today sets you up for a magnificent tomorrow. We are in this together—keep making progress, stay the course, and let your wealth grow! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 52: Saying Goodbye to Mint but NOT Goodbye to Tracking Your Money	20 Dec 2023	00:36:25
The news of Mint being discontinued at the end of 2023 has left many of its users frustrated and annoyed. It's understandable considering that Mint was a free, easy-to-use financial management tool that had become a beloved staple for many. So, what happens now? Should we all just give up on tracking our finances? Listen in to this week's episode as Chris and Ericka discuss the importance of maintaining a tracking system in addition to your budgeting habits. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 51: Navigating Gift-Giving with Shared Finances	13 Dec 2023	00:37:11
The holidays are a time of joy, but they can also be stressful when it comes to gift-giving. This stress can be amplified when you share a bank account with your significant other and the element of surprise could be compromised. However, there are ways to navigate this situation and still maintain the joy of gift-giving. In this episode, we will discuss the complications of gift-giving when sharing a bank account, the importance of preparation when buying gifts, and how to maintain the surprise element of gift-giving. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 50: The Golden Age - Lessons We Didn't Learn from the Golden Bachelor	06 Dec 2023	00:31:53
We recently watched a show called "The Golden Bachelor," which follows a senior bachelor looking for love.. The show was entertaining and highlighted the importance of finding love and companionship in one's golden years. It didn't however touch on the need for financial planning and security in these golden years. In this episode, we discuss a few critical factors to have in place as you age. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 49: Break the Paycheck-to-Paycheck Cycle	29 Nov 2023	00:39:07
Living paycheck to paycheck is the harsh reality for 70% of Americans, regardless of income. Face it... The cost of living is never going to drop, unfortunately. It is our responsibility to improve our own financial management skills and stop living close to the edge. In this episode, Chris and Ericka discuss their experience with paycheck-to-paycheck living and explore effective ways to overcome it for good. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 48: "Trap" Friday - Enjoy Thanksgiving and Don't Break the Bank!	22 Nov 2023	00:36:01
With the holiday season upon us, it's easy to get caught up in the frenzy of shopping and consumerism. But let's not forget what comes before all of that - Thanksgiving. Unfortunately, there is a tendency to overlook this special holiday and immediately start our holiday shopping. Black Friday then quickly turns into "Trap" Friday. We rush through the aisles, grabbing the best deals and gifts, without taking a moment to pause and reflect on the true meaning of Thanksgiving. Listen in to this week's episode as Chris and Ericka give tips and strategies to navigate this season without breaking the bank and enjoy the real meaning of this season. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 47: Can Your Relationship Survive a Home Renovation?	15 Nov 2023	00:35:01
Embarking on a home renovation journey can feel overwhelming, regardless of your financial situation. Just ask Chris and Ericka, who recently took on a project full of ups and downs. But trust us, it was absolutely worth it! With proper planning, budgeting, and open communication, your home upgrade can turn into a rewarding experience. Join us in this podcast episode as we explore effective strategies for navigating significant projects while staying on track both financially and relationally. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 46: How To Talk About Your Credit Scores With Your Partner (Without Stressing Out!)	08 Nov 2023	00:39:17
Among the many financial factors that contribute to financial stress, credit reports and scores often remain unspoken taboos. Many couples shy away from discussing their credit reports and scores in fear of exposing their financial shortcomings and the perceived stigma associated with poor credit. It is crucial to break down the fear surrounding credit reports and scores to normalize the conversation and make improvements when necessary. In this episode, we will delve deeper into our credit story and explore the importance of discussing credit reports and scores in relationships. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 45: Finding Your People: Our Experience at FinCon23 in New Orleans	01 Nov 2023	00:27:27
Ericka and Chris record LIVE at FinCon 2023! They describe the event and its significance to their work. They share key takeaways which included a strong sense of collaboration, readiness for content sharing, potential partnerships and collaborations, and new ideas discussed at the conference. If you want to learn more about FinCon and its impact on financial content creators, listen in! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 44: NIL Deals: Financial Touchdown or Fumble? – The Impact and Importance of Financial Education for College Athletes	25 Oct 2023	00:36:56
Are college athletes set up for success or failure with NIL deals? It might be the dream of every college athlete to increase their bank account or drive a nice car, but is it helping or hurting them? Many college athletes hope to go on to lucrative careers in professional sports, but the truth is most athletes won't get there. Name, image, and likeness deals can provide some much-needed relief during the lean college years. In this episode, listen in as Chris and Ericka volley on opposite ends of this debate about college NIL deals. They look at the realities and long-term ramifications of these potential opportunities and find out why financial education is essential for college athletes looking to make informed choices about their futures. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 43: The Paradox of More Money: How It Can Create More Financial Problems	18 Oct 2023	00:35:44
Have you ever found yourself thinking that if you had more money, your financial problems would disappear? It's a common assumption, but is it actually true? In this episode, Chris and Ericka explore the paradox of more money and how it can potentially create more financial problems. We discuss real statistics and delve into personal experiences to help you reflect on your own approach to money management. Finally, provide some tips to help you avoid the pitfalls of more money and lead a more financially secure life. Tune in now! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ready to Launch? A Parent's Guide to Helping Your Get Ready Financially to Leave the Nest (Ep 168)	11 Mar 2026	00:39:49
Join us for a real and fun conversation about the transition from a full house to an empty nest. We share our personal experiences launching our daughters, covering everything from the importance of financial transparency to the practical skills every young adult needs. We discuss the anxieties kids face, the temptation for parents to shelter them, and the power of letting them put what you've taught them into practice. Discover how to build a strong foundation of budgeting, saving, and responsibility that empowers your kids to confidently step into their future. You don't want to miss it! When it happens: This one's for you, the parents of teens and young adults on the brink of independence! If you're wondering how to turn conversations about money from awkward to awesome and want to give your kids a launchpad for success (without them boomeranging back to your basement), you've come to the right place. Let's get them ready to soar! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 42: Is Your Self Worth Tied to Your Net Worth?	11 Oct 2023	00:35:38
Many of us tend to measure our worthiness through our net worth. We believe that the more money we have, the more successful we are. The fact is, money is just a means to an end, and it should not define our worth. In this podcast episode, Chris and Ericka delve deep into the crucial balance between self-worth and net worth and the path to thriving financially. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 41: It's Me or the Dog	04 Oct 2023	00:36:45
Pets can bring joy, comfort, and companionship to our lives. For many of us, our pets are part of our family and their companionship is invaluable. However, when it comes to pet ownership, couples may have different perspectives and priorities that can lead to conflicts. These disagreements can range from who should take care of the pet to how much money should be spent on pet care. This can put a strain on the relationship, particularly when it comes to finances. In this podcast episode, Chris and Ericka will share their unexpected experiences with pet ownership and how they have found common ground. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
	Ep 40: Growing Up in a Single-Parent Household Has Its Advantages	27 Sep 2023	00:38:32
Growing up in a single-parent household can be challenging, but it can also provide valuable life lessons. Both Chris and Ericka grew up in single-parent households, and they credit their upbringing with teaching them responsibility, work ethic, hustle, and resilience. Listen in to hear how they feel about the advantages of having a single parent. There are benefits and life skills gained from growing up in a single-parent household and it can help families raising children to be financially responsible. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

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