This episode is brought to you in partnership with Revolut Business. If you’re a business owner or just getting started, Revolut is offering you EUR 20 free when you open a Revolut Business account - exclusively through Finscale here: https://revolutbusiness.onelink.me/jLOt/finscale

In this episode, James Gibson, Partner & General Manager in charge of Revolut Business, walks us through his journey from studying PPE at Oxford to consulting at Oliver Wyman and ultimately diving into the fast-paced world of FinTech.

He shares how joining Revolut in 2017 was less a calculated move and more a response to the energy and ambition of the company. Over the years, he evolved through multiple roles from strategy to product to leadership, learning to adapt, let go of linear paths, and lead through clarity and curiosity.

James also unpacks how Revolut Business is redefining business banking at scale, balancing automation with personalisation and navigating product strategy in a high-growth, global environment.

Throughout, one theme stays central: building real impact by empowering businesses with smart, intuitive tools - and doing it with intentionality.

Finscale is also available on YouTube: https://www.youtube.com/@finscale.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of Solenne's conversation with James Gibson, Partner at Revolut in charge of Revolut Business. This episode is brought to you in partnership with Revolut. If you’re a business owner or just getting started, Revolut is offering you EUR 20 free when you open a Revolut Business account - exclusively through Finscale here: https://revolutbusiness.onelink.me/jLOt/finscale.

Finscale is also available on YouTube: https://www.youtube.com/@finscale.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Finscale is also available on YouTube: https://www.youtube.com/@finscale. The episode will be released on Sunday as always :)

This conversation with Max almost didn’t happen. Poor recording conditions initially forced us to reschedule, but I’m glad we decided to retry. It was great to gain insights into how Lemon Markets is working towards its goal of expanding and strengthening infrastructure to reach 100 million retail investors.

We discussed:

• Client Needs
  • The types of clients who benefit most from Lemon Markets' infrastructure and how these needs vary across different use cases.
  • The specific requirements of clients like Holvi when integrating with their infrastructure, and the reasons they choose Lemon Markets’ API over developing in-house solutions.
• Platform
  • A breakdown of Lemon Markets' technical infrastructure and the primary components that power their API.
  • How they ensure scalability and security to meet the demands of financial institutions and start-ups alike.
• Regulatory
  • The proactive steps Lemon Markets takes to stay ahead of Europe's ever-evolving regulatory landscape and how they prepare their clients for upcoming changes.

See you on Sunday for the full episode here or on YouTube!

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday.

I’m sure you know by now how much I enjoy interviewing the VC community. They are incredibly nimble and have a strong entrepreneurial spirit that sets them apart. For this episode, I had the unique pleasure of chatting with Johan who is one of Europe's most renowned names in venture capital investment.

Johan has achieved incredible success in the world of venture capital and entrepreneurship--and now he's here to tell us all about his journey with Creandum.

As diversity is a top priority for me and my podcast, I had to discuss this with Johan. We delved into the lofty diversity goals that his venture capital firm has set, particularly in relation to women on their teams and investments.

Johan tells us about the implementation of their diversity index, offers a wealth of relevant data and provides us with tangible results to date.

We couldn't pass up this VC's flagship investments in FinTechs such as Swan and Trade Republic. 

Out of the 120 companies that Creandum supports, it's no surprise that several have become unicorns. 

We discuss their unique selling proposition (USP) as well as the positioning of the manager in European ecosystems.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

The crucial role investor relations plays in the VC world is just one of the topics we dive into with Daniel during this episode. You’ll discover that not only is this a subject that Speedinvest takes very seriously but more often than not, investor relations is not given the kudos it deserves. What we find out is that there's clearly a parallel to start-up funding rounds and it’s no laughing matter when it comes to institutional investors.

Daniel gives us a behind-the-scenes look at this Austrian based VC's modus operandi, the tools they use, how their various offices operate, and how it all comes together. 

And finally, we talk about their investment thesis and unearth some of the gold nuggets in their portfolio.

The VC as you have never seen it before.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday.

The crucial role investor relations plays in the VC world is just one of the topics we dive into with Daniel during this episode. You’ll discover that not only is this a subject that Speedinvest takes very seriously but more often than not, investor relations is not given the kudos it deserves. What we find out is that there's clearly a parallel to start-up funding rounds and it’s no laughing matter when it comes to institutional investors.

Daniel gives us a behind-the-scenes look at this Austrian based VC's modus operandi, the tools they use, how their various offices operate, and how it all comes together. 

And finally, we talk about their investment thesis and unearth some of the gold nuggets in their portfolio.

The VC as you have never seen it before.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

We take a step back to understand what's taken place in private markets, in particular private equity.

You’ll not only discover that this asset class was almost non-existent 40 years ago but also be treated to a discussion on the main principles of diversification and the evolution of a pension fund's asset allocation.

This topic is important because we know that there are huge challenges when it comes to accessing this asset category. We are therefore talking about financial education but also about tokenization. 

We delve into ESG and Bill's views about how hard it is for asset managers to implement its principles.

Finally, we talk about the CAIA Association, their programmes and alumni, and their initiatives, which will give you deeper insight into how education and recruitments in Tech’ are key to the development of this asset class.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday.

We take a step back to understand what's taken place in private markets, in particular private equity.

You’ll not only discover that this asset class was almost non-existent 40 years ago but also be treated to a discussion on the main principles of diversification and the evolution of a pension fund's asset allocation.

This topic is important because we know that there are huge challenges when it comes to accessing this asset category. We are therefore talking about financial education but also about tokenization. 

We delve into ESG and Bill's views about how hard it is for asset managers to implement its principles.

Finally, we talk about the CAIA Association, their programmes and alumni, and their initiatives, which will give you deeper insight into how education and recruitments in Tech’ are key to the development of this asset class.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

In this episode, I speak to Erik, who lets us in on the great adventure he’s having with Scalable Capital, which is soon to be Europe's leading digital investment platform. In 2014, he and his co-founders created this online WM firm in Germany.

We learn about the evolution of their offering, from their original positioning to the robo-advisor and recently their neobroker offering. Erik is a former banker at Goldman Sachs and shares a great anecdote about his success and how it all started.

We find out why Scalable Capital joined forces with Baader Bank and what approvals they needed from Bafin and the Bundesbank. We also dive into how portfolio management evolved from the first risk-based management portfolio to the most recent ESG development. We also look at portfolio rebalancing as well as customers and the acquisition funnel.

Erik walks us through their exponential growth, specifically the structure of their investment management arm. We touch on their partnerships with the major ETF providers, which have enabled them to offer Invesco, iShares and Xtrackers ETF. This includes crypto ETPs and the integration of third-party providers such as Fourth line.

Finally, we talk about their CapTable and more particularly BlackRock and Tencent, investors who deeply trust what they do. 

It’s another must-listen!

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday.

In this episode, I speak to Erik, who lets us in on the great adventure he’s having with Scalable Capital, which is soon to be Europe's leading digital investment platform. In 2014, he and his co-founders created this online WM firm in Germany.

We learn about the evolution of their offering, from their original positioning to the robo-advisor and recently their neobroker offering. Erik is a former banker at Goldman Sachs and shares a great anecdote about his success and how it all started.

We find out why Scalable Capital joined forces with Baader Bank and what approvals they needed from Bafin and the Bundesbank. We also dive into how portfolio management evolved from the first risk-based management portfolio to the most recent ESG development. We also look at portfolio rebalancing as well as customers and the acquisition funnel.

Erik walks us through their exponential growth, specifically the structure of their investment management arm. We touch on their partnerships with the major ETF providers, which have enabled them to offer Invesco, iShares and Xtrackers ETF. This includes crypto ETPs and the integration of third-party providers such as Fourth line.

Finally, we talk about their CapTable and more particularly BlackRock and Tencent, investors who deeply trust what they do. 

It’s another must-listen!

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

A conversation that covers many topics, from scaling a business in payments to Twitter and the timing of IPOs.

In this episode, I speak to Josh, a banking lawyer who worked at the US Federal Reserve, Deutsche Bank, Crédit Agricole and Bank of America before joining the FinTech world at Checkout.com, the payment processing company. 

Josh takes us through the macro and micro steps Checkout.com took to prepare for their international expansion when he was COO. He uses Saudi Arabia as an example, providing insight into how the team was assembled, core functions established, and local teams deployed. 

We look at the benefits of deploying from Europe, where a standard of excellence is established in the key areas of anti-money laundering and data protection. We learn that data has always been key to their scaling, and get a first-hand look at how it's processed to be very efficient at resolving bottlenecks very fast. We also dive into their regulatory strategy for expanding outside of Europe.

Josh joined Wilson Sonsini, a tech-focused US law firm, a few years ago and we learn about their relationships with big tech companies like Netflix and Apple. Discovering a start-up history, from its formation as a legal entity to more complex litigation cases, is a special treat. You'll also learn about the key roles that these top notch advisors play. 

If you want the inside scoop on IPOs, we pinpoint the exact timing required to make it a success.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode published on Sunday.

A conversation that covers many topics, from scaling a business in payments to Twitter and the timing of IPOs.

In this episode, I speak to Josh, a banking lawyer who worked at the US Federal Reserve, Deutsche Bank, Crédit Agricole and Bank of America before joining the FinTech world at Checkout.com, the payment processing company. 

Josh takes us through the macro and micro steps Checkout.com took to prepare for their international expansion when he was COO. He uses Saudi Arabia as an example, providing insight into how the team was assembled, core functions established, and local teams deployed. 

We look at the benefits of deploying from Europe, where a standard of excellence is established in the key areas of anti-money laundering and data protection. We learn that data has always been key to their scaling, and get a first-hand look at how it's processed to be very efficient at resolving bottlenecks very fast. We also dive into their regulatory strategy for expanding outside of Europe.

Josh joined Wilson Sonsini, a tech-focused US law firm, a few years ago and we learn about their relationships with big tech companies like Netflix and Apple. Discovering a start-up history, from its formation as a legal entity to more complex litigation cases, is a special treat. You'll also learn about the key roles that these top notch advisors play. 

If you want the inside scoop on IPOs, we pinpoint the exact timing required to make it a success.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

In this episode, we look at the US and Europe through the lens of the fintech medium-term landscape, and deep dive into what the European start-up scene means to a giant US VC firm and what they look for when investing. 

Seema Amble is a partner at Andreessen Horowitz (A16Z), the venture capital firm specialising in early-stage start-ups and established growth companies. Prior to this, Seema had been investing in fintechs for over a decade, primarily covering financial services with a focus on payments and insurance.It’s very insightful to get Seema’s fintech’s medium-term outlook and learn the importance of thinking about how much more this covers and how much more still needs to be built beyond the typical financial infrastructure. Seema has a keen eye on CFO stack or CFO tools, which give them intelligence with a real-time view of a company's financial data. Other areas to watch include AML, cyber insurance and cross-border payments. 

At A16Z, they want to find the most bold, ambitious entrepreneurs who are building the future through technology. A real source of inspiration is hearing Seema share the “factory” they have built to support the entrepreneurs. 

She also delves into companies A16Z has been investing in, such as: Stoïk, Sequence or Payrails.

This podcast is for information purposes only and should not be relied upon for investment advice. Opinions expressed by Seema are solely her own and do not reflect the opinion of Andreessen Horowitz.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

In this episode of Finscale, my guest is the Head of AI recruited by EQT to strengthen their Venture arm, with a mission to push the boundaries of data-driven investments at Europe’s largest early-stage VC. He shares how EQT has positioned itself in AI over the years, particularly through their AI platform, "Motherbrain", an essential tool everyone should know about. Still involved with the companies he co-founded : Predli and MasterExchange and, as a Global Program Instructor at UC Berkeley, he provides us with a unique insight into this visionary strategy.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an extract from the episode published in the coming days.

In this episode, we look at the US and Europe through the lens of the fintech medium-term landscape, and deep dive into what the European start-up scene means to a giant US VC firm and what they look for when investing. 

Seema Amble is a partner at Andreessen Horowitz (A16Z), the venture capital firm specialising in early-stage start-ups and established growth companies. Prior to this, Seema had been investing in fintechs for over a decade, primarily covering financial services with a focus on payments and insurance.It’s very insightful to get Seema’s fintech’s medium-term outlook and learn the importance of thinking about how much more this covers and how much more still needs to be built beyond the typical financial infrastructure. Seema has a keen eye on CFO stack or CFO tools, which give them intelligence with a real-time view of a company's financial data. Other areas to watch include AML, cyber insurance and cross-border payments. 

At A16Z, they want to find the most bold, ambitious entrepreneurs who are building the future through technology. A real source of inspiration is hearing Seema share the “factory” they have built to support the entrepreneurs. 

She also delves into companies A16Z has been investing in, such as: Stoïk, Sequence or Payrails.

This podcast is for information purposes only and should not be relied upon for investment advice. Opinions expressed by Seema are solely her own and do not reflect the opinion of Andreessen Horowitz.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

How does a huge financial group such as HSBC foster a culture of innovation internally while collaborating with FinTechs?

 This is exactly what I sought to understand when speaking to my latest guest Rita. She gets straight to the point and provides definitive examples without sugarcoating the requirements Global functions, such as legal or risk, need to have in place at a global level. 

 We delve into how start-ups are identified and selected, procurement management, the implementation of the proof of concept, as well as the all-important results. We also deep dive into a use case where a natural-language-generation company based in France is serving a risk team based in Hong Kong . 

I also speak to Rita about the internal innovation programmes within the group, whether through VC investments with HSBC Ventures,  staff training focused on innovation initiatives designed in conjunction with Oxford, or the intrapreneurship the HSBC entrepreneur-in-residence project.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

7 mn of the episode published on Sunday.

How does a huge financial group such as HSBC foster a culture of innovation internally while collaborating with FinTechs?

 This is exactly what I sought to understand when speaking to my latest guest Rita. She gets straight to the point and provides definitive examples without sugarcoating the requirements Global functions, such as legal or risk, need to have in place at a global level. 

 We delve into how start-ups are identified and selected, procurement management, the implementation of the proof of concept, as well as the all-important results. We also deep dive into a use case where a natural-language-generation company based in France is serving a risk team based in Hong Kong . 

I also speak to Rita about the internal innovation programmes within the group, whether through VC investments with HSBC Ventures,  staff training focused on innovation initiatives designed in conjunction with Oxford, or the intrapreneurship the HSBC entrepreneur-in-residence project.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Two complex concepts together in this episode: crypto and AML Risk scoring. Keep cool, that remains completely understandable. Mircea joined Coinfirm 18 months ago to accelerate the expansion of this software provider offering AML Risk Analytics solutions for blockchains and cryptocurrencies.

Supporting over 1200 cryptocurrencies, including BTC, ETH, Dash, and Hyperledger, Confirm’s AML solutions are used by over 140 global clients, ranging from crypto exchanges such as Binance, protocols like NEAR to major financial institutions.

We cover the entire range of risks that Coinfirm helps its clients to mitigate, such as regulatory risk, transaction and counterparty risks.

We deep dive into the four different building blocks of Coinfirm : on ramp, onchain, off ramp, analytics and see how the start-up improves the knowledge of the compliance officer to get into that crypto space, shifting from a pure TradFi thinking to a hybrid one to understand and properly address those risks.

We also talk about the last Series A with investors like Middle Game Ventures and Coinshares.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

7 mn of the episode published on Sunday.

Two complex concepts together in this episode: crypto and AML Risk scoring. Keep cool, that remains completely understandable. Mircea joined Coinfirm 18 months ago to accelerate the expansion of this software provider offering AML Risk Analytics solutions for blockchains and cryptocurrencies.

Supporting over 1200 cryptocurrencies, including BTC, ETH, Dash, and Hyperledger, Confirm’s AML solutions are used by over 140 global clients, ranging from crypto exchanges such as Binance, protocols like NEAR to major financial institutions.

We cover the entire range of risks that Coinfirm helps its clients to mitigate, such as regulatory risk, transaction and counterparty risks.

We deep dive into the four different building blocks of Coinfirm : on ramp, onchain, off ramp, analytics and see how the start-up improves the knowledge of the compliance officer to get into that crypto space, shifting from a pure TradFi thinking to a hybrid one to understand and properly address those risks.

We also talk about the last Series A with investors like Middle Game Ventures and Coinshares.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Seize the innovations in the financial industry and see how the actors respond to them.

In this episode, I explain what Finscale is. 

Already 130 episodes published in French... A lot of pressure to launch the ENglish version. Now enjoy and subscribe !

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Finscale is also available on YouTube: https://www.youtube.com/@finscale. The episode will be released on Sunday as always :)

In this episode of Finscale, my guest is the Head of AI recruited by EQT to strengthen their Venture arm, with a mission to push the boundaries of data-driven investments at Europe’s largest early-stage VC. He shares how EQT has positioned itself in AI over the years, particularly through their AI platform, "Motherbrain", an essential tool everyone should know about. Still involved with the companies he co-founded : Predli and MasterExchange and, as a Global Program Instructor at UC Berkeley, he provides us with a unique insight into this visionary strategy.

See you on Sunday for the full episode here or on YouTube!

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Data management is central to the entire financial industry, but this week I wanted to have a conversation with one of the founders of Governance, whom I've been following for several years. Bert joined me to explain it all in detail and to discuss how recent advancements, particularly the democratisation of large language models, are shifting the landscape. Since stepping down from his role as CEO, Bert has passionately delved into this subject.

We discuss Governance, but more importantly, the impact of AI on FundTech, using onboarding as a key example. You’ll find that far from being a minor issue, it’s shaping up to be a real game-changer.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode released on Sunday.

Data management is central to the entire financial industry, but this week I wanted to have a conversation with one of the founders of Governance, whom I've been following for several years. Bert joined me to explain it all in detail and to discuss how recent advancements, particularly the democratisation of large language models, are shifting the landscape. Since stepping down from his role as CEO, Bert has passionately delved into this subject.

We discuss Governance, but more importantly, the impact of AI on FundTech, using onboarding as a key example. You’ll find that far from being a minor issue, it’s shaping up to be a real game-changer.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Tillman emphasizes a remarkable alignment in values. From the way Inyova was designed, everything is in harmony, from its core principles to its broader mission. Beyond this, it’s always fascinating to explore how a WealthTech company evolves in a country where wealth management has been a cornerstone industry for generations. We're talking about Switzerland—its deep respect for tradition, the complexity of technological interconnections, and the precision it brings to innovation. You'll also gain insight into what drives this start-up, which is expanding across Europe, particularly through Germany.

We dive into the founder's entrepreneurial convictions around sustainability, why they chose to launch Inyova, how the company has structured itself, and what their ambitions for the future are. Lastly, we discuss governance and the various committees established to guide them in their growth and ensure they remain aligned with their mission.

This episode offers a glimpse into how a modern company blends innovation with heritage to reshape the future of wealth management.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode released on Sunday.

Tillman emphasizes a remarkable alignment in values. From the way Inyova was designed, everything is in harmony, from its core principles to its broader mission. Beyond this, it’s always fascinating to explore how a WealthTech company evolves in a country where wealth management has been a cornerstone industry for generations. We're talking about Switzerland—its deep respect for tradition, the complexity of technological interconnections, and the precision it brings to innovation. You'll also gain insight into what drives this start-up, which is expanding across Europe, particularly through Germany.

We dive into the founder's entrepreneurial convictions around sustainability, why they chose to launch Inyova, how the company has structured itself, and what their ambitions for the future are. Lastly, we discuss governance and the various committees established to guide them in their growth and ensure they remain aligned with their mission.

This episode offers a glimpse into how a modern company blends innovation with heritage to reshape the future of wealth management.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

After a career at Goldman, Gaurav launched his Private Equity firm to scale companies with gold nugget products. Together, we dissect the concrete value contribution of this New York-based investor, whose partners have extensive CVs. Gaurav discusses VeArc, a subsidiary of Long Arc that provides support services to LAC portfolio companies at cost. We revisit the three pillars of scaling in a well-processed manner.

The reason I invited Gaurav is precisely for this scaling process by the book that Long Arc has implemented with its team, as well as its advice from world-renowned industry leaders.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt from the episode released on Sunday.

After a career at Goldman, Gaurav launched his Private Equity firm to scale companies with gold nugget products. Together, we dissect the concrete value contribution of this New York-based investor, whose partners have extensive CVs. Gaurav discusses VeArc, a subsidiary of Long Arc that provides support services to LAC portfolio companies at cost. We revisit the three pillars of scaling in a well-processed manner.

The reason I invited Gaurav is precisely for this scaling process by the book that Long Arc has implemented with its team, as well as its advice from world-renowned industry leaders.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

For those who are not familiar, BCB Group is Europe's leading payment service provider for the digital asset economy. A pioneer in the industry, they have gone through the process of becoming regulated as an Authorised Payment Institution in the UK and Europe. We speak with Olly about these regulatory choices, including the decision to operate in France. We detail their offerings and how this UK-born company serves large clients like Gemini and Kraken. 

One of the points I also had in mind is the consolidation of custody and governance of its digital asset operations on Metaco, now part of Ripple.

We discuss what this brings in terms of scalability and security, as well as the challenges related to their status as a regulated institution. You'll see that it's quite a project, well managed.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Finscale is also available on YouTube: https://www.youtube.com/@finscale.

In this episode, Levent and Solenne dive into the fast-evolving infrastructure powering private markets with the founders of Bunch, a platform transforming fund operations for GPs, LPs and fund administrators.

We unpack the major pain points in private markets : legal complexity, manual capital call processes, fragmented data and how Bunch positions itself as a System of Record for the industry. From handling intricate legal structures to automating capital calls and enhancing GP-LP transparency, Bunch is building the connective tissue for modern fund management.

We also explore Bunch's recent expansion into Luxembourg, the Netherlands and the UK, their localised go-to-market strategies, and their long-term vision of becoming the default infrastructure for alternative assets globally.

Key takeways :

• Bunch streamlines fund operations by acting as a System of Record for private markets, reducing dependency on manual workflows and fragmented tools.
• The platform simplifies legal complexity from LPAs and side letters to equalisation clauses through structured data models and automated compliance checks.
• Bunch’s Capital Call Assistant automates the full lifecycle of capital calls, including edge cases like waterfall recalculations and equalisation interest, dramatically reducing operational risk and errors.
• GPs benefit from improved LP relations thanks to enhanced reporting, greater transparency, and the ability to manage complex fund structures across jurisdictions.
• LPs experience a smoother, more modern interface, with access to tailored dashboards and clearer data, improving trust and engagement with fund managers.
• Bunch’s integration capabilities with legacy systems, auditors, and custodians ensure smoother adoption for established fund managers.
• With recent expansion into Luxembourg, the NL and the UK, Bunch is adapting its go-to-market and legal architecture to fit local regulatory landscapes and investor expectations.
• The team envisions Bunch as the default infrastructure layer for alternative asset managers globally, across PE, VC, real estate, and infrastructure.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Excerpt from the episode published on Sunday.

For those who are not familiar, BCB Group is Europe's leading payment service provider for the digital asset economy. A pioneer in the industry, they have gone through the process of becoming regulated as an Authorised Payment Institution in the UK and Europe. We speak with Olly about these regulatory choices, including the decision to operate in France. We detail their offerings and how this UK-born company serves large clients like Gemini and Kraken. 

One of the points I also had in mind is the consolidation of custody and governance of its digital asset operations on Metaco, now part of Ripple.

We discuss what this brings in terms of scalability and security, as well as the challenges related to their status as a regulated institution. You'll see that it's quite a project, well managed.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

One of Finscale's Best Of in 2023.

There's nothing I enjoy more than exploring complex and intriguing areas of finance with you. n this podcast, our guest from Switzerland sheds light on fiduciary services, trusts, and their relationship with wealth management, as well as common misconceptions. We discuss the use, benefits, and drawbacks of trusts for holding assets such as rainforest deeds, IP, and digital assets, and the importance of fiduciary duties and governance. 

We also touch on the typology of clients using trusts, including pioneers, founders, and experienced investors. Siobhan mentions the evolution of regulation and the interest in building trusts in Switzerland, along with the controversy surrounding the Pandora papers.

During the conversation, she talks about the challenges of building trusts in the context of digital assets, including specific use cases such as the inheritance of NFTs and the creation of a Token Foundation through which DAOs with their own on-chain treasury can interact with the off-chain world. She explains the partnerships Saffery Champness is building with service providers in traditional finance and the crypto ecosystem, such as Coinify.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

In the same way that I greatly enjoyed hosting the EIB, the EIF, a deputy, and a finance minister, I am delighted this week to understand the role played by the World Bank in the digitalisation and modernisation of financial systems in emerging countries. Together with Andrea, we explore the example of instant payments and examine the role played by the World Bank in this implementation, particularly through the practical case of their deployment in the Western Balkans. This sheds light on this historic institution based in Washington, DC—a great way to understand the nature of their collaborations with both public and private sectors.

You will understand concretely how the World Bank assists developing economies worldwide in modernizing payment systems and the financial sector in general. By partnering with policymakers and the private sector, it develops a new playbook to drive impactful and resilient development. Modernizing the financial sector is just one aspect of it, as the World Bank has already been supporting more than 12,000 development projects, including infrastructure, schools, and roads.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excrept of the episode published on Sunday.

In the same way that I greatly enjoyed hosting the EIB, the EIF, a deputy, and a finance minister, I am delighted this week to understand the role played by the World Bank in the digitalisation and modernisation of financial systems in emerging countries. Together with Andrea, we explore the example of instant payments and examine the role played by the World Bank in this implementation, particularly through the practical case of their deployment in the Western Balkans. This sheds light on this historic institution based in Washington, DC—a great way to understand the nature of their collaborations with both public and private sectors.

You will understand concretely how the World Bank assists developing economies worldwide in modernizing payment systems and the financial sector in general. By partnering with policymakers and the private sector, it develops a new playbook to drive impactful and resilient development. Modernizing the financial sector is just one aspect of it, as the World Bank has already been supporting more than 12,000 development projects, including infrastructure, schools, and roads.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

I had been contemplating this discussion for four years already. I do not regret waiting. I am absolutely delighted to have had a chat with Steffen, who provides us with a wealth of insights into the democratisation of private equity. What is pleasing about this entrepreneur is his profoundly deep knowledge of the industry and his vision. He explains how he executed his plan with his team, from the very first investment of EUR 10 million in an EQT fund to the platform we now know with its myriad of strategies, secondary management, as well as the white label offerings aimed at institutions that want to diversify their private equity offerings for their private clients.

It is quite an extraordinary achievement that I am excited to share with you today. Don’t miss a bit and enjoy the show.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of the episode published on Sunday.

I had been contemplating this discussion for four years already. I do not regret waiting. I am absolutely delighted to have had a chat with Steffen, who provides us with a wealth of insights into the democratisation of private equity. What is pleasing about this entrepreneur is his profoundly deep knowledge of the industry and his vision. He explains how he executed his plan with his team, from the very first investment of EUR 10 million in an EQT fund to the platform we now know with its myriad of strategies, secondary management, as well as the white label offerings aimed at institutions that want to diversify their private equity offerings for their private clients.

It is quite an extraordinary achievement that I am excited to share with you today. Don’t miss a bit and enjoy the show.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

I realised that not everyone knows what stablecoins are and how they differ from each other and from CBDCs. I covered this topic some time ago on my French channel with the entrepreneur Pablo Veyrat, the founder of Angle.

In this episode, we discuss it in more detail with my guest: Sinclair. This founder, who spent some time at Palantir, talks about the Mural Pay venture he created in the US to rationalise instant global payments and invoicing. Mural eliminates delays and fees, allowing vendors and contractors to be paid with stablecoin-based payments. 

Various use cases are examined more closely to understand the start-up's strategy and how it evangelises its market, along with how the teams developed their solution: integrations and features.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of the episode published on Sunday.

I realised that not everyone knows what stablecoins are and how they differ from each other and from CBDCs. I covered this topic some time ago on my French channel with the entrepreneur Pablo Veyrat, the founder of Angle.

In this episode, we discuss it in more detail with my guest: Sinclair. This founder, who spent some time at Palantir, talks about the Mural Pay venture he created in the US to rationalise instant global payments and invoicing. Mural eliminates delays and fees, allowing vendors and contractors to be paid with stablecoin-based payments. 

Various use cases are examined more closely to understand the start-up's strategy and how it evangelises its market, along with how the teams developed their solution: integrations and features.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

A unique encounter between podcasters. This week, I have the pleasure of speaking with a Climate tech investor who is convinced that investments in this sector will primarily be driven by investor communities. 

This bottom-up approach, familiar to crowdfunding, is now being applied to climate initiatives. Yoann hosts podcasts and a YouTube channel and has made it his mission to grow this community to have an even greater impact on climate change. You will learn about the role that TikTok can play in reversing the trend. Climate Insiders focuses on hardware, so we cover numerous innovations, from photocatalysis to mycoremediation.

An episode that will change your perspective and really make you think.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of the episode published on Sunday.

A unique encounter between podcasters. This week, I have the pleasure of speaking with a Climate tech investor who is convinced that investments in this sector will primarily be driven by investor communities. 

This bottom-up approach, familiar to crowdfunding, is now being applied to climate initiatives. Yoann hosts podcasts and a YouTube channel and has made it his mission to grow this community to have an even greater impact on climate change. You will learn about the role that TikTok can play in reversing the trend. Climate Insiders focuses on hardware, so we cover numerous innovations, from photocatalysis to mycoremediation.

An episode that will change your perspective and really make you think.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Finscale is also available on YouTube: https://www.youtube.com/@finscale.

This is an excerpt of Solenne's conversation with Levent Altunel, the CEO and co-founder of Bunch Capital

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

There is still a long way to go to transform the PE industry, which still relies on Excel for many tasks. These manual processes are a golden opportunity for anyone looking to innovate in the industry and help the constellation of players in this ecosystem improve their efficiency and better serve their clients. I reached out to Chronograph because I am well aware of the work they have been doing for years to streamline data management, analytics, and reporting.

This US-based solution offers a portfolio monitoring software that makes life easier for PE investors across the globe.

Charlie shares with us their story and how the initially LP-focused offering naturally expanded to GPs.

We discuss the solution and the specific problems it addresses. One of the three essential pillars of the PE stack.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of the episode published on Sunday.

There is still a long way to go to transform the PE industry, which still relies on Excel for many tasks. These manual processes are a golden opportunity for anyone looking to innovate in the industry and help the constellation of players in this ecosystem improve their efficiency and better serve their clients. I reached out to Chronograph because I am well aware of the work they have been doing for years to streamline data management, analytics, and reporting.

This US-based solution offers a portfolio monitoring software that makes life easier for PE investors across the globe.

Charlie shares with us their story and how the initially LP-focused offering naturally expanded to GPs.

We discuss the solution and the specific problems it addresses. One of the three essential pillars of the PE stack.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

I've been discussing SaaS on the podcast for years. In his renowned article "Why software is eating the world", Marc Andreessen explained that software would take over large portions of the economy, driven by the proliferation and success of the SaaS model. This model has shifted us from physical and localised systems to global, scalable, and efficient software solutions. Thirteen years after these insights, what do we think about SaaS?

It's a topic I've been eager to explore with an expert. Hillel, who has years of experience investing in B2B SaaS, joined me for this discussion.

We covered many topics, including the evolution of pricing models, the value proposition, the transformation of incumbents, the shift to cloud-based services, and more recently, topics related to AI.

This was an opportunity for me to introduce you to Kennet, whom I know well. We discussed the funds, the thesis, and certain investments, such as Eloomi, which have exited. This investment allows us to talk about KPIs and the role of sustainable growth in investment decisions.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Excerpt of the episode released on Sunday.

I've been discussing SaaS on the podcast for years. In his renowned article "Why software is eating the world", Marc Andreessen explained that software would take over large portions of the economy, driven by the proliferation and success of the SaaS model. This model has shifted us from physical and localised systems to global, scalable, and efficient software solutions. Thirteen years after these insights, what do we think about SaaS?

It's a topic I've been eager to explore with an expert. Hillel, who has years of experience investing in B2B SaaS, joined me for this discussion.

We covered many topics, including the evolution of pricing models, the value proposition, the transformation of incumbents, the shift to cloud-based services, and more recently, topics related to AI.

This was an opportunity for me to introduce you to Kennet, whom I know well. We discussed the funds, the thesis, and certain investments, such as Eloomi, which have exited. This investment allows us to talk about KPIs and the role of sustainable growth in investment decisions.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

I'm excited to speak with Ronit this week. He has a talent for simplifying finance from a macro perspective and can think conceptually about the industry's future. Recently, this brilliant mind from Citi published a new book on the industry's future. He presents a comprehensive overview of money throughout history, spanning from ancient times to the present day and beyond. 

This episode provides us with a great opportunity to gain perspective and focus on some incredible aspects that tech in finance enables, such as promoting greater inclusion and providing access to banking services for women. These use cases demonstrate that change is indeed underway and is accelerating.

I share Ronit's passion for discussing the future. So, I'll let you enjoy this beautiful retrospective guided by his book. 

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

Excerpt of the episode released on Sunday.

I'm excited to speak with Ronit this week. He has a talent for simplifying finance from a macro perspective and can think conceptually about the industry's future. Recently, this brilliant mind from Citi published a new book on the industry's future. He presents a comprehensive overview of money throughout history, spanning from ancient times to the present day and beyond. 

This episode provides us with a great opportunity to gain perspective and focus on some incredible aspects that tech in finance enables, such as promoting greater inclusion and providing access to banking services for women. These use cases demonstrate that change is indeed underway and is accelerating.

I share Ronit's passion for discussing the future. So, I'll let you enjoy this beautiful retrospective guided by his book. 

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

The topic of Climate Risk is one that deeply concerns me, as it does many individuals I engage with. In the financial world, it's a subject that's perceived in vastly different ways, depending on whom you speak to. I was keen to have this conversation because Climate X's method strikes me as pragmatic, sensible, and attuned to business realities, a rarity in the climate risk analysis arena.

Lukky, the CEO of Climate X, is an intriguing figure with a profound grasp of his field. He has consistently impressed me since our initial meeting. Our discussion delves into their business methodology and the development of their Spectra model—an impressive and user-friendly tool.

We explore how this UK-based start-up achieves global reach in providing climate risk data by fusing scientific research with econometrics to produce comprehensive climate risk analytics. I assure you, the conversation is not just enlightening but genuinely captivating.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of the episode published on Sunday.

The topic of Climate Risk is one that deeply concerns me, as it does many individuals I engage with. In the financial world, it's a subject that's perceived in vastly different ways, depending on whom you speak to. I was keen to have this conversation because Climate X's method strikes me as pragmatic, sensible, and attuned to business realities, a rarity in the climate risk analysis arena.

Lukky, the CEO of Climate X, is an intriguing figure with a profound grasp of his field. He has consistently impressed me since our initial meeting. Our discussion delves into their business methodology and the development of their Spectra model—an impressive and user-friendly tool.

We explore how this UK-based start-up achieves global reach in providing climate risk data by fusing scientific research with econometrics to produce comprehensive climate risk analytics. I assure you, the conversation is not just enlightening but genuinely captivating.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

About three years ago, I began to explore the story of Florian, an early cryptocurrency advocate and tax expert with experience at one of the Big Four accounting firms. 

Nearly a decade ago, Florian grappled with the tax declaration challenges that all crypto holders face. Currently, a minority accurately report their crypto earnings, but this may shift in 2026 due to the impending introduction of DAC 8. 

This directive aims to give tax authorities the information they need to track and assess the tax implications of crypto-generated income by creating a standardised framework for cross-border reporting. 

The potential market for Blockpit is vast. Our conversation spans Blockpit's technological core, their client base, and their global expansion efforts. I find the complexities of audit trails and risk management, especially regarding cyber risks, particularly challenging. You'll see just how seriously this Austrian start-up takes these challenges.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.

This is an excerpt of the episode published on Sunday.

About three years ago, I began to explore the story of Florian, an early cryptocurrency advocate and tax expert with experience at one of the Big Four accounting firms. 

Nearly a decade ago, Florian grappled with the tax declaration challenges that all crypto holders face. Currently, a minority accurately report their crypto earnings, but this may shift in 2026 due to the impending introduction of DAC 8. 

This directive aims to give tax authorities the information they need to track and assess the tax implications of crypto-generated income by creating a standardised framework for cross-border reporting. 

The potential market for Blockpit is vast. Our conversation spans Blockpit's technological core, their client base, and their global expansion efforts. I find the complexities of audit trails and risk management, especially regarding cyber risks, particularly challenging. You'll see just how seriously this Austrian start-up takes these challenges.

Produced by Gokyo Sàrl-S, distributed by Audiomeans©. Visit the Privacy Policy of Finscale and Audiomeans for more information.