Financial Audit Follow Ups – Details, episodes & analysis

Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/financialaudit. See site for full terms. This video is sponsored by Capitalize! ▶️ ORIGINAL EPISODE HERE: https://youtu.be/kBqFHKPKuDg?feature=shared ◀️ ▶EDUCATION: 1) The best budgeting program online: https://calebhammer.com/budget 2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle 4) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ _______________________ ▶OTHER CHANNELS: 1) Finacial Audit: https://www.youtube.com/@calebhammer 2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney _______________________ ▶CHAPTERS: _______________________ ▶EXTRA 1) My website: https://calebhammer.com 2) My socials: https://linktr.ee/calebhammer 3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply Any questions? Email casting@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: https://youtu.be/IZQCR0f0NwI?feature=shared ◀️ ▶EDUCATION: 1) The best budgeting program online: https://calebhammer.com/budget 2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle 4) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶OTHER CHANNELS: 1) Finacial Audit: https://www.youtube.com/@calebhammer 2) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney _______________________ ▶CHAPTERS: 00:00 Flashback 00:32 Intro 02:03 Catching Up 04:42 Are You Sure About That..? 07:18 Finances! 10:11 "I Grabbed A Couple Drinks.." 12:43 Bullsh*t, Bullsh*t, Bullsh*t!" 15:18 Living Situation 17:28 Here's The Plan 21:22 Updated Hammer Financial Score _______________________ ▶EXTRA 1) My website: https://calebhammer.com 2) My socials: https://linktr.ee/calebhammer 3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply Any questions? Email casting@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: https://youtu.be/1c1eqcucm9M?feature=shared ◀️ ▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/ Any questions? Email support@calebhammer.com ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com ▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ Chapters: 00:00 Recap 00:37 Follow-up 10:18 Investing Class 10:44 Follow-up Continued 15:58 Hammer Financial Score _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: ◀️ https://www.youtube.com/watch?v=kXA3zkm-rtk ▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: ◀️ https://youtu.be/n021WNTSbyI ▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=MszGZhNC758&t=3s ◀️ ▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=iVzQsFWBXIQ&t=17s ◀️ ▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶️ ORIGINAL EPISODE HERE: https://youtu.be/UOOqjqLmpWc?feature=shared ◀️ ▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶Original episode: https://www.youtube.com/watch?v=w9iMK8zYKjo ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

▶Origional episode: https://www.youtube.com/watch?v=L-IZZ8LsiiI ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com ▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link 2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer ▶My socials: https://linktr.ee/calebhammer _______________________ ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: hammerproductions@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices