In this week’s episode, Chloe opens up in a heartfelt discussion about the all-too-common struggle of avoiding our finances. 

Have you ever found yourself feeling guilty or stressed every time you glance at your bank account? Or maybe you dread that email from HR about your 401(k) and keep putting it off? It’s a cycle many of us know well—spending without awareness, feeling lost in the world of finance, and dealing with the shame and embarrassment that can follow.

Chloe is here to help you break free from that cycle. She shares practical advice on how to quiet that nagging voice in your head that holds you back from truly engaging with your financial situation.

Tune in to discover how to turn those feelings of guilt into confidence and clarity!

Learn more about The Wealth Accelerator Here: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Need a bit of a pep talk? We got you. 

Join Chloe as she shares her top 7 self-beliefs that supercharge her confidence! Whether you’re stepping into a new job, launching a business, or aiming for that next financial milestone, we all need a little boost sometimes. 

Throughout her discussion of these 7 beliefs, Chloe also explores the valuable lessons we can learn when we encounter roadblocks or experience periods of self-doubt. These moments can be powerful opportunities for growth and resilience!

Chloe’s got your back with a lively discussion on how to break through self-doubt and embrace your potential! 

This week we are dropping a special bonus episode featuring a reply of one of our most popular episodes where Chloe shared about her decision to level up her own life and get out of her comfort zone when she decided to buy her house last spring. In this rewind episode, she shares her reflection of that decision one year later, and the growth and happiness that came from facing her doubts and fear and going all in on her goals and dreams.

Learn more about and apply for The Wealth Accelerator (we kick off our next round this month!): https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

11 tangible tips to maximize your payoff on Black Friday while still spending in alignment. 

Meet our next guest,  Matt Linski who is the Market President of Bank of America, Kansas City, MO Market.

As Market President, Matt Linski is Bank of America’s leader in the Kansas City, MO Market. He connects businesses, families and individuals to the banking and investment teams that will help improve their financial lives. He also leads the work to deploy Bank of America’s resources across the market and the region to address social and economic concerns and build strong communities. 

In addition to being Market President, Matt is Middle Market Banking Market Executive for Global Commercial Banking. Matt is based in Kansas City and is responsible for the entire Great Plains Market including offices in Wichita, Kansas and Omaha, Nebraska. Matt also served in the additional leadership role of Kansas City Market Integration Executive for two years before being named Market President.

Matt has been with Bank of America for more than 14 years after starting his career as an intern in Dealer Financial Services. For the past 13 years Matt has worked in Global Commercial Banking, in credit products and as a Relationship Manager the last six years.  He holds Series 7, 24 and 63 FINRA designations.  Matt was also part of the team that developed PeerProfiler®, which is used every day as an advisory tool to help deliver strategic ideas to Global Commercial Banking clients.  

Locally, Matt serves on the Board of Directors for the Children’s Center of the Visually Impaired and is a Board Ambassador for Big Brothers Big Sisters of Greater Kansas City.  Matt lives in Olathe, Kansas with his wife, Theresa, and their sons, Carter and Tate.  

Relevant Links

• Website: https://www.bankofamerica.com/
• Instagram: https://www.instagram.com/bankofamerica/ 

Learn how to better handle situations in which you are shamed and be more cognizant of the times that you may be shaming others. Tired of communities that shame your financial past or your money goals? Join the DTM community of people supporting others where they are at. 

Is travel okay during a pandemic? What are the best ways to save money and stay safe while on vacation? Chloe gives her take.

After reading through hundreds of applications for DTM's new positions, Chloe offers some feedback on the biggest mistake that people, and especially women, make when applying for jobs. 

Sam Vander Wielen is an attorney-turned-entrepreneur and legal educator who helps coaches & service-providers legally protect and grow their online brands through her legal templates and signature program, the Fearlessly Legal™️ Ultimate Bundle. Sam lives in Philadelphia, PA with her husband Ryan, lots of plants and her ever-growing stack of favorite books. If you’ve always associated attorneys with words like “shark,” “intense,” and “cutthroat,” you’re in for a down-to-earth breath of legal fresh air from Sam.

 LINKS:

 How to Legally Share Content blog post: https://samvanderwielen.com/how-to-legally-share-content/ 

 Sam's Instagram: https://instagram.com/samvanderwielen 

 Sam's website: https://samvanderwielen.com

 Ultimate Bundle: https://samvanderwielen.com/fearlesslylegal/

 Watch Sam's free workshop '5 Steps to Legally Protect & Grow Your Online Business' here: https://samvanderwielen.com/free-workshop/ 

Small but strategic financial moves in your 20s will let you focus on finding what you are passionate about now while providing for your future self. 

Idolizing spending is bad, but so is idolizing frugality. To shift your mindset away from idolizing frugality: 1) stop shitting on how other people spend money, 2) check in with yourself how you feel when you're spending money, 3) have gratitude for your ability to spend and for where that money goes, and 4) check in with how you talk about frugality.

Dave Hensley is the cofounder and partner for the beloved dog bar in Kansas City and we are thrilled to have him join the Deeper Than Money podcast today! Dave is a small business owner, founder of Memory Preservation Coalition and was a long-time volunteer for Community Linc, helping inner-city mothers to build a better future. Dave lives in Kansas City and enjoys spending time with his little brother through Big Brothers as well as his pup, Bishop. Dave co-founded Bar K, after getting his dog and realizing how few places there are to take your dog while still socializing and having fun. On this episode you will hear Dave talk about small business, going after a big dream as well as the financial side of starting and growing a business. You are going to love this episode of the Deeper Than Money podcast.

Instagram: https://www.instagram.com/barkdogbar/

Website: https://www.barkdogbar.com/ 

In this episode Chloe talks about her next financial milestone that she is working towards (spoiler alert: it is total financial freedom/early retirement bby!) Chloe talks about why she is working towards this goal, how she is making money moves to get there, and shares strategies on how you can work towards your own amazing financial goals right now. 

Nerd Wallet Investment Calculator: https://www.nerdwallet.com/calculator/investment-calculator

Bankrate Investment Calculator: https://www.bankrate.com/investing/investment-goal-calculator/ 

Learn more and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform 

Did you know that 80% of millionaires are first generation millionaires? Learn tangible steps you can take now to put you on the path to reaching your own millionaire status.

Learn how to show up with a positive identity around saving money and then live out that mantra. 

Make your purchasing decisions based on your own value of the good, not based on how you think they will be perceived by others. When you spend in alignment with your own priorities you will feel the joy of reaching goals instead of the guilt and remorse when you spend out of a want to impress others.

Our next guest on the Deeper Than Money podcast is Brooke Maroon--a professional dancer, actress and model. Brooke has gone on tour with the Backstreet Boys, is the lead in the Thomas Rhett’s music videos, Marry Me & Remember You Young, and has worked with so many other industry leaders such as: Jason Derulo, Charlie Puth and Kevin Hart. Brooke is originally from Bettendorf, Iowa, moved to my hometown of Indianola Iowa to go to highschool which is where we met and became friends, and then packed up her bags at 18 and drove out to LA to become a professional dancer. In this episode, Brooke talks about going after her big dream, even when people doubted her, all things money and negotiating in the acting industry and so much more in this episode of the Deeper Than Money podcast. On a personal level, Brooke is so incredibly grounded, kind and such a big dreamer and I am so grateful to call her a friend and am thrilled to share this episode with you.   

• Follow Brooke on IG: https://www.instagram.com/brookemaroon/
• Brooke in Thomas Rhett's Marry Me Music Video: https://www.youtube.com/watch?v=p_IwENcMPOA
• Brooke in Thomas Rhett's Remember You Young Music Video: https://www.youtube.com/watch?v=f5pHiXBt8UU
• Brooke in Jason Derulo's If I'm Lucky Music Video: https://www.youtube.com/watch?v=tksqqmQ5_XY 
• Brooke in short film Spending Time with You: https://youtu.be/_Zt5Z03Chkg

Failing to reach your goal today does not mean that you have failed. It means that you haven't met your goal yet. You were put on this earth for big things and big goals -- keep pursuing them even when they don't happen on your timeline.

Ever been in a wedding and been blind sided by all of the little (or big) things you are expected to pay for? If you haven't, odds are you will at some point if you aren't intentional about your financial communications with the bride and groom. 

People will give you advice based on what they would do. This is why you need to be intentional about who you seek advice from -- you should only take advice from the people for who you want the same outcome for yourself.

Today we are interviewing Cinnamon-Noelle on the Deeper Than Money Podcast. Cinnamon, Cinn for short, by day handles severe injury & litigation claims for one of the largest insurance companies in the country and by night is a Co-Coach in The Wealth Accelerator, Deeper Than Money's signature program. Cinnamon has been a private client of mine since September of 2018 and has completely transformed her finances. She became debt free after paying off over $38,000 of debt in 18 months, all while still shopping, getting her nails done and traveling all over. On a personal level, Cinn is a dear friend of mine who cares so deeply for the people around her. It has been one of the biggest blessings in my life to watch her level up, and transform her reality. Cinn, also known as bougie Aunt Cinn by her DTM clients, provides so much insight on her own journey to financial freedom in this episode. You are going to absolutely love it, and when you listen, make sure to tag us both on IG and tell her you loved it! 

 Follow Cinn on IG: https://www.instagram.com/cinn_sational/

 Support Cinn's Favorite Organization: https://ioby.org/project/south-brooklyn-mutual-aid 

 The South Brooklyn Mutual Aid Fund was started by one of Cinn's mentors and works to feed families in need by delivering free grocery boxes. 

Every year on her birthday Chloe makes a list of the things she wants to accomplish in the coming year. She reveals her list from last year and discusses what she was able to accomplish off of her list (accompanied by her trusty hype button) and talks about how she plans to grow from the goals she is still working towards. 

In this weeks episode Chloe talks about investing in yourself and why we self-sabotage. She gets into all the detail of how investing in yourself can initially be scary and out of your comfort zone, but also how you can stop self-sabotaging your own dreams and create a better outcome for yourself and your finances. 

Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Your money thermostat represents what you're available for when it comes to money and what you are not -- aka your money beliefs. Chloe teaches practical steps on how to move your money thermostat up and keep it up. 

Your credit score does not define your worth or your ability to manage money. But it IS important in the world of finance. Chloe walks through the ins and outs of credit scores to help you come out on top while not injuring progress to the rest of your finances in the process.

Superbowl Champion Damien Wilson comes on the Deeper Than Money podcast to talk all things money. 

Damien answers questions like: 

• Do people ever take advantage of you with a public salary of over $3.8 million?
• What was money like growing up? 
• How do you get paid in the NFL?
• What was the most outrageous thing you've ever spent money on? 
• and so much more. 

Damien's IG: https://www.instagram.com/d_will6/
Damien's Twitter: https://twitter.com/dwilson_6
Shop Damien's merch: https://damienwilson57.com/collections/all-products 

Welcome back to the Deeper Than Money podcast.

Today is Deeper Than Money's 2nd anniversary and we are kicking off Season 2 of the Deeper Than Money podcast.

You will find interviews, your normal solo content & mini-rants from Chloe on money topics.

Welcome, back. We missed you.

For the next 7 days only, use code "HBDDTM" to get the Negotiation Playbook for $34.30 (normally $49) by clicking here.

Books: White Fragility: https://www.amazon.com/White-Fragility-People-About-Racism/dp/0807047414 

How to be Anti-Racist: https://www.ibramxkendi.com/how-to-be-an-antiracist-1 

IG:  
@trudilebron (Hosts workshop for White Coachs)  

@simone.mcnish (hosts workshop on Inclusion, Diversity, Privilege)  

@rachel.cargle (the Great Unlearn) 

Podcast:

@nprcodeswitch

To donate:  

Minnesota Freedom Fund: Minnesota Freedom Fund:  https://minnesotafreedomfund.org/

FREE Template on How to Negotiate Credit Card Interest Rate (with code "CREDITCARD"): 

https://deeperthanmoney.mykajabi.com/offers/mzSz97rV 

FREE Challenge: How to save $1,000 in 3 days:  

https://deeperthanmoney.mykajabi.com/$1000-challenge   

In this weeks episode Chloe talks about the difference between spending and impulse spending. She talks about the steps she takes when she has the urge to impulse spend as well as how to decide if a purchase is in alignment. 

Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Wealth Accelerator application:  https://deeperthanmoney.mykajabi.com/the-wealth-accelerator

Wealth Accelerator Application: https://deeperthanmoney.mykajabi.com/the-wealth-accelerator 

Here are some financial specific things you can do to deal with stuff that will serve you so well long term: 

 1) Sit down and have a long date with your finances. 

-check in w/ where you are at and how the current chaos will impact you 

 2) Create a PLAN

-Especially creating emergency funds right now

-What are your highest priorities

 3) Find a hobby to make MORE MONEY

-multiple streams of income

-start a side hustle

-make money online-- VA, transcriber, online tutor (kids @ home) 

 4) Workout

 5) Give

How can you give right now? 

Reminder! Free Challenge starts this week on how to land your dream job + dream pay:  

https://deeperthanmoney.mykajabi.com/dream-job-dream-pay 

This week Chloe talks about what it means to be an investor. She talks about some key steps when it comes to learning about investing as well as important mind shift changes around the question "are you an investor?"

Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform