Explore every episode of the podcast Chill & Prosper with Denise Duffield-Thomas

Here's a fear most entrepreneurs won't admit to.

 

Not the fear of failure. The fear of success.

 

The unspoken worry that if things actually went well - if you made more money, if you grew bigger, if you actually hit that goal - something else might fall apart.

 

What if I attract attention from the tax man and get into trouble?

 

What if my friends resent me for earning more than them?

 

What if success changes me and I stop being the person the people I love recognize?

 

What if I make more money and then lose my hunger - and become complacent?

 

These feel like practical concerns. But they're money fears. And they're often more powerful than the obvious ones, because they live below the surface where we never examine them.

 

In this week's episode of Chill & Prosper, I'm talking about the fear of more money - the more money, more problems mindset - and the unspoken fears that quietly keep us stuck at an income plateau even when everything else is in place.

In this week's episode of Chill & Prosper I'm answering real questions from our community about money fears, because you're probably not the only one sitting with them.

In this week's episode of Chill & Prosper I'm talking about how to have the money conversations that feel most frightening, because avoiding them isn't free. It costs you time, money and energy every single day you put them off.

October is here, which means Halloween is just around the corner and this month we're talking about money fears.

 

The scary ones and the ones that feel more like guilt or discomfort than outright terror.

 

And one of the most common ones I see, especially in caring, spiritual, purpose-driven people, is this: the belief that wanting money is somehow unspiritual. That charging for your gifts is wrong. That good people shouldn't care about wealth.

 

This week's episode of Chill & Prosper is all about spirituality and money, and how to embrace both without the guilt.

What if you didn't need to work harder or find new clients or create something brand new?

 

What if the money you're looking for is already there, waiting in places you haven't looked?

 

That's what this week's Chill & Prosper episode is all about.

Guess what? I’m not organized.

 

I forget things. I get overwhelmed. When I feel scattered, my instinct is to buy a new container and convince myself that will fix everything. It does not fix everything.

 

And yet somehow I've been consistently showing up in my business since 2009. Consistently posting. Consistently podcasting. Consistently making offers and making money.

 

The secret isn't discipline or willpower or having everything perfectly together.

 

It's simple systems.

 

In this week's Chill & Prosper, I'm sharing the very simple, unsexy, actually-works systems that run my business without requiring me to be a different kind of person than I am.

In this week's episode of Chill & Prosper, I'm talking about the hidden money leaks in your business, because fixing them isn't just about saving money. It's about clearing the energy blocks that are keeping you stuck.

Can I ask you something?

 

Is there a pattern in your business or your life that just keeps showing up?

 

A type of client who always takes advantage. A launch that always seems to go sideways at the last minute. A relationship that keeps following the same painful script. Money that arrives and then disappears before you can do anything with it.

 

If so, this week's episode of Chill & Prosper is for you.

In this week's episode of Chill & Prosper, I'm getting into the real reasons undercharging feels so sticky, because this is one of the most common and most painful things I see, especially in women who got into business to help people.

 

This week's episode is a personal one.

 

Because feeling unworthy isn't just a mindset problem. For a lot of us it's something that started really early. Something that got embedded in our bodies before we even had words for it.

 

I grew up with a very young mum, and I think I arrived in the world already carrying a little feeling of not quite belonging. And then there was the undiagnosed ADHD. And growing up in the 90s when body shame was everywhere and there was definitely something wrong with you if you weren't a certain size.

 

I just felt, from a young age, like there was something wrong with me.

 

And I've spent a lot of years doing the work to shift that. In this week's episode of Chill & Prosper I'm sharing the tools that have helped me the most, because I want you to have them too.

Here's a question I want you to sit with for a second.

 

When did you last make a business decision based entirely on what YOU needed?

 

Not what your clients want. Not what your competitors are doing. Not what you think you should want. What you actually need, in this season of your life and business.

 

Because that's what choosing yourself really looks like. And it's a lot more practical than it sounds.

 

In this week's episode of Chill & Prosper I'm talking about what choosing yourself actually looks like day to day in your business, because the version that gets talked about online often looks like a dramatic pivot or a big bold announcement.

You don't have to earn the right to want more.

 

You don't have to wait until you've fixed everything, lost the weight, hit the revenue goal, sorted out the team, cleared the debt, or finally stopped procrastinating.

 

You're allowed to feel worthy of more right now. Exactly as you are.

 

In this week's episode of Chill & Prosper, I'm talking about worthiness.

 

Because from working with thousands of entrepreneurs, I know that the strategy is almost never the problem. It's those quiet inner feelings of unworthiness that run everything from the background.

 

The little habits that creep back in. The tolerations you'd sworn you'd cleared. The prices that quietly drop back down when you're not paying attention.

In this week's episode of Chill & Prosper, I'm talking about how to future-proof your business in the age of AI without spiralling into fear, because the skills that matter most are the ones technology can't replace.

Money blocks don't always show up as obvious sabotage.

 

Sometimes they look like generosity. Like being affordable. Like working really hard to earn your money. Like staying loyal to clients who've outgrown your boundaries.

 

The sneaky ones are the hardest to spot. 

 

Because they feel completely reasonable. They even feel like good values.

 

In this week's episode of Chill & Prosper, I'm talking about the subtle ways money blocks can show up in your business, because you can't shift what you can't see.

In this week's episode of Chill & Prosper, I'm sharing seven of the most common money stories I see keeping entrepreneurs underearning, because until you can see the story, you can't rewrite it.

Are you doing everything right in your business but still hitting an invisible ceiling on your income? In this episode, Denise walks you through the 7 most common money blocks she sees in entrepreneurs — and more importantly, what to actually do about each one. These blocks rarely look like blocks. They look like generosity, caution, thoroughness, or just not being quite ready yet. But they're quietly running your pricing, your receiving, your goal-setting, and your launches. In this episode you'll hear:

• What a money block actually is (and why you don't need to eliminate them to be successful)
• The 7 most common blocks Denise sees across thousands of entrepreneurs at every income level
• How each one shows up in real business life — with specific examples from pricing, launching, spending and receiving
• Why money blocks come back at every new level and how to catch them faster
• One practical action per block you can take this week

This is one of Denise's most-requested trainings and it's the foundation for everything she teaches inside Money Bootcamp. If you've ever wondered why money isn't flowing the way you'd expect given how hard you're working, this episode is a great place to start. Grab the free workbook to follow along at denisedt.com/blocks. Ready to do the deeper work? Money Bootcamp is Denise's signature program for entrepreneurs who want to clear their money blocks properly — with origin story work, pattern interruption tools, monthly live coaching, mentor support and a community of 10,000+ entrepreneurs doing this alongside you. Find out more at denisedt.com/bootcamp. Links mentioned: Free training and workbook: denisedt.com/blocks Money Bootcamp: denisedt.com/bootcamp Pricing resources: denisedt.com/pricing Books: denisedt.com/books

Here's something I want you to hear.

 

You don't reach a certain income level and suddenly have it all figured out.

 

The money mindset work doesn't stop at six figures. It doesn't stop at seven. It just... evolves.

 

Sometimes it's new challenges you've never seen coming. And sometimes, honestly, it's the same old stuff showing up again and going: hi, remember me?

 

In this week's episode of Chill & Prosper, I'm talking about how to upgrade your money mindset at every stage of business, because there is no finish line with this work. There is just growth, and the awareness to keep going.

In this week's episode of Chill & Prosper, I'm walking through the top money blocks I see keeping entrepreneurs stuck, because whenever you hit a plateau, it's always worth going back to the basics and asking: where have these old stories crept back in?

In this week's episode of Chill & Prosper, I'm sharing what actually helped me scale my business to multi-millions, especially once life got fuller and I had to stop pretending I could do everything myself.

Inside this episode, I’m sharing the first things I’d look at if your business feels stagnant.

Because often, small shifts can completely change how your business feels.

And honestly?

Sometimes one boundary email changes everything.

Today’s podcast episode is a topic that doesn’t get talked about enough in the online business world.

How to grow your business without getting yourself into debt.

It’s honesty month here in Lucky Bee land, so let’s be honest…

There’s a lot of pressure out there to:

• put things on credit cards
• join expensive masterminds
• build fancy websites
• create courses with huge production budgets

And sometimes it’s presented as the only way to succeed.

But that’s simply not true.

In this episode, I’m sharing how I built my business without loans, credit cards, or outside investors, and the mindset shifts that helped me stay in control of my money.

In this week’s episode of Chill & Prosper, I’m talking about why facing your numbers can be one of the most empowering things you do in your business.

Not because I want you glued to spreadsheets.

But because clarity creates confidence.

Inside the episode, I share: • what normal conversion stats actually look like • how to stop wasting time on busywork • why some entrepreneurs secretly avoid measurement • what your refunds can teach you • and why it’s completely safe to look

This is your loving reminder that numbers are information - not judgment.

In this week’s Chill & Prosper, I’m unpacking why different money archetypes resist passive income in different ways - and how to work with your natural tendencies instead of fighting them.

Today’s podcast episode is a personal one.

I’m talking about ADHD and entrepreneurship - and sharing a bit about my own journey being diagnosed later in life.

For years I thought I was just disorganised. I forgot my keys constantly. I always felt behind. And I often felt like everyone else had things figured out except me.

Then I was diagnosed with ADHD in my 40s.

And suddenly… things made sense.

But this episode isn’t just about ADHD.

It’s about something much bigger:

👉 What happens when you stop trying to run your business like everyone else and start designing it around how you actually work best.

Let’s shift focus. Today we’re not talking about your money personality, but your customers. 

It’s time to look at the type of customers you are and should be attracting and how this might affect your business. 

Once you understand more about your customer’s Money Archetypes you can create more impactful marketing and more valuable support and products. 

Why do you need to know this?

Well, marketing is all about motivation and sales is understanding who your customers are and what drives them. When you try to market to everyone, you won’t get great results and it’s hard to stand out when there’s a lot of noise. 

So the more you understand your customers and talk their language, the more effective your marketing message will be.  

These insights are so valuable to help you achieve more sales, and get better at serving and helping your audience. 

Listen to today’s podcast episode for more on: 

• Identifying the 8 Money Archetypes amongst your customers  
• Why you might struggle or resist identifying your customer niche
• Understanding why certain customers buy or don’t buy during a launch
• My tips for improving sales pages and order forms conversion depending on your customers’ personality 
• Marketing tactics to make your offer stand out for your ideal customers 

Find out more about SMA at denisedt.com/sma

Let’s talk about something a little uncomfortable - but incredibly common.

Copying other people.

Not intentionally. Not maliciously.

Just… unconsciously doing things the way your mentors, peers, or industry say you should.

In this week’s Chill & Prosper, I’m unpacking where copycatting shows up most often - and how to gently break free from it without shame or embarrassment.

Today’s episode of Chill & Prosper is about something we’ve all experienced at some point.

Bad business advice.

Or at least… advice that didn’t work for us.

Because here’s the truth: there isn’t really such a thing as universally bad advice. What works brilliantly for one person might be completely wrong for someone else.

Your personality, your energy, your lifestyle and your season of life all matter.

In this episode I share some of the strange and funny business ideas I tried early on (including an ebook for men about internet dating and a program called Raw Brides 😅).

Today I’m talking about masterminds, support, and community - what they actually are, when they’re useful, and when they’re not.

One of the hardest parts of running your own business?

The decisions. So many decisions. 

When you work for yourself, the buck stops with you. There’s no boss to ask, no one else to blame, and sometimes it feels like every decision lands on your desk.

No wonder so many entrepreneurs get stuck in analysis paralysis.

And this month we’ve been talking a lot about money sabotage, because second-guessing yourself and overthinking every step is one of the most common ways we hold ourselves back. 

We tell ourselves we’re being careful, or strategic, or responsible… but sometimes we’re really just avoiding the discomfort of choosing.

In this week’s episode of Chill & Prosper, I’m sharing how I approach decision-making in my business - including ways to reduce decision fatigue, avoid overthinking, and trust yourself a little more.

One of the biggest reasons people start a business is freedom - and yet so many of us feel less free than ever.

Guilty about resting. Scared to step away. Convinced everything will fall apart if we’re not there.

And here’s something that might be uncomfortable to hear: when we refuse to take time off, avoid delegating, or feel like everything depends on us, it can actually become a form of self-sabotage. Because if your business only works when you’re constantly present, it will eventually cap your energy, your growth, and your income.

In this week’s Chill & Prosper episode, I’m talking about how to take time off from your business without losing money, momentum, or your mind.

Let’s talk about money sabotage.

Not in a harsh, “what’s wrong with you?” way - but in a compassionate, this actually makes sense way.

In this week’s Chill & Prosper, I’m unpacking the sneaky ways we sabotage ourselves in business and money - often without even realising we’re doing it.

Today’s episode is a little different, but so important.

I’m talking about money, business, perimenopause, menopause - and what happens when your body, energy, confidence, and capacity start to change.

This isn’t a medical episode. It’s a real life one.

All month we’ve been talking about money mindset habits and creating supportive routines to attract more and grow your business. 

But, if you’ve fallen off the wagon with your money habits… don’t worry, welcome to being human.

This happens to everyone - especially around this time of year, when January motivation has worn off and life has well and truly kicked in.

So in this week’s Chill & Prosper, I’m talking about how to gently get back on track with your money and mindset without shame, guilt, or needing a dramatic fresh start.

We’re continuing with our monthly theme of money habits and today I’m sharing some of my monthly habits with money. 

I know this might disappoint you a little - but most success doesn’t come from one big moment, one viral post, or one lucky break.

It comes from small, consistent habits that quietly compound over time. 

In this week’s podcast episode I’m talking about monthly money habits - the ones that don’t require perfection, motivation, or hustle, but make a massive difference long-term.

Spoiler alert; I’m not in the 5am club, I don’t meditate and I hate cold water!

You don’t need a rigid morning routine or constant zen to succeed.

Let’s be real - I’ve got 3 kids, a business to run, ADHD and peri-menopause. 

So in this week’s Chill & Prosper, I’m sharing the real daily mindset tricks I use - the ones that are layered into my life, not forced or performative. 

Let me say this upfront:

Your business can be consistent even if you aren’t.

That’s not a contradiction - it’s actually the whole point of this week’s Chill & Prosper episode.

Today I’m breaking down exactly how I’ve created consistency in my business without working all the time, being “on” every day, or turning my life into content.

So much of how we relate to money today was shaped long before we ever earned a dollar.

In this week’s Chill & Prosper, I’m diving into childhood money stories - the subtle, often unspoken experiences that quietly influence how safe, worthy, and capable we feel around money as adults.

This is our final topic in Love and Money month and looks closely at how childhood and family relationships shape our beliefs about love, money, and self-worth.

Continuing this month’s theme of Love and Money, in this week’s podcast I’m answering your biggest questions about how money impacts love, partnership, and power dynamics.

Today’s episode might feel a little different - but in a really good way.

I’m talking about becoming more magnetic to money… and yes, I know that phrase can sound a bit wanky. Stay with me.

This isn’t about pretending money doesn’t matter, manifesting from the couch, or forcing yourself to “love” money.

It’s about something much more practical: 👉 your relationship with money.

February is Love and Money month, so this week on Chill & Prosper, we’re talking about something that so many of us wrestle with: how money impacts our relationships.

If you’ve been feeling a quiet nudge that your prices need to change - I’ve got a juicy bonus episode for you to dive into.

Honestly, there’s never a perfect time to raise your prices, but there are plenty of good reasons. And if you’re feeling that inner “this isn’t sustainable anymore” feeling… it’s worth listening to.

In this new Chill & Prosper ep, I’m talking about pricing - not just from a strategy perspective, but from an energetic and mindset one too. 

January can come with a lot of pressure to feel motivated, inspired, and ready to conquer the year.

And sometimes… that energy just isn’t there.

In this week’s Chill & Prosper, I’m talking about how to keep the New Year energy going all year - because your motivation will dip, and that’s completely normal.

If you started your business (or life) for freedom, but somehow ended up doing everything yourself… this episode is for you.

In this week’s Chill & Prosper, I’m talking about support - not just in business, but across your whole life.

This month we’re talking about upgrades and goal setting and I know this makes some people freeze, procrastinate, or secretly worry you’ll disappoint yourself.

So, in this week’s Chill & Prosper, I’m talking about incremental upgrades - small, symbolic changes that help you grow without burning out or psyching yourself out.

January can come with a lot of noise.

Big goals. New planners. Hustle energy.

And a sneaky feeling that if you don’t get it right now, you’re already behind.

Let’s opt out of that.

In this week’s episode of Chill & Prosper, I’m sharing a much more realistic way to think about goal setting - one that actually works with your life, not against it.

Here’s Our New Plan for 2026. You Need to Hear This.

This year, I’m introducing something brand new for our community: a full year of monthly money mindset themes to help you upgrade your money mindset, stay confident, and create more abundance in your life and business.

If the past couple of years have felt overwhelming, inconsistent, or energetically draining, you are not alone.

That’s exactly why my intention for this year is calm progress. No pressure. No hustle.

Just simple, practical, grounded support to help you feel more capable with money every single month.

Each monthly theme comes with: ✨ A free resource ✨ Simple mindset tools ✨ Themed podcast episodes ✨ Practical, doable steps ✨ Support to stay consistent and aligned

And if you're inside Money Bootcamp, we’ll be diving even deeper with modules, coaching, and mentoring to help you clear your blocks and keep your money energy flowing.

Make sure you’re subscribed so you don’t miss a thing! Sign up here to stay in the loop: denisedt.com/newsletter 

As the year wraps up, there’s a lot of pressure to reflect perfectly, plan brilliantly, and magically reinvent yourself by January 1.

Let’s opt out of that.

In this week’s Chill & Prosper, I’m sharing a very real end-of-year reset - not about hustle or goals, but about permission.

In this week’s episode of Chill & Prosper, I’m sharing what happened last week when I pushed myself too hard, ignored my body, and had to make the heartbreaking (but powerful) decision to cancel plans to see Oprah. 

The holidays can bring up a lot around money - old stories, family patterns, comparison, guilt, pressure, overspending… sometimes all at once.

It’s meant to be a joyful season, but for many entrepreneurs it’s also overwhelming.

You’re navigating family dynamics, business decisions, boundaries, traditions, and your own money wounds - often while trying to stay calm and present.

So this week, I’m re-releasing one of my most popular episodes: 🎧 Avoiding money triggers during the holidays

Inside, I share practical tools and mindset shifts to help you feel more grounded and less reactive this time of year

Do you find it hard to let go of control? To ask for help? To trust others with your business or your home? 

As a Virgo Ruler, I know I do so in this week’s Chill & Prosper we’re diving right into it.

I’ve not always been good at outsourcing and I’ve never had a big time, but I’ve been very intentional about the type of support I’ve needed to grow my business. 

Inside, I share: ✨ My journey with hiring nannies, housekeepers, and home managers ✨ How to know when outsourcing at home is the better business investment ✨ What to do when you’re scared to trust someone with tech or passwords ✨ Why parent guilt is such a wasted emotion (and what to role model instead) ✨ How to practise receiving help without shame