Explore every episode of the podcast Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
| Title | Pub. Date | Duration | |
|---|---|---|---|
| 4 easy habits you NEED if you want to SAVE more money - Ep#82 | 13 Nov 2025 | 00:17:16 | |
Unexpected bills? Kids’ expenses piling up? I get it. Even on my single-income teacher’s salary, I’m still saving money every month—and it’s because of these 4 simple habits. In this episode, I’ll show you the easy, everyday things you can start doing to finally keep more of your money without cutting all the fun out of your life. Simple habits. Real savings. You can do this. 🎉Grab your free Budget School JUMPSTART. 💪 Do you want my help? 💪 My budget course gives you the tools and guidance you need. Let's connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com | |||
| Are you bad with money? Or is it THIS.... - Ep#81 | 04 Nov 2025 | 00:18:41 | |
Think your budget keeps failing because you’re “bad with money”? Nope. In this episode, we pull back the curtain on all the non-money habits that impact your spending—your schedule, your energy, your clutter, your routines, and (yes) what’s happening in your fridge. You’ll learn why budgeting isn’t just tracking numbers; it’s about managing your life so you can follow your budget. In this episode you’ll learn:
You’ll walk away with: Because sometimes sticking to your budget starts with taking care of the rest of your life. 🎉🎉🎉Stop wasting time and get started with your budget today! Click here for the FREE Budget Jumpstart. 💪 Do you want my help? 💪 My budget course gives you the tools and guidance you need. Let's connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com | |||
| 72// When Discontent Creeps In: How to Reset Your Mindset (and Your Money) | 30 Jul 2025 | 00:24:30 | |
🎉Grab your free Budget School JUMPSTART. Ever find yourself in a low-vibe state —you’re frustrated with your progress, comparing yourself to others, or tempted to spend money just to feel better? You’re not alone, and you don’t have to stay stuck. In this episode of The Budget Effect, we’re talking about what to do when discontent creeps in—especially when it’s tied to money, material things, or not being as far along as you thought you’d be by now. I share my own recent experience with feeling uninspired and how I turned things around, along with 4 practical steps you can use to reset your mindset and your money habits. Here’s what you’ll learn:
If you’ve been feeling off, frustrated, or just “bleh,” this episode will help you feel lighter, more intentional, and more in control of your money and your mindset. Let's connect: | |||
| EP 10: How Minimalism Eased Overwhelm in My Single Mom Journey | 29 Aug 2023 | 00:23:49 | |
Is your home supporting you in your life? Or is your home bringin’ you down?! It’s time to learn or relearn about minimalism and simplicity. It’s time to clear your path so you can move forward. Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on instagram @soulmothercommunity Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| Ep. 9: The Home Buying Journey: Thoughts and Considerations | 23 Aug 2023 | 00:15:29 | |
In this episode, Erin delves into her experiences and considerations during her home-buying journey. She shares insights on her search criteria and the key question that guided her: "Can I take care of it?" Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on instagram @soulmothercommunity Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| Ep. 8: The true power of budgeting: My debt-free journey | 15 Aug 2023 | 00:16:52 | |
This episode will motivate you to start or keep going on your own money journey. It's more than just money; truly living intentionally with every dollar can start the momentum in so many other areas of your life! Sorry I got a little excited and I say a few "naughty words" during this episode. sh** and a**. My bad. Get resources to help you with your money journey: www.soulmothercommunity.com/money Erin supports Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on instagram @soulmothercommunity Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| EP 7: Back to School part 2 - Mindset for Smooth Transition | 08 Aug 2023 | 00:13:05 | |
How can we make the transition back to school smooth? In this episode we discuss the step-by-step process for making the transition. Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on instagram @soulmothercommunity Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| EP 6: Back to School part 1- Shopping with Intention | 01 Aug 2023 | 00:13:57 | |
In this episode we chat about shopping with intention for school supplies and clothes. Erin also mentions other expenses to plan for coming up soon. Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on instagram @soulmothercommunity Try the FREE Money Movement Jumpstart. www.soulmothercommunity.com/jumpstart Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| EP. 5 It's okay if your budget sucks right now | 27 Jul 2023 | 00:18:17 | |
In this episode Erin covers:
Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. Connect with us on Instagram @budgeteffectpodcast Join the community by going to www.thebudgeteffect.com | |||
| EP 4: How to Travel with Kids as a Single Mom (St. Louis edition) | 18 Jul 2023 | 00:36:38 | |
Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. In this episode Erin discusses:
Connect with us on instagram @SoulMotherCommunity Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| EP 3: What can happen when you carve out time for yourself | 11 Jul 2023 | 00:17:01 | |
Erin helps Single Moms. She does that through simplicity strategies, money movement, and mindset work. In this episode Erin focuses on her story with mindset work and what taking time for herself has brought into her life. The goal is for you to see how important and beneficial it can be to take time for yourself, Friend. Connect with us on instagram @soulmothercommunity Join the community by going to www.soulmothercommunity.com Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut | |||
| EP 2: 5 Questions to Ask Yourself for Self Reflection | 12 Apr 2023 | 00:13:44 | |
Do you want to figure out your priorities and goals but don’t know where to start? These five questions will give you insight about yourself so you’ll know what’s important to you and for you. Join the community! <—- Click! Connect with the Soul Mother Community on Instagram @SoulMotherCommunity Music: Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut License code: SGTQVWPKNAIFYRUL | |||
| EP 1: What can I focus on to move forward as a single mom? | 03 Apr 2023 | 00:18:59 | |
If you're feeling stuck, this episode gives you five areas of life to focus on to get you moving forward. The 5 areas Erin discusses in this episode are: 1. YOU! Figure out what you want for you and your family. 2. Household Function. Set up systems of ease and function in your everyday tasks. 3. Budget. Get your money working for you. 4. Simplify (Minimalism). Let go of the clutter that does not serve you. 5. Surround yourself with positivity. Clutter Study mentioned in this episode: https://pubmed.ncbi.nlm.nih.gov/19934011/ Connect with the Soul Mother Community on Instagram @SoulMotherCommunity https://www.instagram.com/soulmothercommunity/ Music: Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut License code: SGTQVWPKNAIFYRUL | |||
| 71// Let’s Play “Would You Rather” — A Fun Way to Discover Your Spending Priorities | 16 Jul 2025 | 00:16:50 | |
🎉Grab your free Budget School JUMPSTART. This episode is part quiz, part game, and totally eye-opening. We're playing a special version of Would You Rather—not the kind your kids play, but one designed to help you figure out what you truly value when it comes to spending, saving, and planning your life. Do you crave adventure and experiences… or cozy nights and a home you love? Are you pinning travel inspo or garden vibes? By the end of this episode, you’ll have a better sense of what really lights you up—so you can build a budget that actually supports the life you want, not the one you think you should want. Let's connect: | |||
| 70// 4 ways to reward yourself when you reach your financial goals | 11 Jul 2025 | 00:19:14 | |
🎉Grab your free Budget School JUMPSTART. Have you ever stuck to your budget for a few months, hit a savings goal, or paid off a credit card—and then celebrated by spending money that set you right back? 😬 You're not alone, and you're not doing it wrong… but there is a better way. In this episode, we’re talking about how to reward yourself in ways that actually support your financial progress instead of sabotaging it. You'll hear:
Let's connect: | |||
| 69// Do you have to be 'Type A' to budget and manage money? | 06 Jul 2025 | 00:31:21 | |
Short answer? Absolutely not. In this episode, we’re breaking down the stereotypes around Type A and Type B personalities—and how both types can thrive with budgeting. Whether you love color-coded spreadsheets and a perfect plan (hello, Type A!) or you’re more go-with-the-flow and creative (hi, Type B!), budgeting can still work for you. We’ll look at:
Because here’s the truth: you don’t have to change your personality to manage your money well. You just need a system that honors the way you naturally think and live. 💬 Listen to this episode to answer:
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| 68// Budgeting Before Debt Free vs. Budgeting After Debt Free | 24 Jun 2025 | 00:19:46 | |
🎉Grab your free Budget School JUMPSTART. We go through different stages in our lives, and of course our budget is going to look different throughout those different seasons. In today’s episode we are going to talk about two of those different seasons: before debt-free and after debt-free. Are there different methods? Different goals? Different motivations? And what should always stay the same? That's what we'll cover in this episode. Let's connect: | |||
| 67// Budgeting for School Shopping and School Activities All Year Round | 18 Jun 2025 | 00:14:57 | |
🎉Grab your free Budget School JUMPSTART. Smart budgeting means we’re thinking ahead. In this episode, we’re talking all about budgeting for school-related expenses before the chaos hits. I’ll walk you through handling school activity costs throughout the year and why I keep a school category in my budget even during summer break. You’ll learn how to:
Whether you’re a budgeting beginner or looking to upgrade your system, this episode will help you stay ahead of school costs without the stress. | |||
| 66// What is a Zero-Balance Budget? Plus 11 reasons it will work for you. | 11 Jun 2025 | 00:22:35 | |
🎉Grab your free Budget School JUMPSTART. What if your budget could make you feel supported instead of stressed? In this episode, I explain exactly what a zero-balance budget is — and why it’s helped so many people feel more in control, more clear, and more confident with their money. This short teaching episode is perfect if you’re new to budgeting or if you've been trying to budget but keep feeling stuck. I’ll give you a clear, simple definition of what a zero-balance budget is — and then I’ll walk you through 12 reasons why I believe this method really works. From clarity and flexibility to confidence and momentum, this approach has changed the way I handle money. If you're ready to move forward with your money, this is the place to start. Listen to the Episode to Answer These Questions:
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| 65// Budgeting Reset: 3 Steps to Get Back on Track | 25 May 2025 | 00:17:51 | |
📋 BUDGET SCHOOL coming soon. Join the Insider Access Club. 🎉Grab your free Budget School JUMPSTART.
If you've fallen off track with your budget—whether it's overspending, disorganization, or just not paying attention—this episode is for you. I’m giving you three simple steps to hit reset and get your budget back on track. In this episode, you’ll learn:
It’s time to take control and get your budget back in line with your goals. Tune in to get the guidance and clarity you need to reset and move forward with confidence. 🎉🎉Do you want me to come into your email with the FREE JUMPSTART? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! Let's connect: | |||
| 64// 3 Money Truths I Live By—and Why Knowing Your Truth Makes All the Difference | 15 May 2025 | 00:14:56 | |
In this episode, I’m sharing 3 things I am CERTAIN of when it comes to my money. These certainties guide how I spend, save, and make financial decisions. ➡️But this isn’t just about me. I want YOU to identify what you are certain of when it comes to your money. I’ll be asking you questions to get you thinking! ⬅ Tune in to learn how being certain can guide your decisions and create lasting change in your financial life. 🎉🎉Do you want me to come into your email with the FREE JUMPSTART? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! Let's connect: | |||
| 63// The Hidden Costs of Skipping Your Budget | 02 May 2025 | 00:27:28 | |
If you haven't started taking care of your finances yet, or if you need a little push to stick with it. Then listen in! In this episode we'll cover: Layer 1 of hidden costs: Sneaky money leaking away Layer 2 of hidden costs: Mental, emotional, and relationship costs Layer 3 of hidden costs: Missed opportunity costs ✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE.
Got a specific question you’d like me to answer on the show? Text it! | |||
| 80// How to Plan Now for a Calm, Budget-Friendly Holiday Season | 21 Oct 2025 | 00:22:00 | |
The holidays are coming — but you don’t have to rush or stress this year. In this episode, Erin helps you get ahead now so you can feel calm, organized, and financially prepared when the season arrives. You’ll walk through how to plan your time, money, and mindset in advance — so you can be present with your kids and actually enjoy the holidays. 💡 What You’ll Learn
3-Part Holiday Planner – brainstorm ideas, budget your spending, and plan your weeks backwards | |||
| 62// 3 Steps to a Budget-Friendly Summer | 25 Apr 2025 | 00:24:58 | |
Summer doesn’t have to mean blowing your budget—or missing out on the fun. In this episode, we’re talking about how to be intentional with your time, money, and energy so you can create a summer full of memories and stay financially on track. You’ll learn:
Whether you’re dreaming of a small getaway, navigating kids' sports schedules, or just trying to enjoy the season without the stress, this episode is for you. ✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE.
Got a specific question you’d like me to answer on the show? Text it! | |||
| 61// The MISSING Baby Step to Building Wealth | 15 Apr 2025 | 00:15:27 | |
They say: have an emergency fund, don't have credit card debt, and grow your money by investing. Those are three basic things. That's, that's not hard to understand, right? So what makes it hard to do? Ah ha! There is a missing step that people are not giving enough focus to. Some people aren't doing it at all. There is a missing step, and that is exactly what we are going to cover in this episode. ✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE.
Got a specific question you’d like me to answer on the show? Text it! | |||
| 60// 10 Simple Habits to Make Your Money Go Further | 10 Apr 2025 | 00:26:25 | |
If you’ve ever felt like your money disappears too fast or you just can’t seem to get ahead, this episode is for you. Today I’m sharing 10 simple daily habits that will help your money go farther without a complete life overhaul. These habits are designed to become second nature—and they’re key to building a strong financial foundation. We’ll talk about how to stop impulse spending, how to become more intentional with your money, and how to build the systems and mindset you need to start saving, paying off debt, having money ready for the things you need, and even investing. These are the behind-the-scenes habits that most people don’t talk about—but they make a huge difference in your day-to-day financial life. Whether you're just starting out with your budget or you've been working on your finances for a while, this episode will help you build habits that stick—and support the money goals you care about most. ✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE.
Got a specific question you’d like me to answer on the show? Text it! | |||
| 59// Want to start budgeting but don’t know where to start? Try this. | 01 Apr 2025 | 00:24:19 | |
Are you tired of feeling like your money is gone before you even know where it went? You’ve tried budgeting tips, cutting back, and searching for coupons, but something still feels off. The missing piece? A real household finance system—one that helps you organize your money like you organize your home. In this episode, I’ll walk you through
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| 58// Strategies for Flexibility and Momentum in your Budget | 25 Mar 2025 | 00:19:19 | |
What if tweaking the way you set up your budget could give you more wiggle room and even more momentum toward your goals? In this episode, I’m sharing two key strategies. The first creates space and grace in your budget. The second pushes you more aggressively toward your goals. Not everyone will agree with this approach, but my main point is this: your budget is a tool to get you what you want. It's YOURS - make it work for YOU. If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you get started with budgeting that makes sense for you and your life. 📌FREE RESOURCE: If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you set up the foundational steps of a budget that makes sense for you and your life. Click the link! ✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE.
Got a specific question you’d like me to answer on the show? Text it! | |||
| 57// Let's Talk Credit Cards | 18 Mar 2025 | 00:22:44 | |
Credit cards can be helpful or harmful—so how do you know if they fit into your budget? In this episode, we’re answering: 💳 Should you avoid credit cards altogether? ✨Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com | |||
| 56//You're not “bad with money," you just need to work on these identity shifts | 11 Mar 2025 | 00:29:58 | |
It’s important to have a money goal. It’s important to have a system. But it’s also important to work on your money identity. If you want to reach your money goals - whatever they may be - then you should work on that foundational layer of your identity. -What do I mean by your money identity? -How might this be holding you back from reaching your money goals right now? -What kind of positive money identities are there? -How can we take steps to improve our money identities?
Do you want more help? Click to tell me how you'd like me to help you. Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Did you know you can text the show? Unfortunately, I can't text back! ☹️ But I'd still love to hear from you. | |||
| 55//Too busy to budget? Think again! | 25 Feb 2025 | 00:29:38 | |
In this episode we'll break down the question: How long does it take to budget? We include: ⌚How long does it take to set up your budget for the first time? The result: It doesn't take that long! Get started with your budget today! 📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! ✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. Let’s make this the year you confidently manage your household finances and move closer to the life you want. Got a specific question you’d like me to answer on the show? Text it! | |||
| 54// How TINY habits can help you reach your financial goals: Atomic Habits for Budgeting | 14 Feb 2025 | 00:25:26 | |
Are Your Money Goals Being Held Back by Your Systems? Here’s How to Fix It What if reaching your financial goals was as simple as opening a drawer, taking out a notebook, and putting it back? Sounds too easy, right? But tiny, intentional steps—repeated over time—are what actually create success. In this episode, I break down the power of small habits, inspired by Atomic Habits by James Clear, and how you can apply these principles to your budgeting and money management. Whether you're just starting out or refining your system, this episode will help you build momentum and finally make real progress toward your financial goals. Listen to this episode to answer:
Resources & Connect With Me: ✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 📚 Atomic Habits by James Clear 📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let’s make this the year you confidently manage your household finances and move closer to the life you want. Got a specific question you’d like me to answer on the show? Text it! | |||
| 53// Why I Hated a Yearly Budget (But You Might Love It!) | 07 Feb 2025 | 00:19:54 | |
Everywhere I look, people are talking about how they’ve planned their entire budget for 2025—and I had to find out what that actually looks like! How do you plan a whole year’s worth of spending? How do you account for unexpected expenses? In this episode, I break down:
If you’ve ever felt overwhelmed by budgeting or wondered if you need to plan out an entire year in advance, this episode will give you a fresh perspective. Whether you love detailed plans or thrive on flexibility, I’ll help you find a budgeting style that works for you! Resources & Links: 📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let’s make this the year you confidently manage your household finances and move closer to the life you want.
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| 79// How to Do Allowance! And other family money habits - with Emily Holthaus (Part 2) | 14 Oct 2025 | 00:51:12 | |
Welcome to Part 2 of our KIDS and MONEY series. Here's a link to Part 1 - Episode 77. In this episode we cover:
It's filled with practical steps to helping your kids develop healthy money habits and mindsets! Give Emily a follow on Instagram @RaisingLittleMillionaires. | |||
| 52//Make budgeting stick beyond the New Year motivation: How to Build a Money System That Lasts | 28 Jan 2025 | 00:18:53 | |
Are you ready to make budgeting a lifestyle instead of a fleeting goal? You'll learn:
📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let’s make this the year you confidently manage your household finances and move closer to the life you want.
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| Ep 51// 4 reasons your budget categories are more important than you think | 22 Jan 2025 | 00:28:17 | |
Is it possible to love your budget? Is it possible to enjoy budgeting? Listen to this episode to answer these questions:
FREE RESOURCE Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 50// What categories should I put in my budget? | 14 Jan 2025 | 00:21:12 | |
Struggling to figure out what categories to include in your budget? In this episode, we break down budget categories into fixed needs, variable needs, wants, and savings. I’ll show you how to keep it simple, adjust for your unique circumstances, and build a budget that reflects your goals and values. Let’s make budgeting intentional, flexible, and effective! Listen to the episode to answer these questions:
FREE RESOURCE Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 49//A List of New Year Financial Goals - Pick one! | 31 Dec 2024 | 00:16:52 | |
Feeling stuck when it comes to your finances? Let’s change that! In this episode, I’m sharing a list of financial goals. Pick one and make real progress with your money this year. Setting financial goals doesn’t have to be overwhelming! I’ll break it down into categories like building better habits, cutting unnecessary expenses, upgrading your financial systems, and even making exciting plans for your future. Whether you’re tired of debt, want to save more, or just want to feel more in control, there’s a goal here for you. Let’s pick one and get started! Listen to the Episode to Answer the Following Questions:
Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 48// 6 Habits for Reducing Money Stress - Even During the Busiest Seasons | 27 Dec 2024 | 00:18:39 | |
The holidays brought some of the busiest and most stressful weeks of the year for me. So much pressure! Overwhelmed! But during that time, even though I overspent a little, I never felt stressed about money. As I reflected, I came up with six reasons why I never felt stressed about money, and I put them in this episode. Check it out! ❤️
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 47// 3 Reasons You Should Do a Spending Audit | 17 Dec 2024 | 00:12:53 | |
Do you want to pay off your debt and save more money this year? DO THIS FIRST.
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 46//A quick budget hack that simplifies how you track your spending | 10 Dec 2024 | 00:10:08 | |
Is it taking too long to track your spending as you work on your budget?
Contact Me:
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| 45// How to say "no" to the constant PRESSURE to spend when you'd rather stick to your money goals | 04 Dec 2024 | 00:24:14 | |
As a mom, do you feel constant pressure to spend money on all the things? Team pictures, fundraisers, birthday gifts, and more?! What about the social pressure to buy at the right time, for every occasion, and to "keep up" with your neighbors? In this episode we’ll discuss the many situations where you might feel pressured to spend money - when you DON’T even want to! By the end of this episode you’ll have practical strategies to release the pressure and confidently say, “no” saving your money for what truly matters and aligning your spending with your real goals. Resources :
Contact Me:
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| 44//The 2 Biggest Holiday Budget Struggles, and 8 Tips for Staying on Track | 27 Nov 2024 | 00:18:34 | |
Are you struggling to stay on budget during the holidays without feeling like you’re missing out? During the holidays, you might do one of these two things: Listen to the episode to answer these questions:
Resources Mentioned:
Contact Me:
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| 43//The Key to Never Feeling Broke Again | 20 Nov 2024 | 00:19:45 | |
The Key to Never Feeling Broke Again Why does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal? In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I’ll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence. Listen to this episode to answer these questions:
Resources:
Have a topic you want me to cover on the show? | |||
| 78// Are You an “If” or a “Because” with Your Money? | 09 Oct 2025 | 00:09:51 | |
🎉Grab your free Budget School JUMPSTART. Ever notice how your thoughts about money shape your results? In this episode, Erin breaks down two powerful ways of thinking about your household money: “if” and “because.” Are you telling yourself:
Or are you shifting toward:
This small mindset shift changes everything. When you start leading with “because,” you stop waiting for perfect conditions and start creating the results you want — saving money, paying off debt, and building financial peace in your household. ✨ In this episode, you’ll learn:
🎯 Your challenge: Notice where you’re living in your “if” — and start stepping into your “because.” Let's connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com | |||
| 42// Use this process to have a budget-friendly holiday | 12 Nov 2024 | 00:18:19 | |
The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later! Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 41// A mindset shift to help stop your impulse purchases | Actually stick to your budget and save money | 05 Nov 2024 | 00:10:21 | |
You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW. Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 40// Finally save more money, pay off debt, and stay in your budget with this simple tip | 30 Oct 2024 | 00:14:47 | |
What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle? Let’s Connect. Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 39// 4 Ways to Minimize the Cost of Eating Out on Busy Nights | 24 Oct 2024 | 00:23:30 | |
Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget. Listen to this episode to answer these questions:
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!
Instagram @budgeteffectpodcast Email: hello@thebudgeteffect.com Got a specific question you’d like me to answer on the show? Text it! | |||
| 38// Holiday spending tips for a holiday that won't break your budget | 18 Oct 2024 | 00:23:45 | |
Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly. Let’s Connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com
Click below to send your question to the show. | |||