Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income – Details, episodes & analysis
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Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
Erin Britt | Budget Strategy Coach
Frequency: 1 episode/9d. Total Eps: 100
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.
Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love.
This is a debt podcast!
Topics we cover:
Foundational Budgeting Skills:
- How to create and stick to a budget, even with limited income.
- Simple, actionable steps to build a zero-balance budget each month.
Overcoming Impulse Spending & Credit Card Reliance:
- Strategies to control impulse buying and overspending.
- Breaking the cycle of using credit cards as income and paying off debt sustainably.
Budgeting for Busy Moms:
- Budgeting tips for real life - especially budgeting tips for busy moms
Intentional Living & Aligning Spending with Values:
- How to figure out your core values and create a value-based budget
- How to spend intentionally without sacrificing things you love.
- Aligning household routines and systems with financial goals.
Financial Preparedness & Saving for the Future:
- Building emergency funds and saving for bigger expenses with confidence.
- How to manage everyday expenses while planning for future goals like retirement, vacations or a home.
Self-Care & Financial Wellness:
- Prioritizing self-care to avoid burnout.
- Developing healthy habits for long-term financial success and balance.
Mindset Shifts for Financial Growth:
- Abundance mindset
- Embracing financial mistakes as opportunities for growth and grace.
Tracking Spending & Staying Accountable:
- Practical tools to track where your money goes and stay in control.
- The power of community and support systems
A note from Erin:
As a single mom and sole provider with no additional support, I paid off thousands of dollars in debt on a teacher’s salary. I know firsthand that it’s possible to take control of your finances, no matter your income or circumstances. My straightforward, foundational approach to budgeting simplifies the process, giving you the tools and confidence to manage your money effectively and build a secure financial future. If I could do it on my own, you can too—and I’m here to show you how.
*How can I pay off my debt?
*Is there an easy budget method?
*How can I simplify my household expenses?
*How can I pay down credit card debt?
*How can I stop relying on credit cards?
*How to start budgeting for beginners?
*How to budget on one income?
*How can I live within a budget?
*How do I write a budget?
*How do I spend less?
*How can I move forward financially?
*What if I don't have enough money to invest?
*How can I build wealth?
*How can my budget reflect my core values?
*How can I LIVE ABUNDANTLY on a budget?
*Is there someone out there who understands being a single mom that can help me with my finances?! :) I got you, girl.
Erin Britt is your host and can be found on Instagram (@budgeteffectpodcast)
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Apple Podcasts
🇬🇧 Great Britain - howTo
06/08/2025#19🇺🇸 USA - howTo
06/08/2025#8🇨🇦 Canada - howTo
05/08/2025#77🇬🇧 Great Britain - howTo
05/08/2025#14🇺🇸 USA - howTo
05/08/2025#10🇨🇦 Canada - howTo
04/08/2025#28🇬🇧 Great Britain - howTo
04/08/2025#9🇺🇸 USA - howTo
04/08/2025#10🇨🇦 Canada - howTo
03/08/2025#19🇬🇧 Great Britain - howTo
03/08/2025#25
Spotify
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See allRSS feed quality and score
Technical evaluation of the podcast's RSS feed quality and structure.
See allScore global : 48%
Publication history
Monthly episode publishing history over the past years.
31// Tips for Meal Planning on a Budget with Plandy.Mandy
mardi 27 août 2024 • Duration 34:44
Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.
It's Part 2 of our 3-episode series on Meal Planning!
You can find Mandy on her Instagram page @Plandy.Mandy
You can join the Meal Planning Challenge by signing up here.
If you are ready to stop messing around and really get started with your budget, I can help:
FREE Budget Foundations Jumpstart Email Course
Money Movement Group - 15 weeks of learning and habit building - Closes Aug 31
Let’s Connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com
Want to ask a question?
Click below to send your question to the show.
30// Meal Planning vs. Eating out on a Budget | Meal Planning Challenge
mardi 20 août 2024 • Duration 21:45
Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.
This episode will hopefully motivate you to build your habit of meal planning.
JOIN the MEAL PLANNING CHALLENGE
Join the Money Movement Course - Closes August 31st
FREE Budget Jumpstart Challenge
Parents.com article that I cite in this episode
Let’s Connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com
Want to ask a question?
Click below to send your question to the show.
21// How to Break the Paycheck to Paycheck Cycle | How to create a weekly budget
mardi 18 juin 2024 • Duration 21:56
Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life.
Do you want help getting started with a budget?
Join the BUDGET JUMPSTART CHALLENGE for FREE!
<<Question of the Week>>
What is the most challenging part of budgeting for you right now?
Is it something with getting the budget set up? Or does it have to do with sticking to it? Let me know by texting your answer into the show.
20// Don't start your budget without doing these 4 things | How to start a budget
mardi 11 juin 2024 • Duration 16:46
If you need help getting a budget started, start with these four things.
BUDGET JUMPSTART CHALLENGE
So if you have been wondering:
How do I stick to a budget?
How do I even get started with budgeting?
How do I pay off debt?
How do I invest when I live paycheck to paycheck?
How can I move forward as a single mom?
Then this episode is for you.
My mission is to help busy moms or even single moms learn how to create and stick to a plan for their money that they believe in and love so that they can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Click follow now!
Erin Britt is the host and can be found on Instagram @budgeteffectpodcast
<<Question of the Week>>
What is your WHY? What is your biggest goal?
Send your answer by clicking the button below.
19// 3 Actions to Bring You More Joy (that Cost Zero Dollars)
mardi 4 juin 2024 • Duration 22:04
If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue.
CLICK HERE for the BUDGET JUMPSTART CHALLENGE.
Click here for the Whole Life Wellness Reflection
Question of the Week:
<<What is a habit you’ve developed that has positively impacted your life?>>
18// Tips for Sticking to a Summer Budget (While Still Having Fun)
mardi 28 mai 2024 • Duration 25:12
If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in.
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We discuss 4 things you can do to save money this summer:
- How to prepare for summer by thinking about your new routine
- Ways to save money when you are out of the house more often
- Ways to cut costs from your budget during the summer
- Free or low-cost things to do in the summer.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.
…That’s the budget effect! And this is the budget effect podcast.
Erin Britt is the host and can be found on Instagram @budgeteffectpodcast
This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt
Tips for moving forward as a single mom
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This week's questions:
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?
17//How to improve your shopping habits | Tips for sticking to a budget
mardi 21 mai 2024 • Duration 16:26
If you have trouble sticking to a budget and reaching your money goals, then let's take a look at your shopping habits. And I'm not talking about LACK here. I'm not going to tell you that YOU CAN'T SHOP. I'm actually teaching you how to UPGRADE your shopping habits to get MORE of what you want.
There are 3 Steps to Upgrading your Shopping Habits
1. Prepare ahead of time - know your values and write your lists.
2. Block temptation - I got strategies for you on this.
3. Have a plan for "In the Moment" decisions - I got ideas for you on this too.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.
…That’s the budget effect! And this is the budget effect podcast.
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This episode will help you if you have been wondering:
How can I stop impulse buying?
How do I stick to a budget?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Or if you want...
Tips for better shopping habits
Tips for sticking to a budget
Tips for saving money
Tips for paying off debt
Tips for moving forward as a single mom
16// How to Budget for Family Fun | Using your Budget to Live Intentionally
mardi 14 mai 2024 • Duration 15:59
Using your budget to live an intentional life is the goal. Since most of us value connecting and spending time with our kids, let's make sure we put that in the budget each month.
This works both ways: 1. We value it, so we put it in our budget. 2. And it's in our budget, so it reminds us to live intentionally in what we value.
In this episode you will learn about how "funds" can be part of your budget. You will learn the action steps to setting up and using a fund. And we will touch on the end-of-month closeout that is a key part to moving forward with money.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.
…That’s the budget effect! And this is the budget effect podcast.
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This episode will help you if you have been wondering:
How can I spend more quality time with my kids?
How can I live a more intentional life?
How do I stick to a budget?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some cheap ideas for families with kids?
What are some budgeting hacks?
How to budget as a single mom?
Ep15: Create this List to Save Money on Groceries, Get Organized, and Save Mental Energy
mardi 7 mai 2024 • Duration 13:05
This one-time, 20-minute activity could save you hours! Get organized by creating a “Monthly Essentials” list. Then save yourself so much time, save mental energy, stick to a shopping budget, and save money for years to come.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast.
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This episode will help you if you have been wondering:
How do I stick to a budget?
How do I get organized?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
[BONUS] How to release resentment | How to release negative emotions: Ep14
lundi 6 mai 2024 • Duration 11:05
[BONUS] This slightly off-topic bonus episode is an explanation of a practice that I used to finally release the negative emotions that would not leave me. I specifically used it to release anger and resentment. You could use to it to release any negative emotion: stress, worry, anxiety, sadness. If you have processed it, felt it, sat it in for long enough and are ready to let it go, this could be what you need.
My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast.
Erin Britt is the host and can be found on Instagram @soulmothercommunity
This episode will help you if you have been wondering:
How do I move forward with money?
How do I get unstuck?
How do I let go of worry?
How do I let go of guilt?
How do I let go of resentment?
How do I let go of anger?
How do I move on?
How can I move forward as a single mom?
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