Explore every episode of the podcast BankTalk Podcast
| Title | Pub. Date | Duration | |
|---|---|---|---|
| The Value of Digital Customers: A Fiserv Study | BankTalk Episode 103 | 20 Aug 2024 | 00:29:09 | |
Join Megan Pannier, Fiserv’s VP of Adoption Marketing and Analytics, as we discuss Fiserv’s recent digital engagement study with Northwest Bank. We dig into the value of retail and business customers in the digital space and how they drive bank growth. Presented by Remedy Consulting For more information on BankTalk: | |||
| Everything You Need to Know about Patient Lending | BankTalk Episode 102 | 06 Aug 2024 | 00:22:56 | |
Join Jeff Grobaski, CEO of Epic River, as we discuss the opportunity to grow your commercial and consumer relationships through patient lending and relationships with healthcare providers. For more information on BankTalk: | |||
| Will Section 1033 Start Truly Open Banking? | BankTalk Episode 93 | 26 Mar 2024 | 00:31:02 | |
Join Peter Tapling, Managing Director of PTap Advisory, as we discuss the pending rulemaking on Section 1033 of the Dodd-Frank legislation. The rulemaking, at a high level, has some implications of truly Open Banking, which has been a challenge for most core providers and their customers. Presented by Remedy Consulting For more information on BankTalk: | |||
| Building a better commercial loan portfolio | BankTalk Episode 2 | 18 Sep 2020 | 00:26:18 | |
Jay Tuli, President of Leader Bank, discusses how the Leader team has built a strong commercial loan origination team. Listeners will pick up some ideas on how to improve loan officer performance. For more information on BankTalk: | |||
| De novos, peer groups, commercial lending tips | BankTalk Episode 1 | 18 Sep 2020 | 00:48:56 | |
Join us as John Doull, CEO of Cornerstone Bank, discusses his experience starting a new financial institution as a De Novo. John also shares some ideas on a CEO Peer group he founded and how it benefits his bank. Aaron Coleman of Z Suite Technologies has a unique value-add service for banks and credit unions to increase revenue from residential landlords. For more information on BankTalk: | |||
| Alternative Funding Sources for your Commercial Customers | BankTalk Episode 92 | 19 Mar 2024 | 00:27:27 | |
Join Alex Shvarts, CEO of FundKite, as we discuss one possible source of funding for businesses rejected for traditional bank financing. When FICO Scores are not enough to obtain a traditional loan, revenue-based-funding offers alternatives to businesses. Presented by Remedy Consulting For more information on BankTalk: | |||
| A C-Level Discussion on ACH | BankTalk Episode 91 | 06 Mar 2024 | 00:31:52 | |
Join Sean Carter, President and CEO of NEACH, as we discuss the ACH and Payments ecosystem. We discuss fraud prevention, cyber insurance, and the Fed Fraud Classifier in this episode as well. Presented by Remedy Consulting For more information on BankTalk: | |||
| How the Yield Curve affects Liquidity | BankTalk Episode 90 | 22 Feb 2024 | 00:36:55 | |
Join Zach Zoia and Vin Clevenger, Managing Directors at the Darling Consulting Group and hosts of the "On the Balance Sheet®" podcast, as we discuss the inverted yield curve and its reverberations through liquidity, investments, and lending.
Presented by Remedy Consulting For more information on BankTalk: | |||
| Pricing Account Relationships | BankTalk Episode 89 | 06 Feb 2024 | 00:36:05 | |
Join us as we speak with Mac Thompson, CEO and Founder of White Clay, as we discuss the value of Commercial and Consumer account relationships. We spend time discussing how to optimize products like Relationship Pricing and Commercial Account Analysis. Presented by Remedy Consulting For more information on BankTalk: | |||
| Why is Subordinated Debt Important to Credit Unions? | BankTalk Episode 88 | 24 Jan 2024 | 00:26:08 | |
Join us as we speak with Derek Szot, Managing Director at Piper Sandler, as we discuss subordinated debt for credit unions. Learn why subordinated debt has been a much hotter topic for credit unions than it has for banks over the past 18 months. Presented by Remedy Consulting For more information on BankTalk: | |||
| Keeping up with the Jones’ in Digital Banking | BankTalk Episode 87 | 11 Jan 2024 | 00:51:45 | |
Join us as we speak with John Karacalidis, SVP of Operations, IT, and Digital Banking at Village Bank, as we discuss digital usage and some critical things that community banks need to do to compete digitally with large banks. We also discuss how to get continual feedback from your customers on your digital offerings. Presented by Remedy Consulting For more information on BankTalk: | |||
| Inside the Bank Enforcement Action Process | BankTalk Episode 86 | 26 Dec 2023 | 00:32:21 | |
Join us as we speak with Brendan Clegg, Partner at Luse Gorman about the types of issues that could lead to an enforcement action from the federal banking agencies. We cover the different types of enforcement actions, the ways that an enforcement action can develop, whether directors and officers can be subject to personal actions, common issues that trip up banks and their leadership, and other topics relevant to the bank enforcement process. Contact Brendan at bclegg@luselaw.com. Presented by Remedy Consulting For more information on BankTalk: | |||
| Will Your Interchange Revenue Be Shrinking Soon? | BankTalk Episode 85 | 12 Dec 2023 | 00:39:04 | |
Join us as we speak with Becca Kruse and Lance Noggle from the ICBA about some of the pending updates to the Durbin Amendment to the Dodd-Frank Act. Learn about Interchange revenue and expenses and whether the latest updates will have a net impact on your monthly earnings. Presented by Remedy Consulting For more information on BankTalk: | |||
| Why are Fraudsters Stealing Checks from the US Mail? | BankTalk Episode 84 | 22 Nov 2023 | 00:43:48 | |
Join us as we speak with Rene Perez, National Director of Financial Crimes Sales at Jack Henry and Associates, about the latest in mail fraud, and some things your customers can do to prevent it. We also cover new techniques the criminals are using in other areas, like digital login techniques. Presented by Remedy Consulting For more information on BankTalk: | |||
| A Refresher on Merchant Services | BankTalk Episode 101 | 23 Jul 2024 | 00:23:23 | |
Join Adam Keifer, VP of Sales for Fiserv, as we discuss the opportunity that Merchant Services may provide for financial institutions for non-interest income with the right commercial customer base. We discuss the industry and what it might mean for your relationships with your commercial customers. Presented by Remedy Consulting For more information on BankTalk: | |||
| How are Unrealized Losses affecting Bank M&A? | BankTalk Episode 83 | 07 Nov 2023 | 00:36:37 | |
Join us as we speak with Paul Ouweneel, Partner, and head of bank valuations at Wipfli, LLP, about Bank Merger and Acquisition activity in 2023 and the outlook for 2024. We also discuss the effects of unrealized portfolio losses on merger activity. wcfadvisors.com Wipfli Corporate Finance Advisors, LLC associates are registered representatives of RKCA, Inc. Wipfli Corporate Finance Advisors, LLC is a subsidiary of Wipfli LLP. Certain accounting, tax, business advisory, and other services are provided by Wipfli LLP. RKCA, Inc. does not provide accounting, tax or legal advice. Investing involves the risk of loss. Past performance is not a guarantee of future results. For more information on BankTalk: | |||
| How does Bank Liquidity Affect Lending? | BankTalk Episode 82 | 17 Oct 2023 | 00:43:48 | |
Join us as we speak with Scott Hildenbrand, Head of Piper Sandler Financial Strategies, about how community financial institutions are morphing to improve liquidity. We then discuss how the higher price of purchasing deposits will likely affect loan volume in the foreseeable future. For more information on BankTalk: | |||
| Are Core Systems Truly Open to Third-Party Vendors? | BankTalk Episode 81 | 03 Oct 2023 | 00:42:18 | |
Core providers have been touting their advances in integrating to third parties through their “open” core platforms. We ask Charles Potts, Chief Innovation Officer at the ICBA to provide some insights into the “openness” of the major core vendors. For more information on BankTalk: | |||
| Who is using Instant Payments Today? | BankTalk Episode 80 | 22 Sep 2023 | 00:34:22 | |
Todd Koehn from Bankers' Bank joins BankTalk to look at which payments are moving through the Instant Payment networks today (FedNow and RTP). In reviewing these transactions, we analyze what this might mean to your clients. Email tkoehn@bankersbankusa.com For more information on BankTalk: | |||
| Should the Jeffrey Epstein/JP Morgan Settlement concern you? | BankTalk Episode 79 | 05 Sep 2023 | 00:32:29 | |
The sex trafficking victims of Jeffrey Epstein recently reached a large settlement with Epstein’s former bankers, JP Morgan and Deutsche Bank, roughly $365M. Join Ariel Gutierrez, Program Director for the Financial Crimes Risk Management product at Fiserv, as we discuss the potential liability implications for community financial institutions. For more information on BankTalk: | |||
| What is a Payment Rail and how are they Changing? | BankTalk Episode 78 | 22 Aug 2023 | 00:47:06 | |
With the release of Faster Payments, we decided to have a discussion with Tede Forman, President of Payment Solutions at Jack Henry on the Payment Rails, what they are, and how they differ. Then we spend a few minutes discussing the opportunity and threat to community financial institutions related to Faster Payments. For more information on BankTalk: | |||
| Should you be Lending on your Customer’s Receivables? | BankTalk Episode 77 | 09 Aug 2023 | 00:25:13 | |
CEOs at community financial institutions continue to ask for ideas to improve liquidity and income in these changing market conditions, and Receivables Financing checks both boxes. Join Erik Trumpower, EVP of Capstone Banktech, as we discuss the risk and rewards of this sector, and discuss some ideas for administering a program at a community FI. For more information on BankTalk: | |||
| AI as a Game-Changer for Banks | BankTalk Episode 76 | 25 Jul 2023 | 00:33:44 | |
Artificial Intelligence is transforming the banking industry in many ways, from fraud detection to customer service, but the complexities can seem overwhelming. Join Ben Udell, SVP Client Experience at Lake Ridge Bank, as we explore some of the practical uses he has found for AI in his day-to-day, and how it can benefit both banks and customers. Contact Ben at budell@lakeridge.bank. For more information on BankTalk: | |||
| Are 36% of Banks on the Wrong Core System? | BankTalk Episode 75 | 11 Jul 2023 | 00:21:06 | |
Join Charlie Kelly, Partner at Remedy Consulting, as we discuss core banking systems and whether your financial institution is on the right core to improve efficiency and drive sales. If you are considering a change in your core system, what should you know ahead of time and are you asking the right questions? Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you. For more information on BankTalk: | |||
| The Hidden Value in PFM Tools | BankTalk Episode 74 | 28 Jun 2023 | 00:45:43 | |
Join Jody Bhagat, President of the Americas for Personetics, as we discuss a Forrester study into the usage of Personal Financial Management tools. Should PFM be part of your digital arsenal, and how should you consider Return on Investment when deciding on PFM tools? For more information on BankTalk: | |||
| 100th Episode Celebration | BankTalk Episode 100 | 09 Jul 2024 | 00:18:30 | |
Rich Carty hosts, interviewing Charlie Kelly, Partner at Remedy Consulting as we walk through the last several years of the BankTalk Podcast. We discussed the most downloaded episodes and things we learned along the way about how to provide the best episodes for our listeners. For more information on BankTalk: | |||
| A Cybersecurity Refresher | BankTalk Episode 73 | 13 Jun 2023 | 00:25:00 | |
Join Rob Foxx from FIPCO as we discuss Cybersecurity threats and some things you can do to avoid them. What does your cyber insurance cover and what do cyber claims look like? For more information on BankTalk: | |||
| Technology Expertise on Your BOD | BankTalk Episode 72 | 31 May 2023 | 00:25:41 | |
Join Cal Roberson of Integris as we discuss the need for technology expertise on community bank Boards of Directors. What are the risks of having a less-than-tech-savvy individual heading up your technology sub-committee? Join us to find out. For more information on BankTalk: | |||
| Bank Tactics Post Silicon Valley Bank Failure | BankTalk Episode 71 | 16 May 2023 | 00:45:35 | |
Join Scott Hildenbrand of Piper Sandler as we discuss a few topics that your board and management teams may be asking in light of the SVB failure. How are you approaching uninsured depositors, and are you utilizing all investment options are a couple of the topics we cover in this episode. For more information on BankTalk: | |||
| Changes in Dodd-Frank Section 1071 | BankTalk Episode 70 | 02 May 2023 | 00:21:37 | |
Join Tyler Barron of Encapture as we discuss additional regulatory requirements that are about to be added to Dodd-Frank. For more information on BankTalk: | |||
| How to think about Revenue-Per-Customer | BankTalk Episode 69 | 20 Apr 2023 | 00:36:07 | |
Ever wonder why one bank is willing to pay $500 for a new customer and another is offering only $150? Join Supreet Singh, CEO of Finlytica, as we discuss the financial value of a customer. What revenue streams are important, how to think about cost-per-customer, and other interesting considerations for new customer acquisition. For more information on BankTalk: | |||
| What you should know about Low Code/No Code | BankTalk Episode 68 | 04 Apr 2023 | 00:24:58 | |
Join Val Saportas, CEO of Revvin, as we discuss the low code/no code phenomenon in application development. Find out what the hype is all about and why you should know something about this as you make the decision to purchase new software. Contact Val at valentin@revvin.com. For more information on BankTalk: | |||
| Do you need a Digital Guru in your Financial Institution? | BankTalk Episode 67 | 22 Mar 2023 | 00:28:55 | |
Join Jeff Rose, President and CEO of American Bank and Trust, as we discuss the steps he took to hire an individual dedicated to digital strategy and then set the precedent that digital would be part of the bank’s focus moving forward. We discuss the role of the Chief Digital Officer, how it fits into traditional roles within the bank, challenges and successes that resulted from this decision. For more information on BankTalk: | |||
| Trends in Deposits and Lending | BankTalk Episode 66 | 08 Mar 2023 | 00:31:28 | |
Join Stefan Jacewitz, Research and Policy Officer for the KC Federal Reserve Bank as we discuss the trends in savings rates and lending since the pandemic. We know that the influx of cash into the economy boosted savings rates and lowered loan balances initially, but what has happened since then? For more information on BankTalk: | |||
| A Dive into Commercial Office Space | BankTalk Episode 65 | 28 Feb 2023 | 00:39:00 | |
Join Patrick Sentner, EVP of CBRE, as we discuss how commercial office space vacancy rates and valuations have changed from pre-COVID to the present. As work-from-home and other trends continue, vacancy rates are rising in specific areas, and the result has been that commercial loan portfolios that contain office space are under renewed pressure. Join us as we discuss the changing dynamics of this market. To contact Patrick, email him at Patrick.Sentner@cbre.com. For more information on BankTalk: | |||
| What Bankers should know about Energy | BankTalk Episode 64 | 15 Feb 2023 | 00:34:39 | |
Join Tom Oakland, Energy and Economic Coordinator from North Dakota, as we discuss what you need to know about energy production and carbon recapture. To reach Tom, email him at Thomas.oakland@nd.gov. For more information on BankTalk: | |||
| Banking Clean Energy | BankTalk Episode 99 | 26 Jun 2024 | 00:34:37 | |
Join Ken Laroe, CEO and Co-Founder of Climate First Bank, as he discusses how a social strategy and focus on the environment helped Climate First grow from a Denovo to a bank with $600M in assets in just a few years. Presented by Remedy Consulting For more information on BankTalk: | |||
| How to Improve Abandonment Rates in Online Origination | BankTalk Episode 63 | 31 Jan 2023 | 00:31:57 | |
Join Val Saportas, CEO of Revvin, as we discuss online origination and applicant abandonment rates. We discuss some interesting trends in abandonment, as well as where in the application process abandonment occurs and some techniques you can use to avoid abandonment in your online application processes. Contact Val at valentin@revvin.com. For more information on BankTalk: | |||
| What you should know about the collapse of the FTX Crypto Exchange | BankTalk Episode 62 | 11 Jan 2023 | 00:28:31 | |
Join Becky Reed, CEO of the Lone Star Credit Union, as we discuss how the FTX cryptocurrency exchange imploded. Whether you own crypto yourself or intend to offer it to your customers, we discuss the different custodial and exchange relationships in the crypto space. For more information on BankTalk: | |||
| A discussion on “Junk Fees” and the Safe Banking Act | BankTalk Episode 61 | 27 Dec 2022 | 00:31:37 | |
Join Ramon Looby, President and CEO of the Maryland Bankers Association, as we discuss a few important but unrelated topics. We start with the recent concentration on “junk fees” from the CFPB, and then discuss the benefits of the Safe Banking Act that is up for approval. Finally, we discuss initiatives underway for standardizing financial education. For more information on BankTalk: | |||
| All about Solar Tax Credits | BankTalk Episode 60 | 13 Dec 2022 | 00:33:45 | |
Join Josh Miller, CEO of The KeyState Companies, as we discuss everything you always wanted to know about solar projects and the resulting solar tax credits. Learn several ways that solar tax credits can be used as an investment strategy. For more information on BankTalk: | |||
| Improving the Performance of your Commercial Lending Team | BankTalk Episode 59 | 29 Nov 2022 | 00:39:16 | |
Join Charlie Moon, efficiency and sales trainer, as we discuss some ideas to improve your commercial lending team, starting with asking the right questions during the hiring interview. For teams that are struggling, Charlie provides guidance on creating a methodology to make the whole team more productive. For more information on BankTalk: | |||
| Performance Analytics and Artificial Intelligence | BankTalk Episode 58 | 15 Nov 2022 | 00:25:43 | |
Join Supreet Singh, CEO of Finlytica, as we discuss how community financial institutions should be measuring performance, and what to do with that information once you have it. We also explore the potential uses of artificial intelligence for your organization. To contact Supreet, email ssingh@finlytica.ai. For more information on BankTalk: | |||
| Things you should know about Lending Networks | BankTalk Episode 57 | 01 Nov 2022 | 00:28:20 | |
Join Meghan Crawford, of BHG Financial, as we discuss the pros and cons of purchasing loans through a lending network. The loan credit quality, purchasing process and method of servicing are just a few of the things that need to be considered when choosing a loan network as a partner. For more information on BankTalk: | |||
| Trends in Negotiating with Technology Vendors | BankTalk Episode 55 | 04 Oct 2022 | 00:23:05 | |
Join Brian Hink, Head of Financial Technology Negotiations at Remedy Consulting as we discuss some of the latest tactics we are seeing from technology vendors as they try to maximize their negotiating position. We discuss five specific concepts, where they are being used during a negotiation, and offer some thoughts on how you might prepare for these discussions. For more information on BankTalk: | |||
| The Latest on Student Loan Forgiveness | BankTalk Episode 54 | 20 Sep 2022 | 00:31:20 | |
Join Rose Oswald Poels, the CEO of the Wisconsin Bankers Association, as we discuss the latest Biden administration announcement on student loan forgiveness. Although all of the details of this policy are not finalized, we discuss the positives and negatives of this announcement. For more information on BankTalk: | |||
| A Podcast about Podcasting | BankTalk Episode 53 | 08 Sep 2022 | 00:26:56 | |
Join Stef Bonesteel, the SVP of Marketing for Citizens Bank, as we discuss the podcast/videocast that Citizens produces for their bank customers. Learn how they feel that this communication channel supplements other marketing efforts to reach a segment of their bank customers. For more information on BankTalk: | |||
| Things You Can Learn from an Executive Recruiter | BankTalk Episode 98 | 13 Jun 2024 | 00:33:24 | |
Join BJ Berrettini, Executive Director of AJ Consultants, as we discuss everything from Non-compete and Non-solicit agreements to work-from-home and everything in between. Learn what Executive Recruiters know about your business that you do not! Presented by Remedy Consulting For more information on BankTalk: | |||
| ESG - Good Idea or Government Chokehold? | BankTalk Episode 52 | 23 Aug 2022 | 00:26:13 | |
Join us as Max Cook, the CEO of the Missouri Bankers Association, discusses the positive and negative effects of the Biden administration’s ESG policy-Environmental, Social and Governance on community bankers. We include an interesting discussion on where Green Energy theory meets Green Energy reality. For more information on BankTalk: | |||
| How the Rising Rate Environment Affects your Customers | BankTalk Episode 51 | 11 Aug 2022 | 00:38:10 | |
Join Scott Hildenbrand of Piper Sandler as we discuss the impact that a changing rate environment is having on your balance sheet and your customers' lives. We discuss specific changes and some things you might do to mitigate the risk. For more information on BankTalk: | |||