Explore every episode of the podcast All the Hacks: Money, Points & Life
| Title | Pub. Date | Duration | |
|---|---|---|---|
| 9 Things I've Changed My Mind About | 04 nov. 2026 | 00:49:08 | |
#301: Chris revisits the rules, products, and strategies he’s changed his mind about, and what he’s doing differently now. He covers a surprising airfare pricing quirk, major updates from U.S. Bank, Bilt, Alaska and Bank of America, and why he’s scaling back his AI experimentation. Plus, new thoughts on browsers, AR glasses, skincare, and hiring. Link to Full Show Notes: https://www.chrishutchins.com/things-i-changed-my-mind-on-2026/
Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fora: Become a Fora Advisor today Wispr Flow: Try effortless voice dictation for free DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Articles AI & Building Tools Browsers AR Glasses & Tech ATH Podcast
Full Show Notes
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| Luxury Europe for 70% Less: Switzerland & Lake Como with Amy Fox | 28 oct. 2026 | 01:20:28 | |
#300: Chris and Amy break down how they planned an unforgettable trip to Switzerland and Lake Como mostly on points, miles, and free-night certificates. They share how speculative bookings and award alerts landed them better business class flights, the rental car hack that avoided a cross-border drop-off fee, and one of the best uses of Hilton points around. Plus, an inside look at a fairy tale hotel for families in Switzerland. Link to Full Show Notes: https://www.chrishutchins.com/switzerland-italy-family-trip-points/ Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Kindred: House swap & home exchange with no membership fee Fabric: Affordable term life insurance for you and your family Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Hotels
Articles & Videos ATH Podcast
Full Show Notes (00:47) How a Fairy Tale Hotel Sparked Our Trip to Europe (03:22) Booking Business Class to Europe with Points (09:03) Setting Award Alerts to Find Better Flights (14:51) Using Up Avianca Miles for a Better Flight (17:22) Keeping Return Flights Open Until the Last Minute (18:39) The Trick to Avoid Cross-Border Rental Car Fees (20:55) Booking Switzerland's Märchenhotel Without Points (23:10) Why We Paired Switzerland with Lake Como (26:14) The Math Behind Hilton Points and Free Night Certificates (34:02) Inside the Grand Hotel Victoria (36:55) The Best Breakfast Buffet and Dining in Menaggio (39:26) Why Menaggio Beats Bellagio (42:10) European Beach Clubs with Kids (43:34) Gelato, Mini Golf and Other Things to Do in Italy (45:27) Is the Grand Hotel Victoria Worth It for Families? (48:51) The Märchenhotel: Switzerland's Fairy Tale Hotel (49:57) What Makes the Märchenhotel Great for Parents and Kids (57:06) Hiking, Via Ferratas and Ropes Courses in Braunwald (01:02:31) Changing Plans and Skipping Milan (01:05:44) A Quick Stop in Mainz Before Flying Home (01:07:15) Flying Swiss vs. Condor Business Class (01:10:49) What It's Like Traveling with Another Family (01:14:02) What the Whole Trip Cost (01:15:24) Why We're Booking Trips a Year Out Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| 10 Lessons for Better Decisions About Money and Life | 21 oct. 2026 | 01:20:41 | |
#299: My top 10 takeaways from a retreat for high-net-worth investors, which covered money, health, AI, parenting, relationships, and more. We explore why what you measure shapes your behavior, how to start using AI agents, why simple rules beat perfect plans, how to teach kids about money, and why “later” may be the most expensive word in your vocabulary. Tad Fallows is the co-founder of Long Angle, a private community for investors with $3 million or more in investable assets. He previously co-founded iLab Solutions, a research software company acquired by Agilent Technologies. Link to Full Show Notes: https://www.chrishutchins.com/10-lessons-money-parenting-ai-long-angle/ Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Wispr Flow: Try effortless voice dictation for free Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned People & Books
Health ATH Podcast
Full Show Notes
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| How to Earn Points on Your Savings and Investments | 14 oct. 2026 | 01:19:54 | |
#298: Chris breaks down how to earn airline miles and transferable points on money you’re already saving or investing (and whether the rewards are actually worth the tradeoffs). He compares mileage-earning bank accounts from Bask, United and Alaska, the new Bank of America and Alaska transfer partnership, Silo’s brokerage rewards program, and Symphony’s higher-yield approach. Plus, the welcome offers ending this fall that change the first-year math, and a short interview with Symphony's founders. Link to Full Show Notes: https://chrishutchins.com/earn-points-on-savings/
NetSuite: Free KPI checklist to upgrade your business performance LMNT: Free sample pack of my favorite electrolyte drink mix DeleteMe: 20% off removing your personal info from the web Zocdoc: Find and instantly book a doctor you love today MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
ATH Podcast
Full Show Notes
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| Have Better Conversations and Build Deeper Connections with Vanessa Van Edwards | 07 oct. 2026 | 01:11:18 | |
#297: Learn how to turn small talk, awkward encounters, and everyday logistics into conversations that actually matter. Chris and Vanessa explore the chemistry behind great conversations, how to find the topics that make people light up, and the three levels of conversation that lead to deeper connection.
Bilt Rewards: Earn the most valuable points when you pay rent Fora: Become a Fora Advisor today Gusto: Free 3-month trial of the #1 payroll software Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
Research and Frameworks Shows and People ATH Podcast
Full Show Notes Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Best Cell Phone Plans (and How I’m Saving Big) | 23 sept. 2026 | 00:50:12 | |
#296: You're probably overpaying for cell service, and switching could save you hundreds of dollars a year without sacrificing coverage or features. Chris breaks down what's changed with the big carriers and MVNOs, the math behind "free phone" deals, the few features only AT&T, Verizon and T-Mobile still offer, and his shortlist of the best unlimited plans. He also shares the cheapest backup line for two-factor texts, a $20 home internet backup, how to think about cell phone insurance, and the smartest way to buy a new iPhone. Link to Full Show Notes: https://chrishutchins.com/best-cell-phone-plans-2026 Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Fora: Become a Fora Advisor today Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing your personal info from the web Zocdoc: Find and instantly book a doctor you love today For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Carriers & Plans
Backup Lines & Backup Internet Tools for Comparing Plans & Coverage Cell Phone Insurance Buying a New iPhone
ATH Podcast
Full Show Notes
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| Turning the Tables: My Approach to Points, Miles and Travel | 16 sept. 2026 | 01:02:01 | |
#295: Chris shares the strategies he actually uses to earn, spend, and maximize millions of points and miles. He breaks down how many credit cards most people really need, his approach to booking award travel for a family, the rise of massive card-member flight discounts, when to pay cash vs. points, and some of his favorite—and most unusual—redemptions. Meghan Coyle and Sally French are the hosts of NerdWallet's Smart Travel podcast, a weekly show on travel news, loyalty programs and travel credit cards that helps listeners travel more and pay less. Link to Full Show Notes: https://chrishutchins.com/award-flights-card-strategy-nerdwallet Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Wispr Flow: Try effortless voice dictation for free Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Award Search & Points Tools
Shopping Portals, Gift Cards & Offers ATH Podcast
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| Deep Dive on World of Hyatt: Points, Perks and Status | 09 sept. 2026 | 01:07:07 | |
#294: Chris breaks down everything he's learned going all in on World of Hyatt. He covers the brands and footprint, earning points with Hyatt credit cards and transfers, what points are really worth, every status tier and milestone reward, and how to get Globalist treatment without having status. Link to Full Show Notes: https://chrishutchins.com/world-of-hyatt-deep-dive
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ATH Podcast
Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| How to Make Your Home Healthier at Any Budget with Dom Francks | 02 sept. 2026 | 01:08:22 | |
#293: Learn to make your home healthier by focusing on the environmental factors that actually matter. Chris and Dom break down how to improve air and water quality, ventilation, mold prevention, lighting, and EMF exposure, plus what to prioritize in your bedroom, which popular healthy-home products to avoid, and the best upgrades at any budget. Dom Francks is the General Manager of Lightwork Home, a Stanford-trained engineer, and former climate-tech product leader. Link to Full Show Notes: https://chrishutchins.com/healthy-home-air-water-light-dom-francks/. Partner Deals Wispr Flow: Try effortless voice dictation for free Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fora: Become a Fora Advisor today Thrive Market: 30% off your first order of organic groceries + a free $60 gift For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Articles & Guides
Tools & Products People & Podcasts ATH Podcast
Full Show Notes (01:06) How Your Home Affects Your Health (03:30) What Improvements Actually Feel Like (04:51) The Precautionary Principle for Chemicals Like PFAS (06:27) How Healthy Is the Average Home? (08:09) What to Expect From a Healthy Home Assessment (09:09) Four Things That Determine Bedroom Air Quality (14:37) Choosing an Air Quality Monitor (16:19) Using Air Purifiers for Filtration (17:37) The Simplest Ways to Improve Ventilation (18:33) Why Some Air Purifiers Cost So Much More (20:45) Ventilation vs. Filtration for VOCs (23:15) How to Get More Fresh Air Through Your House (24:26) What Chris Learned From Monitoring His Bedroom Air (27:14) Managing Humidity and Dust Testing (32:14) What a Full Mold Investigation Really Involves (33:49) Optimizing Your Bedroom Lighting (36:05) How to Spot Hidden Light Flicker (37:19) When Incandescent Bulbs Beat LEDs (38:27) A Practical Approach to EMF Exposure (39:58) Does Limiting EMFs Actually Matter? (41:29) Are Baby Monitors Safe? (43:35) What to Prioritize (and Ignore) in Your Bedroom (46:48) Testing and Improving Water Quality (49:35) DIY Water Testing, and Which Filters to Use (51:42) Carbon Monoxide Monitors & Combustion Gas Leaks (52:51) Optimizing Your Workspace Lighting (56:24) Home Products to Avoid (58:46) Do More Plugs Mean Better Grounding? (59:29) How to Make Your Home Healthier for $500 (01:01:53) The Best Healthy Home Upgrades for $2,000 (01:02:44) Higher-End Healthy Home Improvements (01:04:34) When to DIY vs. Hire a Professional Connect with Chris Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| What Happens to Your Points and Miles When You Die? | 26 août 2026 | 00:54:09 | |
#292: What happens to your points and miles when you die? And how can you make sure they don’t disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you’re already dealing with a loved one’s rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals Bilt Rewards: Earn the most valuable points when you pay rent Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tools & Resources Books & People ATH Podcast
Full Show Notes Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Science of Lasting Happiness with Arthur Brooks | 19 août 2026 | 00:58:00 | |
#291: Behavioral social scientist Arthur Brooks joins Chris to reveal why success and happiness follow different rules as we age. They dig into fluid vs. crystallized intelligence, success addiction and dopamine, the reverse bucket list, and how to actually buy happiness. Arthur C. Brooks is a Harvard Professor, musician, and columnist for the Atlantic, where he writes the weekly "How to Build a Life" column. He is the bestselling author of numerous books on happiness and human flourishing. Link to Full Show Notes: https://chrishutchins.com/arthur-brooks-happiness-success-purpose/ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans NetSuite: Free KPI checklist to upgrade your business performance Quince: Affordable luxury essentials with free shipping + 365 day returns For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Arthur: Website | Twitter | Instagram | YouTube Some of Arthur's Books
Selected Works from the Atlantic
Barcelona Recommendations
(02:17) How Arthur Defines Happiness (03:50) Quizzes to Diagnose Your Happiness (04:38) Fluid vs. Crystallized Intelligence (05:55) The Two Types of Geniuses (09:01) How to Jump the Curve (13:18) Darwin and Bach's Success Curves (16:56) Success Addiction and Dopamine (19:00) Hustle Culture, Workism and Metacognition (21:19) How Often You Really Need to Journal (22:46) When Love and Money Are Idols (24:40) The Good Four: Faith, Family, Friends and Work (29:13) The Happiness Algorithm: Understand, Apply, Share (30:41) Why Sharing and Teaching Happiness Matters (31:45) Bringing Faith and Meditation Into Your Life (34:15) Lectio Divina: Divine Reading (35:23) The Science of Satisfaction (37:49) Social Comparison, the Thief of Joy (38:39) How to Make a Better Bucket List (43:34) How to Actually Buy Happiness (47:09) Technology, Loneliness and Happiness (48:54) Turning Weakness Into Strength (50:51) Why Negative Emotions Make Us More Effective (51:20) Optimism vs. Hope (52:23) When It's Time to Leave a Job (54:18) Arthur's Recommendations for Barcelona (55:26) The Airplane Story That Inspired From Strength to Strength (57:33) Where to Find More From Arthur
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| The New Rules of Points & Miles in 2026 with Brian M | 12 août 2026 | 01:08:28 | |
#290: Chris and Brian break down the biggest trends reshaping points and miles. They discuss new ways to earn transferable points without a credit card, the award search tools worth using right now, a six-month check-in on Bilt, and what's coming next for premium cards. Link to Full Show Notes: https://chrishutchins.com/new-rules-points-miles-2026/ Partner Deals Resources Mentioned Award Search & Points Tools
Earning Points Beyond Credit Cards ATH Podcast
(00:49) Why 2026 Feels Different and Reasons to Stay Hopeful (02:26) Credit Card Interest Rate Caps Never Materialized (03:20) Why Debit Rewards Cards Are Becoming More Interesting (05:58) Six Months Into Southwest’s Transformation (13:14) Are Credit Card Retention Offers Drying Up? (14:23) The Unbundling of Airfare Keeps Expanding (15:25) Could Award Flights Lose Their Flexibility? (17:14) Foreign Airline Programs Push Into the US Market (19:58) Hotel Award Inflation (and What Cash Prices Reveal) (27:31) Banks Crack Down on Points Gaming (30:32) Qatar's New Restrictions on Booking for Others (32:54) New Ways to Earn Transferable Points Without Credit Cards (36:16) The Best Tools for Points & Miles (40:35) Why Cardholder Pricing Is Becoming a Bigger Advantage (42:04) United's New Cards and the Truth About "10% Off" (44:01) Transfer Bonuses and the Risk of Speculative Transfers (49:06) American’s Changes to Partner Award Availability (49:56) Pooling Airline Miles With Family (52:12) Brian's Biggest Prediction for the Year Ahead (55:23) Six Months Later: Is Bilt Delivering? (01:00:31) Will We See More Premium Credit Cards? (01:03:19) Is There Still Hope for U.S. Bank Transfer Partners? (01:04:53) What’s Next for the Amex Green Card? (01:05:31) Just Let the Points Coupons Go Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| How We Booked a $20,000 Vacation With Points | 05 août 2026 | 01:27:08 | |
#289: Chris and Amy booked a last-minute week in Bora Bora that would have cost over $20,000, almost entirely on points. They break down how it came together, why they chose Bora Bora over Fiji, the Marriott award search quirk that hid available rooms, flying business class in both directions by mixing two airlines, and using card travel credits on the inter-island flights. Then, three nights in, they decided to abandon the deal and pay more to switch resorts. They compare and rank the major Bora Bora resorts, weigh points versus cash, and explain what makes French Polynesia one of the easiest long-haul trips from the West Coast. Link to Full Show Notes: https://chrishutchins.com/bora-bora-on-points-2026/ Partner Deals Haven: Skip the waitlist for the best sauna. Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: 30% off your first order of organic groceries + a free $60 gift Bilt Rewards: Earn the most valuable points when you pay rent Resources Mentioned Hotels & Resorts
Products Health & Sauna Research ATH Podcast
(00:00) Introduction Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Where to Keep Your Cash for the Highest Return | 22 juil. 2026 | 00:57:49 | |
#288: Chris breaks down exactly where to park your cash to earn the most, whether you have $10,000 or a few million. From high-yield savings accounts and Treasury ETFs to brokerage bonuses and cash management accounts, he explains the tradeoffs that actually matter—and why the highest advertised interest rate isn't always the best choice. He also shares the interactive tool he built to compare nearly 100 cash options based on your specific situation. Link to Full Show Notes: https://chrishutchins.com/where-to-put-your-cash-2026 Partner Deals Wispr Flow: Try effortless voice dictation for free Quince: Affordable luxury essentials with free shipping + 365 day returns DeleteMe: 20% off removing your personal info from the web Trust & Will: Get 20% off personalized, legally binding estate plans Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tools & Resources
Cash Accounts & Fintechs ATH Podcast
Full Show Notes (00:00) Introduction Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Putting Die With Zero Into Practice with Brad Barrett | 15 juil. 2026 | 01:13:03 | |
#287: Chris and Brad Barrett revisit "Die With Zero" and confront how much harder Bill Perkins' ideas are to live than to agree with. They dig into when frugality flips from superpower to liability, the maximizer's struggle to let go, optimizing for the perfect Tuesday over the once-a-year trip, and giving money to your kids while it still matters. Brad is the co-host of the ChooseFI podcast and co-author of Choose FI: Your Blueprint to Financial Independence. Link to Full Show Notes: https://chrishutchins.com/die-with-zero-revisited-brad-barrett/ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family Thrive Market: 30% off your first order of organic groceries + a free $60 gift Bilt Rewards: Earn the most valuable points when you pay rent MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
Books & Articles
Tools ATH Podcast
Full Show Notes (02:14) Revisiting "Die With Zero" Four Years Later (06:50) Is Intentional Frugality a Superpower? (08:48) Where Chris Still Struggles to Spend (15:04) The Psychology of Spending (19:53) Maximizer vs. Satisficer: What Are You Optimizing For? (23:35) Matching Your Effort to the Season of Life You're In (25:04) How to Let Go When You Want to Do Everything (31:50) Optimizing for Lasting Happiness (37:23) Don't Run Away From What Lights You Up (38:43) What Are You Actually Chasing More Money For? (44:01) What Are You Really Saving For? (45:46) Giving Money to Kids (and Causes) While It Still Matters (50:40) Hedging Retirement Risk by Moving, Not Working Longer (53:00) Fear Wasting Your Life More Than Running Out of Money (57:52) Chris's Vision for a Family Summer Camp (01:02:36) Building a Time-Bucket List of One-Off Dreams (01:03:44) The Case for Doing "Nothing" on a Trip (01:04:23) Chris's Three Main Takeaways (01:06:23) Lowering the Barrier to Real-Life Connection (01:09:55) Defining Net Fulfillment For Yourself Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Are Credit Card Points Still Worth It? and More Listener Q&A | 08 juil. 2026 | 01:12:31 | |
#286: With credit card fees climbing, credits getting harder to use, and points constantly devaluing, it's fair to ask whether earning points and miles is even worth it anymore. In this AMA, Chris breaks down why the fees are still worth it for him (and who they're not worth it for), common mistakes to avoid when running the numbers, and when cash back makes the most sense. He also walks through how to start from scratch, when a high annual fee actually pays for itself, and how to squeeze more out of overlooked spending categories. Link to Full Show Notes: https://chrishutchins.com/are-points-worth-it-ama Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Join the CardTool Waitlist AMA: Submit Questions Frequent Miler: What are Delta SkyMiles worth? Frequent Miler: What are Hyatt points worth now that the new award chart is live? How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts Am I Eligible for a Business Credit Card? Ep #227: The Path to Becoming an Expert in Points & Miles with Devon Gimbel Ep #249: Earn More Points in Multiplayer Mode with Kai Ep #264: Deep Dive on Bilt Rewards and New Bilt 2.0 Cards Ep #267: Credit Cards: What's in My Wallet for 2026 Ep #280: The Hidden Rules of Credit Card Approvals Ep #283: Do You Actually Need Travel Insurance? Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com
(01:11) Why "Coupon Book" Cards Are a Premium-Card Problem, Not a Points Problem (02:08) Why Points Still Beat Cash Back for Most People (06:53) When Cash Back Actually Makes Sense (09:12) The Best Cash Back Cards Earning More Than 2% (16:05) Why Sign-Up Bonuses Make Points Cards the Clear Winner (18:01) The Best Business Card Welcome Offers Right Now (19:45) When a Cash Back Welcome Offer Is Actually Worth It (25:13) Where to Start If You're New to Points and Miles (30:49) How to Decide If a High Annual Fee Is Worth Paying (32:21) Breaking Down a $795 Annual Fee, Credit by Credit (38:53) Military Members: Open Every Card You Can (40:36) Fixing the Amazon + Costco + Southwest "Everything" Setup (43:10) The Right Way to Maximize Gas Spending (46:03) How to Earn Points Renting an RV (48:51) Why There Are No Good Cruise Credit Cards (50:20) Is Priority Pass Still Worth Paying For? (53:19) How to Maximize Referral Bonuses as a Couple (56:25) Should Couples Share Cards or Stay Separate? (01:02:34) The Simplest Way to Manage Points With a Partner (01:03:32) What to Do With Your Points When You Close a Card Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Why Net Fulfillment Beats Net Worth with Bill Perkins | 01 juil. 2026 | 01:29:45 | |
#285: Bill Perkins joins Chris to unpack what dying with zero really means in practice. They discuss why net fulfillment matters at every stage of life, which experiences are worth prioritizing now, how to bank memory dividends, the questions to ask yourself before spending (or saving), and how to solve for maximum fulfillment. Bill Perkins is a hedge fund manager, energy trader, and author of the international bestseller Die With Zero. Link to Full Show Notes: https://chrishutchins.com/bill-perkins-net-fulfillment-beats-net-worth Partner Deals Haven: Skip the waitlist for the best sauna. Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bill Perkins: Instagram | Website | X Full-body MRI Scan: Prenuvo ATH Podcast
Full Show Notes (00:00) Introduction (01:27) Who Die With Zero Is Really For (02:32) Defining Net Fulfillment (03:14) Common Misconceptions People Have About Retirement and Spending (05:07) Why Money's Value Declines as You Age (09:12) Time Bucketing vs. a Bucket List (14:06) Memory Dividends: How Experiences Pay You Back for Life (20:47) Tactics to Make Your Memories Pay Bigger Dividends (22:12) Why You Should Start Investing in Experiences Now (25:39) How Far in Advance Should You Bucket Your Experiences? (27:27) The Experiences to Prioritize in Your 20s and 30s (30:35) Chris' Backpacking Trip (31:33) How to Avoid Getting Stuck on the Hamster Wheel (33:58) The Five Whys: Questioning the Outcome You Actually Want (35:54) Bill's Advice to People Who Are Contemplating a Career Upgrade (39:40) What to Do If You're Afraid of Running Out of Money (40:39) Attach Your Efforts to Your Goals (42:52) Letting Go of the Fear of Failure (44:51) Reframe Your Mindset to Minimize Future Regret (47:53) Do the Bold Thing (49:00) What an Hour of Your Time Is Really Worth (52:06) Should You Be Spending More or Less Money? (56:47) How Much You Need and When You Can Stop Saving (01:01:53) Why Doing It Now Also Benefits Your Future Self (01:02:32) The Coke vs. Pepsi Experiment and How Memory Works (01:03:46) Deconstructing What You Love About Your Job (01:05:57) What Bill Loves and Hates About the FIRE Movement (01:10:58) Get Past Your Habits and Ego to Unlock More Choices (01:12:44) Why Chris Set a Lower Net Worth Goal (01:16:08) Solving for Maximum Fulfillment (01:20:47) The Health Habits That Unlock Everything Else (01:24:24) Why Diagnostics Are Key to Catching Disease Early (01:27:58) Where to Find Bill Perkins Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| 20+ Credit Card Benefits You’re Probably Not Using | 24 juin 2026 | 01:02:45 | |
#284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of lesser-known perks. Learn exactly which card to reach for on every purchase, so you're always covered and never leaving money on the table. Link to Full Show Notes: https://chrishutchins.com/hidden-credit-card-benefits-2026/ Partner Deals Fora: Become a Fora Advisor today Bilt Rewards: Earn the most valuable points when you pay rent Mercury: Help your business grow with simplified finances Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tools & Apps
Benefit Programs
ATH Podcast
Full Show Notes (00:00) Introduction (02:15) Purchase Benefits Overview (02:36) Purchase Protection: Coverage for Damaged or Stolen Items (05:15) How Extended Warranty Protection Works (06:36) Return Protection for Items Stores Won’t Take Back (07:55) When Price Protection Can Save You Money (12:27) Travel Benefits Overview (12:46) Trip Cancellation & Interruption Insurance (13:22) Trip Delay Coverage (13:47) Delayed Luggage Reimbursement (14:04) Lost and Damaged Bag Insurance (16:01) Rental Car Coverage: Primary vs. Secondary Insurance (21:37) Emergency Medical Coverage While Traveling (22:54) Non-Emergency Medical and Dental Coverage (23:22) What Travel Accident Insurance Actually Covers (23:53) Lounge Access Across Issuers and Networks (25:06) Booking the Luxury Hotel Collections for Free Perks (29:34) Free International Data and Roaming Benefits (31:46) Global Entry, TSA PreCheck & Trusted Traveler Credits (32:29) Cell Phone Protection Benefits (35:12) How to Maximize Card-Linked Offers (36:16) Automating Card-Linked Offers With CardPointers (37:26) What Credit Card Concierge Services Can Actually Do (38:49) Free Credit Scores and Credit Monitoring Tools (40:06) The Chase Instacart Benefit (and How to Stack It) (45:18) The Chase DoorDash Benefit (47:31) Exclusive Restaurant Reservation Programs (48:30) American Express Uber Benefits (49:14) Lyft Perks for Mastercard Holders (49:43) Capital One Entertainment and Drink Benefits (50:24) Free Museum Access With Bank of America and Capital One (52:22) Experience and Entertainment Programs (54:11) Getting Cash Out of Your Credit Card Benefits (55:50) Instant Approval and Virtual Card Numbers (58:02) Visa Network Benefits Worth Knowing (59:26) Mastercard Network Perks: Transit, Peacock, Airport Fast Track & Soho Friends Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Do You Actually Need Travel Insurance? | 17 juin 2026 | 01:10:24 | |
#283: Learn exactly when to buy travel insurance and when your credit cards already have you covered. Chris breaks down what travel insurance covers, how those benefits compare to the coverage built into popular credit cards, and when it makes sense to buy additional protection. Plus, what US health insurance actually covers abroad, and specialty policies worth getting for medical evacuation, scuba diving, and trips off the beaten path. Link to Full Show Notes: https://chrishutchins.com/travel-insurance Partner Deals Zocdoc: Find and instantly book a doctor you love today Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Wispr Flow: Try effortless voice dictation for free Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Travel Insurance Providers
Medical Evacuation & Specialty Coverage
Health Insurance Resources
ATH Podcast
Full Show Notes (00:00) Introduction (01:30) What Trip Cancellation Insurance Actually Covers (04:41) How Trip Change and Interruption Coverage Works (05:40) Reimbursement Limits for Trip Delays (06:39) Lost and Delayed Bag Coverage Explained (08:01) Emergency Medical Evacuation & Repatriation Coverage (09:24) Political Security and Disaster Evacuation Coverage (09:49) Medical and Dental Expense Limits While Abroad (10:11) How Accidental Death and Dismemberment Insurance Works (10:27) Travel Insurance Add-Ons Worth Considering and a High-Level Recap (13:38) Pricing Out Real Policies for a Two-Week Europe Trip (17:24) Coverage You Likely Already Have vs. Unique Policies Worth Buying (18:18) What Counts as a Premium Credit Card? (18:58) How Cards Stack Up on Trip Cancellation and Interruption (21:32) Coverage for Award Flights Booked with Points (28:10) Price Drop Protection (28:46) Where Credit Card Trip Delay Coverage Beats Travel Insurance (30:05) Delayed Luggage Coverage on Premium Cards (31:41) Lost Bag Protection & Reimbursement Limits (34:02) Emergency Evacuation Benefits Included with Credit Cards (37:07) What Travel Accident Insurance Really Pays Out (39:07) When Standalone Travel Insurance Makes More Sense (39:31) Emergency Medical Coverage While Traveling Abroad (40:11) Rental Car Coverage and Primary vs. Secondary Insurance (46:12) What Credit Cards Cover Well (47:27) What US Health Insurance Actually Covers Abroad (50:54) How Health Sharing Plans Handle International Travel (51:43) Understanding Medicare Coverage Abroad (53:13) Handling Non-Emergency Medical Issues Overseas (56:22) Getting Evacuated to the Hospital of Your Choice (59:21) Specialty Coverage for Search and Rescue (01:00:57) Why Scuba Divers Need a Dedicated Membership (01:02:07) Travel Insurance Takeaways & Final Recommendations Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Saving Money and Optimizing is My Kryptonite | 10 juin 2026 | 00:52:50 | |
#282: When does optimization stop helping and start hurting? Chris shares how a string of seemingly smart decisions had him pouring hours into marginal gains that never materialized. He unpacks the hidden cost of optimization, the role AI plays in amplifying it, and how he's learning to focus on what actually moves the needle. Link to Full Show Notes: https://chrishutchins.com/optimizing-is-my-kryptonite/ Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Green Chef: 50% off your first month + 20% off for two months with code 50ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Mercury: Manage, move, and grow your money For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Articles & Podcasts Tools & Apps
Services Events ATH Podcast
Full Show Notes (00:00) Introduction Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Taking My Health Into My Own Hands: Tests, Records, and What Actually Worked | 03 juin 2026 | 01:04:40 | |
#281: Chris shares the full playbook he used to take control of his health after digging into his biomarkers. He breaks down which tests are actually worth your money and when each one matters. Plus, how he built a personal health AI from his own medical records to surface what doctors missed. Link to Full Show Notes: https://chrishutchins.com/personal-health-ai-diagnostics/. Partner Deals DeleteMe: 20% off removing your personal info from the web Fora: Become a Fora Advisor today Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Doctors & Medical Practices Biomarker & Blood Testing Specialized Diagnostics Health Data Aggregators & AI Tools Tech & Wearables ATH Podcast
Full Show Notes (00:00) Introduction (00:46) Chris' Lifelong Battle with High Cholesterol (07:20) Switching to a More Proactive Doctor (09:39) Family Medical History: The Cheapest Diagnostic Tool (10:59) Why ApoB and Lp(a) Belong on Every Lipid Panel (17:04) Detecting Soft Plaque with a CT Angiogram (20:02) Moving Beyond Statins for Better Cholesterol Control (21:46) How Chris Got a $500/Month Drug Covered by Insurance (25:11) Branching Out to Other Health Diagnostics (26:15) Comparing the Major Biomarker Blood Work Services (32:31) What Whole Genome Sequencing Actually Tells You (34:36) The Real Value of Continuous Glucose Monitoring (36:08) Getting a Full-Body Skin Scan from a Dermatologist (36:32) Using a DEXA Scan to Baseline Body Composition (37:17) Benchmarking Fitness with a VO2 Max Test (37:51) The Case For (and Against) a Prenuvo Whole-Body MRI (39:51) Why You Still Need a Human Doctor in the Loop (44:02) Finding the Right Primary Care Setup for Your Budget (46:21) The Health Basics Worth More Than Any Fancy Test (48:40) Building a Personal Health AI From Your Medical Records (56:56) Smarter Ways to Track Your Diet with AI (01:01:43) Why Chris Records Every Doctor's Appointment (01:02:25) Final Takeaways on Modern Health Diagnostics Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Hidden Rules of Credit Card Approvals | 27 mai 2026 | 00:50:28 | |
#280: Learn how to dramatically improve your odds of getting approved for the credit cards you actually want. Chris breaks down the hidden system every bank uses to evaluate applications, why your credit score matters far less than what's on your report, and the real factors driving denials, from credit-to-income ratios to recent inquiries to each issuer's internal model. He also walks through what to do before you apply, how to sequence applications across issuers, and the right moves to make after a denial. Link to Full Show Notes: https://chrishutchins.com/credit-card-approval-strategy Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Mercury: Help your business grow with simplified finances Wispr Flow: Try effortless voice dictation for free Fabric: Affordable term life insurance for you and your family LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards
Tools & Resources Articles ATH Podcast
Full Show Notes (00:00) Introduction (03:50) Why Chris Lets His Cards Report High Balances (05:06) When Your Credit Score Actually Matters (05:53) Why Business Cards Stay Off Your Credit Report (06:39) What Actually Counts as a Business (10:55) How Your Credit-to-Income Ratio Drives Approvals (14:48) What Your Payment History Reveals (15:08) Why Recent Inquiries Can Sink Your Application (17:44) The Chase 5/24 Rule Explained (18:44) The Hidden Internal Models Banks Use (19:18) Diagnosing a Listener's Surprise 820-Score Denial (24:56) What to Check Before You Hit Submit (25:55) Sequencing Business Card Applications for Approval (28:05) The Best Personal Card Offers Right Now (28:50) Why a Checking Account Can Boost Your Odds (30:10) Using Frozen Credit Bureaus to Your Advantage (32:37) Tag-Teaming Applications With a Partner (33:32) Why Last-Minute Fixes Don't Work (34:32) Using Pre-Qualification Tools to Avoid Hard Pulls (34:49) Cutting Unnecessary Credit to Get Approved (35:27) What Actually Happens After a Denial (40:54) When It Makes Sense to Close a Card (44:26) The Hidden Value of Card-Linked Offers (46:15) Every Major Bank's Application Rules (48:45) The Mindset Shift That Changes Everything Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| How Long-Term Investors Actually Think About Risk with Ben Carlson | 20 mai 2026 | 01:00:35 | |
#279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why investing remains psychologically difficult, how to think about global diversification, when to reevaluate your portfolio, and the risks most investors still overlook. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of five books on investing, including his newest, Risk and Reward. He's the creator of the blog A Wealth of Common Sense and co-host of the Animal Spirits podcast. Link to Full Show Notes: https://chrishutchins.com/risk-market-volatility-ben-carlson Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Upwork: Free job posting to find, hire, and pay top freelance talent DeleteMe: 20% off removing your personal info from the web Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
A Longer Life Can Lead to Financial Concerns, and More Questions The Millionaire Next Door by Thomas Stanley and William Danko Roger Federer's 2024 Dartmouth Commencement Address ATH Podcast
Full Show Notes (00:00) Introduction (00:49) Why Investing Is Still So Hard for Most People (01:37) How Today's Media Makes Markets Feel Scarier Than Ever (02:51) The Core Idea Behind Ben’s New Book (05:10) What Japan's Lost Three Decades Teach Long-Term Investors (08:50) Why You Need Exposure Beyond Your Home Market (10:18) Will AI Reshape Global Markets or Just U.S. Stocks? (14:01) Could a Dot-Com-Style Crash Happen Today? (15:57) Why AI Could Still Trigger the Next Bubble (17:57) Focus on What You Can Control, Not What You Can't (19:16) The Worst-Case Inflation Scenario of the 1970s (21:47) How to Think About Inflation in Today's Economy (23:36) The Inflation Hedges Most People Already Have (26:58) How to Filter the Noise and Stay Long-Term (33:31) The Penalty Kick Study and Why We Hate Doing Nothing (35:08) When It's Actually Time to Reevaluate Your Plan (36:49) Planning Your Career and Money for an AI Future (43:33) Why Optimism Is a Long-Term Investing Edge (47:25) The Tax Alpha Most Investors Are Missing (50:05) Applying These Lessons Closer to Retirement (51:53) The Risks Most Investors Forget to Plan For (56:50) The First Move to Rethink Your Risk Profile Tonight (59:42) Where to Find Ben and His New Book Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The AI Tools I'm Building to Replace My Spreadsheets with Anish Acharya | 13 mai 2026 | 01:10:16 | |
#278: Is AI making it possible for the average person to live a fully optimized life? Chris and Anish swap notes on how custom AI tools are replacing years of spreadsheets, and reshaping the way we work, learn, create, and relate to each other. They dig into why Chris has abandoned OpenClaw, the architecture mistakes almost everyone is making, and what happens when the subsidies on all these tools eventually go away. Anish Acharya is a general partner at Andreessen Horowitz, where he leads consumer and AI-native investing. Link to Full Show Notes: https://chrishutchins.com/ai-tools-spreadsheets-anish-acharya/ Partner Deals Bilt Rewards: Earn the most valuable points when you pay rent Green Chef: 50% off your first month + 20% off for two months with code 50ALLTHEHACKS NetSuite: Free KPI checklist to upgrade your business performance Mercury: Manage, move, and grow your money Fora: Become a Fora Advisor today For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI tools and platforms Tools Chris is using in his stack Travel and points tools ATH Podcast
Full Show Notes (00:00) Introduction (02:08) How Chris Replaced His Award-Flight Spreadsheets With an Agent (04:20) Why Your AI Setup Should Be Platform-Agnostic (07:13) Why Sub-Agents Don't Actually Make Sense (13:29) Skills, Connectors, Projects, and Channels Explained (17:29) Anish on the Two Big Breakthroughs: Coding Agents and Personal Agents (18:29) Zero Marginal Cost of Doing Work (21:01) Will Knowledge Get Less Democratized in the AI Era? (22:17) The Four Layers of Personal AI: Knowledge, Data, Trust, and Connection (24:35) The Black Pill: Do Most People Have Enough Agency for This? (26:29) How Chris Connected His Own CardTool App to Claude (32:07) The Family Video Montage Built From iMessages and Photos (33:51) Reverse-Prompting and Breaking Tasks Into Discrete Steps (36:35) Is AI Making Us More Connected, or Less? (41:45) The Coming Flood of Bill Disputes, Appeals, and Speeding Tickets (44:52) Gemini, OpenAI Apps, and Claude Connectors Compared (47:03) The Hidden Power of Zapier's MCP Server (50:20) Managing Logins and Sensitive Data Without Losing Sleep (53:20) What's Still Not Possible With AI Today (56:56) The Gell-Mann Amnesia Effect Applied to AI (01:00:11) The Subsidies Behind Your $20 ChatGPT Plan (01:04:59) Evaluating the Actual Cost of AI Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Japan ER Visit That Changed How We Travel (& Tokyo Disney) with Amy Fox | 06 mai 2026 | 00:51:14 | |
#277: The last morning of our Japan trip turned into a sprint to a Tokyo emergency room, and challenged what we thought we knew about traveling abroad. We break down what a Japanese ER really cost, credit card benefits most travelers don't know they have, the best places to shop in Japan right now, and how to navigate Disney Tokyo without losing your day to four-hour lines. Link to Full Show Notes: https://chrishutchins.com/japan-with-kids-er-visit-tokyo-disney/ Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web Storyworth: Share your mother's stories in a custom book (+ up to $20 off) For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Flights & Award Booking Hotels Activities Luggage & Transportation Technology & Planning Shopping
Food & Dining Credit Cards
ATH Podcast
Full Show Notes (00:00) Introduction (01:20) The Chaotic Last Day — and Why a Great Hotel Concierge Changes Everything (06:01) What Happened When We Had a Medical Emergency in Japan (14:05) Rethinking Which Credit Card to Use for Booking International Travel (17:48) Why Japan Is One of the Best Places to Shop Right Now (and What to Buy) (27:32) DisneySea vs. Disneyland Tokyo (28:34) The Disney Lines Strategy: Premier Access, Vacation Packages, and Happy Entry (35:25) The Popcorn Hack and Other Only-in-Japan Disney Tips (41:54) Trip Highlights, Honest Regrets, and How We Handle Jet Lag (45:01) How Letting Go of "Once-in-a-Lifetime" Made the Trip Better (48:26) Don't Be Afraid to Ask for What You Need (49:48) The One-Day Buffer That Makes Every Trip Better Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Saving $30K+ on the Perfect Spring Break Japan Trip with Amy Fox | 29 avr. 2026 | 01:09:14 | |
#276: Learn how Chris and Amy booked four nonstop business class seats and a week at the Park Hyatt Tokyo almost entirely on points. They break down the strategy, key takeaways for traveling with kids, Chris' AI-powered trip planner, and more. Link to Full Show Notes: https://chrishutchins.com/50k-points-japan-trip Partner Deals Upwork: Free job posting to find, hire, and pay top freelance talent Wispr Flow: Try effortless voice dictation for free Fora: Become a Fora Advisor today MasterClass: Learn from the world's best with 15% off Aura Frames: $25 off the Carver Mat with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Flights & Award Booking Hotels Activities Luggage & Transportation Technology & Planning Credit Cards
Shopping
Food & Dining ATH Podcast
Full Show Notes (00:00) Introduction (01:59) Why Booking Business Class to Japan a Year Out Actually Works (16:46) What Our Hyatt Points Are Worth Now — and After the Upcoming Devaluation (20:37) Why We Stayed in Tokyo the Entire Trip (and Why We're Glad We Did) (25:43) Why TeamLab Should Be on Every Asia Itinerary (26:46) How to Save on Phone Data Abroad and the Rookie Mistake to Avoid (27:31) How We Used AI to Build a Real-Time Trip Guide Before We Even Landed (35:58) Japan Airlines Business Class Review (38:56) Inside the Freshly Renovated Park Hyatt Tokyo (45:37) Is the Park Hyatt Tokyo's Location Actually a Problem? (51:03) Did the Cherry Blossoms Live Up to the Hype? (53:57) Why Japan's Bathrooms, Vending Machines, and Convenience Stores Are a Revelation (56:09) Cash, Cards, and Transit: How to Pay Your Way Through Japan (57:45) What We Learned About Traveling Tokyo with Kids (59:19) Why Food in Japan Is Just Better (Even at 7-Eleven) (01:00:51) KidZania Tokyo: The Best Kid Experience You've Never Heard Of (01:05:26) Why Japan's Bag-Forwarding Service Is a Game Changer for Families Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Custom Everything Era with Kevin Rose | 22 avr. 2026 | 01:06:45 | |
#275: Chris and Kevin dig into how they're actually using AI tools in their daily lives right now. They explore real-world AI use cases, the tradeoffs of sharing personal data, the collapse of trust online, and what all of this means for jobs, creativity, and human connection. Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/using-ai-tools-today-kevin-rose Partner Deals Aura Frames: $25 off the Carver Mat with code ALLTHEHACKS NetSuite: Free KPI checklist to upgrade your business performance Quince: Affordable luxury essentials with free shipping + 365 day returns Bilt Rewards: Earn the most valuable points when you pay rent Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Rose: Diggnation | Newsletter AI Tools & Platforms Japan Travel Articles & Pop Culture
ATH Podcast
Full Show Notes
Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices | |||
| The Surprising History of Points and Miles | 15 avr. 2026 | 00:45:41 | |
#274: Chris walks through the complete history of points and miles and breaks down the $140 billion machine behind them, so you can get more out of every point you earn. He covers the legal accidents that made credit cards wildly profitable, why loyalty programs are worth more than the airlines, the psychology behind why you keep hoarding points, and more. Link to Full Show Notes: https://chrishutchins.com/history-of-points-and-miles Partner Deals Storyworth: Share your mother's stories in a custom book (+ up to $20 off) Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: 30% off your first order of organic groceries + a free $60 gift DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Movie: The Man From The Diners Club Book: Mileage Maniac by Steve Belkin Video: How Airlines Quietly Became Banks Articles
ATH Podcast
Full Show Notes (00:00) Introduction Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices | |||
| Stop Overthinking and Start Deciding with Derek Sivers | 08 avr. 2026 | 01:55:13 | |
#273: Learn to stop overthinking and make better decisions. Chris and Derek discuss how optimizing can go wrong, a coin flip trick for making decisions, journaling as a superpower, how your actions might reveal what you actually want, and more. Derek Sivers is an entrepreneur, writer, and self-proclaimed "slow thinker" best known for founding CD Baby, which he sold for $22M and gave the proceeds to charity. He’s since dedicated his life to creating, learning, and writing books like Hell Yeah or No. Link to Full Show Notes: https://chrishutchins.com/derek-sivers-stop-overthinking-make-better-decisions Partner Deals Mercury: Help your business grow with simplified finances Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Gusto: Free 3-month trial of the #1 payroll software Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
Books Mentioned: The Paradox of Choice | Brain Rules for Baby New Zealand Recommendation: Staglands Wildlife Reserve ATH Podcast
Full Show Notes (00:00) Introduction (02:39) Turning Intentions Into Reality (07:34) Reflecting On What You Want And Why (13:39) Methods For Decision-Making (16:23) Learning To Pause, Reflect, And Push Back Through Journaling (31:01) Making Decisions When There Are Too Many Options (37:15) Coin Toss: Noticing Your Feelings While The Coin Is In The Air (39:52) Paradox Of Choice: Satisfice Not Maximize (50:30) Theory Vs. Practice (58:53) Decision-Making Based On Personal Goals And Aspirations (01:03:14) Actions Reveal Values (01:08:30) The Power of Saying No (01:18:18) Parenting Perspective (01:22:31) Traveling With Children (01:31:53) Adjusting Expectations (01:41:07) Relax for The Same Result (01:49:42) Derek Sivers’ New Zealand Recommendations Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| My Process for Booking Travel with Points & Miles | 01 avr. 2026 | 00:57:27 | |
#272: Learn how to turn your points into significantly better travel experiences by following a simple, repeatable system. We cover how to plan, find award availability, choose the right tools, and decide between portals vs. transfers, plus the mindset shifts that make the whole process work. Link to Full Show Notes: https://chrishutchins.com/booking-travel-with-points-and-miles-2026 Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web Wispr Flow: Try effortless voice dictation for free Green Chef: 50% off your first month + 20% off for two months with code 50ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Award Search Tools
Credit Cards ATH Podcast
Full Show Notes (00:00) Introduction (01:10) Two Ways to Use Points for Travel (06:30) Define Your Flexibility Before You Search (11:42) Clarify What You Actually Want From A Trip (15:00) When to Start Planning (and Why Earlier Is Almost Always Better) (18:48) How To Find Award Availability (19:55) The Best Award Search Tools & How to Use Them (21:17) How Award Tools Work (23:30) Using Alerts To Find Better Flights (26:15) What To Do When You Can’t Find Availability (28:31) How to Book for a Group When Availability Is Tight (31:32) Why You Should Book One-Way Flights (32:27) How To Use Points For Domestic Flights (34:38) The Best Tool For Domestic Award Searches (35:05) Why Diversifying Your Points Unlocks More Domestic Options (36:36) Should You Ever Use Points to Upgrade Seats? (39:00) Are Travel Portals Worth It? (39:36) The Case Against Using Travel Portals (42:09) The Case For Using Travel Portals (45:17) How To Think About Chase Points Boost (48:26) When Using Points For Hotels Makes Sense (50:50) The Best Ways to Earn Hotel Points (53:54) The Award Booking Index Card Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| How to Actually Live the Life You're Optimizing For with Sahil Bloom | 25 mars 2026 | 00:59:35 | |
#271: Learn why over-optimizing your life can quietly destroy the things you actually care about. Chris and Sahil explore the doorman fallacy, why big life decisions should happen fast, how to use AI as a thinking partner, and why systems beat motivation every time. Sahil Bloom is a writer, entrepreneur, and investor. He wrote The 5 Types of Wealth, publishes the newsletter The Curiosity Chronicle to nearly a million readers, and is the Founder of the men's skincare line Wild Roman. Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-stop-over-optimizing-life Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Mercury: Manage, move, and grow your money LMNT: Free sample pack of my favorite electrolyte drink mix Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Sahil: Website | Newsletter | X
Books & Articles
AI Tools Phone Lock Box: Mindsight Timed Lock Box Full Show Notes (00:00) Introduction (00:58) Why Sahil Moved His Entire Family from New York to Boston (03:09) Why Big Life Changes Should Happen Fast (04:47) The Real ROI of Small Moments (06:27) The Doorman Fallacy: What You Lose When You Optimize the Surface (10:32) Designing Your Life vs Letting It Happen (15:15) The Tradeoffs of Living Near Opportunity (22:17) Why Now Is the Best Time in History to Be Curious (30:05) How Sahil Actually Uses AI Day-to-Day (36:23) Solomon's Paradox: Why We Can't Take Our Own Advice (38:45) Using Voice Agents to Think Better (40:03) Balancing Work, Family, and Time (45:47) Why Motivation Is Overrated and Choice Architecture Wins (49:11) Making Workouts Non-Negotiable Without Sacrificing Work (52:54) How Often to Audit Your Routines (Before They Start Owning You) (53:42) Why Sahil Invested $1M of His Own Money in a Skincare Company Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Ski Trip Mishaps, AI Interior Design, Reflecting on Life and More | 18 mars 2026 | 01:10:51 | |
#270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more. Link to Full Show Notes: https://chrishutchins.com/ski-trips-ai-home-design-health-finances-amy Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans DeleteMe: 20% off removing your personal info from the web Upwork: Free job posting to find, hire, and pay top freelance talent For all deals, discounts, and promo codes from our partners, visit: Resources Mentioned Ski & Travel AI Tools Home Gadgets Health & Wearables
Money & Finance
ATH Podcast
Full Show Notes (00:00) Introduction (00:55) The Lost Clothes Disaster and A Surprisingly Good Outcome (14:30) What Ski Trips Are Really Like With Kids (15:06) This Ski Season vs. Last Ski Season (18:14) Smarter Ways To Book Houses for Ski Travel (19:03) How To Save Money on Checked Bags for Ski Trips (19:37) A Shoutout to the New Delta Sky Club in Terminal 2 (20:07) When It’s Better To Drive Instead of Fly (21:42) How Amy Has Been Redesigning Rooms in the House (23:22) Why AI Is Such a Powerful Tool for Home Design (23:54) Amy’s Step-by-Step Process for Redesigning a Room With AI (25:02) The AI Tools Amy Used and What Each One Did Best (29:51) Using AI To Find Better Furniture Ideas (32:38) How Much Money AI Saved vs. Hiring a Designer (34:18) New House Gadget: The Skylight Calendar (36:25) Why We Love the Ratio Coffee Machine Gen 2 and the Baratza Grinder (39:50) Oura Ring vs. WHOOP Band (42:53) Bee, Wearable AI, and the Future of Personal Memory (50:30) What It Looks Like To Integrate AI Deeply Into Daily Life (54:22) What We Learned Switching to a High-Deductible Health Plan (01:03:11) Best Practices for Combining Finances as a Couple Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Navigating Transfer Bonuses, Hyatt Devaluation, New Card Offers and More | 11 mars 2026 | 00:58:26 | |
#269: Chris breaks down why he transferred >200k points for a transfer bonus and how to know when they're actually worth it. He also covers Hyatt's new award chart changes, the latest elevated welcome offers, and how he's using multiple AI agents to optimize his work and life. Link to Full Show Notes: https://chrishutchins.com/transfer-bonuses-hyatt-devaluation-ai Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Fabric: Affordable term life insurance for you and your family Gusto: Free 3-month trial of the #1 payroll software Mercury: Manage, move, and grow your money Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants Transfer Bonuses in March 2026
Massive Hyatt Points Devaluation Credit Cards
ATH Podcast
Full Show Notes (00:00) Introduction (00:55) Chris's New AI Agent (04:00) How To Leverage Claude Cowork (06:14) How Chris Used AI to Build a New CardTool (08:52) The Future of The Internet (17:21) 3D Printing (18:39) Taking Advantage of Transfer Bonuses (21:56) Bilt Rent Day Transfer Bonuses (27:09) Rove Transfer Bonus to JAL & Other Bonuses (33:22) Hyatt's Massive Devaluation (38:54) How to Get More Points with Potential Devaluations (41:15) Welcome Offers on Delta Cards (45:12) Welcome Offers on United Cards (48:28) Welcome Offers on Hilton Cards (51:13) Welcome Offers on Southwest Cards (53:30) Cards with Big-Point Offers (54:13) Find the Latest Deals on the ATH Newsletter (54:45) Card-Linked Deals for Whoop and Function Health Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Stop Planning, Start Experimenting: A Science-Backed Approach to a Better Life with Anne-Laure Le Cunff | 04 mars 2026 | 00:59:59 | |
#268: Learn why setting big goals might actually be holding you back and what to do instead. Chris and Anne-Laure explore how to replace goal-setting with tiny, low-risk experiments that lead to more growth, more joy, and less burnout. Anne-Laure Le Cunff is a neuroscientist, writer, and founder of Ness Labs, a learning community at the intersection of science and self-development. She is the author of Tiny Experiments and publishes a weekly newsletter on mindful productivity, creativity, and growth. Link to Full Show Notes: https://chrishutchins.com/tiny-experiments-anne-laure-le-cunff/ Partner Deals Shopify: $1/month trial for the easiest e-commerce platform DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Anne-Laure: Website | Newsletter | Instagram ATH Podcast
Full Show Notes (00:00) Introduction (01:01) The Problem with Setting Big Goals (02:42) When Goal Setting Becomes Counterproductive (03:41) Why Tiny Experiments Beat Goals (06:07) The Missing Ingredients That Make Experiments Actually Work (08:29) How an Experimental Mindset Rewires Your Brain (10:11) How Anne-Laure Adopted an Experimental Mindset (13:38) What Happened When Anne-Laure Redefined Success (16:29) How to Run a Tiny Experiment (18:22) Real-World Examples You Can Try Immediately (20:10) Why Smaller Is Always Better When Starting Out (22:28) How to Experiment Without Burning Out (25:05) Tracking Both External Results and Internal Signals (30:10) The Simple Weekly Review That Keeps Experiments on Track (32:18) Balancing Experimentation With Actually Living Your Life (35:45) Applying Experimentation to Financial Security (39:33) The Real Reason We Over-Optimize (42:15) When Optimizing Is Actually the Right Move (46:09) Balancing Excitement With Long-Term Priorities (50:12) Measuring Time Differently (52:20) Simple Rituals for Getting Present (53:25) Why Experimenting Publicly Accelerates Growth (57:26) How to Run Your Very First Experiment (59:26) Where to Find Anne-Laure and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Credit Cards: What's in My Wallet for 2026 | 25 févr. 2026 | 01:15:05 | |
#267: Chris reviews his credit card lineup for 2026, sharing which cards he's keeping and canceling and why. He also covers how to evaluate annual fees, the best cards across major spending categories, and the apps he uses to stay on top of it all. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2026/ Link to Cards Mentioned: https://chrishutchins.com/blog/whats-in-my-wallet-for-2026/ Partner Deals MasterClass: Learn from the world's best with 15% off Wispr Flow: Try effortless voice dictation for free Mercury: Manage, move, and grow your money Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned CardTool App (Free access here) Blog Posts
Credit Card Trackers
ATH Podcast
Full Show Notes
Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Why Change Is Hard and How to Make It Your Advantage with Maya Shankar | 18 févr. 2026 | 00:48:11 | |
#266: Chris and Maya break down the science-backed tools that make change easier and more intentional. They explore why most people misunderstand change, how to anchor your identity to your deeper “why,” and practical tools to break out of rumination and navigate uncertainty. Maya Shankar is the bestselling author of The Other Side of Change, and hosts the podcast A Slight Change of Plans. She previously served as a Senior Advisor in the Obama White House, where she founded and led the White House Behavioral Science Team. Link to Full Show Notes: https://chrishutchins.com/navigating-change-maya-shankar Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Gusto: Free 3-month trial of the #1 payroll software Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
Quit: The Power of Knowing When to Walk Away by Annie Duke ATH Podcast
Full Show Notes (00:00) Introduction (00:38) What People Get Wrong About Change (05:14) The Antidote That Makes Change Easier (12:11) Past Change vs. Intentional Change (16:02) Maximisers vs. Satisficers (19:10) Anchor Your Identity to Your Why (23:15) How to Discover Your Why (25:03) Navigating Change With a Very Different Partner (29:17) Breaking the Rumination Cycle (29:58) Mental Time Travel (31:55) Affect Labeling (32:39) Tools for Better Self-Understanding (36:01) AI as a Conversational Partner (39:43) Tactics For Thinking Through Big Changes (42:01) Moral Elevation (43:36) Why Reading Fiction Matters (44:29) Repurposing Your Experience (45:34) The First Step When Everything Changes (47:31) Where to Find More From Maya Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| I Built an AI Assistant That Works While I Sleep | 11 févr. 2026 | 00:53:46 | |
#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster and cheaper than ever before, and how he built a personal AI assistant that's already started to run his life behind the scenes. Link to Full Show Notes: https://chrishutchins.com/how-to-build-with-ai-tools Partner Deals Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Mercury: Help your business grow with simplified finances NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants AI Coding & Building Tools Productivity & Automation Tools Developer Infrastructure FinTech: Plaid How to Run OpenClaw as your Virtual EA Blogs Credit Cards ATH Podcast
Full Show Notes (00:00) Introduction (01:41) Why This Is the Best Time Ever to Build Software (04:14) How to Build Almost Anything with AI (13:53) Why Context Is the Real Superpower (15:58) Using Planning Mode Instead of Guessing (16:41) Which AI Tool Should You Start With? (17:53) Building a Real Credit Card Optimizer from Scratch (28:48) What It Actually Costs to Build with AI (32:38) The Real AI Learning Curve (33:38) Moving from Cursor to Claude Code (36:17) Why You Should Try Building Something (Even If You're Not a Coder) (37:00) How OpenClaw Changes the Game (38:57) Why Security Still Matters (42:25) A Conversation with Ted, Chris' AI Assistant (44:07) Letting AI Work While You Sleep (49:41) Learning to Be Clear, Specific, and Intentional (50:03) Start with a Real Problem (50:39) Breaking Projects into Small, Winnable Pieces (50:58) What Would You Build If Building Were Easy? (51:59) Keeping Track of Cost and Budget Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Deep Dive on Bilt Rewards and New Bilt 2.0 Cards | 04 févr. 2026 | 01:17:56 | |
#264: Learn how the Bilt ecosystem works, from earning Bilt Rewards to the new cards, transfer partners, perks, and where the real value is. Whether you’re new or already earning, this is a practical guide to using Bilt strategically and avoiding common mistakes. Link to Full Show Notes: https://chrishutchins.com/bilt-ecosystem-explained Partner Deals DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Shopify: $1/month trial for the easiest e-commerce platform Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Wispr Flow: Try effortless voice dictation for free For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned
Mastercard World Elite Benefits Guide Award Search Tools
Frequent Miler Article: Bilt Housing Payments ATH Podcast
Full Show Notes (00:00) Introduction (02:28) What Makes Bilt Rewards Different (07:03) How to Earn Bilt Points Without a Credit Card (13:52) Referral Bonuses and Earning Limits (14:17) How Rent and Mortgage Payments Work (16:06) Earning Through the Bilt Neighborhood Network (17:16) Earning Without a Card: The Real Tradeoffs (17:46) How Bilt Point Redemptions Actually Work (21:39) Transfer Partners and When Bonuses Matter (24:18) How Bilt Status and Elite Tiers Work (25:32) What Each Bilt Status Level Unlocks (31:49) A Major Caveat With the New Bilt Cards (34:36) Breaking Down the Current Bilt Card Lineup (35:33) Bilt Blue Card (37:34) Bilt Obsidian Card (41:19) Bilt Palladium Card (48:59) Housing Payments and What Changed (50:16) Earning Based on Billing-Cycle Spend (55:18) The Original Fee-Free Model (59:26) Cash-Out and Statement Credit Options (01:08:44) Simplifying the New Bilt Choices (01:14:21) The Bilt Silver Lining Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| How to Earn Millions of Points and More Listener Q&A | 28 janv. 2026 | 01:07:06 | |
#263: Chris breaks down exactly how he’s earned millions of points and miles, and why simplicity matters more than optimization. He covers signup bonuses, spending strategies, credit score impacts, business cards, cash-back alternatives, and how to decide when a card (or perk) is actually worth it. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-simplified-credit-cards Partner Deals Fabric: Affordable term life insurance for you and your family Bilt Rewards: Earn the most valuable points when you pay rent Gusto: Free 3-month trial of the #1 payroll software Notion: Try Notion Agent free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page
Business Payment Platforms: Plastiq | Melio IRS Authorized Payment Providers Reddit: Credit Card Spend Needed to Achieve Each Airline Status Tier ATH Podcast
Full Show Notes (00:00) Introduction (01:26) How Chris Has Earned 15+ Million Points (03:46) Why Signup Bonuses Still Matter More than Everything Else (05:04) The Role Everyday Spending Actually Plays (08:42) When Transfer Bonuses Are Worth It (12:24) How Chris Leverages Referral Bonuses (13:24) What Having "Too Many" Credit Cards Really Does to Your Credit Score (16:13) How Many Signup Bonuses per Year Is Reasonable? (16:44) Why Spend Requirements Are the Real Bottleneck (18:23) Approval Odds and Timing Applications (22:04) Getting Approved for Business Cards (Without A Business) (27:23) Maximizing Rewards without Overcomplicating It (30:18) When Cash Back Is the Better Option (32:48) Best Cards for Big, One-Time Expenses like Weddings (37:24) Making Sense of Card Rules and Restrictions (38:13) Annual Fees: How to Decide if They're Worth Paying (41:12) Paying Taxes with a Credit Card (46:28) How to Think about Points if You Mostly Care about Hotels (49:10) Is CLEAR Worth It? (51:48) How DoorDash Credits Work (53:25) Is There a Shortcut to Airline Loyalty Status? (57:04) The Best Credit Card for Costco Spending (59:19) Are the New Bilt Cards Actually Bad? Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Points & Miles in 2026: What's New, What's Dying & What's Next with Brian M | 21 janv. 2026 | 01:20:44 | |
#262: Learn how to navigate major changes in points and miles while maximizing travel rewards in 2026. Chris and Brian M cover Bilt 2.0, the Mesa card shutdown, how to evaluate annual fees, find award availability, and what’s likely (and unlikely) to change this year. Link to Full Show Notes: https://chrishutchins.com/latest-on-points-miles-january-2026 Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans MasterClass: Learn from the world's best with 15% off Thrive Market: 30% off your first order of organic groceries + a free $60 gift NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt World Elite Mastercard® (Rates and fees here)
Kalshi Prediction Market Award Search Tools
ATH Podcast
Full Show Notes (00:00) Introduction (01:27) Reactions to Bilt’s New Card Lineup (04:08) Breakdown of the 3 New Bilt Cards (05:14) Should You Convert, Apply Fresh, Or Keep the Wells Fargo Card? (08:16) Questions Around Bilt Cash (09:50) The Bilt Card Chris Is Leaning Towards (15:03) Why Bilt's New Earnings Might Be Better Than It Looks (20:03) Mesa's Overnight Shutdown (24:25) Silo Markets Brokerage Bonus (29:54) What’s Coming Up in 2026 For Points, Loyalty, And Cards (32:25) Thoughts on the Southwest Companion Pass (35:26) Implications of the Proposed 10% Interest Rate Cap on Credit Cards (38:19) Will Points Tools Get Better in 2026? (40:02) Why 2026 Might Be Quiet on Major Credit Card Changes (43:18) How Brian Decides Whether an Annual Fee Card is Worth Keeping (46:50) Chris’ Order of Operations For Analyzing Cards (51:42) Ways to Plan A Trip Using Points (57:49) How Brian Leverages Flexibility for Travel (01:00:04) Strategies for Booking Flights (01:03:23) The Best Award Flight Search Tools (01:04:58) Booking Hotels With Points (01:09:38) Timeshares: When They Make Sense (and When They Don’t) (01:11:51) Using Alerts to Monitor Award Availability (01:13:12) Changing the Connecting City After Booking a Flight (01:15:14) Business Cards for Personal Spend (and Vice Versa) (01:17:09) What to Do When You Stop Getting Approved for Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Goals, Tools, and Mindset Shifts for a Better 2026 with Kevin Rose | 14 janv. 2026 | 01:12:20 | |
#261: Chris and Kevin reflect on 2025’s biggest wins and lessons, then dive into how they're planning 2026. They share their goals, the tools they're using, and why they're designing a year that’s easier, not just more optimized. Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/reflecting-and-planning-2026 Partner Deals Wispr Flow: Try effortless voice dictation for free LMNT: Free sample pack of my favorite electrolyte drink mix Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Rose: Diggnation | Newsletter Books
Jesse Itzler: Plan An Incredible 2026 In 12 Minutes Podcasts ATH Podcast
Full Show Notes (00:00) Introduction (00:45) Kevin's 2025 Goals & How They Came to Fruition (04:34) Chris's Challenging End to 2025 (06:53) How Chris is Approaching Optimization in 2026 (09:33) Stepping Up Your Ability to Spend Money (15:55) What Chris and Kevin Changed Their Minds About in 2025 (20:11) The Many Different Uses of AI (29:16) Chris's Energy Generators and Drainers (33:40) Kevin's Energy Generators and Drainers (36:56) Decluttering for A Peace of Mind (41:09) How To Identify The Boat Anchors in Your Life (49:18) Chris's Hits and Misses in 2025 (52:10) Kevin's Hits and Misses for 2025 (54:19) How Kevin Plans His Year Ahead (57:53) Outsourcing to Make Things Easier (01:05:12) Focus on Making Lasting Memories (01:06:34) Ways to Pick Up New Skills (01:09:36) The Life Blender Concept Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Top 10 Takeaways from 2025 | 07 janv. 2026 | 00:39:56 | |
#260: Chris distills the most powerful lessons from over 50 episodes in 2025 into 10 actionable takeaways that changed how he thinks about money, time, health, relationships, purpose, and more. Link to Full Show Notes: https://chrishutchins.com/top-takeaways-2025-optimize-money-travel-life Partner Deals Gusto: Free 3-month trial of the #1 payroll software Notion: Try Notion Agent free to automate tedious tasks and streamline your work Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life Die With Zero: Getting All You Can from Your Money and Your Life ATH Podcast
Full Show Notes (00:00) Introduction (01:24) #1: True Wealth Is Multidimensional (03:13) #2: Focus on What Moves the Needle (10:24) #3: Build a Portfolio That Can Weather Any Storm (13:40) #4: Scale Horizontally, Not Vertically (17:04) #5: Stop Waiting for the Perfect Time (22:38) #6: Scale Yourself With Technology (25:36) #7: You Need to Be the CEO of Your Own Health (29:54) #8: Prioritize Friendship Like You Prioritize Your Health (33:25) #9: Your Purpose Is Already Here, You’re Just Too Close to See It (36:13) #10: The Ultimate Optimization Is Knowing When to Stop (38:44) Bonus: Optimize for What Matters Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Choosing the Problems Worth Struggling For with Mark Manson | 31 déc. 2025 | 01:02:42 | |
#259: Learn how to pick the challenges in life that actually matter. We break down how to stop optimizing for the wrong things, why values trump goals in decision-making, practical strategies for building real friendships, and more. Mark Manson is the bestselling author of The Subtle Art of Not Giving a F*ck (20M+ copies sold). He hosts the Solved podcast, writes the newsletter Your Next Breakthrough, and co-founded Purpose, an AI tool for exploring purpose and values. Link to Full Show Notes: https://chrishutchins.com/mark-manson-purpose-and-meaning Partner Deals Bilt Rewards: Earn the most valuable points when you pay rent Thrive Market: 30% off your first order of organic groceries + a free $60 gift Fabric: Affordable term life insurance for you and your family Copilot Money: Get 26% off my favorite personal finance app Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Mark: Website | Newsletter | X Full Show Notes (00:00) Introduction (00:47) What Most People Get Wrong About Living a Good Life (01:13) Why Struggle Is Inevitable and Necessary (02:18) Why Purpose Is Revealed, Not Found (04:34) Choosing the Right Metric To Optimize Your Life (06:26) The Three Ingredients of Meaningful Purpose (08:32) Why Purpose Doesn’t Require Changing the World (12:33) Radical Honesty as the Starting Point for Meaning (14:32) What Happens After You Achieve Everything You Wanted (17:48) Why Other People Can See Your Purpose Before You Do (21:06) Why Honest Conversations Are So Hard (and So Necessary) (28:41) Why Adult Friendship Is Uniquely Difficult (32:29) How Work, Kids, and Technology Changed Friendship (33:27) Why “Shared Stakes” Matter More Than Shared Spaces in Adult Friendships (37:02) When Life Feels Hard and Why That’s Normal (42:21) Making Better Decisions by Clarifying Your Values (43:57) How To Check In on Your Life Without Obsessing Over Goals (46:57) When Quitting a Goal Is the Right Decision (50:48) Why We Rarely Talk About Meaning With Friends (53:30) Building an AI To Ask Better Life Questions (55:04) How AI and Therapy Can Work Together (57:52) Is It Okay If Your Job Is Not Your Purpose? (01:00:07) The First Step Toward a More Meaningful Life (01:01:06) How To Define Value Beyond Status (01:02:08) Where To Find More From Mark Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| My Top 5 Mistakes with Points & Miles | 17 déc. 2025 | 00:58:31 | |
#258: The 5 biggest mistakes Chris has made in his points & miles journey. He dives into the hidden cost of status, the math behind point values, the power of opportunity cost, and why hoarding points quietly destroys value. Link to Full Show Notes: https://chrishutchins.com/top-5-points-and-miles-mistakes Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards
Award Search Tools
ATH Podcast
Full Show Notes (00:00) Introduction (00:28) Mistake #1: Not Valuing My Time (02:09) Setting a Personal Minimum Hourly Rate (03:51) Step Back and Ask “Is This Worth It?” (04:23) The Hidden Cost of Mental Overhead (05:48) Using Daily and Weekly Priorities to Stay Focused (07:00) Mistake #2: Not Considering the Opportunity Cost (11:34) Mistake #3: Chasing Status (16:56) Airline by Airline: The Value of Status in Real Life (20:52) Reframing the Cost of Status (24:09) When Milestone Benefits Change the Math (28:33) Chris’s Status Plan Going Forward (31:52) How to Decide Whether Status Is Worth Chasing (32:50) Mistake #4: Overvaluing Points (34:20) What the Data Actually Shows (35:43) Why “Retail Value” Is Misleading (41:22) When Paying Cash Can Be the Better Value (46:03) Mistake #5: Not Cashing Out Points (49:27) Chris's Plan for 2026 Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices | |||
| End of Year Checklist for Your Taxes, Points and Miles | 10 déc. 2025 | 01:16:39 | |
#257: We break down essential tax and financial decisions to make before year-end. Learn how to maximize deductions, optimize charitable giving, manage investment gains and losses, and take advantage of retirement and home-improvement credits. We also run through all the credit card, points and miles deadlines to hit before 12/31. Link to Full Show Notes: https://chrishutchins.com/end-of-year-financial-checklist-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Aura Frames: $35 off the best digital frames with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' End of Year Checklist for Taxes, Points & Miles Carry Solo 401k Kick (20% off your first year of bookkeeping with code CHRIS20) Invest America Kids Savings & Investment Accounts CardPointers Pro (50% off here) ATH Podcast
Full Show Notes (01:03) Standard Deduction vs. Itemizing (03:02) The New SALT Cap & Property Tax Strategy (05:02) Pass-Through Entity Taxes for Business Owners (06:07) Smart Charitable Giving Strategies (07:07) Donating Appreciated Assets (09:18) Using Donor-Advised Funds (DAFs) (14:16) Why 25-26 Changes Matter for Charitable Giving (16:14) New Car Loan Interest Deduction (18:19) Deduction for Qualified Tips & Overtime (18:34) New Senior Deduction (19:12) Shifting Income to Optimize Your Tax Bracket (20:48) Capital Gains: Loss & Gain Harvesting (22:02) Understanding the Wash Sale Rule (25:11) Advanced Tax Moves to Ask Your CPA (25:42) Key Retirement Deadlines & Contribution Limits (31:01) Roth IRA & Traditional IRA Rules (34:18) Backdoor & Mega Backdoor Roth Contributions (35:18) ISOs & Alternative Minimum Tax (36:16) FSA Essentials: Use It or Lose It (38:57) HSA Strategy & Triple-Tax Advantage (42:13) Home Efficiency & Solar Credits for 2025 (43:14) 529 Plans, Gifting Rules & Education Savings (47:37) The New “Trump Account” for Kids (48:14) Funding a Child’s Roth IRA Through Earned Income (50:29) EOY Tax Moves for Business Owners (55:51) EOY Checklist for Points & Miles (01:00:32) Credit Card Annual Credits & Benefit Resets (01:03:57) Calendar-Year Credits to Use Before January (01:14:55) Final EOY Checks for Airlines, Hotels & Credit Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Easy Way to Build and Maintain Meaningful Relationships with Nick Gray | 03 déc. 2025 | 01:02:25 | |
#256: We break down the simplest, most effective ways to build stronger friendships and stay connected as an adult. Plus, learn how to build a personal website, host better events, send a friends newsletter, book a cruise on a budget, and so much more. Nick Gray is an entrepreneur and author who built and sold two successful companies, Flight Display Systems and Museum Hack. His YouTube and short-form videos have reached over 55 million views. Link to Full Show Notes: https://chrishutchins.com/build-meaningful-relationships-nick-gray/ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent Storyworth: Share your family stories in a custom book (+ $10 off) LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick: X | Website | Friends Newsletter
RSVP Tracking Free Amazon Fulfillment Center Tours Cruises Personal Domain Services ATH Podcast
Full Show Notes (00:00) Introduction (01:00) How Nick Builds and Maintains Strong Relationships (01:49) What Most People Get Wrong About Staying in Touch (02:49) Why Making New Friends as an Adult Is So Hard (05:49) Nick’s Simple Formula for Hosting a Great Cocktail Party (07:25) Chris’s Holiday Cookie Party (09:10) Better Ways to Handle Introductions and RSVPs (13:26) Using a "Friends Newsletter" to Stay Connected (14:47) What to Include in a Great Newsletter (19:18) How to Send Your First Newsletter (Without Overthinking It) (20:38) An Amazing Opportunity Nick Got from His Newsletter (21:28) Easy Content Ideas: Purchases, Apps, Shows, and More (24:33) Chris’ Attempt to Get on Below Deck (31:04) What Excites Chris About Cruises (33:19) Nick’s Take on Cruises (and the “Life-Plus” Mindset) (36:11) Hacking Cruises and Cheap Cruise Strategies (40:21) Why Everyone Needs a Personal Website (43:06) Buying a Domain and Setting Up a Simple Homepage (45:31) Getting Google to Notice Your Website (49:06) When to Upgrade and What Content Belongs on Your Website (52:17) Nick's Service for Building and Maintaining Your Website (52:52) Nick’s Asset Allocation Post and the Value of Transparency (53:46) Removing the Stigma Around Money With Friends (59:21) Using AI for Doctor Appointments Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| 2025 Holiday Gift Guide and Top Ways to Save This Season | 19 nov. 2025 | 01:28:11 | |
#255: Here are 100+ holiday gift ideas across tech, kitchen, home, clothing, fitness, kids, and games. I’ll also share tools and tactics to help you find deals and spend less this holiday season. For all the products, links, deals and more, check out the full 2025 Gift Guide here: https://chrishutchins.com/gifts Link to Full Show Notes: https://chrishutchins.com/gift-guide-2025 Partner Deals DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned 2025 Gift Guide: Find all the products, links, deals and more at https://chrishutchins.com/gifts Joshua Weissman: How to Cook With Stainless Steel Outlive: The Science and Art of Longevity by Peter Attia Tools to Maximize Savings
ATH Podcast
Full Show Notes (00:00) Introduction Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| The Cost of Always Optimizing with Chris and Amy | 12 nov. 2025 | 01:15:13 | |
#254: Chris and Amy share a candid look at their life together as two optimizers. They discuss everything from family finances and teaching their kids about money to managing their health, work, and travel. Link to Full Show Notes: https://chrishutchins.com/ama-amy-marriage-parenting-health Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Storyworth: Share your family stories in a custom book (+ $10 off) DeleteMe: 20% off removing your personal info from the web Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned M is for Money by Rob Phelan Cultural Care Au Pairs (Get $250 off here) ATH Podcast
Full Show Notes
Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| 10 Lessons That Challenged My Thinking on Money and Life | 05 nov. 2025 | 01:02:37 | |
Partner Deals Long Angle: Join a free private community for high net worth investors LMNT: Free sample pack of my favorite electrolyte drink mix #253: My top 10 takeaways from a retreat for high-net-worth investors, which will cover investing, managing risk, investing in your health, building meaningful relationships, parenting with purpose, and defining success in a way that goes far beyond money. Tad Fallows is the co-founder of Long Angle, a private community for investors with more than $2.2 million in assets. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies. Link to Full Show Notes: https://chrishutchins.com/10-lessons-wealth-health-happiness Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Long Angle: Join a free private community for high net worth investors ATH Podcast
Full Show Notes (00:00) Introduction (02:01) Why Health Is Your Most Important Asset (04:13) How to Become Your Own Health Advocate (08:14) Different Ways to Invest in Fitness and Accountability (12:27) Relationships: The Ultimate Compound Asset (14:03) Why Adult Friendships Are So Hard to Build and Maintain (16:05) Reclaiming Time for Relationships and Family (17:15) The Power of Intentional Travel (20:43) Lighthouse Parenting: Why You Should Allow Your Kids to Struggle (25:01) Learning From Your Kids’ Limitless Imagination (25:56) A Simple Exercise to Expand What’s Possible in Every Area of Life (28:47) Redefining Success and Purpose (34:09) Defining Your Objective to Simplify Complex Decisions (38:44) How to Think About Managing Risk (43:28) Diversifying Beyond the S&P 500 (47:53) Two Spectrums of Diversification and Liquidity (50:38) The Danger of Over-Optimizing (52:14) Why True Wealth Isn’t About Dollars (55:45) The Importance of Designing a Life That Works For You Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||
| Family Travel on Points: Tips, Tricks and Tactics with Nick Reyes | 29 oct. 2025 | 01:22:26 | |
Partner Deals Long Angle: Join a free private community for high net worth investors LMNT: Free sample pack of my favorite electrolyte drink mix #252: Chris and Nick share strategies to make family travel affordable and stress-free with points and miles. They cover how to find multiple award seats, book business class for families, and their best tips for traveling with kids, from managing jet lag and delays to finding family-friendly hotels, must-have travel gear, and more. Nick Reyes is a writer at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles. Link to Full Show Notes: https://chrishutchins.com/family-travel-nick-reyes Partner Deals Upwork: Free job posting to find, hire, and pay top freelance talent Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick Reyes: Frequent Miler | X | Podcast
Grand Hotel Victoria on Lake Como Travel Strollers: Babyzen Yoyo | gb Pockit ATH Podcast
Full Show Notes (00:00) Introduction (00:58) What People Get Wrong About Families Traveling Using Points (02:53) Nick's Luxury Family Trip to Europe with Points (06:30) Things to Consider When Booking Multiple Award Seats (09:45) Booking Award Seats in Economy vs. Premium Economy (13:55) Flying in Business Class with Kids (17:55) Splitting Up the Family in Different Award Flights (20:29) Buying Extra Economy Seats for More Space (23:27) Prioritizing Sleep on International Flights (28:43) Nick's Approach to Jet Lag (30:47) Airline Discounts for Kids (33:41) How Lap Infant Pricing Works (36:36) The Best Airlines for Traveling with Kids (39:08) Pooling Airline Miles with Children (41:50) Leveraging Companion Passes/Fares for Family Travel (45:06) Using Carry-On Vs. Checking Bags with Kids (46:19) Accessories for Traveling with Young Kids (50:28) Managing Delays and Other Irregularities When Traveling with Kids (53:16) Why Lounge Access Is a Game Changer (55:05) Fast Tracking Airport Entry with Kids (57:11) Tactics Nick Uses to Book Hotels Internationally for His Family (01:01:08) Booking Rooms with Points vs. Cash (01:04:07) Emailing Your Hotel for an Upgrade (01:05:44) Benefit of Having Kids Clubs at Hotels and Resorts (01:07:53) Tips and Tricks to Book Vacation Rentals (01:09:54) Transportation Tips When Traveling with Kids (01:12:55) How Cruises Changed Nick's Travel Game (01:17:31) Other Family Travel Tips & Tricks (01:20:40) Planning Activities Around Your Kids' Interests (01:23:07) Unusual Must-Haves for Trips with Kids (01:25:22) Top Kid-Friendly Travel Destinations (01:27:42) Where to Find Nick & His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. | |||