Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire f – Détails, épisodes et analyse

When it comes to saving for retirement, do you feel paralyzed by the big picture? Maybe you’re staring down $500K, $750K, or even $1 million and thinking, “That’s impossible.” The truth is, it’s not. The key is breaking those big goals into smaller, doable chunks. 

In this episode, I’ll share how my Milestone Method will help make your money goals tangible, actionable, and achievable.

What you’ll learn in this episode:

✅ Why big retirement goals feel overwhelming (and how to fix it)

✅ The power of milestones and 90-day targets

✅ How “opportunity cycles” fuel your financial progress

✅ Why feedback is more valuable than perfection

✅ How to build confidence by hitting small, realistic money wins

✅ A step-by-step way to make retirement goals achievable

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Have you ever caught yourself thinking, “I’ll never have enough to retire,” “I’ve got too much debt to pay off,” or even “It’s too late for me to catch up”? These thoughts feel true, but they’re actually myths that quietly keep you stuck. 

In this episode, I’ll help you uncover the sneaky stories your brain tells you to keep you “safe,” and how to start rewriting them so you can move toward the retirement you want.

What you’ll learn in this episode:

✅ What limiting beliefs are and where they come from

✅ Why your brain holds onto myths (and how it thinks it’s keeping you safe)

✅ Three common retirement myths you may believe

✅ Why these thoughts stall your progress toward retirement

✅ Simple steps to rewrite your story and rewire your brain

✅ How pairing new beliefs with small actions builds confidence and momentum

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Why am I bad with money? If you’ve ever asked yourself that question or told yourself “I’m just bad with money”, this episode is for you. 

The truth: it’s not a lack of tools or knowledge that keeps you stuck. More often, it’s shame. And that shame keeps you frozen, second-guessing every decision and avoiding the very habits that could help you grow.

In this episode, you’ll learn:

✅ How to recognize financial shame or guilt and the difference

✅ Why saying “I’m bad with money” keeps you stuck and how to shift that belief

✅ Why compassion is more powerful than discipline when it comes to budgeting

✅ Four ways to release shame and make progress with your money

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. 

Through his two decades of experience in the financial sector, Craig has established a reputation for helping people with all of the non-financial elements of retirement including finding their purpose, improving their mental health, and making sure they have a plan for social interaction.

Colvett emphasizes the role of a coach in guiding individuals through this transition, highlighting the power of journaling, defining life goals, and embracing accountability towards a fulfilling retirement.

Together we discuss: 

• the non-financial aspects of retirement 

• finding purpose

• social support 

• redefining retirement as a career shift

Connect with Craig:

LinkedIn

Website

Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 

Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 

Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call to learn more about what coaching can look like for you. On this 60-minute call, we’ll explore what you’re currently doing and what changes you can make moving forward.

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

We’re celebrating 50 episodes!! And top 10% of all podcasts globally!

I chose the number 5 in celebration of today’s episode.

5 things I wish my younger self knew and the beginning of my finance journey 

AND 

5 pieces of advice for listeners to take action with today

GIVEAWAY:

I am giving away one spot to my 4-month signature program, the Financial Freedom Accelerator to celebrate 50 episodes. 

There are two ways to enter:

1. Screenshot this episode, tag 5 friends to share the podcast, and tag @elevate_finances to be entered

2. Leave an honest Apple podcast review between April 2nd and April 30th to be entered

Listen to episode 056 on May 14th (or read the shownotes) to learn the winner of the giveaway!!

Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 

Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 

Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call to learn more about what coaching can look like for you. On this 60-minute call, we’ll explore what you’re currently doing and what changes you can make moving forward.

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Today’s episode is all about Financial Literacy!

Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy.

I will be exploring the following topics and how they impact us financially:

• Employer Benefits

• Taxes

• Credit Scores and Reporting

• Retirement

• Insurance Planning

• Estate Planning

Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 

Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 

Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call to learn more about what coaching can look like for you. On this 60-minute call, we’ll explore what you’re currently doing and what changes you can make moving forward.

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns.

• Benefits of Passive Income
• 1031 Exchange Strategy
• Retirement Planning
• Diversification and Goals
• Long-Term Financial Freedom

Connect with Frank:

https://www.revxwealth.com/

Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 

Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 

Register for this month’s workshop HERE or visit the website to find out about upcoming workshops.

Are you looking for 1:1 support with your finances? Schedule a ⁠free budget strategy call⁠ to learn more about what coaching can look like for you.

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting.

Eight (8) Common Struggles:

• Lacking goals and direction
• Tracking tool or method
• No element of fun
• Not spending enough time
• Not being flexible
• Not being realistic
• Not including partner/spouse
• No accountability

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation.

Specifically we’ll focus on:

• How to avoid being financial fragile
• A different look at savings
• How to create “emergency fund” savings
• Preparing for a solid financial future

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels

Specifically we’ll focus on:

• The 7 Levels of Financial Freedom
• Definition of Each Level
• Action Steps to Move to the Next Level
• Determining What Financial Freedom Means To You

If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey.

Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey