The Art of Money & Communication – Détails, épisodes et analyse

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Your 30's is often known as the grinding years of life. Paying the mortgage and navigating maternity leave. Isn't that the opposite of FI. In this episode, Joshua speaks candidly about the nuance of financial independence, and why it's not as simple as the two words suggest.

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info@joshuaphilip.co.uk

www.joshuaphilip.co.uk

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I've always had a fear of switching away from a trusted investment platform. The truth is, that there are so many platforms out there which offer competitive fees. But how much will that really save you over the long-term? In this episode, Joshua walks through the motivations for his latest ISA transfer, and why saving on fees has become a much bigger priority in his financial journey.

Charles Stanley Bonus Referral Code

TBY78EB9

Stan Store

https://stan.store/joshuaowenmills

If the link isn't live, please contact me for a copy.

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www.joshuaphilip.co.uk

Referral Codes

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A look back at episode 70, where we hear how Jasmine saves what she can. If only I could do a follow up episode - I wish!

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We discuss the differences in mentality and approach to pursuing Financial Independence Retire Early in America and The United Kingdom. Is one particular country preferable ... stay tuned!

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A guided meditation to help navigate those difficult moments in your financial journey.

Further Christian Meditation Resources 
https://abide.co/

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After struggling to keep up with mortgage repayments, loans, credit cards, and overdrafts, Tolu came close to losing her family home. Now Debt-free, she helps support others on their journey of wanting to understand money.

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3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
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5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
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Recommended Resources
Finance Dee - https://podcasts.apple.com/gr/podcast/a-%C2%A32k-handbag-or-financial-independence-68/id1508117788?i=1000534653340

Right (Unscribe from companies)
https://right.ly/

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'Building your first £100,000 is harder than reaching a million'.  Andy Hart shares why understanding your behavior around money has the potnetial to transform your financial future.

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3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
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4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
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6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
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Maven Advisor Podcast
https://podcasts.apple.com/gb/podcast/maven-money-personal-finance-podcast/id1244045361

Humans Under Management
https://www.humansundermanagement.com/

School of Life
https://www.youtube.com/c/theschooloflifetv

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Are you someone that loves the convenience of Amazon? Award-winning finance blogger Andy Webb tells us about his experiment of giving up Amazon. He ditched Prime, and all the other benefits and learned a lesson or two along the way.

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3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
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4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
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Support the podcast by using these referral links! 🙏🎧

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Saving and making money online has never been easier. Here's a whistlestop tour of all the apps I use to save money.

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2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
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7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
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9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
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10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
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Cash Machine Locator: https://www.link.co.uk/consumers/locator/

Co-op (Money Off Your Shopping With Sign Up Bonus): https://www.coop.co.uk/membership?gclid=CjwKCAjw9e6SBhB2EiwA5myr9kBRMLQUXT5VyyooPUFQch9H4kpEBJiSKbbqfMWP3S3PKAViFjnmsBoCSY8QAvD_BwE&gclsrc=aw.ds

Too Good To Go: https://toogoodtogo.co.uk/en-gb/campaign/commitment

Olio: https://olioex.com/

Petrol Prices: https://www.petrolprices.com/download-the-app/

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Cookie started working in Domino's Pizza and worked his way up to management where he won Domino's Pizza International Manager of the Year. Now he runs a series of successful stores, as well as managing his own property portfolio.
Cash Machine Locator: https://www.link.co.uk/consumers/locator/

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧