Hi! I'm Jess. This year, I finally started investing. After years of indecision, I took a leap and began documenting my journey, bringing you along to learn the investing ropes together.
Designed to build your confidence, our short, easy-to-understand episodes make investing approachable- so you can make the most of your money. New episodes drop every Tuesday & Thursday.
On Tuesdays: I tackle real questions from a beginner investor- whether my own or sent in by our community. We cover everything from ETFs & shares, to super, property and personal finance.
On Thursdays: Our series, How I Got Started where I chat with a community members to hear the highs, lows and lessons from their investing journey- proving that investing really is for anyone.
Découvrez des podcasts liées à Get Started Investing. Explorez des podcasts avec des thèmes, sujets, et formats similaires. Ces similarités sont calculées grâce à des données tangibles, pas d'extrapolations !
How this 41-year-old teacher can afford to retire early
Saison 16 · Épisode 2
mercredi 30 septembre 2026 • Durée 25:33
You don’t need a high income to invest your way to a better financial future. Today’s guest is proof of that.
Ten years ago, while on maternity leave, Leigh decided to get serious about her families finances.
Leigh and her husband aren’t high earners. She’s a teacher and her husband’s an electrician- so they don’t have millions coming in the door.
But ten years after her investing journey began; their mortgage is paid off, she’s reached ‘Coast FIRE’ and is in a financial position to take next year off work.
How did she do it? Jess chats with Leigh to find out.
This is How I Got Started, in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to Ubank for sponsoring this series.
Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day.
You can download Ubank from the App Store or Play Store and sign up in just a few minutes.
Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Is your portfolio diversified, or just complicated?
Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things…
Then community member Hamish sent in a question about whether it makes more sense to own one diversified ETF or build a portfolio from several ETFs. Jess took it as a sign to get back to basics.
So she sits down with financial adviser Glen Hare to unpack how to think about building an ETF portfolio, including
How many ETFs is too many?
How to spot overlap between ETFs
What you gain, and give up, by keeping things simple
Three example approaches: one diversified ETF, Australian + global ETFs, and a portfolio built across different regions
Chapters:
00:00:00 How Many ETFs?
00:03:38 Has Jess Overcomplicated?
00:08:07 All-In-One ETF Benefits
00:16:08 Avoiding ETF Overlap
00:24:54 Which Strategy Suits You?
00:32:48 The ETF Selection Checklist
ETFs Mentioned:
We talk about a handful of ETFs in this episode so here is a list, in order of appearance to help you follow along if you need it!
FromHamish’s Question:
Betashares Global Share ETF (ASX: BGBL)
Betashares Diversified All Growth ETF (ASX: DHHF)
iShares Core S&P 500 ETF (ASX: IVV)
Betashares Global Shares Ex US ETF (ASX: EXUS)
How this swans player is investing to build a life beyond football
Saison 15 · Épisode 10
mercredi 9 septembre 2026 • Durée 27:01
Hayden McLean knows a thing or two about playing the long game.
After missing out on the AFL draft twice, Hayden kept going until he earned his place at the Sydney Swans. That same patience has shaped how he invests.
At 27, he’s investing with one big goal in mind: creating the freedom to choose what life looks like after football.
Hayden joins Jess to share how he went from being a hard-core saver who thought investing was too risky, to dollar cost averaging every month into a building a tech-heavy portfolio.
This is How I Got Started, in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone.
Chapters:
00:00:00 Hayden McLean On Money
00:04:22 Chasing The AFL Dream
00:08:06 Learning To Budget In Sydney
00:11:00 Discovering Investing
00:14:22 Building A Stock Portfolio
00:18:44 Financial Literacy Beyond Football
00:21:54 Investing For Life After Footy
00:24:00 Why Starting Earlier Matters
Links:
🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_.
📩 Sign up to the Get Started Investing newsletter here
4 months into investing: My full portfolio update
Saison 14 · Épisode 10
lundi 7 septembre 2026 • Durée 29:41
4 months into her investing journey and Jess’ life has completely changed.
She’s since bought a house, switched her core portfolio to geared investments, gotten a dog and combined finances with her partner. Safe to say- there’s been A Lot™️ on 🤣.
With all that change, she’s got a few questions still playing on her mind.
Things like: Should dollar cost averaging be monthly, or weekly? How should you invest in a stocks if you’re not dollar cost averaging into them? Why are her Geared ETFS not performing like she thought they would?
Jess sat down with Bryce and Ren to share what her portfolio looks like today and get these questions answered.
Chapters:
00:00:00 My Portfolio Check-In: What's Changed?
00:03:40 Buying A House Changed My Money Plan
00:05:20 My Portfolio Is Finally Taking Shape
00:06:30 I Swapped To Geared ETFs... Was It A Mistake?
00:10:00 How Do You Buy Individual Stocks?
00:12:43 Build Your Core Before Chasing Stock Picks
00:14:34 Should Beginners Use Geared ETFs?
00:18:56 Monthly Or Weekly Investing: Does It Matter?
00:23:45 When To Buy More Of A Stock
00:27:15 Why A Strong Core Portfolio Wins
Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
From living paycheque to paycheque to a $1M+ net worth in 6 years
Saison 15 · Épisode 9
mercredi 2 septembre 2026 • Durée 30:48
Amy has built a $400,000 share portfolio, owns an investment property, and has grown her net worth to $1 million.
But just six years ago, things looked very different.
She was living pay cheque to pay cheque, had a credit card she didn't really understand, and had no idea where her money was going.
So what changed?
Amy shares with Jess the choices that turned her financial future around, how she built wealth through multiple income streams and why investing before you feel “ready” is a good way to start.
Chapters:
00:00:00 From Paycheck To Paycheck To $1 Million 00:02:43 Growing Up Without Money Lessons 00:06:03 Where All Her Money Was Going 00:08:30 The Conversation That Changed Everything 00:11:00 Facing Her Spending And Building A Budget 00:14:47 Learning To Invest By Making Mistakes 00:17:42 Building Wealth With Property And ETFs 00:21:24 Taking More Control Of Her Super 00:24:00 How Amy Built A $1 Million Net Worth 00:25:20 Managing Money Separately In A Marriage 00:26:25 Her Next $1 Million Goal 00:27:51 The First Step To Turning Your Finances Around
Links:
For more regular learning and updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_.
📩 Sign up to the Get Started Investing newsletter here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve .———Thanks to ShopBack for sponsoring this series.Did you know you can earn cashback on in-store shopping? 💸Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done.Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697.
How spending 15 minutes on your super could be worth hundreds of thousands
Saison 14 · Épisode 9
lundi 31 août 2026 • Durée 34:11
Do you know how much is in your super? Or what it’s invested in?
Most Australians know what's in their bank account but superannuation? Not a clue. This lack of attention has a cost- missing out on thousands more at retirement.
So today, Jess gives her super a 5-step health check. She'd love for you to do the same alongside her.
Walking us through the list is Jen, Head of Technical Services at MLC. Jen explains the small decisions that can make all the difference including; checking your fees, insurances and investment settings.
By the end of this episode, you'll know exactly what to check, what to fix, and how to make super part of your financial habits.
Chapters:
00:00:00 Is Your Super Working Hard Enough?
00:04:01 Where Is Your Super Actually Invested?
00:08:30 The Hidden Cost Of Playing It Too Safe
00:11:14 How Much Are Super Fees Costing You?
00:14:28 The Insurance You Might Already Have
00:22:22 Who Gets Your Super If You Die?
00:27:00 Is Your Employer Paying Enough Super?
00:29:27 Your 15 Minute Super Health Check
00:32:00 How Often Should You Check Your Super?
Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
What putting $3K into a mate’s stock tip taught Ryan about investing
Saison 15 · Épisode 8
mercredi 26 août 2026 • Durée 29:08
Ryan thought he was doing everything right with his money until a stock tip made his ETF feel like the wrong choice.
For years, Ryan followed a very traditional approach to money: work hard, save hard and eventually buy a house. Then he discovered compound interest, started investing and found himself comparing two very different ways to put his money to work.
What did that stock investment teach him? And how did it shape the kind of investor he wants to be?
Ryan joins Jess to share how he got started investing, what his portfolio looks like today, the sleepless nights that came with his most concentrated investment yet—backing his own business—and why that experience has made the share market feel surprisingly safe.
For more regular updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_.
Chapters:
00:00:00 From Saving Hard To Investing Smarter
00:03:30 How Ryan Learned To Think About Money
00:07:00 The Investing Lesson That Changed Everything
00:09:32 His First Stock Tip And $3000 Bet
00:12:22 Why Ryan Gave Up Picking Stocks
00:16:42 Betting On Himself And His Business
00:20:37 Why The Stock Market Now Feels Safer
00:23:18 What Ryan Is Building Wealth For
00:25:30 The Reality Of Backing Your Own Business
00:27:15 The Advice He Wishes He Heard Earlier
Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter
Can AI help me find more money to invest? I asked a financial controller
Saison 14 · Épisode 8
lundi 24 août 2026 • Durée 32:03
What if you already had more money to invest... you just didn't realise it?
Jess has spent months manually analysing her spending, trying to free up more money to invest. This week, she wants to know if AI can make the process easier.
Together with a chartered accountant and financial controller, Isabelle from Mind Her Money, Jess explores how to safely use AI to better understand your spending (including actual prompts you can use), what patterns to look for and how to spot the money that's quietly slipping away without adding real value to your life.
Because the goal isn't to stop spending money.
It's to stop wasting money on the things you don't value, so you can spend more on the things you do and invest the difference.
Plus, Jess puts a "Real Price Tag" calculator to the test to see what one of her regular fortnightly expenses could be worth if she invested instead……… she was shocked!
Also, you can now follow Jess’s journey & learnings more closely with regular updates on Instagram at getstartedinvesting_
Chapters:
00:00:00 Can AI Find You More Money To Invest?
00:02:30 How AI Can Analyse Your Spending
00:04:54 Using Your Financial Data Safely
00:08:53 What To Ask AI About Your Spending
00:13:02 Finding Money You Will Not Miss
00:18:18 Spend More On What You Actually Value
00:21:41 When Saving Goes Too Far
00:24:18 The Real Cost Of Your Everyday Spending
00:28:09 Your AI Spending Challenge
How Kelly built a $280K portfolio and bought two investment properties before 30
Saison 15 · Épisode 7
mercredi 19 août 2026 • Durée 31:02
Kelly grew up watching her immigrant parents work two jobs, seven days a week, after arriving in Australia with very little money.
She thought the only path to wealth was to work harder.
Then she discovered investing and realised her money could work just as hard as she did.
Before turning 30, she's built a $280,000 investment portfolio and bought two investment properties.
Jess sits down with Kelly to unpack the lessons she learned from watching her parents' sacrifices, why she focuses on growing her income as much as her investments (more than doubling it in just a few years), how she uses both property and shares to build wealth and why you absolutely don't need to be rich to get started.
For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_
Chapters:
00:00:00 From Super Saver To Serious Investor
00:03:48 The Money Lessons That Started It All
00:07:43 Buying Her First Property In Her Twenties
00:11:17 Why Saving Alone Was Not Enough
00:14:00 Turning One Hundred Dollars Into A Habit
00:17:51 How Kelly Built Her Portfolio
00:21:11 Growing Her Income From 75K To 175K
00:24:30 Avoiding Lifestyle Creep As Income Grows
00:26:00 What Kelly Is Building Wealth For
00:29:14 Why Investing Is Not Just For The Rich
Links mentioned in this episode:
How should couples manage money and invest? A financial adviser explains
Saison 14 · Épisode 7
lundi 17 août 2026 • Durée 34:25
Joint accounts or separate? Split bills 50/50? Invest together or keep it separate?
Ask five couples how they manage money and you'll probably get five different answers.
After buying her first home with her partner, Jess put the question to the Get Started Investing community and quickly realised there were plenty of different approaches. So she sat down with financial adviser Glen Hare to hear what he sees working best for the couples he advises, and how they navigate everything from bank accounts and budgeting to shared goals, different money personalities (saver v spender) and building a financial life together.
Plus, producer Soph calls in from her honeymoon with a question many newlyweds face: should married couples combine their investments, or keep investing separately?
Chapters:
00:00:00 How Should Couples Manage Money?
00:03:00 Separate Or Combine Your Finances?
00:07:30 When Separate Money Stops Working
00:12:53 Getting On The Same Financial Page
00:15:15 When One Partner Hates Talking Money
00:19:14 Should Couples Invest Together?
00:23:30 The Tax Trap When Combining Investments
00:27:18 What If Your Risk Tolerances Differ?
00:31:22 The Money Conversation Every Couple Needs
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.
———
In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and
community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to ShopBack for sponsoring this series.
Did you know you can earn cashback on in-store shopping? 💸
Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done.
Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10.
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.
———
In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.
———
In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to ShopBack for sponsoring this series.
Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!).
Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10!
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
If you’re interested in trying to use AI to analyse your spending, Isabelle and Jess have put together an ‘AI playbook’ with prompts to try yourself here.
You can also play around with Isabelle’s ‘Real Price Tag’ calculator here, once you’ve figured out where your money is going!
📩 Sign up to the Get Started Investing newsletter here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own.
See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.
———
In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to ShopBack for sponsoring this series.
Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!).
Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10!
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———
Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.
———
In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.
———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
