Cash Chats UK Money &amp; Personal Finance podcast - Détails, épisodes et analyse

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542 | Was the Budget any good? Giveaways, gimmicks and the bigger picture

Saison 10 · Épisode 542

lundi 2 novembre 2026 • Durée 31:09

This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ

The Budget headlines have come and gone, but what does it really mean for your money?

In this episode, Steve and James look beyond the headline giveaways to explore whether we'll actually be better off, what's changing with savings and ISAs, and who's ultimately paying for the government's promises.

Plus, we uncover some of the lesser-known announcements and ask whether there's anything you should be doing differently with your money.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

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541 | Tax explained: Where your money goes and how to pay less

Saison 10 · Épisode 541

lundi 26 octobre 2026 • Durée 29:50

This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ

Where does all the money you pay in tax actually go? And are you getting your money's worth?

With the Budget approaching, we take a closer look at how the government raises money, where it spends it, and what that means for your finances.

We also explore some of the ways you could reduce your tax bill, including allowances and reliefs you might be missing, and how to make the most of the public services you're already paying for.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

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540 | When patience isn't a virtue - all the ways waiting leaves you worse off

Saison 10 · Épisode 540

lundi 19 octobre 2026 • Durée 24:47

This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ

We're always told that patience pays off when it comes to money. But sometimes waiting can actually leave you worse off.

This week, James joins Steve to explore when holding out for something better becomes an expensive mistake.

From savings accounts that pay interest upfront to rising prices, expensive debts and retirement decisions, we look at the situations where acting sooner could make financial sense.

We also discuss whether it's worth waiting for the perfect deal, why putting off financial decisions can cost you money, and whether there's actually a mathematical way to know when to stop waiting.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

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539 | How scammers can trick anyone

Saison 10 · Épisode 539

lundi 12 octobre 2026 • Durée 27:44

Think you'd never fall for a scam? Think again.

Scammers have been finding ways to trick people out of their money for centuries, but modern technology has made their methods increasingly sophisticated — and much harder to spot.

From suspicious emails and fake websites to convincing impersonations and AI-generated voices, fraudsters have more ways than ever to catch us off guard.

In this episode of Cash Chats, Steve and James explore how scams have evolved, why anyone can become a victim, and some of the tricks criminals use to gain our trust.

Plus, James shares the warning signs to look out for, practical ways to protect yourself and your money, and what to do if you think you've been scammed.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

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538 | ADHD and money: impulse spending, overwhelm and what can help

Saison 10 · Épisode 538

lundi 5 octobre 2026 • Durée 26:47

This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ

Managing money can be difficult at the best of times, but ADHD can bring its own set of challenges – from impulse spending and planning ahead to remembering deadlines, making decisions and simply finding the mental energy to deal with your finances.

In this episode, Amelia is joined by neurodivergent money expert and ADHD coach Abby Birch to look at the relationship between ADHD and money.

They discuss why conventional money advice doesn't always work for neurodivergent people, how emotions and executive function can affect financial decisions, and some practical ways to make managing your money feel more achievable.

They also talk about impulse spending, financial anxiety, guilt and embarrassment around money, and why finding systems that work with your brain can be far more useful than trying to force yourself to manage money the way you think you "should".

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

537 | Millions hiding head in the sand over state pension

Saison 10 · Épisode 537

lundi 28 septembre 2026 • Durée 28:31

Millions of people have never checked their State Pension forecast — even though it could make up a huge part of their income in retirement.

In this episode, we look at what your State Pension forecast actually tells you, what gaps in your National Insurance record could mean, and what you can do if you find them.

We also look at the latest developments around the triple lock, tax and the growing concern that many of us are simply not financially prepared for later life.

Plus, James Andrews explains the simplest first step you can take today to get a clearer picture of where you stand.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

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536 | Brits want to save more: what's holding us back

Saison 10 · Épisode 536

lundi 21 septembre 2026 • Durée 25:15

This UK Savings Week, we look at why so many young people want to save but struggle to get started, the pressures getting in the way, and Amelia's practical tips to help you build a savings habit that actually sticks.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

https://becleverwithyourcash.com/newsletter/

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

535 | Could you save £8,000 a year on childcare?

Saison 10 · Épisode 535

lundi 14 septembre 2026 • Durée 22:54

Childcare can be one of the biggest costs facing families, with full-time childcare for a child under two averaging £263 a week.

In this episode, Steve is joined by Amelia Murray to explain the help available to parents — including two government schemes that could save some families up to £8,000 a year.

They cover who qualifies, how the schemes work, how much you could save and why around 400,000 families may be missing out on support they're entitled to.

If childcare costs are taking a big bite out of your budget, this episode will help you understand what help is available and how to claim it.

Government Childcare checker: https://childcare.beststartinlife.gov.uk/

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

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534 | Britain's £306 billion savings blind spot

Saison 10 · Épisode 534

lundi 7 septembre 2026 • Durée 26:58

This week on Cash Chats, New Bank of England figures reveal that almost £306 billion is sitting in accounts paying no interest at all — more than the amount held in fixed-rate savings.

So why are so many of us leaving our money somewhere that earns nothing? And with huge sums also sitting in easy-access accounts paying relatively low rates, are we making the most of our savings?

This week, James Andrews joins me to look at where people are actually keeping their cash, why so much money ends up in poor-paying accounts, and what you should think about when deciding where to keep your own savings.

For links and further reading head to becleverwithyourcash.com/cashchats

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL