5 Ways Insurance Agents Should Be Using Ask Integrity 11 Sep 2026 00:11:15 Ready to streamline everyday tasks with Ask Integrity AI? This powerful digital agent was built just for insurance agents. In this episode of the ASG Podcast, we’re digging into the features, where they fit into your business processes, and the prompts to use for best results.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
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🎙️ Be a Guest on the ASG Podcast
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2027 ACA & Medicare Cost Projections
Finding Opportunity Despite Medicare & ACA Market Challenges
Get Access to IntegrityConnect
Introducing the Integrity Health Plan
Learn More About AskIntegrity
Turning Life Changes into Sales Opportunities
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Not affiliated with or endorsed by Medicare or any government agency.
Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource 09 Sep 2026 00:07:53 Building a relationship with a client is just like any other relationship—it needs to start with a strong foundation. In this episode of the ASG Podcast, we’re going to be showing you what behaviors a client will appreciate in an agent
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📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
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🎙️ Be a Guest on the ASG Podcast
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Are You Offering Multiple LTC Insurance Options?
Boost Business Selling Hospital Indemnity Insurance
Handling Difficult Clients: Tips for Agents
How Field Agents Can Differentiate from Call Centers
How to Prevent Insurance Agent Negligence
How to Retain Insurance Customers
Medicare Advantage Open Enrollment Do's and Don'ts
Ritter AEP Reflection Sheet
Ritter Follow-Up One Sheet
Ritter Follow-Up Guide
The Complete Guide to Client Loyalty and Retention
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Not affiliated with or endorsed by Medicare or any government agency.
ACA in 2027: CMS Changes, Fraud Prevention & Identity Proofing ft. Arthur Barlow 08 Sep 2026 00:27:33 Arthur Barlow, CEO and President of Compass Insurance Advisors and Founder of the ACA Health Summit joins Sarah to talk about ACA open enrollment changes for 2027. From CMS efforts to fight fraud in the ACA market to the new identity proofing requirements and high-risk applications, this interview is a must-listen for agents preparing for the ACA Open Enrollment Period.
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
📢 Submit a shoutout to be read in a future episode
🎙️ Be a Guest on the ASG Podcast
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2027 ACA & Medicare Cost Projections
5 Myths About Selling ACA Health Insurance Plans
Compass Insurance Advisors
MyChart Medicare Kit Scam
New CMS Identity Proofing & Agent Authorization Rules
Register for the ACA Health Summit – Use Code ASG40 to get 40% off your ticket price!
Turning Life Changes into Sales Opportunities
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Opinions expressed by interview guests are their own and not representative of Ritter Insurance Marketing or Integrity. The Agent Survival Guide Podcast is not affiliated with or endorsed by Medicare or any government agency.
The Ideal Client for Medicare Advantage Plans 02 Sep 2026 00:06:08 So you want to start selling Medicare Advantage plans, but you aren’t sure what kind of clients to look for? No problem. In our newest episode, we break down some of the characteristics of what one of your ideal clients may look like.
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
How to Help Medicare Clients in Poor Health Choose the Right Coverage
Medicare Advantage Trial Rights Explained for Agents
Organization Tips and Tricks for the Medicare Annual Enrollment Period
Stay Busy Outside of AEP With Special Enrollment Periods
The Beginner's Guide to C-SNPs
The Benefits of Selling Medicare Special Needs Plans
Why People Are Choosing Part C Over Original Medicare
References:
Backman, M. (2025, December 1). This is the average social security benefit for 2026. is it enough?. 24/7 Wall St. https://247wallst.com/investing/2025/12/01/this-is-the-average-social-security-benefit-for-2026-is-it-enough/
Fuglesten Biniek, J., Freed, M., Ochieng, N., & Neuman, T. (2026, February 23). Medicare advantage enrollment grew by about 1 million people, mainly due to special needs plans. KFF. https://www.kff.org/medicare/medicare-advantage-enrollment-grew-by-about-1-million-people-mainly-due-to-special-needs-plans/
Munnell, A. H., & Margolis, H. S. (2026, February 23). The government is trying to rein in Medicare advantage costs. will it work?. Center for Retirement Research. https://crr.bc.edu/the-government-is-trying-to-rein-in-medicare-advantage-costs-will-it-work/
National Council on Aging. (2025, December 1). Top 10 chronic conditions affecting older adults. The Top 10 Most Common Chronic Diseases for Older Adults. https://www.ncoa.org/article/the-top-10-most-common-chronic-conditions-in-older-adults/
National Council on Aging. (2025, September 9). New poverty numbers show more older adults face economic struggle. How Rising Poverty Rates Will Affect Older Adults. https://www.ncoa.org/article/poverty-among-older-adults-keeps-growing/
Social Security Administration. (2025, October 24). 2026 cost-of-living adjustment (cola) fact sheet. Social Security. https://www.ssa.gov/news/en/cola/factsheets/2026.html
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Before You Recruit: Setting Up Your Agency for Success 31 Aug 2026 00:16:02 Whether you’re starting your own insurance agency or have been at it for awhile, it’s important to make sure you’re not getting in your own way. On this episode of the Agent Survival Guide, we’ll share some key tips that can put you and your agency on the path to success.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Best Practices for Training Downline Agents
Digital Marketing for Insurance Agents: Our Top Tips to Boost Business
Everything You Get With Your Ritter Registration
How to Recruit Insurance Agents to Your Downline
IntegrityCONNECT
What Insurance License Do You Need? A Guide for Agents
PlanEnroll
References:
“The 5 Best Trademark Services in the USA.” Emanus, 13 Sept. 2025, emanus.com/best-trademark-services-usa/ .
O’Reilly, Dennis. “10 Best Accounting Software – Forbes Advisor.” 10 Best Accounting Software, 19 May 2026, www.forbes.com/advisor/business/software/best-accounting-software/ .
Ryan, Emma. “Best 5 Website Builders for 2026: My Tried & Tested Picks.” Website Builder Expert, 5 May 2026, www.websitebuilderexpert.com/website-builders/ .
Luthi, Ben. “Can You Use a Personal Credit Card to Start a Business? | Credit Cards | U.S. News.” Can You Use a Personal Credit Card to Start a Business?, 26 May 2022, money.usnews.com/credit-cards/articles/can-you-use-a-personal-credit-card-to-start-a-business .
“Choose a Business Structure.” U.S. Small Business Administration, www.sba.gov/business-guide/launch-your-business/choose-business-structure . Accessed 15 June 2026.
“Employer Identification Number.” Internal Revenue Service, www.irs.gov/businesses/employer-identification-number . Accessed 15 June 2026.
“Get an Employer Identification Number.” Internal Revenue Service, www.irs.gov/businesses/small-businesses-self-employed/get-an-employer-identification-number . Accessed 15 June 2026.
“How to Start an Insurance Agency: A Step-by-Step Guide.” Brightway, 23 June 2025, www.brightway.com/news/starting-an-insurance-agency-guide .
“Insurance Licensing Directory.” AgencyEquity, www.agencyequity.com/listing-categories/insurance-licensing-directory . Accessed 15 June 2026.
“Register Your Business.” U.S. Small Business Administration, www.sba.gov/business-guide/launch-your-business/register-your-business . Accessed 15 June 2026.
“Ritter Agents - Schedule a Demo.” AgentMethods, www.agentmethods.com/ritter-agents/ . Accessed 15 June 2026.
“Stanford Guidelines for Web Credibility.” The Web Credibility Project: Guidelines - Stanford University, credibility.stanford.edu/guidelines/index.html . Accessed 15 June 2026.
“Streamlined Insurance Licensing & Compliance Monitoring.” NIPR, nipr.com/ . Accessed 15 June 2026.
Gupta, Mayank. “Top Startup Business Consultant Firms for 2026 Success.” CaseBasix, 19 Jan. 2026, www.casebasix.com/pages/top-startup-business-consultant-firms .
Upwork | Hire Top Freelance Talent with Confidence, www.upwork.com/ . Accessed 15 June 2026.
USPTO Office of Public Affairs (OPA). United States Patent and Trademark Office, 12 May 2026, www.uspto.gov/ .
“What Is a Trademark?” United States Patent and Trademark Office, 30 Nov. 2023, www.uspto.gov/trademarks/basics/what-trademark .
“Write Your Business Plan.” U.S. Small Business Administration, www.sba.gov/business-guide/plan-your-business/write-your-business-plan . Accessed 15 June 2026.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Ritter & Integrity Solutions for Industry Disruption in 2027 28 Aug 2026 00:13:23 The Friday Five for August 28, 2026:
Still time to register for Ritter Insurance Marketing Summits
Medicare & ACA certification update for August 28, 2026
There’s more to gastrointestinal distress recovery than BRAT
Ritter & Integrity Solutions for Industry Disruption in 2027
IntegrityCONNECT Now Quotes Medicare Supplement
Ways to Connect:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the show
📧 Connect with a member of the Ritter Team
📢 Submit a shoutout to be read in a future episode
🎙️ Be a Guest on the ASG Podcast
💌 Questions? Feedback? Topic suggestions? Email us! ASGPodcast@Ritterim.com
Still time to register for Ritter Insurance Marketing Summits!
Medicare & ACA certification update for August 28, 2026:
2027 Medicare Advantage & Part D Certification
Certification Center on Ritter Docs
There’s more to gastrointestinal distress recovery than BRAT:
Corliss, Julie. “Is the BRAT diet the best choice for an upset stomach?” health.harvard.edu, Harvard Health Publishing, 18 Nov. 2025, https://www.health.harvard.edu/digestive-health/is-the-brat-diet-the-best-choice-for-an-upset-stomach .
Kubala, Jillian. “What Is the BRAT Diet for a Stomach Virus or Diarrhea.” Health.Com, Health, 5 June 2026, www.health.com/brat-diet-7253461 .
The BRAT diet is no longer recommended after a stomach bug. Ucihealth.org, UCI Health, 13 Aug. 2026, https://www.ucihealth.org/about-us/news/2026/08/brat-diet .
“An Alarming New Study About Brain Injuries in Football, and How States are Paying Millions for Rain.” The Headlines, The New York Times, https://open.spotify.com/episode/10d178oQsbFVWGDAgHRRVc .
Ritter & Integrity Solutions for Industry Disruption in 2027:
Culli, Lindsey. “1 in 10 Medicare Advantage Enrollees Face Forced Disenrollment in 2026.” publichealth.jhu.edu, Johns Hopkins University, 18 Feb. 2026, https://publichealth.jhu.edu/2026/1-in-10-medicare-advantage-enrollees-face-forced-disenrollment-in-2026 .
5 Tips to Make the Most of AEP
Minemyer, Paige. “A look inside the expanded partnership between SCAN and Costco.” fiercehealthcare.com, Fierce Healthcare, 21 Aug. 2026, https://www.fiercehealthcare.com/payers/look-inside-expanded-partnership-between-scan-and-costco .
Get Access to IntegrityCONNECT
Request a Portfolio Review from Ritter Insurance Marketing
Hall, Jessica. “Soon you can buy Medicare Advantage plans at Costco. What you need to know.” marketwatch.com, MarketWatch, 21 Aug. 2026, https://www.marketwatch.com/story/soon-you-can-buy-medicare-advantage-plans-at-costco-what-you-need-to-know-34e03242 .
Resources:
2027 ACA & Medicare Cost Projections
5 More Ways to Generate Medicare Leads
Escaping the Procrastination Station | Monday Motivation
How to Stay Top of Mind & Build Trust That Drives Growth ft. Bjorn Piltingsrud and Andrew Saksa
Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
More People Working Past Age 65: What It Means for Agents Selling Medicare Plans 26 Aug 2026 00:09:20 When you picture the typical Medicare client, you most likely picture someone who is enjoying the golden years of retirement. However, there are many people who have aged into Medicare that are still a part of the workforce. In this episode of the Agent Survival Guide Podcast, we help agents like you navigate how to sell plans to clients who are still employed.
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Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Tips for Making a Better Insurance Sales Pitch
5 Perks of Being a Part-Time Insurance Agent
How to Help Clients Avoid Medicare Late Enrollment Penalties
How to Organize a Turning 65 Seminar on a Budget
Your Clients May Not Be Automatically Enrolled in Medicare
https://ritterim.com/blog/2027-nabip-medicare-certification/?utm_source=agent_survival_guide_podcast_link&utm_medium=post_title
References:
The Association for Cleaning & Facility Solutions. (2026, January 12). Seniors Plan to Rejoin the Workforce in 2026. Cleanfax. https://cleanfax.com/seniors-plan-to-rejoin-the-workforce-in-2026
Field Office Locator. Social Security Association. (n.d.). https://www.ssa.gov/locator
Medicare Advocates. (n.d.). Is Employer Health Coverage Always My Best Option?. Health Plan Advocates. https://healthplanadvocates.com/is-employer-coverage-best/
Shuman, T. (2026, February 3). Cities With the Most Working Seniors in 2026. Senior Living. https://www.seniorliving.org/finance/senior-employment-annual-report/
Starting Your Retirement Benefits Early. Social Security Administration. (n.d.). https://www.ssa.gov/benefits/retirement/planner/agereduction.html
U.S. Centers for Medicare and Medicaid Services. (n.d.-a). Avoid late enrollment penalties. Medicare.gov. https://www.medicare.gov/basics/costs/medicare-costs/avoid-penalties
U.S. Centers for Medicare and Medicaid Services. (n.d.-b). When can I buy a Medigap policy?. Medicare.gov. https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy/when
What is the income-related monthly adjusted amount (IRMAA)?. Medicare Resources. (2025, December 2). https://www.medicareresources.org/medicare-eligibility-and-enrollment/what-is-the-income-related-monthly-adjusted-amount-irmaa/
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
How to Stay Top of Mind & Build Trust That Drives Growth ft. Bjorn Piltingsrud and Andrew Saksa 25 Aug 2026 00:50:33 Keeping your clients coming back is crucial to the success of your insurance business. But how often should we reach out to clients? How do we reach out without being annoying? Where do we start? If you’ve ever asked these questions, don’t miss the ASG Podcast interview with Bjorn Piltingsrud and Andrew Saksa from Essential Engine!
Resources:
Essential Engine Official Website
Listen to Marketing MindFuel
Reach out to Andrew Saksa at Essential Engine
Schedule a Meeting with Mel Binford from Essential Engine
References:
Lindenfors, Patrik, et al. “‘Dunbar’s Number’ Deconstructed.” Pmc.Ncbi.Nih.Gov, U.S. National Library of Medicine, May 2021, pmc.ncbi.nlm.nih.gov/articles/PMC8103230/ .
“Dunbar’s number: Why we can only maintain 150 relationships.” Bbc.com, BBC, https://www.bbc.com/future/article/20191001-dunbars-number-why-we-can-only-maintain-150-relationships , Accessed 2 June 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Opinions expressed by interview guests are their own and not representative of Ritter Insurance Marketing or Integrity. The Agent Survival Guide Podcast is not affiliated with or endorsed by Medicare or any government agency.
Escaping the Procrastination Station | Monday Motivation 24 Aug 2026 00:12:59 Procrastination happens to the best of us… Sarah included! Don’t miss her tips for booking your ticket out of this liminal space and onto the next part of your journey.
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Recent Episodes:
Finding Opportunity Despite Medicare & ACA Market Challenges
Real Sales Expectations for Insurance Agents
Turning Life Changes into Sales Opportunities
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
MyChart Medicare Kit Scam 21 Aug 2026 00:15:54 The Friday Five for August 21, 2026:
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Field Notes:
2027 Medicare Advantage & Part D Certification
Certification Center on Ritter Docs
Register to Attend a Ritter Insurance Marketing Summit Near You!
Apple Devices Rumored for Fall 2026:
Christoffel, Ryan. “Apple has eight new products to unveil at September event: report.” 9to5mac.com, 9 to 5 Mac, 10 Aug 2026, https://9to5mac.com/2026/08/10/apple-has-eight-new-products-to-unveil-at-september-event-report/ .
Bonifield, Stevie. “It looks like Apple’s iPhone 18 really will skip the fall launch this year.” Theverge.com, The Verge, 12 Aug. 2026, https://www.theverge.com/tech/979231/apple-base-iphone-18-launch-delayed .
Clover, Juli. “What’s Coming in September: New iPhones, Apple Watches and More.” Macrumors.com, Mac Rumors, 13 Aug. 2026, https://www.macrumors.com/2026/08/13/apple-september-announcement-rumors/ .
Spotify Announces Playlist Notes:
Spotify Gets More Personal With Playlist Notes. Newsroom.spotify.com, Spotify For the Record, 17 Aug. 2026, https://newsroom.spotify.com/2026-08-17/playlist-notes-editors-listeners/ .
Journaling for Personal Development:
“8 Questions to Shape Your Day with Intention and Focus.” carterfowlercreative.com, Carter Fowler Creative, https://www.carterfowlercreative.com/post/productivity-journal-prompts , Accessed 18 August. 2026.
Sanders, Bryce. “10 Principles of Time Management for Advisors.” Thinkadvisor.com, Think Advisor, 12 Aug. 2026, https://www.thinkadvisor.com/2026/08/12/10-principles-of-time-management-for-advisors/ .
“Getting Started with a Bullet Journal.” Beingboss.club, Being Boss, 9 May 2026, https://beingboss.club/articles/getting-started-bullet-journal .
“Why Every Business Leader Should Start Journaling Today.” Yfsmagazine.com, YFS Magazine, 22 Sep. 2025, https://yfsmagazine.com/2025/09/22/business-leader-journaling/ .
MyChart Medicare Kit Scam:
Bruce, Giles. “7 health systems warn of MyChart ‘Medicare Kit’ scam.” Beckershospitalreview.com, Becker’s Hospital Review, 13 Aug. 2026, https://www.beckershospitalreview.com/healthcare-information-technology/cybersecurity/7-health-systems-warn-of-mychart-medicare-kit-scam/ .
“Alert: Beware of Fraudulent MyChart Emails.” Southeasthealth.org, Southeast Health, https://www.southeasthealth.org/alert-beware-of-fraudulent-mychart-emails/ , accessed 18 Aug. 2026.
“Cass Health Warns Patients of MyChart Phishing Scam.” Casshealth.org, Cass Health, 10 Aug. 2026, https://www.casshealth.org/2026/08/cass-health-warns-patients-of-mychart-phishing-scam/ .
Content Library – Identifying Scams and How to Protect Yourself
“How do I protect myself from MyChart scams and fraud?” mychart.org, MyChart, https://www.mychart.org/l/en-us/help/staying-safe-from-scams-and-fraud/ , accessed 17 Aug. 2026.
“MyChart Phishing Scam Warning.” Metrohealth.org, Metro Health, https://www.metrohealth.org/en/mychart/mychart-phishing-scam-warning/ , accessed 17 Aug. 2026.
“MyChart Security Alert.” Methodisthealthsystem, Methodist Health System, https://www.methodisthealthsystem.org/mychart-security-alert , accessed 17 Aug. 2026.
Bruce, Giles. “Sentara warns of ‘MyChart Medicare Kit’ scam.” Beckershospitalreview.com, Becker’s Hospital Review, 12 Aug. 2026, https://www.beckershospitalreview.com/healthcare-information-technology/cybersecurity/sentara-warns-of-mychart-medicare-kit-scam/ .
Berceau, Trevor. “Staying Safe from Scams and Fraud.” Mychart.org, MyChart, 27 Jul. 2026, https://www.mychart.org/l/en-us/news/staying-safe-from-scams-and-fraud/ .
Resources:
2027 ACA & Medicare Cost Projections
5 More Ways to Generate Medicare Leads
Marketplace Training Resources for Health Insurance Agents
New CMS Identity Proofing & Agent Authorization Rules
Turning Life Changes into Sales Opportunities
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
How to Organize a Turning 65 Seminar on a Budget 19 Aug 2026 00:08:11 The insurance business moves fast, so the best time to start building trust is before your services are needed. A great example of this is a Turning 65 Seminar, where you cover what client need to know when becoming Medicare-eligible. In this episode of the Agent Survival Guide Podcast, we cover the how you can effectively plan and hold a T65 event on any budget.
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📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Community-Based Marketing for Insurance Agents
Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You
Ritter’s Preferred Partners
Rules for Hosting a Compliant Medicare Educational Event
Shop RitterIM
References:
Dunys, Laurent. “The Complete Guide to Creating a Budget for an Event.” Eventtia, 20 June 2025, www.eventtia.com/the-complete-guide-to-creating-a-budget-for-an-event/ .
“Ritter Insurance Marketing - Unforgettable Marketing for Insurance Agents.” Remindermedia, remindermedia.com/ritter-insurance/ . Accessed 14 July 2026.
Financial Seminar Services, www.financialseminarservices.com/ . Accessed 14 July 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Myths About Selling Medicare... Debunked for Agents and Beneficiaries! 17 Aug 2026 00:09:46 Misconceptions about insurance can sometimes get in the way of both the agent selling the plans and the client who is browsing the insurance market. In this episode of the Agent Survival Guide Podcast, we’re here to help you decode the facts from the fiction.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D
How Ask Integrity Can Streamline Your Medicare Sales Appointments
How Medicare Helps Your Clients Stay Healthy
IntegrityCONNECT
PlanEnroll
Ready to Join an FMO? 10 Things to Consider
Ritter Can Help You Stay in Touch with Your Clients
Ritter Insurance Marketing homepage
What Is AHIP Certification and How Do I Get It?
References:
Centers for Medicare & Medicaid Services. (2026, March 26). Agent broker compensation. CMS.gov. https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-marketing-guidelines/agent-broker-compensation
Medicare Rights Center. (2025, March 28). Medicare eligibility for those under 65 - medicare interactive. Medicare Interactive. https://www.medicareinteractive.org/understanding-medicare/the-basics/medicare-eligibility-overview/medicare-eligibility-for-those-under-65
National Archives and Records Administration. (2026a, July 16). Medicare advantage communication requirements. Code of Federal Regulations. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
National Archives and Records Administration. (2026b, July 16). Part D communication requirements. Code of Federal Regulations. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
U.S. Centers for Medicare & Medicaid Services. (n.d.). Avoid late enrollment penalties. Medicare.gov. https://www.medicare.gov/basics/costs/medicare-costs/avoid-penalties
Wagner, S. (2025, January 28). The U.S. has reached the peak of Peak 65 it’s time to apply retirement readiness lessons from the boomer experience. PR Newswire. https://www.prnewswire.com/news-releases/the-us-has-reached-the-peak-of-peak-65-its-time-to-apply-retirement-readiness-lessons-from-the-boomer-experience-302360086.html
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
New CMS Identity Proofing & Agent Authorization Rules 14 Aug 2026 00:11:49 The Friday Five for August 14, 2026:
Certification Updates 8/14/2026
New CMS Identity Proofing & Agent Authorization Rules
Mark Zuckerberg’s AI Manifesto
CMS to Remove Xeljanz from Selected Drug List
KFF Study on Medicare Spending Trends
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Certification Updates 8/14/2026:
2027 Medicare Advantage & Part D Certification
Certification Center on Ritter Docs
New CMS Identity Proofing & Agent Authorization Rules:
Rosanes, Mark. “CMS tightens ACA broker access rules before open enrollment.” Insurancebusinessmag.com, Insurance Business, 10 Aug. 2026, https://www.insurancebusinessmag.com/us/news/benefits/cms-tightens-aca-broker-access-rules-before-open-enrollment-585514.aspx .
“EDE Change Request (CR) 109: Identity Proofing and Agent/Broker Authorization.” Cms.gov, Centers for Medicare & Medicaid Services, 3 Aug. 2026, https://www.cms.gov/marketplace/agents-brokers/files/ede-identity-proofing-agent-broker-authorization-faqs.pdf .
Mark Zuckerburg’s AI Manifesto:
Zuckerberg, Mark. “The Future is for Everyone.” Meta.com, Meta, https://www.meta.com/thefutureisforeveryone/ Accessed 11 Aug. 2026.
CMS to Remove Xeljanz from Selected Drug List:
“Removal of Xeljanz; Xeljanz XR from the Selected Drug List Effective January 1, 2029.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jul. 2026, https://www.cms.gov/about-cms/information-systems/hpms/hpms-memos-archive-weekly/hpms-memos-wk-5-july-27-31 .
KFF Study on Medicare Spending Trends:
“The Facts About Medicare Spending.” KFF.org, KFF, 4 Aug. 2026, https://www.kff.org/medicare/the-facts-about-medicare-spending/ .
Resources:
2027 ACA & Medicare Cost Projections
5 Myths About Selling ACA Health Insurance Plans
Finding Opportunity Despite Medicare & ACA Market Challenges
Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits
Turning Life Changes into Sales Opportunities
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
5 More Ways to Generate Medicare Leads 12 Aug 2026 00:07:05 In this episode of the Agent Survival Guide podcast, we teach agents five unique ways to help them find new clients in the insurance world. While most agents would think of your typical ways to find new sales, we’re teaching them how to make waves and stand out in the crowd.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Affinity Partnerships for Insurance Agents
IntegrityCONNECT
IntegrityCONNECT Leads
Ritter Insurance Marketing Content Library
Ritter & ReminderMedia Partnership Offers Agents Insurance Marketing Solutions
ShopRitterIM
What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales
References:
Custom ink. CustomInk. (n.d.). https://www.customink.com/
Forman-Katz, N. (2023, August 17). Key facts about the US radio industry and its listeners for National Radio Day. Pew Research Center. https://www.pewresearch.org/short-reads/2023/08/17/for-national-radio-day-key-facts-about-radio-listeners-and-the-radio-industry-in-the-us/
Joshi, V. (2024, August 22). Council post: The power of generosity: How giving back drives business growth. Forbes. https://www.forbes.com/councils/forbesbusinesscouncil/2024/08/22/the-power-of-generosity-how-giving-back-drives-business-growth/
Lamar Advertising. (n.d.). Lamar Advertising. Billboard Advertising. https://lamar.com/en/products/billboards
Planenroll. PlanEnroll. (n.d.). https://www.planenroll.com/
Vistaprint. VistaPrint. (n.d.). https://www.vistaprint.com/signs-posters/yard-signs
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Marketplace Training Resources for Health Insurance Agents 10 Aug 2026 00:09:01 Now that you’ve completed your FFM certification, what’s next? Continue your learning with our list of resources! Launch into ACA sales by increasing your knowledge of the marketplace. In this episode, we’ll teach you what you need to know about selling Affordable Care Act plans.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
ACA 101: Selling Under-65 Health Insurance
Community Engagement & ACA Marketing Ideas for Agents
How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training
Ritter Insurance Marketing Events
Ritter Insurance Marketing Knight School
Ritter Insurance Marketing Sales Team
Simplify Marketplace Enrollments with HealthSherpa
The State of the ACA Market in 2026
What the Stay on 2025 ACA Final Rule Changes Means
References:
ACA quoting and enrollment platform - healthsherpa. HealthSherpa. (n.d.). https://www.healthsherpa.com/agents/features/agencies
AHIP homepage. AHIP. (n.d.-a). https://www.ahip.org/
The Center on Budget and Policy Priorities. (n.d.). Homepage. cbpp.org. https://www.cbpp.org/
The Center on Budget and Policy Priorities. (n.d.-a). Home page - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/
The Center on Budget and Policy Priorities. (n.d.-b). Special enrollment periods (SEP) reference chart - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/sep-reference-chart/
The Center on Budget and Policy Priorities. (n.d.-c). Yearly income guidelines and thresholds - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/reference-guide-yearly-thresholds/
Health Insurance Exchanges and the Affordable Care Act (ACA) - ahip. AHIP. (n.d.-b). https://www.ahip.org/courses/health-insurance-exchanges-and-the-affordable-care-act-aca
Welcome to the Health Insurance Marketplace®. healthcare.gov. (n.d.). https://www.healthcare.gov/
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
2027 ACA & Medicare Cost Projections 07 Aug 2026 00:14:23 The Friday Five for August 7, 2026:
ACA 2027 Certification Updates
CY2027 ACA Premium Rate Filings So Far
CMS 2027 Medicare Part D Bid Information
2027 Medicare Part B Cost Projections
2027 COLA Estimate
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
ACA 2027 Certification Updates:
Ritter Insurance Marketing Certification Center (for all things certification!)
CY2027 ACA Premium Rate Filings So Far:
McGough, Matt, et al. “How Much and Why ACA Marketplace Premiums Are Going Up in 2027.” KFF.Org, KFF, 4 Aug. 2026, www.kff.org/affordable-care-act/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2027/ .
CMS 2027 Medicare Part D Bid Information:
“2026 Medicare Part D Bid Information and Part D Premium Stabilization Demonstration Parameters.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jul. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-part-d-bid-information-and-part-d-premium-stabilization-demonstration-parameters .
Minemyer, Paige. “CMS ending Medicare Part D subsidy program.” Fiercehealthcare, Fierce Healthcare, 29 Jul. 2026, https://www.fiercehealthcare.com/regulatory/cms-ending-medicare-part-d-subsidy-program .
“Medicare Part D 2027 National Average Monthly Bid Amount Information.” cms.org, Centers for Medicare & Medicaid Services, 28 Jul. 2026, https://www.cms.gov/newsroom/fact-sheets/medicare-part-d-2027-national-average-monthly-bid-amount-information .
2027 Medicare Part B Cost Projections
“2026 Medicare Parts A & B Premiums and Deductibles” cms.gov, Centers for Medicare & Medicaid Services, 14 Nov. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles .
“2026 Annual Report of the Boards of Trustees of the Federal Hospital Insurance and Federal Supplement Medical Insurance Trust Funds.” Cms.org, Centers for Medicare & Medicaid Services, 9 Jun. 2026, https://www.cms.gov/oact/tr/2026 .
LeValley, Donna. “Medicare 2027 Projections: Here’s How Much Your Monthly Premiums Are Estimated to Rise.” Kiplinger.com, Kiplinger, https://www.kiplinger.com/retirement/medicare/medicare-2027-how-much-premiums-are-set-to-rise , Accessed 4 Aug. 2026.
Blake, Suzanne. “Medicare Update: New Estimate of How Much Premiums Will Increase.” Newsweek.com, Newsweek, 28 Jul. 2026, https://www.newsweek.com/medicare-update-new-estimate-of-how-much-premiums-will-increase-12256344 .
2027 COLA Estimate:
Shesgreen, Deidre. “Social Security COLA 2027: An Early Look at How Much Payments Could Increase” aarp.org, AARP, 14 Jul. 2026, https://www.aarp.org/social-security/cola-2027-increase-estimate/ .
Resources:
Finding Opportunity Despite Medicare & ACA Market Challenges
Insurance Agents Can Generate More Leads with a Referral Marketing Strategy
Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits
Real Sales Expectations for Insurance Agents
Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
The Pros and Cons of Selling Insurance 06 Aug 2026 00:09:09 If you're thinking about becoming an insurance agent, you may be thinking about what can come along with the career change? What are some of the perks you might discover, and what downsides could sneak up on you? in this episode of The Agent Survival Guide Podcast, we help you weigh the good of becoming an insurance agent against the bad.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Perks of Being a Part-Time Insurance Agent
5 Reasons Why Ritter Should Be Your FMO Insurance Agency
2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D
Diversify Your Insurance Portfolio & Reap Real Rewards
Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent
Get Your ACA Insurance Sales Contracts Here — Recommendations for 2026
How Insurance FMOs Work
How Much Can Agents Make Selling Under-65 Insurance?
How Much Can Insurance Agents Make Selling Medicare?
How Professional Organizations Make You a Better Agent
Interview: Relationship Marketing Strategies for Insurance Agents
The Advantages of Being a Field vs. Call Center Insurance Agent
Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource
Your Step-By-Step Guide to Getting Started in Insurance Sales
References:
Cubanski, J. (2025, October 7). A current snapshot of the medicare part D prescription drug benefit | KFF. KFF. https://www.kff.org/medicare/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/
Marketplace 2025 open enrollment period report: National snapshot | CMS. CMS.gov. (2025, January 17). https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2
Marketplace 2026 open enrollment period report: National snapshot | CMS. CMS.gov. (2026, January 12). https://www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-0
Rosanes, M. (2024, January 22). Want to build a career selling insurance? here are the pros and Cons | Insurance Business. Insurance Business. https://www.insurancebusinessmag.com/us/guides/want-to-build-a-career-selling-insurance-here-are-the-pros-and-cons-473774.aspx
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
5 Myths About Selling ACA Health Insurance Plans 05 Aug 2026 00:11:35 Heard any of these myths about selling ACA plans? We’re debunking the rumors and delivering facts on ACA insurance sales. Listen as we set the record straight here on the Agent Survival Guide Podcast!
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Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA
8 Reasons Why Insurance Agents Should Sell ACA Plans
ACA 101: Selling Under-65 Health Insurance
FAQs About ACA Certification and Training
FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans
How Much Can Agents Make Selling Under-65 Insurance?
How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training
Meet Your Sales Team
Ritter Insurance Marketing Blog
Simplify Marketplace Enrollments with HealthSherpa
References:
Centers for Medicare & Medicaid Services. (2024, December 11). General Resources | CMS. CMS.gov. https://www.cms.gov/marketplace/agents-brokers/general-resources
Centers for Medicare & Medicaid Services. (n.d.). FAQs for Marketplace Agents and Brokers. CMS.gov. https://www.agentbrokerfaq.cms.gov/s/
Health Insurance Marketplace. (n.d.-a). Immigrants. healthcare.gov. https://www.healthcare.gov/immigrants/immigration-status/
Health Insurance Marketplace. (n.d.-b). Medicare and the Marketplace. healthcare.gov. https://www.healthcare.gov/medicare/medicare-and-the-marketplace/
Health Insurance Marketplace. (n.d.-c). The Marketplace in your state. healthcare.gov. https://www.healthcare.gov/marketplace-in-your-state/
Health Insurance Marketplace. (n.d.-d). Welcome to the Health Insurance Marketplace® | healthcare.gov. healthcare.gov. https://www.healthcare.gov/
Home | The Senate Democratic Caucus. (n.d.). https://www.democrats.senate.gov/
IRS. (2025, November 5). Eligibility for the Premium Tax Credit. irs.gov. https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover 03 Aug 2026 00:39:29 Life stage changes bring opportunities to talk with your clients about their coverage. Bobby Nerem and Danica Stover explain how leveraging this strategy adds real value to client interactions. Even better? They explain how naturally agents can cross-sell both life and under-65 health insurance through every stage of life.
Visit the Life & Annuities Resource Center
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Annuity Training (LARC)
Fact-Finder PDF Download
Life and Annuity Resource Center (LARC)
Life Insurance for Each of Life’s Stages
Life Training (LARC)
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Opinions expressed by interview guests are their own and not representative of Ritter Insurance Marketing or Integrity. The Agent Survival Guide Podcast is not affiliated with or endorsed by Medicare or any government agency.
Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits 31 Jul 2026 00:14:21 The Friday Five for July 31, 2026:
RegEd CE Courses Available on IntegrityCONNECT
Fresh Take on Social Platforms: ThingsBook
Medicare GLP-1 Bridge Reminder
CMS Files Appeal to Clover Decision
CMS & HHS File Expedited Appeal to Colombus I
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
RegEd CE Courses Available on IntegrityCONNECT:
Learn More About IntegrityCONNECT
MyBenefits in IntegrityCONNECT
Fresh Take on Social Platforms: ThingsBook:
ThingsBook for iPhone
Medicare GLP-1 Bridge Reminder:
“Medicare GLP-1 Bridge Expectations and FAQs.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 June 2026, www.cms.gov/files/document/medicare-glp-1-bridge-expectations-faqs.pdf .
CMS Files Appeal to Clover Decision:
Minemyer, Paige. “CMS appeals court decision behind 2026 MA star ratings recalculations.” Fiercehealthcare.com, Fierce Healthcare, 22 Jul 2026, https://www.fiercehealthcare.com/regulatory/cms-appeals-court-decision-behind-2026-ma-star-ratings-recalculations .
Kerfoot, Jenn. “Part XI: Star Rating Lawsuits & The Battle in the Courtroom and The Battle Against the Clock.” LinkedIn, Jenn Kerfoot, 27 July 2026, www.linkedin.com/pulse/part-xi-star-rating-lawsuits-battle-courtroom-against-jenn-kerfoot-pmswc/ .
CMS & HHS File Expedited Appeal to Colombus I:
City of Colombus vs. RFK, Jr. Consent Motion to Expedite Appeal, litigationtracker.law.georgetown.edu, Georgetown Law Litigation Tracker, https://litigationtracker.law.georgetown.edu/wp-content/uploads/2026/07/City-of-Columbus_2026.07.22_DEFENDANTS-MOTION-TO-EXPEDITE-3.pdf , Accessed 27 Jul 2026.
Casolo, Elizabeth. “HHS Appeals Decision Vacating Provisions of 2025 ACA Marketplace Rule.” Beckerspayer.Com, Becker’s Payer Issues, 24 July 2026, www.beckerspayer.com/payer/aca/hhs-appeals-decision-vacating-provisions-of-2025-aca-marketplace-rule/ .
Minemyer, Paige. “HHS appeals vacatur of 2025 ACA program integrity rule.” Fiercehealthcare.com, Fierce Healthcare, 23 Jul 2026, https://www.fiercehealthcare.com/regulatory/judge-tosses-multiple-provisions-cms-2025-aca-program-integrity-rule .
“Updated Statement Regarding the Failure to File and Reconcile Requirement for Plan Years 2026-2027.” Cms.Gov, Centers for Medicare & Medicaid Services, 27 July 2026, www.cms.gov/files/document/ftr-requirement-py26-27-statement.pdf .
Resources:
Federal Judge Vacates Several CMS ACA Provisions
Finding Opportunity Despite Medicare & ACA Market Challenges
Navigate Medicare Drug and Durable Medical Equipment Coverage for Diabetes
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Selling Medicare Insurance: Why it’s Worth It 29 Jul 2026 00:06:30 After becoming an insurance agent, there might be some difficulty deciding what types of insurance to sell. In this episode, we break down the positives of selling Medicare insurance and what makes the market so fulfilling!
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Reasons Why Ritter Should Be Your FMO Insurance Agency
5 Steps to Selling Cancer Insurance
8 Powerful Practices for Selling Prescription Drug Plans
2027 Medicare Advantage & Part D Certification Info
Boost Business Selling Hospital Indemnity Insurance
Dental, Vision, and Hearing Insurance Sales: How, Who, and Why
Do's and Don'ts of Medicare Compliance
Getting Started Selling Medicare Supplements
How Much Money Can Agents Make Selling Ancillary Health Insurance?
How to Approach Selling Final Expense Insurance
IntegrityCONNECT Leads
Ritter Insurance Marketing Carriers
Save Time. Sell More.
Selling Ancillary Products
Selling Long-Term Care Insurance
SNPs: The Secret to Surviving Lock-in
There's More to Life Insurance Than Just a Policy
Understanding Medicare Advantage
References:
Freed, M., Fuglesten Biniek, J., Damico, A., Ochieng, N., & Neuman, T. (2026, June 5). Medicare advantage in 2026: Enrollment update and key trends. KFF. https://www.kff.org/medicare/medicare-advantage-in-2026-enrollment-update-and-key-trends/
Integrity. (2026, May 29). 2026 Medicare Age-In Study. Deft Research. https://deftresearch.com/2026-medicare-age-in-study/
Kaplan, S. (2024, July). America is unprepared to support its growing older adult population. Syracuse University. https://www.maxwell.syr.edu/research/lerner-center/population-health-research-brief-series/article/america-is-unprepared-to-meet-the-needs-of-its-growing-older-adult-population
Kroll, M. M. (2024, November 1). Generation X... “The forgotten generation.” University of New Hampshire. https://extension.unh.edu/blog/2024/11/generation-x-forgotten-generation
Medicare Marketing Guidelines. CMS.gov. (2024, September 10). https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Insurance Agents Can Generate More Leads with a Referral Marketing Strategy 29 Jul 2026 00:11:33 Referrals are a powerful lead generating tool, especially for insurance agents! Find out more in this explainer on referral marketing how to implement this strategy into your insurance business.
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Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
How Insurance Agents Can Learn About Their Social Media Audiences
INtegrityCONNECT
Ritter Blog
ShopRitterIM
The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships
Where It All Begins: Obtaining Permission to Contact for Medicare Sales
Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource
References:
Canva
Medicare Marketing Guidelines | CMS. Centers for Medicare & Medicaid Services. (2024, October 9). https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines
Microsoft Word
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Here Are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries the Most 27 Jul 2026 00:09:08 Out-of-pocket exposure is an important component in Medicare coverage conversations. In this episode, learn which costs factor into the OOP equation and help your clients make more educated decisions.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
8 Powerful Practices for Selling Prescription Drug Plans
2026 Medicare Part A & B Premiums & Deductibles
Are You Offering Multiple LTC Insurance Options?
Dental, Vision, and Hearing Insurance Sales: How, Who, and Why
Getting Started Selling Medicare Supplements
How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy
Take Your Business to the Next Level
What’s Inside The Complete Guide on How to Sell Prescription Drug Plans?
References:
Durable Medical Equipment (DME) coverage. Medicare.gov. (n.d.). https://www.medicare.gov/coverage/durable-medical-equipment-dme-coverage
Ochieng, N., Cubanski, J., Neuman, T., & Damico, A. (n.d.). Health costs consume a large portion of income for millions of people with Medicare | KFF. https://www.kff.org/medicare/health-costs-consume-a-large-portion-of-income-for-millions-of-people-with-medicare/
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Navigate Medicare Drug and Durable Medical Equipment Coverage for Diabetes 20 Jul 2026 00:24:24 When your client has diabetes, what does (and doesn’t) Medicare cover? We talk about how diabetes treatments, supplies, and services are covered by the different parts of Medicare so you can help your clients know what to expect.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Content Library: How Does Medicare Insurance Cover Diabetes?
Does Medicare Cover Durable Medical Equipment? A Guide for Agents
How Ask Integrity Can Streamline Your Medicare Sales Appointments
How Medicare Helps Your Clients Stay Healthy
The Advisor Approach: Cross-Selling by Fact-Finding
The Beginner’s Guide to C-SNPs
The Guide to Prospecting and Selling C-SNPS
Request Your Portfolio Review from Ritter Insurance Marketing
Save Time. Sell More with IntegrityCONNECT
What the Inflation Reduction Act Means for Your Medicare & ACA Clients
References:
“3 Things to Know About Medicare Insulin Costs.” Medicare, www.medicare.gov/publications/12172-3-things-to-know-about-medicare-insulin-costs.pdf . Accessed 9 June 2026.
“Can I Get a Medigap Plan If I Have Diabetes?” RSS, Sams Hockaday & Associates, www.samshockaday.com/blog/can-i-get-a-medigap-plan-if-i-have-diabetes . Accessed 9 June 2026.
Facing the Diabetes Cost Crisis: A Guide for Employers, American Diabetes Association, diabetes.org/sites/default/files/2024-10/Facing-Diabetes-Costs-Crisis.pdf . Accessed 9 June 2026.
“Insulin.” Medicare, www.medicare.gov/coverage/insulin . Accessed 9 June 2026.
“Medicare Coverage of Diabetes Supplies, Services, & Prevention Programs Booklet” Medicare, www.medicare.gov/publications/11022-medicare-coverage-of-diabetes-supplies-services-and-prevention-programs.pdf . Accessed 9 June 2026.
“Medicare Coverage of Diabetes Supplies Fact Sheet” Medicare Learning Network, Center for Medicare & Medicaid Services, Feb. 2026, www.cms.gov/files/document/mln7674574-medicare-coverage-diabetes-supplies.pdf .
“Statistics About Diabetes.” Diabetes in America: Prevalence, Statistics, and Economic Impact, American Diabetes Association, diabetes.org/about-diabetes/statistics/about-diabetes . Accessed 9 June 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Finding Opportunity Despite Medicare & ACA Market Challenges 17 Jul 2026 00:13:09 The Friday Five for July 17, 2026:
A New Way to Read Classic Books, Speeches, & Essays
What We’ve Been Reading
Meta Pulls Instagram Muse Image Feature
The Bipartisan Social Security Commission Act of 2026 (H.R. 9187)
ACA Preliminary Rate Filings & What Agents Can Do in the Meantime
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
A New Way to Read Classic Books, Speeches, & Essays:
“Reading on a screen, with your hands.” Typewryte.com, Typewryte, https://www.typewryte.com/ , Accessed 13 Jul 2026.
What We’ve Been Reading:
Rupe, Susan. “The Medicare agent squeeze.” Insurancenewsnet.com, Insurance News Net, 1 Jul 2026, https://insurancenewsnet.com/innarticle/the-medicare-agent-squeeze .
Meta Pulls Muse Image Feature:
“Introducing Muse Image: Image Generation Built for Your World.” About.fb.com, Meta, 7 Jul 2026, https://about.fb.com/news/2026/07/introducing-muse-image-meta-ai/ .
Ropek, Lucas. “Meta removes controversial AI feature on Instagram after backlash.” TechCrunch.com, Tech Crunch, 10 Jul 2026, https://techcrunch.com/2026/07/10/meta-removes-controversial-ai-feature-on-instagram-after-backlash/ .
Clark, Phil. “Meta withdraws its controversial AI image feature.” mashable.com, Mashable, 12 Jul 2026, https://mashable.com/tech/meta-withdraws-controversial-ai-feature-that-allowed-images-to-be-sourced .
Garner, Glenn et. Al. “Zucked Up! Meta Disables AI Image Generator After CAA & SAG-AFTRA Trashed It: ‘Missed The Mark’” deadline.com, Deadline, 10 Jul 2026, https://deadline.com/2026/07/meta-disables-new-ai-image-generator-zuckerberg-1236979706/ .
The Bipartisan Social Security Commission Act of 2026 (H.R. 9187)
“H.R. 9187 - Bipartisan Social Security Commission Act of 2026.” congress.gov, United States Congress, 8 Jun 2026, https://www.congress.gov/bill/119th-congress/house-bill/9187 .
“Paul, Trina. “Lawmakers Revisit Bipartisan Commission to Avert Social Security Benefit Cuts by 2032.” Investopedia.com, Investopedia, 6 Jul 2026, https://www.investopedia.com/a-new-bill-would-create-social-security-commission-to-find-a-fix-to-social-security-s-funding-shortfall-12006512 .
Lacey, Brooke. “Proposed legislation takes aim at Social Security shortfall.” insurancenewsnet.com, Insurance News Net, 6 Jul 2026, https://insurancenewsnet.com/innarticle/proposed-legislation-takes-aim-at-social-security-shortfall .
ACA Preliminary Rate Filings & What Agents Can Do in the Meantime:
“In Preliminary Rate Filings, ACA Marketplace Insurers Largely Propose Double-Digit Premium Increase For 2027, Following a Steep Climb This Year.” kff.org, KFF, https://www.kff.org/affordable-care-act/in-preliminary-rate-filings-aca-marketplace-insurers-largely-propose-double-digit-premium-increase-for-2027-following-a-steep-climb-this-year/ .
Resources:
2027 ACA Exchange & FFM Certification
How to Check Medicare Extra Help Eligibility For Your Clients
New Scam Targeting Insurance Agents
Real Sales Expectations for Insurance Agents
Ritter Insurance Marketing Events & Webinars
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Empower Your Prospects to Act Before Turning 65 15 Jul 2026 00:10:10 In the insurance industry, if your job begins and ends with meeting clients and selling insurance, you’re missing out on opportunities. In this episode, we’re exploring what empowerment is and how it can help embed you in your community for long-lasting and valuable partnerships.
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Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
3 Essential Steps New Insurance Agents Need to Take
17 Ways to Generate Medicare Leads (That You Probably Haven’t Tried Yet!)
Community-Based Marketing for Insurance Agents
Content Library Best Practices
The Definitive Guide to Getting Leads and Prospecting for Medicare Sales
How to Organize a Turning 65 Seminar on a Budget
Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You
IntegrityCONNECT
PlanEnroll
Ritter Insurance Marketing’s Content Library
ShopRitterIM
ShopRitterIM T65 Lead Mailer
References:
Empowerment - ResearchGate, www.researchgate.net/publication/316451077_Empowerment . Accessed 16 Apr. 2026.
“Get Started with Medicare.” Medicare, www.medicare.gov/basics/get-started-with-medicare . Accessed 16 Apr. 2026.
Hanna, Katie Terrell. “What Is Affinity Marketing?: Definition from TechTarget.” WhatIs, TechTarget, 2 May 2024, www.techtarget.com/whatis/definition/affinity-marketing .
“Independence and Older Adults: Importance and Promoting It.” Medical News Today, MediLexicon International, www.medicalnewstoday.com/articles/independence-and-the-elderly . Accessed 16 Apr. 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Real Sales Expectations for Insurance Agents 14 Jul 2026 00:10:28 Are your expectations grounded in reality? Or, are you setting yourself up for disappointment? Goals are great, smart goals are even better, but we often equate goals with expectations and wind up frustrated when the two don’t match up. Listen to learn how to avoid the pitfall of unrealistic expectations and the actions you can take instead.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
How Insurance Agents Can Set SMART Goals to Succeed
4 Effective Techniques for Closing Insurance Sales
How to Overcome Common Medicare Insurance Sales Objections
5 Common Sales Mistakes You Might Be Making (And How to Fix Them!)
3 Additional Effective Techniques for Closing Insurance Sales
What’s Inside The Complete Guide on How to Sell Medicare Advantage Plans?
This Is the Time to Start Selling Under-65 Marketplace Plans!
There's More to Life Insurance Than Just a Policy
How Much Money Can Agents Make Selling Ancillary Health Insurance?
Diversify Your Insurance Portfolio & Reap Real Rewards
What’s Inside A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products?
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
2027 ACA Exchange & FFM Certification 13 Jul 2026 00:06:21 Don’t miss the details on 2027 ACA Certification for the Federal Marketplace and State-Based Exchanges! We cover training deadlines, continuing education creds, and recertification requirements!
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Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Ritter Insurance Marketing Certification Center
State Exchanges:
CA “Covered California” https://www.coveredca.com/ Accessed 10 Jul 2026.
CO “Connect for Colorado” https://connectforhealthco.com/ Accessed 10 Jul 2026.
CT “Access Health CT” https://www.accesshealthct.com/ Accessed 10 Jul 2026.
GA “Georgia Access” https://georgiaaccess.gov/ Accessed 10 Jul 2026.
IL “Get Covered Illinois” https://getcovered.illinois.gov/ Accessed 10 Jul 2026.
KY “kynect” https://kynect.ky.gov/healthcoverage/ Accessed 10 Jul 2026.
MD “Maryland Health Connection” https://www.marylandhealthconnection.gov/ Accessed 10 Jul 2026.
NJ “Get Covered NJ” https://www.nj.gov/getcoverednj/ Accessed 10 Jul 2026.
NY “NY State of Health” https://nystateofhealth.ny.gov/agent/ Accessed 10 Jul 2026.
PA “Pennie” https://agency.pennie.com/brokers/ Accessed 10 Jul 2026.
VA “Virginia’s Insurance Marketplace” https://www.marketplace.virginia.gov/ Accessed 10 Jul 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
New Scam Targeting Insurance Agents 10 Jul 2026 00:15:28 The Friday Five for July 10, 2026:
Halfway Through 2026
Ritter Insurance Marketing Summits
Musings on Artificial Intelligence
CDC High Heat & Medication Guidance
Scam Targeting Insurance Agents
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
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📣 Shoutouts? 🤔 Questions? 💌 Feedback? Send them all to: ASGPodcast@Ritterim.com
⛰️ Ritter Summits Registration Now Open! Save Your Spot Today!!
Musings on Artificial Intelligence:
Abrams, Zara. “How AI is reshaping human skills and thinking.” Apa.org, American Psychological Association, 1 July 2026, https://www.apa.org/monitor/2026/07-08/ai-job-skills-thinking .
Hoover, Amanda. “Is AI making us dumber?” businessinsider.com, Business Insider, 7 Jul 2026, https://www.businessinsider.com/ai-making-us-dumber-research-2026-7 .
CDC High Heat & Medication Guidance:
“CDC Heat Risk Map.” Ephtracking.cdc.gov, Centers for Disease Control & Prevention, https://ephtracking.cdc.gov/Applications/HeatRisk/ , Accessed 7 Jul 2026.
Price, Jamiese. “Doctors warn GLP-1 users about dehydration risk amid severe heat.” Abc11.com, 11ABC, 1 Jul 2026, https://abc11.com/post/doctors-warn-glp-1-users-dehydration-risk-amid-severe-heat/19432623/ .
“Heat and Medications – Guidance for Clinicians.” Cdc.gov, Centers for Disease Control & Prevention, 18 Sep 2025, https://www.cdc.gov/heat-health/hcp/clinical-guidance/heat-and-medications-guidance-for-clinicians.html .
French, Mandy et. al. “These 10 Medications May Raise Your Risk of Heat-Related Illness.” Healthline.com, Healthline, 5 Jul 2026, https://www.healthline.com/health-news/10-common-medications-heat-related-illness-risk .
Scam Targeting Insurance Agents:
“Should I Be Concerned | Insurance Forums.” Insurance-Forums.Com, Insurance Forums, www.insurance-forums.com/community/threads/should-i-be-concerned.117816/ . Accessed 7 July 2026.
Resources:
2027 Medicare Advantage & Part D Certification Info
Certification 2027, America Turns 250, Medicare GLP-1 Bridge Demo Webinar
Community-Based Marketing for Insurance Agents
CMS Medicaid Work Requirements
Federal Judge Vacates Several CMS ACA Provisions
Q3 ACA Sales Calendar
Q3 Medicare Sales Planner
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents 08 Jul 2026 00:10:39 Have you ever had a client mistake Medicare and Medicaid (or have you mixed the two up)? In this episode of the Agent Survival Guide podcast, we’re comparing, contrasting, and clarifying how these two government-funded programs differ and how they work together!
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🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Agent Registration
How to Check Medicare Extra Help Eligibility for Your Client
Meet Your Sales Team
Stay Busy Outside of AEP With Special Enrollment Periods
The Beginner's Guide to D-SNPs
References:
“4 Types of Medicare Savings Programs and What They Cover.” UnitedHealthcare, www.uhc.com/news-articles/medicare-articles/4-types-of-medicare-savings-programs-and-what-they-cover . Accessed 8 June 2026.
Burns, Alice, et al. “10 Things to Know about Medicaid.” KFF, 12 Aug. 2025, www.kff.org/medicaid/10-things-to-know-about-medicaid/ .
“Create an Account.” Healthcare.Gov, www.healthcare.gov/create-account . Accessed 8 June 2026.
“Eligibility Policy.” Medicaid, www.medicaid.gov/medicaid/eligibility-policy . Accessed 8 June 2026.
“How Medicaid Works with Medicare.” Medicare Interactive, 2 Apr. 2025, www.medicareinteractive.org/understanding-medicare/cost-saving-programs/medicare-and-medicaid/how-medicaid-works-with-medicare .
“Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, www.healthcare.gov/lower-costs/ . Accessed 8 June 2026.
“Medicaid & Chip Coverage.” HealthCare.Gov, www.healthcare.gov/medicaid-chip/getting-medicaid-chip/ . Accessed 8 June 2026.
Williams, Elizabeth, et al. “Medicaid Financing: The Basics.” KFF, 21 Apr. 2026, www.kff.org/medicaid/medicaid-financing-the-basics/ .
“Parts of Medicare.” Medicare, www.medicare.gov/basics/get-started-with-medicare/medicare-basics/parts-of-medicare . Accessed 8 June 2026.
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Not affiliated with or endorsed by Medicare or any government agency.
How to Check Medicare Extra Help Eligibility For Your Clients 06 Jul 2026 00:07:55 Did you know that CMS estimates three million Medicare beneficiaries aren’t enrolled in the government’s Medicare Extra Help program but could benefit from it? In this episode of the Agent Survival Guide, we see what this program is and how it can help your clients.
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📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
8 Powerful Practices for Selling Prescription Drug Plans
How to Help Clients Avoid Medicare Late Enrollment Penalties
How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy
The Beginner's Guide to D-SNPs
The Part D SEP Triggers That Can Help You Post-AEP
What Agents Can't Say During Medicare Sales Appointments
References:
“Apply for Medicare Part D Extra Help Program.” Social Security, www.ssa.gov/medicare/part-d-extra-help . Accessed 23 Mar. 2026.
“CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs#:~:text=The%20Medicare%20Prescription%20Payment%20Plan%2C%20which%20goes%20into%20effect%20in,-of-pocket%20cost%20upfront . Accessed 23 Mar. 2026.
“Extra Help With Medicare Prescription Drug Plan Costs.” Social Security, secure.ssa.gov/i1020/Ee001View.action. Accessed 23 Mar. 2026.
“Get Lower Prescription Costs with the Extra Help Program.” Kaiser Permanente, healthy.kaiserpermanente.org/georgia/shop-plans/ready-for-medicare/extra-help. Accessed 23 Mar. 2026.
“Get Medicare Help from Your Local Ship Program: Ship Ta Center.” State Health Insurance Assistance Programs, 16 Mar. 2026, www.shiphelp.org/ .
“Guide to Consumer Mailings from CMS, Social Security, and Plans in 2025/2026.” Centers for Medicare & Medicaid Services, www.cms.gov/medicare/prescription-drug-coverage/limitedincomeandresources/downloads/consumer-mailings.pdf . Accessed 23 Mar. 2026.
“Help with Drug Costs.” Medicare, www.medicare.gov/basics/costs/help/drug-costs . Accessed 23 Mar. 2026.
“Low Income Subsidy for Medicare Prescription Drug Coverage.” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/part-d-plans/low-income-subsidy . Accessed 23 Mar. 2026.
Medicare.Gov, www.medicare.gov/account/login . Accessed 23 Mar. 2026.
“Medicare Savings Programs Eligibility and Coverage.” Medicare Savings Program Eligibility and Coverage, www.ncoa.org/article/medicare-savings-programs-eligibility-coverage/ . Accessed 23 Mar. 2026.
“Supplemental Security Income (SSI).” Social Security, www.ssa.gov/ssi . Accessed 23 Mar. 2026.
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Not affiliated with or endorsed by Medicare or any government agency.
Q3 ACA Sales Calendar 02 Jul 2026 00:04:21 The 3rd quarter of each year is an essential period of time for preparing yourself. Before the ACA Open Enrollment is upon us, know the details, the dates, and the key prep steps with this episode of the Agent Survival Guide.
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Resources
2026 ACA Exchange & FFM Certification Info
Contract & Get Appointed to Sell with Health Insurance Companies
FAQs About ACA Certification and Training
Free Ritter Guides
Meet Your Sales Team
Ritter Agent Registration
The Busy ACA Agent’s Sales Calendar 2026
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Not affiliated with or endorsed by Medicare or any government agency.
Q3 Medicare Sales Planner 01 Jul 2026 00:05:11 Q3 has arrived and preparations for AEP 2027 are starting. Listen to find out what agents selling Medicare should focus on during this time of year.
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Resources:
3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP
5 Things About the CMS 2027 MA and Part D Final Rule
2027 MA and Part D Max Commissions
CMS Update on BALANCE Model & Medicare GLP-1 Bridge
Learn More About Online Contracting with Ritter Insurance Marketing
Request Your Portfolio Review from Ritter Insurance Marketing
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Certification 2027, America Turns 250, Medicare GLP-1 Bridge Demo Webinar 26 Jun 2026 00:19:49 The Friday Five for June 26, 2026:
Certification Resources for Agents
Dunkin & Starbucks Summer Part 2
America 250 Semiquincentennial
Student Loan Repayment Update
Medicare GLP-1 Bridge Demonstration Webinar
Register to Attend Integrity’s Medicare GLP-1 Bridge Demonstration Webinar
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Certification Resources for Agents:
Everything You Get With Your Ritter Registration
Ritter’s Certification Center
Ritter Docs
2027 NABIP Medicare Certification
AHIP Test Tips and Tricks for Medicare Certification
FAQs About NABIP Medicare Certification
What Is AHIP Certification and How Do I Get It?
Dunkin’ & Starbucks Summer Part 2:
“Dunkin’ Serves Pink This Summer with a Bold Beverage Lineup and Iconic Collaboration with Barbie.” Dunkindonuts.com, Dunkin’, 3 Jun 2026, https://news.dunkindonuts.com/news/new-menu-june-2026 .
“Starbucks to launch new summer drinks, and bring back S’mores Frappucino.” About.starbucks.com, Starbucks, 8 Jun 2026, https://about.starbucks.com/stories/2026/starbucks-launches-new-summer-drinks-brings-back-smores-frappuccino/ .
America 250 Semiquincentennial:
“America 250 Official Website.” America250.org, America 250, https://america250.org/ , Accessed 24 Jun 2026.
“Giving Forth.” America250.org, America 250, https://america250.org/giving4th/ , Accessed 24 Jun 2026.
How to Enjoy July 4th While Staying Healthy and Safe
“Join the Celebration: America’s Block Party.” America250.org, America 250, https://america250.org/americas-block-party/ , Accessed 24 Jun 2026.
Student Locan Repayment Update:
Hanson, Melanie. “Average Cost of College by Year.” Educationdata.org, Education Data Initiative, 23 Sep 2025, https://educationdata.org/average-cost-of-college-by-year .
Turner, Cory. “Student loan borrowers will get an interest rate cut if they sign up for auto pay.” Npr.org, NPR, 16 Jun 2026, https://www.npr.org/2026/06/18/nx-s1-5863085/student-loan-auto-pay-discount .
Nova, Annie. “Trump administration temporarily cuts student loan interest rates for borrowers on autopay.” Cnbc.com, CNBC, 18 Jun 2026, https://www.cnbc.com/2026/06/18/trump-student-loan-autopay-interest-rate-discount.html .
Gupta, Gaya. “US student debt repayment system is being overhauled – here’s what to know.” Theguardian.com, The Guardian, 16 Jun 2026, https://www.theguardian.com/business/2026/jun/16/us-student-debt-repayment-system-changes-explainer .
Medicare GLP-1 Bridge Demonstration Webinar:
Register to attend Integrity’s Medicare GLP-1 Bridge Webinar
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
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The Top 5 Products to Sell During Medicare's Lock-In Period 24 Jun 2026 00:07:40 Here are the top five insurance products you should be looking to sell during the Medicare lock-in period. The insurance industry never stops moving. Make sure you know the products to keep your business moving along with it.
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💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Cancer & Critical Illness Plans:
5 Steps to Selling Cancer Insurance
Critical Illness Plans: Your Cure for Unhealthy Sales
Cross-Selling Cancer, Heart Attack and Stroke, and Critical Illness Insurance
Dental, Vision, Hearing Insurance:
4 Steps to Selling Dental, Vision, and Hearing Insurance
Cross-Selling Dental, Vision, and Hearing (DVH) Insurance
Dental, Vision, and Hearing Insurance Sales: How, Who, and Why
Hospital Indemnity Insurance:
Boost Business Selling Hospital Indemnity Insurance
Cross-Selling Hospital Indemnity Insurance
Interview: Boost Your Commissions with a New Hospital Indemnity Sales Strategy
Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?
Life Insurance:
4 Ways to Calculate Your Clients’ Life Insurance Needs
5 Life Insurance Myths Your Clients May Believe
Introducing the Life & Annuity Resource Center
How to Explain the Real Cost of a Funeral & Help Your Clients Plan for One
Life Insurance for Each of Life’s Stages
Long-Term Care & Short-Term Care Insurance:
4 Out-of-the-Box Long-Term Care Insurance Solutions
4 Ways to Fund Hybrid Long-Term Care Insurance Agents Should Mention
Are You Offering Multiple LTC Insurance Options?
Cross-Selling Long-Term Care Insurance
Cross-Selling Short-Term Care Insurance
Special Needs Plans (SNPs):
4 Characteristics of Agents Who Successfully Sell Special Needs Plans
C-SNP Eligibility and Enrollment
D-SNP Enrollment
How to Transition from AEP to D-SNPs
The Beginner’s Guide to C-SNPs
The Beginner’s Guide to D-SNPs
eBooks & Guides for Insurance Agents:
A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products
The Complete Guide on How to Sell D-SNPs
The Complete Guide on How to Sell Final Expense Insurance (eBook)
The Complete Guide to Prospecting and Selling C-SNPs
The Complete Guide to Selling Critical Illness Plans
The Insurance Agent’s Guide to Understanding Hospital Indemnity Policies
References:
“Basic Needs.” Basic Needs | ACL Administration for Community Living, acl.gov/ltc/basic-needs. Accessed 10 Apr. 2026.
“Cancer of Any Site - Cancer Stat Facts.” SEER, seer.cancer.gov/statfacts/html/all.html. Accessed 10 Apr. 2026.
“Chronic Condition Special Needs Plans (C-Snps).” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/special-needs-plans/chronic-conditions . Accessed 10 Apr. 2026.
“Does Medicare Cover Dental, Vision, and Hearing Care?” Does Medicare Cover Dental, Vision, and Hearing Care?, www.ncoa.org/article/what-medicare-covers-for-dental-vision-and-hearing-a-guide-for-older-adults/ . Accessed 10 Apr. 2026.
“Dual Eligible Special Needs Plans (D-Snps).” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/special-needs-plans/dual-eligible . Accessed 10 Apr. 2026.
“Heart and Stroke Statistics.” Www.Heart.Org , www.heart.org/en/about-us/heart-and-stroke-association-statistics . Accessed 10 Apr. 2026.
“Long-Term Care Insurance.” NAIC, content.naic.org/insurance-topics/long-term-care-insurance. Accessed 10 Apr. 2026.
“Long Term Care Insurance: Looking Back and Thinking Ahead.” New York State Department of Financial Services, www.dfs.ny.gov/system/files/documents/2023/06/dfs_ltc_report_20230607.pdf . Accessed 10 Apr. 2026.
“Nursing Home Care.” Medicare, www.medicare.gov/coverage/nursing-home-care . Accessed 10 Apr. 2026.
“Special Needs Plans (SNP).” Medicare, www.medicare.gov/health-drug-plans/health-plans/your-health-plan-options/SNP . Accessed 10 Apr. 2026.
“Statistics and Graphs.” Statistics and Graphs | Division of Cancer Control and Population Sciences (DCCPS), cancercontrol.cancer.gov/ocs/statistics. Accessed 10 Apr. 2026.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
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2027 Medicare Advantage & Part D Certification Info 22 Jun 2026 00:07:58 Keep track of your AEP prep to-do checklist with help from Ritter's certification resources! Listen to find out how to access AHIP, NABIP, carrier MA and PDP certification, product training details, and more!
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🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things About the CMS 2027 MA and Part D Final Rule
2027 Medicare Advantage & Part D Certification Info
2027 NABIP Medicare Certification
eBooks & Guides for Insurance Agents
FAQs About NABIP Medicare Certification
Making Cross‑Selling Less Awkward for Insurance Agents ft. Demetri Simos and Dawn Myers
Ready-Made Marketing for Insurance Agents: Inside the Content Library
Ritter Insurance Marketing 2027 Certification Center
What Does 'Ready-to-Sell' Mean for Medicare Agents?
What is AHIP Certification and How Do I Get It?
References:
“Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare , Accessed 9 May 2026.
“Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training , Accessed 9 May 2026.
“Miramar:Agent.” Miramar-Agent.Com, Miramar, https://miramar-agent.com/identity/login , Accessed 9 May 2026.
“Medicare Certification System.” pinpointglobal.com, Pinpoint Global, www.pinpointglobal.com/medicare-certification-system , Accessed 9 May 2026.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Federal Judge Vacates Several CMS ACA Provisions 19 Jun 2026 00:15:37 The Friday Five for June 19, 2026:
Certification for AEP 2027 Coming June 22
Microsoft Teams Location Tracking
Medicare GLP-1 Bridge Starts July 1
CMS to Codify Medicare Drug Price Negotiation
Federal Judge Vacates Several CMS ACA Provisions
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Certification for AEP 2027 Coming June 22:
2027 NABIP Medicare Certification
AHIP Test Tips and Tricks for Medicare Certification
What is AHIP Certification and How Do I Get It?
Microsoft Teams Location Tracking:
Jawad, Usama. “Microsoft Teams is getting a controversial location tracking feature that users may hate.” Neowin.com. Neowin. 12 Jun 2026, https://www.neowin.net/news/microsoft-teams-is-getting-a-controversial-location-tracking-feature-that-users-may-hate/ .
Parmar, Mayank. “Microsoft Teams will auto-detect when you’re at the office via Wi-Fi, roll out confirmed, but you can opt out.” Windowslatest.com, Windows Latest, 15 Jun 2026, https://www.windowslatest.com/2026/06/15/microsoft-teams-will-auto-detect-when-youre-at-the-office-via-wi-fi-roll-out-confirmed-but-you-can-opt-out/ .
Okemwa, Kevin. “Microsoft’s controversial Wi-Fi tracking in Teams is back – but this time with better privacy controls.” 15 Jun 2026, https://www.windowscentral.com/microsoft/microsoft-teams/microsofts-controversial-wi-fi-tracking-in-teams-is-back-but-this-time-with-better-privacy-controls .
Medicare GLP-1 Bridge Starts July 1:
CMS Update on BALANCE Model & Medicare GLP-1 Bridge
Medicare GLP-1 Bridge Demonstration
How the BALANCE Model Will Help Medicare Part D & Medicaid Enrollees Access GLP-1s
“Medicare GLP-1 Bridge.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1-bridge , Accessed 17 Jun 2026.
Reed, Tina. “Medicare weight-loss drug coverage could overwhelm doctors.” Axios.com, Axios, 15 Jun 2026, https://www.axios.com/2026/06/15/medicare-glp1-prescription-tsunami-seniors .
CMS to Codify Medicare Drug Price Negotiation:
“CMS Proposed Rule Locks in Lower Prices and Fosters Innovation for the Medicare Drug Price Negotiation Program.” Cms.gov, Centers for Medicare & Medicaid Services, 12 Jun 2026, https://www.cms.gov/newsroom/press-releases/cms-proposed-rule-locks-lower-prices-fosters-innovation-medicare-drug-price-negotiation-program .
Landi, Heather. “CMS proposes permanent framework for Medicare drug price negotiations.” Fiercehealthcare.com, Fierce Healthcare, 12 Jun 2026, https://www.fiercehealthcare.com/regulatory/cms-proposes-permanent-framework-medicare-drug-price-negotiations .
“Fact Sheet: Medicare Drug Price Negotiation Program Proposed Rule.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/mdpnp-nprm-fact-sheet.pdf , Accessed 17 Jun 2026.
“Medicare Drug Price Negotiation Program and Medicare Prescription Drug Benefit.” Federalregister.Gov, Centers for Medicare & Medicaid Services, www.federalregister.gov/public-inspection/current . Accessed 17 June 2026.
“Timeline: Medicare Drug Price Negotiation.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/mdpnp-nprm-milestones.pdf , Accessed 17 Jun 2026.
Federal Judge Vacates Several CMS ACA Provisions:
“City of Columbus Et Al. v. Robert F. Kennedy Jr. Et Al. Memorandum Opinion.” Litigationtracker.Law.Georgetown.Edu, Georgetown University, 12 June 2026, litigationtracker.law.georgetown.edu/wp-content/uploads/2025/07/Columbus_2025.08.22_ORDER-ON-MOTION-FOR-PRELIMINARY-INJUNCTION.pdf .
Conley, Julia. “Court Blocks ‘Illegal’ Trump Rule That Created Barriers to Affordable Care Act Coverage.” Commondreams.org, Common Dreams, 12 Jun 2026, https://www.commondreams.org/news/aca-trump .
“Judge tosses multiple provisions of CMS’ 2025 ACA program integrity rule.” Fiercehealthcare.com, Fierce Healthcare, 15 Jun 2026, https://www.fiercehealthcare.com/regulatory/judge-tosses-multiple-provisions-cms-2025-aca-program-integrity-rule .
Casolo, Elizabeth. “Judge vacates parts of ACA ‘integrity’ rule.” Beckerspayer.com, Becker’s Payer Issues, 16 Jun 2026, https://www.beckerspayer.com/payer/aca/judge-vacates-parts-of-aca-integrity-rule/ .
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Community-Based Marketing for Insurance Agents 17 Jun 2026 00:18:07 Listen as we explore why community-based marketing is becoming more popular and how insurance agents can get started. This strategy is a great way for agents to grow their business just by getting involved in your local community.
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🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Social Media Marketing for Insurance Agents
The Ultimate Agent Resource List Pt. 1: Market Yourself
Why Trust in an Insurance Agent’s Most Important Non-Renewable Resource
Your Guide to Forming an Insurance Agent Network
References:
Shah, Nirmit. “Community-Based Marketing: Strategies to Reach Your Audience.” Sprinklr.com, Sprinklr, 19 Mar 2025, https://www.sprinklr.com/blog/community-based-marketing/ .
Abe, Stephanie. “Community Marketing: How 6 Brands Unite Customers.” Adroll.com, AdRoll Blog, https://www.adroll.com/blog/community-marketing-how-6-brands-unite-customers , Accessed 10 Jun 2026.
“What Is Digital Marketing? Key Concepts & Tips.” Mailchimp.com, mailchimp, https://mailchimp.com/marketing-glossary/digital-marketing/ , Accessed 10 Jun 2026.
“What is Traditional Marketing? – Channels & Examples.” Feedough.com, Feedough, https://www.feedough.com/traditional-marketing/ , Accessed 10 Jun 2026.
Mason, Rodney. “Why Community Will Make or Break Creators and Brands in 2025.” Forbes.com, Forbes, 7 Jan 2025, https://www.forbes.com/councils/forbesagencycouncil/2025/01/07/why-community-will-make-or-break-creators-and-brands-in-2025/ .
Varoquiers, Carrie. “Why Human Connection Is Your Ultimate AI-Era Advantage.” Forbes.com, Forbes, 23 Feb. 2026, https://www.forbes.com/councils/forbesnonprofitcouncil/2026/02/23/why-human-connection-is-your-ultimate-ai-era-advantage/ .
“Why, What and How of Community Outreach and Engagement.” Extension.unh.edu, University of New Hampshire, https://extension.unh.edu/resource/community-outreach-and-engagement-information-brief , Accessed 10 Jun 2026.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Start Selling 5-Star Medicare Advantage Plans All Year 15 Jun 2026 00:06:45 This episode of the Agent Survival Guide podcast explores 5-Star Medicare Advantage plans. We’ll break down what they are, how they became 5-star plans, and why you can sell them throughout the year!
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🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Meet Your Sales Team
PlanEnroll
Why People Are CHoosing Part C Over Original Medicare
References:
“Part C and D Performance Data.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data . Accessed 5 May 2026.
“Special Enrollment Periods.” Medicare, www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods . Accessed 5 May 2026.
“Special Enrollment Periods for Medicare Advantage and Part D - Medicare Interactive.” www.medicareinteractive.org/resources/special-enrollment-periods-for-medicare-advantage-and-part-d . Accessed 5 May 2026.
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Ritter on Facebook , Instagram , LinkedIn , TikTok , X , and YouTube
Sarah on LinkedIn , Instagram , Threads , and Bluesky
Not affiliated with or endorsed by Medicare or any government agency.
CMS Medicaid Work Requirements 12 Jun 2026 00:27:37 The Friday Five for June 12, 2026:
Apple WWDC 2026 Takeaways
Instagram Grid Arrangement Feature
IntegrityCONNECT Annuities & What’s Coming Soon
KFF MA Enrollment Stats & Trends for 2026
CMS Medicaid Work Requirements
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Apple WWDC 2026:
“Apple previews new child safety features.” Apple.com, Apple, 8 Jun 2026, https://www.apple.com/newsroom/2026/06/apple-previews-new-child-safety-features/ .
Weatherbed, Jess. “Apple is redesigning Screen Time and overhauling child controls.” Theverge.com, The Verge, 8 Jun 2026, https://www.theverge.com/tech/945898/apple-parental-controls-child-accounts-wwdc2026 .
Perez, Sarah. “Apple puts parents back in control of kids’ iPhone use.” Techcrunch.com, Tech Crunch, 8 Jun 2026, https://techcrunch.com/2026/06/08/apple-puts-parents-back-in-control-of-kids-iphone-use/ .
Instagram Grid Arrangement Feature:
Moon, Mariella. “Instagram finally lets you reorder posts on your grid.” Engadget.com, Engadget, 8 Jun 2026, https://www.engadget.com/2190179/instagram-how-to-reorder-grid/ .
Lawler, Richard. “Instagram is finally letting everyone reorganize their profile grid.” Theverge.com, The Verge, 8 Jun 2026, https://www.theverge.com/tech/946458/instagram-is-finally-letting-everyone-reorganize-their-grid .
IntegrityCONNECT Annuities & What’s Coming Soon:
Events & Webinars from Ritter Insurance Marketing
IntegrityCONNECT Learning Webinars
KFF MA Enrollment Stats & Trends for 2026:
Freed, Meredith et. al. “Medicare Advantage in 2026: Enrollment Update and Key Trends.” KFF.org, KFF, 5 Jun 2026, https://www.kff.org/medicare/medicare-advantage-in-2026-enrollment-update-and-key-trends/ .
Freed, Meredith et. al. “Medicare Advantage in 2026: Premiums, Out-of-Pocket Limits, Supplemental Benefits, and Prior Authorization.” KFF, KFF.org, 5 Jun 2026, https://www.kff.org/medicare/medicare-advantage-in-2026-premiums-out-of-pocket-limits-supplemental-benefits-and-prior-authorization/ .
CMS Medicaid Work Requirements:
“CMS Launches Nationwide Framework to Implement Medicaid Work Requirements.” Cms.gov, Centers for Medicare & Medicaid Services, 1 Jun 2026, https://www.cms.gov/newsroom/press-releases/cms-launches-nationwide-framework-implement-medicaid-work-requirements .
Minemyer, Paige. “CMS outlines national framework to support rollout of Medicaid work requirements.” Fiercehealthcare.com, Fierce Healthcare, 1 Jun 2026, https://www.fiercehealthcare.com/regulatory/cms-outlines-national-framework-support-rollout-medicaid-work-requirements .
Pifer Parduhn, Rebecca. “CMS releases Medicaid work requirements guidance for states.” Healthcaredive.com, Healthcare Dive, 2 Jun 2026, https://www.healthcaredive.com/news/cms-medicaid-work-requirements-final-rule-state-guidance/821631/ .
Tolbert, Jennifer. “CMS Requires More Restrictive Definition of Medical Frailty in New Medicaid Work Requirements Rule.” Kff.org, KFF, 2 Jun 2026, https://www.kff.org/quick-insights/cms-requires-more-restrictive-definition-of-medical-frailty-in-new-medicaid-work-requirements-rule/ .
Minemyer, Paige. “Industry groups say final Medicaid work requirements rule imposes onerous documentation burden.” Fiercehealthcare.com, Fierce Healthcare, 2 Jun 2026, https://www.fiercehealthcare.com/regulatory/industry-groups-say-final-medicaid-work-requirements-rule-imposes-onerous-documentation .
“Medicaid Program; Community Engagement Requirement for Certain Individuals.” Federalregister.Gov, Centers for Medicare & Medicaid Services, 3 June 2026, www.federalregister.gov/documents/2026/06/03/2026-11094/medicaid-program-community-engagement-requirement-for-certain-individuals .
“Medicaid Community Engagement Requirement for Certain Individuals Interim Final Rule with Comment Period (CMS-2454-IFC).” Cms.gov, Centers for Medicare & Medicaid Services, 1 Jun 2026, https://www.cms.gov/newsroom/fact-sheets/medicaid-community-engagement-requirement-certain-individuals-interim-final-rule-comment-period-cms .
Resources:
5 Takeaways from the 2027 CMS Marketplace Final Rule for Insurance Agents
2027 MA and Part D Max Commissions
Introducing the Integrity Health Plan
Should You Hire Licensed-Only Agents for Your Insurance Agency?
The Power of Daily Affirmations in Insurance Sales
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
2027 NABIP Medicare Certification 10 Jun 2026 00:05:00 Learn more about the NABIP Medicare Advantage Certification. This program is another way agents can satisfy their Medicare & Fraud, Waste, and Abuse training requirements.
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Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things About the CMS 2027 MA and Part D Final Rule
FAQs About NABIP Medicare Certification
Making Cross‑Selling Less Awkward for Insurance Agents ft. Demetri Simos and Dawn Myers
The Best Appointment Schedulers for Insurance Agents
References:
“NABIP Approved Carriers.” Nabip.org, NABIP, https://www.nabiptraining.org/nabip/carriers , Accessed 9 May 2026.
“NABIP Official Website.” Nabip.org, NABIP, https://nabip.org/ , Accessed 9 May 2026.
“NABIP Online Learning Institute.” Nabip.org, NABIP, https://www.nabiptraining.org/ , Accessed 9 May 2026.
“NABIP Professional Development.” Nabip.Org, NABIP, nabip.org/professional-development . Accessed 9 May 2026.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
The Power of Daily Affirmations in Insurance Sales 08 Jun 2026 00:06:48 Transform your thinking, transform your insurance business. Find out how daily affirmations can be a gamechanger for your agency and yourself, personally!
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Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Reasons Why Insurance Agents Fail (& How Not To!)
Cigna's ACA Exit, Certification Dates, Sleep Audio
Developing Power Habits ft. Dr. Noah St. John
How Insurance Agents Can Avoid Isolation & Build Stronger Connections ft. Dawn Myers
Overcoming Burnout in Insurance Sales ft. Dan Spitale
References:
Zhang, Yunian, et al. “The Impact of Self-Affirmation Interventions on Well-Being: A Meta-Analysis.” Apa.Org, American Psychological Association, 27 Oct. 2025, www.apa.org/news/press/releases/2025/10/self-affirmations-well-being .
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Should You Hire Licensed-Only Agents for Your Insurance Agency? 06 Jun 2026 00:14:36 Licensed-Only Agents (LOAs) can help scale your insurance agency growth. But are they right for your insurance business? Listen to find out!
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Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Agency Team!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
6 Steps to Scale Your Insurance Business to an Agency
Before You Recruit: Setting Up Your Agency for Success
Developing an Agency — Your Guide to Getting Started
How Much Can Insurance Agents Make Selling Medicare?
How to Recruit Insurance Agents to Your Downline
Ritter Insurance Marketing Summits
The Advantages of Being a Field vs. Call Center Insurance Agent
References:
“Blueprint for Hiring Licensed-Only Agents.” Psmbrokerage.com, PSM Brokerage, https://www.psmbrokerage.com/hubfs/Blueprint%20for%20Hiring%20Licensed-Only%20Agents.pdf , Accessed 3 May 2026.
“How Much does An Accounting Software Cost?” Jaz.ai, Jaz, https://www.jaz.ai/post/accounting-software-cost , Accessed 3 May 2026.
“State Noncompete Law Tracker.” Eig.org, Economic Innovation Group, https://eig.org/state-noncompete-map/ , Accessed 3 May 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
2027 MA and Part D Max Commissions 05 Jun 2026 00:12:04 The Friday Five for June 5, 2026:
Certification Reminder
Pod Rec: Before Breakfast
TRICARE Resources for Agents
Clover Health Star Ratings
2027 MA and Part D Max Commissions
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Pod(cast) Rec(commendation): Before Breakfast:
Before Breakfast Podcast
Before Breakfast: Track your media
TRICARE Resources for Agents:
“TRICARE Plan Comparison Tool.” Tricare.mil, TRICARE, https://www.tricare.mil/compareplans , Accessed 3 June 2026.
“TRICARE Dental Options Fact Sheet.” Tricare.mil, TRICARE, https://tricare.mil/Publications/Fact-Sheets/dental_options , Accessed 3 June 2026.
“TRICARE Pharmacy Program Overview Fact Sheet.” Tricare.mil, TRICARE, https://tricare.mil/Publications/Fact-Sheets/pharmacy_overview , Accessed 3 June 2026.
“TRICARE Plans Overview Fact Sheet.” Tricare.mil, TRICARE, https://tricare.mil/Publications/Fact-Sheets/plans , Accessed 3 June 2026.
“TRICARE Qualifying Life Events Fact Sheet.” Tricare.mil, TRICARE, https://tricare.mil/Publications/Fact-Sheets/qle , Accessed 3 June 2026.
“TRICARE Young Adult Program Fact Sheet.” Tricare.mil, TRICARE, https://tricare.mil/Publications/Fact-Sheets/young_adult , Accessed 3 June 2026.
Clover Health Star Ratings:
Casolo, Elizabeth. “Clover beats CMS in Medicare Advantage star ratings lawsuit.” Beckerspayer.com, Becker’s Payer Issues, 29 May 2026, https://www.beckerspayer.com/legal/clover-beats-cms-in-medicare-advantage-star-ratings-lawsuit/ .
“Court tells CMS to redo Clover’s Star Rating. Here’s why it should be on your radar.” Risehealth.org, Rise Health, 29 May 2026, https://www.risehealth.org/insights-articles/article/court-tells-cms-to-redo-clovers-star-rating-heres-why-it-should-be-on-your-radar/ .
“Clover Insurance v. HHS: S.D. of Georgia Holds 20 Star Ratings Measures Unlawful.” Crowell.com, Crowell, 29 May 2026, https://www.crowell.com/en/insights/client-alerts/clover-insurance-v-hhs-sd-of-georgia-holds-20-star-ratings-measures-unlawful .
WEBINAR: The Star Ratings Shakeup: Court Challenges CMS Measure Authority
2027 Medicare Advantage and Part D Maximum Commissions:
2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D
Mulcahy, Gerard. “Contract Year 2027 Agent and Broker Compensation Rates, Referral/Finder’s Fees, Submissions, and Training and Testing Requirements.” cms.gov, Centers for Medicare & Medicaid Services, 1 June 2026, https://www.ritterim.com/documents/cms-memos/memo-agent-broker-compensation-and-training-and-testing-requirements-cy2027.pdf .
Resources:
5 Takeaways from the 2027 CMS Marketplace Final Rule for Insurance Agents
CMS Update on BALANCE Model & Medicare GLP-1 Bridge
Introducing the Integrity Health Plan
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
What is AHIP Certification and How Do I Get It? 02 Jun 2026 00:09:02 Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season.
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🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
AHIP Test Tips and Tricks for Medicare Certification
5 Things About the CMS 2027 MA and Part D Final Rule
Ritter Insurance Marketing Certification Center
References:
"AHIP Medicare + Fraud, Waste, and Abuse Training." ahip.org, AHIP, https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training , Accessed 5 May 2026.
"Corporate Partnerships." ahip.org, AHIP, https://www.ahip.org/corporate-partnerships , Accessed 5 May 2026.
"Issues AHIP Monitors." ahip.org, AHIP, https://www.ahip.org/issues , Accessed 5 May 2026.
"Online Course Catalogue." ahip.org, AHIP, https://www.ahip.org/courses , Accessed 5 May 2026.
"Our Member Organizations." ahip.org, AHIP, https://www.ahip.org/members , Accessed 5 May 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
6 Steps to Scale Your Insurance Business to an Agency 01 Jun 2026 00:18:54 Ready to grow your insurance business? Great! Not sure where to start? Listen for our road map! We outline 6 steps to take when you want to make the jump from agent to agency.
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Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
17 Ways to Generate Medicare Leads (That You Probably Haven't Tried Yet!)
Community-Based Marketing for Insurance Agents
Developing an Agency — Your Guide to Getting Started
How To Better Market Your Insurance Business
How to Grow Your Insurance Business by 45%
Learn More About IntegrityCONNECT
Insurance Agents Can Generate More Leads with a Referral Marketing Strategy
IntegrityCONNECT & PlanEnroll FAQs
IntegrityCONNECT Leads FAQs
References:
"28 Best Insurance KPIs and Metrics Examples for 2025 Reporting." insightsoftware.com, Insight Software, https://insightsoftware.com/blog/best-insurance-kpis-and-metrics/ , Accessed 4 May 2026.
Twin, Alexandra. “How to Create a Compelling Value Proposition, With Examples.” Edited by Jefreda R. Brown and Timothy Li, Investopedia.Com, Investopedia, 28 Apr. 2026, www.investopedia.com/terms/v/valueproposition.asp .
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
5 Takeaways from the 2027 CMS Marketplace Final Rule for Insurance Agents 29 May 2026 00:14:04 The 2027 Marketplace Final Rule from CMS is here! Join Sarah as she pulls out takeaways for insurance agents selling ACA plans.
Get Connected:
🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧 Connect with the Ritter Insurance Marketing Sales Team Near You!
💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2027 ACA Final Rule Makes Strides to Reduce Premiums
Drug Story Podcast with Thomas Goetz
Drug Story: Ivermectin on 99% Invisible
How to Grow Your Insurance Business by 45%
Introducing the Integrity Health Plan
Mounjaro means something? Ffrom TBOY he Best One Yet
On ivermectin and parasites (and other things) on Drug Story
The Complete Guide on How to Sell Prescription Drug Plans
References:
“CMS Final Rules Lowers Costs, Cracks Down on Fraud, and Expands State Control.” Cms.gov, Centers for Medicare & Medicaid Services, 15 May 2026, https://www.cms.gov/newsroom/press-releases/cms-final-rule-lowers-costs-cracks-down-fraud-expands-state-control .
Minemyer, Paige. “CMS pulls back limits on non-standard ACA plans in final rule.” Fiercehealthcare.com, Fierce Healthcare, 15 May 2026, https://www.fiercehealthcare.com/regulatory/cms-pulls-back-limits-non-standard-aca-plans-final-rule .
“HHS Notice of Benefit and Payment Parameters for 2027 Final Rule.” Cms.gov, Centers for Medicare & Medicaid Services, 15 May 2026, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-payment-parameters-2027-final-rule .
“Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health Program.” Federalregister.Gov, Centers for Medicare & Medicaid Services, 20 May 2026, www.federalregister.gov/documents/2026/05/20/2026-10050/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2027-and . Accessed 26 May 2026.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
3 Additional Effective Techniques for Closing Insurance Sales 27 May 2026 00:11:55 Ready to close sales with confidence? Sharpen your sales skills with three more closing techniques for insurance agents.
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🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Effective Techniques for Closing Insurance Sales
4 Tips for Making a Better Insurance Sales Pitch
How Insurance Agents Can Avoid Isolation & Build Stronger Connections ft. Dawn Myers
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
4 Effective Techniques for Closing Insurance Sales 26 May 2026 00:18:11 In this episode of the Agent Survival Guide, we’ll walk through four effective strategies that you can use to help close an insurance sale. We’ll teach you which technique is most effective in certain scenarios and the traits you should strive for to make any close more successful.
Read the text version
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
10 Essential Tools for Beginner Insurance Agents
Getting Started Selling Medicare Supplements
Empower Your Prospects to Act Before Turning 65
Medicare Advantage Trial Rights Explained for Agents
References:
Abbott, Tom. “The Assumptive Close: A Powerful Tool for Increasing Sales.” SOCO Sales Training, 15 Apr. 2026, www.socoselling.com/the-assumptive-close/ .
Copley Ph.D., Laura “How to (Re-)Build Trust in a Relationship.” PositivePsychology.Com, 8 Nov. 2025, positivepsychology.com/build-trust/ .
“How to Be Confident.” Tony Robbins.com, www.tonyrobbins.com/building-confidence/how-to-be-confident . Accessed 27 Apr. 2026.
How to Understand Body Language and Facial Expressions, www.verywellmind.com/understand-body-language-and-facial-expressions-4147228 . Accessed 27 Apr. 2026.
“Medicare vs. Medicare Advantage Open Enrollment.” Medicare vs. Medicare Advantage Open Enrollment, www.ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment/ . Accessed 27 Apr. 2026.
“Researcher Investigates How Our Snap Judgments Affect Society.” FABBS, 25 Jan. 2024, fabbs.org/news/2023/09/researcher-investigates-how-our-snap-judgments-affect-society/ .
“What Is the Puppy Dog Close?” HubSpot Blog, blog.hubspot.com/sales/puppy-dog-close . Accessed 27 Apr. 2026.
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Ritter on Facebook , Instagram , LinkedIn , TikTok , X , and YouTube
Sarah on LinkedIn , Instagram , Threads , and Bluesky
Not affiliated with or endorsed by Medicare or any government agency.
Introducing the Integrity Health Plan 15 May 2026 00:14:35 The Friday Five for May 15, 2026:
Field Notes: Camp Ritter
The “Spotify 20: Your Party of the Year(s)”
TRICARE Transition from DS Logon to myAuth
Scammers Using Meta to Target Seniors
Introducing the Integrity Health Plan
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The “Spotify 20: Your Party of the Year(s)”:
“20 Days, 20 Data Drops.” Newsroom.spotify.com, Spotify, https://newsroom.spotify.com/spotify20/ , Accessed 12 May 2026.
“It’s Your Party of the Year(s): A Look Back at Your Entire Music History on Spotify.” Newsroom.spotify.com, Spotify, 12 May 2026, https://newsroom.spotify.com/2026-05-12/spotify-20-personal-music-retrospective/ .
Weatherbed, Jess. “Spotify’s latest ‘Wrapped’ covers your entire music history.” Theverge.com, The Verge, 12 May 2026, https://www.theverge.com/entertainment/928395/spotify-20th-anniversary-wrapped-recap .
“What 20 Years of Spotify Data Reveals About Our Listeners.” Newsroom.spotify.com, Spotify, 23 Apr. 2026, https://newsroom.spotify.com/2026-04-23/spotify-20-data-listening-trends/ .
TRICARE Transition from DS Logon to myAuth:
“TRICARE logins transitioning to myAuth in 2026.” Newsroom.tricare.mil, TRICARE, 5 May 2026, https://newsroom.tricare.mil/News/TRICARE-News/Article/4477500/tricare-logins-transitioning-to-myauth-in-2026-what-you-need-to-know .
Obis, Anastasia. “TRICARE systems to transition to myAuth by the end of 2026.” Federalnewsnetwork.com, Federal News Network, 6 May 2026, https://federalnewsnetwork.com/technology-main/2026/05/tricare-systems-to-transition-to-myauth-by-the-end-of-2026/ .
Scammers Using Meta to Target Seniors:
Ingram, David. “Facebook allows repeat scam artists to send ads to seniors, researchers say.” Nbcnews.com, NBC News, 11 May 2026, https://www.nbcnews.com/tech/security/meta-allows-repeat-scam-artists-target-seniors-report-says-rcna344068 .
“How Meta Helps Medicare scammers target seniors.” Counterhate.com, Center for Countering Digital Hate, https://counterhate.com/research/scambook/ , Accessed 12 May 2026.
Integrity Health Plan:
IntegrityCONNECT
Integrity Health Plan
Learn More About Integrity Benefits
The Exclusive Benefits Available By Joining Integrity through Ritter
Resources:
5 Things About the CMS 2027 MA and Part D Final Rule
Cigna's ACA Exit, Certification Dates, Sleep Audio
Content Corner: Fundamentals of Senior Finance
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference?
How to Grow Your Insurance Business by 45%
Ready-Made Marketing for Insurance Agents: Inside the Content Library
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