Did you know there's a difference between an estimate and a quote? 

Before yesterday, I kind of used them interchangeably, but they aren't the same thing.

Tune in to find out the difference and when to use each one.

Want more tips and strategies on using, earning, saving, and giving money God's way?

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Today's episode is a bit unplugged.  Unscripted. Unedited.

I’m really passionate about helping people learn to steward money in a way that aligns with God’s purpose for their lives and then to create more money on the side so they can have relief from financial pressures.

So today is a bit of a happy rant about it with the goal being to stir up the Spirit within you to pursue Kingdom focused living and to

• transform your thinking
• detach yourself from worldly possessions and goals
• take personal responsibility for our personal finances and make changes as needed.
• and more....

Want more tips and strategies on using, earning, saving, and giving money God's way?

Get my FREE Biblical Money Tips Newsletter delivered to your inbox each Wednesday!

https://vickyarsenault.com/newsletter

Hey friends! If you’re feeling stuck in your finances and want practical, simple ways to create more income without feeling overwhelmed, this podcast is for you. My intention is to make earning extra income easy and fun while helping you stay grounded in faith.

In today’s episode, I’m sharing why this time of year—December 31st and January 1st—is my absolute favorite.

I see the upcoming year as a gift from God, filled with surprises I get to unwrap every day. It’s such an exciting way to look forward to what’s ahead!

But here’s the twist: I’m not a big fan of setting traditional New Year’s goals.

Instead, I focus on outcomes—what I want to look back on and celebrate by the end of the year.

If you’re ready to approach the new year with less pressure and more joy, join me in thinking about outcomes instead of goals.

I’ll walk you through this refreshing perspective so you can start 2025 with purpose and excitement. 

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Helpful Resources

Grab my FREE Side Income Guide to learn the 8 steps to kickstart your journey!

Christmas is near and I know how easy it is to get caught up in the busyness of the season. In this episode, I want to take a few moments to reflect on what Christmas is truly about—the birth of Jesus and God’s incredible plan for us.

Join me as I share encouragement to pause, reflect, and reconnect with the reason for the season. We’ll also talk about how to seek God’s guidance as we prepare for 2025, manage our resources wisely, and step boldly into the new year with faith and purpose.

Action Steps for You:

1. Take a moment this week to reflect on the gift of Jesus and God’s incredible love.
2. Spend time in prayer asking God how He wants you to manage your resources and bring Him glory in 2025.
3. Journal your thoughts and write down the steps you feel God is calling you to take.
4. Share this episode with a friend who might need some encouragement this Christmas season.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

I’ll tell you why I walked away from a six-figure business and how I’m focusing on living simply, within my means, and prioritizing what truly matters. If you’ve ever felt the pressure to chase bigger numbers but know there’s more to life, this one’s for you.

Let’s dive in!

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Today, we’re diving into something super important when it comes to growing your side income: figuring out who you actually want to work with.

In this episode, I’m breaking it down into simple, doable steps to help you define your ideal clients or customers. We’ll talk about:

• Why choosing who you want to work with matters
• 5 ways to choose the type of clients you want to work with 

I’ll also share a few fun examples (hello, scrunchie sellers and fitness coaches!) and remind you that this is your side business—you get to decide and tweak things as you go.

Thanks for listening!

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Hey, Friend!

In this episode, we’re diving into one of the most important (but often overlooked) skills for building a successful side business: mastering the art of communication.

Learn why clear communication builds trust, how active listening helps you truly connect with potential clients, and why less is more when it comes to talking about your offers.

Whether you’re a new side income earner or growing your existing business, these simple strategies will help you have better conversations that lead to real results.

Key Scripture Reference:  James 1:19 - Be quick to listen, slow to speak, and slow to get angry.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

This week, we’re diving into an essential topic: how to confidently present your pricing to potential clients. If you’ve ever felt hesitant, apologetic, or nervous about sharing your prices, this episode will help you overcome those fears and stand firm in the value you offer.

I’ll share my personal journey, from freezing at the thought of saying, “It’s $310,” to confidently explaining my worth and the benefits of my services. You’ll also learn how biblical wisdom—like Caleb’s unwavering confidence in Numbers 13—applies to owning your worth in your business.

What You’ll Learn in This Episode:

• Why pricing hesitancy can stall your business growth.
• How to shift your mindset to focus on the value you provide.
• Lessons from my own experience of learning to confidently explain pricing.
• Practical tips for presenting your prices without fear or apology.
• How seeing yourself as God sees you influences your confidence in your business.

Key Scripture Reference:

• Numbers 13:30–33 — Caleb’s confidence versus the fear of the spies.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Don’t Forget: If this episode blessed you, please leave a review, subscribe to the podcast, and share it with a friend who might need encouragement in their side income journey. See you next week!

Have you ever told someone about your side job, and stumbled over what to say? Or maybe they just didn’t seem interested?

The problem might be that you weren’t specific enough!

In this episode, we’re talking about the power of being clear about how your product or service makes someone’s life better.

I’ll show you why vague offers don’t work and how to explain what you do in a way that makes people say, “Oh my gosh, I need that!”

Plus, I’ll share real-life examples and simple tips to help you create a clear, specific offer that gets people excited to work with you.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

If you’re a coach, consultant, or local service provider looking to grow your client base, this episode is packed with tips to help you attract the right people, build trust, and grow your side business with confidence.

Today, we’ll go over effective strategies to boost your client count without feeling salesy. These methods are all about connecting with clients who’ll truly benefit from your services and showing them the value you bring. If you’re serious about turning your skills into extra income, you won’t want to miss these actionable tips!

Whether you're just starting or looking to grow an established side income, these insights will help you position your services to stand out and make a lasting impact.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

In today’s episode, we're diving into the fun world of creating steady cash flow without the stress of constantly chasing new clients. Yep, you heard that right!  I’m here to spill all the juicy details on an option that can help you build consistent revenue while keeping your sanity intact.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Are you mingling your side income earnings with personal finances? It might be time to rethink that!

In this episode of Side Income Coaching,, we’re diving into the essential reasons why a separate bank account can make managing your side income a breeze.

I’ll walk you through the benefits of keeping your side income expenses separate from your personal income and expenses and what can happen if you don't.

What you’ll learn in this episode:

• Why a separate bank account (or subaccount) is necessary
• What you'll need to share with your tax person
• What you should do if a customer pays in cash instead of check or credit card.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Want to grow your business without breaking the bank?

In this episode, I share how to get customers talking about your business using the power of word-of-mouth marketing using the story of the Samaritan woman in John 4.

Learn how to turn your customers into raving fans who spread the word for you.

What You’ll Learn in This Episode: ✔️ The power of word-of-mouth marketing for local businesses ✔️ 3 key ways to encourage customers to share your business:

✔️ Why simply having a business card or newspaper ad isn’t enough anymore ✔️ A simple challenge: What makes your business talk-worthy?

Want more tips and strategies on using, earning, saving, and giving money God's way?

Get my FREE Biblical Money Tips Newsletter delivered to your inbox each Wednesday!

https://vickyarsenault.com/newsletter

Thank you for listening! Don’t forget to subscribe and leave a review if you enjoyed this episode. See you next time! 🎧✨

In this episode, we’re talking about why you should stop discounting your services and

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 
2. If you liked this episode, please let me know you're listening by hitting subscribe and leaving a review! And, feel free to share it with your friends!
3. Listen to relevant episodes from when this podcast was called "Faithing Your Fears" 10 Ideas to help you earn extra cash for the holidays

In this episode, we dive into common mindset barriers that can keep you from earning side income using the skills you already have.

Many of us face mental roadblocks that stop us from creating extra income, whether it’s uncertainty about where to begin, feeling like there’s not enough time, or hesitating to charge for our work.

If you're ready to break free from living paycheck to paycheck, this episode will help you shift your mindset, overcome those excuses, and take the next step toward financial freedom.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 
2. If you liked this episode, please let me know you're listening by hitting subscribe and leaving a review! And, feel free to share it with your friends!
3. Listen to relevant episodes from when this podcast was called "Faithing Your Fears" Stewarding Your Time: This isn't what you think it is!

Tune in for practical tips on how to start a side hustle that works for your life!

In this episode, I share my personal journey of overcoming mental blocks that held me back from launching this podcast and how fear and self-doubt can stop us from stepping into side income opportunities. If you feel financially stuck or overwhelmed by the idea of earning extra income, this episode is for you.

I’ll walk you through three practical steps to:

• evaluate your finances,
• identify your spending needs,
• and find simple ways to start earning more.

You'll hear real-life examples, like how I helped a client realize she had more money left over than she thought, and how to find creative side income ideas based on what people are already looking for in your community.

Tune in for encouragement, action steps, and faith-centered financial advice to help you start earning extra income and break free from financial stress.

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 
2. If you liked this episode, please let me know you're listening by hitting subscribe and leaving a review! 
3. Listen to relevant episodes from when this podcast was called "Faithing Your Fears"
4. 1. 10 Ideas to help you earn extra cash for the holidays
   2. Finding joy in the struggle

I did this Facebook live inside one of my Facebook groups and thought I'd share it here on the podcast for you.  

I was reading about Zacchaeus one morning and just needed to share the revelation I got from it, even after reading this passage many times over the years.  

Zacchaeus (a.k.a. "Z") was so excited about seeing Jesus, he climbed a tree to get a better view.  Jesus calls him out by name and invites himself over to Z's house for dinner.  Z is pumped about this.  

Listen in to see what happens and how we should all remember that God calls each of us out by name and loves us.

www.vickyarsenault.com

Click here to join The Faith Aligned Life Facebook Group (for women)

Today, we’re talking about Deborah, a prophetess and judge over Israel. She is what I would consider a rockstar of a human, and we each have a bit of Deborah on the inside of us!

Her story inspired me to offer a workshop called the Deborah challenge which will help women discover what God has for them in this next season of life, and to make an impact.

Last week we talked about how to reduce holiday anxiety by preparing some decisions in advance.

This week, we’re talking about ways you can reduce your financial stress to make the holidays a little easier.

The best part is you don’t have to learn anything new in order to do it! I give you 10 ideas in this episode, but you can head on over to the Christian Side Income Creators group on Facebook to download 50+ ideas!

If the holiday stress you out, tune in to learn how you can navigate the season with more peace and joy. 

In the Bible, children were given very meaningful and intentional names. Your parents chose your name for a reason. What does your name mean? Do you find that meaning in your every day life? 

This week, we’re looking at Scriptures from 1John2 and Ecclesiastes. Fun mix, right? 😁 Just wanted to encourage you that YOU’VE got what it takes!

In today’s episode, I’m sharing three easy updates you can make to your Facebook profile to attract more clients and grow your side income—without breaking any Facebook rules!

1️⃣ How to optimize your Facebook bio to clearly showcase what you do and how you can help people. 2️⃣ How to update your group profile and cover photo so that potential clients can easily find and connect with you. 3️⃣ How to engage in Facebook groups the right way—without spamming or getting banned—so that you become the go-to expert in your niche.

If you want to start using Facebook as a tool to grow your side income, this episode is for you!

• NEXT STEPS:
  1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

🎧 Subscribe & Leave a Review If you're enjoying the podcast, I’d love it if you left a review—it helps more people discover these tips and start earning extra income!

See ya next time!

Sometimes we look at prayer as a way of getting things from God.

We ask for prayer as though the more people praying will sway him, like he’s a judge on American idol and the person with the most prayers gets the victory, healing, whatever.

You’ll hear things like, “Well, I prayed and that didn’t work.” Or “ let’s spread the word and get as many prayers as possible so we can see God move.”

I want to introduce you to a different way to think about prayer on today’s episode. Come hangout with me on Facebook! @coachvickyarsenault

My husband shared something with me this morning that I wanted to encourage you with today. It all started as we were searching for waterfalls.

We’ll never move beyond what we think we deserve, so let’s change our thinking!

In this episode, we’re going to talk about moving the line of what we think we deserve so we can enjoy all of the things God has for us. 

This week, we'll be exploring HOW we hear.  Sounds strange, right?

But, if you look at Luke chapter 8, you'll get what I mean.    

Having your physical spaces organized contributes to your overall well-being.

Clutter and disorder can contribute to anxiety and depression.

Today, I will share with you my six simple steps to help you organize any space so you can feel calm and confident. 

In Luke 8, we read about the time Jesus and his disciples were heading across a lake.

Then a raging storm comes, the disciples freak out, and Jesus brings peace to the waters.

Sounds a bit like a page out of most of our lives!

Listen in for my takeaways from this chapter and how it applies to our lives.

We’ve all had moments in life where we’ve said things we wish we wouldn’t have said.

A moment when we just lashed out because we were hurting.

But, if you apply my S. I. T. Method, I think you’ll find that you can be calmer and more rational, which will do better in the long run.

The enemy always tries to take you out when you are in your weakest moments. Maybe you’ve lost your job, you’ve lost a loved one, you’ve lost confidence, whatever it is, those are the moments where you have to make a decision about what you’re going to believe.

In today’s episode, I’m going to share three things you can do to stay strong and focused. 

Today, I’m diving into an important topic—why money alone won’t fix your financial struggles.

I came across a story about a 17-year-old girl who won the lottery, only to end up regretting it. It made me think about how often we believe more money is the answer when, in reality, it can create even bigger problems if we don’t have the wisdom to manage it well.

I’ll be sharing how biblical principles of stewardship play a huge role in financial success and why God often entrusts us with more only when we’ve proven faithful with what we already have.

If you’ve ever felt like you’re stuck in a cycle of earning and spending without real progress, this episode is for you!

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Have you ever found yourself being a little judgmental?  Maybe you judge people on reality TV shows, or politicians.  Maybe you judge people based on how they dress, where they work, what they drive.  You  may judge them as awesome people, or you may judge them as liars and cheaters.

Well, in today's episode, we're taking a look at Matthew 7 where we will be empowered to think about judgment a little differently.

Are you an overthinker?  

I know I can be! So, today, I'm sharing a few tips that will help us overthinkers reign our thoughts in so we are just thinkers, not OVERthinkers!

Faithing Your Fears is a passion project for me.  I hope each episode makes you feel like we're having a casual conversation over coffee.  

www.vickyarsenault.com

I love watching movies! In the beginning of a movie, you meet a main character who has something that they want to achieve. They spend the whole movie trying to overcome obstacles so they can achieve it. Then just before the movie ends, they usually get what they wanted.

Many times, we end up playing a supporting role in our lives because we spend our time trying to support others.

Today, I will share with you four ways that you can show up in your own life and be the hero of your own life story. 

Www.Vickyarsenault.com

Samson had a call on his life. God gave Samson supernatural strength as long as his hair was never cut.

Unfortunately, Samson’s pride, ego, or Delilah’s incessant nagging caused him to give up the secret to his strength. As a result he became powerless until the day he repented and asked God for one more chance. (Read Judges Chapters 13-16)

God has also given YOU natural and supernatural abilities. In this episode, I ask you a few questions to help you identify your God-given gifts, and to discover what things could leave you powerless.

When you can identify these things, you have a greater chance of walking in victory.

Do you have a question you would like answered on an episode? Or a topic you’d like me to cover? Write in at coach@vickyarsenault.com

Like this podcast? Leave a rating and a review so more people will find it! Have an awesome week!

In this episode, I'm sharing a few takeaways I've had while reading though Proverbs this month. 

I also shared how each of us has a "superpower" and that we can focus on that instead of always trying to fix our weaknesses.  

In this episode, I thought I'd encourage you with a little bit of my personal testimony.

Some things I experienced left me feeling like I had no value, and because of that, I ended up making some less than stellar choices. 

But, God showed up and taught me how to have a voice that I didn't have when I was younger.

Now, it's my mission to encourage and inspire others not to  live in a place of contempt for themselves.  I hope this helps set you free.

We all have pity parties.  The question is, do we realize how often we have them?? And, what do we do when we catch ourselves wallowing? 

Today, I'm sharing 4 ways to turn that victim mentality into a victorious mindset.  

Do you like this podcast?  Leave a review and I'll give you a shout out on the next episode!

A couple weeks ago, a man in Massachusetts was swallowed by a whale.

It reminds me of the story of Jonah. God told him to do some thing, so instead of doing that, he went in the other direction and caused all kinds of issues in other people’s lives. When he was finally obedient, he was angry at God for being good and forgiving.

Tune in to hear the story and find out if you and I might have a similar pattern. Also, July 1-31 is the Proverbs Challenge! 

A proverbs 31 woman seems like the epitome of a perfect woman. But, is that what we’re supposed to strive to be like? 

Find out in this episode!

A couple days ago, my stepson shared something with me that he heard at a church service. “An apple tree is still an apple tree even when it’s not bearing fruit.”

It made me think about who we all are in the body of Christ.

In this episode, we’re going to look at a few scriptures that will help us embrace who God created us to be. It’s pretty epic!

Head on over to Facebook or Instagram to share your thoughts on this and how it applies to your life! @coachvickyarsenault Www.Vickyarsenault.com

In today’s episode, I’m diving into a passage that has been misunderstood by so many Christians—Luke 18 and the story of the rich young ruler.

You’ve probably heard that it’s harder for a rich person to enter heaven than for a camel to go through the eye of a needle. But does that mean Christians shouldn’t have wealth?

I’ll break down what Jesus was really saying in this passage, why it’s not about money itself but about where our security lies, and how both wealth and financial struggles can become idols in our lives.

Plus, I’ll share a powerful passage from Proverbs 30 that’s been reshaping how I think about financial contentment.

If you’ve ever wrestled with money—whether you have a lot or not enough—this episode is for you. Let’s talk about what it really means to seek God first and trust Him with our finances.

📌 Listen in as I cover: ✔️ The true meaning of “the eye of the needle” ✔️ Why Jesus told the rich young ruler to sell everything ✔️ How both wealth and financial stress can distract us from God ✔️ The powerful prayer from Proverbs 30:8 that has changed my perspective ✔️ What it means to trust God fully with your money

1. Book a Kickstart Call and let's chat over coffee about your next steps! https://tidycal.com/fab/kickstartcall 

Have you ever noticed how sometimes kids can offer you such profound insight?

Over this past weekend, a little girl taught me a lesson about sacrifice and idolatry which caused me to reflect on my own walk with God.

Are you willing to sacrifice the good for the great? That’s what we’ll be talking about in this episode!

Find me at Vickyarsenault.com On Facecebook and Instagram @vickyarsenault

Everyone at some point develops that feeling of shame.  Shame keeps us hiding. Where did this "shameful" identity come from and how can you get rid of it?

Find out in this episode of Faithing Your Fears.

If you related to any part of this episode, I'd love to hear from you!

coach@vickyarsenault.com

www.facebook.com/coachvickyarsenault

www.instragram.com/coachvickyarsenault

In this episode, I’ll share about how our home renovations mirror our internal renovations. 

It reminds me of how people that don’t know us well see all of the awesome things about us. People close to us see more of the “real” us, the good, the bad, and ugly.

But, sometimes, what we see in ourselves it’s just the ugly because we are the closest to us.

Before you became a Christian, God loved you.  After you became a Christian, God loved you.  His love for you never changes.  In this episode, we're going to eliminate the idea that you are a second-rate Christian. You are always a first-class citizen, yup, even though you aren't perfect.

Do you like this podcast? Leave a review!

Find me on Facebook at Coach Vicky Arsenault 

www.vickyarsenault.com