Explorez tous les épisodes du podcast WSJ Your Money Briefing
| Titre | Date | Durée | |
|---|---|---|---|
| What’s News in Markets: IBM’s Warning, Apple’s Comeback, Wall Street Cashes In | 18 Jul 2026 | 00:05:03 | |
an a 115-year old company reinvent itself for the AI era? And what does Apple’s rally say about the AI trade? Plus, why are Wall Street traders having their best year ever? Host Imani Moise discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| What’s News in Markets: Middle East Strikes Send Oil Higher, South Korean Chip Stocks Fall, SpaceX Stumbles | 11 Jul 2026 | 00:04:31 | |
How are markets responding to renewed tensions in the Middle East? And why did Samsung’s blockbuster earnings send shares lower? Plus, why didn’t SpaceX get the Nasdaq-100 boost investors were hoping for? Host Imani Moise discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Money Experts Get Personal on Supporting Adult Children | 11 Jun 2026 | 00:16:40 | |
Your Money Briefing is still on break, but in honor of graduation season, we are bringing you a special panel discussion on the financial intricacies of supporting adult children. Personal finance professionals, authors and professors, including Indeed’s Laura Ullrich, LendingTree’s Matt Schulz, The Ramsey Show’s George Kamel, New York University’s Caitlin Zaloom and Harvard University’s John Campbell, break down the realities of the modern safety net. Plus, the conversation takes a personal turn as the panelists open up about navigating these money milestones with their own kids. Oyin Adedoyin hosts. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How an Unsteady Market Is Leading Everyday Investors to Buy and Hold | 29 May 2025 | 00:08:27 | |
April’s stock market swings have tempted everyday investors to rethink how much they’re willing to risk. Wall Street Journal reporter Hannah Erin Lang joins host Ariana Aspuru to discuss how some investors are responding and what financial professionals are advising. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| IRS Hikes Mileage Deduction to Ease Impact of High Gas Prices | 11 Jul 2022 | 00:06:46 | |
In an unusual midyear move, the IRS has raised the standard mileage rate for the self-employed to 62.5 cents. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss other ways that self-employed workers who rely on their car can save money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Should You Consider an Adjustable-Rate Mortgage? | 08 Jul 2022 | 00:08:14 | |
Mortgage rates above 5% coupled with higher housing prices have caused some prospective homebuyers to consider an adjustable-rate mortgage, instead of a fixed-rate loan, to help reduce costs. WSJ personal-finance reporter Veronica Dag her joins host J.R. Whalen to discuss the pros and cons of adjustable mortgages. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why Checking Your 401(k) Too Often Can Jeopardize Your Savings | 07 Jul 2022 | 00:06:20 | |
Retirement savers might get the urge to peek at their 401(k) balance often during market volatility. But WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain why researchers say that could lead to bad decisions and long-term losses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Inflation Pushes More Americans to Dip Into Savings | 06 Jul 2022 | 00:07:43 | |
After building up record levels of savings over the first two years of the pandemic, many Americans are spending down that cash cushion to deal with inflation. WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to explain what that means for people’s finances. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Stock Market: What to Expect in the Second Half of 2022 | 05 Jul 2022 | 00:08:47 | |
MJP Wealth Advisors President Brian Vendig joins host J.R. Whalen to explain how economic and global events are likely to shape stock-market performance in the last six months of the year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How to Save Money at the Gas Pump | 01 Jul 2022 | 00:08:38 | |
Choosing the right credit-card rewards program or making sure your car has gotten the proper maintenance can save drivers as much as 30 cents off the price of a gallon of gas. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss ways drivers can save money at the pump. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Need to Call the Airline? Don’t Use the Phone. | 30 Jun 2022 | 00:06:36 | |
July 4th weekend travel could be frustrating for many passengers this year. Airlines have been plagued by delays and canceled flights, causing many passengers frustration when they try to reach customer service. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss what passengers should expect, and options to consider aside from sitting on hold. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Inflation Devouring Your Paycheck? Here’s How to Ask for a Raise. | 29 Jun 2022 | 00:10:23 | |
Finance and career experts say high inflation and a hot job market make this an ideal time to ask for a raise. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on what workers should, and should not, include in their argument when negotiating with the boss for a pay bump. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How a $40 Gas Purchase Can Turn into a $175 Hold on Your Credit Card | 28 Jun 2022 | 00:05:09 | |
Banks and gas stations are increasing the hold they place on consumers’ credit and debit cards to $175. WSJ reporter Ayse Kelce joins host J.R. Whalen to discuss why it’s being done and how consumers can avoid the risks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Should You Convert Your IRA Retirement Savings to a Roth IRA? | 27 Jun 2022 | 00:07:48 | |
An often overlooked option to stem retirement savings losses is to convert traditional IRA money into a Roth IRA. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain the benefits and potential tax liabilities of making that move. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| AI Shopping Assistants Are Here. Should You Use Them? | 28 May 2025 | 00:10:22 | |
From organizing lists, to comparing products, AI tools have the power to transform how we shop. But without careful handling, these enthusiastic chatbots may nudge you to spend more than you intend. WSJ contributor Alexandra Samuel shares lessons from her own journey down the AI shopping rabbit hole with host Imani Moise. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why Gas Money Is the Latest Worker Benefit | 24 Jun 2022 | 00:04:25 | |
Some companies are helping employees deal with sky-high gas prices as a way to retain them and encourage a return to the office. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen with more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why Companies Are Rescinding Job Offers | 23 Jun 2022 | 00:08:00 | |
Even though the labor market remains hot, some companies are rescinding job offers after candidates have signed on the dotted line. Host J.R. Whalen is joined by reporter Angela Yang, who spoke with several people whose job offers were pulled back. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Protecting Your Stocks Against a Bear Market - Based on Your Age | 22 Jun 2022 | 00:06:01 | |
The stock market declines in 2022 have taken their toll on stock portfolios and 401(k)s. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why bear markets affect investors in different generations in different ways. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| 401(k) Plans Offering Pension-Like Benefits to Ensure Steady Payments | 21 Jun 2022 | 00:07:27 | |
Many retirees mismanage their 401(k) savings once they leave the workforce, resulting in a shortfall of funds. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how more 401(k) providers are including features similar to pension funds to ensure retirement savings last as long as possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Which Stocks Perform Best Amid High Inflation? | 17 Jun 2022 | 00:08:31 | |
Although stocks have suffered a series of broad selloffs as inflation continues to climb, history shows certain sectors tend to buck the trend and move higher in times of high inflation. George Mason University finance professor Derek Horstmeyer joins host J.R. Whalen to discuss his recent research pinpointing sectors that tend to outperform during periods of rapidly rising prices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Protecting Your Finances Amid Rising Interest Rates | 16 Jun 2022 | 00:05:34 | |
The Federal Reserve announced plans to raise interest rates by 0.75 percentage point, and is likely to raise them rapidly for the rest of the year. The moves are meant to counter high inflation but could lead to some hard financial decisions for many people. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with steps you can take to protect your holdings, and financial decisions to put off amid rising rates. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How to Lower Your Summer Air-Conditioning Bill | 15 Jun 2022 | 00:06:29 | |
U.S. households are likely to pay a lot more for electricity this summer due to inflation. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen with tips for reining in your air conditioner’s electricity usage and lowering your monthly energy bill. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How Homebuyers Scrape Together All-Cash Offers | 14 Jun 2022 | 00:05:51 | |
Prospective homebuyers who don’t have funds on hand to make an all-cash offer are finding creative ways to solve the issue. WSJ reporter Orla McCaffrey joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How to Turn Your Stock or Crypto Losses into Tax Gains | 13 Jun 2022 | 00:07:46 | |
Investors whose portfolios have suffered losses can turn those declines into gains when preparing their taxes next year. WSJ’s Laura Saunders joins host J.R. Whalen to explain how it works, and IRS rules to keep in mind. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why Consumers Are Willing to Pay More for Some Brands | 10 Jun 2022 | 00:08:25 | |
Inflation is weighing on consumers’ finances, but some shoppers are still willing to pay rising prices on brands they like. But not all. The Drucker Institute’s Rick Wartzman joins host J.R. Whalen to discuss the challenges this poses to companies that often pass higher costs on to shoppers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How to Negotiate a 'Best and Final’ Job Offer | 27 May 2025 | 00:08:14 | |
In a tough labor market, job seekers might be tempted to take what they can get from a job offer, but you could be leaving money, benefits, vacation time and more on the table. Wall Street Journal On the Clock columnist Callum Borchers joins host Ariana Aspuru to talk about how to negotiate a better offer. Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why the Four-Day Workweek Is Being Put to the Test | 09 Jun 2022 | 00:06:42 | |
The U.K. launched a study this week with thousands of employees in many sectors to determine if working one less day during the week would affect production or morale. WSJ’s Kathryn Dill joins host J.R. Whalen to discuss the experiment and similar studies, and whether U.S. companies are likely to adopt a four-day workweek anytime soon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Some Airlines Charging $100 to Pick a Seat | 08 Jun 2022 | 00:07:45 | |
In addition to extra charges for food and checked bags, some airlines are charging fees for passengers to select a seat - in some cases in excess of $100. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen on how passengers can avoid paying seat fees. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Consumers’ Missed Payments Weighing on ‘Buy Now, Pay Later’ Programs | 07 Jun 2022 | 00:09:00 | |
After a strong 2021, “buy now, pay later” companies like Klarna and Affirm are facing financial headwinds due to increased consumer delinquencies and the effects of higher interest rates. WSJ’s AnnaMaria Andriotis tells host J.R. Whalen what consumers who use those programs should expect going forward. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Reverse Mortgages: Have They Beaten Their Bad Rep? | 06 Jun 2022 | 00:07:09 | |
Some senior homeowners use a reverse mortgage to borrow a portion of the equity in their homes as funds to live on. WSJ contributor Lori Ioannou joins host J.R. Whalen to explain the nuts and bolts of reverse mortgages, and the risks that come with them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Gen Z Workers Seek to Balance Better Pay With Making a Difference | 03 Jun 2022 | 00:07:46 | |
More people in their 20s, often called Gen Z, are shelving plans to pursue socially conscious jobs to take roles with better pay. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, who discusses the trend, and 25-year-old Monica Tuñez, who left her education non-profit job for a role at a large company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How Slack Can Help You Land Your Next Job | 02 Jun 2022 | 00:06:45 | |
More people are using Slack to connect with professionals and recruiters outside their workplace to fast-track their job search. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to explain how it works. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Credit-Report Errors Grab Congress’s Attention | 01 Jun 2022 | 00:07:05 | |
House Democrats have asked the big three credit-reporting firms for answers on how they have handled consumer complaints about inaccuracies on credit reports. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Drivers Should Brace for Higher Car-Insurance Rates | 31 May 2022 | 00:06:53 | |
Auto-insurance companies are set to raise rates by as much as 20% in some places. WSJ insurance-industry reporter Leslie Scism joins host J.R. Whalen to explain why, and when consumers can expect to see those higher bills kick in. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Babysitters Are Charging $35 an Hour, and Parents Are Paying It | 27 May 2022 | 00:07:34 | |
The tight labor market has driven rates for teenage babysitters to upwards of $35 an hour. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss the trend, and 15-year-old babysitter Evelyn Loperfido talks about how she has been able to command higher pay. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Dispatches From the IRS Customer-Service Line | 26 May 2022 | 00:08:05 | |
The IRS is struggling with a lack of staff and funding, which is making it even harder than usual for taxpayers to get timely customer service. WSJ tax reporter Laura Saunders knows this firsthand. She joins host J.R. Whalen to discuss her experience of waiting several hours in line to get assistance at an IRS office. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| What’s News in Markets: iPhone Tariffs, Target Backlash, Ross Stores Trade Woes | 24 May 2025 | 00:04:03 | |
How did Trump’s latest threats hurt Apple? And how did a DEI boycott affect Target’s latest quarter? Plus, why was Ross Stores the latest company to pull its outlook? Host Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Listen: Boycotting Target: A WSJ Podcast Series Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why Your 401(k) May Be Riskier Than You Realize | 25 May 2022 | 00:07:19 | |
Many people might not realize their 401(k) retirement account has taken on more risk in recent years. The reason: a shift in how target-date funds invest workers’ savings. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how target-date funds work and whether they’re a safe investment in a volatile stock market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Inflation Is Wrecking Millennials’ 2022 Financial Goals | 24 May 2022 | 00:07:34 | |
Inflation running at levels not seen in 40 years is causing millennials and younger people to rethink how they save and spend. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the financial lessons learned from higher inflation, and ways to stretch your dollars. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Summer Jobs: What Teens Need to Know About Taxes | 23 May 2022 | 00:07:18 | |
As teens gear up to start their summer jobs, many will have their first experience with the IRS when they get taxes and other deductions taken out of their paycheck. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what summer workers, and their families, need to know. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| How to Protect Your Home’s Value Now Against Future Declines | 20 May 2022 | 00:07:16 | |
While homeowners ready to sell can benefit from prices that continue to hit record highs, those not ready to sell can use the equity in their home to hedge against future declines. WSJ contributor Brian O’Connor joins host J.R. Whalen to discuss the strategies, and risks, for locking in the steep rise in home values. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why More Subprime Borrowers Are Defaulting on Their Loans | 19 May 2022 | 00:06:00 | |
After making their monthly payments through the first year and a half of the pandemic, more subprime borrowers are missing monthly payments on various types of loans. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain why, and what it could mean for people’s ability to take out loans in the future. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Unlimited Vacation Time: The Latest Corporate Perk | 18 May 2022 | 00:06:45 | |
More companies, such as the Wall Street bank Goldman Sachs, are offering employees an unlimited number of days off per year. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss why companies are offering the perk, and the tradeof fs workers face when using it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Have Used-Car Prices Peaked? | 17 May 2022 | 00:07:34 | |
After steadily rising to record levels along with new-car prices during the pandemic, prices for pre-owned vehicles have been lower in recent months. WSJ autos reporter Ryan Felton joins host J.R. Whalen to discuss why prices are falling and how that is affecting buyers of both new and used cars. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why Old Travel Cost-Saving Tricks Might Not Work This Year | 16 May 2022 | 00:10:15 | |
With prices for flights, lodging and car rentals on the rise, your summer trip may cost a lot more this year. What’s worse, previous tactics that travelers relied on to save money might not work as well right now. WSJ travel reporter Jacob Passy joins host Trenae Nuri to discuss why. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Rent or Buy: With Home Prices Soaring, Which Is Better? | 13 May 2022 | 00:07:12 | |
Owning a home has traditionally been seen as a good long-term financial move over renting. But with home prices climbing along with rent, is that still the case? WSJ housing reporter Will Parker joins host Trenae Nuri to discuss the new math on whether it makes more financial sense to rent or buy a home. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why It Pays to Automate Your Personal Finances | 12 May 2022 | 00:09:42 | |
Prices are up. Stocks are down. And that’s leading a lot of households to rethink their budgets and investments. But there are various tools available that can automate your day-to-day financial decisions. WSJ personal-finance reporter J.J. McCorvey joins host Trenae Nuri to discuss how robo advisers powered by AI could protect you from making important financial moves based on emotion. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Why the Spring Home Buying Season Is Shaping Up to Be a Disappointment | 23 May 2025 | 00:08:29 | |
The real-estate industry had high expectations going into the spring selling season, but mortgage rates, economic instability, and affordability sidelined prospective buyers – again. Wall Street Journal reporter Nicole Friedman joins host Ariana Aspuru to break down what happened. Further reading: Buying a Home in 2025: Navigating the Crunch Sign up for the WSJ's free Markets A.M. newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Teen Workers Find They’re in High Demand | 11 May 2022 | 00:07:38 | |
In the tight labor market, new workers are in high demand. And that’s good news for teenagers who want a job. Teen unemployment is near its lowest level in decades, as businesses look to them to help fill a record number of open positions. WSJ workforce reporter Kathryn Dill joins host Trenae Nuri to discuss how businesses are attracting and retaining teenage workers, and Houston restaurateur Itai Ben Eli discusses working with a young staff. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||
| Is Paying for Identity-Theft Protection Worth It? | 10 May 2022 | 00:07:27 | |
The Federal Trade Commission received nearly 1.4 million reports of identity theft last year, double from 2019. Now more people are considering paying for identity-theft protection services. WSJ contributor Cheryl Winokur Munk joins host Trenae Nuri to discuss how consumers can decide if those services are worth it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising. | |||