Explorez tous les épisodes du podcast Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers
| Titre | Date | Durée | |
|---|---|---|---|
| Turn Reflection into Action for a Retirement Ready Year | 30 Dec 2025 | 00:16:40 | |
[Ep 169] As the new year begins, it’s the perfect time to reflect on your progress and set yourself up for success. In this episode, we’ll help you take a closer look at your retirement journey, what’s fueling your momentum, what’s holding you back, and where you can make meaningful adjustments. You’ll learn how to review your financial wins from the past year, identify the small leaks that may be slowing your progress, and clarify your vision for retirement. We’ll walk through practical, actionable steps to help you create a retirement ready plan, aligned with your values and financial priorities. Whether it’s adjusting your contributions, refining your budget system, or gaining retirement clarity, this episode is designed to help you take control of your money and move forward with confidence.
✅ How to reflect on your past year and acknowledge your financial wins ✅ How awareness and small changes can fuel a retirement-ready plan 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| How to Fix Your Budget Problem (It’s Not Discipline) | 23 Dec 2025 | 00:15:39 | |
[Ep 168] If you’ve ever thought, “I just need more discipline with my budget,” this episode is for you. Many smart, motivated women already have a budget or money plan that works until it doesn’t. A birthday, a trip, an emotional splurge and suddenly it feels like you’ve failed. But the truth is, your budget problem can’t be solved with more discipline. In this episode, I explore why discipline is often the wrong tool for achieving consistent financial progress and how relying on it can actually lead to feelings of shame, self-doubt, and stalled retirement goals. Instead, you’ll learn why a clear money plan, rooted in your values, financial priorities, and a supportive budget system, is what truly creates confidence and follow-through.
✅ Why discipline won’t fix inconsistent spending or budget frustration 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| A Budget System That Makes You the Money Expert of Your Life | 21 Oct 2025 | 00:16:17 | |
[Ep 159] In this episode, I talk about why you are the expert of your money and what you need in place before bringing in a financial advisor. You’ll learn how to build confidence around your cash flow, set realistic savings goals, and create the clarity that helps you make smart financial decisions. If you’re ready to feel in control of your money and confident in your next financial step, this episode is for you. What you’ll learn: ✅ Why a financial advisor can’t fix what a strong money system solves ✅ The three things to do before hiring a financial advisor ✅ Why understanding your money flow gives you more confidence in any financial decision ✅ How one couple went from financial stress to saving $11,000 in 90 days
Ep 63 - Why You Feel Broke and How to Manage Your Cash Flow Effectively 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 72 Wondering How to Secure Your Retirement? Here’s Your Guide to Financial Stability | 03 Sep 2024 | 00:16:21 | |
Today I am exploring the idea of financial stability and specifically answering the question: What is financial stability and why is it so crucial to retirement? Are you worried about running out of money in retirement? Not having enough savings? Are you worried about health care costs? Are you worried about being able to just support yourself and being able to get to retirement? I discuss what financial stability means, the significance of liquid savings, and the necessity of preparing for emergencies to protect the ability to retire when you desire. I also share personal insights and discuss the importance of building a financial safety net to avoid debt and stress in the future. 00:18 Defining Financial Stability 01:01 Real-Life Examples and Client Stories 02:56 The Importance of Emergency Funds 06:53 Creating Financial Stability 09:33 Preparing for Retirement 12:51 Conclusion and Final Thoughts Mentioned in the Episode Make Retirement Possible Membership Financial Freedom Accelerator 90-Day Coaching Program 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 71 Why You Feel Unprepared For Retirement | 27 Aug 2024 | 00:18:43 | |
In this episode, I discuss common reasons why many feel unprepared for retirement. The real culprit isn’t what you think it is. Learn the psychological and practical aspects of retirement as well as the steps needed to close the gap between your current financial situation and your retirement goals. 00:00 Why You Feel Unprepared For Retirement 01:34 Retirement Uncertainty Is More Than Just Finances 05:59 Understanding Your Current Financial Situation 07:47 Building Your Retirement Dream 12:11 How To Tie Those Together For Success 13:26 Free Gift and Final Thoughts Mentioned in Episode: Make Retirement Possible Membership 10 Essential Questions About Retirement 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 70 Am I Ready to Retire? Overcoming Doubt and Building a Retirement Dream | 20 Aug 2024 | 00:20:56 | |
In this episode, I dive into the idea of retirement, addressing limiting beliefs and why others perceptions are holding you back. Personal beliefs and dreams about retirement are essential to making it happen. Key points include paying off debt, exploring part-time work, budgeting, and savings. Ultimately, the aim is to help listeners plan a fulfilling and personalized retirement. 00:00 Introduction: Can You Really Retire Early? 00:53 Challenging Retirement Beliefs 07:01 Financial Independence: Calculating Your FI Number 09:01 Budgeting for Retirement 11:44 Creating Your Retirement Vision 16:38 Steps to Close the Retirement Gap 17:49 Conclusion: Building Your Desired Retirement Mentioned in Episode: Make Retirement Possible Membership Ep 51 Your Successful Retirement Can Be Found Beyond the Numbers With Craig Colvett 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 69 Overcoming Job Loss and Managing ADHD Finances with Sherry Andrew | 13 Aug 2024 | 00:25:39 | |
In this episode, I interview Sherry, an ADHD money coach. Sherry shares her journey from losing her high-stress job of 17 years to becoming a specialized coach for ADHD entrepreneurs. She discusses her 'two by four moment,' the importance of budgeting, the challenges of managing finances with ADHD, and strategies to mitigate impulse spending. The conversation also covers the impact of ADHD on financial management, support systems, and the benefits of targeted savings accounts. 00:00 Introduction to Sherry, the ADHD Money Coach 00:32 Sherry's Two by Four Moment: The Turning Point 01:40 Navigating Financial Challenges After Job Loss 04:53 Focusing on ADHD Entrepreneurs 06:36 Common Financial Struggles for ADHD Individuals 08:37 Strategies to Manage Impulse Spending 11:21 Building a Budget for ADHD Minds 14:01 Supporting Loved Ones with ADHD in Their Financial Journey 17:36 Final Tips and Advice for ADHD Entrepreneurs Connect with Sherry: Instagram @moneymindsetfc *Be sure to send her all your questions!! 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 68 How My Client Learned to Spend More On Herself | 06 Aug 2024 | 00:18:04 | |
In this episode I interview my client Angela, who shares her transformative experience in my signature coaching program. Angela discusses her initial struggles with budgeting, the steps she took to overcome her financial challenges, and the positive impact of coaching had on her financial habits and lifestyle. 01:26 Interview Begins 01:38 Angela's Struggles Before Coaching 03:10 Realizing the Need for Help 08:24 Biggest Takeaways 10:58 Final Thoughts and Testimonials Mentioned in Episode: Schedule your 90-Minute Money Intensive Today! Learn more HERE 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 67 Why Avoiding Budgets Can Lead to Missing Out | 30 Jul 2024 | 00:18:46 | |
In this episode, I talk about the common misconception that budgeting is too restrictive. As I dive into this topic as so many times I have and others have, I share with you the true result my client was getting from not budgeting. Featuring insights from client experiences, I emphasize the significance of aligning your budget with personal values and desires. By exploring spending habits through tailored exercises, listeners are encouraged to shift their perspective on money management. 00:23 Balancing Fun and Financial Responsibility 03:08 Overcoming Budgeting Myths 05:06 Creating a Personalized Budget 07:16 Aligning Spending with Values 11:36 Empowering Your Financial Journey 16:16 Programs and Support Subscribe to the Budget Breakthrough Pop-Up Podcast Series Mentioned in Episode: 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 66 Why Budgeting Isn’t Enough And What You're Leaving Out | 23 Jul 2024 | 00:19:13 | |
In this episode, I discuss the common frustrations of budgeting and why so many individuals who are budgeting are not seeing success. While budgets are essential for outlining expenses and needs, they are not the action-oriented piece that drives financial progress. Listen to the episode to understand a budget’s purpose and what action pieces need to be implemented to see success on your money journey. 00:00 Is Your Budget Failing You? 01:47 The Role of a Budget in Financial Planning 04:28 The Missing Pieces 05:48 Adapting to Modern Financial Management 11:40 Implementing the Cash Flow Success Method 14:48 Achieving Financial Stability Subscribe to the Budget Breakthrough Pop-Up Podcast Series Mentioned in Episode: 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 65 Navigating Financial Education for Children with Elizabeth Rosenberg | 16 Jul 2024 | 00:30:06 | |
In this episode of the Wealthy After 40 podcast, I welcome Financial Coach, Elizabeth Rosenberg. Elizabeth is a former corporate finance professional and today she discusses her mission to empower parents to raise financially savvy children through her initiative 'Grow My Piggy'. She shares her experiences and offers practical advice on instilling positive money habits and mindsets in kids. 00:04 Meet Elizabeth Rosenberg: Financial Coach and Entrepreneur 00:13 Elizabeth's Journey: From Corporate Finance to Financial Education 01:25 The Importance of Early Financial Education 02:44 Practical Financial Lessons from Childhood 04:19 The Role of Parents in Financial Education 05:36 Key Financial Skills for Kids 10:02 Aligning Financial Decisions with Personal Values 13:38 Building Confidence in Financial Decisions 17:27 Practical Tips for Financial Conversations with Kids 24:09 Resources and Final Thoughts
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 64 Should You Automate Your Finances? Pros and Cons Explained | 09 Jul 2024 | 00:15:27 | |
In this episode, I explore the pros and cons of automating your finances. I cover key areas like savings, investments, and debt repayment. I also share how to set yourself up for success by having a solid plan before automating. 00:00 Introduction: Is Automation the Answer for Better Finances? 00:27 Personal Story: My Cash Envelope System 01:52 Creating Your Own Financial System 02:30 Benefits of Financial Automation 04:21 Addressing Common Concerns and Misconceptions 07:26 Key Areas for Financial Automation 10:09 The Importance of Having a Plan 13:32 Conclusion: Is Automation Right for You? Mentioned in the Episode: Episode 003 - How Using Cash Envelopes Saved Us During Financial Crisis Subscribe to the Budget Breakthrough Pop Up Podcast Series 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 63 Why You Feel Broke and How to Manage Your Cash Flow Effectively | 02 Jul 2024 | 00:14:06 | |
If you constantly feel short on cash, tune in to this episode to uncover whether it's more a matter of perception than reality. I'll guide you through identifying if your financial stress is driven by feelings or facts and provide actionable steps to address either situation. 00:00 Introduction: Do You Truly Lack Money? 00:27 Client Stories: Perception vs. Reality 01:56 Emotional Impact on Financial Decisions 02:27 Identifying the Real Issue: Money Management 04:36 Creating a Cash Flow Management System 07:06 The Power of Three Framework 12:38 Conclusion: Perception or Reality? **Be sure to join the Private Podcast - Budget Breakthrough Series. The first episode drops July 29, 2024. Click HERE to subscribe and not miss out on this series. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| The Simple Formula to Become Retirement Ready | 17 Oct 2025 | 00:14:05 | |
[Ep 158] You may be thinking, “I just need to save a certain amount of money to retire,” but the truth is, getting ready for retirement requires so much more than just hitting a number. In this episode, I’m walking you through my Retirement Confidence Formula, a simple, step-by-step framework designed to help you get clear, organized, and take action so you can truly become retirement ready. In this episode, you’ll learn: ✅ Why retirement isn’t just about saving a number ✅ How the Retirement Confidence Formula works ✅ Practical ways to create a simple, achievable plan for your most important goals ✅ Why revisiting the formula builds confidence and keeps you on track ✅ How to prioritize multiple money goals without sabotaging your plan 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 62 Mastering the Financial Aspects of Divorce with Lisa Zeiderman | 25 Jun 2024 | 00:27:48 | |
In this episode of the Wealthy After 40 podcast, I interview Lisa Ziderman, a matrimonial attorney and certified divorce financial analyst based in New York. Lisa discusses the critical steps to prepare for a financially successful divorce, emphasizing the importance of gathering financial documentation, choosing the right attorney, and assembling a professional team. She also covers key financial documents, the significance of the Statement of Net Worth, discovery, depositions, and what to expect during litigation. Lisa provides practical advice and resources, including access to a free financial helpline for women via Savvy Ladies. 00:00 Introduction to Today's Episode 00:04 Meet Lisa Ziderman: Expert in Divorce and Finances 01:10 Preparing for the Best Financial Outcome in Divorce 02:42 Key Financial Documents to Gather 05:01 Choosing the Right Attorney and Building Your Team 07:41 Understanding the Statement of Net Worth 09:45 The Discovery Process and Marital Estate Chart 14:32 The Importance of Depositions 19:32 Navigating Litigation in Divorce 24:08 How to Connect with Lisa Ziderman 25:29 Conclusion and Final Thoughts Connect with Expert Guest: Lisa Zeiderman @lisazeiderman on LinkedIn, FB, Insta and Twitter
Connect with me on Instagram to share your thoughts and ask questions @elevatefinances https://www.instagram.com/elevate_finances/ Be sure to join my newsletter for insights on growing wealth, behind-the-scenes musings, and opportunities to contribute to future episodes. You will receive the most updated podcast listening guide released each quarter. https://elevatefinancesllc.myflodesk.com/podcast Are you looking for 1:1 support with your finances? Schedule your free Budget Break Thru Session to learn more about what coaching can look like for you. https://bit.ly/chatwithdalenehiggins 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 61 Strategies For Making Major Purchases | 18 Jun 2024 | 00:20:28 | |
In this episode, I share a personal financial journey on navigating the process of making a large purchase—in this case, buying a new home. Using that story as an example, I provide key advice including defining your purchase criteria, understanding your financial situation, avoiding desperation, and being aware of market conditions. 00:00 Introduction to Navigating Large Purchases 00:14 Defining a Large Purchase 01:07 Personal Story: Moving Closer to Family 02:23 Setting Criteria for the New Home 03:49 The Search Begins: Online and Physical 04:44 Challenges and Adjustments in the Search 09:30 Financial Considerations and Budgeting 11:10 Making the Offer and Final Decisions 16:01 Lessons Learned and Final Thoughts 16:59 Upcoming Episodes and Final Remarks
Connect with me on Instagram to share your thoughts and ask questions @elevatefinances https://www.instagram.com/elevate_finances/ Be sure to join my newsletter for insights on growing wealth, behind-the-scenes musings, and opportunities to contribute to future episodes. You will receive the most updated podcast listening guide released each quarter. https://elevatefinancesllc.myflodesk.com/podcast Are you looking for 1:1 support with your finances? Schedule your free Budget Break Thru Session to learn more about what coaching can look like for you. https://bit.ly/chatwithdalenehiggins 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 60 5 Steps to Becoming Your Own Financial Advisor | 11 Jun 2024 | 00:24:19 | |
In this episode, I share advice and tips to becoming your own financial advisor. Key points include understanding your finances, setting clear financial goals, and managing debt. While financial advisors play a valuable role, individuals will understand their money best. Specific steps are shared, such as educating oneself on specific financial topics, setting and detailing financial goals, managing debt responsibly, investing wisely, planning for retirement, and regularly reviewing and adjusting financial plans. 00:00 Introduction and Purpose 00:41 Client Success Story 01:17 Understanding Your Money 02:12 Role of Financial Advisors 03:46 Becoming Your Own Financial Advisor 04:48 Educate Yourself 09:31 Set Financial Goals 12:14 Manage Your Debt 15:58 Invest Wisely and Plan for Retirement 19:08 Review and Adjust Regularly 20:42 Conclusion and Recap
Connect with me on Instagram to share your thoughts and ask questions @elevatefinances https://www.instagram.com/elevate_finances/ Be sure to join my newsletter for insights on growing wealth, behind-the-scenes musings, and opportunities to contribute to future episodes. You will receive the most updated podcast listening guide released each quarter. https://elevatefinancesllc.myflodesk.com/podcast Are you looking for 1:1 support with your finances? Schedule your free Budget Break Thru Session to learn more about what coaching can look like for you. https://bit.ly/chatwithdalenehiggins 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| 59 | 4 Simple Steps to Help You Save Money | 04 Jun 2024 | 00:19:12 | |
Your savings plan just got simpler. Learn how to ditch the stress and start saving smarter today! Are you ready to save money for retirement or just want to feel more in control of your financial future? In this final episode of our savings series, I’m walking you through 4 simple, no-fluff steps to help you create a personalized savings plan that actually works, without giving up everything you love. Inside this episode, we’ll talk about:
Plus, I’m sharing all the juicy details about the 90-Day Summer Save Money Challenge and how you can jumpstart your progress today with easy wins. This is your time to stop guessing and start building the future you’ve been dreaming of. Whether you’re asking how I can save money or looking for ways to save money consistently, these steps are for you. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 58 Should You Pay for Your Kid's College? College Planning and Financial Strategies with Steve Mullen | 28 May 2024 | 00:26:10 | |
In this episode, we welcome public relations professional and podcaster Steve Mullen. Steve shares insights from his podcast 'Caregiving Gen X Style,' which he co-hosts with his wife, and also discusses his family's approach to financing their children's college education. The episode emphasizes the importance of budgeting, financial planning, and teaching children money management skills for a secure financial future. 00:00 Introduction to Special Guest Steve Mullen 00:17 Steve Mullen Shares Insights on Caregiving and His Podcast 01:40 A Glimpse into Assisted Living: Wine Down Wednesday Story 03:02 Navigating College Costs: A Parent's Perspective 03:56 Steve's Approach to Funding His Children's Education 06:16 The Benefits of a 529 Plan and Managing College Expenses 18:21 Financial Independence and Lessons for College Students 22:19 Closing Thoughts and Where to Find Steve Mullen Connect with Guest: Steve Mullen Are you ready to kick it up a notch with your savings? Are you looking for 1:1 support with your finances? Visit my website to learn more about financial coaching, who I am, and discover more free resources and events. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 57 Mastering Retirement Savings Strategies for Solopreneurs with Financial Expert Sean Mullaney | 21 May 2024 | 00:21:59 | |
This episode of the Wealthy after 40 podcast features financial planner Sean Mullaney, President of Mullaney Financial and Tax, discussing the benefits of a Solo 401k for solopreneurs looking to save for retirement. Sean, also known for his FITaxGuy blog, shares his expertise on how self-employed individuals can effectively plan their retirement savings without the traditional employer-sponsored 401k options. 00:00 Introduction to Wealthy After 40: Focus on Solopreneurs 00:37 Exploring the Solo 401k with Sean Mullaney 02:37 The Advantages of a Solo 401k for Entrepreneurs 05:43 Comparing Solo 401k with IRAs and Roth IRAs 09:20 Starting Points for New Solopreneurs in Retirement Planning 13:41 Choosing the Right Financial Institution for Your Solo 401k 17:47 How to Connect with Sean Mullaney Connect with Expert Guest: Sean Mullaney X https://twitter.com/SeanMoneyandTax Blog Post: IRA Contributions for Beginners
Are you ready to kick it up a notch with your savings? Are you looking for 1:1 support with your finances? Visit my website to learn more about financial coaching, and who I am, and discover more free resources and events. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| 56 | Feel Behind on Retirement Savings? Here’s Your Comeback Plan | 14 May 2024 | 00:23:18 | |
Practical steps, real talk, and renewed hope. Let’s get your retirement savings back on track. If you’re feeling behind on saving for retirement, you’re not alone and you’re not out of time. In this episode, I break down exactly how to define your retirement savings gap and give you five clear, doable strategies to catch up with confidence. You’ll learn:
Whether you’re in your 50s and just getting serious or have been saving but not consistently, this episode gives you both the tips to save for retirement and the belief that it’s still possible. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 55 Learn to Maximize Your Health Savings Account with Expert Guest Rizek Housari | 07 May 2024 | 00:26:52 | |
This episode features Rizek Housari, a Wealth Advisor, Certified Financial Planner, and CPA, discussing the benefits and strategies of using Health Savings Accounts (HSAs). The episode emphasizes the HSA's role not just for immediate medical expenses but as a critical part of a comprehensive financial and retirement strategy. In the interview Rizek covers:
Connect with Guest Expert, Rizek Housari: Let’s Connect! Are you ready to kick it up a notch with your savings? Are you looking for 1:1 support with your finances? Visit my website to learn more about financial coaching, and who I am, and discover more free resources and events. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 54 How to Select the Best Performing Savings Account for Your Financial Goals | 30 Apr 2024 | 00:20:16 | |
Today, we're diving into the world of savings accounts and uncovering the best options to match your financial aspirations. In this episode, I cover the following topics:
Let’s Connect! Are you ready to kick it up a notch with your savings? Be sure to join the 90-Day Summer Savings challenge starting June 3rd. Don’t miss out! Register today!! Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you looking for 1:1 support with your finances? Schedule a free Budget Break Thru Session to learn more about what coaching can look like for you. On this 30-minute call, we’ll explore your current challenge and how to start making progress forward. Visit my website to learn more about financial coaching, who I am, and discover more free resources and events. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 53 How To Create a Savings Plan With Purpose and Definition | 23 Apr 2024 | 00:17:48 | |
This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings
Are you ready to kick it up a notch with your savings? Be sure to join the 90-Day Summer Savings challenge starting June 3rd. Don’t miss out! Register today!! Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you looking for 1:1 support with your finances? Schedule a free Budget Break Thru Session to learn more about what coaching can look like for you. On this 30-minute call, we’ll explore your current challenge and how to start making progress forward. Visit my website to learn more about financial coaching, who I am, and discover more free resources and events. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Why Saving For An Emergency Fund Brings Financial Freedom | 14 Oct 2025 | 00:15:58 | |
[Ep 157] Instead of stress and panic in most emergencies, your emergency fund can help you have a sense of peace. In this episode, I’m showing you how to build an emergency fund that doesn’t feel like a restriction or a sacrifice. Instead, it’s a tool that brings peace, freedom, and confidence so that you can handle life’s surprises without fear. In this episode, you’ll learn: ✅ Why your emergency fund is a symbol of wealth, not limitation ✅ The hidden mindset shift that makes saving feel rewarding ✅ The real reason saving for emergencies gives you lasting peace ✅ How clarity and planning create confidence in any financial storm 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep. 52 Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch | 16 Apr 2024 | 00:40:34 | |
Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch Guest Richard Hirsch has been involved in the medical alert system industry for approx. five years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living fiercely independent. He shares his expertise with us today and answers the following questions:
Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you looking for 1:1 support with your finances? Schedule a free Budget Break Thru Session to learn more about what coaching can look like for you. On this 30-minute call, we’ll explore your current challenge and how to start making progress forward. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 51 Your Successful Retirement Can Be Found Beyond the Numbers With Craig Colvett | 09 Apr 2024 | 00:26:08 | |
Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. Through his two decades of experience in the financial sector, Craig has established a reputation for helping people with all of the non-financial elements of retirement including finding their purpose, improving their mental health, and making sure they have a plan for social interaction. Colvett emphasizes the role of a coach in guiding individuals through this transition, highlighting the power of journaling, defining life goals, and embracing accountability towards a fulfilling retirement. Together we discuss:
Connect with Craig: Let’s Connect! Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy.
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 50 Reflection and Five Bite-Sized Strategies for Financial Empowerment Today | 02 Apr 2024 | 00:25:05 | |
We’re celebrating 50 episodes!! And top 10% of all podcasts globally! I chose the number 5 in celebration of today’s episode. 5 things I wish my younger self knew and the beginning of my finance journey AND 5 pieces of advice for listeners to take action with today GIVEAWAY: I am giving away one spot to my 4-month signature program, the Financial Freedom Accelerator to celebrate 50 episodes. There are two ways to enter:
Listen to episode 056 on May 14th (or read the shownotes) to learn the winner of the giveaway!! Let’s Connect! Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy.
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 49 How to Navigate Life's Financial Maze with Literacy Knowledge | 26 Mar 2024 | 00:23:45 | |
Today’s episode is all about Financial Literacy! Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy. I will be exploring the following topics and how they impact us financially:
Let’s Connect! Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy.
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 48 Co-Investing in Real Estate for Passive Income With Frank B. Hanna | 19 Mar 2024 | 00:24:14 | |
Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns.
Connect with Frank: Let’s Connect! Do you have questions about this episode? Topics you want to discuss further? Join us in the free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. Register for this month’s workshop HERE or visit the website to find out about upcoming workshops.
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 47 - 8 Reasons You're Struggling with Budgeting | 12 Mar 2024 | 00:20:01 | |
In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting. Eight (8) Common Struggles:
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 46 How to Increase Financial Stability for a Solid Financial Foundation | 05 Mar 2024 | 00:21:06 | |
In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation. Specifically we’ll focus on:
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 45 How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey | 27 Feb 2024 | 00:22:26 | |
In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels Specifically we’ll focus on:
If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 44 Caregiving Chronicles: Stories of Financial and Physical Care | 20 Feb 2024 | 00:29:50 | |
Caregiving Chronicles: Stories of Financial and Physical Care In today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey. To connect with Danielle follow these links: https://twitter.com/Daniellemiula https://www.linkedin.com/in/danielle-miura/ 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 43 Why Understanding Debt is Important to Your Financial Journey | 13 Feb 2024 | 00:20:05 | |
In today’s episode there are two questions we will be discussing and answering for you today. What is debt and what is debt management? Specifically we’ll focus on:
We’ll also talk about a few life challenges we may have to deal with if we are too complacent about debt. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| One Simple Step To Help You Plan For Your Retirement | 10 Oct 2025 | 00:13:02 | |
[Ep 156] When you think about retirement, does it ever feel like everything is an urgent must-do? Should you pay off debt, be saving more, or catch up on savings for retirement? No wonder it feels overwhelming! The truth is, trying to tackle everything at once keeps you stuck. By the end of today’s conversation, you’ll know how to cut through the noise, choose the right priority for you, and start creating a retirement plan that feels doable instead of overwhelming. What You’ll Learn in This Episode: ✅ The #1 reason competing money priorities keep you stuck ✅ How to identify which financial priority matters most right now ✅ Why solving one thing at a time creates confidence and momentum ✅ Examples of how different priorities (debt, savings, retirement) shift the path forward ✅ The key question that helps you uncover your best next step toward retirement 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 42 Debunking Debt Myths For Financial Freedom | 06 Feb 2024 | 00:16:22 | |
In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are:
If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 41 Change Your Mindset Around Debt to Find Freedom From Debt | 30 Jan 2024 | 00:15:21 | |
Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?” Specifically in this episode, we’ll cover:
Listen to episode 5 to answer the question - Do I save or pay off debt first? Listen to episode 15 where I cover 5 different strategies to help you create a debt payoff plan 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 40 Soul Based Financial Planning with Dee Dee Baze | 23 Jan 2024 | 00:25:26 | |
Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations.
Dee Dee Baze and Alphemita Financial Services Connect with her on socials: 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 39 Embracing Your Financial Journey with a Growth Mindset | 16 Jan 2024 | 00:20:13 | |
Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision.
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 38 Crafting Your Future Financial Vision With Clarity - A Client Case Study | 09 Jan 2024 | 00:13:22 | |
During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3) Topics discussed:
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 37 Gaining Financial Clarity - Reflection for a Successful Year Ahead | 02 Jan 2024 | 00:21:17 | |
Gaining Financial Clarity - Reflection for a Successful Year Ahead Many of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or filter and where can you double down on successes? What is discussed on this episode:
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 36 The Unseen Links Between Money and Life with Amy Kemp | 28 Nov 2023 | 00:22:29 | |
Amy is a strategic coach, and a part-time network marketer, and five years ago, she opened the doors to a new corporation called Amy Kemp, Inc. In this growing business, Amy uses the Habit Finder assessment tool in small group and one-on-one engagements to help leaders understand how deeply thought habits impact every part of their lives. Amy is releasing her new book I See You: A Guide for Women to Make More, Have More, and Be More – Without More Work due out in February 2024. Topics discussed:
Connect with Amy: 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 35 Savings Strategies: How to Build an Emergency Fund on a Tight Budget | 21 Nov 2023 | 00:22:10 | |
Saving strategies to help you build an emergency fund on a tight budget Listen to today’s episode to find strategies and motivation to begin your journey with saving money in an emergency fund. Knowing how an emergency fund can support your money journey is important to being successful and growing not only that emergency fund, but future wealth.
💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 34 Saved Enough for Retirement? Tips If You Started Late With Faron Daugs | 14 Nov 2023 | 00:24:50 | |
Faron Daugs is a Certified Financial Planner™ and wealth advisor with more than 30 years of experience. As the founder and CEO of Harrison Wallace Financial Group, he serves as a go-to source and trusted advisor for his clients across the country. Based in Libertyville, Illinois, Harrison Wallace Financial Group provides comprehensive wealth management services and a consultative approach to help entrepreneurs, executives, self-made millionaires, and generations of families meet their financial goals. Listen in as we discuss:
Connect with Faron Daugs Harrison Wallace Financial Website 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 33 The 5 Budgeting Phases from Shock to Second Nature | 07 Nov 2023 | 00:22:26 | |
Listen to today’s episode to dig deeper into the budgeting process. Most of the time it’s more than creating and tracking. I discovered that my entire budgeting journey was reflected in phases. With each phase, I was able to learn more and progress. Learning this information now, you’ll have a step up to conquering your fighting issues with budgeting.
Each phase is discussed and the obstacles laid out within each phase. I wish I would have known this before I started budgeting. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| 3 Steps to Build A Retirement Plan w/o Budget Restrictions | 07 Oct 2025 | 00:14:53 | |
[Ep 155] When you think about retirement planning, do you feel pressured to give up the things you enjoy today so you can save for the future? That’s a false choice. You don’t have to live with restrictions to create security for tomorrow. In this episode, I’ll show you how to bring balance to your money so you can enjoy life now while still building your retirement dreams. By the end of today’s conversation, you’ll know how to structure your spending and saving in a way that feels sustainable, purposeful, and aligned with what matters most to you. What You’ll Learn in This Episode: ✅ Why “all or nothing” thinking keeps you stuck with money and retirement planning ✅ How to create simple rules for balancing debt payoff, saving, and spending ✅ The truth about why over-saving or over-spending leads to burnout ✅ Three steps to implement the “now and later” philosophy with your money ✅ How to use systems (not willpower) to stay consistent Related Episodes: Ep 98 - Retirement 101: Creating a Fulfilling Next Chapter, Your Retirement Ep 120 - How Do I Start a Retirement Plan? Dream It First 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 32 Learn to Fight Budget Fatigue: 6 Tips to Stay Inspired on Your Journey | 31 Oct 2023 | 00:19:13 | |
The money journey is long, but it doesn’t have to be hard. The beginning will be definitely a learning challenge, but once you’ve figured out the pieces and have them running smoothly, it should be easy. Listen in as I share 6 tips to help you stay motivated when the going gets tough!!
Look for the well-oiled machine that you need while on your journey to financial independence! 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 31 Shifting Mindset from Scarcity to Abundance With Money, One Woman's Story | 24 Oct 2023 | 00:21:06 | |
Iva is a certified Chrisitian life and Neuro coach. I help ambitious, faith-filled women master their mindset so that they can build thriving profitable businesses. This is powerful transformative work that gets to the root of what is holding many entrepreneurs back from building the successful business that they dream of. In 2019 I decided to pivot and begin coaching other business owners and absolutely love what I get to do! A couple of interesting facts about me: I was born and raised Amish I left that culture when I was 14. I quit school when I finished 8th grade. I started my first business when I was 14. I helped my oldest son recover from autism. Iva tells us about her experiences with money from a very young age until now as an adult.
Connect with Iva! 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||
| Ep 30 Savings the #1 Habit to Financial Security | 17 Oct 2023 | 00:19:20 | |
Savings the #1 Habit to Financial Security Today’s episode is all about the power of saving money. By learning how to become a saver, we are able to get rid of debt and grow our wealth. I not only share eight (8) ways savings can help us manage our money but also share strategies and tips for saving money and how to overcome the obstacles you might face. Listen in as I share my thoughts on saving:
Start small and start creating the habit. 💜 Book your free Retirement Ready Q&A Call 💰 Join the Retirement Ready Workshop ✨ Connect with me on Instagram | |||