Explorez tous les épisodes du podcast Wealth and Wellness University

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Book a call: https://bit.ly/ytalignment If you're ready to get financially clear and become work-optional? Financial clarity for high-earning women starts with one honest habit, checking the numbers. Case study: how Cassandra went from avoiding her bank account to a real plan.Say hi on social:Instagram: https://www.instagram.com/jacentwamala

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Book your complimentary financial consultation session https://bit.ly/4apmwwEWhat does it really take to raise your credit score 100 points in just 30 days after being stuck for years?In this real-life money case study, you’ll meet Ilona, a business owner who felt frozen around money. She had no savings, a credit score stuck in the low 600s, and deep anxiety about finances despite working hard and doing “all the right things.”After one strategic shift, everything changed.In this video, Ilona shares how she:✔ Raised her credit score 100 points in one month✔ Built five figures in savings✔ Reached a 746 credit score✔ Rebuilt trust and confidence with money✔ Improved her finances without hustling harder or burning outThis isn’t about credit repair tricks or quick hacks. It’s about understanding your relationship with money, learning how to make aligned financial decisions, and creating stability that actually lasts.If your credit score feels stuck, money feels stressful, or you know you’re capable of more but don’t know how to get there this story will resonate deeply.👉🏾 Ready for your own transformation?Book a call with me here: https://bit.ly/4apmwwEYour financial wellness is a key part of your overall wellness and change is possible.Say hi on social:Instagram:   / jacentwamala  Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala

High income, still stressed about money? Book a free call and let’s fix your financial blind spots: https://bit.ly/4pWF0cwIn this video, I break down the 3 financial blind spots that keep high earners stuck in stress even when they’re making great money.If you want financial clarity, a simple plan, and real confidence with money, start here.If you’re earning well but still feel behind, overwhelmed, or unsure where your money is actually going, you don’t need another budget… you need clarity, a compass, and conviction. I’ll walk you through how to create financial clarity, set a direction for your goals (debt payoff, savings, investing, generational wealth), and build the conviction to follow through even with a busy life and a thriving career/business. I also share real examples of women who used this approach to reduce debt, build savings, and feel in control again.Book a call for personalized support: https://bit.ly/4pWF0cwSubscribe here: https://www.youtube.com/channel/UC_i5S1hB1NAe1v2xxg3kUQA?sub_confirmation=1Say hi on social:Instagram: https://www.instagram.com/jacentwamala#JacentsWamala #financialplanning #moneymindset #personalfinance #debtfreejourney #wealthbuildingDisclaimer:Note information shared is for educational purposes only. Thank you for your support!

Want to achieve your financial goals in 2026? Book a call with me here: https://bit.ly/4qQslIL. In this video, we dive deep into essential financial concepts that will empower women of color to take charge of their financial futures. Whether you're setting new year resolutions or seeking foundational knowledge, this guide is tailored just for you!Key Takeaways:Understand the importance of financial literacy for women of color.Learn how to set actionable financial goals that align with your aspirations.Discover proven strategies to build a stable financial future.Join our community and get the support you need to succeed! Don’t forget to subscribe for more empowering content: https://www.youtube.com/channel/UC_i5S1hB1NAe1v2xxg3kUQA?sub_confirmation=1Say hi on social:Instagram: https://www.instagram.com/jacentwamala#JacentsWamala #FinancialGoals #WomenOfColor #FinancialLiteracy #Empowerment #newyearresolutions2022Disclaimer:Note information shared is for educational purposes only. Thank you for your support!

Book your complimentary financial consultation sessionhttps://link.authoritysystems.net/widget/bookings/jacent-wamala-personal-calendar-rwtepmjmhoauscv🌴 Transform Your Finances: A Conversation with Mary Lou Ancheta 🌴Are you struggling with financial organization and clarity? Join us as Jacent Wamala chats with Mary Lou Ancheta, a private practice owner and clinical psychologist, who shares her inspiring journey towards financial freedom. Discover how she turned her challenges into triumphs and the actionable steps she took to regain control over her finances.👉 Key Highlights:Understanding the importance of financial organization (2:59)Overcoming fears around discussing money (3:30)Balancing work and personal life while managing stress (5:19)Strategies for paying off debt, saving, and investing (9:42)The transformative impact of mindset on financial success (11:04)💡 Call to Action: Ready to take control of your finances? Book a call with me to start your journey today! 📅 https://link.authoritysystems.net/widget/bookings/jacent-wamala-personal-calendar-rwtepmjmhoauscvSay hi on social:Instagram: https://www.instagram.com/jacentwamalaDisclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #Financialorganizationtips #Overcomingfinancialanxiety #Transformingyourfinances #FinancialFreedom #MoneyMindset #PrivatePractice #WomenInBusiness #DebtFreeJourney

Book your complimentary call 👇🏾https://link.authoritysystems.net/widget/bookings/jacent-wamala-personal-calendar-rwtepmjmhoauscvSay hi on social:Instagram:https://www.instagram.com/jacentwamalaDisclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala

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If you’ve been craving clarity, direction, or proof that real transformation is possible… you need to hear this.

Lily went from feeling stuck, anxious, and completely overwhelmed by money — to building a six-figure net worth, paying off her student loans, starting a business, landing two promotions, and finally feeling calm and confident with her finances.

The wild part?
When she calculated her net worth back in 2020… it was $10.

In this interview, she opens up about what shifted, what actually helped, and how she rebuilt her entire life — from her finances to her confidence to dancing again 4–5 times a week.

If you’ve ever wondered what’s truly possible for you… watch this.

I have a feeling something in her journey is going to resonate deeply with you.

With love,
Jacent

Book your complimentary financial consultation now https://bit.ly/3GwbsSc

Connect on IG @JacentWamala

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #debtfree #debtfreejourney #debtfreecommunity

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moms #stopworrying

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  YouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moneymindset #moneycoach

Book a complimentary strategy sessionhttps://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01Say hi on social:Instagram:https://www.instagram.com/jacentwamalaYouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Meet Nikki Hi, I’m Nikki Alfaro! Born and raised in Las Vegas, NV, I’ve always been passionate about building meaningful connections and making an impact. I graduated from UNLV with a degree in Business and Marketing, which led me to an exciting career journey—from hospitality, food and beverage, and nightlife marketing to six years in residential lending. In 2023, I felt called to make a change and joined the non-profit sector, working at Opportunity Village, and later stepped into full-time ministry at City Light Church, where I serve in the Next Gen department. My faith in Jesus is the foundation of everything I do, and I’m passionate about empowering the next generation to find their purpose. Outside of work, I’m a wife, dog mom, coffee enthusiast, and sushi lover. Let’s grow together! Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialfreedom

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Inspiring stories of financial transformation Jorelle's story    • How to Stop Overspending and Save Big...   Alicia's story    • How This Therapist Paid Off $10K Debt...   Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth #financialfreedom

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Alicia Rippy has a Bachelor of Science degree in Psychology from Colorado State University & a Master’s degree in School Counseling from Adams State University. She has worked with teens & adults for over 14 years, and currently owns her own private therapy practice in Lone Tree, Colorado called Wild Strength Therapy. She uses evidence-based modalities such as: CBT, EMDR, IFS & Wilderness therapy to help support client goals. When she’s not in the office, she enjoys exercising, reading, crafting (AKA pinterest failing), taking naps, spending time outdoors hiking or camping, and traveling the world with her two children and husband. Connect with Alicia 👇🏾 www.wildstrengththerapy.com Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala

Book a complimentary strategy session https://calendly.com/wamalawellness/n... Are you earning good money but struggling to make it work for your financial goals? In this inspiring interview, [Name], a therapist, wife, and mom, shares how she went from feeling stuck and overwhelmed with her finances to taking control and creating financial freedom for her family. In just 3 months, she: ✔️ Created a clear, organized money plan ✔️ Cut her food spending in half without sacrificing fun family time ✔️ Started paying down debt and saving with ease—no restrictive budgeting required ✔️ Improved communication with her husband ✔️ Became a confident financial role model for her kids Her transformation proves that it’s never too late to rewrite your financial story. Whether you’re looking to pay off debt, save more, or simply feel less stressed about money, [Name]’s journey will inspire you to take action. 💡 Ready to start your own financial freedom journey? Watch now! 👉 Don’t forget to like, comment, and subscribe for more tips on building wealth and financial freedom! #FinancialFreedom #BudgetingTips #DebtFreeJourney #MoneyMindset #WealthForFamilies Say hi on social: Instagram:  / jacentwamala   Watch on ⁠Youtube⁠ *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentWamala #howtostopoverspending #personalfinanceforwomen

Download my complimentary EBOOK now 👇🏾 https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Brionna Simons was recognized as a 2023 Rising Star by Event Marketer, Brionna Simons, M.S., helps multicultural audiences get to know Fortune 500 companies through brand experiences. Her latest campaigns include an HBCU financial health tour sponsored by Chase that won the Gold Award for Best Multicultural Campaign, a 3-D hologram experience for NFL fans, and a film series spotlighting Black and Indigenous business owners who are partners with Visa. Brionna is an alumnae of University of Denver and University of Las Vegas and carries 15 years of marketing and events experience. She currently serves as an Account Director at Think True, a minority-owned marketing agency based in Los Angeles. Find her on LinkedIn at https://www.linkedin.com/in/brionnasimons/. Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialfreedomforwomen #financialwomen #personalfinaceforwomen

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #balancingspendingandsaving #financialmindset

Jenae Thompson is a Content Marketer, Social Media Strategist, and Creative Director with five years of experience working in organic strategy, and in the Social Media and Digital Marketing space, as a Social Media Manager and Coach, Copywriter, Community Manager, Content Creator, Marketer, and Creative Director. Her humble beginnings as an Actor turned Social Media Manager led her to her true calling--coaching fellow business owners on the art of leveraging content. He has had and currently has the pleasure of working with companies and brands spanning various markets and fields across the United States, including Adwizar, PopViewers, Chelsea Market, and more. Her background in theatre and her certification as a Transformation and Life Coach aid her divine assignment, assisting entrepreneurs, public figures, and multi-million dollar companies worldwide. Connect with Jenae👇🏾 Clarity call link: https://sayquoi-discovery.as.me/ Download The Financial Freedom Formula https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala

Download The Financial Freedom Formula Ebook https://jacents-gems.ck.page/427369dafd Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #generationalwealth

Let’s get your financial freedom journey started today! https://jacents-gems.ck.page/6fff836cff

Book a complimentary strategy session https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #moneyhabits #moneymindset

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Are you a high-earning woman of color wondering why you haven't started investing yet?

In this video, I break down the real reasons why you might be hesitating to invest, even with a strong income. From the lack of representation to the weight of first-generation wealth building and the psychology of money, we'll explore the barriers that might be holding you back.

🔑 Key Topics Covered:

-Why representation in finance matters for women of color

-The unique challenges of first-generation wealth builders

-How your money mindset could be impacting your investment decisions

-Actionable steps to start investing with confidence

💡 About This Channel: I'm Jacent Wamala, a financial education enthusiast and Licensed Marriage and Family Therapist with over a decade of experience. My mission is to empower women of color to be empowered in their financial future and build lasting wealth. Whether you're new to investing or looking to level up your financial game, you're in the right place.

👉 Subscribe for more insights on wealth building, money mindset and management, and financial empowerment. Let's stay connected Instagram:https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #investingforbeginners #investingforretirement

Download the Financial Freedom Formula Ebook now.👇🏾 https://jacents-gems.ck.page/427369dafd Hi my name is Rosy… I am the possibility of possibilities. The possibility of creating a life based on desires and given gifts, The possibility of calling in all the resources life has to offer, The possibility of healing generational traumas and cycles, writing new narratives, The possibility of stepping fully into who I am and who God created me to be and living my life in celebration of THAT each day. I speak to women about identifying the possibilities for themselves so that they can honor themselves and create the life they desire. IG: @embodying_possibilities Ready for change apply to chat with my team https://calendly.com/wamalawellness/coachingconsult Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support!

Apply to chat with my team https://calendly.com/wamalawellness/c... Say hi on social: Instagram:  / jacentwamala   YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #savingschallenges #savemoney

Improve your money habits https://calendly.com/wamalawellness/new-free-50-minute-zoom-coaching-consultation?back=1&month=2024-01 Say hi on social: Instagram:https://www.instagram.com/jacentwamala

In 2022 I learned there was a different way to live, I didn't have to live paycheck to paycheck or work for the rest of my life like everyone in my family. The first step was to get out of debt so I could save and invest , so excitedly I started reading more and listening to many podcasts about finances.   I was like I can do this until I realized I was 250k in debt for student loans, around 10k for consumer debt and owed the IRS a whopping 44k due to an error on my part from many years ago.  I immediately got discouraged because it would take me forever to pay all of that off, while being the breadwinner in the house and supporting a family.  Despite all that I made a plan anyway, I already worked in a field for the public service loan forgiveness (PSLF) program and calculated that I had 6 more years of payments left so that would help with the 200k in government back student loans and I had 50k in private loans.  Unfortunately, my plan did not match my income so I picked up a second job to make the process go faster, now I was working all the time and really feeling discouraged.  I had come across this podcast Wealth and Wellness University and was starting to think I can do this then I joined your program.  That really helped change my mindset and helped me really focus on why I was doing these things and making the sacrifices so I could live a better life.

In that time the PSLF program had a  temporary change that allowed back payments prior to reconsolidation count and my 6 year plan was down to 1 year and just like that 200k gone, I paid off my consumer debt with my second job while paying down my IRS debt.  Then an opportunity came for us to move out of the state so I sold my house and wouldn't you know it was enough to cover my IRS debt that I had been paying on for the past 2 years and grew my emergency fund to 4 months of living expense.  As my life would continue to go in this upward direction my part time job turned into a full time job.  Now I know this seems like a lot to have two full time jobs, but it is only temporary.  I maxed out my 403b for the first time ever in life, I invested in real estate syndications and the stock market.  For me I felt that my marriage was financially and spiritually draining especially with someone who is not on the same page financially.  Once we separated and I didn't have the financial or emotional strain I was able to manage my expenses better and budget for everything which allowed my credit score to skyrocket over 800 points.

I am far from perfect with my finances, but this past year has taught me a lot about money, mindset and my health.  I still have my private loans to finish paying, but I took a break and gave myself grace to travel and do other things that I loved since I basically deprived myself for a year.   I feel like more doors are opening for me as I stay focused and intentional on my goals, I  always wanted to be a CIO and I was offered the opportunity to join a mentoring program and they really encouraged my growth and development.  

I know people will be like you still have debt and you are doing other things, but I feel a financial plan is your plan and I like a balanced approach since my private student loan payment is low interest and I have a 1 year (aggressive) and a 2 year (non-aggressive aka live my life with a toddler) plan. *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support!

Watch on YouTube

https://youtu.be/gaNLecsEfXk

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Watch the video on Youtube

https://youtu.be/onyF_WcbV7M Say hi on social: Instagram:https://www.instagram.com/jacentwamala YouTube Video URL: *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialwellness #financialindependence

Download The Financial Freedom Formula now!👇🏾https://jacents-gems.ck.page/427369dafd Apply to chat with my team & start creating financial freedom today https://calendly.com/wamalawellness/coachingconsult The challenges that brought Stacey to our community. "As an entrepreneur, I have always been able to make money, but managing and budgeting money was never my strong point. Although I grew up in a home where money was never an issue, I was never taught how to be financially literate. It wasn't until my father became ill and the money stopped rolling in that I began to realize the importance of financial literacy and planning. I joined the community to become better and proactive with setting financial goals and budgeting." Wins since joining the community "I've been able to pay off some debt and I have a better scope of what my monthly personal and business income looks like. My mindset has changed about the way I look at money and I am more mindful about how I spend my money. I am also no longer afraid of money. I used to be scared of budgeting and looking at my finances and I am no longer afraid. Money flows to me more freely. As a result, I have some incredible opportunities with my business. My change in mindset is the biggest win. I've also been able to reinvent myself because my mindset is different. I am very thankful to the community for this." Meet Chef Stacey Chef Stacey Dougan is a globally revered plant-based chef, who has successfully combined the art of culinary vegan cuisine with the mastery of entrepreneurship. A vegan chef for over two decades, Chef Stacey was the founder and Executive chef of Simply Pure Vegan Cafe, the second plant-based restaurant to open in Las Vegas. Chef Stacey is also the founder of the Simply Pure food truck, the first plant based food truck in the state of Nevada. Her impressive culinary background includes training with James Beard award winning chefs and creating meals for celebrity clients such as President Bill Clinton, New Jersey State Senator Cory Booker and artists Usher and Erykah Badu. Chef Stacey is also a culinary trained raw and living foods nutritionist, creating recipes designed for optimum physical and mental health. She continues to serve the Las Vegas community by cultivating and teaching unique recipes that are satisfying, creative and nutritious. Connect it’s Chef Stacey www.simplypurelv.com @simplypurelv Say hi on social: Instagram: https://www.instagram.com/jacentwamala *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support! #JacentsWamala #financialwellness #financialfreedom #financialcoaching #financialjourney

Apply to chat with me or someone on my team about your goals and how we can support you in making them your reality.

These are the unexpected steps I took to save $30,000 in 6 months. Sharing what helped me see five figures in my bank account for the first time. Hope they help you in your financial freedom journey. Apply to chat with my team https://calendly.com/wamalawellness/c... Say hi on social: Instagram:  / jacentwamala   *Affiliate Disclaimer: Note information shared is for educational purposes only. Thank you for your support!

Let's connect

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Connect with Jollina

https://www.kijijisisterhood.com/

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Want to get coached by me? Apply to chat with my team

Let's connect @jacentwamala

Let's connect

@JacentWamala

Ready for change? Apply to chat with my team

Want to get coached by me? Apply to chat with my team

Want support on your financial freedom journey? Apply to chat with my team.

Ready for change? Apply to chat with my team

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Looking to build wealth without burning out?

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Looking to build wealth without burning out?

Apply to chat with my team