Two Cents – Détails, épisodes et analyse
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Two Cents
Salary Transparent Street
Fréquence : 1 épisode/7j. Total Éps: 24

salarytransparentstreet.substack.com
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Turn 1 Million Followers Into $1,000,000 | Two Cents Podcast by Salary Transparent Street
jeudi 30 janvier 2025 • Durée 21:33
COMMUNITY PSA! We're launching a Substack 💚 You can learn more and support our work here!
You'll get:
- Access to exclusive Salary Transparent Street and Two Cents content
- Members-only office hours to ask us questions directly
- Tune in to LIVEs we'll host with key thought leaders in our network on relevant career and finance issues
- Discounts and early access to merch, ticketed events, and courses + workshops
In this episode, we're breaking down how we made six figures through brand partnerships and how you can, too!
We explain:
- How to get in contact with blue chip companies
- How to maximize the potential of partnerships
- Why long-term deals are important
- Our strategies to strengthen and renew brand deals
What questions do you have? Let us know in the comments!
And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
Thanks to our newest sponsor, Glassdoor ! To learn how Hannah found out she was underpaid $25,000, as well as the top 3 tips she recommends so that you don't find yourself in a similar situation this year, connect with her on Glassdoor here 👉 https://bit.ly/4g8PnF8
Brought to you by @SalaryTransparentStreet
Podcast edited by Amanda Deisler
Graphics designed by Nhu Nguyen Dowling
Follow STS on all socials @SalaryTransparentStreet
Follow Hannah on IG @thatmoneystreetgirl, TikTok @hannahwill3ams
Follow James on IG @sts.bts
Chapters:
0:59 Thanks to our sponsor, Glassdoor
1:35 Blue chip companies
2:25 How to get in contact with brands (inbound, outbound)
5:55 Offer multiple deliverables
7:56 Prioritize long-term partnerships
10:53 Find ideal partners within your niche
13:55 Listen to your audience
15:30 Be strategic about ad frequency
18:09 BIG ANNOUNCEMENT
#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
How Much Did We Make in 2024? Gross Revenue and Net Profit | Two Cents by Salary Transparent Street
mercredi 22 janvier 2025 • Durée 24:51
Thanks to our newest sponsor, Glassdoor! To learn how Hannah found out she was underpaid $25,000 and the top 3 tips she recommends so that you don't find yourself in a similar situation this year, connect with her on Glassdoor here!
The episode you’ve been waiting for: how much did we make from our channel, Salary Transparent Street, in 2024?
We’re opening up our books and sharing:
- How much we made in 2024
- Where our sources of revenue come from
- What our expenses are, from largest to smallest
- Our net profit after deducting our expenses
What questions do you have? Let us know below!
And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
Resources mentioned in the episode:
- Our accountants, Financial Design Co
- Our 2023 revenue breakdown
- Our Salary Database
- Our Transparent Job Board
Follow Salary Transparent Street:
- TikTok
- YouTube
- Snapchat
Follow Hannah:
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Edited by Amanda Deisler
Graphics by Nhu Nguyen
Chapters:
0:00 Welcome 💚
0:43 Thanks to our sponsor, Glassdoor!
1:40 STS revenue flashback
2:50 Gross revenue
3:52 Revenue breakdown
6:06 Which social platform pays us the most?
10:28 What were our expenses?
14:23 Check out our database and job board!
17:50 Net profit
18:30 "This money is going to run out by ____"
20:53 SHARE YOUR TWO CENTS
#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
Taxes, Jobs and Housing: Navigating Our Finances Post-Election | Two Cents Podcast
mercredi 20 novembre 2024 • Durée 40:52
The 2024 election is over...now what?
In this episode, Hannah and James break down what’s next for your wallets by exploring the election's impact on the economy, particularly tariffs, taxes, housing, and jobs.
We'll cover which items might become more expensive, how mortgage rates are reacting, and what you can do to set yourself up for success in the job market.
Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
And thanks to our newest sponsor, Public! Learn more at Public.com/STS
A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
Follow Salary Transparent Street:
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- TikTok
- YouTube
- Facebook
- Snapchat
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Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
1:48 In this episode...
2:56 Thank you, Public!
6:50 TARIFFS
8:09 What items will be impacted?
10:30 Consequences of increased tariffs
12:10 TAXES
14:30 HOUSING
16:22 How are bonds related to mortgages?
16:55 JOBS
18:40 Negative impacts to the job market
23:00 Positive impacts to the job market
28:30 Are we worried as content creators?
29:45 How are we preparing for 2025?
32:05 Watching Warren Buffett
35:00 Should you start looking for a new job?
37:00 Are we leaving the country?
#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #2024election #electionresults #uselection #presidentialelection #couplesfinances
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
From Adoption Fees to Vet Bills: The Real Price of a Multi-Pet Household | Two Cents Podcast
mercredi 13 novembre 2024 • Durée 41:42
Ever wondered how much it really costs to have a multi-pet household?
In this episode of Two Cents, we break down the expenses of caring for our four furry family members—two dogs and two cats. From adoption fees and insurance to the monthly food bill and those inevitable surprise vet visits, we’ll dive into the real price of pet ownership.
Whether you're a pet parent or thinking of becoming one, tune in to get a transparent look at the financial side of life with four paws...times four!
Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
And thanks to our newest sponsor, Public! Learn more at Public.com/STS
A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
Follow Salary Transparent Street:
- Instagram
- TikTok
- YouTube
- Facebook
- Snapchat
Follow Hannah:
Follow James:
Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
0:00 Intro
0:54 Public Ad
2:05 Our first dog: Quinn
6:21 Why Quinn was more expensive
8:56 Don't go cheap on this
10:44 How training went wrong
13:51 Our first cats: Murphy and Mischief
19:30 Our second dog: Semi
24:08 How much do 4 pets cost?
25:10 Insurance with Lemonade
27:05 Unexpected medical costs
33:19 Miscellaneous expenses
35:15 Our best recommendations
#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #petcosts #howmuchdopetscost #howmuchdodogscost #howmuchdocatscost
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
Our $605,000 Home Is Sinking 😳 Our Two Cents On Renting Vs. Owning As Home Owners | Two Cents Podcast
mercredi 6 novembre 2024 • Durée 57:02
In this highly anticipated episode, we dive into our $605,000 home-buying journey. 🏡
You won't want to miss this if you're considering a home purchase or simply curious!
We break down why we decided it was the right time to buy and all the financial details, including how much we really spent using the VA Home Loan and why we're paying $300K more than our home value.
We'll also share what we learned from putting $30K into the property, our regrets, and yes—even the part where we discovered our house is sinking. We wrap up with some tips and recommendations to help you save on interest and pay off your home faster.
Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
And thanks to our newest sponsor, Public! Learn more at Public.com/STS
A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
Follow Salary Transparent Street:
- Instagram
- TikTok
- YouTube
- Facebook
- Snapchat
Follow Hannah:
Follow James:
Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
0:00 Intro
1:02 PUBLIC 🥳
2:19 We bought a home!
2:30 Why did we decide to buy a home?
6:14 Our turning point
9:03 Hannah's issue with flipping homes
9:59 Searching for the perfect home
15:28 Breaking down the finances of a $605,000 house purchase
16:20 What makes the VA Home Loan different?
20:05 Why we're paying $300K more than the value of the home?
21:47 How we spent $30K on the home
23:40 Do we regret buying our house?
24:32 Our house is sinking
26:55 What we recommend if you're looking to buy a home
30:22 The pros of renting
32:35 The cons of renting
35:02 The pros of owning
37:47 The cons of owning
43:23 Final recommendations
43:45 How to pay less interest and pay your home off faster
49:40 Red flags to look out for
55:55 Don't forget about these resources!
#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #budgetasacouple #marriedbudget #paytransparency #homebuyingexperience #weboughtahome #howweboughtahome #realestate
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
Workplace Horror Stories | Creepy critters and injuries on the job
jeudi 31 octobre 2024 • Durée 47:14
Happy Halloween! 🎃
In this spooky episode, we're sharing some of our workplace horror stories!
From creepy critters in espresso machines to injuries on the job, we've experienced a lot in our careers. Tune in to hear what we learned from these experiences and why it's so important to know your rights in the workplace (HINT: protect yourself)!🦇
If you liked this episode, we’d greatly appreciate it if you gave us a follow and a review! Thanks, H & J 💚
Thanks to our newest sponsor, Public! 🎉 Learn more at Public.com/STS
A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
Follow Salary Transparent Street:
- Instagram
- TikTok
- YouTube
- Facebook
- Snapchat
Follow Hannah:
Follow James:
Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
0:00 Intro
0:10 PUBLIC AD
1:18 Workplace trauma
4:05 Marine Corps boot camp isn't fun!
7:01 "I've never seen this side of you!"
8:54 Don't go to the head 😢
10:34 This lived in the Starbucks espresso machine...
12:56 That was definitely a violation
13:45 She physically restrained me from leaving
18:30 They took my commission...
23:19 My life could look very different today
23:35 I had 5 jobs at the same time
26:14 I made $1,000/week at this job
28:56 I heard a roar, and looked down...
31:04 They gaslit me into thinking it was my fault
33:20 The door swings open as I bend down
35:08 The reason we started Salary Transparent Street
39:25 I found out I was underpaid $25,000
43:20 They're not the right company for you
44:30 The importance of knowing your rights
45:56 He tried to scare me into not saying anything
46:30 Let us know your workplace traumas!
#twocentspodcast #salarytransparentstreet #twocentspod #salarytransparency #streetinterviewer #streetinterviewers #workplacehorrorstories #workstories
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
Shady Brands and Scamming Street Interviewers
mercredi 23 octobre 2024 • Durée 35:36
An established tech boot camp asked us to do something unethical, and we're spilling the tea.
From how much we gave up on this brand deal to exposing other street interviewers for betraying the trust of their followers, we're spilling the tea and giving you our two cents on how to protect yourself from scammy street interviewers.
If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
Thanks to our newest sponsor, Public! Learn more at Public.com/STS
A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
Follow Salary Transparent Street:
- Instagram
- TikTok
- YouTube
- Facebook
- Snapchat
Follow Hannah:
Follow James:
Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
0:00 Intro
0:56 PUBLIC AD
2:27 Answering follow-up questions from our budgeting video
3:26 Why is child support so high?
5:26 Do we have debt on our credit card?
7:35 "You still didn't answer this..."
9:10 WE'RE CHARTING!
13:17 Spilling the tea
20:44 "Can you interview an actor?"
25:20 Always do your research
26:30 How much did we give up from this brand deal
28:48 "I hired him and he scammed me"
31:15 Our advice to current and aspiring street interviewers
31:50 Hawk Tuah!
32:50 How to avoid street interviewers
34:09 Don't ever do a street interview without this!
35:11 Conclusion
#twocentspodcast #salarytransparentstreet #twocentspod #salarytransparency #streetinterviewer #streetinterviewers #publicinterview #contentcreator #exposingcontentcreators
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
How We Budget $285K As A Couple
mercredi 16 octobre 2024 • Durée 30:21
We get asked how much we make all the time! So we're taking it a step further and sharing not just how much we make but also where those different income streams come from, our various expenses, and more!
If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚
Thanks to our newest sponsor, Public! Learn more at Public.com/STS
A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.
Links:
🍋🐶 Lemonade
🌴 Register for Coral Gables Workshop
💚 Register for Richmond Workshop
🫖 Register for Boston Workshop
🏛️ Register for Georgetown Workshop
Follow Salary Transparent Street:
Follow Hannah:
Follow James:
Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
Chapters:
0:00 Intro
2:08 What luxury means to us
3:55 PUBLIC 🥳
5:55 Breaking down Hannah's paycheck
8:40 Breaking down James' paycheck
13:09 Our total monthly income, post-tax
11:40 What's our largest monthly expense?
14:34 Breaking down our expenses (utilities, debt, etc.)
18:12 Our total debt
20:36 How much do our 4 pets cost?
21:03 What do we do with our extra income?
22:22 Total expenses
27:50 How we made $1M on social media
29:11 What questions do you have?
#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #budgetwithme #budgetasacouple #marriedbudget #paytransparency
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
Wedding costs unveiled: Did we get ripped off?
mercredi 9 octobre 2024 • Durée 34:36
It’s our wedding anniversary! 💍🥰
To celebrate, we’re finally answering your burning questions about our wedding, and giving you the backstory behind all our financial decisions on our special day.
Tune in to hear why people thought we got ripped off by our photographer, what we regretted spending on, how we cut costs on our favorite things, and what we have to say to the haters. ☕️
If you’re married, how much did you spend on your wedding? Let us know in our community poll!
And if you liked this episode, we’d appreciate if you gave us a follow and a review! If you have any questions, please don’t hesitate to send us an email at [email protected]. Thanks! 💚
Links to all our wedding vendors:
Photography: Nicole Simensky
Dress: Lulu’s
Suit: Men’s Wearhouse
Venues: Gravelly Point, Spider Kelly’s
Macaron Tower: Sweets By Caroline
Bouquet: Etsy
Temporary tattoos: Etsy
Follow Salary Transparent Street:
Follow Hannah:
Follow James:
Edited by Amanda Deisler
Graphics by Nhu Nguyen
Episode breakdown:
0:00 Intro
1:31 Wedding cost breakdown
2:31 Our newest hire: DREA!
3:13 What about our household and housing budget?
4:08 What’s the average cost of a wedding in the US?
5:00 Our total wedding budget
5:38 What cost $0?
7:50 Did we get ripped off by our photographer?
9:35 How long were we engaged?
12:15 How many people did we invite?
12:40 Our highest cost
15:07 “We didn’t get any help…”
15:30 Answering your questions
16:40 Addressing the racist comments we received
18:27 Why were there no black people at the wedding?
20:42 Why was Hannah’s wedding dress so cheap?
22:02 Why were people outraged about James’ suit?
23:32 Textbook financial sexism
25:44 Hannah’s bouquet fooled everyone
27:02 What did we regret spending on?
28:40 What was worth spending on?
29:40 How we brought our pets to the wedding
30:36 Cheap and fun additions we loved
32:21 Why didn’t we do a destination wedding?
33:01 Final thoughts and takeaways
#twocents #twocentsbysalarytransparentstreet #twocentspodcast #twocentsbysts #weddingcosts #weddingcostbreakdown #weddingregrets #howmuchdidourweddingcost
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe
Is College Worth It? Our Close Call & Nontraditional Jobs You Never Thought Of | Two Cents Podcast
mercredi 2 octobre 2024 • Durée 37:12
Tune in to hear our two cents on this important question: Is college worth it?
Plus, we break down how we almost missed our flight on a recent tour stop, what we learned at the IBEW International Women's Conference (you'll want to hear this 🤔), and nontraditional jobs you can do without a college degree.
🎠 Watch our interviews from The Big E here.
💡 Explore roles with the IBEW here.
🤳 Listen to our social media best practices here.
0:00 Intro
1:14 Recapping The Big E
4:11 This was the most nerve-wracking experience...
9:29 "Our plane leaves in an hour" 😳
16:55 Recapping IBEW International Women's Conference
20:00 Why is union pay different?
21:50 If we weren't doing this, we'd be...
23:19 How women are different than men
26:10 More people should be looking into this
26:52 Other jobs you can do without a degree
35:15 Is college worth it?
We want to hear your two cents! Leave us a comment on YouTube or Spotify, or send us an email at [email protected] 💚
If you liked this episode, please leave a review, and share this episode with your friends!
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Edited by Amanda Deisler
Graphics by Nhu Nguyen
Get full access to Salary Transparent Street's Substack at salarytransparentstreet.substack.com/subscribe