Explorez tous les épisodes du podcast Things Have Changed
| Titre | Date | Durée | |
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| How AI is Redefining Legal Workflows with Bryan Lee, Co-Founder of Ruli AI | 09 Dec 2024 | 00:45:28 | |
Today, more than ever, industries are turning to tech to address inefficiencies that plague day-to-day operations. The legal industry, often viewed as one of the most traditional and slow-moving professions, is undergoing a silent revolution. Lawyers, known for their meticulous review processes and reliance on institutional knowledge, are increasingly overburdened by repetitive tasks like document review and answering the same questions multiple times. Ruli AI, co-founded by Bryan Lee, is at the forefront of this shift, leveraging artificial intelligence to redefine how lawyers work. On Things Have Changed, we recently hosted Bryan Lee, co-founder and CEO of Ruli AI, to discuss how AI could tremendously boost efficiencies within the legal space while giving lawyers the tools they need to focus on strategic, high-value work. Ruli AI: The AI Partner for Lawyers Bryan’s career journey is far from the typical one - going from big law to launching an AI startup. After spending years juggling the demands of capital markets law, in-house legal counsel, and AI development at Google and Meta, Bryan observed a universal pain point: lawyers spending countless hours on tasks that could be automated. “Imagine if lawyers had an AI partner that could handle repetitive tasks, like summarizing contracts, reviewing for inconsistencies, or even answering basic questions,” Bryan explained. “That’s where Ruli AI steps in.” Ruli AI offers a legal platform with two primary components:
This dual approach makes Ruli AI a trusted partner that helps lawyers focus on what they do best: solving complex legal challenges. The Legal Profession’s Efficiency Problem At the heart of Ruli AI’s mission is the drive to solve a problem that plagues the entire legal industry: inefficiency! The numbers are staggering. In a typical in-house legal team, a single lawyer might support 100 or more employees, resulting in a backlog of unanswered questions, delayed document reviews, and unproductive hours spent on repetitive tasks. Lawyers and AI are an Ideal Fit Ruli AI shows that AI & Law is a perfect fit. There is growing consensus that at least in the Legal field, AI is being viewed more as an Aid, and not a Replacement. By automating routine tasks, AI can empower lawyers to spend more time on complex cases, strategic thinking, and client relations. This technological shift allows legal teams to work more efficiently and cost-effectively while maintaining high-quality services. | |||
| Storytelling That Sells: How to Build a Product Everyone Wants to Share - with Selim Benayat, Bento | 09 Sep 2024 | 00:48:41 | |
In this episode of Things Have Changed Podcast, we sit down with Sélim Benayat, co-founder of Bento and now Director of Product at Linktree, to explore the shifting landscape of the creator economy and how Bento is helping creators showcase their work in a whole new way. Sélim shares the story behind Bento’s creation, their journey through Sequoia’s Arc program, and how they scaled their vision into a platform now empowering creators worldwide to curate their digital identities effortlessly. Creators, from engineers and designers to artists, have always had a hard time trying to visually showcase their work when it's scattered across different platforms. Sélim and his co-founder, Mugeeb recognized this problem and built Bento, a slick and visually stunning platform that lets you pull in all your creative projects into one central hub, making it easier to keep your work & portfolio organized and presentable. Tune in as we dive deep into Bento’s acquisition by Linktree, the lessons learned from building a startup, and where Sélim sees the future of the creator economy headed. Be sure to subscribe to Things Have Changed Podcast and share this episode with fellow creators and visionaries. | |||
| Unveiling AI's Role in Content Creation with Originality AI's John Gillham | 05 Aug 2024 | 00:41:33 | |
Have you ever stumbled upon an article or a piece of content online and wondered, "Did someone actually write this, or is it the work of ChatGPT?" In today’s world, where content is produced at an incredible pace, it's becoming increasingly difficult to tell the difference.. and that’s a problem in the age of misinformation. Think about it: people are getting their news on social media, X, Youtube or Facebook! With the advancements of AI, it’s hard to tell how something online can be truly authentic. With latest studies showing >12% of Google's search results being AI-generated, it's critical to ensure the integrity of the digital content we consume and create. That's where Originality AI comes in! We’re thrilled to host Jon Gillham, founder and CEO on Things Have Changed. as he shares how his team are tackling these issues head-on by developing cutting-edge tech to detect AI-generated content. In a short span of time, Originality AI have achieved remarkable results, and is the most accurate AI Detector in the market for ChatGPT, GPT-4o, Gemini Pro, Claude 3, Llama 3 etc. | |||
| How Cling Systems is Transforming Battery Supply Chains with William Bergh | 24 Jun 2024 | 00:47:32 | |
Revolutionizing Battery Recycling: The Future of Sustainable Energy Management As the world embraces the electric vehicle (EV) revolution, with 1.3 million EVs sold in 2023 alone—a 40% increase from the previous year—the issue of battery disposal and recycling is becoming increasingly critical. The demand for lithium-ion batteries, essential for EVs and other electronics, has skyrocketed, yet the challenge of managing these batteries at the end of their life remains largely unaddressed. The Circular Economy and Battery Recycling The concept of a circular economy, where products are reused, recycled, and remade into new products, is gaining traction as a sustainable solution to the growing battery waste problem. Traditional fossil fuels are consumed and discarded, but batteries, composed of valuable materials such as lithium, nickel, and cobalt, present an opportunity for continuous reuse. This shift from a linear to a circular model could significantly reduce the environmental impact of battery disposal. Cling Systems: Pioneering Circularity William Bergh, the Founder and CEO of Cling Systems, is at the forefront of this transformation. Cling Systems aims to revolutionize the battery supply chain through closed-loop recycling, ensuring that used batteries are efficiently reclaimed and repurposed. This approach not only reduces landfill waste but also conserves valuable raw materials, contributing to a more sustainable energy future. Bergh's vision extends beyond recycling. He advocates for urban mining, a process where waste batteries are harvested for their raw materials, effectively replacing traditional mining. This method capitalizes on the fact that batteries, unlike fossil fuels, are not consumed but stored, making their materials available for repeated use. Challenges and Innovations in Battery Recycling Despite its potential, the battery recycling industry faces significant hurdles. One major challenge is the lack of standardization in battery design, which complicates the recycling process. Unlike lead-acid batteries, which are standardized and widely recycled, lithium-ion batteries vary greatly in their composition and design. This variability makes it difficult to develop efficient recycling processes that can handle the diverse range of batteries in use today. Additionally, the supply of end-of-life batteries is highly fragmented. Batteries reach the end of their life in various locations, often ending up in drawers or being exported to different countries. This dispersed supply chain complicates the logistics of collecting and recycling batteries. Cling Systems addresses this challenge by creating a comprehensive database of battery types and conditions, enabling more efficient tracking and management of used batteries. The Future of Battery Recycling Looking ahead, the future of battery recycling hinges on continued innovation and collaboration. The industry must scale up recycling processes, standardize battery designs, and develop more efficient logistics systems. As urban mining becomes more prevalent, the reliance on traditional mining for battery materials could diminish, leading to a more sustainable and self-sufficient supply chain. Bergh envisions a world where the environmental and commercial value of batteries is maximized through seamless recycling and repurposing processes. By removing the costs and complexities of circulating batteries, companies like Cling Systems are paving the way for a greener, more sustainable future. The shift towards a circular economy in battery management not only addresses the immediate waste problem but also suppo | |||
| How Companies Can Supercharge Their Brand Visibility with Sneha Saigal's Geeks&Experts | 10 Jun 2024 | 00:32:28 | |
The Power of PR: Navigating Today’s Media Landscape with Sneha Saigal In our hyper-connected world, the stakes for corporate reputation are incredibly high. Remember Cristiano Ronaldo's simple gesture that caused a $5 billion drop in Coca-Cola's market value? Or the backlash against Pepsi's Kendall Jenner ad? These moments remind us how quickly public sentiment can shift. Today on the "Things Have Changed Podcast," we welcome Sneha Saigal, founder and CEO of Geeks&Experts, who has pioneered PR solutions that empower startups to turn crisis into opportunity. Her innovative approach helps startups navigate these volatile waters by providing scalable PR expertise, crucial for maintaining a positive public image. Join us as Sneha shares her invaluable insights into the vital role of PR in shaping public perception and brand integrity. We'll explore how effective PR strategies can help startups not just manage crises but also build enduring relationships and a robust corporate identity. Stay tuned as Sneha reveals the transformative potential of PR in the digital age and how it can make or break a company's reputation overnight. | |||
| Is Prompting The New Programming? with Filip Kozera and Robert Chandler, Wordware AI | 20 May 2024 | 00:39:30 | |
Bringing Coding to the Masses with AI. Can programming become accessible to all? This week on Things Have Changed podcast we have Filip C. Kozera (CEO) and Robert Chandler (CTO) from Wordware AI, a startup that's simplifying app creation and making it more user-friendly for both experienced programmers and complete beginners! Imagine you have the next million-dollar app idea – and you're going to build it yourself! But instead of writing complex code, you're simply using...English. That's the vision driving the Wordware team, who are developing these impressive capabilities in a seamless, easy-to-use interface. Today's episode dives into topics like the rise of "prompt engineering" as a vital new skill, the wide-ranging impacts of easily accessible AI development, and a future where creativity and clear communication are more valued than traditional programming languages. Don't miss this fascinating look into making software development more intuitive and user-friendly! 00:00 The Dawn of AI in Software Development 00:46 The Evolution of Programming: From Code to English 01:50 The Impact of AI on the Software Industry 05:02 Exploring the Future of AI and Software with WordWare 05:18 The Challenges and Innovations in AI Development 07:48 WordWare: Revolutionizing Programming with AI 09:33 The Expanding Role of AI in Various Industries 10:02 The Future of Work: AI Engineers and Domain Experts 12:31 Unlocking Creativity and Efficiency with AI 18:49 WordWare: A New Paradigm for AI Development 25:05 Empowering the Next Generation of Developers and Creatives 30:09 WordWare's Vision: Making AI Accessible to All 36:26 Closing Thoughts and Opportunities with WordWare | |||
| How Brevdev Is Making AI Development Accessible and Simple for Everyone with Nader Kahlil | 22 Apr 2024 | 00:30:56 | |
When ChatGPT was launched in December 2022, few could have predicted the rapid transformation the world would undergo in the following months. It emerged as the fastest-growing consumer technology in history, catching many by surprise. As companies explore advanced AI, they often struggle with managing the necessary infrastructure, including the specialized chips that power these technologies, which can slow their progress. Brev, led by Nader Khalil offers a strategic solution that simplifies the complex landscape for companies striving to leverage AI. Brev’s platform is designed to allow companies to focus on leveraging AI for innovation without the overhead of managing hardware, ensuring they can harness these powerful technologies efficiently. In the midst of this GPU capacity shortage, the need for more efficient resource management is highlighted. The lack of GPUs or the GPU availabilities out there in the world is not only affecting the largest customers in the world, but also startups and midsize companies that really need access to it. Today, on Things Have Changed Podcast, we're diving deep with Nader Khalil, Co-Founder and CEO of Brev into how they support the generative AI boom, ensuring that businesses can innovate freely with AI, reducing the trouble of managing high demand GPUs like A100, H100 and others. | |||
| How Swyft Cities Is Revolutionizing Urban Mobility with Jeral Poskey | 08 Apr 2024 | 00:47:15 | |
Tech companies today are building bigger and bigger campuses. Think about Google's sprawling complex in Mountain View, Facebook's expansive headquarters in Menlo Park, and Amazon's new HQ2 in Arlington, VA. These are not just workplaces; they are mini-cities, pulsating with thousands of employees every day. Just trying to get around campus becomes a rather daunting task and that’s a problem that Jeral Poskey, founder of Swyft Cities, thinks about a lot: Swyft Cities was founded in 2019 by some Google Alums, behind the real estate and transportation programs for Google Campuses! The problem they were trying to solve? How do you move massive amounts of people in an increasingly growing campus? Jeral envisions a future where getting around tech campuses and cityscapes is as seamless as hopping on a ski lift, but with the urban flair of downtown gondola rides. Swift Cities isn't just about easing commutes; it's about transforming how we interact with our urban environments, making them more accessible, sustainable, and enjoyable. As Jeral puts it, it's about creating a 'Goldilocks density' of urban living, where communities thrive without the clutter and pollution of cars. | |||
| How Starlink Is Rewriting Connectivity and Its Global Implications | 25 Mar 2024 | 00:39:06 | |
Picture this: You're kicking back, watching one of those jaw-dropping SpaceX rockets launch into the cosmos, carrying astronauts or top-secret cargo to the space station. Yeah, that's the same SpaceX we're talking about today on Things Have Changed. They've been lighting up the skies and our feeds with a whopping 96 launches last year alone. Impressive, right? But here's the kicker: even with all that rocket-fueled spectacle, we're left wondering, does all this bankroll Elon Musk's dream of an inter-planetary human? Enter the game-changer: Starlink. Imagine thousands of tiny satellites zooming above us, bringing high-speed internet across the globe. In just a blink (A few years), Starlink's morphed into a giant slice of SpaceX's revenue, raking in nearly 40%. And let's face it, in a world where the internet's as essential as the air we breathe, Starlink's looking to shake things up big time. So join us on Things Have Changed Podcast as we dive deep into the Starlink saga. It's more than just a tech tale; it's about connecting corners of the Earth that have been left in the digital shadows.
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| How Stellar Is Perfecting the Internet while on the Go with Damien Garot & Hassan Aouisse | 12 Feb 2024 | 00:35:05 | |
We've all been there: mid-conversation or deep into a work session, only for our digital lifeline to suddenly drop, leaving us stranded in a sea of silence. It's these moments of unexpected disconnection that highlight a pervasive gap in our modern, connected lives. Well, Today on Things Have Changed Podcast, we're joined by Damien Garot, CEO, and Hassan Aouisse, CTO of Stellar, a deep tech startup on a mission to perfect internet while on the move. Join us as we delve into the journey of Stellar, uncovering the inspirations, challenges, and breakthroughs that mark their path towards a seamlessly connected world. This episode is more than just a peek into the future of technology; it's a conversation about how bridging the digital divide can reshape our daily lives, making every moment of connection count. So stay curious, and let's explore together how Stellar is lighting up the dark spots on our digital maps, ensuring that no call, no message, and no byte of data is ever lost in transit again. | |||
| From Uganda to Mexico: Asaak's Inspiring Journey Unveiled with Dylan Terrill | 05 Feb 2024 | 00:39:15 | |
Ever wondered how startups grow by buying other companies? Today on Things Have Changed, we're delighted to host returning guest, Dylan Terrill, Chief Business Officer of Asaak, as he discusses his company's remarkable expansion, now spanning two continents. Asaak, founded in 2016, is a fintech company offering loans for motorcycles and smartphones to people who couldn't get traditional bank loans. This approach not only addressed a critical financial gap but also spurred economic empowerment in Uganda. Now they've set their sights on to Mexico, through a strategic acquisition of FlexClub Mexico. With over 300,000 active Uber drivers and a smartphone penetration of 93%, yet with less than half the adult population banked, Mexico presents a fertile ground for Asaak's mission-driven approach. Join us on Things Have Changed for a deep dive into Asaak's groundbreaking journey and the visionary leadership steering it into new frontiers. | |||
| Drones, Data, and Dollars: Anduril's Disruptive Play in the Defense Industry | 29 Jan 2024 | 00:24:56 | |
Palmer Luckey, once synonymous with the virtual reality revolution through the Oculus Rift, catapulted into tech stardom when Facebook acquired Oculus for an astonishing $2 billion. This pivotal moment not only validated VR's potential as the next major computing platform but also marked a turning point in Luckey's career. His journey from crafting immersive digital worlds to influencing tangible, real-world outcomes began here, setting the stage for an unexpected pivot towards a sector far removed from gaming and entertainment: defense. Transitioning from virtual reality to the defense industry, Luckey embarked on a new venture, founding Anduril Industries. This shift was motivated by a desire to innovate within a sector known for its resistance to change, leveraging cutting-edge technology to address modern security challenges. Anduril's inception represented a bold move into a domain dominated by longstanding giants, with Luckey aiming to infuse the agility and innovation of Silicon Valley into the traditionally conservative defense industry.
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| Why Tech Is Going After the Next Trillion Dollar Opportunity - Defense | 22 Jan 2024 | 00:20:01 | |
In the past two decades, technology has dramatically reshaped numerous industries, from newspapers to travel agencies. Once thriving sectors have been disrupted, evidenced by the decline of traditional newspapers, which lost $6 billion in ad revenue to Craigslist alone between 2000 and 2006. Similarly, the rise of platforms like DoorDash, Uber Eats, and Airbnb reflects a significant shift in consumer behavior. Now, this wave of technological disruption is poised to redefine the defense industry, a sector traditionally characterized by unique procurement practices and significant government contracts. 📰📱 The defense sector, once dominated by a handful of major players following a wave of consolidation in the 1990s, is now facing a new challenge: tech-driven transformation. The industry's "cost-plus" methodology, which often leads to inefficiencies and misaligned incentives, is now being scrutinized by tech companies. These new entrants see an opportunity to leverage their expertise in optimizing processes and margins. As tech companies bring their innovative approaches to defense, they're catalyzing a shift towards more efficient and cost-effective solutions. 🚀 Yet, the integration of tech into defense is not without its challenges. Traditional defense contractors are deeply entrenched, familiar with the intricacies of government contracts and regulations. However, companies like SpaceX and Palantir are advocating for more accessible pathways for smaller contractors, potentially leading to greater innovation and competition in the sector. This evolution in the defense industry mirrors the broader impact of tech across various markets, raising questions about the future of defense technology and its implications. 🌐🛰️ | |||
| How Bikes Are at the Forefront of Future Urban Mobility with Mikko Ampuja, Vapaus | 15 Jan 2024 | 00:32:21 | |
E-bike sales outpaced EVs and hybrid cars in both 2021 and 2022. In fact, research shows that by 2030, E-Bike sales are expected to 3x, outpacing even the rapid growth of passenger cars! There is a Bike Revolution taking place across the world and it is not only reshaping personal commuting but also freight and last-mile delivery services. Miko delves into the evolving bicycle industry across Europe, particularly in cycling-friendly cities like Copenhagen and Amsterdam, highlighting how innovations in cycling are not just about transportation, but also about fostering healthier, more sustainable cities. Join us on Things Have Changed Podcast as we explore how Vapaus is leading the global movement, with their unique approach to making cycling an accessible and attractive option for commuters. | |||
| Taste the Revolution: The Wild Foods' Impactful Journey with Patrick Hardy | 27 Nov 2023 | 00:42:37 | |
There is an alarming trend taking place in South America : the steady rise in obesity rates. Despite all the ads and talk about eating healthy, the truth is that getting access to nutritious foods is still a struggle. In response to this growing health crisis, The Wild Foods has emerged as a game-changer. Our guest today is Patrick Hardy, the Chief Operating Officer of Wild Foods, is at the forefront of this revolution. Hailing from Chile, WildFoods is a consumer packaged goods company committed to disrupting the entire food and beverage industry by producing healthy and sustainable food products.
Join us on the Things Have Changed Podcast to hear from Patrick Hardy and find out how Wild Foods is making healthy eating fun and doable, turning things around in a world full of processed food, and setting new standards for what's on our plates. Helpful links:
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| How Dubai Emerged From the Desert to Become One of the World’s Leading Metropolises! | 13 Nov 2023 | 00:25:08 | |
Join us on a captivating journey to the heart of the Middle East as we unravel the extraordinary transformation of Dubai. In this episode, we delve deep into the city's meteoric rise from a regional trading post reliant on oil to a buzzing global hub for investment, tourism, and technology. Discover how Dubai's strategic diversification efforts led to an economy where oil now contributes less than 1% to its GDP, a stark contrast to the 50% it once commanded. We'll explore the pivotal roles of initiatives like the Jebel Ali Free Zone Authority, which revolutionized trade, and examine how Dubai's strategic location and business-friendly policies catapulted it into a major player in global finance. This episode is not just about economic growth; it's a story of vision, innovation, and ambition. Tune in to see how Dubai emerged as the tech hub of the Arab world, setting a new standard for urban transformation and development.
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| Revolutionizing Nigeria: How Silicon Valley Dreams Are Transforming an Oil Giant | 23 Oct 2023 | 00:21:19 | |
Over the past few weeks, we've delved deep into the stories of remarkable companies, visionary founders, and dynamic landscapes of emerging markets! So, where are we zooming in today? Nigeria, Africa. We're exploring the remarkable story of Nigeria, a nation that has emerged as the largest economy in Africa. With a diversified economy and abundant natural resources, Nigeria’s journey isn't just about oil anymore. It’s about tech, entertainment, and an entrepreneurial spirit that refuses to be quelled. Join us as we dive into the secrets behind Nigeria's transformation on the global stage, exploring the factors that propelled it to an economic powerhouse on the African continent. | |||
| GPS: The $100 Billion System That Transformed Aviation, Travel, and Exploration | 09 Oct 2023 | 00:15:16 | |
Tech Journey Time Capsule: | |||
| AI in Healthcare: Uncovering Future Breakthroughs with DeepMirror and Dr. Max Jakobs | 02 Oct 2023 | 00:33:18 | |
Imagine compressing a decade of research into mere weeks or turning a failure rate of 90% in clinical drug development on its head. That's exactly what's on the horizon with the incorporation of artificial intelligence (AI) in the realm of drug discovery, and the person leading this charge is none other than Dr. Max Jakobs, CEO and co-founder of DeepMirror. Prepare to be blown away as we navigate the potential AI holds for revolutionizing healthcare, making it possible to sift through massive datasets with unprecedented speed and accuracy. | |||
| Connecting Continents: Journey with the Pioneers of the Internet | 25 Sep 2023 | 00:11:55 | |
🌐 Embark on a Digital Odyssey with “Things Have Changed”! 🌐 Ever wondered how the maze of the internet came to be? Join us in our latest episode of “Things Have Changed” as we travel back in time to unveil the origins of the digital universe! 🚀 Featuring Voices from the Past:
Snippets of History:
Journey Through Decades:
A Tale of Resilience and Foresight:
Join us on this enlightening journey through the digital ages and stay tuned for more episodes as we uncover the tales and transformations that have shaped our interconnected world! 🎧 Remember, in this ever-evolving digital landscape, Things Have Changed! Links:
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| Transforming the Job Landscape: Insight from Dr. Seth Benzel | 18 Sep 2023 | 00:21:50 | |
Are you prepared for the future? What if we told you that philosophers will play a key role in it? We had a fascinating conversation with the brilliant Dr. Seth Benzel, a Digital Economist from MIT and Assistant Professor at Chapman University. He shared his insights about the transformation of job market landscape, the rise of new types of jobs, and the profound impact of AI on jobs and productivity. We explored how universities are stepping up, investing in STEM education, and how they can play a pivotal role in reducing inequalities and stimulating growth. | |||
| How Vietnam Transformed into a Global Manufacturing Powerhouse | 11 Sep 2023 | 00:24:08 | |
Ever wondered how a nation transforms from a war-torn past to a thriving economic powerhouse? Vietnam's transformation has been nothing short of astonishing, as it deftly navigated through technological advancements and strategic partnerships to establish itself as a pivotal player in the global trade landscape. This Asian tiger, now a central hub for manufacturing, produces a wide range of goods, from shoes to cutting-edge technology, harnessing the potential of the internet, smartphones, cloud computing, and data. If you are currently listening to this podcast on a smartphone, there's a significant likelihood that the device was manufactured in Vietnam. Notably, mobile phones represent Vietnam's top export, generating export revenues exceeding $45 billion in 2017. In a period when global trade has stagnated, Vietnam's trade has skyrocketed, accounting for 190 percent of its GDP in 2017, up from 70 percent in 2007. So, how did Vietnam emerge as a manufacturing powerhouse? In this episode of the Things Have Changed Podcast, we shine a spotlight on Vietnam and explore how the nation has firmly positioned itself as a vital player in Asian global trade, offering a fresh narrative of prosperity in the era of Slowbalization.
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| Behind Brazil's Booming Economy: Agriculture, Tech, and Trade | 04 Sep 2023 | 00:24:46 | |
Ready to embark on an enlightening journey exploring the economic evolution of Brazil? Strap in as we navigate through dramatic GDP growth, a thriving digital revolution, and Brazil's robust role in global agriculture and natural resources. This intriguing exploration uncovers the shifting landscape of globalization and how Brazil, as part of the BRICSA coalition, is carving its own path towards becoming a top five economy. | |||
| From East to West: How Mexico Is Forging the Next Chapter in Global Manufacturing | 28 Aug 2023 | 00:17:55 | |
In the past few decades, it's been like watching the world shrink right in front of us. Globalization has turned our planet into this super connected place where everything's buzzing. Borders? They've become kinda blurry. Businesses? Oh man, they're popping up all over the globe. And tech? Well, it's like the ultimate game-changer, making even the most remote spots possible market hotspots. But winds of change are blowing once again. Enter: Slowbalization. While it might sound like we're hitting the brakes, it's a bit more complicated than that. Countries are revisiting the whole global trade angle thanks to the volatile past few years we’ve witnessed - from rising trade tensions, evolving geopolitics, and supply chain crises driven by COVID. We're moving from that whole worldwide party mode to a chill regional hangout scene. In this series on Things Have Changed Podcast, we're going to unravel the layers behind this shift. Specifically, Mexico is emerging as a standout beneficiary, as US companies aim to divest from China and invest closer to home! Amidst the intricacies of Slowbalization, Mexico emerges as a standout beneficiary. As the whirlwind of global trade cools and countries seek more regional, strategic partnerships, Mexico's geographical proximity to the US and robust trade agreements place it at a pivotal position. As companies reevaluate supply chains and lean towards nearshoring, Mexico's blend of competitive labor costs, established manufacturing prowess, and its strengthened ties with the U.S. through agreements like the USMCA, makes it a beacon for businesses looking for agility and resilience in this new economic landscape. In essence, Slowbalization is opening doors for Mexico that globalization merely hinted at.
Disclaimer: The information and opinions expressed in this episode are for informational purposes only and are not intended as financial, investment, or professional advice. Always consult with a qualified professional before making any decisions based on the content provided. Neither the podcast nor its creators are responsible for any actions taken as a result of listening to this episode. | |||
| The Startup Game Changer: How Carta Is Powering Startups to Triumph - with Peter Walker | 10 Jul 2023 | 00:44:40 | |
Imagine navigating the often-complex world of equity management with ease. Picture illuminating the path to growth opportunities that you were previously oblivious to. That's exactly what our guest, Peter Walker, head of insights at CARTA, is here to discuss. CARTA is reshaping equity management and providing invaluable insights to companies like Slack, Coinbase, and Robinhood, enabling them to focus on their core mission - building their company. Peter stresses the importance of a clear cap table for investors and how CARTA is revolutionizing this process. | |||
| Unraveling the Crash of the BNPL Revolution | 12 Jun 2023 | 00:19:39 | |
On our previous episode, we spoke about the Buy Now Pay Later industry and the players that rode the pandemic to all time highs! But what we didn’t talk about was the chaos that ensued post covid!..Affirm's stock price dropped over 90% since November 2021, AfterPay fell more than 80%, and Klarna saw a decline of over 70%. So what's behind this turbulence? Rising interest rates, inflation concerns, and worries about consumer debt have left investors scratching their heads. But don't worry, we're here to make sense of it all! In this episode, we'll explore the challenges facing the BNPL industry and how it's adapting to the economic storm. We'll also discuss the importance of responsible spending and share some tips to ensure you're making informed decisions when using BNPL services. | |||
| From Credit Cards to BNPL: Inside the Trend Shaping the Future of Shopping | 22 May 2023 | 00:17:52 | |
Imagine this: you're browsing through an online store, eyeing that perfect item you've had your heart set on like the new iPhone 15 or a brand new Leather Couch to pass out on. In today’s world, you can bring it home today and pay later, without the hassle of upfront payments or credit checks. It's like having a financial genie granting your wishes! It’s called “Buy Now, Pay Later” or BNPL. This new form of payment, BNPL aims to disrupt traditional credit cards, by helping customers indulge in that must-have item and spread the cost over manageable installments. So this idea has spawned some billion-dollar businesses, but is it all sunshine and rainbows? Join us on "Things Have Changed Podcast" as we delve into the stories of how this new wave in finance is changing the way you shop online.
Klarna - The Quirky Scandinavian
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| How JP Morgan Grew From America's Biggest Bank to Even Bigger | 15 May 2023 | 00:22:04 | |
In today's episode, we delve into the remarkable story of how JP Morgan Chase became the largest bank in the world. From its humble beginnings to its rise as a global financial powerhouse, we'll uncover the key milestones, strategic decisions, and factors that propelled this iconic institution to its prominent position in the banking industry. Join us as we explore the vision, innovation, and determination that shaped the legacy of JP Morgan Chase. JP Morgan Chase's journey begins in the late 19th century when a visionary named John Pierpont Morgan, known as J.P. Morgan, laid the foundation for what would become an influential banking empire. Through his shrewd business acumen and deep understanding of finance, J.P. Morgan navigated the rapidly changing landscape of the industrial revolution, capitalizing on opportunities that propelled him to the forefront of the financial world. Throughout its history, JP Morgan Chase has demonstrated its ability to adapt and evolve, solidifying its position as a leader in the industry. From strategic acquisitions and partnerships to technological innovation and a relentless commitment to exceptional service, the bank has consistently stayed ahead of the curve. JP Morgan Chase played a pivotal role in the face of economic crises, such as the financial downturn of 2008, and how the institution's resilience and prudent risk management helped it emerge stronger than ever before. So, sit back, relax, and get ready to embark on an enlightening journey through the history, triumphs, and continued success of JP Morgan Chase. | |||
| Inside Apple's Financial Empire: From Apple Pay to the Apple Card and Beyond | 01 May 2023 | 00:31:35 | |
In episode 2 of the Company Spotlight series we explore the world of tech companies invading the finance industry, and specifically Apple, the tech giant that's not satisfied with just dominating the smartphone market. But what's even crazier is how successful it's become. Some people even say that using Apple Pay is easier than trying to navigate the maze that is your bank's mobile app. And who can blame them? With Apple Pay, you don't need to remember your pin, your password, or even your mother's maiden name. All you need is your iPhone and a few taps, and voila, you've just made a purchase. The Worlds most valuable company has its own Credit Card, is providing Loans, and even just announced a Savings Account! Is this the start of the tech domination within finance as well? Tune in!
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| How Microsoft for Startups Is Helping Companies Scale - with Lahini Arunachalam | 24 Apr 2023 | 00:41:51 | |
Starting and scaling a successful startup has never been easy, but in today's climate, it's more challenging than ever. With recent events, such as the collapse of SVB and the slowdown in venture capital, access to funding and resources has become increasingly difficult. For startups to survive, they must have access to the right support and resources. That's where Microsoft for Startups comes in, providing startups with a unique approach to help early-stage companies succeed. On today's episode, we'll dive into how Microsoft for Startups is helping early-stage companies overcome the challenges of building and scaling their businesses. Microsoft is a new player in the startup accelerator game, but the company has a rich history as a startup itself. They started from humble beginnings in the 70s, with just two employees, and now they're a tech giant with a market cap of over $2 trillion. With Microsoft for Startups, the company is making a significant investment in the startup space. Their unique approach is designed to help early-stage companies succeed by providing access to Microsoft resources, technology, and expertise. Joining us on this episode is Lahini Arunachalam, Senior Director of Platform & Growth at Microsoft for Startups. Lahini has spent a lot of time solving problems for startups and is a leader in Microsoft's efforts to invest in the startup space. Whether you're a startup founder looking for guidance, an investor interested in the latest trends and innovations, or simply curious about the world of entrepreneurship, this episode is for you. So stay tuned as we dive into the challenges facing startups, the importance of startup accelerators, and how Microsoft for Startups is helping early-stage companies scale.
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| Should Tech Companies Be Paying Us for Our Data? - with Nick Vincent | 10 Apr 2023 | 00:32:11 | |
Every minute, 990,000 Tinder profiles are swiped, 156 million emails are sent, and 16 million text messages are sent out. Moreover, Google processes 40,000 searches a second and 1.4 billion people log into Facebook every day. We live in a digital economy, and it runs on data! Just think about it, every time you check your Instagram or Twitter feed, Google a new recipe, or search the web for the latest sneaker drop, you are providing tons of data that companies can then leverage to sell you personalized ads, which equals big money. The digital ad revenue business is a whopping $200 billion industry thanks to our generous data contributions. Additionally, Nick and colleague Hanlin Li are suggesting new ways to address the power imbalance: | |||
| Powering the Future: How Governments are Supporting Battery Production for Electric Vehicles | 13 Mar 2023 | 00:29:57 | |
Governments are going BIG on batteries! As the world transitions towards cleaner energy sources, Governments have recognized the importance of securing battery supply chains in the transition towards a more sustainable future!
These government spending packages reflect a growing global commitment to supporting the development and production of battery technology, which is seen as essential for achieving a more sustainable future. By providing incentives and funding for battery technology research and development, these packages are helping to drive innovation and accelerate the adoption of clean energy technologies. In Ep 2 with Gavin White, Co-Founder and CEO of About: Energy, we explore the various initiatives and policies implemented by countries to encourage the production of batteries. | |||
| How About:Energy is Revolutionizing Battery Research & Development - with Gavin White | 06 Mar 2023 | 00:31:03 | |
It seems like every electronic device these days involves some type of battery - your phone, your laptop, and even your CAR! We had another year of SuperBowls boasting new EV production cars from traditional manufacturers like GM, Honda, and Hyundai. The consumers have spoken and the demand for EV's cannot be stopped! Today, on Things Have Changed, we chat with Gavin White, Co-Founder & CEO of About:Energy, revolutionizing the battery industry by building a software platform that helps researchers & institutions design and optimize batteries more efficiently. Gavin discusses in detail the process of building a battery tech company in the age of sustainability: 🤔 Concept & Prototyping during his PhD ⭐️ Commercialization & Building “The Voltt” Software Platform 💊 Pain points & Tradeoffs in the Battery Development Cycle The Voltt platform speeds up the research process while allowing for a much broader exploration of the design space, potentially unlocking new breakthroughs in battery technology.
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| How Technology Is Transforming the $2 Trillion Shipping Industry - With Martin Verhaegen | 13 Feb 2023 | 00:43:57 | |
Transporting people and cargo across the globe is almost as old as time itself! With shipping accounting for 90% of World Trade, it was surprising for us to learn how outdated the industry is with regards to technology! The maritime industry is still very manual, and highly regulated making it a herculean task to even propose bringing about change! But COVID flipped this entire narrative! The pandemic revealed how fragile the global supply chains of essential items are. Shortages in medicines, lumber, to semiconductor chips and cars highlighted the weaknesses & risks in global trade! Recent global challenges & conflicts have made supply-chain resilience a must-have for businesses across the world. The need for advanced technology to predict & adapt to sharp fluctuations between supply and demand is all the more essential! In today’s episode we re-visit our discussion with Martin Verhaegen, Founder & CEO of Qwyk, a digital logistics platform, aimed at revolutionizing one of the oldest industries in the world. Since we recorded this conversation, the THC team was thrilled to hear that Qwyk's incredible cloud-based shipping platform was acquired by Magaya Corporation, the leading provider of logistics and supply chain automation software. Tune in to hear Martin's incredible vision, resilience and drive to digitize the Trillion dollar shipping industry! | |||
| Why Using Credit Cards Is Getting More Expensive | 06 Feb 2023 | 00:25:28 | |
In the past 2 years, inflation has been making headlines all over the world! To add to the higher grocery and utility bills, payments processing companies added on higher fees in 2022. Now, as an average consumer, you may not notice these increases so much! But small businesses, the backbone of the economy, is once-again feeling the squeeze. For a business, it's almost impossible to succeed in today's world without accepting Credit cards. Merchants hand over $138bn in fees each year; according to the National Retail Federation, it is their second-biggest cost after wages. So how is this impacting you as a consumer? Today on Things Have Changed, we dive into why your Credit Card is getting more expensive to use, and how those Swipe Fees are crippling small business owners. | |||
| How Visa Became the Biggest Financial Company in the World | 30 Jan 2023 | 00:22:20 | |
In the previous episodes, we’ve chatted about currencies and how cash was increasingly playing a smaller role, even in fast growing countries like China & India! The disruptor, that helped transition countries into cashless economies: Credit Cards and Debit Cards. In 2021, transactions on these plastic cards hit $6.7 TRILLION USD. Like many other technology industries, COVID helped accelerate the shift from cash to cashless. For the average American, more than half of their transactions were done using a credit or debit card! My first thought on the largest benefactor is the banking industry but there is an even larger player in this field that caught our attention… Payment processing companies like VISA surpassed JP Morgan Chase as the biggest financial services company in America in 2020, boasting operating margins of up to 65%.
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| How UPI Revolutionized India's Economy | 23 Jan 2023 | 00:29:58 | |
Technology is changing finance in developing countries. The Pandemic turbocharged it. With a staggering 650 million Internet users, India has been one of the biggest winners of digitization and by some degree! Just a decade ago, India’s millions of small business owners used only cash to transact. Now they use phones. This has been nothing short of a financial revolution, as Mobile payments, powered by a technology called the UPI, have more than doubled to a staggering $1 trillion in 2021 from the year before! Similar accounts of financial transformations across the globe have taken decades! So how did India’s cash heavy economy manage to turn, in the matter of years, to a more inclusive digital economy from the bottom up? This has been really fun to learn about the Indian story of Financial inclusion and we hope to see initiatives like this grow around the world to reduce friction in transacting! Until next time, stay curious!
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| The End of U.S. Dollar Dominance? | 16 Jan 2023 | 00:24:46 | |
The dollar tumbled to a nine-month low against the euro this past week, after data showed U.S. inflation was easing, prompting bets that the Federal Reserve will be less aggressive with rate hikes going forward. But this isn’t new.. The greenback’s share of global foreign-exchange reserves has extended a two-decade decline, but it’s still used more than all other currencies combined. For decades, the dollar has been the worlds most important currency. You buy energy in dollars, you pay back debts in dollars, and most of world trade is done in dollars. This gives the United States a unique amount of influence which some countries acknowledge is a challenge. Recently, developing countries including Brazil, Russia, India & China have been steering away from the surging US Dollar, in their global transactions. China, the worlds biggest trading partner, could also start demanding “Yuan” for it’s exports instead of dollars - I mean they’re starting to do that already! The dollar will remain the worlds reserve currency for a while but as the United States sanction countries that do not align with its political agenda, it becomes increasingly clear that dollar dominance comes at the risk of US policy alignment. Will we see the US dollar become less relevant? | |||
| Why the Pound Fell to a Record Low and What That Means for the UK Economy | 02 Jan 2023 | 00:25:49 | |
Two months ago, the British government released a “Growth Plan” that talked about tax cuts worth about $45B. That led to a series of events that culminated in Lis Truss going into the history books as the shortest-termed Prime Minister in the UK. Things are not looking good for the UK economy, with interest rate hikes and soaring inflation! Add to that the Sterling Pound Specifically, Sterling Pound has fallen against the dollar by around 20% since the start of the year and inflation is at 9.3% as of November 2022. So - How did this happen? Today on Things Have Changed Podcast, we’re going to talk about how the pound sterling is getting POUNDED! Tune in.
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| How the U.S. Dollar has Become a 'Wrecking Ball' for the Global Economy | 12 Dec 2022 | 00:23:10 | |
In early 2021 the dollar was near its lowest level in more than five years against a broad basket of currencies Fast forward to July of 2022, the dollar reached parity with the euro for the first time since 2002! The dollar has been on a tear! climbing by around 20% over the past year against a basket of global currencies, and is at its highest level in 20 years.
In this season of Things Have Changed Podcast, we’re going to talk about Currencies. and today we’re going to talk about how USD crushed foreign exchange markets!
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| How This Robot Will Make Your Dinner - with Rajagopal Natarajan | 14 Nov 2022 | 00:45:33 | |
During the pandemic, the way you’ve eaten has likely changed. Either you ate out less, you cooked more, or you wholeheartedly embraced food delivery such as DoorDash, Deliveroo, Grab, Swiggy or Zomato based on where you live. The Food Service industry was worth over $900B in 2021 just in North America and it’s only getting bigger. It’s also changing.. you may have experienced it already - with all sorts of new experiences, like food delivery, home chefs, and even robot-made food! Important Links: | |||
| How Sustainable Data Centers Can Help Us Achieve Our Climate Goals - with Dr. Bharath Ramakrishnan | 07 Nov 2022 | 00:31:20 | |
One of the highest consumers of electric power are data centers. According to the International Energy Agency (IEA), the data center industry, accounts for approximately 4% of global electricity consumption and 1% of global greenhouse gas emissions. To top it off, the carbon dioxide emissions of data centers are comparable to that of the aviation industry.The data center industry is responsible for more greenhouse gases than commercial flights 🤯 Researchers and engineers like Bharath are the people that are working to improve the way we use technology, so that it doesn’t have to be technology vs the environment. As a lover of technology, maybe you can start learning about these problems and help building the solutions for the future of data centers. We’re putting some links in the description to help you get started! And you heard him! Reach out if you’d like to know more! Until next time… Stay Curious! Helpful Links: | |||
| How Data Centers Are Guzzling up the World’s Electricity - with Dr. Bharath Ramakrishnan | 31 Oct 2022 | 00:38:59 | |
Whether you’re streaming "House of the Dragon" on HBO or just chatting with your friends on Whatsapp, both cause a chain reaction and use energy. Today nearly all the world's Internet traffic goes through data centers or DCs for short. and it all the crazy things we do on the internet from cloud computing, AI, self driving to streaming your favourite shows on Netflix. | |||
| What Is Moore’s Law and Are We Coming to the End of It? | 24 Oct 2022 | 00:19:52 | |
As of 2022, approximately 95% of organizations are using cloud computing for their work and nearly 85% of companies have deployed their workload on cloud in 2021. Furthermore, with the rising usage of internet and mobile phones & laptops, digitization is flourishing rapidly. | |||
| 👋🏽 Hey It's Jed & Shikher. | 10 Oct 2022 | 00:01:12 | |
Hey THC Listeners! Jed has had a family emergency come up and had to fly to the Philippines to take care of family. Farewell for now but hey... stay curious! | |||
| Amazon AWS vs Microsoft Azure vs Google Cloud | 19 Sep 2022 | 00:31:53 | |
It’s happening. AWS is no longer the only cloud heavyweight doing business with the US Government. Azure has recently signed a $10 Billion deal with the DoD. | |||
| How Cloud Computing Changed Business & Technology Forever | 12 Sep 2022 | 00:27:48 | |
IBM, Google, Microsoft, and Amazon are all taking the helm for the cloud renaissance. Gartner says that in 2021, spending on public cloud services could go over $330B. All types of industries and even GOVERNMENTS are moving their infrastructure and technology to the cloud. If you’ve ever wondered how you’re able to watch Netflix or hail a cab through Lyft with a click of a button, you are basically using the cloud. So ‘What is the cloud?’ Join us as we make sense of the highly-coveted industry! | |||
| Why Batteries Are Extremely Important for the Renewable Energy Transition? | 29 Aug 2022 | 00:28:28 | |
We're revisiting some of our favorite deep dives with industry experts from past episodes. | |||
| Gaming Is Bigger Than You Think.. And Its Growing! | 29 Aug 2022 | 00:29:46 | |
Happy Labor Day Weekend for our American listeners! We hope you have a long and restful weekend! Top games are earning more than the big blockbusters. The top sellers include Grand Theft Auto V, Red Dead Redemption Two, Fall Out 4 and the Call of Duty franchise. Looking into the numbers... The Grand Theft Auto V game has raked in more than $6BN, according to Marketwatch. Compare that to Avatar, the highest grossing movie ever at $2.8BN. As a result, Video game companies have become hot commodities and @thingshavechangedpod we break down the feeding frenzy that has taken over the gaming industry!
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| We Just Turned 2! So Do You Want a Free Pumpkin Spice Latte? | 15 Aug 2022 | 00:01:02 | |
THC Turns 2 🎉🎉🎉 Hey THC listeners! Its been 2 years since we started Things Have Changed, and we just wanted to take this time to say thank you for all the love and support! We wanted y’all to be more involved with how we create our weekly show, and so, starting from today, we’re going to put out a 1-month challenge until September 15th for you to give us feedback on a couple things:
We’re so excited to hear from you and in the meantime Stay Curious! | |||