Explorez tous les épisodes du podcast The Transact Platform Podcast

Join Transact MPS Manager, Ben Roberts, and BlackRock’s Hugo Thompson, as they explore the increasingly popular world of model portfolio services (MPS). In this episode, we look beyond performance and fees to uncover the deeper factors that determine whether an MPS truly fits a client’s needs.

You’ll learn about:

• Why performance and cost are only the starting point when comparing providers
• The three pillars of MPS assessment: objectives, investment universe, and portfolio management
• The shift toward broader diversification, including alternatives and factor‑based equities
• The importance of dynamic asset allocation in today’s market
• Why clear, simple communication is essential for supporting client understanding

Whether you’re an adviser assessing MPS options or simply curious about multi‑asset investing, this episode offers practical insights designed to help you deliver better outcomes.

Listen now and follow on Spotify or Apple Podcasts.

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For more information visit our website at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of The Transact Podcast, CEO Tom Dunbar sits down with Ashwin Field, Senior Partner at Sydney‑based NMG Consulting, to explore what UK advisers can learn from Australia’s fast‑evolving financial advice landscape.

Whether you’re interested in market structure, client trends, platform strategy or regulation, this conversation offers a rare cross‑market perspective and insight.

Together they unpack:

• how the Australian advice market has shifted through consolidation, regulation and superannuation reforms  
• the impact of Australia’s Royal Commission - and why its consequences still shape adviser behaviour today
• the rise of independent platforms and the critical role of proprietary technology
• how fees, annual consent rules and shrinking access to advice reshaped client relationships
• what UK advisers and platforms should take away from Australia's successes and mistakes.

Listen now and follow on Spotify or Apple Podcasts.

Don’t forget to follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, host Lee Comer is joined by David Styles, Head of System and Service Development, and Stuart Fleet, Head of Distribution, for an exclusive deep dive into Transact’s 2026 development roadmap.

They unpack key developments including:

• Seamless direct debit mandates for investors and advisers
• Faster deposit matching and automated handling of banking limits
• Digitalisation of onshore/offshore bond wrapper opening and trust onboarding
• New bond withdrawal assessment tool
• Our future-fit approach to APIs and integrations

Tune in to learn more.

Listen now and follow on Spotify or Apple Podcasts.

Don’t forget to follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Platform Podcast, Tom Dunbar sits down with Mark Polson, Founder of The Lang Cat and one of the most respected voices in the UK platform and advice industry.

Together, they unpack the major shifts reshaping the platform landscape — including what really matters when selecting a platform, and why service experience is still the biggest long-term differentiator.

Mark shares deep insights on pricing complexities, cash interest retention, API-driven integrations, and the evolving role of technology in advisers’ ecosystems. They also explore the next big opportunity for advice firms: preparing for intergenerational wealth transfers and a new type of client.

Whether you’re an adviser, paraplanner, ops lead or simply interested in the future of the UK platform market, this insightful conversation is packed with practical perspective and industry expertise.

Listen now and follow on Spotify or Apple Podcasts.

Don’t forget to follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

Join Tom Dunbar, Chief Executive Officer of Transact, and Andrew Cullen-Jones, Chief Development Officer, as they unpack the trends, challenges and opportunities shaping the world of financial planning, intergenerational wealth management and advice.

Tom and Andrew have an honest conversation about the highs and lows of 2025, developments for the year ahead and announce Unification Day – a development that will unify Transact’s existing integration capability under a single future-fit API. Plus, they’ll discuss why advice firms should be mindful of platforms retaining cash interest, disclosure and the effective cost to clients.

Expect candid conversations, practical insights, and first‑hand perspectives from inside one of the UK’s leading adviser platforms.

Listen now and follow on Spotify or Apple Podcasts.

Don’t forget to follow us on ⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Tom Dunbar (CEO of Transact) sits down with Richard Brian, Managing Director of Curo, and Joanna Roddis, Head of Client Success, to explore the evolution of Curo and its new Power Platform proposition. They discuss why Microsoft’s Power Platform is a game-changer for adviser firms, how Curo delivers deep integration with Microsoft 365, and what this means for security, data control, and adviser efficiency.

Plus, hear about the cultural shift at Curo, its commitment to service excellence, and Transact’s vision for creating seamless technology ecosystems for financial advisers.

Listen now and follow on Spotify or Apple Podcasts.

Don’t forget to follow us on ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, Integrations Manager, Tom Phillips, sits down with Robin Bevan, CEO of Sprint, and Nick Eatock, Co-Founder of Intelliflo, to explore two powerful new apps for financial advisers:

• Transact Income Statement App

• Contributions & Withdrawals Compare App

Discover how these integrations automate manual processes, reduce risk, and improve data accuracy between Transact and Intelliflo systems. Learn why accurate data is critical for reporting, compliance, and even future AI adoption.

Listen now on Spotify or Apple Podcasts and stay ahead with smarter workflows.

Don’t forget to follow us on ⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

Following what has been the most eagerly awaited budget of recent years, join Transact’s Head of Technical Services, Mark Fenlon, and Technical Counsel, Brian Radbone, as they unpack the key announcements from Chancellor Rachel Reeves’ Autumn Budget on 26 November. From frozen income tax thresholds, changes to pension salary sacrifice and ISA rules, to new property levies, and changes to dividend taxation, we’ll explore what these measures mean for financial advisers and their clients. Expect clear insights, practical implications, and expert commentary to help you navigate the new tax landscape.

Don’t forget to follow us on ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ and ⁠⁠⁠⁠X⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Lee Comer, Video Production Manager is joined by David Styles, Head of System and Service Development, and Stu Fleat, Head of Distribution, to share the latest updates from Transact’s November release. Discover how we’re making financial planning easier with new features like online special pension beneficiary nominations, the ability to delete pending transactions, and enhanced transfer reporting. Plus, learn about improvements to drawdown options, upcoming multi-factor authentication for investors, and how we’re automating processes to save time for advisors. Tune in for a quick, practical update on the changes that matter most to you.

Don’t forget to follow us on ⁠⁠⁠LinkedIn⁠⁠⁠ and ⁠⁠⁠X⁠⁠⁠

For more information visit our website at: ⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

Join Mark Fenlon, Head of Technical Services at Transact, and Brian Radbone, Technical Counsel, as they dive into the big debate ahead of the Chancellor’s Autumn Budget. From National Insurance changes to potential reforms in ISAs, pensions, and inheritance tax, this episode explores the rumors, the rationale, and what advisers should be watching closely. Will we see alignment of CGT and income tax rates? Could lifetime gifting limits reshape estate planning? And what about the future of salary sacrifice and tax-free cash? Tune in for expert insights and practical considerations before the big day on 26 November. Listen and follow now!

Our post Budget episode will reflect on the actual changes.  

Don’t forget to follow us on ⁠⁠LinkedIn⁠⁠ and ⁠⁠X⁠⁠

For more information visit our website at: ⁠⁠ https://www.transact-online.co.uk⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Lee Comer,  Transact Video Production Manager, is joined by David Styles, Head of System and Service Development, and Stu Fleat, Head of Distribution, to explore the latest enhancements to Transact Online. They discuss the foundations of Transact’s in-house development team, who focus solely on Transact’s proprietary technology, and how it enables rapid, adviser-driven innovation. Plus, they share highlights from recent releases - including digitalisation of pension drawdown, bond application automation, and multi-factor authentication.

You’ll also hear how feedback from advisers directly shapes the development roadmap and get a sneak peek at upcoming improvements like trust applications online, bond withdrawals, and faster deposit matching.

Whether you're an existing user or just curious about how Transact is making financial planning easier, this episode is packed with insights.

Don’t forget to follow us on ⁠LinkedIn⁠ and ⁠X⁠

For more information visit our website at: ⁠ https://www.transact-online.co.uk⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, host Andrew Cullen-Jones is joined by Jane Isaac (Chief of Platform Custody Operations) and Stuart Fleat (Head of Distribution) to explore the role of cash in financial planning. They discuss why cash matters, how it’s managed on platform, and the different options available to advisers —from platform cash accounts and term deposits to money market funds and cash hubs.

The team also touches on interest rates, regulatory scrutiny, FSCS coverage, and operational resilience.

A practical and eye-opening conversation for advisers looking to make the most of cash in client portfolios.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, Andrew Cullen-Jones is joined by Gill Marples, IntegraLife International CEO, to explore the role of offshore bonds in financial planning. They discuss how the offshore bond market has evolved, the impact of UK tax changes, and why Transact’s integrated approach offers a unique advantage.

Gill also shares insights into the Isle of Man’s position as a centre of excellence, upcoming digital developments, and how offshore bonds are helping advisers navigate inheritance tax and pension reform.

A smart listen for anyone advising on trusts, pensions, andinheritance tax planning.

 Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode Mark Fenlon and Brian Radbone return to unpack the evolving role of investment bonds in financial planning. From their early days in the 1980s to their modern use in tax-efficient strategies. Mark and Brian explore how bonds have changed, why interest in them is rising, and what makes them such a versatile tool for advisers and clients alike.

They cover key differences between onshore and offshore bonds, explain how life assurance structures affect tax treatment, and discuss the impact of recent changes to Capital Gains Tax and dividend allowances.

A thought-provoking conversation for financial professionals navigating tax planning solutions for their clients.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, host Andrew Cullen-Jones chats with Damien Francis (Chief Technology Officer) and Eoin D'Arcy (Head of Information Security) about some of the big cyber security challenges facing financial services today. The conversation dives into topics such as ransomware, phishing, and the growing importance of Multi-factor Authentication (MFA). 

They also discuss how firms are approaching cyber resilience and highlight key considerations for managing technology risk in an increasingly interconnected digital environment. 

A useful and engaging conversation for financial professionals navigating digital transformation.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at: https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Integrations Manager Tom Phillips is joined by Sim Sangha, Co-founder and Business Development Director at moneyinfo, to explore how integrations are reshaping the UK financial advice market. Sim explains the role of APIs in reducing friction across the adviser ecosystem, and how client portals interact with platforms to drive efficiency and generate cost savings.

They discuss the impact of automated account opening, the progress made so far, and what motivates advisers to adopt integrated solutions. Looking ahead, Sim shares what’s next on the development horizon, with a focus on giving advisers greater control and flexibility to operate in ways that suit their business.

A practical and insightful conversation for financial professionals navigating digital transformation.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Mark Fenlon (Head of Technical Services) and Brian Radbone (Technical Counsel) unpack the impact of recent budget changes on pensions and inheritance tax (IHT). They explore options for wealth transfer, the implications of upcoming IHT reforms, and planning options that advisers can use to support clients.

The discussion also covers the role of trusts, trust registration requirements, investment bonds, and business property relief in managing intergenerational wealth. With strategic insights this episode is essential listening for financial professionals navigating today’s evolving tax landscape.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Chief Development Officer Andrew Cullen-Jones sits down with new CEO Tom Dunbar to unpack Transact’s strategic priorities and vision for the future. Tom shares insights into platform integrations, in house software development, and enhancing the financial planning experience for advisers.

They explore the launch of the Transact Podcast, the drive toward digitalisation, and the goal of building a more efficient adviser ecosystem. Tom also discusses how Transact supports professionals with trusts, bonds, and gifting strategies in light of last year’s budget changes. Other key topics include cash interest, Consumer Duty, platform oversight, and the growing influence of consolidators and private equity in the industry.

A must listen for keeping up to date with all things platform.

Don’t forget to follow us on LinkedIn and X.

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment,  legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own and do not represent the views of Transact. 

We're excited to introduce the brand new Transact podcast, bringing you the latest insights, updates and conversations that matter to you!

Hosted by our very own Transact colleagues and special guests, each episode is short and relevant for easy listening on the go.

Don’t forget to follow us on LinkedIn and X.

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own and do not represent the views of Transact.