Explorez tous les épisodes du podcast The Table with Anthony ONeal
| Titre | Date | Durée | |
|---|---|---|---|
| Find Your Freedom Number: 4 Steps to Build Financial Freedom Without Losing What Matters | 14 Oct 2026 | 00:36:43 | |
In this episode, Anthony breaks down his five-phase escape plan to get out of the paycheck-to-paycheck cycle, eliminate consumer debt, build your Freedom Exit Number, invest consistently, and ultimately create a legacy. Using the example of a woman earning $60,000 a year with $43,000 in consumer debt, he shows how changing the order of your money can turn $1,700 a month in payments into money working toward your future. If you’re earning money but still don’t feel financially free, Anthony explains the order he believes can help you get your paycheck back, create margin and finally start building wealth that serves you and your family. Mentioned Here: - 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book - 🔵 Freedom Circle™ - Build your financial future with weekly coaching, accountability, and a proven roadmap: https://www.anthonyoneal.com/freedomcircle - 📱Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack KEY POINTS 00:00 – Introduction 04:59 – The 300 Rule: monthly lifestyle × 300 = your financial freedom number 10:14 – Can you actually reach your number—and how eliminating payments makes it smaller 14:30 – The order: save 1 month → pay off consumer debt → build 3–6 months → invest 18:30 – What will your number cost you? Anthony opens up about losing relationships while chasing success 20:04 – The four seats at your table: spouse, children, faith, and your circle 26:10 – When you hit your number, will you stop—and what are you stopping for? 31:45 – Decide what your freedom is for before you reach it QUOTES: “Being debt-free is not the end goal, but it is the starting line.” – Anthony O’Neal “I don't want you serving the lender with your paycheck. I want your paycheck serving you, your family.” – Anthony O’Neal Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Pay Off 5-Figure Consumer Debt in 18-24 Months with the Debt Snowball Method | 12 Oct 2026 | 00:33:53 | |
What if the financial goal you’re chasing is actually costing you the life you’re trying to build? Anthony O’Neal gets personal about making $1 million in year one, $2 million in year two, and realizing he had no target, no finish line, and no idea what he was really running toward. In this episode, Anthony breaks down how to calculate your own financial number using the 300 rule, determine whether you can realistically get there, shrink the number by eliminating consumer debt, and decide what your life should look like once you reach it. Financial freedom isn’t about chasing more forever. It’s about knowing your number, counting the cost, and building a life where your money gives you back your time, family, faith, and freedom. Mentioned Here:
KEY POINTS 00:00 – Introduction: Why becoming debt-free is the starting line for financial freedom 04:46 – Why getting your paycheck back starts with getting out of consumer debt 10:08 – How a $60K salary can eliminate $43K of consumer debt 15:09 – How eliminating debt gives you $1,700/month back 20:29 – Building 3–6 months of take-home pay for real financial margin 25:37 – Why investing while carrying high-interest consumer debt can keep you stuck 30:31 – From debt freedom to legacy QUOTES: “I was running towards no target, no finish line. Simply, I was just chasing more and more and more with no target.” – Anthony O’Neal “Your number is going to have a price, and you need to know that price before you even pay it.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Your Paycheck Is Making Someone Else Rich: 4 Steps To Turn Your Income Into Net Worth | 07 Oct 2026 | 00:30:35 | |
A bigger paycheck can make you look successful, but it does not automatically make you wealthy. Anthony breaks down the difference between income and net worth, sharing how he once made six figures and still had nothing left by the end of the month. He explains how lifestyle creep, car payments, and consumer debt quietly eat every raise, then lays out the order for turning income into actual wealth: build margin, create a 3–6 month freedom fund, eliminate consumer debt, and start buying assets that work for you. Financial freedom isn't about how much money passes through your hands; it is about how much stays and what you do with it. Mentioned Here:
KEY POINTS 00:00 – Introduction: Why a good salary and a strong net worth are not the same thing 03:49 – The number most people never track: what you own minus what you owe 10:23 – Why margin matters more than a raise—and how payments keep eating your income 17:37 – The wealth-building shift: let your income rise while keeping your expenses flat 22:19 – How lifestyle creep can leave you looking successful but owning nothing 24:25 – Build margin → save 3–6 months → kill consumer debt → buy assets 27:52 – Why building wealth usually looks boring, unsexy, and consistent QUOTES: “Your income tells you what passes through your hands. Your net worth tells you what stayed.” – Anthony O’Neal “A payment is your income converting into somebody else's asset.” – Anthony O’Neal “More income with the same habits builds a more expensive version of the life you are trying to live.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Want to Quit Your Job? My 5-Step Strategy to Exit in 15 Months Instead of 7 Years | 05 Oct 2026 | 00:38:11 | |
In this episode, Anthony breaks down the five rules he used to leave his career with money in the bank, including how to calculate your “freedom exit number,” why consumer debt can keep you trapped in a job you hate, and how paying off payments can shrink a seven-year exit plan to just 15 months. He also explains how to use your current paycheck to fund your next move, prepare for the benefits you’ll lose when you leave, and recognize the situations where your health or safety matter more than hitting the perfect number. The goal is not just to quit. It is to leave with peace, options, and a real plan for what comes next. Mentioned Here: 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📄Get Life Insurance in 10 Minutes: https://www.anthonyoneal.com/lifeinsurance KEY POINTS 00:00 – Introduction: Anthony made six figures and still couldn’t afford to quit his job 00:00 – Calculate your “Freedom Exit Number”: 3–6 months of take-home pay 04:59 – Rule #1: Never quit on a feeling. Quit on a number 15:29 – Rule #2: Kill the payments keeping you tied to your paycheck 20:38 – Rule #3: Make your current job pay for your exit 20:38 – Test your business or next career before giving up your paycheck 25:55 – Rule #4: Count what your paycheck quietly buys, especially benefits 30:51 – Rule #5: Know when health or safety means you need to leave sooner 35:58 – Why leaving correctly gives you the freedom to pursue your purpose QUOTES: “Quitting doesn't hand you clarity; it hands you a deadline. Quitting doesn't hand you freedom; without proper strategy, it hands you a headache.” – Anthony O’Neal “I would rather you step down and breathe than stay and break.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| From Living in Her Car to Raising Millions: Arian Simone on Debt, Wealth & Fearless Freedom | 30 Sep 2026 | 00:51:46 | |
Arian Simone joins Anthony O’Neal for a conversation on how she went from a financially savvy family and a profitable college business to living in her car at 23, and how that experience permanently changed how she thinks about security, debt, investing, and entrepreneurship. They unpack the lessons she inherited from generations of women who built wealth, why she believes access to capital matters, the mistake that taught her not to play small, and why real financial freedom is less about looking successful and more about having options when life goes left. KEY POINTS 00:00 – Introduction: Arian Simone joins Anthony on The Table 02:28 – From full-ride scholarships to living in her car at 23 05:35 – The grandmother who built wealth and paid for college debt-free 11:27 – Seven months homeless, rock bottom, and the faith that carried her through 13:19 – Why access to capital matters and the mission behind Fearless Fund 22:00 – Venture capital explained: cash, equity, and ownership 28:13 – The profitable business Arian closed because she thought she failed 33:11 – The $10M opportunity that taught her not to play small 38:49 – How living in her car changed her approach to debt and security 44:18 – Two paths to wealth: entrepreneurship and generational financial habits QUOTES: “Everybody's not free from disruption. Disruption can hit your life at any point in time.” – Arian Simone “You need to be very careful when you choose who you want to align with your vision.” – Arian Simone GUEST RESOURCES: Arian Simone Website | https://www.ariansimone.com/ IG | https://www.instagram.com/ariansimone/ ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 4 Steps to Get Out of a 5-Figure Car Loan and Stop Your Debt Cycle | 28 Sep 2026 | 00:28:10 | |
If you owe more on your car than it’s worth, trading it in may not solve the problem. It can roll thousands of dollars of old debt straight into your next loan. In this episode, Anthony breaks down how car debt keeps people trapped, the three numbers you need to know before your next move, and four practical steps to decide whether to keep the car, sell it, close the gap, and eventually break the car-payment cycle for good. He also shares how he went from making six figures with nothing left before the end of the month to building a life where his cars no longer control his financial future. MENTIONED HERE 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 🚗Stop Overpaying For Car Insurance: https://www.anthonyoneal.com/carinsurance QUOTES: “A $4,000 car that you own beats a $44,000 car that owns you. Every single day of the week.” – Anthony O’Neal “Nobody out there was foolish. We were all optimizing for how it looked in the driveway instead of what it left us in our account.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| What I’d Do With My First $500 If I Started Investing Today: My Step-by-Step Plan for 2026 | 23 Sep 2026 | 00:47:02 | |
If Anthony O’Neal had to start investing from scratch in September 2026, this is exactly how he’d do it. Anthony breaks down his simple 80/20 investing strategy, what he would do with his first $500, where to find extra money in your existing budget, and why waiting for the “perfect” time to enter the market could cost you years of growth. He also explains the order of accounts he would prioritize, how an emergency fund protects your investments, and how consistently investing just $107 a month could potentially grow into more than $250,000 over 30 years. This episode is a practical roadmap for anyone who wants to stop overthinking investing and start building real wealth with the money they have today. MENTIONED HERE
KEY POINTS 00:00 – Introduction: How Anthony would invest his first $500 using an 80/20 strategy 03:38 – Why you can apply the same investing formula even if you only have $25 or $100 05:47 – Why boring, low-cost index funds can become the foundation of long-term wealth 18:04 – How to find your first $500 without getting a raise or starting a side hustle 18:25 – Four everyday expenses that may be quietly eating up your investing money 28:13 – Why an all-time market high is not automatically a reason to wait 31:27 – Why an emergency fund gives you the ability to stay invested when markets fall 35:37 – The order Anthony recommends: 401(k) match → Roth IRA → brokerage account 37:17 – How $107 a month could potentially grow to roughly $252,000 over 30 years 40:02 – The 3 investing mistakes that can destroy a good strategy QUOTES: “The schedule is the strategy, and your feelings are not.” – Anthony O’Neal “Your emergency fund is not a savings goal. It's what buys you the right to hold on. It protects your peace.” – Anthony O’Neal “Time in the market beats the amount you put in every single time.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 100% Financing Explained: How to Buy a Home With $0 Down in 6 Months | 21 Sep 2026 | 00:44:25 | |
Can you really buy a home with $0 down without putting yourself in a bad financial position? In this episode, Anthony sits down with Coalition Properties Group to break down how 100% financing works, what lenders actually want to see, and how to prepare yourself to buy within the next six months. They unpack credit scores, savings, debt-to-income ratios, PMI, tax returns and P&L statements for entrepreneurs, plus why writing everything off can hurt your ability to qualify. Anthony also shares how getting a second mortgage quote saved him $1,000 a month, and the group explains renovation loans, property management costs and how to know when owning more real estate is no longer worth the stress. MENTIONED HERE: 💸 Download my 5 free scripts to lower your monthly bills and put more money back in your pocket: https://www.anthonyoneal.com/5scripts 🎥 Ready to level up your content? Book your next shoot at https://www.neatnessstudios.com/ 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book KEY POINTS 00:00 – Introduction: How 100% financing works and when it makes sense 04:15 – Why $0 down still requires money in the bank 10:49 – The 640 credit score and savings benchmarks lenders want 04:58 – How debt-to-income affects what you can afford 11:44 – How to get mortgage-ready in the next six months 21:05 – Why tax write-offs can hurt entrepreneurs at closing 26:19 – What self-employed buyers need to prove their income 32:56 – How Anthony saved $1,000 a month by negotiating 17:39 – How to know when you own too much real estate 35:32 – How renovation loans can help you buy and upgrade a home QUOTES: “I'm already living paycheck to paycheck. Let me go buy this asset. When really I don't have the means to take care of the asset. Now the asset becomes a liability.” – Anthony O’Neal “What if I was just hoping it and just doing what the average everyday social media world says, just write off everything and come zero?” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Saving vs. Investing: How to Know When You’ve Saved Enough Money and What to Do Next | 16 Sep 2026 | 00:24:08 | |
Saving money matters, but at some point, keeping too much cash in the bank can work against your financial goals. In this episode of The Table, Anthony O’Neal breaks down how much you really need in emergency savings, why inflation quietly eats away at idle cash, and what to do with the money you have above that number. He explains his three-tier emergency fund strategy, the difference between saving and building wealth, and why fear can sometimes disguise itself as financial wisdom. Anthony also opens up about his own experience hoarding cash instead of investing and why building wealth today is ultimately about creating freedom, security and a stronger legacy for your family. MENTIONED HERE: - 💸 Download my 5 free scripts to lower your monthly bills and put more money back in your pocket: https://www.anthonyoneal.com/5scripts - 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book - 💰 Find the best High-Yield Savings Accounts: https://www.anthonyoneal.com/savings KEY POINTS 00:00 – Introduction 00:00 – 60% of Americans Can’t Cover a $1,000 Emergency 00:00 – How Inflation Quietly Costs You Money 00:00 – Why Consumer Debt Comes Before Investing 00:00 – Why Your Emergency Fund Belongs in a High-Yield Savings Account 05:12 – How to Calculate Your Real Emergency Fund 05:12 – The $250,000 FDIC Insurance Limit 10:16 – How Your Savings Balance Changes Your Spending 10:16 – Why You Should Automate Money You Know You’ll Spend 10:16 – The Order: Debt-Free → Emergency Fund → Investing 15:05 – How Fear Kept Anthony From Investing 20:29 – Finding Your Freedom Number QUOTES “There's a number where safe turns into unwise. Safe turns into stuck.” — Anthony O’Neal “Saving protects you and your family. Building grows you and your family. These are not the same things.” — Anthony O’Neal “Your money isn't just a number in the app; it's stewardship. What you do with the surplus says whether you're building towards financial freedom, or you're building towards true freedom, or just building a bigger pile of fear.” — Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| How to Pay Off Your Debt Faster: My 5-Step Plan to Become Debt Free | 14 Sep 2026 | 00:25:29 | |
Waiting to pay off debt is costing you more than you think. In this episode of The Table, Anthony O’Neal breaks down what carrying high-interest consumer debt can cost you every year, why avoidance and shame keep people stuck, and what that same money could become if it were redirected toward building your future. He shares his five-step plan for attacking debt, including calculating your “waiting tax,” using the debt snowball, finding margin in your budget, building an emergency buffer, and setting a real debt-free deadline. Financial freedom doesn’t begin when you finally have enough money. It begins when you decide to stop waiting. Mentioned Here: - 💸 Download my 5 free scripts to lower your monthly bills and put more money back in your pocket: https://www.anthonyoneal.com/5scripts - 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book - 🔵 Join The Freedom Circle™ for weekly coaching, a proven financial roadmap, and a community to help you follow through: https://www.anthonyoneal.com/freedomcircle KEY POINTS 00:00 – Introduction: The Hidden Cost of Carrying Credit Card Debt 00:36 – Why Your Monthly Payment Hides the Real Cost of Debt 05:35 – How Debt Keeps Your Paycheck Working for Lenders 07:25 – What $185 a Month Could Become If You Invested It Instead 10:31 – How Shame and Avoidance Keep You Stuck in Debt 11:05 – Why Waiting Makes Your Debt More Expensive 12:08 – Anthony’s 5-Step Plan to Attack Consumer Debt 12:56 – Building Momentum, an Emergency Buffer, and a Debt-Free Deadline 20:59 – How One Couple Paid Off $34,000 and Changed Their Future QUOTES “The balance, honestly, isn't the thing that's killing you. It's the waiting that's killing you.” — Anthony O’Neal “It's not always about how much you earn. It's about how many hands touch your check before you do.” — Anthony O’Neal “Debt doesn't just charge you interest; it changes your options.” — Anthony O’Neal “Waiting doesn't protect you from pain; it delays it and makes it more expensive.” — Anthony O’Neal “Financial freedom is a decision before it's a destination, and it's available to you right now, not next year.” — Anthony O’Neal Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| My 5-Step Escape Plan to Stop Living Paycheck to Paycheck and Get Out of Debt in 18-24 Months | 09 Sep 2026 | 00:32:17 | |
Social media is full of people promising fast money, six-figure months and millionaire lifestyles. Anthony O’Neal says the numbers tell a very different story: Americans can earn well and still have little margin, heavy debt and no real financial security. In this episode, Anthony steps into professor mode to break down his five-phase Escape Plan for building financial freedom in the right order. Using the real-life example of a 34-year-old earning $6,000 a month but spending $6,400, Anthony walks through how to create margin, eliminate consumer debt, build an emergency fund, invest consistently and prepare a legacy that protects the people you love. The goal isn’t to look rich. It’s to build a financial life strong enough to give you freedom, security and options. Mentioned Here: 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📱 Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack KEY POINTS 00:00 – Introduction 02:38 – The Real Numbers: 63% of Americans Are Living Paycheck to Paycheck 04:39 – Why Making Good Money Means Nothing If You Can’t Keep It 05:24 – Marcus’ Money Problem: $6,000 Coming In, $6,400 Going Out 07:51 – Anthony’s Five-Phase Escape Plan for Building Financial Freedom 11:26 – Phase 1: How to Control Your Cash Flow and Create Monthly Margin 13:58 – Phase 2: Using the Debt Snowball to Eliminate Consumer Debt 17:22 – Phase 3: Building a Safety Net of 3–6 Months of Take-Home Pay 20:40 – Phase 4: When to Start Investing and Building Real Wealth 24:35 – Phase 5: Building a Legacy That Protects Your Family After You’re Gone QUOTES “The payment doesn't disappear when the debt disappears. What does it do? It just gets promoted to the next one until you are consumer debt-free.” – Anthony O’Neal “Your children [are] going to inherit your habits before they inherit your assets.” – Anthony O’Neal “You got to be so focused for a season, not forever, but for a season, that you can change your life.” – Anthony O’Neal “Freedom is about passing down not just wealth, but legacy, but wisdom, access, real estate.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Is Your Money Prepared for AI? 5 AI Stocks Under $100 to Invest in Today | 07 Sep 2026 | 00:30:56 | |
In this episode of The Table, Anthony O’Neal breaks down the jobs facing the greatest exposure to AI, why he believes this shift is already happening, and how everyday investors can think about getting on the wealth-building side of the transition. He shares five AI-related stocks under $100 at the time of recording, including one under $10, plus two ETFs for investors who would rather spread their risk across multiple companies. But Anthony isn’t saying to chase hype. He walks through the financial foundation you should have in place before investing, how to approach higher-risk stocks without gambling your paycheck, and four questions to ask before putting your money into any AI investment. The goal is simple: prepare for disruption, protect what you’ve built, and position yourself for the opportunities on the other side. Mentioned Here:
KEY POINTS 00:00 – Introduction: AI is already disrupting jobs, but wealth is moving with it 01:48 – Why 7.9 million U.S. jobs could be at risk from AI 02:40 – The jobs with the highest exposure to automation 03:30 – How companies are already replacing customer service work with AI 05:59 – Why Anthony says disruption can become a wealth-building opportunity 10:30 – Five AI stocks under $100 positioned around the AI boom 19:14 – Anthony’s Apple and BlackBerry lesson: why timing can matter 21:20 – Two AI ETFs for investors who don’t want to pick individual stocks 23:59 – Anthony’s five-step foundation for investing without gambling your paycheck 26:45 – Four questions to ask before buying any AI stock QUOTES “Every time technology disrupts an industry, wealth doesn't disappear. It simply moves.” – Anthony O’Neal “Investing while you're drowning in consumer debt….that's not wealth building. It's just risk on top of risk.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| How to Build a 5-Part ETF Portfolio Starting With $100 | Courtney Hale | 02 Sep 2026 | 00:36:42 | |
In this episode, Anthony O’Neal sits down with Courtney Hale to break down his five-part ETF portfolio and explain how ETFs work, why overlapping funds may not provide real diversification and how everyday investors can build a portfolio designed for growth and protection. They also discuss starting with what you can afford, reviewing your portfolio every six months and avoiding the FOMO that causes investors to chase every new opportunity. *ETF prices and market information reflect the time of recording and may have changed. Mentioned Here: 📖 Order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book 📈 Compare Investing Platforms and Buy Your First ETF: https://www.anthonyoneal.com/invest KEY POINTS 00:00 – Introduction 01:41 – How ETFs simplify investing and why overlapping funds can create overconcentration 03:06 – Why investing should be automated every payday 04:22 – The five jobs in Courtney’s Everyday Investor Portfolio 06:28 – Why beginners should focus on five to seven investments 08:12 – Building the Engine and Accelerator with SPMO and DRAM 13:41 – How one ETF can provide access to a basket of expensive companies 15:07 – Why every portfolio needs downside protection 16:37 – Using the optional Edge category for informed personal opportunities 22:32 – Power Plays, six-month portfolio reviews and the $566.24 portfolio example 29:46 – How FOMO leads investors to abandon their strategy 33:48 – Evaluating where new investments belong and passing the framework to your children ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Should Couples Combine Finances? How to Build Wealth Without Dividing Your Marriage | Durelle & Samantha Bailey | 31 Aug 2026 | 00:47:06 | |
Should married couples combine finances, or does keeping money separate offer more protection? Anthony sits down with Durelle and Samantha Bailey - Entrepreneurs, Content Creators, and Hosts of The Bailey Way, to discuss the trust, communication, and shared vision required to build wealth as a team. After nine years of marriage, Durelle and Samantha reveal why love alone is not enough, how they built six figures in savings and investments by age 31, and why almost every account they own is joint. They also break down their weekly money meetings, personal allowances, major purchase decisions, and plans to create financial options for their daughter before she is even born. KEY POINTS 00:00 – Introduction: Why love alone is not enough to sustain a marriage 03:47 – How respect and trust guide financial decisions 05:18 – Building wealth around one shared family vision 09:27 – How they saved and invested six figures by age 31 13:55 – Should successful women protect or merge their assets? 17:04 – Why income alone does not make a man marriage-ready 21:08 – Three things men need before marriage and family 30:39 – Their joint accounts, allowances and full transparency 33:43 – How weekly money meetings prevent financial resentment 41:54 – Investing now to give their daughter future options QUOTES “Over time you learn that it's not about feelings, it's not about emotions, it's not even just about being present. It goes far beyond that. It goes to intentionality in your finances, in your planning, in communicating.” – Durelle Bailey “When you have the time to build your own vision, then you want to protect that, and you want to make sure you're getting into a relationship, potentially a marriage, with somebody who's going to be able to build that with you.” – Samantha Bailey Follow Samantha: IG: https://www.instagram.com/samanthacassandra TikTok: https://www.tiktok.com/@samanthacassandra_ Follow Durelle: IG: https://www.instagram.com/durellebailey/ TikTok: https://www.tiktok.com/@durellebailey The Bailey Way Podcast: https://podcasts.apple.com/gb/podcast/the-bailey-way-podcast/id1891519590 https://open.spotify.com/show/4vGAwONisokQkCSIJuUQQD?si=fpLS1SyISGOfj3SxYCOCbg&utm_source=copy-link https://youtube.com/@thebaileyway?si=Qeizptouq_LEGJr6 ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Index Funds vs. Individual Stocks: Why I Changed My Investment Strategy in 2026 | 26 Aug 2026 | 00:35:48 | |
In this episode, Anthony O’Neal reveals the investing mistake that cost him money, time, and stress. He breaks down his move toward index funds, automation and long-term consistency, including how waiting 10 years to invest could mean the difference between roughly $1 million and $400,000. Anthony also shares what should come before aggressive investing and walks through the 5-step system he uses to eliminate financial anxiety, build a strong foundation and turn investing into a tool for greater freedom, peace and control. Mentioned Here:
KEY POINTS 00:00 – Introduction: Why Anthony changed how he invests 03:05 – The BlackBerry mistake that cost Anthony real money 06:11 – Why Anthony switched from individual stocks to index funds 08:28 – How consistency beats clever investing 10:48 – Why Anthony changed investing platforms 18:43 – Starting at 25 vs. 35: $1 million vs. $400,000 21:53 – What to do before investing aggressively 30:05 – Anthony’s five-step investing plan QUOTES “I stopped trying to be the smartest guy in the room, and I started trying to be the most consistent guy in the room.” – Anthony O’Neal “Timing did more work for me than cleverness ever did. Timing did more work for me than being smart and going after the sexy, most popular one company.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 5 High-Paying Jobs ($80k+/Year) That Don’t Require a College Degree | 24 Aug 2026 | 00:33:53 | |
Anthony O’Neal breaks down five careers that can pay $80K or more without a college degree, including one with a national median salary of $106,580. But “no degree required” does not mean no investment required. Anthony reveals the training, licensing, risks and starting-pay realities hidden behind the salary headlines, then shares five questions to ask before choosing a new career. Learn how to pursue a higher income without mistaking a promising opportunity for an easy shortcut, and how to choose a path that supports your financial freedom. Mentioned Here:
KEY POINTS 00:00 - Introduction 05:03 - Median pay vs. starting pay 06:54 - The real cost of skipping college 08:25 - Job #1: Elevator and escalator repair 11:35 - Job #2: Power plant operator 13:38 - Education, earnings and alternative career paths 18:23 - Job #3: Electrical power-line installer 19:43 - Job #4: Transportation inspector 21:02 - Job #5: Police or sheriff’s officer 24:55 - The five-question career checklist 27:24 - Why more income still needs a plan QUOTES “You can’t come in there expecting to look at the top of the mountain when you just got to the bottom. You haven’t even started climbing yet.” – Anthony O’Neal “Some jobs pay you for your hands. This particular job pays you for your nerves.” – Anthony O’Neal “It’s not a degree versus a no degree. It’s investment versus no investment.” – Anthony O’Neal “Chasing a job without a money plan is upgrading your income into a house with a hole in the roof.” – Anthony O’Neal “Wealth is built through strategy. Your career is a part of that strategy.” – Anthony O’Neal ABOUT ANTHONY O'NEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| I Was Making Six Figures and Still Lived Paycheck to Paycheck: 3 Things I Did to Get Out. | 19 Aug 2026 | 00:37:15 | |
Making six figures does not guarantee financial freedom. Anthony O’Neal knows because he earned six figures selling cars and still lived paycheck to paycheck. In this episode, Anthony exposes the decisions, cultural pressures and money mindsets that keep hardworking people financially stuck, regardless of their income. He breaks down four common financial mistakes, shares the three moves that helped him escape the cycle and explains how to build a written money plan, eliminate debt with the debt snowball and create a one-month emergency buffer. If payday feels more like temporary relief than real progress, this episode will help you stop performing wealth, build a stronger financial foundation and start moving toward lasting freedom. KEY POINTS 00:00 Introduction 02:25 The Statistics Revealing How Many Americans Are One Emergency Away From Financial Trouble 04:41 Why Making More Money Without a Plan Can Leave You Broke at a Higher Income Level 07:08 The Three Root Causes Keeping Smart, Hardworking People Financially Stuck 11:50 The Four Money Mistakes That Keep People Trapped in the Paycheck-to-Paycheck Cycle 19:09 The Three Moves Anthony Used to Start Building Financial Freedom 19:58 Why a Written Financial Vision Is More Powerful Than a Dream in Your Head 21:12 How the Debt Snowball Creates the Quick Wins and Momentum Needed to Eliminate Debt 22:42 Why Anthony Now Recommends a One-Month Emergency Buffer Before Aggressively Paying Off Debt 23:58 How One Couple Eliminated $50,000 in Debt and Avoided Going Backward During an Emergency 27:02 How Eliminating Debt Allowed Them to Begin Investing and Build a Multimillion-Dollar Future 29:10 Why Your Financial Struggle May Be a Plan Problem, Not an Income Problem 33:58 Three Practical Money Moves You Can Make Within the Next 24 Hours QUOTES “Making more money and still having no plan just means you get to be broke at a higher income level.” “When you’re financing all of it, you are spending tomorrow’s money on today’s feelings.” “Hope is not a financial plan, because faith without action is not a financial plan either.” “We can’t win a game that we never wrote the rules for. So, if you want to win the money game, you have to write down your money rules.” “It’s about buying yourself time so you don’t have to make a desperate decision.” “You don’t have a money problem. You have a plan problem. You don’t have an income problem. You have a strategy problem.” ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. Mentioned Here: - Pre-order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book - Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack - Find the best High-Yield Savings Accounts: https://www.anthonyoneal.com/savings 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| The $2,200 Savings Crisis Facing Black America: Jobs, Wealth & Homeownership with Dr. Wes Bellamy | 17 Aug 2026 | 00:54:56 | |
Black America is facing a financial crisis that goes far beyond income. Dr. Wes Bellamy joins Anthony O’Neal to unpack the troubling data surrounding Black unemployment, education, savings, earnings and homeownership. With the median savings for Black men sitting at just $2,200, one emergency could wipe out everything. Anthony and Dr. Bellamy discuss why Black men and women need each other financially, what is driving young Black men away from education and employment, and how discipline, strategy and ownership can create a different future. They also confront the online narratives discouraging homeownership and explain why protecting assets, increasing earning power and building together are essential to creating financial freedom for the next generation. Download and read Dr. Wes Bellamy’s report: The Economic State of Black Men and Boys in the United States KEY POINTS 00:00 Introduction 03:07 The Unemployment, Education and Financial Statistics That Alarmed Him Most 06:56 Why Black Men and Women Must Work Together to Build Financially Stable Households 08:56 Why $2,200 in Median Savings Is Not Enough to Survive a Real Emergency 13:40 The Declining Presence of Black Men in Higher Education and Why College Still Matters 19:50 Where Young Black Men Are Going When They Are Disconnected From College, Trades and Work 24:01 How Insecurity and the Path of Least Resistance Prevent Men From Progressing 28:00 The Racial Earnings Gap and Four Moves Black Men Can Make to Increase Their Earning Power 33:09 The Habits, Discipline and Sense of Purpose That Position People to Earn More 42:26 Why Closing the Black Homeownership Gap Is Essential to Building Wealth and Legacy QUOTES “Brother, you got to figure out a way to be able to be sustained, and then how to thrive even in the midst of this chaos.” – Dr. Wes Bellamy “What we can do is equip ourselves with the information, the knowledge to be able to eventually either thrive in where you are—that may not be fair—or figure out how to go and start your own thing.” – Dr. Wes Bellamy “The quickest way for us to devalue ourselves is to give away our financial pathways to freedom.” – Dr. Wes Bellamy GUEST RESOURCES Dr. Wes Bellamy IG | https://www.instagram.com/dr.wesbellamy/ ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| The Most Dangerous Payment In America (I Stopped 15 Years Ago!) | 15 Aug 2026 | 00:10:26 | |
You already have $1,200 a month sitting in your driveway. You just don't know it yet. In today's episode, I break down exactly what one truck payment is really costing a family every single month, and it's not the number on the loan. Family, do me a favor. Before you watch anything else today, ask yourself what's really parked in your driveway, and whether it's moving you toward freedom or just moving your image forward. If this episode gave you clarity, that's the whole mission of this show. We are building toward 1 million E3 family members who are done living paycheck to paycheck and ready to build real wealth. Hit subscribe and turn on notifications so you never miss a truth or a move. Get the full plan, including the debt snowball and the five-phase Escape Plan, in my new book Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| $900 Paycheck, $6.32 Left, 48 Hours to Go (True Story) | 14 Aug 2026 | 00:12:08 | |
I had $6.32 to my name. Not in one of several accounts, in my only account. This is the night that started my story instead of ending it. Before you judge that number, I need you to know something. If you've ever smiled at work while your bank account told a different truth, this episode is for you. I'm walking you through the exact night at the gas station, the McDonald's order I cut in half with a kitchen knife, and the moment everything shifted for me at 20 years old. Then I'm showing you why free is better than rich, and what I want you to do about your own version of this story starting today, not someday. Timestamps: 0:08 – The night I had $6.32 to my name 1:14 – Pulling into the gas station with an empty tank 2:04 – The exact balance: $6.32 2:38 – 48 hours until my next paycheck 3:02 – The gas station trick nobody tells you about 3:41 – McDonald's: two double cheeseburgers, two sweet teas 4:23 – Cutting the burger in half with a kitchen knife 4:51 – "I can't even afford a meal at McDonald's" 5:48 – Why I wrote Stop Living Paycheck to Paycheck 6:46 – It's not normal, and it's not who you are 7:22 – Freedom is better than being rich 8:58 – The one sentence I need you to write tonight 9:29 – The book that came from a gas station parking lot 11:47 – Order your copy today Family, we are building something bigger than a channel. Our goal is 1 million strong in the E3 family, people committed to getting out of debt, building real wealth, and living free on any income. If this episode moved something in you, hit subscribe and bring somebody with you who needs to hear it too. Whatever your version of my $6.32 night has been, it doesn't have to be where your story ends. It doesn't have to be where your children's story begins either. 🔗 Get the book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Single and Financially Behind? My 4-Part Plan to Build Wealth and Security on One Income | 12 Aug 2026 | 00:32:40 | |
Building wealth on one income comes with a different kind of pressure. In this episode, Anthony O’Neal breaks down the four financial pillars every single person should focus on: income, safety, retirement, and legacy. From building a second income stream and setting financial boundaries to creating emergency savings, investing for retirement, and putting an estate plan in place, Anthony shares a practical plan for building financial freedom without waiting for marriage or a second paycheck. KEY POINTS 08:52 – The 4 financial pillars every single person should build. 09:16 – Your income is your entire financial engine. 12:55 – Your income is not a group project. 15:42 – Build financial safety when there’s no second income to fall back on. 22:39 – Build your retirement plan in the right order. 24:48 – Don’t enter marriage as a financial burden. 27:32 – Legacy planning isn’t only for married people with kids. 32:04 – Your stewardship doesn’t start when you get married. QUOTES “There's no spouse retirement account to fall back on later. Your account is the account.” – Anthony O’Neal “Your income is not a group project. This ain't dissing nobody. This ain't being different. This is what I call: love with structure. You cannot build your future while quietly funding everyone else's present.” – Anthony O’Neal “Stewardship is not just about what we do today. Stewardship is about what did we position to happen after we left.” – Anthony O’Neal “Legacy is a head start.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| I have $23,000 Total In Debt — Which One Should I Pay Off First? | 11 Aug 2026 | 00:11:28 | |
Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free? In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they tried the "correct" method versus what actually got them results. Backed by a 2012 study of over 6,000 real households, this episode settles the debt snowball vs. debt avalanche debate for good, and explains why momentum — not math — is what actually gets people out of debt. IN THIS EPISODE, YOU'LL LEARN: - Why attacking your highest-interest debt first can actually cause you to quit - What a study of 6,000+ households found about who actually becomes debt-free - Why paying off a small debt fast can matter more than saving the most money - The exact order to list and attack your debts (no interest-rate math required) If you're tired of starting debt payoff plans and quitting in the middle, this episode will change how you think about where to start. And if you're ready for a full step-by-step plan, Anthony's new book, Stop Living Paycheck to Paycheck, walks you through the complete 5-phase debt-free roadmap — available now at https://www.anthonyoneal.com/book. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| How Much You Should Have Saved for Retirement by 40, 50, 60 & What To Do If You’re Behind | 10 Aug 2026 | 00:29:00 | |
How much should you have saved for retirement by 40, 50 and 60… and what should you do if you’re nowhere close? In this episode, Anthony O’Neal breaks down the retirement savings benchmarks for each age, explains how catch-up contributions can help later starters, and shares the financial order to follow when rebuilding. He also challenges the shame that often comes with feeling behind and reveals why creating margin, eliminating consumer debt and following a clear strategy matter more than panicking over a number. So, whether life brought divorce, caregiving, job loss, or an unexpected setback, this episode will not only help you face your finances honestly but also help you determine your next step and start building toward financial freedom. 📚 Resources Mentioned In This Episode: - 📖 Get my new book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book - 📈 Compare top investing platforms & start investing today: https://www.anthonyoneal.com/invest - 💰 Find the best high-yield savings accounts (updated weekly): https://www.anthonyoneal.com/savings QUOTES “You don’t have time to waste margin on the wrong priority.” — Anthony O’Neal “Panicking has never once built a dollar of wealth. But clarity and determination [have].” — Anthony O’Neal “Financial freedom is a decision before it is ever a destination.” — Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Why Pay Raises Disappear in 6 Months (And How to Stop It) | 06 Aug 2026 | 00:12:29 | |
You got a raise — so why does your bank account look the same six months later? 1 in 5 households earning $150,000+ are still living paycheck to paycheck. In this episode, I show you exactly why raises disappear, using a real family's story of an $8,000 raise that vanished without one big mistake — just a hundred small ones. Get my book, Stop Living Paycheck to Paycheck: anthonyoneal.com/book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 10 Worst States to Live in If You Want to Get Ahead Financially in 2026 | 05 Aug 2026 | 00:25:09 | |
Where you live could be hurting your ability to build wealth. In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime, worker protections, and cost of living can quietly drain your budget and limit your opportunities. This episode will help you evaluate where you live through a wealth-building lens. Anthony also shares practical steps you can take to protect your finances, even if you have no plans to move. Read the Article: https://www.cnbc.com/2026/07/11/worst-states-to-live-in-america-2026.html KEY POINTS 00:00 – Introduction 04:48 – Building wealth is about more than math, your environment matters too 05:57 – The five factors that can quietly cost you thousands each year 06:24 – The 10 worst states to live in financially, ranked from #10 to #1 19:46 – What to do if you already live in one of these states 21:14 – Why a bigger paycheck isn't always a financial upgrade 21:36 – How to build wealth no matter where you live 22:55 – Why the goal isn't more money, it's more freedom QUOTES "Building wealth is math plus environment.” – Anthony O'Neal "A bigger paycheck and a state that costs you more in hidden ways is not a raise. Sometimes it's a pay cut disguised as an opportunity." – Anthony O'Neal "What's the course we're aiming for? You all know it's not more money. It's more freedom. Money plays a role in that. But freedom is the end goal." – Anthony O'Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 77% Couldn't Survive One Late Paycheck. Could You? | 04 Aug 2026 | 00:12:25 | |
77% of households couldn't survive one late paycheck. If that number scares you even a little, this episode is for you. Today on The Table, Anthony O'Neal breaks down why decent, hardworking people making real money still feel trapped paycheck to paycheck, and walks you through the exact 10-minute exercise to find out how many days you could actually survive if your income stopped tomorrow. Timestamps: 0:00 – The question most people won't answer honestly 1:00 – Anthony's story from the collection agency 3:00 – The truth behind the 77% stat 6:30 – Self-diagnosis: are you trapped? 7:30 – Today's move: calculate your real number 8:30 – Where this fits in the 5-phase plan 9:15 – Get the full step-by-step system If this episode helped you see your situation clearly, hit subscribe and join the movement. We're building 1 million strong E3 family members who are done living reactive and ready to live on purpose with their money. Get the full step-by-step plan in Anthony's new book, Stop Living Paycheck to Paycheck: anthonyoneal.com/book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| I Made $25,000 a Year as a Youth Pastor. Now I Make $100k+ a Month. (Copy ME) | 03 Aug 2026 | 00:34:49 | |
At 19, I was homeless with $35,000 in debt and no one in my family who knew how to build wealth. Today, I'm giving you the exact 6-step plan that changed everything. This isn't about making more money — it's about mastering the system most people never learn. In this episode, I break down the mindset shift, the budgeting method, the debt-elimination strategy, and the investing principles that took me from broke to financially free. If you've ever felt like wealth is "for other people," this episode is for you. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| How To Pay Off $25,000 in Debt on a $45K Salary In 9 Months (Real Plan) | 29 Jul 2026 | 00:30:04 | |
A Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it. This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have actually changed or if we've just stopped applying what works. If you've ever felt like you're doing everything right and still falling behind, this episode is for you. Watch until the end. I give you 5 things to do starting today, not next month. Websites Mentioned in This Episode: - https://www.anthonyoneal.com/book — Pre-order Stop Living Paycheck to Paycheck and get over $275 in free bonuses (before August 20th) - https://www.anthonyoneal.com/invest — Compare top investing platforms and open your first account - https://www.anthonyoneal.com/savings — Open a high-yield savings account - https://www.anthonyoneal.com/ethos — Get a term life insurance quote in 10 minutes ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| I Found a Bank Paying 4.1% — Yours Pays 0.38% (Get This Account Today) | 27 Jul 2026 | 00:25:00 | |
Your bank is making money off of you right now — and you don't even know it. While your savings account sits there earning almost nothing, the bank is lending out your money and earning 7, 8, 9 percent. Meanwhile, you're getting paid pennies and told to be grateful. Today I'm breaking down exactly why the average traditional savings account is failing you, what a high-yield savings account actually is, and the five accounts I'd personally recommend right now — with real numbers so you can see exactly what you're missing. This isn't about taking a risk. Your money is still FDIC insured. It's about finally putting your money somewhere it can actually work for you. Family, this is one of the simplest moves you can make this year. It takes five minutes. No advisor. No degree. No excuse. 🔗 GET ACCESS TO THESE HIGH-YIELD SAVINGS ACCOUNTS: https://www.anthonyoneal.com/savings 0:00 - The truth about what your bank is doing with your money 2:00 - What a high-yield savings account actually is (and why it's safe) 6:00 - Real numbers: $38 a year vs $410 a year on the same $10,000 11:00 - The 5 best high-yield savings accounts right now 18:00 - Your step-by-step action plan 21:00 - Final challenge before you go to bed tonight ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Stop Working Too Hard & Do THIS With Your Next $200 (Guaranteed To Work) | 22 Jul 2026 | 00:44:31 | |
On $55K a year, your first money move isn't a bigger paycheck. It's fixing the leak that's already there. In this episode, Anthony breaks down a sermon he gave at Union Church using the FAITH framework, showing why so many hardworking, faithful people stay broke even while praying, believing, and quoting scripture. If you're living on an average income and tired of your money disappearing before the month ends, this is where you start. Timestamps: 0:00 Intro: The sermon that broke down money through faith 2:15 Haggai 1:5: Why your paycheck goes in with holes already in it 6:40 F: Give God your First (the tithing test on a real budget) 14:20 A: Assign the other 90% (how to tell your money what to do) 22:00 I: Increase your money (margin, saving, and building opportunity funds) 29:30 T: Transformation (why your mindset has to keep evolving) 33:00 H: Heritage (protection, paperwork, and preparation) 40:00 The story of a man who died without a will, and what it cost his family 44:00 Announcing the Freedom Circle community 47:00 5 questions to ask before your next purchase Mentioned in this episode: Budgeting app (In The Black): anthonyoneal.com/app Freedom Circle community waitlist: coming soon, link to be added High yield savings account breakdown (referenced episode): link in pinned comment We're building toward 1 million E3 family members who are done being broke and faithful at the same time. If this episode challenged you, hit subscribe and share it with someone who needs to hear it this week. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| What to Do With Your Next $200 (Even If You're Behind) | 20 Jul 2026 | 00:37:37 | |
If you are making more money than ever but still feel broke, this video is for you. Anthony breaks down the 7 unspoken money rules that were passed down to you without your permission and shows you exactly how to break them starting with your next $200. Most people are not bad with money. They were just handed a broken code. Today we name it, we claim it, and we change it. IN THIS VIDEO: 00:00 Why income alone will never build wealth 01:45 The Broke Code: What it is and where it came from 02:20 Rule 1: Who you marry is your biggest financial decision 05:10 Rule 2: Lifestyle inflation and why your raise made you broker 12:00 Rule 3: Why emergencies keep wrecking your progress 17:45 Rule 4: Stop taking financial advice from broke people 21:00 Rule 5: Your job is your biggest client, not your only one 25:10 Rule 6: Why quitting when it gets hard is costing you everything 31:50 Rule 7: What you are actually leaving your children 36:00 Your 90-day action plan to break the code YOUR NEXT STEPS: - Start your emergency fund today with a high-yield savings account: https://www.anthonyoneal.com/savings - Get your free budget and financial plan: https://www.anthonyoneal.com/app - Get term life insurance in 10 minutes: https://www.anthonyoneal.com/ethos - Get Anthony's book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| How $200 a Month Can Build a $200,000 Retirement (Even If You're Starting Late) | 15 Jul 2026 | 00:26:03 | |
Most people hear "$1.46 million" and give up before they even start. That number just went up $200,000 in ONE year — and it's stealing your hope before you even try. But here's the truth: you don't need that number. You need a plan. In this episode, I'm breaking down exactly what to do — no matter your age, your income, or how far behind you feel. Whether you're 25 or 55, this is your retirement roadmap. In this video you'll learn: - Why the $1.46M number is misleading millions of Americans - The real retirement number YOU actually need - A step-by-step action plan by age (25, 35, 45, and 55) - How to start building wealth with as little as $50/month - Why you can NOT count on Social Security or an inheritance - The one mistake that keeps most families broke for generations Your Retirement Roadmap: ✅ Write down your retirement vision — tonight ✅ Track every dollar for 30 days ✅ Set up an automatic transfer — even $10 counts ✅ Open or increase your retirement account ✅ Make one extra debt payment this week ✅ Research HSAs and health care options ✅ Build your plan WITHOUT counting on Social Security Nobody is coming to save you. But you can save yourself — and your family — starting today. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| She Made $72,000 a Year, Did Everything Right, and Had Nothing to Show For It | 14 Jul 2026 | 00:27:53 | |
She was 28 years old, making $72,000 a year, current on every single bill — and she sat across from me and cried. Not because she was broke. Because she did everything right and had nothing to show for it. No savings. No investments. Just a pile of payments that felt like chains. That moment changed how I talk about money forever. The truth is — most of us are following a blueprint that was never designed to build wealth. It was designed to survive. And the people who handed us that blueprint? They loved us. But love doesn't make a belief true. In today's episode, I'm breaking down the 3 beliefs your family passed down that are quietly destroying your chances at real financial freedom — and exactly what to do instead, no matter how old you are or where you're starting from. In this episode:
Take action right now: 📗 Pre-order my new book Stop Living Paycheck to Paycheck + get over $275 in free bonuses → anthony.com/book 📊 Upload your debt and get your actual payoff date → anthony.com/app 📈 Compare the top investing platforms and open your first account today → anthony.com/invest timestamps: 00:00 — The woman who did everything right and had nothing 00:00 — The blueprint your parents gave you 00:00 — Belief #1: Debt is a fact of life 00:00 — Belief #2: A good job is the goal 00:00 — Belief #3: Money is not something you talk about 00:00 — The new blueprint: 3 pillars to financial freedom 00:00 — Practical steps to start today Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| I Spent $200,000 Trying to Impress People Who Don't Even Talk to Me Anymore | 09 Jul 2026 | 00:31:44 | |
At 23, I bought a car I couldn't afford to impress people who don't even call me anymore. When I add up the payments, the insurance, the interest, and the opportunity cost of what that money could have become — that one decision cost me close to $200,000. Not in cash. In wealth I never built. And that car was just the beginning. The apartment. The clothes. The trips. The dinners. Every dollar I spent performing wealth was a dollar that never got to actually become wealth. In this video I'm giving you the 5 lessons I wish someone had told me at 25 — because if you're in your 20s, 30s, or even 40s, this information can change the trajectory of your financial life. What we cover: - Why your spending is not a money problem — it's an identity problem - Why making more money will NOT fix your finances (it will amplify the problem) - The real cost of waiting to invest — and the math that will shake you - How the people around you are quietly shaping your financial behavior - The difference between building YOUR wealth vs. funding everyone else's Take action today: - Pre-order my NEW book Stop Living Paycheck to Paycheck and get over $275 in free bonuses — but you must act before August 2: 👉 https://www.anthonyoneal.com/book - Compare the top investing platforms and open your first investment account today — start with as little as $1: 👉 https://www.anthonyoneal.com/invest If this video helped you, do one thing: Share it with someone in their 20s or 30s who needs to hear this before they make the same mistakes I made. The cycle of financial struggle in our families does not break by accident. It breaks because someone decided to pass the information on. That someone is you. Connect with Anthony: 📱 Instagram: @AnthonyONeal 🎙️ Podcast: The Table with AO 📺 Subscribe for new videos every week #PersonalFinance #MoneyMistakes #WealthBuilding #AnthonyONeal #StopLivingPaycheckToPaycheck #FinancialFreedom #BlackWealth #Investing A few notes on why this description is built this way: The opening 3 lines mirror the emotional hook of the title — YouTube shows those first lines in search results, so they need to pull people in The bullet breakdown feeds YouTube's algorithm with keyword-rich content without feeling robotic The CTAs are sequenced — book first (time-sensitive), invest second (evergreen) The closing paragraph is designed to trigger shares, which signals watch time quality to the algorithm The hashtags are intentional — broad enough to surface in search, specific enough to reach his core audience Claude 4.6 Sonnet just now ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| If I Woke Up at 40 With Nothing — This Is the First Thing I Would Do | 09 Jul 2026 | 00:34:33 | |
Are you 40, feeling behind, and wondering if it's too late to start over financially? It's not. Here's exactly what I would do — step by step. In this video, I'm breaking down the real plan I would follow if I was 40 years old starting from zero in 2026. No theory. No fluff. Just a honest, step-by-step system built for the person who feels like life got ahead of them — but refuses to stay there. Here's what we cover: ✅ Why the math is NOT against you at 40 ✅ Step 1 — Stop the financial bleeding (write it ALL down) ✅ Step 2 — Build your $2,500 emergency buffer FAST ✅ Step 3 — Attack every single debt with everything you have ✅ Step 4 — Build your full 3–6 month emergency fund ✅ Step 5 — Invest 15% like your future depends on it (because it does) ✅ Why starting at 40 is actually an advantage ✅ The story of Denise — 43 years old, $47K in debt, two kids, and what happened 14 months later ✅ What your kids are really watching when you stay idle ✅ How to break a generational cycle — starting this week This is not about getting rich. This is about getting FREE. 📲 RESOURCES MENTIONED IN THIS VIDEO: - Pre-Order My NEW Book — Stop Living Paycheck to Paycheck Get over $275 in FREE bonuses (act before August 25th) 👉 https://www.anthonyoneal.com/book - Compare the Top Investing Platforms & Open Your First Account SoFi Invest, Public, Moomoo & more — start with as little as $1 👉 https://www.anthonyoneal.com/invest 💰 Open a High Yield Savings Account Stop letting your money sit in a lazy account earning pennies 👉 https://www.anthonyoneal.com/savings 📱 Download the "In the Black" App Talk to the AI financial coach, input all your debt, and get your full picture in minutes 👉 https://www.anthonyoneal.com/app ⏱ TIMESTAMPS: 00:00 — Introduction: Are You Really Behind? 02:15 — The Math Is Not Against You 05:30 — Step 1: Stop the Financial Bleeding 09:45 — Step 2: Build Your $2,500 Emergency Buffer 14:20 — Step 3: Attack the Debt 19:10 — Why You Can't Out-Invest 24% Interest 23:40 — Step 4: Build Your Full Emergency Fund 28:15 — Step 5: Invest Like Your Future Depends On It 33:00 — The Story of Denise 38:45 — Why Starting at 40 Is Actually an Advantage 44:10 — What Your Kids Are Watching 48:30 — The Decision You Need to Make Right Now ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Getting Out of Debt Was the Worst Financial Decision I Ever Made (Here's Why!) | 29 Jun 2026 | 00:37:13 | |
I taught debt freedom for 15 years. I was wrong about one thing. Getting out of debt is not the finish line. It never was. I sat in my apartment — 100% debt free for the first time in my adult life — and felt completely lost. No wealth plan. No investment strategy. No legacy framework. Just zero debt and zero direction. Nobody taught me what came next. Not my school. Not my family. Not the financial system. And that silence cost me years. This episode is for everyone who crossed the finish line and felt empty instead of full. For everyone working toward debt freedom right now, wondering "then what?" For every parent doing better than their parents did — but not sure if it's going to be enough for their kids. Here's what I break down: - Why debt freedom is the starting line, not the destination - The 3 Phases of Financial Freedom (and why most people never make it past Phase 1) - The AO Legacy Framework — Protect, Grow, Transfer - Why getting out of debt with a survival mindset will sabotage your wealth every single time - What wealthy families are doing that nobody in our community is talking about - If you build it and don't transfer it, it dies with you. Your kids deserve better than starting at zero. This conversation is how we change that. Get the book: https://www.anthonyoneal.com/book Debt Relief Resource: https://www.anthonyoneal.com/debtrelief ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 55% of Americans Are Getting Poorer in 2026... The Other 45% Are Doing THIS! | 28 Jun 2026 | 00:38:03 | |
55% of Americans say they're getting poorer. That's the highest number Gallup has recorded since 2001 — higher than the pandemic, higher than 2008. But 45% aren't. In this episode, I'm breaking down the 5 things separating the people quietly building wealth from the people quietly drowning in 2026. This isn't theory. This is the exact framework I used to go from broke and living in my car to a net-worth millionaire. Get the book "Stop Living Paycheck to Paycheck" (over $275 in free bonuses): https://anthonyoneal.com/book 🔗 RESOURCES MENTIONED: • Pre-Order "Stop Living Paycheck to Paycheck": https://anthonyoneal.com/book • Compare Top Investing Platforms: https://anthonyoneal.com/invest • Download the In The Black App: https://anthonyoneal.com/app CHAPTERS: 0:00 - Why 55% of Americans Are Getting Poorer 3:15 - How Bad It Really Is (The Numbers) 6:30 - Thing #1: Give Your Money a Mission 11:00 - Thing #2: Marry the Vision, Date the Method 16:45 - Thing #3: Hold Family Wealth Meetings 22:30 - Thing #4: Declare War on Consumer Debt 26:00 - Thing #5: Invest On Purpose 30:15 - The Truth That Will Set You Free Subscribe & join the In The Black family. We're better together than apart. #StopLivingPaycheckToPaycheck #BuildWealth #FinancialFreedom Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 5 Jobs Paying $5,000 A Week (Learn From Home In 90 Days) | 26 Jun 2026 | 00:27:03 | |
About half of my college students shouldn't even be in my classroom. I say that as a professor at an HBCU — not from a cheap seat, but from the front of the classroom. Here's the truth nobody wants to say out loud: a 4-year degree is NOT the right path for every single person. Some of y'all are walking out with $40,000 in student loan debt for a path that was never built for who you are. In today's episode, I'm breaking down 5 skills that pay $5,000+ a week, cost less than ONE semester at a state school, and can be learned in 90 days or less. These jobs are bulletproof — they can't be done remotely, can't be offshored, and AI can't replace them. Whether you're 17 trying to figure out your next move, 35 stuck at a job that doesn't pay enough, or 50 wondering if it's too late — this episode is for you. If you're a parent watching this, please listen carefully. If your child is gifted with their hands, don't push them into a 4-year university just because that's what your generation valued. That's not love. That's pressure. This is about freedom. This is about wealth. This is about peace. ⏱️ TIMESTAMPS: 0:00 - Intro: Half My Students Shouldn't Be Here 3:00 - Why College Isn't For Everyone 6:00 - Skill #1: AI Implementation ($110K-$200K) 10:00 - Skill #2: Specialized Technical Trades ($85K-$160K) 14:00 - Skill #3: Cybersecurity ($99K-$200K) 18:00 - Skill #4: Data Literacy & Visualization ($88K-$132K) 21:00 - Skill #5: Sales & Revenue Operations ($154K-$250K) 24:00 - The 90-Day Strategy To Start 🔗 RESOURCES MENTIONED IN THIS EPISODE: - Pre-Order My New Book "Stop Living Paycheck to Paycheck" (Pre-order before August 25th to get $275 in FREE bonuses): 👉 https://www.anthonyoneal.com/book - Get AI Certified with Careerist (The same program that helped my contractor earn $10K): 👉 https://www.anthonyoneal.com/learnai - Enroll at Regent University & Apply for the $10,000 In The Black Scholarship + $500 Sign-Up Scholarship: 👉 https://www.regent.edu/anthony ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| How To Go From Average to Millionaire in Under 10 Years (This Plan Really Works!) | George Kamel | 25 Jun 2026 | 00:38:49 | |
On this episode of The Table with Anthony ONeal, George Kamel joins us to share insights from his transformative new book, Breaking Free From Broke. George reveals his journey to becoming debt-free, offering a powerful example of how an everyday person on an average salary can achieve financial independence. By following this path, George became a net worth millionaire, demonstrating that true financial freedom is within reach for everyone. His story is a blueprint for changing not just your financial situation, but your family's generational legacy. Tune in to learn how you can take control of your finances and create lasting wealth for generations to come. 📙 Order George's Book Today: https://ter.li/f2qljj Mentioned On Today's Show: 🤝 Chime: https://link.anthonyoneal.com/chime 📱 George Kamel: https://www.instagram.com/georgekamel/ ▶️ George Kamel's YouTube: @GeorgeKamel ❇️ EveryDollar: https://shorturl.at/TQ7BM 📔 Pre-order My New Book: https://www.anthonyoneal.com/book 💰The New Millionaire Masterclass: https://millionaire.anthonyoneal.com/ 📖 Book of the month: https://amzn.to/3wAHebK *Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Early access to direct deposit funds depends on payer. SpotMe eligibility requirements and overdraft limits apply. See chime.com/spotme* Checkout My Network Partners: 🤝 Better Help: https://link.anthonyoneal.com/betterhelp 🤝 Chime: https://link.anthonyoneal.com/chime 🤝 Course Careers: https://link.anthonyoneal.com/coursecareers 🤝 Ethos Life Insurance: https://link.anthonyoneal.com/ethos 🤝 Sofi High Yield Savings: https://link.anthonyoneal.com/savings Tools Created With YOU In Mind: 📔 Pre-order My New Book: https://www.anthonyoneal.com/book 📧 Email List: https://link.anthonyoneal.com/E3Community 💲Wealth Builder Tool: https://link.anthonyoneal.com/wealthbuilder 💰 Wealth Calculator: https://link.anthonyoneal.com/wealthcalculator 💸 Debt Calculator: https://www.anthonyoneal.com/debt-calculator 🏦 High Yield Savings Account: https://link.anthonyoneal.com/savings 💵 MooMoo Investment Account: https://link.anthonyoneal.com/moomoo 💲Financial Advisor: https://anthonyoneal.com/getmyplan 📗 The Ultimate Guide To Debt Payoff: https://www.anthonyoneal.com/free-tool/debt-payoff 📒 Make Money Online: https://www.anthonyoneal.com/free-tool/how-to-make-money-online 📈 Get A Raise: https://www.anthonyoneal.com/getaraise 📞 Schedule a 10 Min Call with Yellow Tail Tech: https://link.anthonyoneal.com/yellowtail 👩🏾❤️👨🏾 Singles Playbook Quiz: https://take.singlesplaybookquiz.com/ ❓ Guide To Asking Hard Questions: https://get.thequestionsguide.com/o/ ⛪️ My Devotionals on The Bible App: https://rb.gy/v0qf9i 🔎 Find a Church Near You: https://www.anthonyoneal.com/find-a-church-community The Neatness Network: 🎤Patrice Washington: @PatriceWashington 📗Joy River: @TheCouchwithJoyFriends 👩🏾🍳Victoria Lewis: @thevictorialewis 🏅Justin Owens: @Runtheplay 👨🏾💻Cyrus Harbin: @techisthenewblack FREE Webinar: 💻 The Personal Brand Masterclass: https://anthonyoneal.com/masterclass
RECOMMENDED Reading 📔 Debt Free Degree: https://amzn.to/3jA8GfR 📓 Destroy Your Student Loan Debt: https://amzn.to/3uG5wNQ 📓 Essentialism: The Disciplined Pursuit of Less: https://amzn.to/37iUUf1 📘 The Ruthless Elimination of Hurry: https://amzn.to/3uEiKdW 🎙 Listen to the show iTunes: https://apple.co/2Wb2FhG Spotify: https://open.spotify.com/show/1DnGlzL7NBkDxGrlfCjCKf?si=1r2Irh2BTV2kuuwTQb5k0A 🎵 Intro: "The Table - Evan Ford, https://www.instagram.com/itsevanford/?hl=en https://music.apple.com/us/artist/evan-ford/999576125" GET IN TOUCH 🌍 My website - https://www.AnthonyONeal.com 🌍 Advertise With Me - partnership@anthonyoneal.com Connect with Me! Instagram: @anthonyoneal Facebook: @anthonyoneal Who I AM: Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same. Join me on my YouTube channel and let’s start this journey together. I’ll share my experiences, tips, and tools to help you achieve success and become debt-free. Plus, you can follow me on Instagram @AnthonyONeal and visit anthonyoneal.com for more resources and help. Subscribe now and join the AO fam! Let’s get to it! Have A Questions You Would Like Asked On The Show: Tweet me @anthonyoneal or email me at anthony@anthonyoneal.com. If your question is long, I might not read it, just being honest. 😁 Disclaimer: Some of these links are affiliate links, which means I may get a commission if you purchase. However, none of the fees of these resources have been increased to compensate me. In fact, many of these have given me special discounts that I get to extend to you! 😉 Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| If You Have $1,000 In The Bank. Do These 5 Things ASAP! | 24 Jun 2026 | 00:26:10 | |
If you're the first person in your family to save $1,000 — stop everything and watch this. Most financial advice skips the most important step. Not because it's complicated. Because it was never written with OUR community in mind. In this video I'm breaking down 5 moves — in order — that turn your first $1,000 into the beginning of generational wealth. These aren't generic tips. This is the framework I wish someone had handed me when I was in your exact position. Here's what we cover: ✅ Move 1 — How to protect your $1,000 from the threats nobody warns you about ✅ Move 2 — Where to position your money so it works while it waits ✅ Move 3 — The move most people skip (and why it destroys first-generation wealth builders) ✅ Move 4 — How to make your $1,000 multiply without needing to be a financial expert ✅ Move 5 — The Legacy Declaration that makes all 4 moves permanent This isn't just about $1,000. It's about who your family becomes because of what you decide to do today. 📌 Resources mentioned: → Best High-Yield Savings Accounts: https://www.anthonyoneal.com/savings → Best Brokerage Accounts: https://www.anthonyoneal.com/invest → My Book: https://www.anthonyoneal.com/book 🔔 New videos every week. Subscribe so you never miss one. #GenerationalWealth #PersonalFinance #WealthBuilding #FirstGenerationWealth #AnthonyONeal #MoneyTips #FinancialLiteracy #RothIRA #DebtFree #BlackWealth Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| The 3 ETFs That Let You Buy The Next SpaceX Before It Goes Public (BUY TODAY) | 24 Jun 2026 | 00:34:46 | |
Everyone is talking about SpaceX. But nobody is telling you the truth about what to do next. In this episode, I sit down with investor and financial educator @Courtney-Hale to break down exactly what happened with the SpaceX IPO, why you should NOT buy it right now, and the 3 ETFs that let everyday people invest in private companies BEFORE they go public. If you've been feeling like you missed out — this episode is for you. In this episode we cover: - What SpaceX actually is (and the 3 companies living inside it) - Why buying SpaceX right now could be a mistake - The truth about who got rich BEFORE it went public - Why the rules were changed just for SpaceX - How to get into the NEXT SpaceX before it goes public - The 3 ETFs you need to know about RIGHT NOW Mentioned In Today's Show: - Open your investment account to start buying these ETFs: https://www.anthonyoneal.com/invest - Grab My brand new book — Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book **Make sure to subscribe and join @Courtney-Hale FREE Masterclass this Thursday! IT's 100% FREE: https://7figureportfolio.investinguncomplicated.com ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| The System Wasn't Built to Make You Rich. It Was Built to Make You Manageable. | 17 Jun 2026 | 00:23:12 | |
You've been doing everything right. Good job. Paying bills. Staying out of debt. And still — something doesn't add up. That's not an accident. In this video, I'm breaking down the 5 real differences between people who build wealth and people who work hard their entire life and have nothing to show for it. And I'm going to tell you something nobody in finance wants to say out loud: The system you were handed was never designed to make you wealthy. It was designed to keep you comfortable enough to never ask bigger questions. Work hard. Stay in your lane. Buy the things that make you feel like you're winning. That's the trap. And until you see it clearly — you will keep doing everything right and going absolutely nowhere. I've been there. I got my biggest raise and ended up overdrawn the same week. More money coming in than ever. Less than I'd ever felt. The problem wasn't my paycheck. It was that nobody had ever shown me what direction to point it in. That changes today. In this video you'll learn: → Why your vision matters more than your income → Why your budget might actually be working against you → How your closest relationships are shaping your net worth → Why "responsible" financial decisions might be keeping you poor → The one difference nobody wants to talk about — and why it's the most important one This isn't motivational fluff. This is the truth about why some people build wealth and most people don't — and exactly what you can do about it starting today. Wealth was never meant for other people. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: / anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbu... 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money:
Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Millionaire Explains: 97% of What You Need To Know About Money | 15 Jun 2026 | 00:31:18 | |
I went from $6.32 in my bank account at 25 years old to a net worth millionaire — and in this video, I'm giving you the 6 things that changed everything. No theory. No Wall Street talk. Just the cookie jar on the bottom shelf truth that nobody taught us about money. If you're tired of living paycheck to paycheck, drowning in debt, or watching your money sit in a savings account that's robbing you — this video is for you, family. 📲 Download the In The Black App: https://www.anthonyoneal.com/app 📖 Pre-order Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book 💰 High-Yield Savings Accounts: https://www.anthonyoneal.com/savings 📊 Start Investing: https://www.anthonyoneal.com/invest ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Once I Understood THIS About Investing, I Made My First $100,000! | 14 Jun 2026 | 00:30:13 | |
Anthony O'Neal went from sleeping in his car and cutting a cheeseburger in half to make it last, to becoming a net worth millionaire who closed on the biggest home of his life. The difference was never income. It was one belief he had to break, and three shifts that changed everything. In this episode you will learn: - Why income does not fix poor money behavior (even 20% of households making over $150K live paycheck to paycheck) - Why you cannot build wealth while drowning in consumer debt - Why wealth is a behavior long before it shows up as a balance - The 5-phase Escape Plan that took Anthony from broke to free Plus the powerful story of a woman in our community who walked into her boss's office and resigned with $200,000 in the bank so she could care for her mother. That is what real freedom looks like. Anthony's brand new book, Stop Living Paycheck to Paycheck, releases August 25. Pre-order today and get over $275 in free bonuses, including early access to the first chapter, the 21-Day Money Challenge, the official launch team community, and an exclusive masterclass with Durell. Pre-order here: https://anthonyoneal.com/book If this helped you, like the video, hit subscribe, and share it with someone who needs to hear it. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Wealthy Families Quietly Stopped Buying These 8 Things | 13 Jun 2026 | 00:25:55 | |
Family, if you're tired of living paycheck to paycheck heading into 2026, this video is going to change your life. I'm breaking down the 8 things our community needs to STOP buying right now if we want to build real wealth, get out of debt, and break generational cycles for good. These aren't generic financial tips. This is real talk for real families — covering everything from TikTok Shop addiction to how we're setting our kids up to fail with $200 Jordans instead of $200 in their college fund. If even ONE of these 8 hits home, you owe it to your future to keep watching. 🔥 PRE-ORDER MY NEW BOOK & GET $275 IN FREE BONUSES Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income 👉https://www.anthonyoneal.com/book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Stop Buying Stocks! These 3 ETFs Will Make You $100k in 2026! | 12 Jun 2026 | 00:29:53 | |
In this video, I'm breaking down the EXACT 3 ETFs you need to build real, lasting wealth — even if you only have $5 to start. No picking stocks. No watching CNBC. No finance degree required. I'm pulling back the curtain on what wealthy people have been doing for decades (and never told us about), plus the ONE mistake quietly costing investors thousands of dollars every year. By the end of this video, you'll know: ✅ Why your savings account is secretly making you broke ✅ What an ETF actually is (cookie jar on the bottom shelf explanation) ✅ The 3 ETFs that build generational wealth ✅ The order to follow BEFORE you invest a single dollar ✅ How to take your first step — even with $0 This is the strategy I wish someone showed me when I was 25, sleeping in my car with $6.32 in my bank account. Today, it's the foundation of how I built real wealth — and it's the same strategy I'm teaching thousands of families inside my brand new book. 🚨 PRE-ORDER MY NEW BOOK 🚨 Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income: https//www.anthonyoneal.com/book Get over $275 in FREE BONUSES when you pre-order today, including: 🎁 The 21-Day Money Challenge 🎁 Early access to the first chapter 🎁 Private launch community access 🎁 Exclusive Masterclass 🔗 RESOURCES MENTIONED: 💰 Open an Investing Account (SoFi/Public/Moomoo): https://www.anthonyoneal.com/invest 🏦 Compare High-Yield Savings Accounts (Up to 4.6% APY): https://www.anthonyoneal.com/savings 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com 📞 CALL IN & BE ON THE SHOW: (771)-224-8131 ABOUT ANTHONY O'NEAL: Anthony O'Neal is a #1 national bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. CONNECT WITH ANTHONY: 🌐 Website: anthonyoneal.com 📸 Instagram: @anthonyoneal 🎵 TikTok: @_anthonyoneal 📘 Facebook: facebook.com/aoneal ⚠️ DISCLAIMER: This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Some links above may be affiliate links — if you use them, I may earn a small commission at no extra cost to you. Many include exclusive discounts for our community! Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| The Most Realistic Way To Build Wealth In 2026 (Start With $5) | 11 Jun 2026 | 00:40:28 | |
Every generation gets one shot. One shift that separates the families who build generational wealth from the families who watch it happen from the sidelines. Your parents' generation had the housing boom. The next had the internet. Right now, we are standing at the very beginning of the AI revolution, and here is the hard truth: only the people who are positioned get to take advantage of it. In this episode, I am not giving you a tech conversation. I am giving you a wealth conversation. I walk you through the exact three-level plan to get positioned so that when the door opens, and it is already opening, you can actually walk through it instead of watching someone else walk through it for you. LINKS AND RESOURCES MENTIONED IN THIS EPISODE: - Pre-order my new book, Stop Living Paycheck to Paycheck (get $255 in free bonuses): https://www.anthonyoneal.com/book - Get the In The Black app, your number one money coach in your pocket: https://www.anthonyoneal.com/app - Open a high-yield savings account: https://www.anthonyoneal.com/savings - Open a brokerage account and start investing (SoFi Invest): https://www.anthonyoneal.com/invest - Get in position for the new AI jobs with Careerist boot camps: https://www.anthonyoneal.com/learnai ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| 10 Things Wealthy People Buy BEFORE Anything Else (Most People Skip #7) | 10 Jun 2026 | 00:30:14 | |
Stop wasting your paycheck. Buy these 10 things FIRST before 2026. Friday hits, the deposit lands, and by Monday it's gone. Sound familiar? In this video, I break down the exact 10 purchases wealthy people make before anything else — the ones that separate them from the 78% of Americans living paycheck to paycheck. *Get started with Plus500! Practice with a FREE demo account or kickstart your trading with a BONUS of $30 when depositing at least $300, using the code: AO30 The bonus is valid for 90 days. T&Cs apply. 👉 https://www.anthonyoneal.com/plus500 Trading futures involves the risk of loss and is not suitable for every investor. Mentioned In Todays Show: 📕 PRE-ORDER MY NEW BOOK — Stop Living Paycheck to Paycheck: anthonyoneal.com/book (Get $275+ in FREE bonuses!) 📱 DOWNLOAD THE IN THE BLACK APP — Your AI Money Coach: anthonyoneal.com/app 💰 HIGH-YIELD SAVINGS ACCOUNTS (Updated Weekly): anthonyoneal.com/savings Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| The Best Financial Advice You Will Ever Receive: 4 Money Rules That Will Change Your Life | 13 May 2026 | 00:29:54 | |
Most people don't have a money problem. They have a vision problem. In this special edition of The Table, I'm breaking down the 4 money rules that took me from $6.32 in my bank account to building real wealth and financial peace. These 4 rules are pulled directly from my brand new book, Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live a Life Free on Any Income — releasing August 25, 2026. 📘 PRE-ORDER THE BOOK + GET EXCLUSIVE BONUSES: 👉 https://anthonyoneal.com/book When you pre-order today, you unlock bonuses worth more than the price of the book itself. After you order, send me a screenshot on Instagram @anthonyoneal — I want to celebrate with you personally. IN THIS EPISODE: ✅ Why 67% of Americans are living paycheck to paycheck (even people making $150K) ✅ The difference between a dream and a vision (and why this is the step 99% of people skip) ✅ How to give every dollar a mission before the month begins ✅ The debt snowball method that helped a young couple pay off $50,000 in less than 3 years ✅ Why margin — not income — is the real path to freedom ✅ The exact 5-phase Escape Plan I teach inside the book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||
| Financial Expert Warns: Stop Paying Off Debt This Way — It's Hurting Your Money! | 09 May 2026 | 00:26:23 | |
Tired of trying to pay off debt and feeling like you're going nowhere? In this video, I'm breaking down the 5 worst ways people try to pay off debt — and why they keep you stuck. Then I'm giving you the one method that actually works: the Debt Snowball. This isn't about math. It's about behavior, momentum, and freedom. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy | |||