Explorez tous les épisodes du podcast The Savvy Wallet Podcast

Running a business? Turn more leads into customers with smarter email marketing and automation. Get 50% off Brevo’s Starter & Standard plans for your first 3 months with code THESAVVYWALLET50: https://get.brevo.com/savvywallet --- In this episode Ato sits down with Jaspreet Singh an entrepreneur, investor, and financial educator best known as the founder of Briefs Media and host of the Minority Mindset YouTube channel. 🔗 Connect with Jaspreet: YouTube: https://www.youtube.com/@MinorityMindset Jaspreet's FREE Newsletter: https://www.briefs.co/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Running a business? Turn more leads into customers with smarter email marketing and automation. Get 50% off Brevo’s Starter & Standard plans for your first 3 months with code THESAVVYWALLET50: https://get.brevo.com/savvywallet --- In this episode Ato sits down with Joey Antwi-Kusi an entrepreneur and multi-site McDonald’s franchisee, operating three restaurants with around £15 million in annual turnover. With a background in banking and management consulting, he is passionate about franchising, entrepreneurship and building long-term wealth. 🔗 Connect with Joey: Linkedin: https://www.linkedin.com/in/jantwikusi/ Instagram: https://www.instagram.com/myjoey/ YouTube: https://www.youtube.com/@JoeyAntwiKusi TikTok: https://www.tiktok.com/@therealmyjoey --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Bizzle Osikoya a Nigerian music executive and Co-Founder of The Plug, one of Africa’s leading entertainment companies. He has worked with artists including Davido, CKay and Oxlade, and is widely recognised as one of the key figures behind the global rise of Afrobeats. 🔗 Connect with Bizzle: Instagram: https://www.instagram.com/bizzleosikoya/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Sean a financial adviser and business owner who helps professionals and entrepreneurs build long-term personal wealth. Having grown up around financial advice, he now runs the family business alongside his brother, advising clients on investing, wealth building and turning business success into lasting personal wealth. 🔗 Connect with Sean: Linkedin: https://www.linkedin.com/in/seanstanderwick/ Youtube: https://www.youtube.com/@mlpbeyondthebusiness Website: https://seanstanderwick.com/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- Sponsor Plaud 📝 Spend less time taking notes and stay focused on the conversation. Get 15% off the Plaud Note Pro or NotePin S with code SavvyWallet15: https://plaudai.pxf.io/L0dBNV --- Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

💼 Running a small business and tired of juggling invoices, expenses and cash flow? Bring your finances together with Xero and get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. In this episode Ato sits down with Chidera Peters a personal finance creator and growth consultant who grew up in Nigeria before moving to the UK. After starting her investing journey with just £10 in 2022, Chidera has since built an investment portfolio worth around £70,000, while also becoming a homeowner. 🔗 Connect with Chidera Instagram: https://www.instagram.com/thechiderapeters/ Youtube: https://www.youtube.com/@ChideraPeters --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

💡 Got an idea for an app you've always wished existed? Now you can actually bring it to life. Turn your idea into working software with Emergent, no coding required. 👉 Build your first app with Emergent here: https://app.emergent.sh/?utm_shift=redirect&via=savvywallet --- In this episode Ato sits down with Gabriel Sion a serial entrepreneur who has spent nearly 20 years building businesses across hospitality, events and property. Today, he runs eight businesses and is focused on creating long-term wealth 🔗 Connect with Gabriel:Instagram: https://www.instagram.com/gabriel_sion/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Takura Mtandari an Independent Financial Planner at City Capital Financial Planning. He advises professionals across sport, banking, law and technology, helping clients build wealth through a human-centred approach to financial planning. 🔗 Connect with Takura: Linkedin: https://www.linkedin.com/in/takura-mtandari/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Ryan King a personal finance educator, investor, and the creator behind Making Money Simple. He's helped thousands of people build long-term wealth with straightforward, evidence-based investing. Having built an investment portfolio worth over £196,000, Ryan shares practical insights on investing, financial independence, and making smarter money decisions without the hype. 🔗 Connect with Ryan: Youtube: https://www.youtube.com/@MakingMoneySimple Instagram: https://www.instagram.com/makingmoneysimple/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £1,000: https://wise.com/invite/dic/atoo5 Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Yoma James Kukor is an entrepreneur, investor and co-founder of Vendoir, an event management platform. He’s spent the last seven years building businesses, investing in property and the stock market, and exploring how artificial intelligence can help people increase their income and build long-term wealth. Through his content, he shares practical strategies for using AI to work smarter, grow businesses and create financial freedom. 🔗 Connect with Yoma: Youtube: https://www.youtube.com/@yomajameskukor Instagram: https://www.instagram.com/yomajameskukor Linkedin: https://www.linkedin.com/in/yomajames/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors 💡 Got an idea for an app you've always wished existed? Now you can actually bring it to life. Turn your idea into working software with Emergent, no coding required. 👉 Build your first app with Emergent here: https://app.emergent.sh/?utm_shift=redirect&via=savvywallet Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation. Company and property structures can have significant tax, accounting and lender implications, so always seek advice from a qualified professional before taking action. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Sammie Ellard-King is a personal finance educator, investor and co-founder of the Gains App, an AI-powered budgeting and cashback app. After paying off £24,000 of debt, Sammie has spent years helping thousands of people improve their finances, build wealth, and invest. 🔗 Connect with Sammie: Instagram: https://www.instagram.com/upthegainsmoney/ Linkedin: https://www.linkedin.com/in/sammieellardking/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Jeffrey Boadi a health educator, author and performance advocate who helps ambitious professionals understand how physical health underpins focus, productivity and long-term wealth building. Through his work, he shares practical insights on nutrition, strength training and sustainable habits that support energy, discipline and longevity. In this episode we discuss: - How what you eats impacts your earning potential - Sleep is the most important pillar of performance - Treating your body like a business - Systems to focus better that helps you build wealth - How to slow down in an era of hustle culture and much more 🔗 Connect with Jeffrey: Instagram: https://www.instagram.com/jeffreyboadi/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Jordan March a top New York real estate broker at luxury real estate company SERHANT. where he has closed over $1.5 billion in transactions. Known for selling some of New York City’s most prestigious properties, he is the co-star of Netflix hit "Owning Manhattan", a series following the high-stakes world of luxury real estate at SERHANT. We discuss: - How he sold $1.5 billion in real estate - The secret to New Yorkers success - Doing business & building trust with the top 1% - How disappointment is the fuel for success - Being wealth builders not consumers - Opportunities for next-generation investors and much more 🔗 Connect with Jordan: Instagram: https://www.instagram.com/itsjordanmarch/ Linkedin: https://www.linkedin.com/in/offmarketnewyork/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsorship Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners: Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Claire Exley is the Head of Financial Advice and Guidance at J.P. Morgan Personal Investing, where she leads teams helping people make smarter decisions around investing, financial planning, and long-term wealth building. With over 16 years of experience across the UK investment and wealth management industry, Claire has worked with people at every stage of their financial journey from first-time investors to experienced wealth builders. We discuss: - Reinventing yourself after 40 - Why saving money is hurting your finances - Lessons from JP Morgan - What separates the best investors from everyone else - Why Women have £20,000 less in pension and much more! 🔗 Connect with Claire: Linkedin: https://www.linkedin.com/in/claire-exley-2a3a4265/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Lazetta Rainey Braxton is a U.S. wealth advisor, Certified Financial Planner, and CEO of The Real Wealth Coterie. With decades of experience in financial planning, she is known for her work around generational wealth, human capital, and helping families and professionals build lasting financial independence. We discuss: - Non-negotiable Principles from my Family - Lazetta help her parents reach financial freedom - Turning Human Capital into Financial Capital - What the Ultra Wealthy in the USA understand about Wealth - Ideal Investments to become a millionaire - Why Black American Wealth is falling behind and much more 🔗 Connect with Lazetta: Linkedin Personal: https://www.linkedin.com/in/lazettabraxton/ Linkedin Business: https://www.linkedin.com/company/lazetta-associates/ Linkedin Business:: https://www.linkedin.com/company/therealwealthco/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Tobi Oluwole, Founder of Magnate Ventures & The Founder's Blueprint, Angel Investor & Linkedin Strategist. Focused on helping professionals and business owners monetise their knowledge online. After growing his audience to nearly 400,000 followers on LinkedIn through consistent daily content, he built a multi-million dollar business helping people grow their careers, personal brands and income online. We discuss: - Giving up his dream of playing football at Arsenal - Lessons from growing up in Nigeria - Get laid off from is job & applying to Shopify 7 times - How he uses Linkedin to make millions - Why 9-5ers NEED to use Linkedin - The simplest way you can use Linkedin to generate income and much more 🔗 Connect with Tobi: Linkedin: https://www.linkedin.com/in/thetobioluwole/ Youtube: https://www.youtube.com/@thetobioluwole --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato sits down with Bimpe Nkontchou who is a lawyer, wealth advisor, and founder of W8 Advisory, where she advises high-net-worth African families on how to build, structure, and preserve wealth across generations. We discuss: - Bimpe’s journey from building a law firm to wealth management - How to reinvent yourself every 10 years - Principles every family should adopt - The strategies the rich use to build wealth - Behind the curtains of how the super wealthy make & spend their money - How wealth can destroy a family ⁃ The $2.5 Trillion Wealth Transfer in Africa and much more 🔗 Connect with Bimpe: Bimpe's Linkedin: https://www.linkedin.com/in/bimpe-nkontchou-ba741a4/ Bimpe's Instagram: https://www.instagram.com/bimpe_nkontchou/ W8's Linkedin: https://www.linkedin.com/company/w8-advisory/posts/?feedView=all --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Leon Boros, who is a private investor and former corporate financier who became an ISA Millionaire in 2013 (Meaning he built a £1M+ tax-free portfolio made up of stock investments) and he's been investing for over 30 years. We discuss: - The impact SpaceX, OpenAI & Anthropic will have on the market - How to assess SpaceX as an investment - What Leon looks for in undervalued companies - What he'd do to become a stock market millionaire again and much more 🔗 Connect with Leon: X/Twitter: https://x.com/boros10 --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Pete Matthew is a Chartered Financial Planner with more than 27 years of experience helping people build wealth, plan for retirement and make smarter financial decisions. He’s also the creator of Meaningful Money, one of the UK’s leading personal finance platforms where through hundreds of podcast episodes and videos, he’s helped millions better understand money and long-term financial planning. We discuss:: - What people neglect when chasing financial success - Planning for early retirement - Major money milestones to achieve by each age - A retired teacher who was left £750,000. Struggling to spend the money - The balance between working hard and enjoying your life and much more 🔗 Connect with Pete: Youtube: https://www.youtube.com/@MeaningfulMoney --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Sponsors Wise - Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5 Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Jemal King is an entrepreneur, real estate investor, and author known as the “9 to 5 Millionaire.” A former Chicago police officer, he built a multimillion-dollar portfolio while working full-time, growing into 400+ properties and multiple seven-figure businesses. Today, he teaches people how to turn income into assets and long-term wealth. We discuss: - How Jemal became a 9 to 5 millionaire. From $35,000 salary to millionaire - The 7 streams of income for building wealth - Growing up in south side Chicago - Building a skyscraper in Chicago - The 5 pillars that have shaped Jemal's life and much more 🔗 Connect with Jemal: Instagram: https://www.instagram.com/9to5millionaire/ Youtube: https://www.youtube.com/@9to5MillionaireNetwork --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. We discuss: - What people are misunderstanding about property in 2026 - How to use AI to buy and invest in property - Property opportunities outside of London - Investing in property in the healthcare industry and much more 🔗 Connect with Julianah: Youtube: https://www.youtube.com/@PropertyByJewels Instagram: https://www.instagram.com/propertybyjewels/ Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Bola Sokunbi, bestselling author, certified financial education instructor, and founder of Clever Girl Finance, one of the leading personal finance platforms helping women build wealth and financial independence. She has written six books, including Clever Girl Millionaire, and is widely known for making money advice practical, relatable, and empowering. We discuss: - Sacrifices Bola's parents made that changed her life - How her parents starting again built her resilience - Sacrifices of saving $100k on a $54,000 salary - 4 pillars of building wealth - How to spot "fake wealth" & side hustle scams - Women are more educated but not building more wealth - 3 financial moves to make today and much more 🔗 Connect with Bola: Youtube: https://www.youtube.com/@Clevergirlfinance Instagram: https://www.instagram.com/clevergirlfinance/Instagram Personal: https://www.instagram.com/bolasokunbi/ Linkedin: https://www.linkedin.com/in/bola-sokunbi/ Grab Bola's latest book: Clever Girl Millionaire - https://amzn.to/4tIWef7 --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Ryan Kingsley a chartered financial adviser who supports high-earning professionals, entrepreneurs and international clients in structuring their wealth, pensions and long-term financial plans. We discuss: - From surviving being stabbed to becoming a financial advisor - Client earning £500,000 salary with no savings & spending £40k on holiday - How the wealthy think about, save and invest their money - Ideal order to build wealth - Investing opportunities for higher earners - How to buy commercial property within your pension and much more 🔗 Connect with Ryan: Youtube: https://www.youtube.com/@Consultkingsley Instagram: https://www.instagram.com/consultkingsley/ Linkedin: https://www.linkedin.com/in/ryan-kingsley-advdipfa-cemap-certltcp-alfbf-6547666a/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Debodun Osekita a former trader at Goldman Sachs, where he operated in high-pressure global markets, managing risk and capital at scale. He's also the Founder of Stock Pickers Academy, a community that educates you on investing in the stock market. We discuss: - Lessons from Goldman Sachs Trading Floor - Why the S&P 500 will return 0% over the next 10 years - Why the Iran War is bad for your finances - Stock Market opportunities for 2026 - How to invest your first £1,000 and much more 🔗 Connect with Debodun: Instagram: ⁠https://www.instagram.com/stockpickersacademy⁠ Instagram personal: ⁠https://www.instagram.com/coachdebs.spa Linkedin: https://www.linkedin.com/in/debodunosekita/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Frederick Afrifa and Gordon K Williams — founders of leadership communication group and co-authors of Unmute Yourself. They help people communicate with clarity, confidence and impact, using speaking as a powerful tool to unlock career and business opportunities. We discuss: - How to speak with confidence and clarity - Why miscommunication is costing you more than you think - Minimising nerves before you speak - How to stop rambling and speak concisely - The art of listening and much more! 🔗 Connect with Frederick: Instagram: https://www.instagram.com/frederickafrifa_/ 🔗 Connect with Gordon: Instagram: https://www.instagram.com/gordonkwilliams.co/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market. We discuss: - Big banks buying up property & what that means for you - Why you don't need 7 streams of income - The glamorisation of overworking (and how to have a better work life balance) - Is buy to let dead in 2026? - Best property strategies for beginners and much more 🔗 Connect with Kazy: Instagram: https://www.instagram.com/propertybykazy/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles. We discuss: - Her journey and challenges of migrating from Nigeria to the UK - Pivoting from Accountancy to Financial Technology - How she utilised her salary to build multiple streams of income (and how you can too) - How she saved 70% of her salary - Owning 10 rental properties in Nigeria - Steps to pivot in your career and increase your salary - Steps she took to quit her job & scale her business to 7 figures and much more 🔗 Connect with Ruky: Instagram: https://www.instagram.com/coachruky/ Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Emmanuel Asuquo, a financial advisor, author, and wealth educator known for breaking down money in a way that’s practical, honest, and culturally relevant. Through his work, he helps professionals rethink their relationship with income, ownership, and long-term wealth. We discuss: - The Middle Income Trap keeping people broke - How Uber and Deliveroo has tricked us into thinking we're rich - Steps to building wealth starting with £1,000 - Owning property vs stocks vs business - How to stop living paycheque to paycheque and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/theemaneffectuk/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Daniel Kemp an investment strategist and former Chief Research and Investment Officer at Morningstar, where he helped oversee hundreds of billions in client assets. He is now the founder of Portfolio Thinking, a research platform focused on helping investors navigate uncertainty, make better long-term decisions, and separate market signal from noise. In this episode we discuss: - How investors should interpret the Iran War - The Impact of the Iran War on the UK & US Stock Market - Impact the Middle East Conflict could have on the US economy - Investing £1,000 vs £10,000 vs £100,000 - How to use AI for investing and much more 🔗 Connect with Dan: Linkedin: https://www.linkedin.com/in/dan-kemp-b6779437/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works. Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth. In this episode we discuss: - Red flags that trigger an investigation with HMRC - Biggest tax mistakes people make - What financial data HMRC can access - Smartest director salaries for 2026/27 - Rachel's top 4 tax tips - What is making tax digital and much more 🔗 Connect with Rachel Instagram: https://www.instagram.com/accountant_she/ Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking. We discuss: - How the pursuit of financial freedom has changed - People needing permission to get a second income stream - Moving from employee mindset to wealth builder - Importance of investing your first £1,000 - Actually achieving financial joy and much more! 🔗 Connect with Ken and Mary: Website: https://thehumblepenny.com Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny TikTok: https://www.tiktok.com/@thehumblepenny LinkedIn (Ken): https://www.linkedin.com/in/ken-okoroafor/ LinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives.  In this episode we discuss: - How renting can help you buy a property - UK Property being the cheapest it's been in years - Why people are taking out longer mortgages - Improving your credit scores - How mortgages work for business owners - How to get ready to buy your first property and much more 🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach. We discuss: - The best way to build wealth in 2026 - Does everyone need to contribute to a pension - Can you still build wealth with property in 2026 - Why not everyone invests in the stock market - Why the wealth gap could continue to increase - Will the middle class disappear and much more 🔗 Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ TikTok: https://www.tiktok.com/@propertybyjewels Youtube: https://www.youtube.com/@PropertyByJewels 🔗 Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman/ Linkedin: https://www.linkedin.com/in/ian-dempsey/ TikTok: https://www.tiktok.com/@idthemoneyman 🔗 Connect with Ajmal: Instagram: https://www.instagram.com/ajmal_mushtaq/ TikTok: https://www.tiktok.com/@ajmalmushtaq Linkedin: https://www.linkedin.com/in/ajmal-mushtaq-4342a363/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance We discuss: - The 2 investments to build wealth in 2026 - What people are missing about the current world order - The risk with global index funds - How to navigate building wealth in the UK - Entering an era of super abundance and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Youtube: https://www.youtube.com/@PlainEnglishFinance 📚Grab Andrew's Books: How To Own The World Before You're 30: https://amzn.to/4aiuec2 How To Own The World: https://amzn.to/3JmqHOM Live on Less, Invest the Rest: https://amzn.to/41b0Uze --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers. We discuss: - Hayley breaking free from limitations she saw in her area - How to build a wealthy identity - Why so many people stay underpaid - Shutting down your negative inner voice - The self talk and identity that helped her make seven figures - The importance of personal branding and much more 🔗 Connect with Hayley: Linkedin: https://www.linkedin.com/in/hayleymulenda/ Instagram: https://www.instagram.com/hayleymulenda/ 📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Mark Preskett, Senior Portfolio Manager from Morningstar. Mark spends his time looking at what’s really going on in global markets, cutting through the noise to help investors understand where risks and opportunities are actually building. We discuss: - What taught Mark the value of resilience - How AI is more than about chatbots - Wealth leaving the united states to other regions across the world - The 4 unloved investments everyone is overlooking - Why the UK has been unvloved for so long - Simplest principle to start investing and much more 🔗 Connect with Mark: Linkedin: https://www.linkedin.com/in/mark-preskett-cfa-577b3113/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Hannah Awonuga — a global career and leadership expert, former partner with over 20 years in banking, and now the founder helping organisations build truly inclusive, high-performing cultures. We discuss: - Hannah’s unconventional journey of getting into banking at 16 - What it really takes to get into senior leadership - How she navigated corporate politics as a Black Woman - Why you need to be the CEO of your career - How you can break into six figure salary bracket - How to stop shrinking yourself - Make yourself indispensable in the AI era and more 🔗 Connect with Hannah: Linkedin: https://www.linkedin.com/in/hannahawonuga/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with James Butterfill is the Head of Research at CoinShares, Europe’s largest digital asset investment firm managing nearly $10 billion in assets. With over 25 years in finance including time at Coutts, James has managed portfolios for ultra-high-net-worth clients and now leads data-driven research on Bitcoin, Ethereum, and the wider digital asset market. We discuss: - The issues with the current financial system - The asset people use to diversify outside of the financial system - Why this one particular asset is rivalling gold as a store of value - Why new financial ideas are often dismissed before they’re understood - What could go wrong with digital assets and much more 🔗 Connect with James: Linkedin: https://www.linkedin.com/in/jamesbutterfill/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Cryptocurrency is a high-risk investment and prices can be highly volatile, so always do your own research and consider seeking independent advice before investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Lindsay James an Investment Strategist from Quilter Investors. Her work focuses on helping people understand what really drives wealth over time and how to make confident, long-term financial decisions in a fast-changing world. We discuss: - Where the most new wealth will be created - Biggest changes in the world you need to pay attention to - The risks with Global Index Funds no one is talking about - How to diversify beyond Global Index Funds - Why a wealth divide in the US will continue to grow - The simple way to start investing and much more 🔗 Connect with Lindsay: Linkedin: https://www.linkedin.com/in/lindsay-james-investmentstrategist/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Aisha Adedeji a Private Banking and Wealth Management specialist with a decade of experience working across the UK, Nigeria, South Africa, and the UAE. She has managed millions for high net worth and ultra high net worth clients, advising them on wealth creation, preservation, and cross-border financial strategy. We discuss: - Why she left the UK for Nigeria - Principles from the ultra rich in Nigeria - Biggest lies about money that stop people building wealth - How wealthy Africans build their wealth - Wealth building opportunities in Nigeria & Africa - Your wealth plan for 2026 and much more 🔗 Connect with Aisha: Linkedin: https://www.linkedin.com/in/aisha-adedeji 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Jumoke — an investor, wealth educator, and former investment banker at a top-tier global bank. After nearly two decades working with high-net-worth clients, she built her own path to financial freedom in her 30s We discuss: - What led Jumoke to pursue financial freedom - The steps Jumoke took to retire in her 30's - How to make £1,000 month passively - 6 types of investments to replace your salary - What should would do differently on her financial freedom journey and much more 🔗 Connect with Jumoke: Youtube: https://www.youtube.com/@JumokeMi 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we have Ayo Noble, who is a financial protection specialist who teaches people how to build, protect, and pass on generational wealth. In this episode we discuss: - Most simplest way to secure wealth for you and your family - Why money is game and how to play the game better - Why parents shouldn't charge their children rent - The truth about generational wealth no one talks about - The Rockefellers secret to passing down wealth and much more 🔗 Connect with Ayo: Instagram: https://www.instagram.com/ayonoble_/ Youtube:https://www.youtube.com/@insightwithayo 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - It feeling like the UK is pulling the ladder on wealth building - Impact of the income tax/Personal allowance being frozen - Cash ISA's going down to £12,000 - How to navigate 2% increases on dividends, savings interest and rental profit - The hidden consequences of the UK Budget 2025 - Should you take a 'super dividend'? - Whether the UK Budget 2025 worries Benedicta - What to do before and after the 5th April 2026 and much more 🔗 Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Lisa Conway-Hughes, a Chartered Financial Adviser, wealth expert, and author known for helping people simplify money and build financial confidence. With over 15 years’ experience advising clients at every income level, she specialises in pensions, long-term planning and turning small, practical decisions into meaningful wealth over time. We discuss: - How your money identity changes as you grow older - What is the power of 1% - Maximising your pensions in 2026 - 3 small recurring decisions that destroys your wealth - Pension mistakes to avoid - 12 one-percent habits to change your finances in 2026 and much more 🔗 Connect with Lisa Lisa's Linkedin: https://www.linkedin.com/in/lisaconway-hughes/ Youtube: https://www.youtube.com/@LCHWEALTH Lisa's Instagram: https://www.instagram.com/misslollymoney/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Per Wimmer a financier, entrepreneur, and adventurer. A former Executive Director at Goldman Sachs, he now runs investment businesses spanning aerospace, real estate, and wealth management. We discuss: - Per's most life changing adventures in - Why space will be the next wealth opportunity - His best and worst space investments - Lessons from working for Goldman Sachs - How to invest sensibly in the stock market and much more 🔗 Connect with Per: Linkedin: https://www.linkedin.com/in/perwimmer/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Tayo Oguntonade, a property expert, financial commentator, and co-founder of BrickzWithTipz. He bought his first property at 21, built a multi-property portfolio, and now combines his experience as a former mortgage advisor with regular appearances on Channel 4, BBC, and beyond to make property and finance simple and accessible for a new generation. In this episode we discuss: - Tayo's journey to buying his first property at 21 - Why are landlords selling their properties - A new law that makes being a landlord in the UK more challenging - Is the UK facing a wealth drain? - A property strategy in a difficult market - How to buy property through a business - Steps for you to start your property journey today and much more! 🔗 Connect with Tayo: Instagram: https://www.instagram.com/brickzwithtipz/ Website: https://bwtestates.com/Tayo's Airbnb Webinar: https://lp.servicedaccommodationsuccess.com/masterclass 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero All-in-one accounting software for small businesses. Get 90% off for 6 months: xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Darren Johnson is the Global Chief Operating Officer at Impax Asset Management, a leading specialist in sustainable investing. Darren has also built a track record as an angel investor and business buyer. Having made more than 40 early-stage investments and acquired 2 businesses. In this episode we discuss: - Why you need an edge in everything that you do - Positioning yourself to earn more money - Darren's experience of angel investin - An alternative way to build wealth outside of buying houses or startups - How you can use the 4 C's to your advantage and much more 🔗 Connect with Darren: Linkedin: https://www.linkedin.com/in/darren-johnson-905a8b1a/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. Xero Get 90% off of Xero for 6 months by visiting: xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Susannah Streeter is a leading financial commentator and global markets expert. Formerly Head of Money & Markets at Hargreaves Lansdown, she is known for translating complex economic and geopolitical trends into clear, actionable insights. We discuss: - The biggest wealth shifts across the world over the next 5-10 years - Why we may be in an AI bubble- How to start investing in the stock market - Tips to manage your emotions during a stock market crash - Why people are worried about central bank digital currencies and much more 🔗 Connect with Susannah: Linkedin: https://www.linkedin.com/in/susannah-streeter-05a82624/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:06 - Intro 1:17 - Meet global markets experts Susannah Streeter 2:20 - The values and lessons that shaped me 5:50 - My biggest financial wake up call 10:33- How I became the head of money and markets at Hagreaves Lansdown 18:06 - XTB Ad - Free Rolls Royce Share 19:00 - This will be the biggest shift in global markets 21:46 - Why are we in such a fractured world? 25:01 - What regions will dominate wealth creation over the next decade 27:37 - Is cybersecurity a long-term investment opportunity? 30:03 - The scary reality of AI 36:29 - Why do investors like Europe over the US 37:13 - What is de-dollarisation? 42:16 - How can investors build a resilience portfolio 44:35 - S&P 500 VS Global Index Funds 48:13 - What mistakes do investors make? 50:00 - What I look for in my investments 55:19 - Where you should begin investing ? 1:00:42 - What asset will attract the most money? 1:06:42 - Lessons learnt from market crashes 1:11:00 - Look past the noise and start investing 1:12:21 - Why are people worried about Central Bank Digital Currency 1:16:37 - Bitcoin vs Ethereum 1:24:26 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Dr Aaron Balick, a Psychotherapist with 20+ years in the industry and author of The Little Book of Calm, Ken Okoroafor, Co-Founder of award winning company “The Humble Penny”, he is a Financial Coach and best selling Author of the book “Financial Joy" and Emmanuel Jones, Wealth Protection Advisor. We discuss: - How money shaped their perspectives as men - Society's expectations are breaking men - Why men focus too much on getting rich quick - Why Men will rather suffer in silence than ask for help - Best approach to build wealth and much more 🔗 Connect with Ken: Website: https://thehumblepenny.com Youtube: https://www.youtube.com/thehumblepenny Linkedin: https://www.linkedin.com/in/ken-okoroafor/ Financial Joy Academy: https://financialjoyacademy.com Pre-order his book "The Wealth Habit" today - https://geni.us/TheWealthHabit 🔗 Connect with Dr Aaron: Website: https://www.aaronbalick.com/ Instagram: https://www.instagram.com/draaronb Linkedin: https://www.linkedin.com/in/draaronb/ 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/moneysavingparent/ Linkedin: https://www.linkedin.com/in/emmanuel-jones1188/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Timestamps 0:00 - Preview 2:16 - Intro 2:41 - Meet Psychotherapist, Dr Aaron Balick 3:50 - Meet Protection Advisor, Emmanuel Jones 4:28 - Meet Money Expert, Ken Okoroafor 6:06 - How money shaped my perspective as a man 12:34 - First sense of responsibility as a man 14:26 - The definition of wealth has changed 17:57 - XTB Ad - Free Rolls Royce Share 18:51 - How does expectation put pressure on Men 21:08 - How does a man stick to his purpose 34:46 - Do Men focus too much on getting rich quick? 44:49 - The average salary is not enough, it adds pressure 50:52 - I know someone that needs to make 50k a month to survive 55:12 - How keeping up with the jones impacts your finances 1:00:21 - Suicide is one of the top killers of Men 1:04:21 - Men will never admit they’re in debt 1:07:47 - How to get men to open up about money problems 1:11:19 - Men don’t know how to express love for each other 1:13:33 - Opening up as a man without feeling weak 1:18:00 - Should men still carry all of the finances in a relationship 1:28:50 - How should a man’s worth be redefined 1:39:14 - What’s the best way to approach building wealth 1:49:36 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum. We discuss: - Why the Gold price has surged in 2025 - The main reasons people invest in Gold - The 4 different types of way to invest and buy Gold - Investing in Gold vs Silver vs Platinum - Does Bitcoin threaten Gold standing as an investment - Will AI have an impact on Gold and much more! 🔗 Connect with Toby: Linkedin: https://www.linkedin.com/in/toby-osborne-1607/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:24 - Intro 1:35 - Meet Gold Expert Toby Osborne 3:33 - Why should people listen to this conversation 5:56 - Most shocking things I’ve seen people do with Gold 9:08 - How did the royal mint get into selling Gold? 12:59 - Why do people buy Gold? 15:40 - XTB Ad - Free Rolls Royce Share 16:34 - Why does Gold have value? 22:36 - How much does cultural traditions drive gold 27:36 - Why has the price of Gold surged this year? 31:05 - Did tariffs impact the price of Gold? 36:49 - Is the price of Gold overvalued? 41:21 - What are the different type of Gold investments 48:18 - What’s the most secure way of buying and storing physical Gold 53:09 - How do you buy Digi-Gold? 55:16 - How to get Gold ETF’s? 55:52 - Physical vs Digital Gold 59:28 - Main risks with Gold 1:01:14 - How the Royal Mint stores it’s Gold 1:05:49 - Silver vs Platinum vs Gold 1:08:52 - Does Bitcoin threaten Gold? 1:11:25 - What’s the future of Gold? 1:14:16 - Will AI have an impact on Gold 1:18:21 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Jacques Opoku an investment professional with 11 years of experience in asset management, where he worked on institutional portfolios and gained a deep understanding of how money is managed at scale. We discuss: - Why not everyone needs to invest in index funds - The best investment you can make for yourself - Lessons we can learn from institutional investors - How to be in the 30% of people building wealth from the stock market - Investing themes to consider for the future and much more! 🔗 Connect with Jacques : Jacque's instagram: https://www.instagram.com/jaxfinancial_uk/ 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors XTB Get your free share of Rolls Royce by signing up to XTB and using code "SAVVY" or go to https://link-pso.xtb.com/pso/vPgQK Please note the free stock promotion applies to the United Kingdom only. Your capital is at risk. The value of the stock may fluctuate. Limited availability. T&Cs apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 1:07 - Intro 1:18 - Meet Investment Professional Jacques Opoku 2:52 - Why I left Investment Management 5:59 - What I think my purpose is 8:38 - One belief about money I wish more people understood 12:20 - XTB Ad - Free Rolls Royce Share 13:14 - How people approach building wealth 18:53 - What is institutional investing?  20:28 - Institutional investors vs retail investors  21:34 - Main advantages Institutional investors have 24:11 - Advantages retail investors have over Institutional investors 27:47 - How University of Oxford built it’s wealth  28:34 - What is a GILT? 30:41 - Do institutional investors always get it right? 36:47 - The different styles of  institutional investors 40:32 - Should retail investors copy institutional investors 50:13 - More than 70% retail investors don’t make money 53:33 - How to be more patient with the stock market 1:01:51 - How to find out what investing strategy works for you? 1:04:38 - Why does active investing still exist? 1:11:49 - Not everyone needs to be Warren Buffett  1:14:39 - What themes would I include in my portfolio today 1:19:31 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices