Retiring right requires a smart strategy. And if you didn't get started early in your retirement planning, the second best time to start is now. Rick Atkinson, Founder & President of RA Retirement Advisors in Toronto, shares his insights and advice. ___________________________ It's Back to School time. Here's your reading list to peruse: Best Books on Retirement ___________________________ Bio Rick Atkinson is Founder & President of RA Retirement Advisors specializing in retirement planning. For over 15 years, Rick has been helping people live their ideal retirement. As a human resources management specialist with over 30 years’ experience in industry and government service, Rick honed his understanding of what is required to lead a satisfying life after work. He then transferred this to writing and speaking about retirement planning and facilitating workshops and coaching. He is the author of five books including Don’t Just Retire – Live It, Love It! and Strategies for Retiring Right! Rick has written lead stories for well-known journals, as well as stories for various daily Canadian newspapers, and has appeared on Canadian radio and TV. Rick is an acclaimed speaker on holistic retirement planning appearing at groups from 10 to 300. He has spoken at conferences and service groups across Canada, and facilitates workshops and webinars for companies, cities, government agencies and religious organizations and service clubs. Rick has an MBA from York University and a Bachelor of Commerce from the University of British Columbia. He is also a CHRP (Certified Human Resources Professional); CMC (Certified Management Consultant); Advanced Level, Ontario Society of Training & Development. Recently made a Fellow of Distinguished Financial Services (FDFS) for his service as an influential thought leader. As a point of pride and growth, for 10 years, Rick travelled extensively to Canada’s Arctic as a CESO (Canadian Executive Service Organization) volunteer advisor to mentor Inuit supervisors and managers, and to impart his human resources knowledge and insights. Rick’s volunteering was part of the Government of Nunavut’s Initiative Program. ___________________________ For More on Rick Atkinson Books Website ___________________________ Podcast Episodes You May Like Design Your Life and Get Unstuck – Dave Evans Retire Happy – Dr. Catherine Sanderson Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland Ready to ROAR? – Michael Clinton ____________________________ Wise Quotes On Deciding When to Retire "So I think this whole piece of work stress for some, but for some others, what I found is that they have a feeling of unfulfillness -  that work is holding them back, that they've got things that they want to pursue, a passion project. They want to start a business,. They want to do extensive traveling. But there are others that, and I've had this myself, people saying, Why aren't you retired? You're X years old. Why are you still working? I met a couple and the wife had said to the husband, I didn't sign up for this. He just told me he's not going to retire. I thought we would have time together. There's another situation that says, is this the right time? I've met many people who have sat down with their financial advisor and the financial advisor had said, You know what, you got enough money to keep you going well into your 90s. And they walk out of the office and say, Hey, maybe that's it." On Mistakes to Avoid in Planning for Retirement "Oh, there's a whole myriad of things that you need time to think about these and plan for them rather than just the day you retire. Another mistake that I find that people make is that they concentrate so much on the money. The recession in 2008 devastated a whole bunch of folks and their retirement monies. And to my mind, it's not the money that you amass,

Time to take charge of your future? Design Your New Life in Retirement ________________________ Transitioning to retirement comes with challenges. And what if you love the work you're retiring from? That makes it harder. Our guest today, Cathy Bishop-Clark shares her experiences in transitioning to retirement - and why you'll want to have a retirement mentor. Cathy Bishop-Clark joins us from Ohio. ________________________ Bio Cathy Bishop-Clark recently retired after a 34-year career at Miami University of Ohio. She finished her career as Associate Provost of Miami’s regional campuses.  and Dean of the College of Liberal Arts and Applied Sciences. Prior to her Dean position, she was a professor in the Computer and Information Technology Department, a Department Chair, Assistant Dean and Associate Dean. She has a bachelor’s degree in Computer Science, an M.S. in Quantitative Analysis and a doctorate in Educational Foundations.  Over a period of 34 years she taught a variety of computing classes and she has published over 40 articles and a book, most of which related to the scholarship of teaching and learning. She enjoys exercise and new adventures including hiking, kayaking, camping bicycling, learning new things, and traveling.  A couple years ago she rode her bicycle across America. She and her husband (who was a third grade teacher) have two adult daughters and a son-in-law. Cathy and her husband both retired a year ago.  While her husband has excelled at retirement, Cathy has found the transition more difficult.  To help her learn about that transition she took Joe Casey’s group program, intensely studied retirement and taught a course on the topic of retirement this past Spring. ________________________ Mentioned in This Episode Riley Moynes Andy Robin Barbara O'Neill ________________________ Podcast Episodes You May Like If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver The Power of Reinvention – Joanne Lipman Live Life in Crescendo – Cynthia Covey Haller _________________________ Wise Quotes  On Having a Retirement Mentor "...and he talked about one thing that really resonated with me that I have paid attention to - and that is having a retirement mentor. You don't think about that right? Everybody thinks about having a work mentor. We have mentors at work and I had  done this in a way before I retired. I invited people who had retired to lunch and I said Okay what do I need to know about retirement? But the thing is everybody's retirement journey is so different and so some would say things like There's nothing to know about retirement. It's it's so easy and it's so great and there's nothing to learn. And other people would say Well, you know I struggled a lot with the schedule." And so interestingly, my retirement mentor has been the same career mentor that I had and she retired about five years ahead of me. I admire what she has done and so I continue to use her as my retirement mentor." On Trying New Things "So first for about a year a half, you just have a great big honeymoon. It's just fun, fun, fun, fun, fun. And then you start looking at different things to do. And then you start feeling a loss. Well, I think I simultaneously, like on day one, jumped in on all three things simultaneously. So I did vacation, in fact, and since we retired in May, I've been on nine different trips and I've been to Colorado many times, that's where my daughters are, Norway, Michigan, New York, Galapagos Islands. So we did lots of honeymooning and vacation. And then at the same time, I did a lot of experimentation. I took some new classes through a retirement group. I explored some new things, with my husband, we explored some new faith communities. We hired a personal trainer. I got into yoga. I started to deeply understand our financial planning. I had known it as a superficial level.

Time to Reinvent? Early Bird Registration is Now Open for the September Design Your New Life in Retirement Program - Learn More ________________________ Let's face it. Retirement isn't for everyone - especially a "traditional retirement." An increasing number of people are choosing to work longer or to reinvent themselves and create their own new path forward. Mark Walton joins us to discuss his new book Unretired: How Highly Effective People Live Happily Ever After. You'll be interested in the learning about the three paths he found people are pursuing as more fulfilling alternatives to a traditional retirement. One of them may be an intriguing option for you. Mark Walton joins us from California. ________________________ Bio Mark S. Walton is a Peabody award-winning journalist and business author, Fortune 100 management consultant, and Chairman of the Center for Leadership Communication, a global executive education and communication enterprise with a focus on leadership and exceptional achievement at every stage of life. He is additionally Founder and Chairman of the Second Half Institute at the University of California, the nation's first university-based program to focus on personal leadership and career development in midlife and beyond. In addition to his most recent book, "UNRETIRED: How HIghly Effective People Live Happily Ever After" Mark is the author of "Boundless Potential: Transform Your Brain, Unleash Your Talents, Reinvent Your Work in Midlife and Beyond" was the focus of a national PBS TV special of the same name, and "Generating Buy-In: Mastering the Language of Leadership," published by the American Management Association and selected by Business Week as one of the Top 30 business books of the year. He has been a Professor of Leadership in the U.S. Navy's Advanced Management Program, at Toyota University, and at the University of North Carolina-Chapel Hill, where he taught leadership skills and strategies at the Senior Executive Institute and in the MBA and Executive MBA programs at the nationally top-ranked Kenan-Flagler Graduate Business School. As Chairman of the Center for Leadership Communication, Mark has taught extensively in corporate universities and management development programs nationwide, and has worked individually with CEO's, Division Presidents and a wide range of other senior executives and professionals at many of the world's leading organizations, including: Bank of America, Deutsche Bank, Dow Chemical Company, Duke Energy Corporation, General Electric Corporation, GlaxoSmithKline, NASA, and the United States Navy and Marine Corps. Earlier in his career, Mark was an internationally-recognized network television news anchorman, correspondent and analyst, specializing in political leadership and national affairs. A founding correspondent of Cable News Network (CNN), he served as CNN's first Chief White House Correspondent and, later, as CNN's Senior Correspondent, traveling the nation and world from CNN headquarters in Atlanta. The book 'CNN: The Inside Story' characterizes him as "one of a small group of renegades who changed the face of TV News." While at CNN, Mark was a recipient of broadcast journalism's premier honor, the coveted Peabody Award, for his role as Correspondent in CNN's live coverage, from Moscow, of the failed Soviet coup in 1991 and the subsequent fall of Communism. His reporting and writing have also been honored with The National Headliner Award, Ohio State Journalism Award, Cable Ace Award, the Gold Medal of the New York TV and Film Festival and the Silver Gavel of the American Bar Association. ________________________ For More on Mark S. Walton Unretired: How Highly Effective People Live Happily Ever After Boundless Potential: Transform Your Brain, Unleash Your Talents, Reinvent Your Work in Midlife and Beyond The Second Half Institute ________________________ Podcast Episode You May Like

Aging may be on your mind this week. And it's an often overlooked aspect of planning for retirement. Coleen T. Murphy, a leading scholar of aging, and the author of How We Age: The Science of Longevity, details how recent research on model systems, combined with breakthroughs in genomic methods, have allowed scientists to probe the molecular mechanisms of longevity and aging, This research is helping us understand the fundamental biological rules that govern aging - and it may be bringing us closer to extending healthspans and slowing the effects of aging. She joins us here in Princeton, New Jersey. __________________________ Bio Coleen T. Murphy is professor of genomics and molecular biology at Princeton University. She is director of Princeton's Glenn Foundation for Research on Aging and director of the Simons Collaboration on Plasticity in the Aging Brain. She is director of the Paul F. Glenn Laboratories For Aging Research at Princeton. Murphy completed a B.S. with honors in biochemical and biophysical sciences at the University of Houston and earned a Ph.D. at Stanford University. She was awarded a graduate fellowship at Howard Hughes Medical Institute and completed her postdoctoral work at the University of California, San Francisco. ___________________________ For More on Coleen T. Murphy How We Age: The Science of Longevity ___________________________ Podcast Episodes You May Like Why We Remember – Charan Ranganath How Not to Age – Dr. Michael Greger The Mindful Body – Ellen Langer ___________________________ Wise Quotes On Why We Age "I think if the better question is why wouldn't we age? Like in the entire universe, entropy is at work. So things fall apart and unless you put in energy to repair them, those things will fall apart. So we're no different, but just we're better at repairing all of our cells and tissues and everything else when we're young, right? My kids, if they get a cut, it heals up in like two days. And if I do, it doesn't. So we see those repair processes decline with age. And so that's really why we age because the amount that our body's put into repair actually gets overwhelmed at some point." On Cognitive Aging "So, by studying processes that change with age, my lab is extremely interested in cognitive aging. So we want to make that extend as long as possible. Even if it didn't extend lifespan, if we found a mechanism to maintain your cognitive function as long as possible, that would be super valuable for all of us. And so, that's what we're talking about when we're talking about healthspan. A lot of these age -related diseases that we care about in humans and then we understand the molecular mechanisms so that we can find ways to extend that in humans as well...Can we actually extend the you know the time of normal cognitive function? And it turns out we've been able to uncover pathways that do control that. So I'm really excited about some work that we did where we you know we found some we found a genetic pathway where if we flipped on just one protein made it more active in one neuron of the cell. Admittedly they have hardly any neurons - they have only 302. But this particular neuron is one that's really important for regulating their memory and we turn that on a super old worm and it rescued their memory. Nobody really cares until you show it in a mouse. And so we collaborated with friends of ours at UCSF and they put in into the hippocampus so the brain of the two -year -old mice. So that's like a 75 to 80 year old person. They put in the same activated protein in these it. rescue their memory. So that shows that we can use these pathways to find something in worms and apply it to mammals. And by the way, that protein is exactly the same in mice and humans. So that gives us sort of a way into this problem where we could start to address it pharmaceutically. So that's an example. I don't think it's the only way.

What challenges could derail men's retirements?  Journalist and associate professor Dawn Fallik joins us to discuss what she learned in the research for her article in Kiplinger Why So Many Men are Bad at Retirement. And we explore what men can learn from women that may save men's retirements. Dawn Fallik joins us from Philadelphia. __________________________ Bio Dawn Fallik is an award-winning reporter specializing in database analysis, feature writing and medical coverage. She has 20 years of daily reporting experience at for The Philadelphia Inquirer, The Associated Press and the St. Louis Post-Dispatch. She spent a month in India covering the tsunami, investigated medical errors and went to the prom at age 26. This year she was nominated and served on the 2022 Pulitzer Prize jury. Although she left full-time reporting for full-time teaching, Fallik continues to cover medical issues for The Washington Post, The Wall Street Journal, AARP Magazine and Neurology Today. She has worked on the multimedia desks at the Wall Street Journal and The Philadelphia Inquirer. She spent six years writing for The Wall Street Journal’s medical desk, and live blogged two Olympics and multiple television shows for the WSJ’s culture site SpeakEasy. She’s interviewed Tim Gunn, Surgeon General Vivek Murthy and Judy Blume. She has witnessed executions, investigated abusive priests and covered rent-a-cow companies. But she believes there’s nothing more fun than a good weather story. In September 2007, she started as a full-time assistant professor at The University of Delaware. She took over as journalism director in 2009 and eventually grew the minor to 250 students. From 2012-2015 she served on the Board of Directors for the DART Society, which works with journalists who cover trauma and violence. Since the age of 18, Dawn has lived in 12 cities, eight states and two countries. __________________________ For More on Dawn Fallik Website __________________________ Mentioned in This Podcast Episode Men's Sheds What to do about lonely older men? Put them to work.  The Washington Post ___________________________ Podcast Episodes You May Like Independence Day – Steve Lopez Retire Happy – Dr. Catherine Sanderson Why Retirement is About Much More Than Money - Ted Kaufman & Bruce Hiland If You Love Your Work, Will You Hate Retirement? - Michelle Pannor Silver __________________________ Wise Quotes On What You're Retiring To "So I think that, that for men in particular, thinking about just even planting that seed earlier, and starting to think about retirement in a positive way, would be a big change and gets you into that positive path of mind. That sounds very woo, but if you think about retirement as a positive thing and not about how much you're going to miss work, that's going to be a big change. And I think a lot of people when they plan for retirement, they're just thinking about the money aspect, like I have to put so much away. And that's sort of such a distant future thing. It's not really a personal plan where you're not just saying I'm going to travel, but I always wanted to go to Greece, and start like having concrete plans that you want to put in place, so that when you do retire, you're already making plans for the future. You've already got things in place that you can look forward to." On What Men Can Learn From Women "...something like 50% of men over 60 described themselves as lonely. They're so tied to work, that's where their social connections are. So how do you start establishing life outside of work before you're done with work? Maybe that's joining a bowling league, or if you're part of a church or a synagogue, becoming more involved with those activities. You start making those outside connections beforehand. I've worked many places now, and I still have friends from almost every place that I have worked. Because,

Don't underestimate the transition to retirement. How do you build a bridge from your full-time working life to your new life of freedom in retirement? It starts with doing your homework and managing your expectations for the transition period. Many people expect it to be like that last day of school before summer - running off to full-time fun, only without school resuming in the fall. But the transition usually unfolds in a series of phases - and learning more about them prepares you to anticipate, plan well and get the most out of your retirement years. This "Best of The Retirement Wisdom Podcast" episode revisits earlier conversations that can help you master the transition to your retirement. Click the links below to listen to the full conversations you're interested in:   The Power of Reinvention – Joanne Lipman The Skill Set for Life’s Transitions – Bruce Feiler Navigating the Transition – Dr. Maggie Mulqueen Live Life in Crescendo – Cynthia Covey Haller The Future You – Brian David Johnson Design Your Life and Get Unstuck – Dave Evans   Planning for a transition to retirement? Take charge of your future. Browse all episodes of he Retirement Wisdom Podcast here. _________________________ About Retirement Wisdom I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.          

  It's easy to fall into a rut. What could taking up a new pursuit or a new challenge do for you? Today's guest, Joe Simonetta is living a diverse, interesting and fulfilling life. Last year he decided to take on a new challenge at 80. He decided to compete in a triathlon. Not only was it his first triathlon, it was his first race - of any kind. And he won the gold medal in his 80-84 age division at the U.S. National Senior Games. His story may inspire you to take on a new pursuit or challenge. Joe Simonetta joins us from Sarasota, Florida. ___________________ Bio Joseph R. Simonetta holds a Master of Divinity degree from Harvard Divinity School where he studied ethics, global environmental problems, world religions, cosmology, and evolutionary biology. He also studied at Yale Divinity School. He holds a Master of Architecture degree from the University of Colorado. He also studied architecture at the University of Southern California. He holds a B.S. in Business Logistics from Penn State University. As a young man, disturbed at the extraordinary amount of unrelenting suffering in the world, he vowed to himself to do something to alleviate it. He went on to live a very unusual life. He has been an Army officer, professional athlete, entrepreneur and businessman, architectural designer, real estate developer, home builder, environmental activist, author, TEDx speaker, senior editor of the World Business Academy, and twice a nominee for the U.S. Congress. Intermittently, he wrote a mix of fiction and nonfiction books about humanity and the state of the world. He is married to Susana Rojas Simonetta. They have a son, Russell, born on Earth Day, and a daughter, Fiorella. He enjoys spending time with his family and training for and competing in triathlons. In the 2023 U.S. National Senior Games triathlon in Pittsburgh, he won the gold medal in his 80-84 age division. __________________________ For More on Joseph R. Simonetta Website  Be Healthy. Be Kind. Respect the Environment.: What We Do to Others, We Do to Ourselves Gingerbread Horse Rocket and The Melon Ball Express: A Story About a Little Boy Who Changed the World Tedx Talk __________________________ Podcast Episodes You May Like Live Life in Crescendo – Cynthia Covey Haller The Fourth Quarter – Allen Hunt Will You Flourish or Languish? – Corey Keyes The Mindful Body – Ellen Langer ___________________________ Wise Quotes On Seven Words to Live By "The three simple rules for living: be healthy, be kind, respect the environment. I have to put in context, and Arthur Schopenhauer observed that all truth passes through three levels. First, it's ridicule, second, it's violently opposed, third, it's accepted as being self -evident. Such a truth has emerged in our lifetime. It informs us that we exist as a tiny fragment of an immensely larger interlocking pole, which all the parts are interconnected and depend upon each other for survival. Simply put, everything's connected to everything else. We exist not separately, but in communion with all other living things. Life's an interrelated, interdependent phenomenon. Everything's in relationship. It's the nature of universe, it's the nature of the reality in which we exist. Like it or not, reality has behavioral demands. That is, if you want to stick around, if you want to live, if you want to continue on the journey, those behavioral demands can be summarized in seven words. Be healthy, be kind, respect the environment. Each one of us is like a cell in the body of humanity. The health of all of us taken together in terms of the health of humanity and the health of our civilization." On Updating Beliefs "The question is, how do we reduce ignorance and suffering, expand knowledge and justice? Einstein observed that we can't solve our problems from the same level of thinking which they originated.So it begs the question, what level of thinking are we at?

  Retirement offers the opportunity to pursue new interests, hobbies and pursuits. But getting retirement right takes practice. How do you start? Mary Jo Hoffman shares her story of how a daily photography practice on her daily walks with her dog evolved, culminating in her new book STILL:The Art of Noticing. Mary Jo Hoffman joins us from Minnesota. __________________________ Bio Mary Jo Hoffman is the author of STILL:The Art of Noticing.  An aeronautical engineer-turned-artist, since beginning her artistic practice and founding the blog, STILL, she and her project have been featured in Martha Stewart Living and Better Homes & Gardens, among other publications, and she has collaborated with West Elm, Target, the United States Botanic Garden, and the Scottish National Opera She is renowned for her unique and personal engagement with the natural world around her, primarily in North America's Great Lakes bioregion and the iconic scrubland of Mediterranean France. Best known for her multi-year, ongoing project, "STILL," she captures and posts one photo every day, on a white background, of a natural object found near her, whether leaves, flowers, seedpods, twigs, insects, or animals. "STILL" images reflect Hoffman's profound admiration for nature's subtle, seasonal expressions. Her photography encourages viewers to pause and contemplate one thing at a time, to be still, if only for a moment, in a world of distracted hurrying from one thing to another. The project is an endorsement of the power of dailiness, and an invitation to re-see the too-often overlooked "infraordinary," that surrounds us--those sights, sounds, and subtle changes that we think of as common and familiar, but which can come alive with delightful possibility when paid attention to. Hoffman lives in Shoreview, Minnesota, on Turtle Lake, with her husband, Steve, a food writer and author, and her aging and indulged puggle, Jack, with whom she takes walks as often as possible, in woods and fields, and along lakeside trails, on the hunt for that day's STILL blog subject. __________________________ For More on Mary Jo Hoffman STILL Blog STILL:The Art of Noticing _________________________ Podcast Episodes You May Like Retirement Rookies – Stephen & Karen Kreider Yoder Edit Your Life – Elisabeth Sharp McKetta Living for Pleasure – Emily Austin, PhD Best of 2024 – Part One _________________________ Wise Quotes On Practicing Retirement "...think about practicing for retirement. Put those pieces in place with the community, the hobbies, the interests, whatever you want to do. Start early enough to have those in place when you retire so that you don't just one day walk out the door, and then you don't know what to do with yourself. That struck a chord with me. So we are in France, the kids are in school, it's the first free time in my adult life and I say to my, my husband who's a tax preparer, but who also had creative ambitions. He was wanted always wanted to be a writer. I said, let's practice for retirement. We have we have six hours a day between parent drop off and parent pickup. Let's practice for retirement. So that was 2012. So 12 years ago what happened is I started a photo. So I came up with a project for myself is called a photo a day for one year. So it was a one year project to do a photo a day, which then resulted in this book that I just came out with." On Daily Practice "If you've never done anything like a 100-day challenge. I have a 30-day challenge. I think 30 days is too short. I did a one year challenge that turned into a 12 year challenge. I highly recommend them. That's why  I call it the sneaky superpower of daily -  of having a daily practice. The other one of the other things that that totally surprised me  was something an idea I call placefulness, which is it is this a really deep and nuanced knowledge and connection to my place."

Is it possible to get healthier as you get older? Dr. Michael Greger knows how and why that's possible. He visits with us to discuss his new book How Not to Age: The Scientific Approach to Getting Healthier as You Get Older. Dr. Greger joins us from Maryland. _________________________ Michael Greger, M.D. FACLM is a physician, New York Times best-selling author, and internationally recognized professional speaker on a number of important public health issues. Dr. Greger has lectured at the Conference on World Affairs, the National Institutes of Health, and the International Bird Flu Summit, among countless other symposia and institutions; testified before Congress; has appeared on shows such as The Colbert Report; and was invited as an expert witness in defense of Oprah Winfrey at the infamous "meat defamation" trial. In 2017, he was honored with the American College of Lifestyle Medicine with its Lifestyle Medicine Trailblazer Award. Dr. Greger's most recent scientific publications in the American Journal of Preventive Medicine, Critical Reviews in Microbiology, Family and Community Health, and the International Journal of Food Safety, Nutrition, and Public Health explore the public health implications of industrialized animal agriculture. Dr. Greger is also licensed as a general practitioner specializing in clinical nutrition and is a founding member and Fellow of the American College of Lifestyle Medicine. He was featured on the Healthy Living Channel promoting his latest nutrition DVDs and honored to teach part of Dr. T. Colin Campbell's esteemed nutrition course at Cornell University. Dr. Greger's nutrition work can be found at NutritionFacts.org, which is a registered 501(c)3 nonprofit charity. Four of his books — How Not to Die, The How Not to Die Cookbook, How Not to Diet, and How Not to Age — became instant New York Times Best Sellers. He is also the author of Bird Flu: A Virus of Our Own Hatching and Carbophobia: The Scary Truth Behind America's Low Carb Craze. Dr. Greger is a graduate of the Cornell University School of Agriculture and the Tufts University School of Medicine. Dr. Greger is proud to be a Council of Directors member of the global voice for lifestyle as medicine, the True Health Initiative (THI). This is a growing coalition of more than 360 world experts representing 35 countries. It is an unprecedented assembly that includes physicians, university Deans, former Surgeon Generals, Olympic athletes, chefs, environmental professionals and a diverse group of nutritionists. Together they offer clarity over confusion and support the foundational principles of healthy eating and healthy living. All speaking fees and proceeds Dr. Greger receives from the sale of his books and DVDs are donated to charity. ___________________________ For More on Michael Greger, M.D. How Not to Age: The Scientific Approach to Getting Healthier as You Get Older How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease NutritionFacts.org The Daily Dozen ___________________________ Mentioned in This Podcast Episode The Game Changers Movie ___________________________ Podcast Episodes You May Like From Cravings to Control – Revamp Your Habits – Dr. Jud Brewer The Mindful Body – Ellen Langer Upgrade Your Sleep – Dr. Raj Dasgupta ___________________________ Wise Quotes On What Motivates Him "NutritionFacts.org is a free nonprofit science-based public service providing daily updates on latest in nutrition research via bite-sized videos, about 2000 videos on the every aspect of healthy eating with new videos and articles uploaded to every day. And the latest in evidence-based nutrition. What a concept. No ads, no corporate sponsorship, not selling anything. Just put it up as a public service. Nutrition facts.org actually put it up as a really as tribute to my grandmother, which is how I got involved in the first place.

You're wise to be planning for your retirement. But the best-laid plans can be turned upside down in an instant. Sarah Cart joins us to share her experience and her new book On My Way Back to You: One Couple's Journey through Catastrophic Illness to Healing and Hope. Sarah Cart joins us from Massachusetts. _________________________ Bio Sarah Cart was raised and educated in New York and New England. As a freelancer, she wrote for multiple local publications while she and her husband, Ben, raised four sons in northeastern Ohio. Upon becoming empty nesters, the two moved to the Florida Keys, but they returned every summer to the Pennsylvania Poconos, where each had lifelong family connections. Then came Covid. The pandemic, combined with Ben’s health issues, necessitated their sheltering in place in Florida for the entirety of 2020. In the wake of Ben’s undergoing miraculous lifesaving measures, they have been afforded the unanticipated gift of a future and, more than ever before, relish time spent with family and friends. Sarah Cart’s On My Way Back to You is a first-hand account of the rollercoaster world of lifesaving transplants and the unimaginable challenges Sarah faced as she struggled to manage her husband’s devastating illness and to save his life, their marriage, and her sanity. Throughout her 42-year marriage, writer Sarah Cart has enjoyed a life of “gloriously controlled chaos,” as she and her husband, Ben, a successful entrepreneur and seasoned outdoorsman, embarked on numerous adventures with their four active sons. Then the unthinkable happened. In suspenseful and heartrending detail, Cart shares how Ben developed an incurable autoimmune condition that was manageable and under control one minute and threatened to kill him the next, landing him in the ICU as the Covid pandemic closed the world down. Thrust into the role of nurse and caregiver, Sarah joined the ranks of 39 million Americans who champion and care for an ailing loved one. In addition to confronting doubts, fears, and endless setbacks, aggravations, and red tape, she also had to consent to daunting procedures on Ben’s behalf. Too, there were the months-long Covid-era restrictions on hospital visitations and the post-surgery snafus with home healthcare personnel. Thank goodness for the heartfelt communiques with family and friends, all of which reflect the faith, fortitude, grit, and grace that sustained her. ________________________ For More on Sarah Cart On My Way Back to You: One Couple's Journey through Catastrophic Illness to Healing and Hope ________________________ Podcast Episodes You May Like Ride or Die – Jarie Bolander The Self-Healing Mind – Gregory Scott Brown, M.D. Planning for Family Caregiving – Danielle Miura, CFP _________________________ Wise Quotes On Perfection vs. Good Enough "Perfection is not always a good thing. I never perfected being a perfectionist, but I like to know that things are done well and right and the way they're supposed to be and the very sobering idea that if we had known before Ben went into the hospital that he had a broken hip, which is the kind of thing I mean, I was his caregiver, how could I not know that? That's unforgivable. But if we'd known it, he wouldn't have been a candidate for transplant. That just blows my mind. Not all the examples are that huge, but well, another one is he probably wouldn't have been a candidate for transplant if it hadn't been the COVID pandemic." On Gratitude "Over the course of Ben's being in the hospital, I had taken to sending emails to family and friends on a regular basis to keep everybody on the same page. And I had all those emails, and in the beginning, every single one of them was a part of the original outline of the book, just because they told the story, and all I really needed to do was kind of link them together. But then people pointed out that I needed to tell a little bit more of the story at t...

There are a lot of variables to consider in planning for retirement. A big one is longevity. We don't know how long we'll live, but we should plan for a long life. But there's more to consider than just our lifespan. Rejoining us is Maddy Dychtwald, co-founder of Age Wave, to discuss her new book Ageless Aging: A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan, a guide to living better longer by proactively attending to your healthspan, your brainspan and your wealthspan. Maddy Dychtwald joins us from California. _________________________ Bio Recognized by Forbes as one of the top fifty female futurists globally, for nearly 40 years, Maddy Dychtwald has been deeply involved in exploring all aspects of the age wave and how it’s fundamentally transforming our lives and the world at-large. This has led her to become an award-winning author, acclaimed public speaker, and thought leader on longevity and aging, health, wellness, and the new retirement. Maddy co-founded Age Wave, the world’s leader in understanding and addressing the far-reaching impacts of longevity and our aging population. The Age Wave team has worked with more than half of the Fortune 500 in industries ranging from healthcare and medical technology to financial services and consumer products. With women at the forefront of the longevity revolution, Maddy has dug deep into their specific longevity-related wants, needs, challenges and opportunities. As a researcher and social scientist, she has led numerous acclaimed studies, including the landmark Women, Money and Power sponsored by Allianz and Women and Financial Wellness: Beyond the Bottom Line for Bank of America Merrill Lynch. In addition, she has been involved in more than 25 thought leadership research studies worldwide on longevity, aging, retirement, health and wellness, family and social connections, purpose, caregiving, finances, and leisure, which have cumulatively garnered more than twenty billion media impressions. As a blogger and member of The Wall Street Journal’s Expert Panel, Maddy’s posts on leadership, wealth management, and financial planning have topped the most-read lists. Her insights and research have been featured in prominent media outlets, including Bloomberg Businessweek, Forbes, Newsweek, Time, Fox Business News, CNBC, and NPR. Maddy has written four books, including the award-winning Cycles: How We Will Live, Work, and Buy, Influence: How Women’s Soaring Economic Power Will Transform Our World for the Better, and the children’s/young readers’ book Gideon’s Dream: A Tale of New Beginnings. Her highly anticipated new book, Ageless Aging: A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan, (Mayo Clinic Press, May 2024) will provide an insider’s guide to living better longer, covering everything from fitness and nutrition to hormones and ageism, from sleep to purpose, from navigating the healthcare system to the role of finances. Over the years, Maddy has herself become part of the age wave and has experimented personally with how to increase her own healthspan, brainspan, and lifespan. She is a co-founder of the non-profit Women Against Alzheimer’s and serves as a board member of the non-profit BrightFocus Foundation, which funds cutting-edge research to cure diseases of the brain and eye. She is also a lead partner for Portfolia in the Active Aging and Longevity 2 Fund. She is also a lead partner for Portfolia, a collaborative women-focused investment platform in their “Active Aging & Longevity Fund 2. Maddy and her husband Ken were awarded the prestigious Esalen Prize for their outstanding contributions to advancing the human potential of long-lived men and women worldwide. An empty-nester, she is highly involved with her adult children and her granddog. ____________________________ For More on Maddy Dychtwald Ageless Aging: A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan Age Wave

It's time to step back and look at the best of our podcast conversations earlier this year with some brief clips to help you retire smarter. Links to the full conversations are below: The Balancing Act in Retirement – Stew Friedman The Portfolio Life – Christina Wallace Rightsize Your Life for a Brighter Future – Marni Jameson From Cravings to Control – Revamp Your Habits – Dr. Jud Brewer Working Identity – Herminia Ibarra The Emotionally Intelligent Retirement – Kate Schroeder & Nick Wignall ________________________ Other "Best of" Podcast Episodes You May Like The Very Best of 2022 The Best of 2021 – Retirement Wisdom Best of The Retirement Wisdom Podcast 2023 – Part Two _________________________ Best Books on Retirement Here are my recommended books (with short summaries) to get ready for the non-financial side of retirement. ________________________ About Retirement Wisdom I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.    

Check our Best Books for Retirement ________________________ Have you considered phased retirement? Most working people dream about that day when they'll ride off into the sunset and into retirement. But a full stop retirement isn't for everyone. It can make the transition to retirement quite challenging. Many people are choosing insread to glide into retirement. Phased retirement is trending as a way to gradually retire, on your own terms. It's essential a flexible work arrangement. Our guest today is Jennifer Barnes, a CEO, who shares her experiences with phased retirement in her company. Jennifer Barnes joins us from San Diego. ________________________ Bio Jennifer Barnes, CEO of Optima Office, graduated with a Finance and Marketing degree from the University of Arizona, earned an MBA from San Diego State University, and completed the Becker CPA coursework. She spent 15 years as a Controller for numerous companies and non-profits throughout San Diego before starting her first company in 2012, which was the 5th fastest-growing company in San Diego in 2016 and made the Inc 5000 in 2017 and 2018. Jennifer has won numerous awards as the CEO of the two companies she founded. Her favorite is the best place to work because having high retention and happy staff is what drives her. Both of her companies have made it into the Inc 5000 and SDBJ’s fastest-growing companies list. Between 2021-2023, Jennifer was named Woman of the Year by SDBJ, received the top corporate citizen award, made it in SD’s top 500 most influential leaders, and the top 50 Women of Influence in Accounting and Finance for two years in a row. She was also recognized as a finalist for the Entrepreneur of The Year 2024 Pacific Southwest program. Jennifer has sat on many boards in her career and currently sits on the board of The Better Business Bureau, NuFund Venture Group (formerly Tech Coast Angels), Junior Achievement, and a publicly traded company, Presidio Property Trust (SQFT). She volunteers her time at SDSU and the REC at Miramar College by participating in mentor programs and as a judge in various student competitions. She is currently a member of Rotary 33, Vistage International, Entrepreneurs Organization (EO), Young Executives Council, and Social Venture Partners. ______________________ For More on Jennifer Barnes Company Website Fortune Article: I’m a CEO and 12 of my employees are in ‘flextirement.’ With boomers opting not to retire, the arrangement will become more common _______________________ Podcast Episodes You May Like  Is Your Company Ready for the Aging Workforce? – Paul Rupert Unretired – Mark S. Walton _______________________ Mentioned in This Episode Poem - The Summer Day by Mary Oliver _______________________ Wise Quotes  On Why Phased Retirement Works  "What's interesting, Joe, is that at Optima, we've always had a flexible work environment and we didn't really think about it as flex retirement because we've always allowed employees to work whatever hours made sense for them. But as we looked at our workforce, we realized that many of our employees are over 50, some over 60 and some are even 70 and over. And what we find with these employees is they have a wealth of knowledge. They are so experienced, they've worked in so many different industries, and they can really add a ton of value to our clients. And so if we can capture these people's attention and get them to work with us on hours that make sense for them, whether it's 16 hours a week or 30 hours a week or somewhere in between, it is incredibly efficient. It is such a huge value add to our clients. The employees themselves really get a chance to work for different companies and not fully retire but still be engaged and many of them say, keeps them young." On Leading a Team with Flexible Retirement "When we're on, we're on. And so when you're billing clients and you're working on an hourly basis to help peop...

Our memory seems like a mystery. Why can I rattle off the stating lineup of the 1967 Red Sox but can't remember what  had for lunch yesterday? Charan Ranganath can explain. He joins us to discuss his new book Why We Remember: Unlocking Memory's Power to Hold on to What Mattersand what we can do to strengthen our cognitive fitness. Charan Ranganath joins us from California. _________________________ Bio Charan Ranganath, Ph.D, is the author of the new book Why We Remember: Unlocking Memory's Power to Hold on to What Matters. He is a Professor of Psychology and Neuroscience and director of the Dynamic Memory Lab at the University of California at Davis. For over 25 years, Dr. Ranganath has studied the mechanisms in the brain that allow us to remember past events, using brain imaging techniques, computational modeling and studies of patients with memory disorders. He has been recognized with a Guggenheim Fellowship and a Vannevar Bush Faculty Fellowship. He lives in Davis, California. __________________________ For More on Charan Ranganath, Ph.D Why We Remember: Unlocking Memory's Power to Hold on to What Matters Website __________________________ Podcast Episodes You May Like The Self-Healing Mind – Gregory Scott Brown, M.D. The Power of Saying No – Vanessa Patrick, PhD Successful Aging – Daniel Levitin ___________________________ Wise Quotes On Getting Out of Your Comfort Zone "...I really recommend for people to do new things and get out of their comfort zone. Novelty can be hugely important. It can be anxiety provoking for some people and you've got to be careful about that. But one of the things that we know is curiosity and novelty are associated with activity in these areas of brain that release and process dopamine. Dopamine is a modulator that, as I mentioned, promotes plasticity. Some work even suggests that if you, let's say, put an animal in a box and you let it explore this box that it's never been in before, its brain gets flooded with dopamine. Then if you give it some task, now it will be better at remembering the things that it was doing for this task. So in other words, that dopamine can have this spreading effect. So I think that is something that will improve people's memory, potentially. And also I think that kind of engagement is just good for people in general. There's also just a lot of value in seeing and feeling that you're learning. It can get very easy to get into a rut and then feel like everything is the same. Sometimes you lose that curiosity as you get older. I know because I see this in my colleagues sometimes and I'll say, Hey, what are the findings in your lab that you're most excited about? And they'll say, Nothing's new, it's all the same, we're all just rehashing the same stuff. And I find that so depressing because it is like my whole business is curiosity and I am a big believer in the power of curiosity." On The Mind-Body Connection "If you want to improve your cognitive functioning, or you want to retain your cognitive functioning over time and you want protect your brain health, consider that your brain is the seed of the mind and it is a part of your body. I think a lot of people have this idea of somehow I am my mind, and then my brain is separate. And it's not. It is all connected. What this means is that if you're not taking care of your mental health, your emotional health your physical health, it's going to affect your cognition and possibly increase your risk for dementia.... If you want to get in to the positives, sleep and exercise are very important." On Prioritizing & Memory "So at a minimum you want to prioritize, right? So I don't hear people telling me, Boy, I remember this temporary password that I had from 10 years ago. That's really great. I'm so happy about this. Even if you remembered everything else, you wouldn't tell me this, right? And you certainly wouldn't tell me I remembered that you're happier about ...

There's a lot we can learn - and relearn - from the younger people in our midst. They do many things in a  way that's highly beneficial for older adults. Dr. Hasan Merali is the author of the new book, Sleep Well, Take Risks, Squish the Peas, which shows us how toddlers bring out the best in humanity and how we can, too. It’s a whole new way of looking at and learning from toddlers. He joins us from Ontario. __________________________ Bio Hasan Merali, MD, MPH, is an associate professor in the Department of Pediatrics, McMaster University and a pediatric emergency medicine physician at McMaster Children’s Hospital in Hamilton, Ontario. He received his medical degree from Harvard Medical School and Master of Public Health degree from Johns Hopkins University. His research focuses on child injury prevention in low- and middle-income countries. He has published more than twenty-five peer-reviewed journal articles, and his writing has been featured in Science, The Boston Globe, NBC, CBC, and Popular Science. Dr. Merali lives in Oakville, Ontario, with his wife and their toddler daughter. ____________________________ For More on Hasan Merali  Sleep Well, Take Risks, Squish the Peas Website ____________________________ Mentioned in This Podcast Episode Chatter & Your Inner Voice – Ethan Kross Auburn Sage Who Has the Secret to Well-Being? The Answer May Surprise You. Old People's Homes for 4 Year Olds ___________________________ Podcast Episodes  You May Like The Power of Fun – Catherine Price Emeralds of Oz – Peter Guzzardi ___________________________ Wise Quotes On Sleeping Like a Toddler "I think sleep is one of the most important ones, and for anyone interested in wellness or improving their life, I would argue that sleep is the most important one to start with. I think it's a foundation for everything else to build on. And I like the toddler routine because it is so simple and it works. And so the Toddler bedtime routine is a very easy thing to do. And if we all did it, we would all sleep better like they do, and so what you do is you set a bed time, you kind of stick to it. You got to be regular about that time. Start an hour before. None of this involves any screens, so those screens are completely off. One hour before, you're either taking a hot bath or shower and what that does actually is cool down your body and your body needs to be cooler when we sleep and so that kind of gets your body into that mode. The next thing you do what toddlers do is they have lotion put on them and certainly that's something we could all do. It feels good, massage is good but really any hygiene related activity is fine. And then finally I think we're going to talk about this later too is reading and that is the best way to end your night. It's no screens. If it's an e-reader, it is fine, but there's no other distractions. And it s a way to consolidate all that knowledge we're getting because if you read and then sleep, you're going to retain a lot more of it too." On Laughing Like a Toddler "If you look at a graph of age across the spectrum and how much we do an activity, there is the first cliff that we go off is really humor and laughter. And there are a whole bunch of other ones. Reading is another one. Play is a another. And some of them do come back when you're retired, which is wonderful. You know, for reading, it comes back for example when your 65. But laughter is definitely one of them that we can never reach the same level that we did have when we were toddlers. So toddlers left to themselves and they're miked up. They're laughing almost one time a minute. So nearly 60 times an hour. And adults, at most, will get to half of that level. And so this amount of laughter is good for them and us for a lot of different reasons. It's everyone knows this it's a stress reliever. It makes us feel good. And one of the things that I mentioned that toddlers are always ...

We're surrounded by uncertainty and we don't like the feeling of not knowing. But there's often hidden strength in some things that make us uncomfortable. Maggie Jackson's new book explores the research that shows that uncertainty is not a weakness, but instead can be a powerful tool for navigating complexity with creativity and adaptability. Maggie Jackson joins us from Rhode Island to discuss her new book Uncertain: The Wisdom and Wonder of Being Unsure and why we should embrace uncertainty as a catalyst for curiosity - and more. ________________________ Bio Maggie Jackson is an award-winning author and journalist known for her prescient writings on social trends, particularly technology’s impact on humanity. Her new book Uncertain: The Wisdom and Wonder of Being Unsure has been lauded as "remarkable and persuasive" (Library Journal); "trending" (Book Pal); "incisive and timely-triumphant" (Dan Pink); and "both surprising and practical" (Gretchen Rubin). Nominated for a National Book Award, Uncertain was named a Top 10 Social Sciences book of 2023 by Library Journal and a Top 50 Psychology book of the year by the Next Big Idea Club. The book inspired Jackson's recent lead opinion piece in the New York Times on uncertainty and resilience. Her acclaimed book Distracted: Reclaiming Our Focus in a World of Lost Attention sparked a global conversation on the steep costs of our tech-centric, attention-deficient modern lives. With a foreword by Bill McKibben, the book reveals the scientific discoveries that can help rekindle our powers of focus in a world of overload and fragmentation. Hailed as “influential” by the New Yorker and compared by Fast Company.com to Rachel Carson’s Silent Spring, Distracted offers a “richly detailed and passionately argued … account of the travails facing an ADD society” (Publishers Weekly) and “concentrates the mind on a real problem of modern life” (The Wall Street Journal). The book is “now more essential than ever,” says Pulitzer finalist Nicholas Carr. Maggie Jackson’s essays, commentary, and books have been featured in The New York Times, The Wall Street Journal, Los Angeles Times, New Philosopher, on National Public Radio, and in media worldwide. She wrote the foreword to Living with Robots: Emerging Issues on the Psychological and Social Implications of Robotics (Academic Press, 2019) and has contributed essays to numerous other anthologies, including State of the American Mind: Sixteen Leading Critics on the New Anti-Intellectualism (Templeton, 2015) and The Digital Divide: Arguments For and Against Facebook, Google, Texting, and the Age of Social Networking (Penguin, 2011). Her book, What’s Happening to Home? Balancing Work, Life and Refuge in the Information Age, was the first to explore the fate of home in the digital age, a time when private life is permeable and portable. Jackson is the recipient of numerous grants, awards, and fellowships, including a 2016 Bard Graduate Center Visiting Fellowship; Media Awards from the Work-Life Council of the Conference Board, the Massachusetts Psychological Association, and the Women’s Press Club of New York. For a National Public Radio segment on the lack of labor protections offered to child newspaper carriers, she was a finalist for a Hillman Prize, one of journalism’s highest honors for social justice reporting. Jackson has served as an affiliate of the Institute of the Future in Palo Alto; a Journalism Fellow in Child and Family Policy at the University of Maryland; and a Scholar-in-Residence at the Museum for Art in Wood in Philadelphia. Her website has been named a Forbes Top 100 Site for Women three times. Jackson is a sought-after speaker, appearing at Harvard Business School, the New York Public Library, the annual invitation-only Forbes CMO summit, the Simmons and other top women’s leadership conferences, and other corporations, libraries, hospitals, schools, religious organizations, and bookstores.

Are you ready for the second half of life? Allen Hunt believes we should be more precise and instead concentrate on preparing for the fourth quarter of our lives once we hit our sixties. It helps us focus with a heightened sense of urgency and it can inspire us to be more intentional about the things that matter most. Allen Hunt joins us from Atlanta. __________________________ Bio Allen Hunt is The Fourth Quarter Guy. He helps people discover how to become the best-version-of themselves in the Fourth Quarter of life. A four-time #1 Amazon best-selling author, Allen collaborated with Matthew Kelly to write No Regrets: A Fable about Living Your Fourth Quarter Intentionally. In that fable, they share the ground-breaking secrets of the Fourth Quarter: the 5 Keys to Living and Dying with No Regrets. Those 5 keys then led them to create The Fourth Quarter of Your Life: Embracing What Matters Most, a workbook to help people do just that: Discover and plan how to intentionally live their fourth quarters with confidence, boldness and passion. Allen earned a Ph.D from Yale University. He enjoys hiking, literature, spirituality, history and good food. he and his wife, Anita, live in Georgia. They have two daughters, two sons-in-law, and seven grandchildren. ____________________________ Website - The Fourth Quarter Guy - Allen Hunt You Tube Channel No Regrets: A Fable about Living Your Fourth Quarter Intentionally The Fourth Quarter of Your Life: Embracing What Matters Most _____________________________ Podcast Episodes You May Like Live Life in Crescendo – Cynthia Covey Haller Independence Day – Steve Lopez Taking Stock – Dr. Jordan Grumet _____________________________ Wise Quotes On the Fourth Quarter of Life "And so when you turn 60, you really are three-fourths of the way through, and you're in that fourth quarter. And as I've kind of accompanied folks on that journey, I've realized your perspective really changes at that point in different kinds of ways. Your values may not, but your perspective and your point of view does. And certain things become more important. Other things begin to kind of recede into the background. And like my co-author, Matthew Kelly, and I say, death is the one unavoidable truth. And in the fourth quarter, you begin to realize that at some level. And then once you actually really realize that and accept it, then you can truly begin to live. It's almost liberating once you realize, and this thing is going to, there is a termination date. " On Regrets "How do you redeem those regrets and turn them into dreams? You know as we talked with hospice nurses and as we worked with people who were preparing to die and listen to some of their regrets one of the greatest regrets people expresses I really wish I had expressed my feelings more. And so if that's a regret that you anticipate that you might have or that you have up to this point so okay how can I how can I turn that into a fourth quarter dream instead of letting that regret kind of hang on me like a wet sweater. And one way to do that is to think about three simple statements I love you, I forgive you, or please forgive me. And who do you need to say those things to? And begin to think about who do you need to thank? Who do you need to express love to? who do you need to forgive and who do you actually need to forgive you? Who do you need to say I'm sorry to and begin actually acting on that. And you'll you'll not only begin to avoid regrets, but you also begin to experience a freedom from the past and a lightness and a liberty in the in the fourth quarter." On Being Intentional in Your Fourth Quarter "...intentionality matters in every aspect of your life, whether it's your physical health, your mental health, your spiritual life. And so just to put together a simple one step, this is the next step I'm gonna take, and then see what God begins to do in your life as you do that,

A lot of our day-to-day behavior comes from habits. They create useful short cuts. But while they're efficient, many lack something important - meaning. That's where rituals come in. From the civic and religious rituals that commemorate key milestones and special events to our morning routines, they add a valuable emotional dimension to our lives. Michael Norton, author the new book The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions, has studied rituals and joins us to share what's he's learned about how we can be intentional about rituals, both ones we've inherited and new ones we create. He joins us from Cambridge, Massachusetts. ____________________ Curious? Take the Habit or Ritual Quiz _____________________ Bio Michael Norton is the Harold M. Brierley Professor of Business Administration at the Harvard Business School. He has studied human behavior as it relates to love and inequality, time and money, and happiness and grief. He is the author of The Ritual Effect and the coauthor—with Elizabeth Dunn—of Happy Money: The Science of Happier Spending. In 2012, he was selected by Wired magazine as one of “50 People Who Will Change the World.” His TEDx talk, How to Buy Happiness, has been viewed nearly 4.5 million times. He is a frequent contributor to such publications as The Wall Street Journal, The New York Times, and Scientific American, and has made numerous television, radio, and podcast appearances. __________________________ For More on Michael Norton The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions  Website _________________________ Podcast Episodes You May Like Tiny Habits Can Lead to Big Changes – BJ Fogg How to Live a Values Based Life – Harry Kraemer The Portfolio Life – Christina Wallace The Second Curve of Life – Arthur C. Brooks _________________________ Wise Quotes On Rituals & Emotions   "I think one thing that I like about rituals is that they're a bit domain general, in the sense that we don't just use them in one domain. So imagine the only thing we use rituals for was to tie our shoes before a big race or to try to calm down before a big event. We for sure use them there. But then we use them in all these other domains of life as well. We use them in our marriages, we use them with our kids and families. We use them at work. So we really think about this idea of rituals allow us across many domains of life to change our experience in one way or another. We're often looking for an emotion when we engage in rituals. Like if I'm doing something with my wife that we do on date night, we're doing the ritual in order to feel closer. If I'm tying my shoes, I'm doing it in order to feel calmer. So we have these ways of using rituals to try to get us to an emotion that we think at least would be helpful in that moment." On Rituals and Retirement "And I think that can help us then have a better demarcation between what we were and what we're going to be. I was a full-time employee. I was a parent, now I'm retired, or now I'm an empty nester. How are we helping people transition from one to the other? Because it's a huge transition. When we go through any of these transitions in life, we have, when we look at rituals, there's many different types."   On Inherited Rituals "We have just two broad categories are rituals that we receive or inherit. They could be family rituals, they could be cultural rituals, they could be religious rituals that we get from our parents, from our grandparents, from our faith. And those rituals play an enormously important role in our lives. And we know what they are, and we know how meaningful they are when we do them. Weddings and funerals exist for a reason."   On Taking an Inventory "I think the last thing that anybody wants to hear is add 10 more things to your life. That's not a good selling point.

Doesn't everyone deserve a dignified retirement? Rather than fixing our retirement system, working longer is often seen as the solution to finance retirement. But for people with physically demanding jobs or people grappling with health issues or disabilities, working longer is not an option. Teresa Ghilarducci joins us to discuss her new book  Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy  and her proposal for a Gray New Deal to fix the retirement system in the US. Teresa Ghilarducci joins us from New York. _________________________ Bio Teresa Ghilarducci is the author of the new book Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy. A labor economist and nationally-recognized expert in retirement security, she is the Bernard L. and Irene Schwartz professor of economics at The New School for Social Research and the Director of the Schwartz Center for Economic Policy Analysis and The New School’s Retirement Equity Lab. As a labor economist, she has spent her career working to ensure retirement security for all American workers. She joined The New School for Social Research as a professor of economics in 2008 after teaching at Notre Dame for 25 years. She frequently testifies before the U.S. Congress and serves as a media source to popular and online news outlets about pensions, labor economics, and older workers. She also frequently publishes in economics journals and edited volumes and has authored several books, including How to Retire with Enough Money: And How to Know What Enough Is and Rescuing Retirement, co-authored with “Tony” James, who was Executive Vice Chairman of The Blackstone Group at the time and co-authored  In an unusual partnership, they outlined their bold policy vision to create Guaranteed Retirement Accounts (GRAs) for all American workers. ____________________________ For More on Teresa Ghilarducci Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy How to Retire with Enough Money: And How to Know What Enough Is Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans ____________________________ Podcast Episodes You May Like Are You Ready for The New Long Life? – Andrew Scott When Will You Flip the Switch? – Dr. Barbara O’Neill Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland ____________________________ Wise Quotes On the Pyramid of Retirement Security "Well, me and everyone else in this field knows that the building box of a good retirement looks like not pillars, but is a pyramid. There's a base and then there's a middle part, and then there's a tippy top part. I think of it as the food pyramid with the base as your fruits, your vegetables and your grains. That's a foundation and that's Social Security and that it doesn't provide all of your retirement income needs, for sure. But it's certainly a foundation. It's a foundation of security because retirement is for the lucky ones. A lot of people have missteps along the way that they have to take care of somebody and drop out of the labor force. So your family needs to be secured for that. So a spousal benefit is there, or you may be disabled, of course. And in fact, a huge percentage of people can't do their jobs mentally and physically starting around 50. And so official disability may not be in the offering, but kind of a partial disability is something that we all are at risk of having to manage. And so Social Security has to take into account the insurance system, a couple of missed quarters. We need social insurance against wild recessions where you might miss hours and work. And so you need that foundation." On Defined Contribution Plans vs. Pensions   "And I think an unintended consequence of our do it yourself experiment we've had for 40 years in our country, there's no such thing as elders. You're supposed to stay young forever.

Are you ready to make giving back your second act? That's the question posed by AmeriCorps Seniors. While volunteering can make a huge difference in the lives of others, it offers many benefits for you too. Atalaya Sergi joins us to discuss how AmeriCorps Seniors volunteers are making a difference by redeploying their skills and experience, including through intergenerational volunteer programs. Atalaya Sergi joins us from Charlottesville, Virginia. __________________________ Bio Atalaya Sergi leads AmeriCorps Seniors, the federal grant making office of AmeriCorps that is focused on promoting and engaging people aged 55 and over in outcomes-oriented service. She has more than 20 years of experience in service, community engagement, and education, working in the public and nonprofit sector to bring private and public organizations together to ensure people of all ages, as well as those living in underserved communities, thrive. Prior to AmeriCorps, she served as vice president, strategic partnerships & programming at Jumpstart for Young Children, Inc., managing AmeriCorps and AmeriCorps Seniors programs as a federal grantee. She launched Jumpstart’s only AmeriCorps Seniors Foster Grandparent Program. Sergi co-founded Los Angeles Generation to Generation, focusing on engaging older adults in volunteerism to support young children across LA County. She currently represents AmeriCorps on the federal government’s Elder Justice Coordinating Council and Scams Against Older Adults Advisory Group. She has been recognized as a PBS Next Avenue Influencer in Aging, an Encore Network Champion, and was selected as a Co-Generate Encore Public Voice Fellow, using her time to write about the positive impact older adults can have in educational settings. Sergi earned a bachelor’s degree in sociology from the University of Virginia and a master’s degree in social work from Virginia Commonwealth University. _____________________________ For More on Atalaya Sergi AmeriCorps Seniors Atalaya Sergi on Next Avenue _____________________________ Podcast Episodes You May Like Changing the World One Small Act at a Time – Brad Aronson The Best Day of My Life So Far – Benita Cooper Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland _____________________________ Related Blog Post Find the Volunteer Opportunity That’s Right for You _____________________________   Retiring? Check out our Best Books for Retirement   _______________________________ Wise Quotes  On the Benefits of Volunteering "One of the things that we have done some research on and learned about is the benefits to your health, and I'm not sure that everyone thinks about that. We did a research study where we looked over a three year period of volunteering, starting with volunteers who had never volunteered before and then following them over time. And we saw that of those that had volunteered for just one or two years, 84% of those volunteers reported improved or stable health. 88% reported decreased feelings of isolation. And we know how important that is given all of the work that our Surgeon General is doing. And 78% reported that they also felt less depressed after volunteering. And I think that getting out, getting moving, staying connected to your community and to others in your community really has a positive impact just on your health." On Volunteering & Lifelong Learning  "I think another thing that volunteers may sometimes not expect is that they learn new skills. So we're talking about adults that are volunteering, that have lots of lived experience, lots of career experience, but we always hear from volunteers that they learn new skills when they're out volunteering from the training they receive. If they're doing something that's different from what they did in their career, they learn new skill sets." On Foster Grandparenting

What will you be retiring to? Don't just wing it. Design it. Join our next Design Your New Life in Retirement small group program starting on April 26th. There's one spot left... _________________________ What lessons learned can you glean from a top financial advisor who's helped many people successfully retire? Scott Hanson, of Allworth Financial, joins us to share his insights and discuss the Four Pillars you'll want to put in place to build the satisfying retirement you've earned. Scott Hanson joins us from California. _________________________ Bio Scott Hanson is a founding principal and Vice Chair at Allworth Financial. A nationally recognized financial expert, he’s been named to Barron’s list of the Top 100 Independent Wealth Advisors  in America numerous times and has been listed as one of the 25 most influential people in the financial services industry nationwide. For over 28 years, Scott has co-hosted Allworth Financial’s Money Matters, a call-in, financial topic radio program and podcast, making it one of the longest-running shows of its kind in America. A frequent guest columnist for several national financial publications, Scott is the author of Personal Decision Points: 7 Steps to Your Ideal Retirement Transition and Money Matters: Essential Tips & Tools for Building Financial Peace of Mind. In 2010, Scott was recognized as the Outstanding Philanthropist by the Association of Fundraising Professionals, California Capital Chapter, and has received the Distinguished Alumni Award from his alma mater, California State University, Chico. It 2021, he was recognized by Investment News as one of the 10 “Icons and Innovators” of the financial services industry nationwide. In 2019, Scott was the inspiration behind the founding of Allworth Kids, which has provided laptops, overnight kits, and financial assistance to over 200,000 foster kids to date. Scott and his wife Valerie reside in El Dorado Hills, CA and have four children. ____________________________ For More on Scott Hanson Allworth Financial Allworth Financial’s  Money Matters _____________________________ Podcast Episodes You May Like Life in Retirement: Expectations & Realities – Catherine Collinson Live Life in Crescendo – Cynthia Covey Haller Independence Day – Steve Lopez ______________________________ Wise Quotes On Work as an Option "So I think it's really important that people get to a point where retirement's an option and where work is an option, not an obligation. When people get to that point where they have the financial independence, I think it changes their mindset and they can look at work a lot differently. They have other options available to them. And so for us, for financial advisors, it's really about getting to that point where you've got that independence where you can choose your own future." On Planning for Life After You Retire "A lot of people think 'Well, as soon as I retire, I'm going to get rid of all my responsibilities and just going to have all kinds of blank space and a blank canvas to build from.' That's not always a very healthy way to approach retirement. I'll never forget, years ago, I had a client, she was an executive, a CEO of a mid-size company with a couple of hundred employees, and she had done a nice job saving. She'd come in and we'd talk about her retirement preparedness. So we're having the same conversation again - our annual review. And I said to her 'Stacy, let's assume you're retired today. Tell me what your next few weeks look like. How are you spending your time?' She says 'What do you mean? 'I said 'Well, your entire career, you've been coaching people, mentoring people, you've been involved in strategic plans, you've been working as teams. What are you going to do in retirement to still have some of those activities? 'And she sent me an email two weeks after our conversation and she said: Your questions haunted me.

What are you retiring to? Don’t drift into it. Design it. Join us in the next Design Your New Life in Retirement group program starting April 26th. __________________________ I've just completed my second year as a grandfather. Like anyone finishing their sophomore year, I know twice as much as I did a year ago, but still have a lot to learn. In my quest to learn more, I came across this article in the New York Times - How to be a Better Grandfather - and discovered Ted Page. When he became a grandfather at 55, he looked online for guidance and discovered - well, not much. So he created the website and blog Good Grandpa. Ted's writing a book that's coming out next year sharing stories and wisdom from grandfathers on the #1 thing they've learned that will help nurture the next generation. Ted Page joins us from Massachusettts. ________________________ Bio Ted Page is the creator and editor of Good Grandpa. Ted Page is a storyteller, performer and marketing executive. His non-fiction stories have appeared in Boston Magazine and the Boston Sunday Globe Magazine, and his book of true family stories, The Willoughby Chronicles, was published by 3 Swallys Press in 2017. Ted is a Co-Founder of Captains of Industry, a leading boutique marketing consultancy based in Boston. Ted won a Telly award for The Institute for Back-up Trauma, starring John Cleese—who looks stunning in a red dress. Ted and his colleagues at Captains of Industry created The Climate Declaration for CERES, which was signed by over 1,700 corporations globally including Apple, Nike, Starbucks, GM and Levis. Ted lives outside Boston with his wife, Nancy, who continues to put up with him after 35 years. They have two children and four grandchildren. _________________________ For More on Ted Page GoodGrandpa.com What's the #1 thing you've learned that can  help the next generation? Contact Ted Page: ted@goodgrandpa.com _________________________ Mentioned in This Episode The Parrot Sketch ________________________ Podcast Episodes You May Like The Long Distance Grandparent – Kerry Byrne PhD The Mindful Grandparent – Dr. Shirley Showalter _________________________ Wise Quotes On the Next Generation "The mission of the blog is to nurture the next great generation. So I'm a Boomer, sort of at the tail end of the Baby Boomers, born in 1959. And for us, we always just kind of looked up to our parents as what Tom Brokaw had dubbed the Greatest Generation. He wrote this terrific book, The Greatest Generation, and that's very understandable. They won World War II, they survived The Great Depression. They were great. They were fantastic. And I revered my father and mother. I revered the one grandfather that I knew. But when I saw these little kids starting to appear on the scene, our grandkids, I thought: What if they're going to be the greatest generation of all time? And what can we do to help them become the greatest generation, not just here in the United States, but around the world. We have tools that our parents didn't have." On Continuous Learning "But then of course, I said, Well, John, let me tell you what I'm up to. I'm writing a book and I'm gathering wisdom from elders and asking everyone what the number 1 piece of wisdom is - and he just jumped in and he said, 'Well, that's easy. I'll tell you.' And I'm like: Great! Mr. John Cleese, one of the greats, is going to share his number one thing. And he said: 'It's more important to find the truth that it is to know the truth.' And when I asked him to unpack that a little bit, he said, well, Newtonian mathematics and physics was accepted without question for hundreds of years. And that along comes Einstein, and it's all upended. And then just within Einstein's life, there's quantum physics. It's the constant learning that matters. It's the seeking the truth. And sometimes when you believe something's the truth,

Don’t drift into your retirement. Design it. Join us in the next Design Your New Life in Retirement group program starting April 26. __________________________ Today's Building Block: Wellness What will your life in retirement really be like? Will you flourish or languish? Our guest today is Corey Keyes, a renowned expert and author of the groundbreaking book Languishing: How to Feel Alive Again in a World That Wears Us Down. Corey explains what languishing is and the five essential "vitamins" for flourishing, derived from extensive research, offering practical strategies to improve well-being. Corey Keyes joins us from North Carolina. _________________________ Bio Corey Keyes is professor emeritus of Sociology at Emory University in Atlanta, GA where he held the Winship Distinguished Research Professorship. He was a member of the prestigious MacArthur Foundation Research Network on Successful Aging. He has been called on to participate in several U.S. National Academies of Science initiatives – “The Future of Human Healthspan” and improving national statistics to measure recovery from mental illness. His research introduced the concepts of social well-being, flourishing, languishing, the two continua model of mental health and illness, and his work is being used to prevent mental illness via the promotion of positive (flourishing) mental health. He has been selected to give several honorary lectureships, including the Dorosin Memorial Lecture for the National College Health Association, The Chesley Lecture on Aging at Minnesota State University, and the Anita Spenser Lectureship in Clinical Behavioral Sciences at McMaster University. _________________________ For More on Corey Keyes Languishing: How to Feel Alive Again in a World That Wears Us Down _________________________ Podcast Episodes You May Like The Mindful Body – Ellen Langer The Self-Healing Mind – Gregory Scott Brown, M.D. Chatter & Your Inner Voice – Ethan Kross The Power of Fun – Catherine Price ______________________ Wise Quotes On Flourishing and Languishing "....the good news is that flourishing is at its peak during what most of us would consider the first decade of retirement. So roughly between 60 to 74, it is at its peak and before you retire and throughout your adult working phase, it starts out pretty low in early to late twenties, but it's steadily increases and increases so that as you get settled into your career and become senior and established, you tend to on average leave your career on a high note. You're flourishing, but it gets better. And that's the point I want to make, that it's the first decade at least of retirement. People are doing really well on average. It's the problems that come with if we live long enough. And by that I mean roughly past the age of 75 plus and more and more of us are. We see a downturn in flourishing and an increase in languishing towards the end of life." On Activities That Promote Flourishing "... five of the activities stood out among people who were flourishing, who they did more of the following. They engaged in more forms of helping behavior. It might be volunteering, helping people, or even living your purpose. Go out there and help someone or help something in the world and make it better. The second vitamin, that flourishers did more of was that they connected, prioritizing warm, trusting relationships. Relationships where they had a sense of belonging, where they were part of a community and relationships where they mattered. And by that I meant they were needed. And in my measurement of flourishing, the sense of contributing worth and value to the world is baked into flourishing. So the second thing they did more of was connect around warmth, trust, belonging, and mattering. The third was they were very active in learning something new and prioritizing personal growth.

The early registration discount for Design Your Life in Retirement ends on August 15th. Register here ______________________ If you're pondering early retirement, have you considered another option? For some people a sabbatical offers an an opportunity to recharge, reflect and to experience a new adventure. Steve Hoffman's book A Season for That details the experience of an extended leave with his family in a winemaking village in France. It may inspire you to imagine what a sabbatical experience may do for you. While your vision for a sabbatical may be quite different, you'll be interested in hearing what he learned from it - and how it's shaping his ideas about retirement. Steve Hoffman joins us from Minnesota. _______________________ Mentioned in This Episode The Sabbatical Project | Inspiration for the Experience of a Lifetime _______________________ Bio Steve Hoffman is a Minnesota tax preparer and food writer. When he dies, the tax-preparer-food-writer industry will die with him. He is a French speaker and shameless Francophile. His writing has won multiple awards, including the 2019 James Beard M.F.K. Fisher Distinguished Writing Award. He has been published in Food & Wine, The Washington Post, The Minneapolis Star Tribune, and Artful Living magazine. His first book, A Season for That: Lost and Found in the Other Southern France, published in July 2024, edited by Francis Lam. It is the story of his family's gradual (then precipitous) acceptance into a tiny winemaking village, of his bottom-up education in Mediterranean food and wine, and of a hard-won self-acceptance in mid-life. Hoffman shares one acre on Turtle Lake, in Shoreview, Minnesota, with his wife, Mary Jo, their elderly and entitled puggle, Jack, roughly 80,000 honeybees, and a nesting pair of sandhill cranes who summer in the back yard. _______________________ For More on Steve Hoffman A Season for That: Lost and Found in the Other Southern France Website _______________________ Podcast Episodes You May Like Edit Your Life – Elisabeth Sharp McKetta Practicing Retirement STILL – Mary Jo Hoffman Inward Traveler – Francine Toder PhD _______________________ Wise Quotes On Investments for Retirement "I would wish on behalf of my clients that they started spending their money a little bit earlier in a lot of cases. Money is a means not an end. It's very easy to slide that over into the 401k and you're watching that grow and it seems as if you're accomplishing something that's more or less automated. And there can be a form of losing sight of other important things that are really also investments, if you think about family, if you think about friendships, and if you think about skills that are outside of work. Those are investments too, and they have an ROI, and they pay off later and they require a certain amount of deferred gratification, but they're in many ways as important. But I do think that those other things are more intangible, they're harder to put a price tag on." On Seasons of Life "And when you live in wine country you realize not every vintage is better than the last vintages. There are good vintages and bad vintages, but they come around every single year, and you live your life there by saying, Okay, this is the season for the harvest, this is all we do right now, this is what this part of the world is offering us, and we have no choice but to do this because this is what the season tells us we need to do. And if that leads to a bad vintage, that's okay, you did your best. And then that same harvest is going to come around next year, and you're going to give it another effort. So I just found it a really refreshing way of looking at life. And then there is an additional element to that which is that there are sort of seasons of the year, but then there are seasons of a life. And there are times when you need to be a parent, and you can't do other things that you might like to...

Don't drift into your retirement. Design it. Join us in the next Design Your New Life in Retirement group program starting April 26. _____________________ Who knows more about whether or not you're ready to retire? Your financial advisor - or you? While you're diligently planning for your retirement and dreaming to retire happy, the retirement landscape keeps evolving around you. Let's take a look at what's happening in the world of retirement with Nate Miles of Allspring Global Investments. He joins us to the discuss key trends highlighted in their latest study on retirement, including happiness in retirement, retirement readiness, what retirees regret - and more. Nate Miles joins us from North Carolina. ___________________ Bio Nathaniel (Nate) Miles is head of Global Client Strategy at Allspring Global Investments. As the leader of this business, Nate leads a team of investment specialists centered on client-type expertise, which enables Allspring to be more relevant and impactful with clients. Client-type areas of expertise include Defined Contribution, Pension/LDI, Insurance, Liquidity, Foundations and Endowments, and Wealth. Nate joined Allspring from its predecessor firm, Wells Fargo Asset Management (WFAM). He joined WFAM from WisdomTree Asset Management, where he served as U.S. head of retirement solutions. In this capacity, he oversaw the creation and execution of marketing strategies and distribution for retirement business across all platforms. Prior to this, Nate worked as a managing director at State Street Global Advisors and as head of U.S. investment strategy with its defined contribution team, where he began his investment industry career in 2005. Nate earned a bachelor’s degree in economics and financial management with honors from Wilfrid Laurier University. He has earned the right to use the Chartered Financial Analyst® (CFA®) designation and is a member of CFA Society Boston. _________________________ For More on Nate Miles  The 21st annual Allspring Global Investments Retirement Survey: A Clear Vision of Retirement Allspring Global Investments _________________________ Podcast Episodes You May Like Life in Retirement: Expectations & Realities – Catherine Collinson Retire Happy – Dr. Catherine Sanderson _________________________ Wise Quotes  On Happiness in Retirement "The one thing that we found out every year is our study says and relates how happy retirees are. So that wasn't new, but we are trying to get to the why. And one of the things we found this year for the first time was that on average retirees could have their spending decline by 25% before it significantly impacted their happiness. So that was a bigger number than I expected, but was corroborated by the fact that when we asked them about their spending on things like their needs, wants and wishes, that only tallied up about 64% of total income. So those numbers actually jive together and I think are a nice story and a nice finding from this study." On Retirement Readiness "Advisors ranked their clients as 40% of them being generally ready for retirement. Near retirees were down below 40%. So there was actually a positive spread. I would say advisors believed them to be a little more prepared, but retirees were up around 77%, so clearly much happier. So overall we had advisors at about 50% of their client base being ready for retirement versus a total population of 64%. But that's really broken down between those two groups where the retirees were much more confident than near retirees." On Regrets "It was a little bit harder to find regrets because our retirees tend to be generally pretty happy. They don't tend to have much complaint about retirement. It is generally better than they expected.  One was the too early crowd. We saw some that retired before age 50, 38% suggested that it was too early. They wished they would've hung on and worked a little bit longer...

Looking for an active retirement? Design it with others. Join us in the next Design Your New Life in Retirement group program starting April 26. Today's Building Blocks: Fun and Wellness Spring is right around the corner and it’s a great time to explore new outdoor activities and re-energize your routines by trying something new. Caroline Paul’s newest book, Tough Broad: From Boogie Boarding to Wing Walking — How Outdoor Adventure Improves Our Lives As We Age, delves into the science and psychology of the outdoors - and our place in it as we age with real-life stories of women living it today. Caroline Paul joins us from San Francisco. ________________________ Bio Caroline Paul has always filled her life with adventure. Now 60, she expects this new stage of life to be every bit as invigorating and full of high adrenalin escapades as the last. But as she skateboards, paddles a SUP, or surfs in cold winter swell alongside many men her age, she sees fewer and fewer older women. Isn’t the outdoors a vital elixir? Shouldn’t adventure be something we pursue as we age? Caroline grew up in Connecticut, graduated from Stanford University and originally planned to be a documentary filmmaker. In her adult life, Caroline has been an extremely active athlete: she's not only been a white-water raft guide and a private pilot, but also has competed in the U.S. Nationals for the sport of Luge, mountain-biked in such places as China and Vietnam, flown her para-glider in Brazil, sea-kayaked in Alaska, and skied the back country of Denali and the Sierras. One of the first women to join the San Francisco Fire Department, Caroline wrote the book, "Fighting Fire", about her experiences as a firefighter; this book was published, to great acclaim, in 1998. Caroline is also the author of the New York Times bestseller "The Gutsy Girl: Escapades for Your Life of Epic Adventure" and "Lost Cat: A True Story of Love, Desperation, and GPS Technology", which has been translated into fifteen languages, the middle-grade book "You Are Mighty: A Guide to Changing the World", and the novel "East Wind, Rain". Her TED Talk, “To Raise Brave Girls, Encourage Adventure,” has been viewed over 2 million times. A longtime member of the Writers Grotto, she lives in San Francisco. ________________________ For More on Caroline Paul  Tough Broad: From Boogie Boarding to Wing Walking — How Outdoor Adventure Improves Our Lives As We Age carolinepaul.com ________________________ Podcast Episodes You May Like The Joy of Movement – Kelly McGonigal The Mindful Body – Ellen Langer Growing Old, Staying Rad – Steven Kotler The Power of Fun – Catherine Price ________________________ Mentioned in This Episode https://www.retirementwisdom.com/podcasts/breaking-the-age-code-dr-becca-levy/ Caroline Paul on The Tim Ferris Show (2016) ________________________ Wise Quotes On Outdoor Adventure "Everything about outdoor adventure hits all the pillars that we need for fulfilling aging and - all in one fell swoop. So I realized during the research of this book that we need to have community as we age. We need to have purpose as we age. We need to have novelty. And of course there's health. And then the final one, which is lesser known, is the positive mindset about our own aging. And if you go outside you actually in one fell swoop hit all of those." On Awe "There was adrenaline, but that wasn't the actual experience. And what I found was that what I was experiencing was awe. And by the time I handed in my book in there had been other books about it, but I did not know much about it at all when I was writing it. And I realized that awe is what you experience in the face of something bigger than you. And it's mostly considered a religious word most of the time, but we're bringing it more into our vocabulary. But all is something obviously that the outdoors often inspires and turns out it's really good for you.

  _________________________ Today's Building Block: Personal Growth If you're planning for retirement, you're well-versed in figuring out how to balance work and life. You may be tempted to think you won't need to worry about that once you retire. But not so fast. If you're planning an active retirement, you'll need to be thoughtful in balancing the different domains of life and creating harmony among them. Several practices from Stew Friedman's Total Leadership model can help you be  intentional about your next phase of life. Start with Stew Friedman's free tool at Total Leadership.org: Create Your Four Circles Picture Stew Friedman joins us from suburban Philadelphia. _________________________ Bio Stew Friedman, founder and CEO of Total Leadership, is an organizational psychologist at the Wharton School of the University of Pennsylvania, where he has been on the faculty since 1984.  He worked for five years in the mental health field before earning his PhD from the University of Michigan.  As founding director of The Wharton Leadership Program, in 1991 he initiated the required MBA and Undergraduate leadership courses.  He also founded Wharton’s Work/Life Integration Project in 1991.  Friedman has been recognized by the biennial Thinkers50 global ranking of management thinkers every cycle since 2011 and was honored with its 2015 Distinguished Achievement Award as the world’s foremost expert in the field of talent. He was listed among HR Magazine’s most influential thought leaders, chosen by Working Mother as one of America’s most influential men who have made life better for working parents, and presented with the Families and Work Institute’s Work Life Legacy Award. While on leave from Wharton for two-and-a-half years, Friedman ran a 50-person department as the senior executive for leadership development at Ford Motor Company. In partnership with the CEO, he launched a corporate-wide portfolio of initiatives designed to transform Ford’s culture; 2500+ managers per year participated.  Near the end of his tenure at Ford, an independent research group (ICEDR) said the LDC was a “global benchmark” for leadership development programs.  At Ford, he created Total Leadership, which has been a popular Wharton course since 2001 and is used by individuals and companies worldwide, including as a primary intervention in a multi-year study funded by the National Institutes of Health on improving the careers and lives of women in medicine and by 135,000+ students in Friedman’s first MOOC on Coursera.  Participants in this program complete an intensive series of challenging exercises that increase their leadership capacity, performance, and well-being in all parts of life, while working in high-involvement peer-to-peer coaching relationships. His research is widely cited, including among Harvard Business Review‘s “Ideas that Shaped Management,” and he has written two bestselling books, Total Leadership: Be a Better Leader, Have a Richer Life (2008) and Leading the Life You Want: Skills for Integrating Work and Life (2014), now being taught as a MOOC on Coursera. His third Harvard Business Press book was Parents Who Lead: The Leadership Approach You Need to Parent with Purpose, Fuel Your Career, and Create a Richer Life (2020). In 2024, The Wharton School Press published a new edition of his landmark study of two generations of Wharton students, Baby Bust, 10th Anniversary Edition: New Choices for Men and Women in Work and Family.  Work and Family – Allies or Enemies? (2000) was recognized by the Wall Street Journal as one of the field’s best books.  In Integrating Work and Life: The Wharton Resource Guide (1998) Stew edited the first collection of learning tools for building leadership skills for integrating work and life. Winner of many teaching awards, he appears regularly in business media (The New York Times cited the “rock star adoration” he inspires in his students).

Let's delve into one of your most important and longest running relationships - your relationship with food. Like all relationships, it's emotional. Dr. Jud Brewer joins us to discuss his new book The Hunger Habit:Why We Eat When We're Not Hungry and How to Stop. He shares how to practice mindfulness, replace judgment with curiosity, change your habits and cultivate a healthier relationship with food. Dr. Jud Brewer joins us from Rhode Island. _________________________ Bio Jud Brewer, MD, Ph.D. (“Dr. Jud”) is a New York Times best-selling author and thought leader in the field of habit change and the “science of self-mastery,” who blends over 20 years of experience with mindfulness training and a career in scientific research. He is passionate about understanding how our brains work, and how to use that knowledge to help people make deep, permanent change in their lives — with the goal of reducing suffering in the world at large. Dr. Jud is the director of research and innovation at Brown University’s Mindfulness Center, where he also serves as an associate professor in Behavioral and Social Sciences at the School of Public Health and Psychiatry at the School of Medicine at Brown University. Additionally, he is the executive medical director of behavioral health at Sharecare, the digital health company helping people manage all their health in one place, and a research affiliate at Massachusetts Institute of Technology. Previously, Dr. Jud held research and teaching positions at Yale University and the University of Massachusetts’ Center for Mindfulness. Read more about his research. As a psychiatrist and internationally known expert in mindfulness training for treating addictions, Dr. Jud has developed and tested novel mindfulness programs for habit change, including both in-person and app-based treatments for anxiety, emotional eating, and smoking (Unwinding Anxiety, Eat Right Now and Craving to Quit). Based on the success of these programs in the lab, he co-founded MindSciences, Inc. to create app-based digital therapeutic versions of these programs for a wider audience, working with individuals, corporations, and health systems to put effective, evidence-based behavior change guidance in the hands of people struggling with unwanted behaviors and “everyday addictions.” Sharecare, Inc. acquired MindSciences in 2020. Dr. Jud has also studied the underlying neural mechanisms of mindfulness using standard and real-time fMRI and EEG neurofeedback, adding to the understanding of the brain’s “Default Mode Network” and the role of the posterior cingulate cortex (PCC) in self-referential thinking.  He regularly gives talks on the intersection of modern science and ancient meditative practices, helping to expose a modern audience to specific techniques and insights first discovered 2,500 years ago. He has published numerous peer-reviewed articles and book chapters, trained US Olympic athletes and coaches, foreign government ministers and corporate leaders. His work has been featured on 60 Minutes, TED, The New York Times, The Wall Street Journal, The Today Show, TIME, The Washington Post, Forbes, CNN, BBC, NPR, and more. His work has been funded by the National Institutes of Health and American Heart Association, among others. In addition to The Hunger Habit: Why We Eat When We're Not Hungry and How to Stop, he is the author of The Craving Mind: From Cigarettes to Smartphones to Love, Why We Get Hooked and How We Can Break Bad Habits (New Haven: Yale University Press, 2017) and the New York Times best-seller, Unwinding Anxiety: New Science Shows How to Break the Cycles of Worry and Fear to Heal Your Mind (Avery/Penguin Random House, 2021). Dr. Jud and his wife Mahri live in Massachusetts where they enjoy biking, hiking, and meditating with their cats, Samson, Ananda and Julian of Norwich. ______________________ For More on Dr. Jud Brewer The Hunger Habit:Why We Eat When We're Not Hungry and How...

You’ll need more than a vision for a great retirement. Early Registration for our 2nd Design Your New Life in Retirement small group program of 2024 is now open. Starts on April 26th. Join us  _________________________ Today Building Blocks: Wellness and Work Is there something you love to do that could help others?  Harry King, 81, found a way to return to work part-time doing something he loves - helping others get fit. ________________________ Retiring? See our Best Books on Retirement here _________________________ For More on Harry King This 81-year-old fitness trainer rejoined the workforce after retirement: ‘We can do more than most people think we can do’ See Harry King & Team in Action on Good Morning America _________________________ Podcast Episodes You May Like The Joy of Movement – Kelly McGonigal How to Get Stronger After 50 – Dave Durell The Unretirement Life – Richard Eisenberg ___________________________ Wise Quotes On Purpose "You've got to have a sense of purpose to get up every day. That's important. If you can't define that, you're going to waste some valuable years. Our later years we can do so much and achieve so much and enjoy life so much. Look for things that you enjoy doing. Look for the things that affect you emotionally and define that purpose. Look for it and find it. What do you want to achieve?  What can you do to make the world a better place? And do it. If you can get paid for it, that's great. If you do it as a volunteer, that's great too." On Challenge "We need to challenge ourselves on a regular basis. Let's not be complacent with our lives. There's so much out there, so much a life we have to live. And the more we challenge ourselves, those mountains we climb, not Everest, but the other mountains we have in front of us that we can climb, that make us stronger. Tthat makes us enjoy the victories and helps us enjoy the victories. We've got to pursue those things. That's my philosophy." On Working in Later Life "Just because we're aging doesn't mean we can't do different jobs. Today, we age a whole lot stronger. I started to say slower, but our mental capacity is stronger. I think for the most part, we're smarter. I think we're stronger physically, or we can be, and we should be. We're living longer, obviously, so let's give us a chance to be productive as we age. Help that employer...be willing to take a chance on that older guy." ____________________________ About Retirement Wisdom I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

You'll need more than a vision for a great retirement. Early Registration for our 2nd Design Your New Life in Retirement small group program of 2024 is now open. Starts on April 26th. Join us  ______________________ Who can benefit from your life story? What do you want your children and grandchildren to remember about you? The concept of legacy is being redefined and goes beyond financial assets to value hard earned life lessons and wisdom. Dr. Jandi Kelly, of A Talk to Remember, shares her insights on life purpose and ways to share your life story and wisdom across generations. Dr. Jandi Kelly joins us from Bend, Oregon. ________________________ Bio Dr. Jandi Kelly is the founder of A Talk to Remember, a boutique production company that helps families and organizations capture their legacies in documentary films and oral history projects. For the past fifteen years, Jandi has worked as a university researcher, instructor, and administrator at the University of Chicago, Northwestern University, and the University of Michigan. She received her Ph.D. in higher education from the University of Michigan and her academic scholarship focuses on the topics of teaching and learning, life purpose, and identity development. Her research has been featured in The Journal of Higher Education and other publications. Jandi and her family live in Bend, Oregon, where she serves on the board of trustees for an independent K-12 experiential learning school. ________________________ For More on Dr. Jandi Kelly A Talk to Remember  ________________________ Podcast Episodes You May Like A Round of Golf with My Father – William Damon The Vintage Years – Dr. Francine Toder The New Age of Aging – Maddy Dychtwald Inward Traveler – Francine Toder PhD _________________________ Wise Quotes On Life Purpose "...it's helpful to actually define what we mean by life purpose...One of the definitions that I really appreciate is how our talents that we enjoy using intersect with the need in the world or our community that we find to be personally meaningful. And what I really like about that definition is that unlike some specific personal goals that we may have, it extends beyond aims of personal meaning to a desire that we want to make a difference in the world. And so therefore, it's self transcendent in nature. What the research demonstrates is that having a sense of purpose is associated with a host of benefits across the lifespan as well as later in life. When we think about how life purpose can be beneficial throughout our lives, one of the most overarching benefits is that it really helps us live with greater intentionality in how we spend our days and to remain true to ourselves while benefiting the greater good. And so, in a way, we can think about purpose as a guide that takes us in the right direction. And I know that you had one of your earlier conversations was with Bill Damon out of Stanford, the renowned developmental psychologist, and he likens purpose to an ultimate concern or a final answer to the question of why. So why am I doing this? Why am I striving to accomplish this end? And in that way, purpose is the reason behind our immediate goals, and it's a motive that drives most of our daily behaviors." On Storytelling  "...when we think about the contributions that we want to make through our stories, we not only have an ability to really impact youth when it comes to the wisdom that we're passing on, but we also see as we tell our stories that our lives have purpose....And with that, when we think about the stories that we have and when we are afforded time, especially later in life, to really do an inventory of our life, we have an ability to carry our life lessons and experiences with us. And not only do we bring them with us, but they provide a rich opportunity for learning about how we might want to build a rewarding future and repeat some of the things that worked well i...

Early Registration for our 2nd Design Your New Life in Retirement small group program of 2024 is now open ________________________ Aging in place? Downsizing? Decluttering? Moving? These topics can give pause to those of us of a certain age. Syndicated columnist and author Marni Jameson reframes those terms with an alternative choice: rightsizing. So forget downsizing. Instead focus on what is the right size home for your lifestyle going forward. And Marni Jameson expands the menu of options to include upsizing, same-sizing and bright-sizing as you consider where to live next. Marni Jameson joins us from Florida. _________________________ Bio Marni Jameson is the author of Rightsize Today to Create Your Best Life Tomorrow: A Motivational Guide for Those Seeking Their Ideal Home Later in Life. Marni is a nationally syndicated home-design columnist, award-winning journalist, speaker, and frequent TV guest. Her humorous and helpful column, “At Home with Marni Jameson,” appears weekly in two dozen papers nationwide, reaching several million readers and more through social media and her blog. Her fans include readers who have been following the author’s home adventures for two decades. She has been featured on such primetime shows as NBC Nightly News and Martha Stewart Living. As one reviewer wrote, “Think Erma Bombeck meets Rachael Ray in one humble yet helpful package.” She is the author of seven books, including Downsizing the Family Home: What to Save, What to Let Go, a #1 Amazon bestseller that won numerous awards. _________________________ For More on Marni Jameson Rightsize Today to Create Your Best Life Tomorrow: A Motivational Guide for Those Seeking Their Ideal Home Later in Life by Marni Jameson At Home with Marni Jameson _________________________ Podcast Episodes You May Like Keep the Memories, Lose the Stuff – Matt Paxton Where to Retire – Silvia Ascarelli Where Will You Live Next? – Ryan Frederick Thriving in Place – Lisa Cini _________________________ Retiring soon? Visit our recommended Best Books on Retirement ____________________ Wise Quotes On Rightsizing "It's really about what do you need in your life going forward. I like to define right-sizing as moving to or creating a home that is the perfect physical, emotional, social and financial fit. So I think about four puzzle pieces, the physical...the emotional... the social and  it's got to be financially comfortable for you, obviously, or that's not going to work. So all that has to click. What happens is that people get to the sort of freedom threshold, their late fifties, early sixties where they are no longer commuting to a job. They may have bought the house they live in because it was near their work or near their kids' schools or the schools they wanted their kids to attend. And fast forward 20, 30 years we're about where you are and the kids are out of the house. The schools don't really matter to you anymore or at all, and you are working remotely or you're retired or you're planning to retire or you can work from anywhere. And so why are you living in this house that has five bedrooms and you still have your kids' Cub Scout uniforms in the attic? I mean, this is nuts. So really start envisioning what would you do. What would it look like? What would your house be like? Do you want more bedrooms so you can have the grandkids stay with you? Do you want fewer because nobody's coming anymore? You want to lock and go travel?" On Challenges in Rightsizing "The biggest obstacles I hear people have are it's just too much trouble. I have too much furniture, or there are too many memories here. And this sort of complacency kicks in this inertia and people get weighed down by stuff. It makes me sad that their stuff would be preventing them from living their best life in the best place for them. But you look to a point, you need to learn how to let go and just keep evolving and stop living in the...

Today's Building Blocks: Lifelong Learning & Fun  - Are you ready to age adventurously?  If you're making plans to travel this year, why not combine it with a learning adventure? Road Scholar is a not-for-profit organization providing educational travel programs primarily geared toward older adults with an impressive range of options to explore the world. Kelsey Knoedler Perri and Kerry Bennett join us to discuss how Road Scholar can help you combine travel, learning and fun in 2024. _________________________ Retiring? See our Best Books on Retirement _________________________ Bios Kelsey Knoedler Perri is the Public Relations Director at Road Scholar, the nonprofit world leader in educational travel for older adults. She has worked in travel and tourism throughout her career and has been with Road Scholar since 2016. There she has developed her skills in and knowledge of communicating with and marketing to adults over 50 who #AgeAdventurously. She has special expertise in digital communications, social media, and public relations. She holds an MFA in creative writing and lives in Providence, Rhode Island. Kerry Bennett is a retired marketing professional from Northern Arizona University who lives in Flagstaff, AZ. Since retiring, she has become an avid traveler, volunteer, and lifelong learner. She has been on seven learning adventures around the world with Road Scholar, including her most recent: a service program on Chincoteague Island, Virginia. She also volunteers for Road Scholar as an Ambassador, helping spread the word about the organization’s mission through in-person presentations and events. __________________________ For More on Road Scholar Website ___________________________ Mentioned in this Podcast Episode Live Life in Crescendo – Cynthia Covey Haller ___________________________ Podcast Episodes You May Like Learning is a Lifetime Sport – Tom Vanderbilt The Power of Fun – Catherine Price Lifelong Learning - Michelle Weise The Fun Habit – Mike Rucker, PhD _________________________ Wise Quotes On Learning Adventures "Our mission always has been and always will be education. So everything we do is about learning. But now our programs are more a mix of classroom learning and experiential learning. So not just lectures in a lecture hall, you're staying in a hotel room, you're not staying in a dorm anymore, which is nice. And so we've evolved into being more of an educational travel organization...When you travel with Road Scholar, you're really getting what you pay for and you're going to be there to learn. You're not there to sit on a beach and read a book or to go shopping. You're there to learn. And that's really what it comes down to. But we also offer financial aid. We offer caregiver grants for full-time, family caregivers. We have a scholarship for retired educators. So that's also part of our whole nonprofit thing." On Solo Travelers "30% of our travelers each year go solo. We have seen that trending upwards. We've seen more solo travelers in general over the past 10 years and 80% of those solo travelers are women.  [We] see a mix of couples, solo travelers, friends who are traveling with other friends, siblings traveling together, parents with their adult children, also people who came as solo travelers on a pass trip and then they met somebody on a trip and then they went a trip together again.And I started to hear more anecdotally that there were a lot of married women who were traveling with us without their husbands. And I just thought that was really interesting. So I want[ed] to get down to some actual data on that. So I did a study and we looked at both data that we had in our system as well as doing a survey. And what we found was that at least 60% of our solo travelers are married people who travel without their spouse on World Scholar programs. I was really surprised by that. It was more than even I expected.

Today's Building Block: Work (yes, work...) What makes transitions so hard to navigate?  Herminia Ibarra, a thought leader on leadership and career development and author of Working Identity, shares her insights on creating new options as you prepare for your transition to retirement. Herminia Ibarra joins us from London. ________________________ Comments? Leave a voice message here _________________________ Bio Herminia Ibarra is the Charles Handy Professor of Organisational Behaviour at London Business School. Prior to joining LBS, she served on the INSEAD and Harvard Business School faculties. An authority on leadership and career development, Thinkers 50 ranks Herminia among the top management thinkers in the world. She is a member of the World Economic Forum’s Expert Network, a judge for the Financial Times Business Book of the Year Award, a Fellow of the British Academy, and the 2018 recipient of the Academy of Management’s Scholar-Practitioner Award for her research’s contribution to management practice. Herminia is a member of the London Business School governing body. She chaired the Harvard Business School Visiting Committee, which reports to the university’s board of overseers, from 2012 to 2016, having been a member since 2009, and served on the INSEAD board of directors. A native of Cuba, Herminia received her MA and PhD from Yale University, where she was a National Science Fellow. --- A second and updated edition of her groundbreaking book Working Identity was recently published by Harvard Business Review Press. Whether as a daydream or a spoken desire, nearly all of us have entertained the notion of reinventing ourselves. Feeling unfulfilled, burned out, or just plain unhappy with what we’re doing, we long to make that leap into the unknown. In this powerful book, Herminia presents a new model for career reinvention that flies in the face of everything we’ve learned from ‘career experts’. While common wisdom holds that we must first know what we want to do before we can act, Ibarra argues that this advice is backward. Knowing, she says, is the result of doing and experimenting. Based on her in-depth research on professionals and managers in transition, Ibarra outlines an active process of career reinvention that leverages three ways of ‘working identity’: experimenting with new professional activities, interacting in new networks of people, and making sense of what is happening to us in light of emerging possibilities. Through engrossing stories, Ibarra reveals a set of guidelines that all successful reinventions share. She explores specific ways that hopeful career changers of any background can. A call to the dreamer in each of us, Working Identity explores the process for crafting a more fulfilling future. ________________________ For More on Herminia Ibarra Website Working Identity by Herminia Ibarra Articles ________________________ Check out our Best Books on Retirement ________________________ Mentioned in This Podcast Episode The HBR Guide to Designing Your Retirement ________________________ Podcast Episodes You May Like The Portfolio Life - Christina Wallace  Are You Ready for The New Long Life? – Andrew Scott Retire Happy - Dr. Catherine Sanderson Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland _________________________ Wise Quotes  On Transitions "Transitions necessarily imply a loss of a sense of identity, a loss of something that has been meaningful and valuable. You're moving away from someone you've been, but the future you isn't clear yet, or the future destination or the next role isn't clear yet. So you're kind of hanging in limbo and that's very uncomfortable. We live in a world in which certainty is valued, know who you are and the nature of this process and part of what makes it productive is questioning who you are, but that's necessarily uncomfortable.

Feedback or suggestions for this retirement podcast?  Leave a voice message here Today's Building Block: Wellness What does an emotionally intelligent retirement look like? In this 4th edition of the Retirement Roundtable, two of our favorite previous guests, Kate Schroeder & Nick Wignall, return to discuss the questions to ask yourself now to be well prepared for the emotional aspects of the transition to retirement. ________________________ Bios Kate Schroeder is a psychotherapist in private practice. She is a Licensed Professional Counselor, Nationally Certified Counselor, and owner of Transformation Counseling, LLC. With over 25 years in the mental health field, her clinical background includes experience as a school counselor, mental health therapist in an urban university’s counseling center, individual, couples, group, and family therapist, and clinical researcher. Within these settings, Kate has provided individual, group and family counseling for clients experiencing difficulties in areas including depression and anxiety, adjustment and transitional concerns, C-PTSD, acculturation and multicultural issues, family and childhood conflicts, interpersonal relationships, grief and trauma, eating disorders, LGBTQ issues, self-efficacy, career exploration and various other interpersonal conflicts. Kate also holds certification as a massage therapist, physical trainer and physical education teacher. In addition to her private practice, she also teaches graduate courses to counselors in training. Kate joins us again from St Louis. Nick Wignall is a licensed clinical psychologist who is Board-certified in behavioral and cognitive psychology. He’s the founder of the popular newsletter, The Friendly Mind, with practical, evidence-based advice for emotional health and wellbeing. The newsletter is read by 50,000+ people each week and his writing has been featured in media outlets like NBC, Business Insider, Inc Magazine, Aeon and Medium. Nick is the author of Find Your Therapy: A Practical Guide to Finding Quality Therapy, .a guide to learning about the most important factors in choosing a therapist and how to go about finding a good one, either for yourself or someone you love. He did his doctoral training in clinical psychology at the University of Texas Southwestern Medical Center in Dallas, including research in human genetics and psychopharmacology. Prior to that, Nick earned his Masters in Social Sciences from the University of Chicago and a bachelor’s in English Literature from the University of Dallas. Nick joins us again form Albuquerque, New Mexico. _________________________ For More on Kate Schroder & Nick Wignall Kate Schroeder Nick Wignall First Visits to the Podcast: The Emotional Side of Retiring – Kate Schroeder Coping Strategies & Moving Forward – Nick Wignall & Verla Fortier __________________________ Retiring? Check our recommendations on the Best Books About Retirement __________________________ Mentioned in This Podcast Episode Source: Our World in Data   Who do we spend time with across our lifetime? ____________________________ Podcast Episodes You May Like The Self-Healing Mind – Gregory Scott Brown, M.D. The Portfolio Life – Christina Wallace Chatter & Your Inner Voice – Ethan Kross Edit Your Life – Elisabeth Sharp McKetta ____________________________ Other Retirement Roundtable podcast episodes Michelle Pannor Silver Ted Kaufman, and Bruce Hiland  Fritz Gilbert, Dr. Barbara O’Neill, and Mark Shaiken Melissa Davey, Richard Haiduck and Thelma Reese ____________________________ Wise Quotes from This Retirement Roundtable On Exploring Who You Are "So much research out there now shows that adjusting to retirement has its own set of difficulty and challenges for many, many people, especially for a lot of people who've identified a lot with their work and they've gotten a lot of accolades and self-este...

Do you have your affairs in order? There's a lot to consider with something that is often put off: End-of-Life Planning. Attorney Adam Zuckerman, founder of Buried in Work, a website with resources to simplify estate planning and end-of life planning tasks. Adam joins us to discuss the steps you should take, the differences between wills and trusts, how assets are distributed and more. Adam Zuckerman joins us from Maryland. ______________________ Bio Adam Zuckerman is an experienced attorney and the founder of Buried in Work. His platform focuses on making estate planning accessible and comprehensive for everyone. Adam’s personal experiences and professional expertise make him a visionary in transforming how we think about securing our legacies. Formerly, he was Director, Ventures & Innovation at Discovery, Inc. His role was often described as the company’s global intrapreneur and futurist,responsible for identifying new technologies for implementation, investing in startups, and serving as the primary contact for startups. Adam earned his BA in Political Science, and his JD, and MBA from Washington, University in St. Louis. _____________________ For More on Adam Zuckerman Website - Buried in Work.com _____________________ Podcast Episodes  You May Like Living Like You Mean It – Jodi Wellman Ride or Die – Jarie Bolander On My Way Back to You – Sarah Cart ____________________ Mentioned in This Episode In Memoriam - Bob Newhart _____________________ Wise Quotes On Estate Planning "Using the legal background and my business background, I was executor. My Mom's still around. I hopped in and started taking very diligent notes of everything that I was doing to transition the estate. When I met with my Mom's financial planner to show her everything I had done and I was literally, this is the reason why I called this company Buried in Work. This is the form that I filled out. She said it was the most comprehensive transition she's ever seen in her life and I had to give it away. We created a website. We thought it would just be a small site that had a few tips and tricks to help people in a similar situation. What we found was very surprising. In under a week, we had over 10,000 visits to the website and since then it has turned into an online repository for do-it-yourselfers and for people that are seeking guided approach and help for end of life products, for estate tips, for simplification of that entire process. Buried in Work came out of an experience and is helping a lot of people. Most people think that having a will or having a trust is estate planning, and that is a very comprehensive component to it. It's a foundational component to it, but the reality is, it is so much more than that. Comprehensive estate planning really means that you have to have your family members, your heirs, your loved ones in a position to step in, in the event that you are incapacitated. It leads up to everything. They have to have advanced directives in place to know where they are, because the reality is that after you pass away, the estate takes on average in America 570 hours to administer, and that's a lot of time that most people don't have. So what comprehensive estate planning really means is positioning everyone to have the information and the resources they need, so when things do get tough and complicated, they aren't figuring things out for the first time." On Getting Organized "Our recommendation is first of all, get organized. Figure out what you want to do. Get all your documents in place because that is an important step in the process. In step three, you have to tell those individuals who are going to be impacted and the key people in your life. Because if you have these documents in place and they don't know where to go and look, then it's as if they don't exist at all. " _______________________ About Retirement Wisdom I help people who are retiring,

  Retirement offers a great opportunity to reset. It opens up new possibilities with resources to do what you've always wanted to do. But how do you approach it?  Christina Wallace, author of The Portfolio Life, knows how business frameworks can be used to design the life you want. For example, you likely have a diversified financial portfolio. It’s time to build a diversified life. Christina Wallace joins us from Cambridge, Massachusetts. _________________________ Bio A self-described “human Venn diagram” Christina Wallace has crafted a career at the intersection of business, technology, and the arts. She is a Senior Lecturer in the Entrepreneurial Management Unit at Harvard Business School where she is co-course head for The Entrepreneurial Manager, teaches Launching Tech Ventures, and leads the MBA Startup Bootcamp immersion program. Her latest book, The Portfolio Life, was published by Hachette in 2023. Previously, Christina was vice president of growth at Bionic, an innovation consulting firm that builds startups inside large enterprises. Prior to joining Bionic, Christina founded BridgeUp: STEM, an edtech startup inside the American Museum of Natural History, was the founding director of Startup Institute New York, and the co-founder and CEO of venture-backed fashion company Quincy Apparel. She was also, very briefly, a management consultant with the Boston Consulting Group and began her career at the Metropolitan Opera. Christina holds undergraduate degrees in mathematics and theater studies from Emory University and an MBA from Harvard Business School. She is an active angel investor in early-stage tech startups as well as commercial theater productions on Broadway. She regularly speaks, writes, and consults on a wide range of topics, ranging from failure and resilience to corporate innovation, from K12 computer science education to her viral TED talk detailing her successful approach to hacking online dating. Mashable called her one of “44 Female Founders to Know” and Refinery29 named her one of the "Most Powerful Women in NYC Tech." She has been featured in the Wall Street Journal, the Financial Times, Forbes, Inc, Fast Company, Quartz, Elle, and Marie Claire among others. Christina is the co-author of New To Big: How Companies Can Create Like Entrepreneurs, Invest Like VCs, and Install a Permanent Operating System for Growth (April 2019, Penguin Random House). She also hosted The Limit Does Not Exist, an iHeartRadio podcast about portfolio careers that published 125 episodes over three seasons, garnering over 2 million downloads.  ______________________ For More on Christina Wallace The Portfolio Life Website _______________________ Check out our brief summaries of the Best Books on Retirement ______________________ Podcast Episodes You May Like The Power of Reinvention – Joanne Lipman The Future You – Brian David Johnson A Tapas Life – Andy Robin _____________________ Wise Quotes Christina Wallace on a Portfolio Life in Retirement "I think retirement, certainly as I've seen it with my mother-in-law, my friends' parents, as they're all going through this transition, they're not like leaving the world. They're just leaving that one thing that has been their big focus and has been their identity crucially for a really long time. And so it can be hard in that transition because not only have you lost the routine of what do I do with my day, you've also lost the community of here's who I talk to on a regular basis - and then you've lost this identity. How do I describe myself? Who am I when I get out of bed? And as terrifying as it is to go through that transition and losing all three things at the same time, it's a huge opportunity because for so many people at that cusp of retirement, they're thinking, I'm not dead yet. I've got a whole life ahead of me. I still have something to offer. And very likely,

  Retiring? Check our recommendations on the Best Books About Retirement ________________________ Feedback or suggestions?  Leave a voicemail here ________________________                                                                           Today's Building Block: Wellness Minding your investments for your retirement?  There's one especially smart investment you can make that will pay dividends in your retirement. Elizabeth Sherman explains how investing in your health and wellness now can enhance the quality of your life now and in your retirement years. Elizabeth joins us from Mexico. ________________________ Bio Elizabeth is a Master Certified Life and Health Coach specializing in women's wellness in midlife. Drawing from over 17 years in the field and a personal journey that began with a desire to reduce her own health risks, Elizabeth offers a deeply empathetic and knowledgeable approach. Her certifications from The Life Coach School, American Council on Exercise, Precision Nutrition, Metabolic Effect, and Redesign Your Mind reflect her comprehensive expertise. Elizabeth's passion is helping women navigate the complexities of midlife health, from hormonal changes to mental clarity, with a focus on sustainable, joyful living. ____________________________ For More on Elizabeth Sherman Website ____________________________ Retire Smarter. Don’t Miss An Episode Follow on Apple Podcasts Subscribe: Google Podcasts | Spotify | iHeartRadio  | TuneIn | RSS _____________________________ Mentioned in This Podcast Episode 8 Basic Habits that Healthy People Do _____________________________ Podcast Episodes You May Like The Joy Choice – Dr. Michelle Segar How to Begin – Michael Bungay Stanier Tiny Habits Can Lead to Big Changes – BJ Fogg Best of The Retirement Wisdom Podcast – On Wellness _______________________________ Wise Quotes On Investing in Your Health Now "Since we're talking about health, I think that when we think about investing in our health, we see it actually as an expense. We don't see it as an investment because typically when we're looking at diets or workout programs or things like that, they're really short-term solutions. And what I want to do is I want to reframe that. I want to change the narrative around our health so that we're thinking about how do I invest in my health? Because when we really think about it, when we're thinking about retirement, when we're thinking about financial freedom in our retirement, we don't want to be spending money on medication. We don't want to be spending time going to the doctor. We don't want to be spending money on insurance premiums. ...Taking care of your health doesn't help you live longer. It helps you to live more independently and to live better as you age. And so if you can live and not need medications and live independently in your home right now, versus going into some sort of assisted living facility, that's all going to save you money. And so taking care of your health today is one of the best investments that you can make in your future, especially in retirement." On Starting Small "Especially at the new year that if we need to or if we want to exercise five days a week, and our normal rule is to exercise for an hour a day, you do not need to exercise five days a week, or if your normal rule is to exercise for an hour a day, you do not have to exercise for an hour a day. You can start exercising, go for a walk for 15 minutes, go for a walk for five minutes, and do that for a while. Now, here's why this works. It works because it creates the habit of, or the skill rather of self-trust. Many of us, when we start a commitment to our health, there's something in the back of our heads that's like, yeah, but are you going to keep doing this? You've never been able to do it before. That little mean girl or inner critic inside of our heads, it's like full of self-doubt....

  Feedback or suggestions on this retirement podcast? We'd love to hear from you. Leave a voicemail here Welcome to a new season of The Retirement Wisdom Podcast! We'll be delving into eight building blocks of a satisfying life in retirement this year with new conversations to help you retire smarter. In my work as a coach, I see many people get stuck trying to find a new purpose in retirement. Some transition with a new driving force in their life post-full time work. But I'm seeing many others finding a different path forward. Rather than searching for a singular new purpose, they're crafting what I call a Multipurpose Retirement focusing on multiple dimensions of life, not just one. And they're discovering something interesting. They've always been multidimensional. As our previous guest Helen Dennis, co-author of Project Renewment, highlighted you've always been much more than your business card. But some things were deferred or deprioritized given the real demands of careers. But this next phase offers a golden opportunity to reset, recharge and redesign how you invest your time now that you'll more freedom and flexibility. But how do you manage the transition? What works is learning more, choosing areas of focus and experimenting. Previous guest Dave Evans, co-author of Designing Your Life, pointed out that you don't need to figure everything out in advance. There are advantages to "iterating your way forward." Dr. Barbara O'Neill, author of Flipping a Switch, introduced us to the idea that retirement is actually a graduation - from the world of full-time work. But just as you graduated earlier in life, your learning did stop at graduation. And it's the same with retirement. We'll be learning more about four "Core Course" topics that can lay a strong foundation for your next phase: Wellness - including physical, mental, emotional and spiritual health. Learning - how lifelong learning offers multiple benefits. Relationships - enhancing your key relationships and social connections. Fun - making time for play and things you truly enjoy (and they may be new pursuits). If you get these four areas going well, you'll be well-positioned for the life you've been working toward.     And we'll also be exploring "Elective Course" topics that can further enhance and invigorate your next chapters: Service - things you do for others and the greater good. Creativity - in daily life and artistic pursuits. Work - (Yes, work. ) Paid work on your own terms (part-time or consulting for some, or an encore career for others ) is a part of many great next chapters today. But it may be important projects (paid or unpaid) that you choose to take on. Personal Growth - you don't stop growing when you retire - unless you retreat... For many people, investing in one, and more, of these areas can bolster the years ahead. Join us as we learn more about this areas in 2020. Please share comments, feedback and suggestions  this via voicemail or email at joec@retirementwisdom.com Thanks for listening. ______________________ Podcast Episodes You May Like Best of 2023 - Part 3 Helen Dennis Dr. Barbara O'Neill Dave Evans ______________________ About The Retirement Wisdom Podcast I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™A meaningful retirement doesn’t just happen by accident.  It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Ly...

  Retiring in 2024? Don't wait until you're wondering Now What Do I Do? Be intentional. Design your retirement. From previous Designing Your Life coaching clients:    "The process that you led me through resulted in me creating exactly the life I’ve envisioned. I am acutely aware of how I got to this point, and it is        because of the Designing Your Life process. Thank you from the bottom of my heart.”     “I loved hearing Joe’s and my classmates’ perspectives. A very worthwhile program.”    “A good investment – it provides a good framework to think about the future. Pertinent content that I could implement immediately.”    “DYL is a very helpful process and a terrific retirement concept. I wish I would have had this process at other times in my life.“    "A good investment in time and money. Excellent material and engaged participants.”    "It has truly been a transformative experience in my life.” Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th with a group of up to 10 people. Join us. __________________________ If you're retiring in 2024, get ready for the ultimate balancing act. Time management is a skill you honed during your full-time working days, but managing your choices wisely can make the difference in your retirement years.  Professor Glenn Frank returns to the podcast to share insights and tools you can use if you're retiring in 2024,  his thoughts on a financial review checklist for the year ahead, and what to look for in a financial advisor. _______________________ Bio Glenn Frank is the author of Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy. He was named 2019 Financial Planner of the Year in Massachusetts and one of the top financial advisors in the country for 10 straight years by Worth. The Professor's 2023 articles include: The Street "How To Build a Portfolio to Last A Lifetime"  (general portfolio construction guide);  Advisor Perspectives " The Professor's Portfolio" (outlines specific portfolio suggestions). Glenn is currently the Director of Education and a senior member of the investment committee at fee-only Lexington Wealth Management. Glenn’s college teaching experience is extensive. He has taught a large variety of courses in investments, taxes and financial planning. Glenn was the Founding Director of the Master of Personal Financial Planning program at Bentley University. He taught capstone portfolio construction courses for 20 years. Glenn still teaches investment workshops for advisors as well as the general public. You can register for his upcoming workshop "How To Build A Portfolio To Last A Lifetime" at his website below. _________________________ For More on Glenn Frank Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy  Website: Time, Money and Joy.com _________________________ Podcast Episodes You May Like Live Life in Crescendo – Cynthia Covey Haller Happier Hour – Cassie Holmes, PhD Thinking Better to Live Better – Dr. Woo-kyoung Ahn The Power of Fun – Catherine Price __________________________ Wise Quotes On Managing Time vs. Managing Choices "Choice management is a far more personally impactful term than time management, especially for retirees. The term itself reminds us that so many things really are our choice. Choice management is all about strategically and intentionally being happier by making better day-to-day decisions. When I think of time management, I think about being more efficient with the limited minutes and hours we have each day…Choice management is much more personal. It's not profit oriented, it's happiness-oriented...What is the best way to combat being time rich for true deep down, purposeful happiness? I think the answer is helping others somehow, some way. This, of course, is your choice. There are so many, many ways to help others and that can very easily fill up the day and say...

  Retiring? Check our recommendations on the Best Books About Retirement. _______________________ How can you prepare well for the transition to retirement? A retired couple chronicle their first year of retirement together in an excellent monthly column in The Wall Street Journal titled Retirement Rookies. They share the stories from Year One, with lessons learned and their observations on challenging issues we can all relate to. Stephen Kreider Yoder is an editor on The Wall Street Journal’s enterprise desk. Karen Kreider Yoder is a retired professor and K-5 teacher. They join us from San Francisco to talk with us about their rookie year in retirement together. ________________________ For More on Steven & Karen Kreider Yoder For Subscribers of The Wall Street Journal, you can read the collection of all of their pieces here: Retirement Rookies --- If your not a WSJ subscriber, check The Retirement Wisdom LinkedIn Company Page (and follow us...) for free gift access to their 10 pieces here: Retirement Wisdom --- On Their Cross Country Tandem Bike Adventure ________________________  Be Intentional  About Your Retirement Don't wait until you're asking What Now? Get ahead of the game. Take the first step today: Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th _______________________ Podcast Episodes You May Like An Artful Life – John P. Weiss Where to Retire – Silvia Ascarelli Independence Day – Steve Lopez The Vintage Years – Dr. Francine Toder ________________________ Wise Quotes On Slowing Down & Savoring Time "Savoring time and budgeting time, we both are definitely ones who budget our time. Much of that is because of the kind of work that we were doing, full-time work, managing full-time office work, as well as family and volunteering. You just have to really budget your time to make sure you can get everything done in the day or in the week. But now we have all this time on our hands, and so we're actually practicing how to savor our time. And so we often remind each other, 'No, no, no, we need to slow down.' So we take Amtrak to travel across this country instead of flying. Or we remind each other. 'Let's arrive early at an event so we can have a chance to chat with people ahead of time. Or let's spend a couple extra days with family instead of flying home quickly. Or let's drive the slow route from Kansas to Iowa, taking the back roads and not going through any major cities and going on no major highways. Let's try going the slow route.' So we're kind of practicing how to slow down and savor life. So those are some things that we're trying to do. It's hard. It's hard work." On Identity in Retirement Steve: "Since kindergarten, we've had some sort of identity tied to this external determining force. But beyond that, I worked at The Wall Street Journal for 38 years and in journalism all that time, and it was such a determining force that stepping away from that left this vacuum. And in my own identity, I think we wrote in the article about how I have this notification that comes up on my phone right before 9:00 AM every Monday that reminds me to join the conference call for my group's meeting at The Wall Street Journal, and I haven't worked there for more than a year, and I somehow can't turn that off. It reminds me there's one little vestigial connection to my old identity as a journalist and the people that I worked with and the work that we did. It's hard for me to separate from that. And I look around and I'm a little envious of other retirees who seem to have switched over into a new identity, whether that be grandparents or whether that be whatever their identity is." Karen: "So I find that I still need a professional identity. And for 40 some years I was a teacher kindergarten through fifth grade, as well as being a teacher educator,

  What's on your reading list?  Check out our interesting Books About Retirement. ________________________ Can four questions unlock the pathway to a great year for you in 2024? I've found these four simple questions to be powerful guides in planning clearly for the year ahead. Grab a pen, a blank sheet of paper, your favorite beverage ( but maybe not more than one...) and take 30 minutes in a place where you won't be distracted, Capture your bullet point thoughts and see what emerges for you. More - What do you want to do more of next year? Less - What do you want to dial back next year? Start - What new things do you want to start? Stop - What to you want to stop doing that's holding you back? Now review your thoughts and create a one page Action Plan for 2024. Using Schedule Send, create and email to yourself quarterly or monthly to help keep you on track - and/or share your plan with someone who can be an acccountability partner for you. Want to share your list? Email me your list to be covered in a future podcast episode. ________________________ Podcast Episodes You May Like Tiny Habits Can Lead to Big Changes – BJ Fogg The Joy of Movement – Kelly McGonigal Design Your Life and Get Unstuck – Dave Evans The Mindful Body - Ellen Langer ________________________ Want to Start the New Year Right? Build the Right Habits – Fast Start program – Starts January 5th – 3 One Hour sessions Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th Take the first step. Sign up today! _________________________ About The Retirement Wisdom Podcast I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms. Be intentional about your next phase. Design it. ________________________________ About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.  

Planning to retire? Check Out Our Best Books About Retirement ____________________________ Retirement is one of life's most challenging transitions. But can it be made easy? Gary Poier thinks so. He's the author of Make Retiring Easy: How to Create the Best Retirement Life for Your Clients. He joins us to explain how. ____________________________ Make 2024 a Great Year! Build the Right Habits – Fast Start program - Starts January 5th - 3 One Hour sessions Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th Take the first step. Sign up today! ________________________ Podcast Episodes You May Like Retire Happy – Dr. Catherine Sanderson Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland When Will You Flip the Switch? – Dr. Barbara O’Neill What Are The Keys To A Successful Retirement? Fritz Gilbert _______________________ Bio Gary Poier is the author of Make Retiring Easy: How to Create the Best Retirement Life for Your Clients. As a financial planner, Gary approached retirement planning from the financial perspective.  However, he often found that many of his clients were unable to tell him what they wanted to do with their lives in retirement.  He believes that, as a trusted advisor, your financial advisor should want to help you figure out how to make your retirement all you want it to be and be the best time of your life. To do so requires thinking about retirement from as many different perspectives as you can so that you are able to uncover the potential retirement is offering. Make Retiring Easy lays out a system for looking at retirement from 30 different perspectives. Gary was an Investment and Retirement Planner with RBC Wealth Management. In April 2013, Gary left the financial services industry to create his second act - Aspire Personal Achievement Inc. _______________________ For More on Gary Poier Make Retiring Easy: How to Create the Best Retirement Life for Your Clients _________________________ Retire Smarter. Don’t Miss An Episode Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio  | TuneIn | RSS ___________________________ Wise Quotes  On Retirement "How do you want your relationships to grow and evolve over the course of your life? Because the relationship you have with your own children or your own parents or grandchildren, it's going to change as you age. And then how do you want your lifestyle to change and evolve over time? Because as I mentioned with my parents, they couldn't do later in life what they could do earlier in life. So you have to be aware. You have to be aware that your lifestyle is going to change and how it's going to change." _____________________________ About Retirement Wisdom I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen.  It takes more than a vision. It takes imagination and practical ideas you can test and refine. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. _________ About Your Host Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are makin...

Retirement, like many things in life, is a balancing act. There are some daunting challenges to solve and practical realities to face - and you'll ignore them at your peril. But you don't want them to limit your aspirations or put a damper on imagining what's possible in this next phase of life. So, how are people thinking about retirement these days? And what can pre-retirees learn from the experience of those who've already retired? The Transamerica Institute and Transamerica Center for Retirement Studies recently surveyed over 4,650 people in the US, with a sample comprised of 58% pre-retirees 50+ and 42% retirees, on their views on retirement. We're glad to have Catherine Collinson return to The Retirement Wisdom Podcast to share the findings and her insights. Catherine Collinson joins us from Los Angeles. _________________________ Bio Catherine Collinson is CEO and president of nonprofit Transamerica Institute and Transamerica Center for Retirement Studies. Catherine is a retirement and market trends expert and champion for Americans who are at risk of not achieving a financially secure retirement. She oversees all research and outreach initiatives, including the Annual Transamerica Retirement Survey. With more than two decades of experience, Catherine is a nationally recognized voice on retirement trends. Catherine is regularly cited by top media outlets on aging and retirement-related topics, speaks at industry conferences, and authors articles in leading industry journals. She has testified before Congress on matters related to employer-sponsored retirement plans among small business, which have featured the need to raise awareness of the Saver’s Credit among those who would benefit most from the important tax credit. She co-hosts ClearPath: Your Roadmap to Health and WealthSM podcast on WYPR, Baltimore’s NPR news station. In 2018, Catherine was recognized an Influencer in Aging by PBS Next Avenue for her work in continuing to push beyond traditional boundaries and change our society's understanding of what it means to grow older. In 2016, she was honored with a Hero Award from the Women’s Institute for a Secure Retirement (WISER) for her tireless efforts in helping improve retirement security among women. In 2015, Catherine joined the Advisory Board of the Milken Institute’s Center for the Future of Aging. Catherine is employed by Transamerica Corporation. Since joining the organization in 1995, she has held a number of positions and has identified and implemented short- and long-term strategic initiatives, including the founding of the nonprofit Transamerica Institute and its Transamerica Center for Retirement Studies. Prior to her employment at Transamerica, Catherine spent nearly a decade at The Walt Disney Company, serving in information services and business planning posts. Catherine earned her bachelor’s degree in British and American literature at Scripps College, Claremont, California, and her master’s of business administration at the University of California, Irvine. __________________________ For More on Catherine Collinson Life in Retirement: Pre-Retiree Expectations and Retiree Realities __________________________ Is 2024 your year? Resources for a strong start: Build the Right Habits – 3 Week Fast Start program - Starts January 5th Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th Take the first step. Sign up today! ________________________ Podcast Episodes You May Like The New Age of Aging – Maddy Dychtwald What’s Your Plan B? – Jennifer Schoonmaker-Dasch Independence Day – Steve Lopez The Unretirement Life – Richard Eisenberg __________________________ Wise Quotes On How People Are Viewing Retirement "The good news is people love retirement, and when we ask about word associations, they're twice as likely to cite positive words than negative words.

Make Next Year a Great Year! Build the Right Habits - 3 Week Fast Start programStarts January 5th Design Your New Life in Retirement - 6 sessions over 12 weeks - starts January 25th Take the first step. Sign up today! _______________________ What's missing from your plans for retirement? What if two simple words could expand your thinking and bring new possibilities and a sense of adventure to your retirement? Roberta Sawatzky's book What If...? Finding New Adventures Through Life’s Obstacles, tells the story of how those two words transformed how she was thinking about a research project, turning it into an opportunity to live in two other countries and experience different cultures. Later, those same two words were the catalyst for innovative solutions and resilience when unexpected adversity arrived. Roberta joins us from British Columbia. ________________________ Bio Roberta Sawatzky is a business owner, professor, blogger, and avid traveler with a special interest in leadership in remote and hybrid teams. Originally from Bangor, Northern Ireland, travel has always been a major part of her life, with her family taking many sojourns throughout Europe during her youth. Her experience of childhood immigration to Canada would solidify her interest in cross-cultural contact, international travel, and processes of immersion and assimilation. She continued to nurture this interest in both her personal and professional lives, taking many trips for pleasure with family and friends as well as pursuing international research into the characteristics of remote workers, blogging all the while. When her husband was diagnosed with end-stage renal failure and they were forced to adjust their plans for an extended European trip accordingly, Sawatzky knew she wanted to share their story honestly and openly, providing a vulnerable and inspiring account of their trip. With tenacity and resilience— and perhaps a bit of old-fashioned Irish stubbornness—any challenge, she insists, can be met. Sawatzky lives with her husband in Kelowna, BC, where together, they enjoy reading, biking, walking, and winery and café-going. ___________________________   Check out our Best Books on Retirement   ___________________________ Podcast Episodes You May Like Inward Traveler – Francine Toder PhD Design the Long Life You Love – Ayse Birsel An Artful Life – John P. Weiss Learning is a Lifetime Sport – Tom Vanderbilt ___________________________ Retire Smarter. Don't Miss An Episode Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio  | TuneIn | RSS __________________________ For More on Roberta Sawatzky What If...? Finding New Adventures Through Life’s Obstacles ___________________________ Wise Quotes On Just Doing It "Nike did it well with their slogan. Just do it. Don't ever get to the point where you figure you're too old, you're too poor, you're too tired, you're too anything. We've got a lot of living to do. Once you hit your sixties, it's not like, okay, I've got five more years left and that's time to go. We've got a lot of living to do, a lot to contribute and to live life through the eyes off. Life is an adventure and there's still so much for me to do. I may have to do it differently. I may need to do it a little bit slower, but there's so much to do, whether it's in your own community where you live or traveling abroad, but just don't get to the point where you figure that's it. That's all there is to life." On Curiosity "Ask questions, be curious. Never stop being curious. Never stop asking questions and just be open to embrace whatever comes along. And instead of saying no, it won't work, consider thinking, okay, well what if we change this? Or what if we change that and just live life?" On Gap Years “I kind of joke around a little bit about young people between high school and university. They take a gap year.

Graduating from full-time work next year? Join our Design Your New Life in Retirement group program starting on January 25, 2024. Learn more and Register soon | Limited to 10 participants ______________________ Is your 401(k) better prepared for retirement than you are? The Retirement Wisdom Podcast helps retire smarter by preparing well for life in retirement.  Catch up on the best of our recent retirement podcast conversations on how to edit your life; mindfulness and health; what we can learn from super-agers; elder justice; the new age of aging - and what the first two years of retirement are really like. ________________________ Listen to the full conversations: Edit Your Life – Elisabeth Sharp McKetta The Mindful Body – Ellen Langer The Big 100 – William J. Kole The Measure of Our Age – MT Connolly The New Age of Aging – Maddy Dychtwald Life After Work – Brian Feutz _________________________ Podcast Episodes You May Like Best of 2023 – Part Two Best of 2023 – Part One The Very Best of 2022 The Best of 2021 – Retirement Wisdom ________________________ About Retirement Wisdom I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen by accident.  It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms. About Your Podcast Host  Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy

  Don't put it off: Design Your New Life in Retirement Group Program Register here ______________________ Last week before heading off on a family vacation in Colorado, I was reminded of the power of a deadline. Getting things done before vacation is one thing, but are there things you really want to do but are putting them off? Jodi Wellman, author of  You Only Die Once: How To Make It To The End With No Regrets, discusses how to leverage the power of  temporal scarcity, and offers practical advice on how to break out of autopilot to live more fully.  Jodi Wellman challenges us to confront our mortality head-on and use it as motivation to live more purposefully. Her work combines insights from Positive Psychology and her personal experiences, with a refreshing take on how awareness of death can actually enhance our lives. You'll want to try out Jodi's Life Calculator and discover how to "live like we mean it." Jodi Wellman joins us from California. ___________________ Bio Jodi Wellman is a former corporate executive turned executive coach and the author of You Only Die Once: How To Make It To The End With No Regrets. She has a Master's in Applied Positive Psychology from the University of Pennsylvania, where she is an instructor in the Master's program and a trainer in the world-renowned Penn Resilience Program. She is a Professional Certified Coach with the ICF and a Certified Professional Co-Active Coach from CTI. She has coached and spoken with clients like American Express, Fidelity, pwc, Royal Bank of Canada, BMW, and more, and runs her own business, Four Thousand Mondays. She lives between Palm Springs and Chicago with her husband and cat, Andy. _________________________ For More on Jodi Wellman You Only Die Once: How To Make It To The End With No Regrets Website Life Calculator _________________________ Podcast Episodes You May Like Edit Your Life – Elisabeth Sharp McKetta Happier Hour – Cassie Holmes, PhD The Wisdom and Wonder of Uncertainty – Maggie Jackson The Portfolio Life – Christina Wallace __________________________ Wise Quotes On The Value of Deadlines "And it's all about how when we are made aware, consciously, we focus on the ending of something that is temporary or rare, like a limited time only thing. Well, our perception of its value definitely increases. If we knew we would live forever, which sometimes is a fantasy. And to be honest, other than it sounding exhausting, if we knew we were going to live forever, we would never take action on anything because there'd be no real literal deadline. You'd just say, Yeah, I'll go and take that college course maybe like in the next thousand years, because you could do it. But we'd never get anything really done. We unfortunately need the deadline and it can be a bummer, but it's the activating force that can help us to get going on our dreams and our intentions." On the Life Calculator "So my company, I called 4,000 Mondays, because we roughly get 4,000 weeks, with the math of working backwards. First of all, if you want to calculate how many Mondays you have lived so far, good for you. And let's celebrate those years and Mondays. That's amazing. But more importantly, what do you have left? So for example, I know I have 1,814 left if I live an average female life to 83. Men live till an average of 78, at least in the US to make this a localized calculation. And the math would be that you take either the 83 or the 78 or 80 if you don't identify with other gender, and minus your current age, and then multiply by 52. And that number is designed to make you go Oh!" On Identity & Purpose in Retirement "Identity is a real thing. A lot of people will end up re-evaluating life in a new retirement or even, have been in retirement for a while. and say, it actually gives me such delight to know that my purpose is to just be a really good grandfather or I'm the best dog parent there is,

What If You Build the Habits You Want Next Year? Join our 3 week Habits group program and get 2024 off to a great start! Learn More     |     Register Here _________________________ Planning for your retirement? You'll be crafting a new story - the story of your future. Jeanne Lambin shares how storytelling and improv can help you bring imagination to planning your next chapter - and tells us about her program 11 Minute to Mars. Jeanne Lambin joins us from Chicago. _________________________ Bio Jeanne Lambin is a coach, trainer, facilitator, and storyteller. Her professional life and coaching practice have centered around helping individuals, groups, and organizations, find, tell, and live better stories. Intentional storytelling is an essential part of the life-design process because stories help us to make sense of our lives, the world, and our role in it. They help us name the change we want to bring. To help people discover and inhabit these stories of transformation, she creates carefully designed workshops, training, and coaching experiences nested in applied improvisation, storytelling, and creative experimentation. _________________________ For More on Jeanne Lambin Website 11 Minutes to Mars _________________________ Podcast Episodes You May Like The Mindful Body – Ellen Langer The Power of Fun – Catherine Price Learning is a Lifetime Sport – Tom Vanderbilt Design Your Life and Get Unstuck – Dave Evans _________________________ Retire Smarter. Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio  | TuneIn | RSS ________________________ Wise Quotes On Possibilities "So one thing I sometimes do, rather than making a to-do list, is I make a list of things that are possible. And this can be anything from a practical thing of go for a walk to wildly impractical, buy a train ticket, buy a plane ticket, fly somewhere remote. And The Story Spine is actually a great way to combine these two things. So the reason why I make a Possible List is that it's very easy to forget both in a rather mundane way what's possible with all the choices that we have available to us, even though sometimes it might not feel like we have choices. And then also those wild things that we might not ever get, but kind of help that aspirational heart or that possible heart stay alive...So making that list of possibility is a way to keep that spirit alive and then coupling that with The Story Spine. So you take something from your possible list and then you go through once upon a time and every day, but one day. And because of that, and because of that, and because of that, until finally and ever since then, and you can write a little story about what would happen if this possibility became an actuality." On 11 Minutes to Mars "It's amazing how much and how little can be accomplished in just 11 minutes. But one of more interesting things that I've accomplished in 11 minutes is I've made an entire painting of an owl. So I did about a three foot, actually, yeah, about a two foot by three foot painting of an owl. I was on an owl kick for a while. I have sent emails that I have been putting off, sending for years, and finally just decided that this is the time that I'm going to do it. I have worked on writing chapters of a book that I'm working on. I've just decided that I want to send nice messages to a few friends and just say, Hey, I'm super happy that you're in my life. I appreciate you. I have also done absolutely nothing where I've taken 11 minutes and just decided that I'm not doing anything. And it's wonderful - and it's horrible. And it's also, I found when I have a list that feels overwhelming in the things that I need to do, that taking that 11 minutes just to pause and just to say, I can stop this. Maybe not forever because that's not practical, but I can just take a pause and I cannot fill it with action.

Retire Smarter. Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio  | TuneIn | RSS _________________________ Let's face it. Retirement isn't for everyone. A notable percentage of people return to work within the first five years of retirement. But what's the pathway back? Here's one that may not be on your radar. Savvy organizations who need experienced talent have created returnship programs targeting people who are returning to work following a career break. While these programs primarily have focused on mothers re-entering the workforce, some include people returning from caregiving, medical issues and retirees.  Shay Baker of Return Utah joins us to discuss how to return to work from a career break - for any reason.   Shay Baker joins us from Utah. _________________________ Bio Shay Baker is the proud overseer of Return Utah, the first public career reentry program in the country. Working alongside Lt. Governor Deidre Henderson, Baker is responsible for Return Utah’s development, continued innovation, programming, and marketing for Utah state agencies, public/private partners, and returnees.   Baker is a returner having participated in Return Utah’s inaugural cohort. She has since presented to many of the nation’s lawmakers at the Council of State Governments, and has been featured in publications by iRelaunch, the Wall Street Journal, NPR, the Society of Human Resource Management, and Pew Charitable Trusts.   Prior to her 8-year career break, Baker worked as a television news reporter and producer for KTVX and KSL-TV in Salt Lake City. She holds a bachelor’s degree in Communication from Weber State University and lives in Layton, Utah with her husband and three daughters. ___________________________ For More on Shay Baker Return Utah ___________________________ Mentioned in This Podcast Episode iRelaunch ___________________________ Make Next Year Your Best Year - with the Habits You Want! Start small, but start smart. "You are what you repeatedly do." Join our 3 week Habits group program and get 2024 off to a great start! Learn More     |     Register Here ___________________________ Podcast Episodes You May Like The Power of Reinvention – Joanne Lipman Purpose and a Paycheck - Chris Farrell Why Are People Unretiring? – Nicole Maestas Working Longer – Scott MacKillop ____________________________ Wise Quotes   On Returnships "The pandemic has really caused sort of a small explosion in career reentry or return to work programs. And we know that that's because so many jobs were lost at the height of the pandemic, especially among women and particularly marginalized women. And so while Returnships and career reentry return to work programs did exist prior to the pandemic, and they were growing slowly and steadily prior to the pandemic, the pandemic brought about this need for employers to basically acquire talent and particularly diverse talent. So a lot of organizations looked to these career re-entry, return to work models to try to appeal to people, particularly women."   On Returning to Work "We have individuals who've returned to the workforce after taking breaks to enhance their education, to start businesses, to volunteer, to run for political office. So re-entry for them is going to look different. Maybe you're not running your own company, but you're doing something that someone else is asking you to do, which comes with some adjustments. And we also have illness related career breaks, either caring for an elderly loved one or a child who may have been sick battling your own illness. And those come with an extensive amount of adjustments regardless of your reason."   On Taking the Leap "First and foremost, just do it. Don't think too much. Just do it. If you think too much, you're going to back out.

Make 2024 a Great Year! Start small, but start smart. Build the new habits you want. Join our 3-week small group program in January and get 2024 off to a great start! Learn More     |     Register Here ______________________ Our thoughts often turn to gratitude during the week of Thanksgiving. What if we lived with gratitude the whole year? Kristi Nelson and Glenn Fox know how to do that - and why it's beneficial for you and others. They share their wisdom on gratitude with us in this Best of The Retirement Wisdom Podcast episode. Listen to the full podcast conversations on gratitude: Are You Living Gratefully? – Kristi Nelson The Gift of Gratitude – Glenn Fox ______________________ Takeaway - Three Blessings Exercise: https://ggia.berkeley.edu/practice/three-good-things ______________________ Bios Kristi Nelson is the Executive Director of A Network for Grateful Living (gratefulness.org).  She’s also the author of Wake Up Grateful: The Transformative Practice of Taking Nothing for Granted. Kristi has spent most of her adult life in non-profit leadership, fundraising, and organizational development. In a wide variety of roles, she has helped to lead, fund, and strengthen organizations committed to progressive social and spiritual change. In 2001, Kristi founded a values-based fundraising consulting and training, and leadership coaching business, and in this capacity worked with organizations such as the Institute for Jewish Spirituality, Buddhist Peace Fellowship, Spirit in Action, Wisdom 2.0, and The Center for Contemplative Mind in Society. During this time, she was also founding Director of the Soul of Money Institute with Lynne Twist, Director of Development at Kripalu Center for Yoga and Health, and Director of Development and Community Relations for the Center for Mindfulness in Medicine, Health Care, and Society. Kristi received her BA from UMass/Amherst, a graduate certificate in Business and Sociology from Boston College, and her Master’s in Public Administration (MPA) with a concentration in Leadership Studies, from Harvard University. Kristi is a stage IV cancer survivor who feels blessed to work with her beloved colleagues in sharing the gifts of gratefulness with people around the world. She lives in Western MA with her family, and gives thanks every day to be surrounded by the glories of the natural world and a vibrant, loving community. ________ Dr. Glenn Fox is a faculty member at the University of Southern California’s Lloyd Greif Center for Entrepreneurial Studies, in the Marshall School of Business. His current projects focus on neural systems for emotion regulation, high stakes training, and developing entrepreneurial mindset skills in founders and business leaders. Glenn received his Ph.D. in Neuroscience from USC, where he focused on the neural correlates of gratitude, empathy, and neuroplasticity. Following graduate school, he started a company, Ph.D. Insight L.L.C., which focused on providing data science consulting for small businesses and early-stage startups. Prior to joining Marshall as a faculty member, Glenn led the Performance Science Institute at USC where he worked with the United States Marine Corps, Army Research Laboratories, Seattle Seahawks, and numerous Olympic athletes and Fortune 500 companies to examine the role of mindset in business and high stakes pursuits. Currently, Glenn is the Director and Founder of the USC Found Well Initiative which aims to understand and promote entrepreneurial mindset in founders and business leaders. He also serves as a Principal Investigator at the USC Sensorimotor Assessment and Rehabilitation Training in Virtual Reality Center (SMART-VR) and a fellow of the Brain and Creativity Institute. Outside of USC, Glenn serves as the Chief Science Officer of the C4 Foundation, which serves to strengthen and protect Navy SEAL families. Glenn is also currently on the advisory board of the Flow Rese...

Make Next Year Your Best Year! Start small, but start smart. Join our 3 week Tiny Habits group program and get 2024 off to a great start! Learn More     |     Register Here _________________________ How much critical thinking are you bringing to your retirement planning?  And not just with your investments, but on how you'll invest your time in retirement. Critical thinking can help you avoid distractions, make smart choices and chart your own course in your retirement life. Dennis Torres shares his lessons from a varied career and from six years in retirement. He joins us from Malibu, California. _________________________ Bio Dennis Torres is a skilled, talented mediator, arbitrator and negotiator who is committed to serving the best interests of all parties. He has successfully settled and negotiated thousands of disputes and contracts throughout his professional career. More than 30 years of business experience enables Torres to quickly identify the key issues of any dispute, separate the conflict from the personalities and pragmatically work toward resolution. Additionally, he brings a high degree of integrity and creativity to the process, often being praised for his “out of the box” solutions. A daily meditator since the mid 1970s, it is easy for Torres to remain centered, focused and neutral while being firmly committed to resolution. His style utilizes a full range of facilitative, evaluative, distributive and transformational methods as best suited for the individuals and the uniqueness of each challenge. While varying the process to fit the parties and the dispute, typically he will first caucus with counsel for both sides, followed by a joint session with all parties, then individual caucuses with each disputant and their attorney. His success rate is among the highest in the industry and his solutions among the most satisfying. Torres received his formal training in dispute resolution from Pepperdine University’s School of Law, Straus Institute for Dispute Resolution, which is rated number one in the country.  He has both a Master’s Degree in Dispute Resolution and a Professional Graduate Certificate in Dispute Resolution. Additionally, he is a graduate of The Fashion Institute of Technology, New York where he earned a degree in industrial engineering.  He also studied law at LaSalle University before being assigned duty with the United States Air Force in Vietnam. In 2006, he completed the PON at Harvard Law School. In addition to his private practice, Torres served as an adjunct professor of negotiation and dispute resolution for Pepperdine University and as a mediator for the Center for Conflict Resolution (CCR), the California Academy of Mediation Professionals (CAMP), the Arbitration, Mediation & Conciliation Center (AMCC), the State of California Superior Court in Ventura County and Los Angeles County, and the Courts of Malibu, Santa Monica and Van Nuys, and as both a mediator and arbitrator for the National Association of Securities Dealers (NASD). He had been professionally associated with Pepperdine University util his retirement. __________________________ For More on Dennis Torres Website __________________________ Retire Smarter: Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio  | TuneIn | RSS __________________________ Podcast Episodes You May Like The Power of Saying No - Vanessa Patrick, PhD Life After Work – Brian Feutz Purpose Driven Retirement – Jet Vertz Independence Day – Steve Lopez __________________________ Retiring?  Check out our recommended Best Books on Retirement with short summaries. It's not a just a list - and not just typical titles... ___________________________ Wise Quotes On Critical Thinking & Retirement "Critical thinking is important in all aspects of life, but what it means is to start thinking why we believe what we do.