Explorez tous les épisodes du podcast The Retirement Café Podcast
| Titre | Date | Durée | |
|---|---|---|---|
| 190: A Retirement Well Spent - Lessons from 4,000 Weeks with Oliver Burkeman | 27 Aug 2024 | 00:36:07 | |
I'm thrilled to have with us a guest whose work has profoundly shaped the way we think about time, productivity, and living a meaningful life. Oliver Burkeman is a renowned British journalist, author, and former columnist for The Guardian, best known for his groundbreaking book 4,000 Weeks, Time Management for Mortals. I loved this book and am honoured that Oliver joined me to share his story and research, and to introduce his latest book, Meditations for Mortals - Four Weeks to Embrace Your Limitations and Make More Time for What Counts, which has sparked a global conversation about the finite nature of our lives and how we can make the most of our limited time, especially as we enter the later stages of life. We chat about how life’s too short to wait for the “right” moment, especially for retirees and soon to be retirees, and Oliver urges us to live meaningfully now—not later. After all, time is finite. USEFUL LINKS Oliver’s website: https://www.oliverburkeman.com/ ✔️ Subscribe to my Channel here ➡️ https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 🎙️ Subscribe to The Retirement Café Podcast here ➡️ https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. 📘 Buy my new book, The Retirement Café Handbook – Nine Accelerators for a Successful Retirement: https://amzn.to/3VDCegl 👉 Get my weekly newsletter: https://bit.ly/MFPNews ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! | |||
| 189: Embrace Ageing with the Retirement Rebel | 13 Aug 2024 | 00:26:55 | |
Approaching retirement and frustrated with her job, Siobhan Daniels made a big decision: to start living life on her own terms. Rather than feeling broken, voiceless and hiding from life’s challenges, she took early retirement, swapped her possessions for a motorhome, and drove off to find them. ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! | |||
| 180 My must-reads for the summer | 18 Jul 2023 | 00:34:55 | |
Reading is a huge passion of mine as I am really interested in the insight of others. I love to learn about people’s stories and their lives. I’m driven to read due to a fascination of people’s journeys. In this episode I am sharing with you my must reads for this summer, in my view these books are interesting, insightful and provide much food for thought – I hope you will agree! I have also suggested some YouTube videos & podcasts, both are a valuable resource to me and provide access to some great minds and points for discussion. So lay back on your sun lounger and enjoy working your way through my recommendations, and don’t forget to let me know what you think. You can email me at hello@theretirementcafe.co.uk or use the links below to connect. USEFUL LINKS How They Succeeded Life Stories of Successful Men Told by Themselves, by Orison Swett Marden (98p on Kindle) https://amzn.to/46q0t50 The Path of Least Resistance: Learning to Become the Creative Force in Your Own Life, by Robert Fritz (on Audible) - https://amzn.to/3Xu40uU A Man for All Markets: From Las Vegas to Wall Street, How I Beat the Dealer and the Market, written by Edward O. Thorp - https://amzn.to/3CRUEzJ Change Your Brain: Neuroscientist Dr. Andrew Huberman | Rich Roll Podcast, on YouTube: https://youtu.be/SwQhKFMxmDY Walter Isaacson Elon Musk Twitter Space FULL – Video on YouTube: https://youtu.be/-yhuiovST4A Steve Jobs: The Exclusive Biography, by Walter Isaacson - https://amzn.to/44j7V0x Leonardo Da Vinci, by Walter Isaacson - https://amzn.to/3Ny36sJ Practical Tax Planning For Property: Jargon-free advice for investors and developers, by Alan Pink - https://amzn.to/46qnswN The Essays of Warren Buffett: Lessons for Corporate America, by Lawrence A Cunningham, Warren Buffet - https://amzn.to/3NUiuRy Podcast: The Diary of a CEO with Steven Bartlett, on Apple Podcasts - https://podcasts.apple.com/gb/podcast/the-diary-of-a-ceo-with-steven-bartlett/id1291423644 CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. 📘 Download my book, Ready, Steady, Retire: 👉 Get my weekly newsletter: https://bit.ly/MFPnews ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! | |||
| 090 The Menopausal Mermaids | 28 Jul 2020 | 00:20:12 | |
The title of today’s episode – The Menopausal Mermaids – is possibly quite intriguing. To explain further I’d like to share with you a conversation I had with sea swimmer Nicole Morelli towards the end of April. Nicole joined me from Portrush, which is a small seaside town built along a mile long peninsula on the north coast of County Antrim, Northern Ireland. She is the founder of a sea swimming group called the Menopausal Mermaids and shares her story of why she created the group and what you can expect if you decide to take the plunge with Nicole and her fellow cold water swimmers. Take a listen here on episode 090 of The Retirement Café Podcast. | |||
| 089 Why understanding Mental Capacity is critical, with Professor Keith Brown | 21 Jul 2020 | 00:25:17 | |
Professor Keith Brown has spent a lifetime in the medical profession. Starting his career in paediatrics, Keith headed up the paediatrics intensive care unit at St. George’s Hospital in London. After a number of years he moved into academia and for the past 20 years he has led the National Centre for Post-Qualifying Social Work and Professional Practice (NCPQSW). Keith specialises in in mental health, mental capacity and the care and safeguarding of older persons. He also sits on a number of government advisory boards and has been called upon to provide guidance during the COVID-19 pandemic:
Professor Brown wrote the national guidance on Next of Kin and Lasting Powers of Attorney, as well as the national guidance on Advanced Decision to Refuse Treatment. In the first of two interviews, we chat about mental capacity, the role of the next of kin, lasting powers of attorney and how to ensure your wishes are followed in the event of tragedy at any stage of life. It’s a fascinating conversation with one of the most qualified professionals in the UK, so why not listen here on episode 089 of The Retirement Café Podcast. | |||
| 088 Becoming the ex-Fire Chief, with John Bonney | 14 Jul 2020 | 00:39:14 | |
I always love to hear your personal stories of transitioning into retirement, so I was delighted when listener Mary Dixon suggested her brother, John Bonney as a podcast guest. In late May I spoke with John and asked him about his long career in the fire brigade, which culminated in him being chief of Hampshire Fire and Rescue Service for 11 years. During this time, he also served as President of his professional body and in 2015 he was honoured with a CBE in recognition of his service to the public. On leaving the fire service after 33 years, instead of heading into retirement, John embarked on new business challenges that fulfilled his ambition of combining work and travel. John shares his story of how he transitioned successfully from a very high status role at work to being the ex-Fire Chief. He explains how having the right mindset allowed him to adapt and shares his tips on making a smooth transition to the next stage of life. It’s a fascinating conversation, so why not listen here on episode 088 of The Retirement Café Podcast. | |||
| 087 Are you being shortchanged on your State Pension, with Sir Steve Webb | 07 Jul 2020 | 00:24:32 | |
Sir Steve Webb is a renowned pensions commentator who served for 18 years as a Member of Parliament between 1997 and 2015, during which time he was Pensions Minister in the coalition government of David Cameron for 5 years. During his time at DWP he oversaw the successful implementation of automatic enrolment, helped design and legislate for the new State Pension and played a key role in the ‘pension freedoms’ introduced in 2015. Steve joins me to talk about all things pensions and in this episode we hone in on the history of the State Pension, changes implemented by Steve whilst in government, the challenges we all face when getting information about our State Pensions and Steve’s recent report that explores whether thousands of older women being short-changed on their State Pension. Steve explains who may be affected and what you can do if you think you are being short-changed. It’s a highly informative conversation, so why not listen here on episode 087 of The Retirement Café Podcast. | |||
| 086 Continuing to learn at The Open University, with Dr Liz Marr | 30 Jun 2020 | 00:25:27 | |
The Open University is 51 years old and continues to pursue its mission of being open to people, to places to methods and to ideas. It’s openness comes from enabling people to access study very flexibly, without any entry requirements. For many people, learning a new skill or studying something that’s always been of interest is a really important part of what makes for a successful retirement. So I am delighted to welcome Dr Liz Marr, Pro Vice Chancellor for students at the Open University, to the podcast. We chat about what the OU offers, to whom and how to get involved. There is a vast array of free content available on the Open Learn website and there are even virtual microscopes to study in virtual laboratories for Science qualifications! Liz was herself a mature student and has over thirty years’ experience in UK higher education – in teaching, student support and partnership work. She is also co-author (with Rachel Forsyth) of ‘Identity Crisis: Teaching in Higher Education in the 21st Century’. It’s a fascinating conversation, so why not listen here on episode 086 of The Retirement Café Podcast. | |||
| 085 Navigating your personal financial life, with Simonne Gnessen | 23 Jun 2020 | 00:26:38 | |
Simonne Gnessen helps people navigate the journey of their personal financial life. As a money coach and a financial life planner with a company called Wise Monkey Financial Coaching, Simonne helps people build better relationships with money to feel more confident and in control of their finances. She is also co-author of Sheconomics. Simonne joined me to chat about the work she does, the ways in which she has helped a number of clients and the benefits people have experienced in their financial – and broader – lives. She brings a range of expertise from non-regulated financial planning, life planning and coaching and is also now working with previous guest Chris Budd on a wellbeing initiative. Listen here on episode 085 of The Retirement Café Podcast. | |||
| 084 Why emotional intelligence matters, with Anne Beaulieu | 16 Jun 2020 | 00:40:10 | |
I am really pleased to share with you this week my conversation with emotional intelligence coach and author, Anne Beaulieu. Emotional intelligence is term you may be very familiar with, but for many of us, it’s a term that’s often misunderstood. Anne explains how she discovered the importance of emotional intelligence in her life and how she now helps others to appreciate how high EQ can help them become more contented, fulfilled individuals. She has worked a lot with women to remove the guilt and shame experienced as they build successful businesses, allowing them to build their business with passion, with focus and with intentionality. Anne explains how we can help ourselves and our children or grandchildren to understand our relationship with money and how that influences our behaviours. It’s a fascinating discussion about the impact our money experiences and associated feelings have upon how we interact with loved ones and treat ourselves. Listen here on episode 084 of The Retirement Café Podcast. | |||
| 083 Preparing your family to inherit by bridging generations, with Amy Castoro | 09 Jun 2020 | 00:28:55 | |
Passing on our wealth and our assets to our loved ones is an important part of retirement planning, and one we’ve discussed on the podcast before. In episode 59 I spoke with Lisa Snyder from the Institute for Preparing Heirs about how to avoid the old adage of shirtsleeves to shirtsleeves in 3 generations and why this phenomenon comes about. This week I am delighted to share with you a conversation I had recently with Amy Castoro who is President and CEO of the ‘The Williams Group’. We chatted about the importance of having family unity when it comes to planning how best to pass on our wealth and how to have the difficult conversations around money – especially in times of social distancing when face to face conversations become even more difficult. Listen here on episode 083 of The Retirement Café Podcast. | |||
| 082 Getting one million women walking | 02 Jun 2020 | 00:28:20 | |
Heather Waring is on a mission to get ‘One million women walking’. She says that ‘Walking makes her soul sing’ and that she wants to help others experience the positive impact that walking has had upon her life. In 2009 Heather founded the ‘One million women walking’ Facebook group and wants to get people connecting over a shared love of walking and ultimately talking about what walking gives to them. Heather discovered the mental health benefits of walking after a difficult time in her life and wants others to experience the same benefits. She is also a coach, author and speaker. We had our conversation in mid April during the coronavirus lockdown, so discussed the implications on walking during this challenging time. Listen here on episode 082 of The Retirement Café Podcast. | |||
| 081 Being there when the storm comes in, with Carl Richards | 26 May 2020 | 00:59:05 | |
With a great deal of uncertainty during the coronavirus pandemic, many people have unanswered questions concerning their finances, their retirement and life in general. So we ran a series of virtual Retirement Café coffee mornings and invited special guests to share their expertise to help people feel more informed at this challenging time. On 1st May I welcomed New York Times’ columnist and author Carl Richards. Through his simple sketches, Carl makes complex financial concepts easy to understand. Carl shared his story, how ‘The Sketch Guy’ column arose and why his simple sketches are so powerful. Carl has learned that our coded behaviour often works against us in our financial lives and aims to help raise the profile of Real Financial Planners who act as guides to ensure their clients align their capital to what’s most important to them. He believes – like me – that planners should be there when the storm comes in to help investors navigate turbulent times and change routes if necessary, not defend an outdated map. Listen here on episode 081 of The Retirement Café Podcast or watch the whole video on You Tube. | |||
| 179 Pension income options – Annuity versus Drawdown | 04 Jul 2023 | 00:23:51 | |
As a highly regarded financial adviser and an industry expert with over 30 years’ experience, Billy Burrows first joined me in 2019 to chat about all things to do with annuities. Since we last spoke the annuity landscape has changed significantly and has become harder to beat as a solution for pension income. So, I welcome Billy back to talk about the pros and cons of buying an annuity versus entering pension drawdown to help you decide the best way to provide an income in your retirement. Billy believes that many people are unknowingly throwing income down the drain due to a lack of understanding. Intuitively people may think that drawdown is the “best thing since sliced bread”. But, in reality, and especially now that interest rates and bond yields have increased, an annuity is actually a very hard act to beat! Listen here to find out why this is the case! USEFUL LINKS CONNECT WITH ME 📘 Download my book, Ready, Steady, Retire: 👉 Get my weekly newsletter: https://bit.ly/MFPnews ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! | |||
| 080 Travelling solo in retirement, with Janice Waugh | 19 May 2020 | 00:30:10 | |
Have you ever considered travelling solo? Maybe you’re a dab hand at it and have been travelling alone for many years. Or maybe you’re just considering taking your first trip. It can feel daunting to take that first trip alone. Well help is on hand from Janice Waugh. Janice lives in Toronto and she is the go-to authority on the topic of solo travel. In 2009 she founded Solo Traveler a website she conceived of based upon her own need for better information about travelling alone and she’s here to tell us more about it. She joins me to share her advice on what to consider when travelling solo, what to expect and steps you can take to depart with confidence.
Give-away We also have a give-away of three free Wits and Wonders Travel Courses. The first 3 people to email us with the correct answer to this question will win: What’s the name of Lesson 2 in the course? This is the second episode in our series on travelling. If you missed my chat with Gary Bembridge of Tips for Travellers you can listen here. Listen here on episode 080 of The Retirement Café Podcast. | |||
| 079 Understanding our behavioural biases, with Neil Bage | 12 May 2020 | 00:59:53 | |
We all have behavioural biases that drive our values and guiding principles. These ultimately impact how we show up in the world and the decisions that we make. Neil Bage is a specialist on the sub-conscious behaviours that drive our decisions and how to bridge complex theory with real world understanding. He helps people understand what’s going on inside their heads when they make decisions and is passionate about helping people make safe and informed financial decisions in particular. Neil joined me at a recent Virtual Retirement Café coffee morning and I would like to share our conversation with you on the podcast to help you navigate the current landscape and any decision making you are facing. Listen here on episode 080 of The Retirement Café Podcast. | |||
| 078 Tips for travelling and cruising | 05 May 2020 | 00:27:22 | |
I know that many of our clients enjoy their holidays, and in particular cruising, so I am delighted to welcome Gary Bembridge, author and founder of Tips for Travellers. Gary has travelled every month of every year for the past 25 years. Since 2012 he has been exclusively focusing on creating travel content including videos, audio podcasts, books and articles – specialising in cruising. Gary’s Tips for Travellers YouTube channel averages 2.5 million views every month, his podcast has had over 1 million downloads and his award-winning blog receives 170,000 visitors a year. Gary joined me to share insights from his vast experience of travelling and cruising across the globe. We also discussed the challenge for the travel industry during these uncertain times with the Covid-19 pandemic. This is the first in our series on Travelling in retirement. Listen here on episode 078 of The Retirement Café Podcast | |||
| 077 Staying healthy through your retirement years during the coronavirus | 28 Apr 2020 | 00:41:29 | |
I have chatted with a number of guests over the past 18 months about ageing well as it’s a topic that I know many of our listeners are interested in. This week’s interview is with someone who has a profound interest in ways via which we can improve the health and quality of life outcomes in older adults. Dr Jitka Vseteckova is a Senior Lecturer in the School of Health, Wellbeing and Social Care at the Open University. She is involved in a plethora of research projects and training courses, all focused on helping people stay healthy far into their retirement years. Jitka talks about the impact exercise can have in putting the daily stress we experience in to perspective. Against the backdrop of the Covid-19 pandemic, I thought it would be interesting to understand what steps older adults can take to stay fit and well at these challenging times. Listen here on episode 077 of The Retirement Café Podcast | |||
| 076 Giving today’s market volatility a historical context, with Abraham Okusanya | 21 Apr 2020 | 00:33:47 | |
If you are a regular listener to the podcast – firstly, thank you for joining me again this week – and secondly, you will probably be aware that the podcast is sponsored by Timeline App. Each week, I give a brief explanation of the TimelineApp software and how it helps financial planners like me bring your retirement journey to life and answer your big retirement income questions. But Timelineapp really comes into its own at this time of high market volatility, so I am delighted to welcome back to the show today founder and CEO of Timelineapp, Abraham Okusanya. I have known Abraham for a number of years and watched in admiration as he has continued to bring cutting-edge technologies to the financial advice market, become a published author and host the highly successful Science of Retirement Conference. Abraham is here today to help us understand the current stock market performance as a result of the coronavirus and put it into the context of historical events over the past 100 years. Listen here on episode 076 of The Retirement Café Podcast | |||
| 075 How to write the story of your life | 14 Apr 2020 | 00:21:03 | |
A recent survey revealed that one of the biggest regrets for millions of people in Britain was not asking more about their parents’ and grandparents’ lives. Bryher Scudamore found herself amongst these millions when her beloved mother, Peggy, died suddenly and unexpectedly from a heart attack. Reeling with the shock of realising her mother wasn’t invincible, Bryher realised as she was going through Peggy’s papers how much more there was to discover and desperately wished she had found out more during her mother’s lifetime. She vowed to try and help others to avoid making the same mistake and after 12 years’ research at the age of 60, she founded autodotbiography. Bryher – previously editor of ‘That’s Life!’ and BBC Online – joins me to explain how autodotbiography makes it easy for everyone to create a beautiful account of their life story, for their family, one that will be treasured for generations to come. Listen here on episode 075 of The Retirement Café Podcast | |||
| 074 Finding purpose in charitable work | 07 Apr 2020 | 00:29:27 | |
We’ve discussed the importance of finding purpose in retirement on a number of podcast episodes and today’s guest seems to have done just that. Since retiring three years ago, Mark Anness has become heavily involved in a charity dear to his heart. In our interview Mark shares the story behind his involvement in Myra’s Wells and the inspirational work the charity does building wells for villages in rural Africa. It was clear from our conversation that Mark gets a huge amount of satisfaction from working as Trustee. Listen here on episode 074 of The Retirement Café Podcast | |||
| 073 Why the best ideas don’t make rational sense, with advertising legend Rory Sutherland | 31 Mar 2020 | 01:03:24 | |
With a degree in Classics from Cambridge University, Rory Sutherland joined Ogilvy – one of the biggest global advertising agencies – as a graduate trainee in 1988. He worked as a copywriter and creative director for over 20 years, then became UK Vice Chairman in 2005. He is one of the most influential advertising professionals in the world today. As an expert in Behavioural Economics, Rory founded Ogilvy’s ‘behavioural science practice’, where he works with psychologists to look for ‘unseen opportunities’ in consumer behaviour – the very small contextual changes which can have an enormous effects on the decisions people make. He has delivered a number of TED Talks that have been viewed nearly 7 million times, and has published two books: The Wiki Man and Alchemy: The Surprising Power of Ideas which don’t make Sense. Rory joins me to chat about how the best ideas don’t make rational sense: they make you feel more than they make you think. Rory believes that the big problems we face every day could very well be solved by letting go of logic and embracing the irrational. He shares has vast experience from the world of advertising and how this applies to decisions that impact our retirement and our financial decision making. Listen here on episode 073 of The Retirement Café Podcast | |||
| 072 Life in my 90s, with Peggy Bastion | 24 Mar 2020 | 00:24:04 | |
Our wonderful next door neighbour, Peggy, is 91 years young. She joins me to share the experiences of her long life that have influenced how she lives today, in the second episode of our series about Longevity and Retirement. Peggy grew up on a farm, started work before turning 15 and married young. As a fitness fan, Peggy shares how keeping moving has helped her stay fit and well. She still does her morning exercises – including the plank! – , looks after her own garden and walks everyday. Peggy was waterskiing into her 70s! I ask Peggy about what she’s experienced during her lifetime, how she’s coping with the Coronavirus outbreak and what advice she would give to someone retiring today. Listen here on episode 072 of The Retirement Café Podcast | |||
| 071 Living through later life | 17 Mar 2020 | 00:20:09 | |
As life expectancies have increased, conceptions of retirement have evolved. With many people likely to live for twenty to thirty years beyond State Pension age (SPa), retirement is no longer simply a period of winding down at the end of your life. This shift has led more people to question what retirement is all about, whether they want to or can afford to retire, and if they do, how they want to spend their remaining time. Lauren Wilkinson joins me from the Pensions Policy Institute (PPI), an educational, independent research organisation with a charitable objective to inform the policy debate on pensions and retirement income provision, to discuss their findings from a recent study on Living through later life. In the first of our series on Longevity and Retirement, we chat about the experiences, risks and demographic characteristics associated with each of the three phases of later life. Listen here on episode 071 of The Retirement Café Podcast | |||
| 178 Tax Planning and Your Retirement, with Kurt Lee | 20 Jun 2023 | 00:46:11 | |
This is an information-packed episode! Kurt is a Partner at Lester Aldridge solicitors based in their Bournemouth office and heads up the Tax, Trusts, Wills and Probate team. Kurt was my first ever podcast guest at the Retirement Café back in 2018 and this is his third appearance. Today we are exploring tax and estate planning and how you can plan ahead in your retirement. In our conversation we chat about the challenge presented by delays at various Government departments and the steps you can take: -Registering Lasting Powrs of Attorney with the Office of the Public Guardian -Applications to the Court of Protection -Managing with delays to Probate -Dealing with HMRC. We also explore Inheritance Tax Planning, the difference between owning your property in joint tenancy or as tenants in common, and how to protect yourself from unscrupulous estate planning companies. USEFUL LINKS Get in contact with Kurt: https://www.lesteraldridge.com/our-people/kurt-lee-partner/ Kurt’s previous episodes on the podcast: 002 Avoiding Inheritance Tax traps: https://www.theretirementcafe.co.uk/episodes/kurt-lee 018 Make sure your estate qualifies for the Residence Nil Rate Band: https://www.theretirementcafe.co.uk/episodes/residence-nil-rate-band Search the Land Registry: https://landregistry.uk/title-documents CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. 📘 Download my book, Ready, Steady, Retire: https://wb198-89a1ad.pages.infusionsoft.net/ https://www.theretirementcafe.co.uk/ 👉 Get my weekly newsletter: https://bit.ly/MFPnews ⚠️ This podcast is for information and entertainment only. Nothing on this podcast constitutes financial advice. Please do not make any decisions based on the contents of my podcasts; seek professional independent financial advice first! | |||
| 070 Why we don’t follow money advice, with Dr Moira Somers | 10 Mar 2020 | 00:30:35 | |
Have you ever sought financial advice? And if so, did you act on the advice given? If you didn’t follow the advice you received, you’re not alone. Too often, the advice is sound (hopefully) and you’re eager, but for some reason nothing happens. Neuropsychologist and financial change expert, Dr Moira Somers, recognised this pattern in her work and was concerned about the well-being of her clients and the lost opportunities. So, she decided to investigate further. Dr Somers has published a book called ‘Advice that Sticks’ which examines the five main factors that determine whether someone will follow through with financial advice and joins me to discuss her findings. Listen here on episode 070 of The Retirement Café Podcast | |||
| 069 Improve your financial decision making, with Greg Davies | 03 Mar 2020 | 00:40:07 | |
Greg Davies is a globally recognised expert in behavioural finance and its impact upon our financial wellbeing. Behavioural finance is a way of understanding the decision making you go through in your day to day life, how your personality and psychology influences that, and ultimately how we use that knowledge to help you make better decisions. He joins me to explain the smart way to match your investment risk to your investments and his three rules for investing. We also chat about how to encourage people to engage with their personal finances, why we struggle to make decisions about our money and how a lot of our money decisions are based on what feels emotionally comfortable to us, rather than any sort of technical analysis of what the optimal decision is. Greg – of Oxford Risk – holds a PhD from Cambridge University and is also a specialist in both the theory and practice of investment risk profiling. Listen here on episode 069 of The Retirement Café Podcast | |||
| 068 Tackling loneliness and isolation in later life, with Dame Esther Rantzen | 25 Feb 2020 | 00:31:03 | |
We’ve heard many wonderful personal stories of retirement life, but it’s not rosy for everyone. Many people suffer from isolation and loneliness. This week’s guest needs no introduction. Dame Esther Rantzen has been a household name for many years since first appearing on our TV screens as a presenter and journalist. In 1986, she famously launched ChildLine – a free, private and confidential service where children can talk about any issues they’re dealing with. ChildLine is now part of the NSPCC and Esther is still involved. She is also a patron for 19 charities and has a damehood for services to children and older people. More recently, Esther launched The Silver Line – a telephone support service providing information, friendship and advice to older people – that has already received well over 2.5 million calls. | |||
| 067 Managing grief in later life | 18 Feb 2020 | 00:31:09 | |
It’s almost impossible to reach some way into adulthood without experiencing the loss of a loved one. I think it’s fair to say that each of us deals with death in a different way and has our own way of grieving. For some, grief can be totally crushing and incredibly difficult to deal with. My guest this week knows first-hand what it’s like to lose someone dear to her. Amy’s experience set her off on a lifelong mission of helping people deal with grief. Author, speaker and founder of Corgenius, Amy Florian joins me to share her experience of loss and grief and her insights into dealing with this complex emotional arena. This episode is the second in our series on dealing with grief and loss. Listen here on episode 067 of The Retirement Café Podcast | |||
| 066 End of Life Doulas helping you & your family feel safe | 11 Feb 2020 | 00:23:44 | |
Why do we prepare so well for birth, yet give so little attention to preparing for death? Judy Kauffmann believes we should. She is passionate about caring for people during their end of life journey and empathising with those left behind, and her training and writings reflect this ethos. Judy is an award-winning author of two books on end of life management and bereavement. She not only trains people to achieve the highest level of non medical care, but also empowers carers, helping take the fear out of end of life. She is also currently training to be an End of Life Doula, someone who walks alongside the individual, their family and their community as an informed companion at the end of their life. This episode is the first in our series on dealing with grief and loss. Listen here on episode 066 of The Retirement Café Podcast | |||
| 065 Protecting the vulnerable from financial fraud and scams | 04 Feb 2020 | 00:27:44 | |
There is a type of crime for which there is almost no criminal justice. Fraudsters stole £1.2 billion through the UK financial sector in 2018, affecting more than 3 million victims. Fraud and scams are the fastest growing crime area in the UK and notoriously hard to tackle. Research has found that 96% of reported cases go unsolved. With police help limited in this area, there are people striving to support victims of financial crime. Louise Baxter-Scott is founder and head of the Scams Team for National Trading Standards. She was awarded the MBE in 2017 for services to protecting vulnerable people from financial abuse. Louise joins me to explain the most common types of financial fraud to look out for, how to protect yourself and what her team is doing to protect and keep vulnerable people safe. | |||
| 064 Getting a second bite of the cherry, with Tim Drake | 28 Jan 2020 | 00:20:06 | |
This episode is the second in our series on Working into Retirement (click the link under ‘useful links’ to listen to last week’s episode). Tim relaunched his career in his 50s when he lost everything to the recession. Now in his mid 70s, Tim has co-founded and run businesses, think tanks and charities. He believes that many people feel that they have unrealised potential and that they’re looking at ways to release it. Now in his seventies, he still sees himself as a promising youngster and intends on thinking and behaving like someone much younger. He is putting more into life, and getting more out of it. He has published a number of books including ‘Generation Cherry – Powerful Strategies to Give You Another Bite of the Cherry’. Tim chats about different ways to work into retirement and the benefits that can bring. Tim also features on the Bolder website of Dominique Afacan who appeared in episode 053 of the podcast. Tim joins me to chat about the role of continuing to work into retirement and later life. Listen here on episode 064 The Retirement Café Podcast | |||
| 063 Helping over 50s find age friendly employers | 21 Jan 2020 | 00:20:04 | |
This is the first in our brief series of episodes about Working in to Retirement. Nearly 80% of the growth in UK employment over the last decade has come from the over 50s*. A staggering fact, and one made even more impactful if you consider that the ONS expects the number of over 50s to increase by nearly 10% over the next 10 years, an additional 2.7 million individuals. To simply maintain current rates of employment, that requires us to prepare society and the workplace for millions more older workers being gainfully employed. But are we prepared and willing to do so? Stuart Lewis is on a mission to address this challenge and founded Rest Less in December 2018 to do just that. Rest Less aims to help solve employers’ recruitment challenges by providing access to a motivated and rapidly growing talent pool, whilst also promoting thousands of jobs from employers who see the value of age diversity in the workplace to the over 50s. *ONS figures Listen here on episode 063 The Retirement Café Podcast | |||
| 062 Luxury retirement village life, with Nick Sanderson | 14 Jan 2020 | 00:17:18 | |
Over 20 years ago, Nick had a vision for the future of housing for later life. He envisioned a retirement village that offered the facilities of a spa hotel but with care on hand, as and when needed. Nick Sanderson is now CEO of Audley Group, the company that reinvented the retirement property market; challenged the care home model and introduced the concept of luxury retirement villages for the over 55s. They provide a range of luxury retirement villages, each with a health club, library and restaurant. Nick discusses why the demand of these villages is growing and the role they can play in solving the housing crisis in the UK. Listen here on episode 062 of The Retirement Café Podcast. | |||
| 061 Must read books for 2020 | 07 Jan 2020 | 00:26:18 | |
Happy New Year! There are many ways to make ‘2020 Your Best Year Yet’. As discussed in the first episode in this series, one of those ways is to consider your most important priorities and make sure you spend time doing the things of most importance to you. Another way is to continue to learn. And what better way than to learn from those who know more than us! This week, Justin discusses the books he highly recommends you read in 2020. He introduces each book and why you may want to consider taking time to read them. We are also delighted to announce this week that The Retirement Café podcast has a new sponsor! Timelineapp helps financial planners bring a client’s retirement journey to life and answer their big retirement income questions. We are excited to have Timeline on board - they're an extremely progressive and exciting company and their fit with what we're trying to do with this podcast is spot on. We're aiming to help you feel more informed in your retirement. Timeline helps you feel informed about how your retirement savings can be put to best use, so you don't run out of money. Justin chats about Timeline more on this episode, so tune in now to episode 061 of The Retirement Café Podcast | |||
| 177 Why an early dementia diagnosis matters, with Dr Ben Hicks | 06 Jun 2023 | 00:36:07 | |
Chatting to me today is Dr Ben Hicks, Research Fellow at Brighton and Sussex Medical School. I first met Ben 5 years ago and invited him to be on the panel of one of our first Retirement Café events. Back then he was working hard to change the perception that dementia is no longer a death sentence in his role as psychologist and researcher with Bournemouth University Dementia Institute. Although dementia is one of the most common and serious conditions society faces today with more than 800,000 people affected in the UK, Ben believes that with the right research technology and care, dementia sufferers can live well with the disease for many years. As Co-ordinator of the DETERMIND research programme, Ben explains how the project looks at why care for dementia patients is unequal and the impact this has upon people’s health, level of comfort and happiness. Ben also shares some of his research findings and what this could mean for the future of care. USEFUL LINKS Find out about the DETERMIND study: https://determind.org.uk/ Take part in the DETERMIND study: https://determind.org.uk/take-part/ Listen to Ben’s first podcast: 005 The Big D – Why Dementia is not a death sentence: 005 The Big D – Why Dementia is not a death sentence Email us for a copy of Ben’s latest research findings.
✔️ Subscribe to my Channel here https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1 🎙️ Subscribe to The Retirement Café Podcast here https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448 CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully. 📘 Download my book, Ready, Steady, Retire: https://wb198-89a1ad.pages.infusionsoft.net/ https://www.theretirementcafe.co.uk/ 👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first! | |||
| 060 How to make New Year's Resolutions stick | 31 Dec 2019 | 00:33:43 | |
It’s New Year’s Eve – the final day of 2019, so what better topic to discuss than 'How to Make 2020 Your Best Year Yet'. In fact, that’s the theme of the next two episodes. As is tradition with the arrival of another new year, you may well be getting ready to set some new year’s resolutions. Things that you’d like to change in your life or new habits you’d like to create. It’s not something that I’ve ever really done, but I know my wife, Kathy, used to set resolutions each year. Kathy joins me on the podcast to chat about why I don’t believe new year’s resolutions are very effective and how lasting change can be brought about. We cover setting goals, the difference between strategies and goals, why we need to talk to our 85-year old self, and why it's important not to wait until the New Year to make the changes we want to see in our lives. Listen here on episode 060 The Retirement Café Podcast | |||
| 059 Successful wealth transfer - avoiding shirtsleeves to shirtsleeves in three generations | 24 Dec 2019 | 00:23:29 | |
You've probably heard of the old adage 'from shirtsleeves to shirtsleeves in three generations', but is it really true? Research in the USA* suggests that inherited wealth rarely endures. By the second generation, it found, 70 per cent of family fortunes had been depleted. By the third generation, the figure was 90 per cent. 60% of unsuccessful wealth transfers result from a lack of trust and communication among family members, which led to the creation of the Institute for Preparing Heirs. Lisa Snyder is Managing Partner & Chief Learning Officer for the Institute, which helps financial advisers help guide conversations with their wealthy clients about wealth, legacy and purpose to align the entire family for a successful wealth transfer. She joins me to chat about how to manage the transfer of wealth successfully. | |||
| 058 Understanding your workplace pension | 17 Dec 2019 | 00:21:18 | |
In this episode, we cover a summary of defined contribution, defined benefit and other workplace pensions, what you should know or find out about your existing pensions and what you need to consider to ensure you have sufficient provisions when you reach your retirement. | |||
| 057 Being AgeProud and Ageing Better, with Louise Ansari | 10 Dec 2019 | 00:26:34 | |
This is the third episode in our series about Changing the Perceptions of Ageing. We are living longer than ever before but millions of us risk missing out on a good later life. The Centre for Ageing Better is focused on bringing about lasting changes in society that make a difference to people’s experience of later life, now and in the future. This means more people in fulfilling work, in good health, living in safe, accessible homes and connected communities. Louise Ansari is passionate about using communications to help improve lives. With a background in leading communications and campaigns for various health and social policy organisations - such as Diabetes UK, Which? Magazine and the Food Standards Agency - Louise is well placed to lead the Centre for Ageing Better help more people live better in later life. Louise joins me to chat about the charity's mission and how the #AgeProud campaign is challenging the outdated, ageist attitudes that prevent too many of us from making the most of our longer lives and her new book ‘When We’re 64: Your Guide to a Great Later Life’. Listen here on episode 057 of The Retirement Café Podcast, the first in our series on 'Changing perceptions of ageing and ageing better'. | |||
| 056 Lessons learnt from interviewing interesting people, part 2 | 03 Dec 2019 | 00:13:55 | |
If you listened to last week’s episode, you’ll know that I shared some of the lessons I’ve learnt from interviewing interesting guests over the past 12 months since the podcast was launched. This week I plan to share a further 4 lessons, in celebration of the first anniversary of The Retirement Café Podcast. Last week’s lessons included:
This week I cover:
If you'd like to listen to any of the full episodes mentioned in this episode, please click the links below. Listen here on episode 056 The Retirement Café Podcast. | |||
| 055 Lessons learnt from interviewing interesting people, part 1 | 26 Nov 2019 | 00:21:25 | |
This week we are celebrating the first anniversary of The Retirement Café Podcast. Believe it or not, we’re on episode 55 and week 52 of the podcast, so I thought it would be the perfect opportunity to look back at the lessons I’ve learnt over that time from some of the fascinating people I’ve interviewed. I wasn’t too sure what to expect when I set out on this podcast journey. I knew I would be aiming to talk to lots of people about all aspects of retirement life, and it’s certainly true that I’ve chatted to a diverse group of people. As I look back at all the conversations, a number of themes pop up that are central to many of my conversations. So, I wanted to take this opportunity - one year on from launch - to share the first 3 of 7 lessons I’ve learnt from chatting with interesting guests. 1- Everyone has a story 2 - Retirement as we know it is dead 3 - It’s never too late to do something important to you | |||
| 054 How to age joyfully, with Maggy Pigott | 19 Nov 2019 | 00:22:40 | |
This is the second episode in our series about Changing the Perceptions of Ageing. Maggy is relishing retirement after a distinguished 37-year career in the legal profession. She has discovered the immense joys of dancing, Twitter and volunteering, including being Vice Chair of ‘Open Age’ – a London charity that helps thousands of people over 50 lead healthy, happy and fulfilled lives. Maggy has recently published her book ‘How to Age Joyfully: Eight Steps to a Happier, Fuller Life’, inspired by her experience of retirement so far. Maggy discusses her experience and why she believes we can age joyfully. | |||
| 053 Life lessons from people older and wiser than you | 12 Nov 2019 | 00:16:06 | |
Are you worried about getting old? Mid thirty-something writer Dominique Afacan was. Old age to her was an unhappy place, mostly filled with loneliness, rocking chairs and possibly some tea and biscuits, if she was lucky. Together with friend and photographer colleague, Helen Cathcart, Dominique set out to find people over 70 who made old age look more appealing. They interviewed and photographed these inspiring people, which led to the launch of Bolder. Dominique joins me to chat about why they want to change perceptions about growing older and how they’re going about doing so. Listen here on episode 053 The Retirement Café Podcast, the first in our series on 'Changing perceptions of ageing and ageing better'. | |||
| 052 All you need to know about equity release | 05 Nov 2019 | 00:25:29 | |
As you know, the current generation of retirees has benefitted greatly from quite dramatic increases in house prices over the years. This is great news for retirees in general, but for some people, they find that the majority of their wealth is tied up in their property. For those struggling to afford the retirement they want, or even the retirement they need when it comes to paying for care or other later life costs, equity release can be an appealing option. Equity release has had a bad press in recent years, but demand is growing with 83,000 people taking out an equity release product in 2018. There are five fold as many equity release solutions available compared to 5 years ago – so is equity release now a viable solution? Martin Lines, Business Development Director with Just, one of the leading providers of retirement solutions in the UK, joins me to answer all our questions about equity release. Listen here on episode 052 The Retirement Café Podcast. | |||
| 051 Sod 70! Shake off the stereotypes and empower yourself, with Professor Sir Muir Gray | 29 Oct 2019 | 00:23:04 | |
Professor Sir Muir Gray has worked in public health for 40 years, focusing on disease prevention (particularly helping people to stop smoking) and population ageing. He is a renowned leading Consultant in Public Health in Oxford University Hospital NHS Trust and a professor in the University of Oxford’s department of Primary Care Health Sciences. Knighted in 2005 for his services to the NHS, he is known as a public health pioneer. In recent years, Sir Muir has gone on to publish a number of lighthearted books including ‘Sod Seventy! The Guide to Living Well’. He joins me on the podcast to talk about why the word retirement should be banned, ‘Excessive Sitting Syndrome’ and what we can do to dramatically reduce our risk of serious illness as we age. He argues why ‘clean, clear knowledge’ is so important in the 21st century and how he’s helped to ensure it’s available via the NHS. Listen here on episode 051 The Retirement Café Podcast. | |||
| 176 FCA warns about Asset Protection Trusts | 23 May 2023 | 00:08:57 | |
The FCA has issued a warning about the mismanagement of Asset Protection Trust Schemes. They’re concerned about the number of firms mis selling trusts on behalf of Trustees who don’t understand what they’re invested in or what benefits the trusts actually provide.
Asset Protection Trusts are trusts into which you typically transfer assets, often including your home, during your lifetime. Some people fall victim to unscrupulous or unqualified advisers who suggest these trusts provide specific protection from Inheritance Tax or are a good place to shelter your assets from any liability for paying care fees.
In this podcast episode, learn about the common traps people fall into when setting up Asset Protection Trusts, the genuine benefits they offer and reasons to consider one, and how to check whether your trust is suitable for you.
USEFUL LINKS FCA’s ScamSmart website: https://www.fca.org.uk/scamsmart Society of Estate & Trust Practitioners: https://www.step.org/directory/members
✔️ Subscribe to my Channel here https://www.youtube.com/c/JustinKingMFP/?sub_confirmation=1
🎙️ Subscribe to The Retirement Café Podcast here https://podcasts.apple.com/gb/podcast/the-retirement-caf%C3%A9-podcast/id1441976448
CONNECT WITH ME Thanks for checking out my YouTube channel - I’m Chartered and Certified Financial Planner Justin King and I help people to retire successfully.
📘 Download my book, Ready, Steady, Retire: https://wb198-89a1ad.pages.infusionsoft.net/ https://www.theretirementcafe.co.uk/ 👉 Get my weekly newsletter: https://bit.ly/MFPnews 👉 MFP Wealth Management: https://www.mfpwealthmanagement.co.uk/ 👉 LinkedIn: https://www.linkedin.com/in/justinking-online-retirement-planner-ifa/ 👉 Twitter: https://twitter.com/JustinKingCFP
This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first! | |||
| 050 Putting your ideal retirement within reach, with Roger Whitney | 22 Oct 2019 | 00:24:12 | |
Roger Whitney believes that planning for retirement is just as much about intentional saving as it is about intentional living. Like me, he believes the best retirement strategies are grounded in what’s important in your life right now and in the future. Roger is an American Certified Financial Planner, author of 'Rock Retirement' - a simple guide offering inspirational advice on how to enjoy the journey to retirement and beyond, and host of The Retirement Answer Man podcast. He joins me on the podcast to chat about his mission of helping people live well today without sacrificing tomorrow. Listen here on episode 050 The Retirement Café Podcast. | |||
| 049 How money figures into a joyful life, with Brian Portnoy | 15 Oct 2019 | 00:21:25 | |
Do you ever feel that there is just too much information and choice today? Behavioural finance expert Brian Portnoy has found a way to achieve simplicity in our world of information overload and shares his perspective in two fascinating books The Investor's Paradox and The Geometry of Wealth. In his books, Brian successfully tackles the challenges of not only making better investment decisions but also how money figures in to a joyful life. And explains how the two tasks - tackling the big questions about a joyful life and tending to financial decisions - are wholly complementary. In educating thousands of investors over the years as keynote speaker, seminar leader, and consultant, Brian emphasises the practical benefits of understanding the intersection of human psychology, financial markets, and modern capitalism. He holds a doctorate from the University of Chicago where he currently lives with his family. Listen here on episode 049 The Retirement Café Podcast. | |||
| The benefits of Tai Chi as we age, with Mark Peters | 08 Oct 2019 | 00:21:05 | |
Most people think of Tai Chi as a wonderful relaxing exercise performed in parks throughout China, in the early morning. This is true to some extent. Tai Chi is relaxing, but it also strengthens the body, improves circulation and is an effective form of self-defence. The holistic nature of this ancient martial art makes it suitable for people of all ages and levels of fitness as it adapts itself to suit your abilities. What’s more, recent studies have proven that Tai Chi has significant health benefits for older people. Mark Peters joins me on the podcast to chat about his involvement with the practice for the past 30 years. As an executive committee member of the Tai Chi Union of Great Britain, Mark runs his own training association, has competed at two World Championships and been developed programmes for the NHS around the use of Tai Chi for rehabilitation for COPD and lung disorders, falls prevention and special needs. Listen here on episode 048 The Retirement Café Podcast. | |||