💵 Start your free budget today. Download the EveryDollar app! Whether you’re brand-new to investing or you’ve been at it for a while, there’s always more to learn about saving for retirement. In this episode, get answers to the most common investing questions so you can maximize your money.   In this episode: ·      Answers to My Most-Asked Questions on Investing ·      How to Invest With Just $100 ·      Why You Should Never Handle Your Finances Alone Next Steps: ·      💰 Find out what’s possible with the Investment Calculator! ·      💸 Invest in your future with a SmartVestor Pro! Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  Connect With Our Sponsors: ·      🏥 Learn more about Christian Healthcare Ministries. ·      🔒Remove your personal information from the web and get 20% off your DeleteMe plan.    Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Anyone else feel like life’s been expensive lately? While we can’t control inflation, we can change our relationship with money. Find out the simple steps you can take to make the most of your income and get ahead with money. In this episode: ·      Proven Ways to Stop Living Paycheck to Paycheck ·      Why People Are Skipping Meals (And It’s Not a Diet!) ·      How Do You Compare Financially to the Average American? Next Steps: ·      🛒 Save time and money weekly with the Grocery Savings Guide. ·      📗 Read our article “How Much Should I Have in Savings?” ·      💰 Find out what’s possible with the Investment Calculator! ·      🏠 Make a plan with the Mortgage Payoff Calculator. ·      👩‍🎓 Pay off your loans faster with the Student Loan Payoff Calculator. ·      💰 Get ready for retirement with the Retirement Calculator.   The Sponsors: ·      🔒 Remove your personal information from the web and get 20% off your DeleteMe plan. ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.   Listen to more from Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget. Sign up for EveryDollar today! Join in this week’s episode as I share my favorite brand name splurges, dish on popular products that aren't worth their price tag, and reveal signs that you might own too much stuff—it’s all about learning how to spend smart! In This Episode: ·      Brand Name Products That Are Worth the Money ·      Popular Products That Are a Waste of Money ·      9 Sneaky Signs You Own Too Much Stuff Next Steps  ·      🎥 Watch my video on the Amazon picks I’m currently loving and hating. ·     🩺 Check out my video on which types of insurance you do and don’t need. ·      💵 Go to my video with Minimal Mom where we reveal what we don’t spend money on. ·      🚑 Get a free quote! Shop for health coverage you can trust from Zander Insurance.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription.   Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, the seven states with the highest credit card debt, and a mental trick that will shift your perspective on wealth. Don’t miss this one! In this episode: ·      9 Habits That Will Always Keep You Broke ·      7 Places With the Highest Credit Card Debt ·      This Changed My Entire Perspective on Wealth   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs.   In this episode: ·      8 Best Financial Practices to Have in a Down Market ·      How to Pay Off $23,000 of Debt in Less Than 2 Years ·      6 Ways I Avoid Buyer’s Remorse   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar                                                Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey guys! I’m so excited to announce mine and George’s brand new podcast, Smart Money Happy Hour is officially live! Like any good happy hour, we start with a drink, and then give you our hot take on pop culture, what’s going on in the world and of course…money. Check out this first episode and subscribe to Smart Money Happy Hour to get in on the fun!    Scroll! Swipe! Spend? Rachel Cruze and George Kamel pour one out for the convenience culture trends making us BROKE (hello, Amazon Prime).    In This Episode:   Feel-good free shipping, influencer recs and other things that make us say, “Take my money!” George’s super SMART secret weapon for avoiding impulse buys Rachel and George may or may not plead guilty to accidental theft   Helpful Resources:  Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think.   Do you have a Guilty As Charged question for Rachel and George? Send a direct message to @rachelcruze or @georgekamel on Instagram!   This Week’s Happy Hour Special: Basil Gimlet 6 fresh basil leaves 1 ounce lime juice  3/4 ounce simple syrup 1 1/2 ounces gin    In a cocktail shaker, muddle five basil leaves with lime juice and simple syrup. Add ice and gin. Shake it like a Polaroid picture. Strain and top with remaining basil. *clink* Learn more about your ad choices. Visit megaphone.fm/adchoices

Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take control of your money and create a life you love.  Here’s the lineup: Save Big at Aldi by Spotting THIS 18 Money Hacks for Underrated Fast-Food Chains Helpful Resources: Meal Planner & Grocery Savings Guide Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries Learn more about your ad choices. Visit megaphone.fm/adchoices

The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. I’ll cover the crypto meltdown, the impact of upcoming elections, and why buy now, pay later companies are losing money (and if you use them, you are too). In this episode: Is This the End for Crypto? Why the Government Shouldn’t Be in Charge of Your Finances The Biggest Financial Mistake Americans Are Making Right Now Helpful Resources: Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries Learn more about your ad choices. Visit megaphone.fm/adchoices

Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a hilariously honest video about credit card companies.   In this episode: ·      Was It a Mistake to Pull Your Money Out of the Market? ·      Is It Really Possible to Retire Before 35? ·      The Video Credit Card Companies Don’t Want You to See   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar                         Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your financial peace. From groceries and utilities to your everyday choices and “fun money”—we’ve got tips to help you save money and create a life you love! Here’s what’s coming up: Does America Still Have a Middle Class? The Four Keys to Financial Security Sneaky Ways Movie Theatres Rip You Off Helpful Resources: Christian Healthcare Ministries EveryDollar Financial Peace University Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out the top 10 things people get wrong about money.   In this episode: ·      The Best Money Habits to Have Before Your 30s ·      One Routine That Can Save You Time and Money with Clean Mama ·      The Top 10 Things People Get Wrong About Money   Helpful Resources: Christian Healthcare Ministries How Well Do You Know Money? Quiz Financial Peace University EveryDollar                                                  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how! In this episode: ·     Beat Rising Food Costs by Shopping Here ·     10 Healthy Food Swaps on a Budget with George Kamel Helpful resources: Christian Healthcare Ministries Financial Peace University EveryDollar                                                Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so important to have a will.   In this episode: ·      5 Things With the Highest Interest Rates Right Now ·      5 Essential Things You Need to Declutter Your Home with Clutterbug ·      5 Things That Happen to Your Money When You Die   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar    Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget! This week, I'm talking about what to do once you’ve saved your first $1,000, revealing the hidden truth behind 0% interest deals, and exploring successful investing routines. I weigh in on some popular financial advice, offer smart steps for saving, and share habits that help grow your wealth. In This Episode: ·      5 Things to Do After Saving $1000 ·      What’s the Catch With 0% Interest? ·      My Annual Investment Routine Next Steps ·      🎥 Watch my video on 25 fast ways to save $1,000. ·      🚗 Check out my video on five cars to never waste your money. ·     💵 Go to my video revealing six legit ways to earn passive income. ·      💸 Learn to win with money by enrolling in Financial Peace University.   ·     💰 Navigate your investments with expert guidance from SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. ·      🧩 Use code Rachel20 for 20% off your TruPlay annual subscription Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   🧠  The Dr. John Delony Show 💸  The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid or lessen some of those expenses! Here’s what’s coming up: ·      15 Ways to Make $10,000 Fast ·      The #1 Reason People Go Bankrupt   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering you a false sense of security. You may be surprised to learn how much debt actually costs you.   Here’s what’s coming up: ·      5 Money Fears People Have in Their 30s (and How to Avoid Them) ·      This Is the True Cost of Debt ·      The Credit Card Traps Everyone Falls for but You Don’t Have To   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—and that's understandable when opinions are coming at you from every direction. It's time for a reality check about what's really happening—so you know how to navigate the market. Get Ramsey Real Estate Recommendations here: https://bit.ly/3n9bhyR Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in your grocery budget, and save for emergencies—all while living within your means.                                                       Here’s what on deck: ·      How to Buy a Home Right Now With Zero Regret ·      Why Are Groceries So Expensive? ·      Will This Much Cover an Emergency?   Helpful Resources: Christian Healthcare Ministries Real Estate Reality Check Financial Peace University EveryDollar Meal Planner and Grocery Savings Guide                                                  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re breaking down three lies you’ve been told about what it means to “be good with your money.” Plus, find out if that reward program is really worth it and nine things that I absolutely will not buy.                                                       Here’s what on deck: ·      Lies We've Been Told About Being Good With Money ·      Do Loyalty Programs Really Save You Money? ·      9 Things I Refuse to Spend Money On   Helpful Resources: Financial Peace University Christian Healthcare Ministries                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s go over some serious do’s and don’ts for building wealth! We’ll talk about the habits of successful millionaires (and how you can become a millionaire too). Then, I have a great conversation with The Minimalists on how to tell if you might actually be a hoarder, and how that might be affecting your bank account. In this episode: ·     Habits of Successful Millionaires ·     5 Surprising Signs You’re a Hoarder and Losing Money (with The Minimalists)   Helpful Resources: Baby Steps Millionaires Sponsor a student's financial literacy curriculum! EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Things are getting out of hand! Tune in to hear my thoughts on the new microchip payment option, how social media is lying to you (and taking your paycheck too), and 10 things you can declutter from your home today.   In this episode: ·      The Creepiest New Payment Method ·      The Top 10 Money Wasters in Our Houses with Minimal Mom ·     The Biggest Housing Trap You Should Be Avoiding   Helpful Resources: ·       The Minimal Mom on YouTube Christian Healthcare Ministries   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about a new money trend I’ve seen making the rounds on social media lately. Plus, my friend George Kamel and I will let you in on our biggest money regrets. And we’ll wrap up by talking about how to make a no-spend challenge more enjoyable! In this episode: ·     Are Money Trends Actually New ·     We Reveal Our Top Money Regrets with George Kamel ·     The Right Way to Do a No-Spend Challenge   Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s the real truth about how women handle money? We’ll talk about that. Plus, I’ll have an awesome conversation about finance and community with Jennie Allen. In this episode: ·     The Truth About Women and Money ·     Game-Changing Advice to Boost Your Money Goals with Jennie Allen   Helpful Resources: EveryDollar Christian Healthcare Ministries   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Recession: It’s the big, scary word everyone’s been bringing up lately. Is this something we should freak out about? We’ll talk about that in this episode—plus we’ll answer all your car questions with Kelly Stumpe (aka The Car Mom)! And we’ll wrap up by revealing one big strategy people are using to save money right now. In this episode: A Recession May Be Coming: Here’s Why You Shouldn’t Panic All Your Car Questions Answered with Kelly Stumpe Should You Go This Far to Make More Money? Helpful Resources: EveryDollar Christian Healthcare Ministries  Follow Kelly Stumpe Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget!    Learning how to save and invest your money the right way is a crucial step toward achieving financial security—and more importantly, financial peace. Here’s how you can get started at any level.   Next Steps  ·     📈 Connect with a SmartVestor Pro in your area today! ·     💻 Start building wealth with Financial Peace University.   Offers From Today's Sponsors  ·   🏥 Learn more about Christian Healthcare Ministries.  ·   🧩 Use code Rachel20 for 20% off your TruPlay annual subscription   Listen to More From Ramsey Network  🎙️ The Ramsey Show    🧠 The Dr. John Delony Show  🍸 Smart Money Happy Hour  💡 The Rachel Cruze Show  💸 The Ramsey Show Highlights  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

You guys, this stuff can be really heavy and confusing—but we’re going to unpack it in a simple way so you can use this info to help you save money. We’ll talk about how you can protect your bank account even when the global economy and inflation are making things feel unstable (plus, we’ll go over some tips for saving on groceries)! And we’ll wrap up by talking about how to beat the cycle of living paycheck to paycheck, no matter how much money you make. In this episode: Why the Global Economy Means More to You Than You Think How to Beat Inflation at the Grocery Store with Frugal Fit Mom Why Wealthy People Are Actually Living Paycheck to Paycheck Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s get some more money in your bank account! First, we’ll talk about some huge myths that could be holding you back from winning with money. Then, my friend and fellow Ramsey Personality Ken Coleman joins me to walk you through some best practices for increasing your salary. This conversation is so good, you guys. In this episode: 4 Major Money Myths BUSTED The Best Way to Increase Your Salary with Ken Coleman   Helpful Resources: EveryDollar Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Prepare your hearts to be shocked when we go over nine unexpected things you can get with buy now, pay later services—you guys will not believe what you can make payments on these days. Zero out of 10, would not recommend! Then, my friend George Kamel joins me to talk about some products we definitely think are worth the money. In this episode: 9 Crazy Things People Use Afterpay For 12 Products We Can’t Live Without (with George Kamel) Helpful Resources: EveryDollar Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re tackling some big topics on the show today—everything from the metaverse to student loan forgiveness (yep, we’re going there). What does it all mean, and how does it impact your money? Let’s find out! In this episode: Is the Metaverse a Waste of Money? Is Student Loan Forgiveness a Myth? Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Okay, if you know me, you know I’m just a little obsessed with all things The Bachelor. And in this episode, I get to have a great conversation with Bachelor Nation’s Jason Tartick about everything from his experiences on the show to inflation and personal finance! I also cover whether or not the dollar is collapsing and walk you through some tips on protecting your bank account from constantly rising prices. In this episode: Is the American Dollar Collapsing? I Talk Money With Bachelor Nation’s Jason Tartick Bulletproof Your Finances From Inflation Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all want to build wealth, right? But there are a few things that can either speed up or get in the way of that process—let’s talk about them. We’ll go over the reasons why debt is NOT a wealth-building tool, I’ll talk with my friend Dr. John Delony about something that’s super important to include in your budget, and we’ll compare the top budgeting apps so you can start taking control of your money as quickly as possible! In this episode: Why You Can’t Build Wealth With Debt Why Every American Should Have THIS in Their Budget with Dr. John Delony I Compared the Top Budgeting Apps (Here’s What I Found) Helpful Resources: Own Your Past, Change Your Future EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about how to protect yourself (and your bank account) from some common money pitfalls! We’ll go over some major mistakes people make when buying a house, and then I’ll sit down with Ramsey SmartVestor Pro Chase Keen to talk about the top investing do’s and don’ts. We’ll wrap up with nine money mistakes you can’t afford to make. Don’t miss it! In this episode: Top Mistakes People Make When Buying a Home The Thing Every Wealthy Person Has 9 Money Mistakes People Make (and How to Avoid Them) Helpful Resources: Ramsey Home Buyers Guide Ramsey SmartVestor EveryDollar Audience Survey Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about money mindset! First, we’ll go over some ways to make major progress when paying off debt, and then I get to talk with communication pathologist and clinical neuroscientist Dr. Caroline Leaf about the connection between money and our brains. Don’t miss this episode! In this episode: 4 BIG Ways to Speed Up Debt Payoff How Millionaires Think About Money with Dr. Caroline Leaf   Helpful Resources: Ramsey+ Audience Survey Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. Visit megaphone.fm/adchoices

There are some crazy things going on in the world right now—let’s talk about what that means for your money! We’ll walk through what to do about the super high prices we’re seeing, how to avoid lifestyle inflation, and whether or not sports betting is a good money move. Plus, I’ll react to an insane clip from the TV show Love Is Blind! In this episode: Inflation Is the Highest It’s Been in 40 Years (What to Do About It!) Is Sports Betting Worth It? with George Kamel Financial Expert Reacts to Love Is Blind Money Fight   Helpful Resources: EveryDollar Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you’re trying to pay off debt, save for a big purchase, or just put some extra cash in your wallet, this episode is all about helping you do that. We’ll go over 10 side hustles that are super popular right now, talk with my friend Christina Muscari about the fun and simple process of flipping furniture, and highlight 15 things you might already have in your home that you could sell for a lot of money. Let’s do this! In this episode: 10 Side Hustles Trending Right Now How She Flips Furniture for Extra Cash (And You Can Too!) 15 Items in Your Home That Can Make You Money   Helpful Resources: EveryDollar Christian Healthcare Ministries Pretty Distressed  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget!  In this week's episode, I'm talking about fun ways to get little ones to love playing outside, unpacking "money dysmorphia" with tips for a healthy money mindset, and responding to your most-asked Instagram questions on finance and more.  In This Episode:  Five ways to really get kids off screens (with Ginny Yurich)  The real reason you feel behind financially  The top five questions I get asked on Instagram  Next Steps  🎥 Watch my video on 21 fun and budget-friendly things to do with kids.   😊 Check out my video on how feeling fulfilled can help save you money.   💰 Go to my video where I break down which budgeting method actually works.  📔 Pick up a copy of my new kids book, I'm Glad for Where I Am.   ✅ Keep up with Ginny Yurich on Instagram.   📖 Grab a copy of Ginny’s book Until the Streetlights Come On.  🌱 Listen to Rachel’s guest episode with Ginny on The 1000 Hours Outside Podcast.  📚 Shop for my recent reads below!   Wild Things: The Art of Nurturing Boys  The Women  The Teacher     Offers From Today's Sponsors  🏥 Learn more about Christian Healthcare Ministries.  Listen to More From Ramsey Network  🍸 Smart Money Happy Hour  🎙️ The Ramsey Show   🧠 The Dr. John Delony Show  💸 The Ramsey Show Highlights  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

We all love food, but it’s no secret that food costs have been up lately, which can make that budget category pretty tight. That’s why I’ve got your back with some practical ways to save on eating out AND eating at home. We’ll compare Trader Joe’s to Whole Foods, go over some of the best bougie fast-food hacks, and show you how to save a ton on Easter baskets! In this episode: Trader Joe’s vs. Whole Foods: Which Is Actually Cheaper? Top 4 Bougie Fast-Food Hacks (with George Kamel) How I Save $136 on My Kids’ Easter Baskets Helpful Resources: EveryDollar Meal Planner & Grocery Savings Guide Christian Healthcare Ministries Learn more about your ad choices. Visit megaphone.fm/adchoices

You guys know I love saving money, and I love helping you save money too. So, in this episode, we’re talking about some things I’m NOT spending money on right now. We’ll talk about 10 money wasters, some top secret savings tips for Walmart shoppers, and whether or not meal subscriptions are worth the cash. Get ready to save! In this episode: 10 Things I’m Not Wasting Money on This Year 10 Secret Ways to Save at Walmart Are Meal Subscriptions Worth It?   Helpful Resources: EveryDollar Meal Planner & Grocery Savings Guide Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

My friend Mallory Ervin joins me in this episode for a great conversation about contentment, money and the true definition of success (yeah, it got deep). I’ll also answer some of your biggest money questions and show you how to save a ton of cash in just 14 days! In this episode: Top 7 Money Questions Answered The Lies You Believe About Success and Money Get $2,000 Back in Your Budget in 2 Weeks!   Helpful Resources: EveryDollar Zander Insurance Christian Healthcare Ministries   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we’ll be talking about how to get more of your money back in your pocket (because you deserve to hold on to your hard-earned income)! We’ll cover how to maximize your tax refund, pay off debt in unexpected ways, and crush your budget even when your income is inconsistent. You’ve got this! In this episode: How to Turn Your Tax Refund Into $1,000,000 11 Creative Ways to Pay Off Debt How to Budget With an Inconsistent Income   Helpful Resources: Ramsey SmartTax EveryDollar 5 DIY Cleaning Products to Save You Money Christian Healthcare Ministries NEW Champagne Rachel Cruze Wallet   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you tired of how expensive groceries are? Me too. But there are plenty of practical ways to save! In this episode, we’ll talk through grocery savings hacks, the cheapest grocery stores, and whether or not it pays to buy in bulk. In this episode: Top 10 Cheapest Grocery Stores The Grocery Savings Hack You Haven’t Tried Buying in Bulk: Is It Worth It? Helpful Resources: Meal Planner & Grocery Savings Guide Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Disney fun into every dollar of your vacation budget. You’ll learn: How to Double Your Savings Account This Year How to Make Money on TikTok (with George Kamel) The Cheapest Way to Go to Disney World Helpful Resources: Ramsey Trusted How to Start a Lucrative Side Hustle Zander Insurance  Christian Healthcare Ministries Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Zander Insurance and Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s no such thing as free money—or is there? In this episode, learn what you don’t need to buy for baby’s first year (and a few things you do), how to spend less at the gas pump, and which money-saving apps give you cash back for buying things you actually need. Coming up: How to Save Hundreds in Your Baby’s First Year 10 Money-Saving Apps You Need Today 9 Easy Ways to Save on Gas Right Now Helpful Resources: EveryDollar  Ramsey+ Meal Planner & Grocery Savings Guide Learn more about your ad choices. Visit megaphone.fm/adchoices

When you ditch debt, you ditch stress. (And who doesn’t want less stress?) This week, Dr. John Delony shares how the stress of debt impacts your mental health and marriage, I’ll show you how to simplify your budget, and then we’ll go over some Valentine’s Day deals you won’t want to miss. Here’s the lineup: 7 Ways to Simplify Your Budget Top 5 Ways Debt Affects Your Mental Health The Best Valentine’s Day Deals at Target Resources: EveryDollar Money & Marriage Valentine’s Day Edition Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s the key to taking the situation you’re in and doing something great with it? Find out in my conversation with George Kamel. You’ll also hear why cash is still the best way to buy a car, plus everything you need to know about your taxes in 2022. In this episode: 5 Steps to Buy a Used Car With Cash The Crazy Secret to Having More Money How to Stop the Government From Stealing Your Money Resources: Ramsey Car Guide Ramsey SmartTax Learn more about your ad choices. Visit megaphone.fm/adchoices

Your money does what you tell it to do. With a little intentionality, you can make your money go a lot further—we’ll show you how! Listen in to learn: 3 Places You Overspend (Without Even Knowing It) 15 Practical Budgeting Tips 7 Things That Are Keeping You Broke Zander Insurance Download my FREE Meal Planner and Grocery Savings Guide Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Sign up for EveryDollar today. Create a free budget!   From talking about money in your marriage, to smart insights on home refinancing, to which home renovations really add value—in this week's episode, I'm sharing my tips for navigating major financial decisions with confidence. In This Episode: ·      How to Talk About Money in Your Marriage (Without Ending It) ·      Is Refinancing Always a Good Idea? ·      Home Upgrades That Are (and Aren’t) Worth the Money   Next Steps   ·      🎥 Watch my video on my most hated financial advice . ·      🤫 Check out my interview with my husband on TRS about real estate. ·      ✅ Go to my video on the weird things people do to save money. ·      🏠 Find financing options with the trusted pros at Churchill Mortgage. ·      💵 Make a monthly budget today with my favorite budgeting app, EveryDollar. ·      💰 Use our calculator to calculate your mortgage payoff date.   Offers From Today's Sponsors ·      🏥 Learn more about Christian Healthcare Ministries. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Pandemic proof your budget with practical advice on how to save more money, pick up a side hustle and invest your income the right way. In this episode, you’ll learn: How to keep yourself from going broke The fastest right way to become a millionaire How to start a lucrative side hustle Resources: Baby Steps Millionaires by Dave Ramsey EveryDollar Learn more about your ad choices. Visit megaphone.fm/adchoices

This is the year to get out of debt, take control of your money, and create the life you love. Ready to get started? In this episode, you’ll hear: 10 things to do differently with your money in 2022 with Dave Ramsey How to save $1,000 in a month How to get out of debt NOW Helpful Resources: The Meal Planner & Grocery Savings Guide Ramsey+ Learn more about your ad choices. Visit megaphone.fm/adchoices

2022 is right around the corner, and it’s the perfect time to save more money! In this episode: How to Have More Time and Money in 2022 Top 10 Used Cars for 2022 Helpful Resources: Christy Wright’s 2022 Goal Planner Get a money plan for real life! Start your free trial of Ramsey+:  https://bit.ly/3Cl1ETy Kelly Blue Book: Best Used Family Cars Under $15,000 Learn more about your ad choices. Visit megaphone.fm/adchoices