Following our deep dive into the courage of living a true life path—inspired by the legacy of climbers like Nims Purja who risk everything to do what makes them feel alive—we turn our focus inward to a tool that often feels like the exact opposite of freedom: the budget.
For most people, budgeting carries a heavy, restrictive reputation. It sounds like a chore designed to kill joy, limit spontaneity, and force us into spreadsheet-driven austerity.
But what if your budget wasn't meant to sort out your numbers, but to serve your life?
In this first episode of a 3-part series on budgeting, Shabbar and Tim break down the psychological spectrum of spending. Using Shabbar's recent fixation on buying a new mattress—and the anxiety of exceeding an arbitrary "budget anchor"—they explore how our unconscious habits with money reveal how we relate to control, freedom, and intimacy.
The conversation opens out into what life centred budgeting actually means, and why it has more to do with openness, communication and what you want your life to look like than with spreadsheets.
They look at both ends of it: the person who tracks every pound and feels quietly ashamed when they overspend, and the person who spends freely and genuinely doesn't know where the money went.
Key themes:
- Why coming in under budget can feel like a moral win
- What "I don't know where the money goes" is really telling you
- Why spending freely isn't the same thing as being free
- How family rules about being sensible end up writing your budget
- What changes when a couple decides together what their money is for
Enjoyed this episode? We'd love to hear your thoughts, questions, or your own stories about money.
Reach out and connect with us on LinkedIn:
Shabbar: https://uk.linkedin.com/in/shabbarkassam
Tim: https://uk.linkedin.com/in/timmalnick
Explore Tim's work and register for his upcoming workshop: https://timothymalnick.com/
Find out more about Shabbar's financial planning services: https://lumosfinancial.com/