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**Edit** there is no distinction between short-term and long-term capital gains tax in Canada. Favourable taxes are only NOT provided in some instances of day trading - you CAN trade within the same year and still receive the favourable tax rate in Canada.Uploaded 02-03-18The Plain Bagel Episode IXTax is a pretty confusing field, yet it's essential for investors to learn. To help you get started, here are some high-level concepts on how investments accrue taxes, and what you can do to minimize the amount you owe.REIT Tax Link: https://www.dividendearner.com/reit-taxation/Private Equity Tax Link: https://www.lexisnexis.com/uk/lexispsl/tax/document/393773/5BW2-T5S1-F18C-V05X-00000-00/Tax+on+private+equity+and+venture+capital%3A+background+and+key+terms%E2%80%94overviewSources:https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.htmlhttp://www.moneysense.ca/save/investing/rrsp/rrsp-contribution-limit/https://www.taxtips.ca/taxrates/on.htmIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Link to OSC report: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.PDFUploaded 28-06-19If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)It can be tough to get started with investing, but waiting to invest can actually cost you hundreds of thousands of dollars. We'll discuss how in today's video.DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. Uploaded 23-01-2600:00 - Intro03:15 - Canada and China Background06:48 - The Trade Deal08:58 - Other Agreements10:24 - Why China?13:15 - Controversy14:50 - Final Thoughts17:38 - ConclusionLast week, we saw Canada and China enter a new trade deal, thawing what's been a icy relationship between the two countries. Today we'll cover what's in the deal, and what it means for Canada and its relationship with the US for trade.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The first 1000 people who click the link will get 2 free months of Skillshare Premium: https://skl.sh/theplainbagel6Uploaded 17-04-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicIt's been a scary first quarter for stock market investors, and many may have considered selling their positions to enter certain safe haven positions. But as you'll see, these investments may not provide you the insurance you expect against stock market crashes.This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Episode XIIUploaded 11-05-18Now that you have a grasp on some basic investment concepts, it's time to start applying what we've learned. So here are my five steps for getting started!Budgeting Template: https://docs.google.com/spreadsheets/d/1T40vhaIQb7D71MVkGW0954Ky6salnwYZN8OkX8_AkB8/edit?usp=sharing* You won't be able to edit the original spreadsheet, so make sure to save it to your own Google Sheets account or download it as an excel. *Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Index funds are some of the most popular investment vehicles around, and yet few fully understand how indices work. So today, let's take a moment to understand what constitutes an index, and how we can use them to invest.Uploaded 22-06-18Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

It's been a year since I posted my first video, just thought I'd provide a bit of a reflection on the channel thus far. :)Uploaded 28-09-18Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

00:00 - Introduction02:51 - What is Private Equity?05:33 - The Problem 08:46 - Why So Reckless?15:00 - Other ConsiderationsUploaded 20-09-24Private equity has a pretty bad reputation, and some of it is well-deserved. In today's video, I dive into why private equity keeps getting into trouble.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Here is the link to Michael Burry's interview: https://www.bloomberg.com/news/articles/2019-09-04/michael-burry-explains-why-index-funds-are-like-subprime-cdosUploaded 15-11-19Ben Felix's Index Fund Bubble video: https://www.youtube.com/watch?v=Wv0pJh8mFk0If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)You've probably seen the circulating claim that we're in an index fund bubble; this is of course possible, but let's clear up the facts around the argument before jumping to conclusions!DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Before you buy bitcoin, or tell someone else to do so, make sure you understand these fundamental risks...Uploaded 31-01-18Richard is NOT a financial adviser, and the points expressed in this video are Richard's opinion. Richard does not have any position in Bitcoin. Sources:https://www.bloomberg.com/news/articles/2017-12-04/israeli-firm-strikes-digital-gold-with-canadian-miner-purchasehttps://www.thestar.com/business/2018/01/08/struggling-iced-tea-company-that-added-blockchain-to-name-seeks-funding-for-venture-into-bitcoin-mining.htmlhttp://www.globeinvestor.com/servlet/ArticleNews/story/GAM/20180113/RBMBITCOINBOPhttps://socialmediaweek.org/blog/2017/09/58-insane-facts-bitcoin-infographic/https://cointelegraph.com/explained/bitcoin-scaling-problem-explainedhttps://www.bloomberg.com/news/videos/2017-12-12/bitcoin-is-like-gold-2-0-says-tyler-winklevoss-videohttp://archive.fortune.com/magazines/fortune/fortune_archive/1996/04/15/211503/index.htmDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Sign up for Morning Brew (today's sponsor) using the following link to start reading up on the daily happenings in business, finance and technology: https://morningbrewdaily.com/theplainbagelUploaded 22-12-23We've made it to the end of an eventful 2023 - let's take some time to look back at the crazy year it's been.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The first 1000 people who click the link will get 2 free months of Skillshare Premium: https://skl.sh/theplainbagel7Uploaded 15-05-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicOil doesn't get a love of love, and rightfully so, but for the markets they are an incredibly important resource. In today's video, we explain why investors care about the price of oil and how low prices could actually be a bad thing.This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.Uploaded 01-05-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)It makes sense that investors who aren't day trading focus on longer-term returns, but how can you tell if your companies face a real risk of permanent capital impairment because of a short-term event?Intro/Outro Music: https://www.bensound.com/royalty-free-musicThis video is sponsored by BlinkistDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.Uploaded 10-07-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)CEO of Berkshire Hathaway, the Oracle of Omaha, World's Greatest Investor...there are a lot of titles that belong to Warren Buffett, but how did one man accomplish so much? We explore Buffett's upbringing in today's video.Intro Music: https://www.bensound.com/royalty-free-musicThis video is sponsored by BlinkistDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Episode IVUploaded 10-11-17Cash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment category pretty much encompasses everything else. This video finishes our discussion of the primary investments by covering cash equivalents, real estate, commodities, and derivatives.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources: https://www.wealthdaily.com/articles/whats-10-times-bigger-than-the-global-economy/6241 Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Binance and its founder Chanpeng Zhao (CZ) have pleaded guilty to anti-money laundering charges. Let's dive into the case, and what it means for crypto.Uploaded 22-11-23This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

2:36 - Prediction Market Background9:38 - Prediction Market problems17:02 - The Promotions21:50 - The Gamblification of Everything24:23 - Closing thoughtsUploaded 18-04-26Let's talk about prediction markets...DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

First thing’s first: no, it’s not a typo Uploaded 22-01-21Secondly: Bitcoin's back to an all time new high, but I'm sitting out. In this video I explain why.Buy a Plain Bagel Mug and support a charity! Proceeds for 2021 will be donated to Doctors Without Borders: https://store.dftba.com/collections/the-plain-bagelIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Q and A 1Uploaded 27-10-17Question topics: books on finance, “average person” investments, starting off, liquidity, and stock splitsHere’s a list of the books suggested by my colleagues. The first few are on personal finance, while the last two focus specifically on investing:- Moolala: Why smart people do dumb things with their money (and what you can do about it) by Bruce Sellery- Wealthing Like Rabbits by Robert R. Brown- Personal Finance For Canadians For Dummies by Eric Tyson and Tony Martin- Millionaire Teacher by Andrew Hallam- The Single Best Investment: Creating Wealth with Dividend Growth by Lowell MillerAnother colleague brought up a great point on stock splits that I’d like to add to my last answer. Companies also use stock splits to “signal” to investors that they expect future stock growth. This positive signal will infer that management believes in the sustainability of the stocks growth, which may convince investors to purchase the stock.Episode Music: https://www.youtube.com/user/kmmusicSources: http://www.investors.com/how-to-invest/investors-corner/how-much-money-do-you-need-to-start-investing/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelUploaded 19-04-19CLARIFICATION: while R and D can be capitalized under IFRS (international accounting system), most R and D expenses cannot be capitalized under U.S. GAAP (the accounting system used by American companies).Capitalization and depreciation can be confusing topics, but they are worth understanding, as they can materially impact the numbers you see on the income statement. Today we’ll go over the topics and what you can do to circumvent the impact of lax assumptions on profit numbers.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Tesla's stock has skyrocketed recently, but it doesn't take much to see that the position is very expensive - in today's video, I explain why this makes the position very risky for investors.Uploaded 28-12-20Purchase your Plain Bagel Mug today! Proceeds for 2020 will be donated to Doctors Without Borders: https://store.dftba.com/collections/the-plain-bagel/products/the-plain-bagel-mugIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Chinese stocks have rallied recently, leading many to wonder if now's the time to invest. Today I go through the updates we're seeing.Uploaded 11-10-24If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Buy a Plain Bagel Mug: https://www.theplainbagel.com/merchDISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Mug is on pre-sale now: https://store.dftba.com/collections/the-plain-bagel/products/the-plain-bagel-mugUploaded 28-10-20All 2020 channel proceeds from the sale of these mugs will be donated to Doctors Without Borders. Learn more about the charity here: https://www.doctorswithoutborders.ca/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Liberation Day has come - let's sort through the wreckageUploaded 04-04-25If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Friday everyone! Get 68% off NordVPN (for $3.71/mo), plus an additional month FREE by visiting https://nordvpn.com/theplainbagel2 or using code theplainbagel2 at checkout.Uploaded 16-10-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)There are plenty of scams out there, especially in the world of investing - today we go over 5 of them so you can better avoid them in the future.Intro Music: https://www.bensound.com/royalty-free-musicThis video is sponsored by NordVPNDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Click the link to get two FREE months of Skillshare Premium: https://skl.sh/theplainbagel3Uploaded 18-10-19If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)You've probably heard of the futures market before, or maybe you've seen future/forward prices mentioned in the news, but what are these numbers? Some magic number predicting future prices? Well...kind of! We'll discuss the topic in today's video.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music:Faster Does It by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100794Artist: http://incompetech.com/This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Sign up to Morning Brew for free today: https://www.morningbrew.com/?utm_source=plainbagel&utm_medium=youtube&utm_campaign=plainbagel_022021Uploaded 12-02-21Click here to skip past the description of the advisor's role: 6:23You may have recently opened a Robinhood account or been thinking about kicking of your first stock purchase, but should you consider going through a professional? We address this in today's video!Buy a Plain Bagel Mug and support a charity! Proceeds for 2021 will be donated to Doctors Without Borders: https://store.dftba.com/collections/the-plain-bagelIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Episode XUploaded 30-03-18In investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks we'll face with our holdings, and how we can manage them.Sources: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.pdfIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

This video was sponsored by Squarespace. Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website or domain using code THEPLAINBAGEL.Uploaded 07-08-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicWith larger discussions going on about important ethical issues, I thought it would be helpful to discuss ESG investing, and approach that looks to balance social values with profits.DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Episode IIUploaded 29-09-17Companies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the instrument these firms use to raise their debt.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

*Correction: The five factor model includes market beta, not "quality."Uploaded 27-10-2300:00 - Intro02:09 - Dividend Irrelevance Theory05:31 - Assumptions10:38 - Dividend Downsides14:35 - Why People Still Like Dividends15:30 - Closing ThoughtsToday we explain dividend irrelevance theory, some common misconceptions about dividends, and why some investors still prefer to focus on stocks that pay dividends.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

This video is sponsored by Blinkist - get a 7-day free trial and 25% off Blinkist Annual Premium by clicking here: https://www.blinkist.com/theplainbagel or scanning the QR code in video.Uploaded 09-06-23We're back watching some of finance TikTok's...finest?My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewersEdited by Carol Boeira Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.Uploaded 18-09-20If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Value and Growth Investing are two of the most popular investing strategies around, but what do they entail, and how do they compare? We answer these questions and more in today's video.Intro Music: https://www.bensound.com/royalty-free-musicThis video is sponsored by BlinkistDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

There's been a lot of discussion around whether Keith Gill is manipulating GameStop shares - let's dive into whether or not this could be legally considered a pump and dump.Uploaded 18-06-24Thank you @LegalEagle for lending your expertise!If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWcUploaded 20-03-26Private credit has been capturing headlines lately, with companies going bankrupt, funds gating investor withdrawals, and claims that we're headed towards another 2008 financial crisis. Today we cover what we know about the situation.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Plain Bagel Episode XIUploaded 13-04-18As humans, we tend to fall victim to different biases when making financial decisions. Let's take a look at behavioral finance and explore how we can circumvent these common pitfalls.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a big deal when a stock IPOs, and you may be interested in participating, but it's important to understand the IPO process before jumping on the bandwagon, because as you'll see, you face some unique risks and disadvantages when buying a company's first shares.Uploaded 22-02-19Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:Richard does not have a personal holding in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

This video is sponsored by Blinkist - get a 7-day free trial and 25% off Blinkist Annual Premium by clicking: https://bit.ly/theplainbagelJan24 or scanning the QR code.Uploaded 26-01-24Bitcoin spot ETFs were recently approved in the US, and despite traders speculating about the price catapulting from here, the cryptocurrency has actually fallen. Today we'll explain why this is the case, and why Bitcoin ETFs shouldn't matter all that much to your investment thesis.00:00 - Introduction02:38 - SECs Approval05:57 - Pros of Spot ETFs07:40 - #1 Profit Taking08:49 - #2 Fund Flow Disappointment11:54 - #3 Past Innovations12:40 - #4 Future ChallengesIf you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :)DISCLAIMER:Richard does not have a position in bitcoin.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Intro/Outro Music: https://www.bensound.com/royalty-free-musicUploaded 09-11-18DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Sign up for Morning Brew (today's sponsor) using the following link to start reading up on the daily happenings in business, finance and technology: https://morningbrewdaily.com/theplainbagelUploaded 26-04-24*NOTE* - The video indicates the government's forecasted budget deficit for 2024-2024 is $38.4B. In fact this figure was updated in the budget to $39.8B. Apologies for the error.Loonie Doctor's Tax Harvesting Tool: https://www.looniedoctor.ca/personal-taxable-account-capital-gains-harvest-simulator/Canada's Budget: https://budget.canada.ca/2024/home-accueil-en.htmlCanada's federal government recently announced some controversial changes to how capital gains are taxed. Let's go over the changes and discuss whether or not the online backlash is warranted.If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicky Fargo's back!Uploaded 01-04-20Last year's video (Bagel Buddies trailer): https://youtu.be/jNJMadhrtPcIntro Music: https://www.bensound.com/royalty-free-musicMarty Gots a Plan and Hall of the Mountain King by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Sources: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1500015http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1200072Artist: http://incompetech.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Take your personal data back with Incogni! Use code BAGEL at the link below and get 60% off an annual plan: https://incogni.com/bagelUploaded 11-07-25NOTE: Richard does not hold any position (long or short) in Robinhood.Robinhood recently launched a new tokenized stock offering for private companies SpaceX and OpenAI...without the companies' approval. Today we dive into how the tokens work, the risks faced by investors, and implications for the broader finance industry.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy April 1stUploaded 01-04-23Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Some online are claiming that Blackrock, Vanguard, and other massive asset managers secretly run the world. Let's look at the evidence.Uploaded 15-09-23If you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :)DISCLAIMER:Richard does not have a position in Blackrock or Vanguard.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Bit of a one off, more personal video on why I don't commit to doing YouTube full time.Uploaded 12-07-24Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

On Sunday the US and EU announced a trade deal, subverting a massive trade war - let's go over the details of the agreement.Uploaded 29-07-25If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Get 25% off Blinkist premium and enjoy 2 memberships for the price of 1. Start your 7-day free trial by clicking here: https://www.blinkist.com/theplainbagelUploaded 28-04-23Boiler Room was inspired by, and has inspired, some of the most well-known movies on finance. Today we go over the plot and confusing bits of the film.If you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :)DISCLAIMER:This video is sponsored by BlinkistThis channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump has signed an executive order to establish a sovereign wealth fund - let's dive into what SWFs are, and what they would mean for the US.Uploaded 21-02-25If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Sign up for Morning Brew today for your daily news briefing by using my link 👉🏻 https://morningbrewdaily.com/plainbagelUploaded 07-02-25Trump started - then postponed - a trade war with Canada. Let's go over what happened, and why the tariffs were so controversialIf you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

00:00 - Introduction02:23 - Canada's Supply Management04:20 - Canada's Tariff Rates06:22 - Tariff Rate Quotas06:51 - US Preferential Rates08:24 - Quota Underutilization10:22 - US' Own Restrictions12:06 - Closing RemarksUploaded 14-03-25USMCA Trade Deal: https://ustr.gov/trade-agreements/free-trade-agreements/united-states-mexico-canada-agreement/agreement-betweenCBSA Tariff Rates: https://cbsa-asfc.gc.ca/trade-commerce/tariff-tarif/2024/01-99/01-99-2024-1-eng.pdfWTO Portal: https://tao.wto.org/welcome.aspx?ReturnUrl=%2f%3fui%3d1&ui=1There's been a lot of discussion of Canada's tariffs against US imports, most of which has been misleading or flat out wrong. Let's clear the air.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices