Explorez tous les épisodes du podcast The Plain Bagel

The Plain Bagel Episode IICompanies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the instrument these firms use to raise their debt.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/

Take your personal data back with Incogni! Use code BAGEL at the link below and get 60% off an annual plan: https://incogni.com/bagelNOTE: Richard does not hold any position (long or short) in Robinhood.Robinhood recently launched a new tokenized stock offering for private companies SpaceX and OpenAI...without the companies' approval. Today we dive into how the tokens work, the risks faced by investors, and implications for the broader finance industry.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Topics addressed in today's video:- T-Bills- Technical analysis- Bitcoin- Dividends versus share buybacks (double taxation)- Strategies for rebalancingEpisode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671DISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.

Index funds are some of the most popular investment vehicles around, and yet few fully understand how indices work. So today, let's take a moment to understand what constitutes an index, and how we can use them to invest.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

The Plain Bagel Episode XIINow that you have a grasp on some basic investment concepts, it's time to start applying what we've learned. So here are my five steps for getting started!Budgeting Template: https://docs.google.com/spreadsheets/d/1T40vhaIQb7D71MVkGW0954Ky6salnwYZN8OkX8_AkB8/edit?usp=sharing* You won't be able to edit the original spreadsheet, so make sure to save it to your own Google Sheets account or download it as an excel. *Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/

The Grossman-Stiglitz Paradox is one which highlights that stock markets cannot possibly be efficient. Why? Let's find out on today's Plain Bagel!Make sure to check out Ben Felix's channel, Common Sense Investing: https://www.youtube.com/channel/UCDXTQ8nWmx_EhZ2v-kp7QxADISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWcPrivate credit has been capturing headlines lately, with companies going bankrupt, funds gating investor withdrawals, and claims that we're headed towards another 2008 financial crisis. Today we cover what we know about the situation.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.

This Saturday, the current U.S. bull market turns 10 years old, the first to ever do so in America. But many are concerned that a bear market is waiting around the corner. Why? Let's find out on today's Plain Bagel!Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

Prime Minister Mark Carney recently announced that Canada was getting a new sovereign wealth fund, and that individual Canadians will be able to invest in it. Today we'll dive into the details, and what it means for Canadians.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.

Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

The Plain Bagel Episode XIn investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks we'll face with our holdings, and how we can manage them.Sources: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.pdfIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/

👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 2025 has been a crazy year - let's unwind with the annual finance rewind and review what these past 12 months meant for markets and the world economy.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagelDISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.

The Plain Bagel Q&A 1Question topics: books on finance, “average person” investments, starting off, liquidity, and stock splitsHere’s a list of the books suggested by my colleagues. The first few are on personal finance, while the last two focus specifically on investing:- Moolala: Why smart people do dumb things with their money (and what you can do about it) by Bruce Sellery- Wealthing Like Rabbits by Robert R. Brown- Personal Finance For Canadians For Dummies by Eric Tyson & Tony Martin- Millionaire Teacher by Andrew Hallam- The Single Best Investment: Creating Wealth with Dividend Growth by Lowell MillerAnother colleague brought up a great point on stock splits that I’d like to add to my last answer. Companies also use stock splits to “signal” to investors that they expect future stock growth. This positive signal will infer that management believes in the sustainability of the stocks growth, which may convince investors to purchase the stock.Episode Music: https://www.youtube.com/user/kmmusicSources: http://www.investors.com/how-to-invest/investors-corner/how-much-money-do-you-need-to-start-investing/

The US is in a trade war with China, and after a rapid escalation, has seemingly pivoted with a recent exemption. Let's dive into what it all means for the US economy.00:00 – Overview02:43 – Timeline04:01 – Why China?05:57 – The Impact of a Trade War on the US07:23 – Treasury Yields09:30 - Is China Causing This?11:13 – Other Possible CausesIf you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Markets are falling, and the world is in a full fledged trade war - let's watch some TikToks.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewersEdited by: Emma Konrad & Richard Coffin

Welcome to the 10th TikTok Review video!My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WEDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelWarren Buffett and many other prominent investors have long preferred to measure a company's performance by their cash flows (found on the cash flow statement) rather than their reported earnings numbers... but what exactly are cash flows, and why are they given more weighting? Let's find out on today's episodeIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

It's been 10 years since Nortel Networks, a Canadian behemoth, filed for bankruptcy protection, not long after it had grown to represent more than a third of the Canadian stock market. Let's dive into what brought down the massive company with today's 5 Minute History Lesson.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music:Faster Does It by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100794Artist: http://incompetech.com/

00:00 - Intro03:50 - Why bitcoin’s price has fallen05:27 - The decline of treasury companies 08:33 - Is Strategy about to collapse?12:56 - The JPMorgan conspiracy15:40 - Debunking the claimsRichard does not hold a position in JPM, MSTR or any other bitcoin treasury companies.With bitcoin's price down, bitcoin treasury companies have been pummeled - now investors are blaming JP Morgan. Today we dive into what's happening.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

It's been a year since I posted my first video, just thought I'd provide a bit of a reflection on the channel thus far. :)

Richard does not hold a position in MSTR or any other bitcoin treasury companies.Bitcoin treasuries have become a popular strategy for companies thanks to Michael Saylor and his firm Strategy (formerly MicroStrategy). Let's dive into how this idea has taken off, and what it means for bitcoin.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Spreadsheet: https://docs.google.com/spreadsheets/d/1NgOmPul65qG_S7I774bc7YfFtL7cWsz6GtSabXhGKwQ/edit?usp=sharingI went through 123 YouTube videos promoting stocks to dig into the companies behind the sponsorships...and found some shocking stuff.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.

The Plain Bagel Q&A 2Question topics: The time it takes to invest, how to buy investments, gambling, income vs revenue, renting vs buying real estate*I apologize for the color issues with the video – we had technical lighting difficulties while filming*Episode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671Artist: http://incompetech.com/

The Plain Bagel Episode ILet's start from the beginning - what is investing? This video covers some basic concepts, and strives to argue why its important to learn more about investing.To skip over the basic concept's section, jump to 3:08.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:https://www.canadianveterinarians.net/documents/canada-s-pet-wellness-report2011http://www.broadbentinstitute.ca/canadians_approaching_retirement_with_totally_inadequate_savings_seniors_poverty_rates_increasing_new_study http://business.financialpost.com/personal-finance/managing-wealth/more-than-two-thirds-of-canadians-worry-a-lot-about-money-but-69-still-dont-have-a-planhttp://www.inflation.eu/inflation-rates/canada/historic-inflation/cpi-inflation-canada.aspx

Check out Brandon Beavis' channel, Brandon Beavis Investing! Great guy with an impressive number of investment certifications for his age!https://www.youtube.com/channel/UCoYDuEolAYsjQzzqe2dh1sgEpisode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671DISCLAIMER:Richard does not have a personal holding in any of the referenced companies. The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.

On Sunday the US and EU announced a trade deal, subverting a massive trade war - let's go over the details of the agreement.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

The Plain Bagel Episode VIIThere are many different philosophies that investors follow when making investment decisions, some of which directly conflict with other schools of thought. In this video, we'll go over the Active vs Passive debate, as well as Fundamental, Technical, and Quantitative investing.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Drumming footage:http://www.freemediabank.com/rock-concert-free-hd-stock-footage/

00:00 - Introduction02:45 - Primer05:11 - Why are yields rising05:58 - Credit Rating Downgrade07:57 - One Big Beautiful Bill09:33 - The Weak 20-year Auction10:55 - Japan’s Role?11:26 - Why High Yields Matter13:30 - Why it’s not a financial crisisLink to video comparing US banks to Silicon Valley Bank: https://youtu.be/ZPlrkr1qaE0?si=mwyYceZiSl-B0qsnIf you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

To learn for free on Brilliant (today's sponsor), go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant!00:00 - Introduction02:14 - Why Investors Buy Gold04:10 - Why Gold's Rallying08:34 - The Debasement Trade09:47 - Considerations13:27 - Gold's Questionable Price Stability16:11 - SponsorGold's price has been skyrocketing, with murmurings of a great "debasement trade" driving returns. Today we'll dive into what's driving performance, and the overall trends around gold.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Everyone believes we're in a bubble...so why are companies still spending hundreds of billions on the space? We lay things out in today's video.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

The Plain Bagel Episode VIIIInvestments are a great way to expand one's wealth, but don't be fooled - there are still fees to pay for the services provided to you. In this video, we'll go over the types of costs you'll pay as an investor, as well as how you can learn more about the specific fees you face.MUTUAL FUND SERIES INFORMATION:- https://www.getsmarteraboutmoney.ca/invest/investment-products/mutual-funds-segregated-funds/mutual-fund-series/Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/Sources: https://s3.amazonaws.com/nw-public-images/marketing/downloads/cost-of-investments-supporting-doc.pdf

Before you buy a weed stock, or tell someone else to do so, make sure you understand these fundamental risks... Richard is NOT a financial adviser, and the points expressed in this video are Richard's opinion. Richard does not have any position in marijuana stocks.Other concerns:-Some marijuana companies have been issuing shares at a rapid pace, increasing the risk of dilution for current shareholders.-Companies acquiring their competitors face a lot of execution risk as they integrate their targets. Plants may need to shut down, employees may need to retrain, and systems may need to be updated. Any problems along the way could impact the benefit these acquisitions provide the firm.-If provinces adopt a government-backed outlet system for selling marijuana similar to alcohol, marijuana companies could face price pressure. The outlets would have significant buying power, allowing them to demand discounts on bulk orders.-As many of these companies are only a few years old, their accounting statements and disclosures are not of the same level of quality as more established firms. This means less information for investors looking to own the company.- The barriers to producing marijuana are likely to fall over time. This will open the door to competitors, including large pharma companies. If a international pharmaceutical company were to open a medical marijuana operation, startups would have a hard time matching their capital commitments.DISCLAIMER:Richard does not have a personal holding in any of the referenced companies. The videos on this channel are for education purposes only and do not constitute financial advice. Richard does not have a personal position in any of the companies mentioned. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.

00:00 - Intro02:12 - Iran Primer03:36 - Iran’s Oil04:55 - The Strait of Hormuz08:17 - Global Economic Impacts11:11 - How This Impacts the US?12:40 - What About Stocks?13:17 - Final ConsiderationsThe Impact of War on Markets and the Economy: https://youtu.be/vl156QpXr5g?si=1QIYNSTklODaVS3BOn February 28th, the US and Israel launched a massive military operation in Iran aimed to hamstringing the countries military aspirations, and seemingly to bring about a complete regime change. Today, we dive into why economists are bracing for an impact. DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.

With Crypto Week having drawn to a close, let's take some time to go through the laws that have passed, and what's trying to be passed - we'll go over the Genius Act, Clarity Act, and Anti-CBDC Act.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Correction: At 4:20, the graph in the top left-hand corner is slightly off; for total return, the curve should not intercept at (30,0), but rather should be shifted slightly to the left so that the bend in the line occurs at (30,-2). Sorry for the blunder.Option Pricing Factors:- Underlying stock price (higher = higher call premium, lower put premium)- Underlying stock price volatility [expected] (higher = higher option premium)- Underlying stock dividends (higher = lower call premium, higher put premium)- Option's strike price (higher = lower call premium, higher put premium)- Time until expiration (longer = higher option premium)- Interest rates (higher = higher call premium, lower put premium)Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

Before you buy bitcoin, or tell someone else to do so, make sure you understand these fundamental risks...Richard is NOT a financial adviser, and the points expressed in this video are Richard's opinion. Richard does not have any position in Bitcoin. Sources:https://www.bloomberg.com/news/articles/2017-12-04/israeli-firm-strikes-digital-gold-with-canadian-miner-purchasehttps://www.thestar.com/business/2018/01/08/struggling-iced-tea-company-that-added-blockchain-to-name-seeks-funding-for-venture-into-bitcoin-mining.htmlhttp://www.globeinvestor.com/servlet/ArticleNews/story/GAM/20180113/RBMBITCOINBOPhttps://socialmediaweek.org/blog/2017/09/58-insane-facts-bitcoin-infographic/https://cointelegraph.com/explained/bitcoin-scaling-problem-explainedhttps://www.bloomberg.com/news/videos/2017-12-12/bitcoin-is-like-gold-2-0-says-tyler-winklevoss-videohttp://archive.fortune.com/magazines/fortune/fortune_archive/1996/04/15/211503/index.htmDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.

It's a big deal when a stock IPOs, and you may be interested in participating, but it's important to understand the IPO process before jumping on the bandwagon, because as you'll see, you face some unique risks and disadvantages when buying a company's first shares.Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:Richard does not have a personal holding in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

To learn for free on Brilliant, go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant!00:00 - Introduction02:09 - The Origin of 2% Inflation04:03 - Argument for 2%06:57 - Why Not Deflation?09:21 - Costs and Considerations12:30 - Why the Target Won't Change13:48 - SponsorDespite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

The Plain Bagel Episode VIManaged solutions can come with pretty high fees, which has led to the development of low cost investment vehicle alternatives. In this video, we discuss the popular Exchange-Traded Fund (ETF) as well as the topical Robo-Advisor.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/Sources:https://www.ific.ca/en/info/stats-and-facts/https://www.investopedia.com/terms/r/roboadvisor-roboadviser.asp

Very excited to announce the latest project for my channel, I hope you're all excited for this new content!

Get your free trial with Blinkist (today's sponsor) and save an additional 30%. Go to http://blinkist.com/bagel.My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

Paying our respects to TikTok

Ever wonder what all the hype around dividends is? With today's video, we'll dive into how dividends work, why people like them so much, and what to look out for when hunting them down.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:Richard does not have a personal position in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

00:00 - Introduction03:44 - SpaceX Overview04:53 - IPO Details05:47 - Insane Valuation06:53 - The Wild Prospectus11:02 - The Retail Push11:38 - Other IPOs (Anthropic and OpenAI)13:23 - The Concerns16:56 - Crowding Out Risk17:58 - The AI Bubble20:24 - Concluding ThoughtsSpaceX IPOs today, and Anthropic/OpenAI are looking to go public in the near term. Today we discuss the trend, what it means for markets, and how it balances against fears of an AI bubble.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.

The Plain Bagel just passed 1 million subscribers, so I wanted to post a quick video.​@DeadOnTheMoneyPodcast Channel: https://www.youtube.com/channel/UCDjGxS75qN9zAKjb5Powxxg

As we approach the end of 2024, let's take a beat to look back on what made the year remarkable...for better or for worse.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagelDISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.